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URL:
https://www.ufirstcu.com/?utm_source=Bonneville&utm_medium=Search
Submission: On March 01 via manual (March 1st 2023, 5:54:29 am UTC) from IN — Scanned from DE

Form analysis
4 forms found in the DOM

GET https://www.ufirstcu.com/search/index.html

<form class="input-group" action="https://www.ufirstcu.com/search/index.html" role="search" method="get" id="sr_newpage" aria-label="Search" style="position: relative;">
  <section id="unibox-suggest-box" class="unibox unibox-n-section" role="listbox" aria-label="Search Suggestions" style="min-width: 800px; max-width: 800px; left: 0px; top: 0px;"></section>
  <input type="hidden" name="wid" value="14137">
  <label class="sr-only" for="sr_searchbox">Search</label>
  <input type="text" id="sr_searchbox" name="query" value="" class="form-control sr_searchbox" placeholder="Search UFirst Credit Union…" aria-label="Search UFirst" autocomplete="off" role="combobox" aria-describedby="unibox-controls-description"
    aria-owns="unibox-suggest-box" aria-controls="unibox-suggest-box" aria-expanded="false" style="font-size: 14px; border: 1px solid rgb(221, 221, 221); border-radius: 3px; background-color: rgb(255, 255, 255);">
  <div class="input-group-append">
    <button id="sr_searchbutton" type="submit" class="btn btn-primary" style="font-size: 14px; border: 1px solid rgb(221, 221, 221); border-radius: 3px; cursor: pointer; color: rgb(255, 255, 255); min-width: 0px; background-color: rgb(234, 0, 41);"
      value="Search"><img role="presentation" alt="" style="width:-18px; height:-18px"
        src="data:image/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIGZpbGw9IiNGRkZGRkYiIHdpZHRoPSIyNCIgaGVpZ2h0PSIyNCIgY2xhc3M9IiIgdmlld0JveD0iMCAwIDI0IDI0Ij48cGF0aCBkPSJNMTUuNSAxNGgtLjc5bC0uMjgtLjI3QzE1LjQxIDEyLjU5IDE2IDExLjExIDE2IDkuNSAxNiA1LjkxIDEzLjA5IDMgOS41IDNTMyA1LjkxIDMgOS41IDUuOTEgMTYgOS41IDE2YzEuNjEgMCAzLjA5LS41OSA0LjIzLTEuNTdsLjI3LjI4di43OWw1IDQuOTlMMjAuNDkgMTlsLTQuOTktNXptLTYgMEM3LjAxIDE0IDUgMTEuOTkgNSA5LjVTNy4wMSA1IDkuNSA1IDE0IDcuMDEgMTQgOS41IDExLjk5IDE0IDkuNSAxNHoiLz48L3N2Zz4="></button>
  </div>
  <span id="unibox-controls-description" style="position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0" class="unibox-sr-only" tabindex="-1">Use the up and down arrows to select a result. Press enter
    to go to the selected search result. Touch device users can use touch and swipe gestures.</span><span id="unibox-status-message" style="position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0"
    tabindex="-1" aria-live="polite" aria-atomic="true" role="status" class="unibox-sr-only"></span>
</form>

Name: Q2OnlineLogin — POST https://secure.ufirstcu.com/ufirstcuonlinebanking/uux.aspx#/login

<form id="Q2OnlineLogin" name="Q2OnlineLogin" autocomplete="off" method="post" action="https://secure.ufirstcu.com/ufirstcuonlinebanking/uux.aspx#/login" aria-label="Digital Banking Login">
  <!-- Login -->
  <div id="login">
    <!-- Title -->
    <div class="text-center mb-5">
      <h2 class="mb-0 text-green" style="font-size: 1.75rem;"><img class="img-fluid" src="https://www.ufirstcu.com/assets/img/logos/icon.xs.png" alt="icon"> Digital Banking</h2>
      <p class="text-black">Manage your account</p>
    </div>
    <!-- End Title -->
    <!-- Input Group -->
    <div class="js-form-message mb-2">
      <label for="user_id" class="input-label text-white font-weight-bold sr-only">Login ID</label>
      <div class="input-group input-group-sm mb-2">
        <input type="text" class="form-control" autocomplete="off" id="user_id" name="user_id" placeholder="Login ID" aria-label="Online Banking Login User Name" required="" data-msg="Please enter your Login ID"
          style="box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15); -moz-box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15);-webkit-box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15);">
      </div>
      <div class="alert alert-warning error text-center" style="display: none">
        <p class="f600 m-0" style="font-size: 12px;">Please enter your Login ID</p>
      </div>
    </div>
    <!-- End Input Group -->
    <!-- Input Group -->
    <div class="js-form-message mb-2">
      <label for="password" class="input-label text-white font-weight-bold sr-only">Password</label>
      <div class="input-group input-group-sm mb-2">
        <input type="password" class="form-control" autocomplete="off" name="password" id="password" placeholder="Password" aria-label="Online Banking Password" required="" data-msg="Please enter your Password"
          style="box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15); -moz-box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15);-webkit-box-shadow: 0px 0px 10px rgba(0, 0, 0, 0.15);">
      </div>
      <div class="alert alert-warning error text-center" style="display: none">
        <p class="f600 m-0" style="font-size: 12px;">Please enter your Password</p>
      </div>
    </div>
    <!-- End Input Group -->
    <div class="mb-1">
      <button type="submit" class="btn btn-sm btn-primary btn-block" id="loginBtn">Sign In</button>
    </div>
    <div class="text-center my-3"> <span
        class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://secure.ufirstcu.com/ufirstcuonlinebanking/sdk/AutoEnrollmentE2E" target="_blank" rel="noopener">Enroll Personal</a></span> <span
        class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://secure.ufirstcu.com/ufirstcuonlinebanking/sdk/StandardEnrollment" target="_blank" rel="noopener">Enroll Business</a></span> <span
        class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://secure.ufirstcu.com/ufirstcuonlinebanking/sdk/AutoEnrollmentE2E/AccountRecovery" target="_blank" rel="noopener">Forgot User Name</a></span> <span
        class="d-inline-block mr-1 mb-2"><a class="btn btn-xs btn-soft-secondary" href="https://secure.ufirstcu.com/ufirstcuonlinebanking/uux.aspx#/login/resetPasswordUsername" target="_blank" rel="noopener">Forgot Password?</a></span> <span
        class="d-inline-block mr-1 mb-2"> <!--<a class="btn btn-xs btn-soft-secondary" href="#">Make a Loan Payment</a> --></span> </div>
  </div>
</form>

Name: login-form — GET https://www.ufirstcu.com/contact/atm-map.html?act=advanced_search

<form class="" action="https://www.ufirstcu.com/contact/atm-map.html?act=advanced_search" method="get" name="login-form" aria-label="Branch Locator" target="_blank">
  <input name="siteId" type="hidden" value="UFirst">
  <input name="loctype" type="hidden" value="AS">
  <label for="zip" class="sr-only">Enter Zip Code</label>
  <div class="input-group row input-group-pill w-lg-80 w-sm-60 mt-2">
    <input class="required form-control-sm form-control" maxlength="5" id="zip" name="zip" type="text" placeholder="Enter Zip Code" aria-label="Enter Zip Code">
    <div class="input-group-pill input-group-append"> <span class="input-group-btn">
        <button class="btn btn-sm btn-danger" type="submit" aria-label="Find">Find</button>
      </span></div>
  </div>
</form>

POST #

<form class="acsb-form" data-acsb-search="form" enctype="multipart/form-data" action="#" method="POST"> <input type="text" tabindex="0" name="acsb_search" autocomplete="off" placeholder="Unclear content? Search in dictionary..."
    aria-label="Unclear content? Search in dictionary..."> <i class="acsbi-search"></i> <i class="acsbi-chevron_down"></i> </form>

Text Content

Use Website In a Screen-Reader Mode
Skip to Content
↵ENTER
Skip to Menu
↵ENTER
Skip to Footer
↵ENTER

Skip to main content
Search

Use the up and down arrows to select a result. Press enter to go to the selected
search result. Touch device users can use touch and swipe gestures.
Quick Links
Routing Number Wire Transfers Become a Member Applications Make a Loan Payment
Locations & Hours Shared Branches Lost/Stolen Card Contact Us
Mobile Banking

Get mobile banking, deposit and wallets.

Go Mobile
Quick Links
Branch Locations ATM Locations Rates Join Us Apply Now Loan Payment Contact Us
ABOUT
About Us Membership Careers We're Hiring Employee Benefits Scholarships

Become a Member
RATES APPOINTMENTS LOAN PAYMENT
APPLY
Open an Account Business Loan Personal Loan Vehicle Loan Credit Card Home Equity
Loan Home Equity Line of Credit Mortgage Make a Loan Payment
LOCATIONS
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CONTACT CAREERS
* Search

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* Spend & Save

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Open an Account
Rates Account Switch Kit
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Payroll Services Merchant Services Contact Us We're here for you! Business
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* Borrow

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Calculators Find Your Car Find Your Home VISA® CardGuard VISA® Card Manager
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* Connect

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Digital Banking
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Check Deposit Financial Tools Goal-Based Savings More Services...
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Routing Number: 324079416
Services & Resources
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About Us
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Careers We're Hiring
Membership
Become a Member Account Switch Kit Benefits of Membership Why a Credit Union?

* Invest

* Search

DIGITAL BANKING

Manage your account

Please enter your Login ID

Password

Please enter your Password

* Terms
* Need Help?

TAX SEASON

Get more out of your tax return!

Learn More

GET $150

Get up to $150 when you set up a new direct deposit.

Learn More

BETTER ONLINE BANKING

Better benefits, better experience, better online banking.

Learn More

*
*
*

Apply now
Buy or refinance a home Buy or refinance a vehicle Personal Account Business
Account Get insurance quotes Apply for a credit card Apply for a home equity
loan Home equity line of credit Apply for a business loan Financial planning
Calculators
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Interest Rates
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rates Business loan rates Home equity rates

UFIRST GIVES ME A BETTER BANKING EXPERIENCE

AUTO LOANS
AS LOW AS

6.24% APR

30 YR MORTGAGE
AS LOW AS

> 6.375%
>
> 6.567% APR

VISA REWARDS

AS LOW AS

13.24% APR

HELOC

AS LOW AS

7.25% APR

PERSONAL

LOAN
AS LOW AS

11.74% APR

CERTIFICATES
AS HIGH AS

4.50% APY

LOOKING FOR A HOME LOAN?

We’ll make your big purchase as easy as possible!

Visit Home Center

SCHOLARSHIPS

Awarding $20,000 annually to college students.

Apply Now

Your browser doesn't support HTML5 video.

First-Time Home Buyer Loan

Apply Now

WE’RE HIRING!

Start a career with UFirst Credit Union.

View Positions

NO WALLET, NO PROBLEM.

Tap and pay with your digital wallet.

Get wallet

CARD MANAGER

Get the app

View All Rates

UFIRST LATEST NEWS AND FEATURES

UFIRST CARD MANAGER

Set card alerts for extra security.

Get the app

AFFORDABLE INSURANCE

Protect the things you love.

Get a quote

HOUSE HUNTERS

Use our MLS home search.

Find a home

GET $150

Get up to $150 with direct deposit.

Learn more

UFIRST IS HIRING

Work at the best credit union in Utah.

Join our team

TAX SEASON

Make the most of your return.

Learn More

BETTER ONLINE BANKING

Better benefits with Better Online Banking

Learn More

UFIRST CARD MANAGER

Set card alerts for extra security.

Get the app

AFFORDABLE INSURANCE

Protect the things you love.

Get a quote

HOUSE HUNTERS

Use our MLS home search.

Find a home

GET $150

Get up to $150 with direct deposit.

Learn more

UFIRST IS HIRING

Work at the best credit union in Utah.

Join our team

TAX SEASON

Make the most of your return.

Learn More

BETTER ONLINE BANKING

Better benefits with Better Online Banking

Learn More

UFIRST CARD MANAGER

Set card alerts for extra security.

Get the app

AFFORDABLE INSURANCE

Protect the things you love.

Get a quote

HOUSE HUNTERS

Use our MLS home search.

Find a home

GET $150

Get up to $150 with direct deposit.

Learn more

"WOW! This branch is amazing...they greet me by name every time I visit the
branch...That's old fashioned customer service!"

John

UFirst Credit Union Member

LEARN WHY "IT'S BETTER HERE"

Member Benefits

WHY CHOOSE UFIRST CREDIT UNION?

100% member owned

On becoming a member of our credit union, you're not just a customer, you're an
owner!

Ethical banking

The benefit of our members, community, and the planet drives everything we do.

Friendly service

Our number one goal is to give you the best overall banking experience we can.

Safe and secure

The NCUA protects your deposits with us to at least $250,000.

TAKE US WITH YOU WHEREVER, WHENEVER.

ALL YOUR MONEY IN ONE APP

Manage your money, monitor your spending and control your accounts in real time.

* Log in with a smartphone, tablet or Apple Watch
* Pay all your bills in real-time with Direct Pay
* Use Zelle to send money to family, friends and other people you trust,
regardless of where they bank
* Apply for a loan online
* Control your cards - set alerts, monitor transactions, turn cards on/off
* Digital Wallets: Apple Pay and Google Pay
* Free e-Checking, Debit Card and ATMs

DEPOSIT CHECKS

Save a trip to the branch and instantly deposit your checks from anywhere.

PAY YOUR BILLS

Schedule and pay all your single or recurring bills. Never forget to pay a bill
again. Easily swap cards used for recurring subscriptions.

Get the app

--------------------------------------------------------------------------------

FREQUENTLY ASKED QUESTIONS

1. HOW DOES A CREDIT UNION WORK?

Credit unions seek to promote their members best interests rather than profits.
The credit union uses money that you and other members deposit to make loans to
other credit union members. This act is similar to a traditional bank, but
credit unions can often offer better rates on saving products and low interest
rates on loan products. Credit unions accept members based on a certain
criteria. Inquire with your credit union to determine eligibility.

2. HOW IS A CREDIT UNION DIFFERENT FROM A BANK?

Credit unions view their members as owners of the institution, often offering
lower fees, higher savings rates, and lower interest rates on loans. The
personalized approach to members is what separates credit unions from
traditional banks. In addition, getting a loan from a credit union is easier
than from a bank.

3. DO CREDIT UNIONS HELP YOUR CREDIT SCORE?

Yes. Being a credit union member will give you access to lower fees for accounts
and loans. This additional savings may allow you to pay down existing debt
faster, leading to an increase in your credit score.

4. WHY SHOULD I JOIN A CREDIT UNION?

Members should join a credit union because they are owned by their members (as
opposed to banks, who have stakeholders). This means that when a credit union
earns profits, their members are the ones who benefit from lower interest rates
on loans and higher earnings on savings. Credit unions also offer free services
such as mobile and online banking.

5. WHAT ARE THE PERKS OF A CREDIT UNION?

Credit unions are good for your financial goals and convenience. They offer
higher savings compared to traditional banks, with lower interest rates on loans
and less eligibility requirements. Credit unions also offer more financial
literacy resources than traditional banks and provide higher rates of return for
your savings account. Other credit union benefits include:

* Lower loan rates and credit card rates
* Less eligibility requirements
* Higher rates on savings accounts
* Community-driven, success is felt by its members
* Personal credit assistance
* Local scholarships and grants
* Greater financial resources than traditional banks

6. HOW MUCH DO YOU NEED TO OPEN A CREDIT UNION ACCOUNT?

Opening a checking or savings account is easy. While many credit unions will
allow you to open an account for free, there is often a monthly fee that can be
waived if simple criteria is met.

Local Branches

Nationwide ATMs

Members Served

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Locations near you

BRANCHES & ATMS

Enter Zip Code
Find
See all locations

* UFIRST CREDIT UNION

* 1-801-481-8800
* Routing Number: 324079416
* NMLS #654272

QUICK LINKS

* Become a Member
* Open an Account
* Apply for a Loan
* Make a Loan Payment
* Contact Us

ABOUT US

* Branch Locations
* ATM Locations
* Applications & Forms
* Rates
* Careers We're Hiring

MOBILE APPS

Apple App Android App

Card Manager App

* Apple
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CoBrowse Code

--------------------------------------------------------------------------------

* Privacy
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* /
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* /
* Site Map

Website Design by Avtec Media

* Facebook
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FREQUENTLY ASKED QUESTIONS

What kind of credit score do you need to get a car loan? + −
The credit score required to qualify for an auto loan is relative to the lender.
On average, the borrower needs a score in the low 700s for a new car loan and
mid-600s for a used car loan. A borrower's credit history tells the lender
whether or not they are high or low risk. When getting approved for an auto
loan, most financial institutions will look at the borrower’s industry-specific
auto FICO® Score3, along with their base FICO® Score from the three consumer
credit reporting bureaus: Equifax, Experian and TransUnion. This credit score
also determines the borrower’s interest rate on the loan. Typically, to get an
interest rate between 0–2% on new car loans, the lender will require a credit
score of 700 or higher. Reversely, if a borrower finds themselves with a credit
score in the mid-600s or low 500s to low 600s, they may expect a lender to give
an interest rate three to five times higher (between 10–24%) than those with
good or excellent credit. You can check your FICO® Score for free on our free
mobile app, UFirst.
How do I refinance a car loan? + −
Refinancing your auto loan is a great and easy way to save money on your car
payments and to lower the interest rate on your auto loan. In order to refinance
your auto loan, you’ll need to gather the right information and documents. All
the necessary information would be the car mileage, VIN number, current car loan
numbers, driver’s license, and income verification. After gathering this
information, you can refinance your loan with the same lender or with a
different financial institution. After applying, the bank or credit union will
check your credit history and let you know if you qualify for a lower interest
rate. After approval, the bank or credit union will work with you to set your
new loan term to a lower monthly car payment.
Close

MAKE A LOAN PAYMENT

From within Digital Banking From another Credit Union or Bank
Close

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We firmly believe that the internet should be available and accessible to anyone
and are committed to providing a website that is accessible to the broadest
possible audience, regardless of ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
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level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to blind people, people with motor
impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts its functionality and behavior for
screen-readers used by blind users, and for keyboard functions used by
individuals with motor impairments.

If you wish to contact the website’s owner please use the website's form

Screen-reader and keyboard navigation

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Applications) technique, alongside various behavioral changes, to ensure blind
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adjustments at any time, users need only to press the Alt+1 keyboard
combination. Screen-reader users also get automatic announcements to turn
the Screen-reader mode on as soon as they enter the website.

These adjustments are compatible with popular screen readers such as JAWS,
NVDA, VoiceOver, and TalkBack.

2. Keyboard navigation optimization: The background process also adjusts the
website’s HTML and adds various behaviors using JavaScript code to make the
website operable by the keyboard. This includes the ability to navigate the
website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
keys, close them with Esc, trigger buttons and links using the Enter key,
navigate between radio and checkbox elements using the arrow keys, and fill
them in with the Spacebar or Enter key.

Additionally, keyboard users will find content-skip menus available at any
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Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
(forms), “B” (buttons), and “G” (graphics) to jump to specific elements.

Disability profiles supported on our website
* Epilepsy Safe Profile: this profile enables people with epilepsy to safely
use the website by eliminating the risk of seizures resulting from flashing
or blinking animations and risky color combinations.
* Vision Impaired Profile: this profile adjusts the website so that it is
accessible to the majority of visual impairments such as Degrading Eyesight,
Tunnel Vision, Cataract, Glaucoma, and others.
* Cognitive Disability Profile: this profile provides various assistive
features to help users with cognitive disabilities such as Autism, Dyslexia,
CVA, and others, to focus on the essential elements more easily.
* ADHD Friendly Profile: this profile significantly reduces distractions and
noise to help people with ADHD, and Neurodevelopmental disorders browse,
read, and focus on the essential elements more easily.
* Blind Users Profile (Screen-readers): this profile adjusts the website to be
compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A
screen-reader is installed on the blind user’s computer, and this site is
compatible with it.
* Keyboard Navigation Profile (Motor-Impaired): this profile enables
motor-impaired persons to operate the website using the keyboard Tab,
Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
(menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
jump to specific elements.

Additional UI, design, and readability adjustments
1. Font adjustments – users can increase and decrease its size, change its
family (type), adjust the spacing, alignment, line height, and more.
2. Color adjustments – users can select various color contrast profiles such as
light, dark, inverted, and monochrome. Additionally, users can swap color
schemes of titles, texts, and backgrounds with over seven different coloring
options.
3. Animations – epileptic users can stop all running animations with the click
of a button. Animations controlled by the interface include videos, GIFs,
and CSS flashing transitions.
4. Content highlighting – users can choose to emphasize essential elements such
as links and titles. They can also choose to highlight focused or hovered
elements only.
5. Audio muting – users with hearing devices may experience headaches or other
issues due to automatic audio playing. This option lets users mute the
entire website instantly.
6. Cognitive disorders – we utilize a search engine linked to Wikipedia and
Wiktionary, allowing people with cognitive disorders to decipher meanings of
phrases, initials, slang, and others.
7. Additional functions – we allow users to change cursor color and size, use a
printing mode, enable a virtual keyboard, and many other functions.

Assistive technology and browser compatibility

We aim to support as many browsers and assistive technologies as possible, so
our users can choose the best fitting tools for them, with as few limitations as
possible. Therefore, we have worked very hard to be able to support all major
systems that comprise over 95% of the user market share, including Google
Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS, and NVDA
(screen readers), both for Windows and MAC users.

Notes, comments, and feedback

Despite our very best efforts to allow anybody to adjust the website to their
needs, there may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
solution to make them accessible. Still, we are continually improving our
accessibility, adding, updating, improving its options and features, and
developing and adopting new technologies. All this is meant to reach the optimal
level of accessibility following technological advancements. If you wish to
contact the website’s owner, please use the website's form

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www.ufirstcu.com Open in urlscan Pro 67.227.180.30 Public Scan

Form analysis 4 forms found in the DOM

GET https://www.ufirstcu.com/search/index.html

Name: Q2OnlineLogin — POST https://secure.ufirstcu.com/ufirstcuonlinebanking/uux.aspx#/login

Name: login-form — GET https://www.ufirstcu.com/contact/atm-map.html?act=advanced_search

POST #

Text Content

www.ufirstcu.com Open in urlscan Pro
67.227.180.30 Public Scan

Form analysis
4 forms found in the DOM