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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Openbank is not yet available to the general public in the U.S.

We're looking forward to our official launch later this year.

Welcome to savings that work as hard as you do.

With rates 10x the national average,
our High Yield Savings account will take your money further.*

Learn more
Learn more
Learn more
Learn more



BUILDING YOUR BALANCE HAS NEVER BEEN THIS EASY
(OR SMART)



Say hello to top-tier rates, industry-leading security, no fees† – and the
satisfaction of watching your money grow faster.



Discover High Yield Savings
Discover High Yield Savings
Discover High Yield Savings
Discover High Yield Savings



A DIGITAL BANK BUILT BY A TOP GLOBAL ONE



Openbank combines Santander's 167 years of global banking experience with
today's most innovative digital platform to deliver a seamless experience.
You'll enjoy top rates and personal support, with the stability and security of
a top global bank.



The Openbank story
The Openbank story
The Openbank story
The Openbank story



KEEPING YOU AND YOUR MONEY SAFE



Nothing is more important than keeping your money and information secure. That’s
why Openbank offers industry-leading security from day one, with an advanced
authentication process and trusted device enrollment that transforms your face
or fingerprint into the keys to your account.



Security at Openbank
Security at Openbank
Security at Openbank
Security at Openbank



USE OUR SECURE MOBILE APP TO MANAGE YOUR ACCOUNT

Manage every detail of your account from the palm of your hand with the Openbank
mobile app. Available on the App Store® and on Google Play.




HAVE QUESTIONS? WE’RE HERE TO HELP.

You’ll find the answers you’re looking for in our FAQs – from how to open an
account to
changing your password, contacting our Customer Service Center, and more.

View FAQs
View FAQs

*The national average for Savings deposit products as published in the FDIC
National Rates and Rate Caps on FDIC.gov is 0.46% APY, accurate as of September
16, 2024. Openbank High Yield Savings is available in select markets only – see
details here.

†No Monthly Fee, transaction fees, or other activity fees. For more information,
see account details above or refer to the Personal Deposit Account Fee Schedule.

There is a maximum of $250,000 of deposit insurance from the FDIC per depositor
for each category of account ownership. Please visit FDIC.gov for details.
Deposits at Santander Bank and Openbank are combined for the purposes of
calculating FDIC insurance limits (FDIC Cert #29950) and are not separately
insured.

App Store is a registered trademark of Apple Inc. Google Play is a trademark of
Google, LLC.

Privacy policyDisclosuresAccessibilityTerms of useHelp and contact

©2024 Santander Bank, N.A. All rights reserved. Openbank is a division of
Santander Bank, N.A. Member FDIC.

©2024 Santander Bank, N.A. All rights reserved. Openbank is a division of
Santander Bank, N.A. Member FDIC.

Privacy policyDisclosuresAccessibilityTerms of useHelp and contact

©2024 Santander Bank, N.A. All rights reserved. Openbank is a division of
Santander Bank, N.A. Member FDIC.

©2024 Santander Bank, N.A. All rights reserved. Openbank is a division of
Santander Bank, N.A. Member FDIC.