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Submission: On October 18 via api from US — Scanned from DE
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<p id="isPasted">*This is not a commitment to lend. Consumers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria.</p>
<p class="Large">Your actual rate, payment and costs could be higher. Guaranteed Rate cannot predict where rates will be in the future. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other
financial advice specific to the circumstances of any individual and should not be relied upon in that regard. Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of
application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information. All information provided in this publication is for
informational and educational purposes only, and in no way is any of the content contained herein to be construed as financial, investment, or legal advice or instruction. Guaranteed Rate does not guarantee the quality, accuracy,
completeness or timelines of the information in this publication. While efforts are made to verify the information provided, the information should not be assumed to be error free. Some information in the publication may have been
provided by third parties and has not necessarily been verified by Guaranteed Rate. Guaranteed Rate its affiliates and subsidiaries do not assume any liability for the information contained herein, be it direct, indirect, consequential,
special, or exemplary, or other damages whatsoever and howsoever caused, arising out of or in connection with the use of this publication or in reliance on the information, including any personal or pecuniary loss, whether the action is
in contract, tort (including negligence) or other tortious action. Sample rate provided for illustration purposes only and is not intended to provide mortgage or other financial advice specific to the circumstances of any individual and
should not be relied upon in that regard.</p>
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GET APPROVED
IN ONE DAY.
BUY WITH CONFIDENCE
I'm Purchasing
I'm Refinancing
Customers must qualify. Terms apply.
Terms and conditions
Guaranteed Rate’s Same-Day Mortgage promotion offers qualified customers who
provide certain required financial information/documentation to Guaranteed Rate
within 24 hours of locking a rate on a mortgage loan the opportunity to receive
a loan approval within 1 business day of timely submission of documentation and
does not suggest that the borrower will receive funding on the same day as their
application submission. For purposes of this offer, documents provided after 1
pm local time or on a weekend or company holiday will be deemed submitted the
next business day. Guaranteed Rate cannot guarantee that a loan will be approved
or that a closing will occur within a specific timeframe. Guaranteed Rate
reserves the right to revoke this approval at any time if there is a change in
your financial condition or credit history which would impair your ability to
repay this obligation. Read and understand your Loan Commitment before waiving
any mortgage contingencies. Borrower documentation and Intent to Proceed must be
signed within 24 business hours of receipt. Not eligible for all loan types or
residence types. Minimum down payment requirements apply. Self-employed
borrowers are not eligible. Not all borrowers will be approved. Borrower's
interest rate will depend upon the specific characteristics of borrower's loan
transaction, credit profile and other criteria. Not available in all states.
Restrictions apply. Visit rate.com/same-day-mortgage for terms and conditions.
The competitive edge you need to purchase the home you want! Get started
The competitive edge you need to purchase the home you want!
Get started
5 MIN APPROVALS.
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MORTGAGE CALCULATOR
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GET A SENSE OF THE COSTS OF BUYING A HOME WITH OUR MONTHLY MORTGAGE CALCULATOR.
Estimate monthly mortgage cost
Home price
Down Payment %
Down Payment $
30 Year
Loan term
Interest rate
Military Veteran
Improve the accuracy of your monthly payment estimate by contacting a loan
expert:
Apply now
Legal disclosures
*This is not a commitment to lend. Consumers are advised to obtain a Loan
Estimate. Rates are subject to change and are dependent on credit and
underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate cannot
predict where rates will be in the future. Sample rate provided for illustration
purposes only and is not intended to provide mortgage or other financial advice
specific to the circumstances of any individual and should not be relied upon in
that regard. Applicant subject to credit and underwriting approval. Not all
applicants will be approved for financing. Receipt of application does not
represent an approval for financing or interest rate guarantee. Restrictions may
apply, contact Guaranteed Rate for current rates and for more information. All
information provided in this publication is for informational and educational
purposes only, and in no way is any of the content contained herein to be
construed as financial, investment, or legal advice or instruction. Guaranteed
Rate does not guarantee the quality, accuracy, completeness or timelines of the
information in this publication. While efforts are made to verify the
information provided, the information should not be assumed to be error free.
Some information in the publication may have been provided by third parties and
has not necessarily been verified by Guaranteed Rate. Guaranteed Rate its
affiliates and subsidiaries do not assume any liability for the information
contained herein, be it direct, indirect, consequential, special, or exemplary,
or other damages whatsoever and howsoever caused, arising out of or in
connection with the use of this publication or in reliance on the information,
including any personal or pecuniary loss, whether the action is in contract,
tort (including negligence) or other tortious action. Sample rate provided for
illustration purposes only and is not intended to provide mortgage or other
financial advice specific to the circumstances of any individual and should not
be relied upon in that regard.
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Your monthly payment would be
$ 2,024.00
doughnut chart
Breakdown
Principal and interestPMIProperty taxesInsuranceHOA fees
$ 1,504.00
$ 0.00
Legal disclosures
*This is not a commitment to lend. Consumers are advised to obtain a Loan
Estimate. Rates are subject to change and are dependent on credit and
underwriting criteria.
Your actual rate, payment and costs could be higher. Guaranteed Rate cannot
predict where rates will be in the future. Sample rate provided for illustration
purposes only and is not intended to provide mortgage or other financial advice
specific to the circumstances of any individual and should not be relied upon in
that regard. Applicant subject to credit and underwriting approval. Not all
applicants will be approved for financing. Receipt of application does not
represent an approval for financing or interest rate guarantee. Restrictions may
apply, contact Guaranteed Rate for current rates and for more information. All
information provided in this publication is for informational and educational
purposes only, and in no way is any of the content contained herein to be
construed as financial, investment, or legal advice or instruction. Guaranteed
Rate does not guarantee the quality, accuracy, completeness or timelines of the
information in this publication. While efforts are made to verify the
information provided, the information should not be assumed to be error free.
Some information in the publication may have been provided by third parties and
has not necessarily been verified by Guaranteed Rate. Guaranteed Rate its
affiliates and subsidiaries do not assume any liability for the information
contained herein, be it direct, indirect, consequential, special, or exemplary,
or other damages whatsoever and howsoever caused, arising out of or in
connection with the use of this publication or in reliance on the information,
including any personal or pecuniary loss, whether the action is in contract,
tort (including negligence) or other tortious action. Sample rate provided for
illustration purposes only and is not intended to provide mortgage or other
financial advice specific to the circumstances of any individual and should not
be relied upon in that regard.
Powered by Froala Editor
HOW HOME
PURCHASES
SELECT...
WORK
STEP 1/4
DETERMINE BUDGET AND SAVE FOR A DOWN PAYMENT
Before you even start looking at homes for sale, it's important to determine
your needs and budget. Then start saving up for that down payment.
How much can I afford?
STEP 2/4
CONNECT WITH AN AGENT, MAKE AN OFFER, AND CONTRACT
Start house hunting! An agent knows your market and works with you to find your
dream home on your budget. When you find your perfect home, present the seller a
purchase contract with all the details.
What real estate agents do
STEP 3/4
GET PRE-APPROVED
Apply for your mortgage with Guaranteed Rate. Know your buying power, monthly
payment options, and show sellers that you’re serious with a pre-approval
letter.
How pre-approval helps you
STEP 4/4
CONTINGENCIES, APPRAISAL, UNDERWRITING, CLOSE, MOVE
Once an offer’s accepted, the home needs to be appraised. Next, underwriters
check over the financials before clearing you to close. Then it’s time to sign
and move in.
Most common questions
STEP 1/4
DETERMINE YOUR GOALS
Refinancing can lower your monthly payment, help pay your mortgage off faster or
let you consolidate debt with a cash-out refi.
Should I refinance now?
STEP 2/4
LOCK YOUR LOAN
Most homeowners refinance for a new, lower interest rate, but rates change
daily. Apply to refinance as soon as you’re ready and lock your new mortgage
rate.
Apply to refinance
STEP 3/4
RUN THE NUMBERS
Refinancing has more variables than just a new interest rate. Run the numbers so
you can know how your monthly payment and mortgage terms may change.
Use our refinance calculator
STEP 4/4
CLOSE ON YOUR REFI
Closing on a refinance should feel familiar. You’ll have an appraisal, go
through underwriting and then close the mortgage. But this time you’ve already
moved in.
Most common questions
DIGITAL, YET PERSONAL
A MORTGAGE EXPERIENCE MADE FOR YOU
We literally invented the Digital Mortgage. But we also offer one-on-one
assistance at more than 500 branches across the U.S. Whether you prefer to stay
at home or meet in person, we are here to tailor your mortgage experience to fit
your needs.
Find a branch near you
DIGITAL, YET PERSONAL
A MORTGAGE EXPERIENCE MADE FOR YOU
We literally invented the Digital Mortgage. But we also offer one-on-one
assistance at more than 500 branches across the U.S. Whether you prefer to stay
at home or meet in person, we are here to tailor your mortgage experience to fit
your needs.
Get to know us
FIND A MORTGAGE TO FIT YOUR UNIQUE NEEDS
TELL US ABOUT YOURSELF.
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I AM AN ACTIVE
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MILITARY OPTIONS
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POPULAR TOPICS
Buy a home tips
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Mortgage process
Before you buy tips
Home value
Military options
Less-than-perfect credit
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IF YOU'RE NOT THRILLED, GET A REFUND
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OUR SEARCHING GETS YOU SAVINGS
Save an average of $760 with GR Insurance
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100% owned by Guaranteed Rate, Inc.
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Get approved in as fast as 1 day.
See how
OUR SEARCHING GETS YOU SAVINGS
Save an average of $760 with GR Insurance
Learn more
Guaranteed Rate Insurance is
100% owned by Guaranteed Rate, Inc.
GET HOME - FASTER!
Get approved in as fast as 1 day.
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Please note that applications, legal disclosures, documents or other material
related to Guaranteed Rate products or services promoted on this page are
offered in English only. The Spanish translation of this page is for the
convenience of our clients; however, not all pages are translated. If there is a
discrepancy between the content of the translated page and the content of the
same page in English, the English version will prevail.
© 2023 Guaranteed Rate, Inc. All rights reserved.
NMLS License #2611 - For licensing information, go to:
www.nmlsconsumeraccess.org.
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3940 N. Ravenswood Chicago, IL 60613 The company name, Guaranteed Rate, should
not suggest to a consumer that Guaranteed Rate provides an interest rate
guaranteed prior to an interest lock.
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