www.ufirstcu.com Open in urlscan Pro
67.227.180.30 Public Scan

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Submitted URL:
http://ucreditu.com/
Effective URL:
https://www.ufirstcu.com/
Submission Tags: tranco_l324
Submission: On April 21 via api (April 21st 2024, 1:28:34 am UTC) from DE — Scanned from DE

Form analysis
3 forms found in the DOM

GET https://www.ufirstcu.com/search/index.html

<form class="input-group" action="https://www.ufirstcu.com/search/index.html" role="search" method="get" id="sr_newpage" aria-label="Search" style="position: relative;">
  <section id="unibox-suggest-box" class="unibox unibox-n-section" role="listbox" aria-label="Search Suggestions" style="min-width: 800px; max-width: 800px; left: 0px; top: 0px;"></section>
  <input type="hidden" name="wid" value="14137">
  <label class="sr-only" for="sr_searchbox">Search</label>
  <input type="text" id="sr_searchbox" name="query" value="" class="form-control sr_searchbox" placeholder="Search UFirst Credit Union…" aria-label="Search UFirst" autocomplete="off"
    style="font-size: 14px; border: 1px solid rgb(221, 221, 221); border-radius: 3px; background-color: rgb(255, 255, 255);" role="combobox" aria-describedby="unibox-controls-description" aria-owns="unibox-suggest-box"
    aria-controls="unibox-suggest-box" aria-expanded="false">
  <div class="input-group-append">
    <button id="sr_searchbutton" type="submit" class="btn btn-primary" value="Search"
      style="font-size: 14px; border: 1px solid rgb(221, 221, 221); border-radius: 3px; cursor: pointer; color: rgb(255, 255, 255); min-width: 0px; background-color: rgb(234, 0, 41);"><img role="presentation" alt="" style="width:-18px; height:-18px"
        src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIGZpbGw9IiNGRkZGRkYiIHdpZHRoPSIyNCIgaGVpZ2h0PSIyNCIgY2xhc3M9IiIgdmlld0JveD0iMCAwIDI0IDI0Ij48cGF0aCBkPSJNMTUuNSAxNGgtLjc5bC0uMjgtLjI3QzE1LjQxIDEyLjU5IDE2IDExLjExIDE2IDkuNSAxNiA1LjkxIDEzLjA5IDMgOS41IDNTMyA1LjkxIDMgOS41IDUuOTEgMTYgOS41IDE2YzEuNjEgMCAzLjA5LS41OSA0LjIzLTEuNTdsLjI3LjI4di43OWw1IDQuOTlMMjAuNDkgMTlsLTQuOTktNXptLTYgMEM3LjAxIDE0IDUgMTEuOTkgNSA5LjVTNy4wMSA1IDkuNSA1IDE0IDcuMDEgMTQgOS41IDExLjk5IDE0IDkuNSAxNHoiLz48L3N2Zz4="></button>
  </div>
  <span id="unibox-controls-description" style="position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0" class="unibox-sr-only" tabindex="-1">Use the up and down arrows to select a result. Press enter
    to go to the selected search result. Touch device users can use touch and swipe gestures.</span><span id="unibox-status-message" style="position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0"
    tabindex="-1" aria-live="polite" aria-atomic="true" role="status" class="unibox-sr-only"></span>
</form>

Name: Q2OnlineLogin — POST https://secure.ufirstcu.com/ufirstcuonlinebanking/uux.aspx#/login

<form id="Q2OnlineLogin" name="Q2OnlineLogin" autocomplete="off" method="post" action="https://secure.ufirstcu.com/ufirstcuonlinebanking/uux.aspx#/login" aria-label="Digital Banking Login">
  <!-- Login -->
  <div id="login">
    <!-- Title -->
    <div class="text-center mb-5">
      <h2 class="mb-0 text-green" style="font-size: 1.75rem;"><img class="img-fluid" src="https://www.ufirstcu.com/assets/img/logos/icon.xs.png" alt="icon"> Digital Banking</h2>
      <p class="text-black">Manage your account</p>
    </div>
    <!-- End Title -->
    <!-- Input Group -->
    <div class="js-form-message mb-2">
      <label for="user_id" class="input-label text-white font-weight-bold sr-only">Login ID</label>
      <div class="input-group input-group-sm mb-2">
        <input type="text" class="form-control" autocomplete="off" id="user_id" name="user_id" placeholder="Login ID" aria-label="Online Banking Login User Name" required="" data-msg="Please enter your Login ID"
          style="box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15); -moz-box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15);-webkit-box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15);">
      </div>
      <div class="alert alert-warning error text-center" style="display: none">
        <p class="f600 m-0" style="font-size: 12px;">Please enter your Login ID</p>
      </div>
    </div>
    <!-- End Input Group -->
    <!-- Input Group -->
    <div class="js-form-message mb-2">
      <label for="password" class="input-label text-white font-weight-bold sr-only">Password</label>
      <div class="input-group input-group-sm mb-2">
        <input type="password" class="form-control" autocomplete="off" name="password" id="password" placeholder="Password" aria-label="Online Banking Password" required="" data-msg="Please enter your Password"
          style="box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15); -moz-box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15);-webkit-box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15);">
      </div>
      <div class="alert alert-warning error text-center" style="display: none">
        <p class="f600 m-0" style="font-size: 12px;">Please enter your Password</p>
      </div>
    </div>
    <!-- End Input Group -->
    <div class="mb-1">
      <button type="submit" class="btn btn-sm btn-primary btn-block" id="loginBtn">Sign In</button>
    </div>
    <div class="text-center my-3"> <span
        class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://secure.ufirstcu.com/ufirstcuonlinebanking/sdk/AutoEnrollmentE2E" target="_blank" rel="noopener">Enroll Personal</a></span> <span
        class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://secure.ufirstcu.com/ufirstcuonlinebanking/sdk/StandardEnrollment" target="_blank" rel="noopener">Enroll Business</a></span> <span
        class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://secure.ufirstcu.com/ufirstcuonlinebanking/sdk/AutoEnrollmentE2E/AccountRecovery" target="_blank" rel="noopener">Forgot User Name</a></span> <span
        class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://secure.ufirstcu.com/ufirstcuonlinebanking/uux.aspx#/login/resetPasswordUsername" target="_blank" rel="noopener">Forgot Password?</a></span> <span
        class="d-inline-block mr-1 mb-2"> <!--<a class="btn btn-xs btn-soft-secondary" href="#">Make a Loan Payment</a> --></span> </div>
  </div>
</form>

Name: login-form — GET https://www.ufirstcu.com/contact/atm-map.html?act=advanced_search

<form class="" action="https://www.ufirstcu.com/contact/atm-map.html?act=advanced_search" method="get" name="login-form" aria-label="Branch Locator" target="_blank">
  <input name="siteId" type="hidden" value="UFirst">
  <input name="loctype" type="hidden" value="AS">
  <label for="zip" class="sr-only">Enter Zip Code</label>
  <div class="input-group row input-group-pill w-lg-80 w-sm-60 mt-2">
    <input class="required form-control-sm form-control" maxlength="5" id="zip" name="zip" type="text" placeholder="Enter Zip Code" aria-label="Enter Zip Code">
    <div class="input-group-pill input-group-append"> <span class="input-group-btn">
        <button class="btn btn-sm btn-danger" type="submit" aria-label="Find">Find</button>
      </span></div>
  </div>
</form>

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HELOC 6.99% APR

Reimagine your home! Get a HELOC with an intro rate of 6.99% APR.

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GET OUT WITH UFIRST

Get a free Get Out Pass with a new Student account.

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REWARDS CHECKING

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UFIRST GIVES ME A BETTER BANKING EXPERIENCE


AUTO LOANS
AS LOW AS

6.49% APR


 


 


30 YR MORTGAGE
AS LOW AS

> 7.000%
> 
> 7.202% APR




VISA REWARDS


AS LOW AS

13.49% APR


HELOC


INTRO RATE AS LOW AS

6.99% APR


PERSONAL


LOAN
AS LOW AS

12.74% APR


CERTIFICATES
AS HIGH AS

5.20% APY


LOOKING FOR A HOME LOAN?

We’ll make your big purchase as easy as possible!

Visit Home Center


SCHOLARSHIPS

Awarding $20,000 annually to college students.

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First-Time Home Buyer Loan

 

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WE’RE HIRING!

Start a career with UFirst Credit Union.

View Positions


NO WALLET, NO PROBLEM.

Tap and pay with your digital wallet.

Get wallet


CARD MANAGER

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UFIRST LATEST NEWS AND FEATURES


UFIRST CARD MANAGER

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AFFORDABLE INSURANCE

Protect what you love with our full suite of insurance services.

Get a quote


HOUSE HUNTERS

Use our MLS home search to find your dream home.

Find a home


GET $150

Get up to $150 when you set up a new direct deposit.

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BETTER CHECKING

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SHRED DAYS

Free and safe document shredding service.

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TAX SEASON

Make the most of your tax return.

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4X REWARDS ON GAS

Rewards with every swipe including 4x on gas!

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SCHOLARSHIPS

UFirst awards $20,000 in scholarships each year.

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UFIRST IS HIRING

Career opportunities with award-winning benefits.

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MORTGAGE LOANS

With many loan options, we can help you own a home.

Learn More


AUTOBOOKS

A comprehensive tool for your small business.

Learn More


UFIRST CARD MANAGER

Better card control with on-the-go convenience.

Get the app


AFFORDABLE INSURANCE

Protect what you love with our full suite of insurance services.

Get a quote


HOUSE HUNTERS

Use our MLS home search to find your dream home.

Find a home


GET $150

Get up to $150 when you set up a new direct deposit.

Learn more


BETTER CHECKING

No fees, no minimums, just rewards!

Learn More


SHRED DAYS

Free and safe document shredding service.

Learn More


TAX SEASON

Make the most of your tax return.

Learn More


4X REWARDS ON GAS

Rewards with every swipe including 4x on gas!

Learn More


SCHOLARSHIPS

UFirst awards $20,000 in scholarships each year.

Apply Now


UFIRST IS HIRING

Career opportunities with award-winning benefits.

Join our team


MORTGAGE LOANS

With many loan options, we can help you own a home.

Learn More


AUTOBOOKS

A comprehensive tool for your small business.

Learn More


UFIRST CARD MANAGER

Better card control with on-the-go convenience.

Get the app


AFFORDABLE INSURANCE

Protect what you love with our full suite of insurance services.

Get a quote


HOUSE HUNTERS

Use our MLS home search to find your dream home.

Find a home


GET $150

Get up to $150 when you set up a new direct deposit.

Learn more

"WOW! This branch is amazing...they greet me by name every time I visit the
branch...That's old fashioned customer service!"

John

UFirst Credit Union Member



LEARN WHY "IT'S BETTER HERE"



Member Benefits


WHY CHOOSE UFIRST CREDIT UNION?

Member-owned

As a member of our credit union, you're not just a customer, you're an owner!

Ethical banking

Putting the needs of our members, community, and planet drives all that we do.

Friendly service

Our number one goal is to give you the best possible banking experience.

Safe and secure

The NCUA protects your deposits with us to at least $250,000.


TAKE US WITH YOU WHEREVER, WHENEVER.


ALL YOUR MONEY IN ONE APP

Manage your money, monitor your spending and control your accounts in real time.

 * Log in with a smartphone, tablet or Apple Watch
 * Pay all your bills in real-time with Bill Pay
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   regardless of where they bank
 * Apply for a loan online
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 * Digital Wallets: Apple Pay and Google Pay
 * Free e-Checking, Debit Card and ATMs




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Save a trip to the branch and instantly deposit your checks from anywhere.


PAY YOUR BILLS

Schedule and pay all your single or recurring bills. Never forget to pay a bill
again. Easily swap cards used for recurring subscriptions.

Get the app



--------------------------------------------------------------------------------


FREQUENTLY ASKED QUESTIONS

1.  HOW DOES A CREDIT UNION WORK?


Credit unions seek to promote their members best interests rather than profits.
The credit union uses money that you and other members deposit to make loans to
other credit union members. This act is similar to a traditional bank, but
credit unions can often offer better rates on saving products and low interest
rates on loan products. Credit unions accept members based on a certain
criteria. Inquire with your credit union to determine eligibility.

2. HOW IS A CREDIT UNION DIFFERENT FROM A BANK?


Credit unions view their members as owners of the institution, often offering
lower fees, higher savings rates, and lower interest rates on loans. The
personalized approach to members is what separates credit unions from
traditional banks. In addition, getting a loan from a credit union is easier
than from a bank.

3. DO CREDIT UNIONS HELP YOUR CREDIT SCORE?


Yes. Being a credit union member will give you access to lower fees for accounts
and loans. This additional savings may allow you to pay down existing debt
faster, leading to an increase in your credit score.

4. WHY SHOULD I JOIN A CREDIT UNION?


Members should join a credit union because they are owned by their members (as
opposed to banks, who have stakeholders). This means that when a credit union
earns profits, their members are the ones who benefit from lower interest rates
on loans and higher earnings on savings. Credit unions also offer free services
such as mobile and online banking.

5. WHAT ARE THE PERKS OF A CREDIT UNION?


Credit unions are good for your financial goals and convenience. They offer
higher savings compared to traditional banks, with lower interest rates on loans
and less eligibility requirements. Credit unions also offer more financial
literacy resources than traditional banks and provide higher rates of return for
your savings account. Other credit union benefits include:

 * Lower loan rates and credit card rates
 * Less eligibility requirements
 * Higher rates on savings accounts
 * Community-driven, success is felt by its members
 * Personal credit assistance
 * Local scholarships and grants
 * Greater financial resources than traditional banks

6. HOW MUCH DO YOU NEED TO OPEN A CREDIT UNION ACCOUNT?

Opening a checking or savings account is easy. While many credit unions will
allow you to open an account for free, there is often a monthly fee that can be
waived if simple criteria is met.

0

Local Branches

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Nationwide ATMs

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Members Served

0

CO-OP Shared Branches

Locations near you


BRANCHES & ATMS

Enter Zip Code
Find
See all locations


 * UFIRST CREDIT UNION

 * 1-801-481-8800
 * Routing Number: 324079416
 * NMLS #654272




QUICK LINKS

 * Become a Member
 * Open an Account
 * Apply for a Loan
 * Make a Loan Payment
 * Contact Us


ABOUT US

 * Branch Locations
 * ATM Locations
 * Applications & Forms
 * Rates
 * Careers We're Hiring


MOBILE APPS

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Card Manager App

 * Apple
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CoBrowse Code

--------------------------------------------------------------------------------

 * Privacy
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© 2024, UFirst Credit Union

Website Design by Avtec Media

   
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FREQUENTLY ASKED QUESTIONS


What kind of credit score do you need to get a car loan? + −
The credit score required to qualify for an auto loan is relative to the lender.
On average, the borrower needs a score in the low 700s for a new car loan and
mid-600s for a used car loan. A borrower's credit history tells the lender
whether or not they are high or low risk. When getting approved for an auto
loan, most financial institutions will look at the borrower’s industry-specific
auto FICO® Score3, along with their base FICO® Score from the three consumer
credit reporting bureaus: Equifax, Experian and TransUnion. This credit score
also determines the borrower’s interest rate on the loan. Typically, to get an
interest rate between 0–2% on new car loans, the lender will require a credit
score of 700 or higher. Reversely, if a borrower finds themselves with a credit
score in the mid-600s or low 500s to low 600s, they may expect a lender to give
an interest rate three to five times higher (between 10–24%) than those with
good or excellent credit. You can check your FICO® Score for free on our free
mobile app, UFirst.
How do I refinance a car loan? + −
Refinancing your auto loan is a great and easy way to save money on your car
payments and to lower the interest rate on your auto loan. In order to refinance
your auto loan, you’ll need to gather the right information and documents. All
the necessary information would be the car mileage, VIN number, current car loan
numbers, driver’s license, and income verification. After gathering this
information, you can refinance your loan with the same lender or with a
different financial institution. After applying, the bank or credit union will
check your credit history and let you know if you qualify for a lower interest
rate. After approval, the bank or credit union will work with you to set your
new loan term to a lower monthly car payment.
Close

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