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 * Privacy Notice

Privacy Notice Sections

 1. INTRODUCTION
 2. DATA WE COLLECT
 3. HOW WE USE THE DATA WE OBTAIN
 4. DATA SHARING
 5. YOUR CHOICES AND RIGHTS
 6. HOW WE PROTECT PERSONAL DATA
 7. OTHER IMPORTANT INFORMATION
 8. CONTACT US


THE DOW JONES PRIVACY NOTICE

Effective Date: December 20, 2023

1. INTRODUCTION

This Privacy Notice explains how Dow Jones & Company, Inc. and its subsidiaries
(collectively, "Dow Jones", “our”, “us”, or “we”) collect, use and disclose
personal data about you when you use our websites, mobile sites, applications
("apps") or other online products and services that link to this Privacy Notice,
subscribe to our print newspaper, attend our conferences or events, and/or
receive our newsletters or emails (collectively, the "Dow Jones Services"). If
there is a conflict between this Privacy Notice and a Dow Jones Services
corporate subscription agreement, the Dow Jones Services corporate subscription
agreement will take precedence.

By using the Dow Jones Services, you acknowledge you have read and accept this
Privacy Notice.

The Dow Jones Services are intended for general audiences, and we do not
knowingly collect personal data from minors under 16 years of age. 

2. DATA WE COLLECT

Dow Jones may obtain information about you from a variety of sources. This
includes personal data you provide to us directly, data we obtain from other
sources, and data we gather through automated means.

2.1 Data You Provide to Us

We collect personal data that you provide to us when you interact with the Dow
Jones Services, including the following:

 * Contact or identifier data when you sign up for Dow Jones Services, such as
   your name, postal address (including billing and shipping address), email
   address, telephone or mobile phone number;
 * Transactional and financial information to process transactions, such as
   credit or debit card number and related payment information;
 * Information you provide when you register for an event or conference, such as
   your occupation or interests;
 * User-generated content when you participate in a community forum or otherwise
   post content that others can read or view, such as your comments, username or
   profile picture;
 * Information you provide when you create a profile, participate in a
   sweepstakes, contest or game or take a survey, such as your education,
   investments, other financial information, interests or gender;
 * Information you provide when you use an interactive feature (such as text,
   chat, chat bot or article sharing options) or scan or use our QR codes, such
   as your mobile phone number; and
 * Customer service information, such as messages and other information you
   address to us through online forms, text, chat, by email, over the phone or
   by postal mail.



2.2 Data We Receive from Other Sources

We may receive personal data about you in connection with the Dow Jones Services
from publicly and commercially available sources, Dow Jones Affiliates (defined
in Section 4.1), business partners (such as social networking services with
which you engage), and, if applicable to you, the third party provider of your
subscription (such as your employer or educational institution). Such personal
data may include:

 * Purchasing data, including information about your transactions and purchase
   history, membership in loyalty programs or information about advertisements
   you have seen or acted upon, including your interaction with advertisers’
   products and services;
 * Demographic data, such as gender, age range, educational level, household
   income range;
 * Occupational data, such as profession, position, title and industry;
 * Preferences and shopping interests;
 * Geolocation data; and
 * Your activities on other Internet sites or mobile apps, such as information
   about content, products, services or advertisements you have seen or
   interacted with, including the content, products or services of our
   advertisers.
 * If you log in with or connect a social networking profile (e.g., Facebook)
   with a Dow Jones Service, we may obtain information about you, such as your
   user ID or user name and other data you have permitted those networks to
   share with us consistent with your privacy settings on the applicable social
   networking service.



2.3 Data Collected By Automated Means Through Our Services

We gather by automated means (such as cookies, web beacons, web server logs and
similar technologies) certain information through the Dow Jones Services. Such
data may include:

 * Your IP address;
 * Device information, such as unique identifier and connection information,
   including mobile device advertising IDs (e.g., Apple IDFA or Google AAID);
 * Your device type and settings, software used, browser type and operating
   system;
 * Language preferences;
 * Viewing behavior, including the content you view and for how long;
 * Web pages and advertisements you view and links you click on within, and
   search queries you may have run on, the Dow Jones Services;
 * Other usage data, such as the websites or other services you visited before
   visiting the Dow Jones Services (referring URL), access times and other
   details about your use and interactions on our Services;
 * Location information, including the city, state and zip code associated with
   your IP address, information derived through wifi triangulation, and precise
   location information from GPS-based functionality on your mobile apps, with
   your consent; and
 * Your phone number and mobile carrier details in connection with some of our
   mobile apps



For more information on the various types of automated means we use to gather
information, please see our Cookie Notice.

3. HOW WE USE THE DATA WE OBTAIN

We may use the personal data we collect from and/or about you for the purposes
set forth below.

3.1 To Provide and Manage the Dow Jones Services

This may include to:

 * Provide our products and services, including to process and fulfill your
   subscription, or complete a transaction that you requested;
 * Create and manage online accounts;
 * Provide customer support, including via online chat or chat bot, and to
   respond to inquiries;
 * Send information about your relationship or transactions with us;
 * Provide technical support;
 * Deliver relevant content and suggestions (e.g., if you use multiple products,
   we may use your reading history or activity to personalize the content
   delivered to you across products);
 * Conduct research for potential articles if you choose to respond to a
   journalism survey;
 * Communicate about, and administer participation in, online games,
   sweepstakes, contests, promotions, special events, rewards programs, surveys
   or market research;
 * Send promotional materials, alerts regarding available offers, product or
   service information, events, and other communications, including via text/SMS
   messages if you provide your mobile phone number and opted in to receive such
   messages (“Text Messages”). Your consent to receive Text Messages is not
   required to purchase goods or services from us; and
 * If you register for a product, we may use your information to allow you to
   sign in to several Dow Jones or Dow Jones Affiliate websites or apps, as
   appropriate, with the same user ID.



3.2 To Measure And Improve Our Products And Services/Conduct Analysis

This may include to:

 * Operate, evaluate and improve our business (including developing, enhancing,
   analyzing and improving our Services; managing our communications, performing
   data and statistical analytics, and performing accounting, auditing and other
   internal functions); and
 * Monitor and analyze the extent of your use of the Dow Jones Services, to
   inform modifications, enhancements, or updates to the Dow Jones Services, or
   to make marketing or pricing decisions.



3.3 To Allow You To Share User-Generated Content

Certain features on the Dow Jones Services give you an opportunity to interact
with us and others. These features include collaboration tools, community
forums, chats, submitting a letter to the editor, creating community profiles,
rating, tagging, and commenting on articles. If you choose to use these
features, any information you choose to share (such as your name, user name,
email address, picture or image, likes, status, and comments) becomes public and
can be used for purposes over which we have no control. We are not responsible
for any information you choose to submit and make public through these
interactive features.



3.4 To Deliver Interest-Based Advertising (aka Targeted Advertising)

As described in this Privacy Notice and our Cookie Notice, we, as well as our
third-party service providers, may obtain information about your online activity
to provide you with advertising about products and services tailored to your
individual interests. We also engage third party online advertising companies,
advertisers and ad networks to help target our messaging to visitors through
interest-based and contextual means. These third parties may collect information
about your activities on our Dow Jones Services and on other websites or apps
including offline purchases, for such purpose. The networks use this information
to show you advertisements on the Dow Jones Services or other third-party
websites and apps that may be tailored to your individual interests. This
information also helps us track the effectiveness of our marketing efforts. To
the extent required by applicable law, we will obtain your consent before using
your information for interest-based advertising. To learn how to opt out of
online interest-based advertising (or, as it may be called in some
jurisdictions, targeted advertising), please follow the instructions in the Your
Choices and Rights section below.

3.5 To Protect The Rights Of Dow Jones And Others

Dow Jones may use your personal data as we believe to be necessary or
appropriate in order to:

 * Protect against, identify and prevent fraud and other unlawful activity,
   claims and other liabilities;
 * Secure, protect and defend the privacy, safety or property of the Dow Jones
   Services, and our employees and agents, or users;
 * Comply with and enforce legal requirements, including laws outside your
   country of residence, relevant industry standards, contractual obligations,
   and our terms of service and other policies; and
 * Respond to inquiries from third parties, including inquiries from law
   enforcement authorities.



We may combine information we obtain about you for the purposes identified in
this Section 3. We may use information we collect from you in other ways for
which we provide specific privacy notices at the time of collection.

4. DATA SHARING

We may share your personal data with:

4.1 Our Subsidiaries and Affiliated Businesses

We may share your personal data with our subsidiaries and affiliated companies
(collectively, “Dow Jones Affiliates”) for the purposes described in this
Privacy Notice, including for each company's marketing purposes (with your
consent if required by applicable law). A list of Dow Jones Affiliates is
available in annual reports accessible here.  Users who visit Dow Jones
Affiliates’ services should still refer to their separate privacy policies,
which may differ in some respects from this Privacy Notice.

4.2 Subscription/Access Providers

If your subscription or other access is provided in whole or in part by your
employer, educational institution or other third party, we may share with them
information about your access to and use of your subscription or other product
or service, including for access through educational institutions, your name and
email address.

4.3 Our Service Providers

We may share some or all of your personal data identified above, as necessary
for the specific services, with our service providers, who provide services to
us or to you on our behalf (e.g., sending email or Text Messages on our behalf,
processing payments, fulfilling orders or delivering subscriptions or improving
or customizing the Dow Jones Services). These third party service providers are
not authorized to use it for any other purpose than the specific service they
are providing to us or to you on our behalf.

4.4 Our Business Partners

We may share your data with business partners to provide you with co-branded
services or features that you participate in, such as conferences, events,
contests, sweepstakes or other promotions ("Co-Branded Services"). These
Co-Branded Services may be hosted by the Dow Jones Services or on the third
party's service. The business partner's use of your information will be governed
by its privacy notice.

4.5 With Third Parties for Direct Marketing

We may share your information with third party partners whose offerings we think
may be of interest to you. For example, if you subscribe to the U.S. edition of
The Wall Street Journal or Barron’s print publications, we may share your print
mailing address with unaffiliated third party companies whose products and
services may be of interest to you. While many of our subscribers appreciate
receiving offerings from these companies, if you prefer that we do not share
your information for this purpose, please refer to the Your Choices and Rights
section below.

The above paragraph does not apply to personal data collected through our WSJ
Amenity Text-To-Me Service.

4.6 With Social Networking Services

As discussed in Section 2.3 of our Privacy Notice and in our Social Networking
Services Notice, we may share your information when you log into or connect a
social media service account with the Dow Jones Services. The Services may also
offer you the ability to share information to a social networking site (e.g.,
Facebook, Twitter), by using integrated tools (e.g., Facebook “Like” button, or
Twitter “Tweet” button). To control this sharing of information, please review
and adjust your privacy settings for the relevant social network. The social
networking service's use of the shared information will be governed by its
privacy notice.

4.7 For Legal Requirements and Proceedings

We may disclose your personal data to law enforcement authorities or other
government officials if we are required to do so to comply with subpoenas, court
orders, legal process or other government measures, and to comply with other
legal obligations. We may also disclose information if we believe disclosure is
necessary or appropriate in connection with an investigation of suspected or
actual fraud or illegal activity.

4.8 With Other Third Parties To Complete A Corporate Transaction

We may disclose information we have about you in the event we sell or transfer
all or part of our business or assets (including in the event of a merger,
reorganization, dissolution or liquidation) to the third party or its advisors
involved in such corporate transaction

4.9 With Third Parties for the Protection of the Services and Our Users

We may disclose your personal data to protect and defend the rights, interests
and safety of the Services and our users, our subsidiaries and affiliates, and
our and their employees, contractors and agents; and to protect the security of
our Services, including when we believe necessary or appropriate to prevent
physical harm or financial loss.

5. YOUR CHOICES AND RIGHTS
5.1 Your Choices

We offer you many choices and you may have certain rights in connection with the
personal data we collect about you.

5.1.1 Email Communications

You may ask us to remove your information from our marketing mailing lists by
changing your account settings through the appropriate link on the website
account services page. For example, WSJ subscribers and registered users may
update their marketing and newsletter preferences at the following link:   Wall
Street Journal Emails and Alerts. You can also unsubscribe from our marketing
mailing lists by following the “Unsubscribe” link at the bottom of each email.
Even if you unsubscribe from our marketing communications, we may still need to
send you communications related to your use of the Dow Jones Services, such as
account-related information, service announcements or personalized
communications about your home-delivery account.

5.1.2 Push Notifications and Text Messages

If you have installed a mobile app and you wish to stop receiving push
notifications, you can change the settings either on your mobile device or
through the app. You can opt out of text message alerts at any time by following
the instructions in the text message you receive.

5.1.3 Sharing Print Customer Information With Unaffiliated Third Parties

If you are a WSJ U.S. edition or Barron’s print subscriber, you may also opt out
from our sharing of your print mailing address with unaffiliated third parties
for their direct marketing by contacting Customer Service.

5.1.4 Browser Controls

You have choices about whether cookies or similar technologies are placed on
your computer or mobile device. For more information, visit our Cookie Notice.

You may also choose to opt out of our use of data that we or our third party
service providers collect about your activities to provide you with tailored
advertising about products or services of interest to you. To learn more about
how to opt out of such interest-based advertising, please see the “How You Can
Manage Cookies” section in our Cookie Notice or visit the consumer opt-out pages
at DAA or NAI.      

5.1.5 To Change Mobile App Privacy Settings

You may change the privacy settings for Dow Jones apps by accessing and updating
privacy settings and permissions within the mobile app or on your mobile device.

5.2 Your Rights

Subject to applicable law, you may have certain rights to access, review,
update, correct inaccuracies in or delete your personal data in our custody and
control by submitting a request here, or by contacting us as specified in the
“Contact Us” section below.

For security purposes, we will seek to verify your identity – in part by
requesting certain information from you – as part of our process. For instance,
you may need to provide your name and email address. For certain types of
requests, we may also need to ask you for additional information to verify your
identity. Once we have verified your identity, we will respond to your request
as appropriate.

5.2.1 The right to access and rectification or correction

You may have the right to access, correct or update your personal data at any
time. Additionally, online subscribers and registered users may access their
personal data online by signing into their accounts and visiting the appropriate
account management sections of our websites. Please note that if you have
subscribed or registered for our print and online editions, or for more than one
of our publications or services, you may need to update your information for
each separately.

Where you have provided your consent for our use of your personal data, you have
the right to withdraw your consent and we will apply your preferences going
forward.

5.2.2 The right to deletion

Under certain circumstances, you may have the right to request that we delete
your data. If you wish to delete the personal data we hold about you, please let
us know and we will take reasonable steps to respond to your request in
accordance with applicable legal requirements. Certain data may be exempt from
such requests under applicable law. We may also need to retain certain types of
data so that we can provide the Dow Jones Services to you. If you ask us to
delete your data, you may no longer be able to access or use our Services.

5.3 For California Residents

For additional information for residents of the State of California click here.

5.4 For Colorado, Connecticut, Virginia & Utah Residents

For additional information for residents of the States of Colorado, Connecticut,
the Commonwealth of Virginia, and Utah, click here.

5.5 For Nevada Residents

If you are in Nevada, you may have the right to request that we do not “sell”
(as defined under Nevada law) your personal data by submitting a request here.

5.6 For Residents of the European Economic Area and the United Kingdom

For additional information for residents of the United Kingdom or a country that
is a Member of the European Union or European Economic Area, click here.

6. HOW WE PROTECT PERSONAL DATA

Dow Jones uses a combination of administrative, technical, organizational and
physical measures to safeguard personal data in its possession against
accidental, unlawful or unauthorized loss, use, access, disclosure or
modification. We make reasonable efforts to ensure a level of security
appropriate to the risk of the processing, taking into account the costs of
implementation and nature of the processing of personal data. However, no one
can guarantee the complete safety of your information. If you have reason to
believe that your interaction with us is no longer secure, please immediately
notify us of the problem by contacting us as set forth in the Contact Us section
below.

7. OTHER IMPORTANT INFORMATION
7.1 Do Not Track Disclosure

Some browsers or other tools include “Do Not Track” (DNT) features which, when
turned on, send a signal to websites you visit indicating you do not wish to be
tracked across websites over time. However, since no technology standard for DNT
signals has been developed or adopted to date, Dow Jones does not currently
respond to DNT signals.

7.2 Transfers of Personal Data

Your personal data may be stored, transferred to, and processed in any country
where we have facilities or in which we engage service providers. These
countries may be outside your country of residence, including the United States,
and may have different data protection laws than in the country in which you
initially provided the data. Applicable laws in the United States and/or other
countries may allow the courts, law enforcement and national security
authorities to access your personal data when in such country.

If you are a user located outside the United States or the country to which your
information may be transferred, you understand (and, as permitted under
applicable law, consent to) having any personal data processed in the United
States or such country. When we transfer your data, we will protect that data as
described in this Privacy Notices.

7.3 Collection of Personal Financial Information by a Payment Service

In some cases, we may use an unaffiliated payment service to allow you to
purchase a product or service or make payments (“Payment Service”). If you wish
to purchase a product or service or make a payment, in such a case, you will be
directed to a Payment Service webpage. Any information that you provide to a
Payment Service will be subject to the applicable Payment Service’s privacy
notice, rather than this Privacy Notice. We have no control over, and are not
responsible for, any Payment Service’s use of information collected through any
Payment Service.

7.4 Links to Affiliates and Third Party Sites or Apps

The Dow Jones Services may also be linked to sites or apps operated by third
parties, and may carry advertisements or offer content, special offers,
functionality, games or applications developed and maintained by third parties,
using iframes, tools, or plug-ins (“Linked Services”). These third party Linked
Services may use automated means to collect information about you and your use
of these features. Some of these third party sites may be co-branded with a Dow
Jones logo, even though they are not operated or maintained by us.

Dow Jones is not responsible for the privacy practices of such third parties,
and once you leave the Dow Jones Services or click an advertisement, or sign up
for a special offer, you should check the applicable third party privacy notice.

7.5 Updates to Privacy Notice

Dow Jones may periodically update this Privacy Notice without prior notice to
reflect changes in our privacy practices and the Dow Jones Services. If we
modify the Privacy Notice, we will update the Effective Date and the changes
will become effective as of the date we post such Notice. We will notify you of
any material changes by posting a prominent notice on the Dow Jones Services
indicating we have updated this Privacy Notice.

8. CONTACT US

If you have questions about this Privacy Notice or how we or our service
providers handle your personal data, please contact our privacy team at
privacypolicy@dowjones.com.

Or you may write to:
Attention: Privacy
Dow Jones & Company, Inc.
4300 U.S. Route 1 North
Monmouth Junction, NJ 08852

If you are located in the EU/EEA or UK, the entity responsible for the
collection and processing of personal data in connection with the Dow Jones
Services is Dow Jones & Company, Inc. (U.S.) (contact information provided
above). If you have a corporate or group subscription agreement, the entity
responsible for the collection and processing of your personal data is the
entity with whom your company, professor or school has a direct relationship
(e.g. by contract).


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