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Blog Well-being


HOW TO WRITE A 10 YEAR PLAN (WITH EXAMPLES) AND REACH YOUR GOALS

By Elizabeth Perry
July 10, 2023 - 19 min read
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Invest in yourself today


Jump to section

What’s a 10 year plan?

Creating personal and professional goals

Setting SMART goals

Example goals for a 10 year plan

How to create a 10 year plan

Set yourself up for success

You’ve probably heard this question in a job interview: “Where do you see
yourself in five years?” 

If you came prepared, you probably answered with a quick overview of your
professional 5 year plan. But if an interviewer asks about a 10 year plan, you
might feel put on the spot. Whether you’re just starting your career path or
eager to plan for an extreme life change, 10 years seems like a long time — and
it is.

But having goals for the next decade will help you create a 1 year, 3 year, or 5
year plan to build the future you want. Here’s how to start visualizing your
long-term goals and turn that vision into an actionable 10 year plan, with
examples to inspire you.

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meet your goals faster. Take quiz


WHAT’S A 10 YEAR PLAN?

A 10 year plan is an outline of the tasks or milestones you need to accomplish
to meet your goals for the next decade. It combines your short-term and
long-term objectives to create an achievable but exciting life plan. 

If you dream of becoming a doctor, “become a doctor” would be your long-term
goal. You need to get into med school first — a short-term goal. Actions like
studying for the MCAT and applying to schools would be part of the 10 year plan
that helps you achieve both your short- and long-term goals.

But your career isn’t the only thing that you can plan for. Say you want to buy
a home within the next 10 years. Homeownership is a goal within your plan.
Saving, investing, and building credit would be part of the plan that makes that
goal a reality. 

A 10 year plan can be whatever you want it to be, whether it concerns your
personal life (get married, write a memoir) or your professional goals (start a
successful business, become a supervisor). The only rules are that it has to
take place over 10 years and contain smaller steps to help you reach goals in
the long term.




CREATING PERSONAL AND PROFESSIONAL GOALS

You’re more than your career. And you’re more than your relationships, your bank
account, and the home you live in. But they work together to help you be the
person you want to be, living the life you want to live — and you can represent
them all in your 10 year plan.

To start creating a realistic plan, divide your 10 year goals into the
categories they relate to. You can create as many as you want, but here are the
most common categories and what they might include:


PERSONAL AND RELATIONSHIP GOALS

Even if you’re just daydreaming, you probably have some ideas about what your
personal life might look like a decade from now. Maybe you want to start a
family or volunteer in the community regularly. Start brainstorming a list that
matches your vision of the future life you want.


PROFESSIONAL GOALS

Ask yourself what it would take for you to feel professionally fulfilled. Maybe
it’s as straightforward as finding a job at a certain company, or as bold as
joining the C-suite at your current job. A lot can happen in your career in 10
years, so this is your chance to dream big. You might even take the leap and
start working for yourself as a freelancer or entrepreneur.


FINANCIAL GOALS

Financial wellness can play a huge role in your overall well-being. In 2022, 66%
of Americans said money was a significant source of stress in their lives, and
creating (and hitting) financial goals can help reduce this stress. If you won’t
be satisfied until your credit score is in the 800s and your emergency fund can
carry you for a year, add those to the list. 


LEARNING GOALS

Some skills take time to comprehend, like learning a new language or complicated
software, which is why they should be part of your 10 year plan. No matter how
many diplomas hang on your office wall, your life will be richer if you make
learning something new a lifelong goal. Even if it’s just for fun, write it
down. 


FITNESS GOALS

Your long-term fitness goals can be as simple or lofty as you want them to be.
Just make sure the goals you set are realistic. Give yourself something to work
toward without setting yourself up for failure. Running a marathon in the next
10 years is achievable, but you need to find a place to start and create a
realistic training routine.




SETTING SMART GOALS

Only 19% of people follow their New Year’s resolutions over two years. That’s
because they often set goals that aren’t realistic in the long term. It takes
willpower and dedication to follow a 10 year plan and meet the milestones you
set, but it also takes a planning process that considers attainability.

You can use the SMART goal framework for any type of goal to create the most
realistic pathway for you. Here’s what SMART stands for:

 * Specific: The goal is specific and leaves no room for confusion

 * Measurable: The goal is something you can make measurable progress toward

 * Attainable: The goal is something you can realistically achieve

 * Relevant: The goal is relevant to the values, dreams, and ambitions that
   matter to you

 * Time-bound: The goal isn’t open-ended, and you can put a target completion
   date on it

Some of the ideas you have for your 10 year plan might not be SMART right away.
But with these broader goals in mind, you’ll be able to set short-term SMART
goals that bring your 10 year vision into focus.


WHAT MAKES A GOAL ATTAINABLE?

Every letter in SMART plays its own role, but the “A” for “attainable” is
especially important to note. It’s about setting goals you can actually achieve
— but that doesn’t mean they need to be easy. They just need to be in your
control.

Winning the lottery, for example, isn’t an attainable goal. Saying you want it
and using up your budget won’t make it a reality. Winning the jackpot will
always be outside of your control.



Becoming a doctor, on the other hand, might be attainable, even if it seems far
away. How realistic this goal is depends on a variety of factors, like what you
studied in college and how much time and money you have to go to grad school.
But there are actionable steps you can take to make it happen. 

According to a study in the Journal of Sport and Exercise Psychology, specific
and difficult goals lead to better performance. If every goal you set is easy to
complete, you won’t perform to your highest potential. Personal development
comes from pushing yourself and leaving your comfort zone. Be realistic, but
give yourself a challenge, and don’t be afraid to take risks. 


EXAMPLE GOALS FOR A 10 YEAR PLAN 

A 10 year plan is personal. It’s about you, the people you’re close to, and your
personal values, which makes it harder to ask for advice on what your goals
should be. But here are some 10 year goal examples to inspire you and give you a
sense of what a plan could include:

 * Get promoted: Earning a promotion can happen in much less than 10 years, but
   if you set your sights on a high-level position, the process can take a long
   time. You need to start from the bottom, prove your worth, and slowly move up
   the ladder.

 * Build a tiny home: You’ll first need to decide where and what you want to
   build. Materials cost money, so start creating a budget and saving up. If you
   choose to build on your own, you’ll also need to learn construction skills,
   so make a plan for adding that knowledge to your tool belt.

 * Move to Europe: Moving abroad doesn’t just require strong finances. You’ll
   need to decide where you want to go and why. And you’ll likely need a visa,
   whether it’s for work, study, or residency. Your 10 year plan should include
   saving up, finding jobs, and starting to create a network abroad.

 * Join a rowing team: If you’re looking to join a high-level team, you may need
   to spend some time working on strength and conditioning. If you’re not a
   strong swimmer, taking lessons and joining a gym with a pool will help get
   you closer to your goal over a few years.

 * Reduce blood sugar: To accomplish this goal, you may need to make some big
   shifts to your diet. And if exercise isn’t already part of your day-to-day,
   you’ll want to work on making it a habit. A decade is more than enough time
   to find consistent routines that work for you.

 * Pay off student loans: You can keep paying the minimum amount on your student
   loans forever, but if you want them gone within 10 years, you’ll need a plan.
   Maybe you need to refinance your loan or adjust your payment plan. Do your
   research and create a realistic budget.

 * Learn a new language: If you want to become fluent in another language, you
   might want to consider spending six months or a year in another country.
   That’s a plan for the future, but for now, you can look into enrolling in
   language classes.



Once you decide what your goal is, start mapping out a clear year-by-year plan.
Remember that it’ll probably change if you go along. If you find something
unachievable, find ways around it, and be kind to yourself. 

Here’s what a 10-year plan might look like for someone who’s trying to get a job
as a senior project manager:

 * Year 1: Start applying for master’s degrees and scholarships

 * Year 2: Get into a program and start studying in September

 * Year 3: Graduate and network with peers

 * Year 4: Find an internship working under a project manager

 * Year 5: Land an entry-level role

 * Year 6: Thrive on the job and take extra courses to close skill gaps

 * Year 7: Get promoted to a project management position

 * Year 8: Attend networking events and go the extra mile at work

 * Year 9: Continue working hard, letting senior team members know you’re
   interested in a larger role

 * Year 10: Land a senior project manager position


HOW TO CREATE A 10 YEAR PLAN

You don’t have to create goals for every aspect of your life all at once.
Goal-setting can take place over the course of a week, a month, or even several
months. And it’s important to remember that goals can (and will) change,
especially when they cover a period as long as 10 years.

Your big-picture goals — the things you want to achieve over the next decade —
are likely vague. Things like “learn a foreign language” and “have a happy
family life” are just a starting point. You’ll work backward from there to
create a plan you can act on. Here’s how to break it down:


1. DEFINE YOUR LONG-TERM GOALS

If professional development is your current top priority, start with your
long-term career goals. If you have an entrepreneurial spirit, maybe being your
own boss is part of your vision. At this stage, your long-term objectives can be
as grand as you want, as long as you can break them down into steps.


2. START RESEARCHING

Start with research, both internal and external. If owning a business is your
main goal but you’re not sure what exactly you want to do, think about your
skills and what kind of small business those skills would be suited for. Find
people whose career paths you want to emulate and start learning from them.




3. START PLANNING

Keep working your way backward from your long-term goal until you find your
first steps. If getting a business degree will help you find a better job now
while preparing you to start your own company, figure out a realistic timeline.
How long would a degree take you to complete? When would you like to start?

In this example, your 10 year goal is to own a business. But you need yearly
goals to get you there. Your 1 year plan might include enrolling in a GMAT prep
class and taking the test. Your 2 year plan might include applying to schools.
Your 5 year plan might include completing your MBA, and so on.


4. GET SUPPORT FROM YOUR COMMUNITY

There’s one incredibly valuable resource to keep in mind: other people. As you
work to create a life plan for the future you, turn to the friends, family, and
mentors you trust for support. Connect with wellness experts to achieve your
fitness goals. Make professional moves with a career coach by your side. 

The most important thing to remember is that you’re never alone in achieving
your goals. No matter where you are in life, you’ll have people cheering you on.
And in 10 years, you can pay it forward, share your wisdom, and inspire others.


SET YOURSELF UP FOR SUCCESS

These 10 year plan examples are just that — examples. The vision you create for
your future will look different than anyone else’s. But with research, hard
work, and support from your community, you’ll learn and grow. And whether you
achieve all your goals or not, working for them will give you a sense of
accomplishment.



Well-being

Published July 10, 2023


ELIZABETH PERRY

Content Marketing Manager, ACC




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