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HOME LOANS SOUTH AFRICA

Welcome to our website and we are going to be providing you with all the latest
news and developments in the home loan market. Home loans are generally loans
that people apply for when purchasing a new property and the need for this type
of loan, have grown exceptionally over the last couple of years.

We are to assist you to apply for a home loan with all the biggest banks that
include SA Home loans & Standard Bank. We have got years of experience in the
home loan market and will do our best to help you to get that home loan you
require.

There are quite a few companies in South Africa that offer home loan assistance,
but we feel that we do provide an excellent service and you can rest assured,
that we will do our best to assist you. The home loan niche is quite a
competitive sector and that is why it's crucial for anyone looking for a home
loan, to work with the best company out there to assist them.



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Why use us for your Home Loan?

Our success depends entirely on service. We have no vested interests in place
with any particular banks and therefore we will not hesitate to compare and
assure you to receive the best possible deal.

We will do our best to assist you with the purchasing of a new property or
refinancing an existing home for South Africans or Non-residents. We are not
restricted to work in any specific area and it would be a privileged to assist
you, no matter where the property is situated. Just complete the enquiry form
and we will get in touch with you, as soon as we can.



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Standard Bank Home Loans

As we ourselves have done business with Standard Bank, we can highly recommend
them as one the leading banks in South Africa that offer home loans to
consumers.

The first option they have is for first time buyers and this clearly states that
you are not to have owned a property before in order to apply for this type of
home loan. The repayment term is also stipulated at 20 years or 240 months and
it is imperative that you can only apply as a private individual and not as an
entity.

The second option available from standard bank home loans is that of a home
loan, when buying a property that is not your first property. The repayment term
for this type of home loan again is 240 months and you can possibly get a 100%
loan depending on your risk profile and financial records.

Standard bank is one of the top banks in South Africa and with their outstanding
home loans department, we can highly recommend them as a bank to use for your
home or building loan. We have been working with them for a long time now and
have been able to assist many clients in the past, to get their home loan with
them.

Read more >>>



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ABSA Home Loans

Absa is probably the best-known bank in South Africa and they not only offer
home loans, but also provide guidance in this regard, to assist you to make the
best possible decision.

Getting a home loan is probably the biggest financial decision you will make in
your life and working with us, we will make sure that you get the best interest
rate from the best home loan provider.

Absa home loans offer repayments terms up to 30 years and have fixed or variable
interest rate options available. Another great feature is that you have access
to the Flexi option, which basically means that you get immediate access to
funds saved in your home loan account.

Read more >>>



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FNB Home Loans

FNB is surely one of the most innovating banks in the world and with their
recent award, they have the goods to prove it. FNB home loans offers a wide
variety of home loan options and it all depends on which criteria apply to you,
in terms of your home loan requirements.

The first and original option for a home loan basically states that the loan
must be finished before the applicant reaches 75, so there is an age limitation.

This type of home loan is available to applicants, joint applicants and property
owning juristic persons. The second option you have with FNB is that of first
time home buyer and it states that it needs to be for a fully built property,
with no previous finance in place.

Read more >>>



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Nedbank Home Loans

Nedbank has always been one of our favourite banks and they offer some great
home loan products. Basically, they have split up the home loan options into 2
main sections and it's basically defined as follows:

The first being a home loan option for an ordinary home loan, whereby you buy an
existing property. The criteria include that you are able to repay your loan for
up to 25 years and you can have a fixed or variable interest rate for your home
loan.

If you want repay the home loan sooner, you always have the accelerated payment
option included, to pay off your home loan in a shorter time period.

Read more >>>



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