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GIVE ALL YOUR MONEY


A PLACE TO GROW.

Whether you’re saving it, investing it, or just want to make the most of it,
we’ve got a brilliantly easy way to build wealth. Earn an industry-leading 4.80%
APY on your cash, go for a higher yield in our lowest-risk portfolio of bond
ETFs, invest with award-winning automation, and more.

Get started

“NOW” MONEY

More interest on your cash.

Earn 4.80% APY

through partner banks.



“SOON” MONEY

Higher-yield, diversified

bond ETFs.

5.83%

Blended 30-day SEC yield, after

advisory fee - as of 09/12/2023



“Later” MONEY

Automated, diversified

long-term-investing.



“DIY” MONEY

A smarter way to

discover and buy stocks.

$137,672


“Later” MONEY

Automated, diversified

long-term-investing.

“DIY” MONEY

A smarter way to

discover and buy stocks.

“NOW” MONEY

More interest on your cash.

Earn 4.80% APY

through partner banks.

“SOON” MONEY

Higher-yield, diversified

bond ETFs.

5.83%

Blended 30-day SEC yield, after

advisory fee - as of 09/12/2023

“Later” MONEY

Automated, diversified

long-term-investing.

“DIY” MONEY

A smarter way to

discover and buy stocks.

“NOW” MONEY

More interest on your cash.

Earn 4.80% APY

through partner banks.

“SOON” MONEY

Higher-yield, diversified

bond ETFs.

5.83%

Blended 30-day SEC yield, after

advisory fee - as of 09/12/2023


Get started
Best Robo-advisor, Portfolio Options, 2023 1Best Robo-advisor, IRA, 2022 1
Best Cash Management Account, 2023 1Best Investing App, 2023 1
670K+
Trusted clients
$43B+
In assets managed
4.8
Apple App Store 2
4.6
Google Play Store 2
Best Robo-advisor, Portfolio Options, 2023 1Best Robo-advisor, IRA, 2022 1
Best Cash Management Account, 2023 1Best Investing App, 2023 1
670K+
Trusted clients
$43B+
In assets managed
4.8
Apple App Store 2
4.6
Google Play Store 2

ManageCash Account$25,480.454.80%current APY$968.26interest earnedAvailable
balanceDebit cardAccount NumbersSEPTEMBERInterest earned in
September+$101.92Monday, Sep 8 · InterestTransfer to invest$100.00Monday, Sep 8
· TransferAUGUSTTransfer to emergency fund$200.00Monday, May 8 · Money
inTransfer money
Wealthfront
now
You earned $101.92 in interest.



MORE INTEREST ON YOUR CASH.
EARN 4.80% APY.

That's 11x the national interest rate3, and zero strings attached.

With our high-yield Cash Account, you'll earn more on your short term savings,
like for your emergency fund or, say, a new canoe — and more on any money you're
planning to invest later.

No account fees
Unlimited withdrawals & transfers
No minimum or maximum balance to earn 4.80% APY
Up to $5M FDIC insurance through partner banks
Start saving with $1Learn more about our Cash AccountLearn more
Your tax-optimized portfolio is ready!High tax rate portfolios focus on
increasing state tax savings with more treasuries. They include fewer floating
rate and corporate bonds since those are taxable.Learn how we
tax-optimizeBlended 30-day SEC yieldAs of August 8, 2023 After feeShort-term
treasuriesCorporate bondsFloating rate bondsLong-term treasuriesDisclosures
Wealthfront
now
We re-invested this month’s interest of $153.75.



HIGHER-YIELD, LOWER-RISK

bond ETFs.

5.83%

Blended 30-day SEC yield, after advisory fee - as of 09/12/2023

Get the benefits of bonds without the burdens. Our Automated Bond Portfolio is a
diversified mix of bond ETFs that’s easy to manage and easy to cash out.
Designed for a higher yield than savings with less risk than equities and
personalized to your tax situation, it’s an ideal place to save for your
near-term goals.

Diversified to minimize risk and maximize yield
Withdraw with no penalties
Personalized for optimal tax savings
No lock-up periods or maturity dates
Get startedLearn more about our Automated Bond PortfolioLearn more

all timeestimated taxes saved$98,656.001.7% todayUS stocks44% current44%
targetForeign developed stocks15% current15% targetEmerging market stocks15%
current15% targetDividend growth stocks3M6M1Y3Y5YALL2021
Wealthfront
now
We automatically invested your $500 deposit.



AUTOMATED, DIVERSIFIED
LONG-TERM INVESTING.

Come bears or bulls, our expert-built portfolios make it easy to stay
diversified for your long-term goals. Our Automated Investing Account helps you
manage unnecessary risk, minimize your taxes, and maximize your returns — all
done (you guessed it) automatically.

Expert-built portfolios with up to 17 global asset classes
Our software handles all the trading, rebalancing, and other busywork
Tax-Loss Harvesting can boost your after-tax returns with tax savings
Designed to help keep the cost of investing low
Start investingLearn more about Automated InvestingLearn more

Explore

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4 Collections with Apple, Inc.

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hardware prod...

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+ 23 more

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Invest different. Apple and some of the US-listed public companies that supply
it.

Apple Inc

Jabil Inc

AMKOR Technology Inc

+ 23 more

Transformative Hardware Tech

Exceeding Moore's Law. Leading innovative hardware/production companies using
or...

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+ 23 more

Trending Stocks

These are the stocks that are most held by people at Wealthfront.

See all


Wealthfront
now
$250 is now invested across 5 stocks in your inflation thrivers portfolio.



A SMARTER WAY TO
DISCOVER AND BUY STOCKS.

Invest in the stocks you know and love and discover companies not (yet) on your
radar with our collections designed around investing themes and opportunities.
Make smarter stock choices faster with built-in data and perspectives. Kind of
like your own investing cheat sheet.

Explore 45+ stock collections
Weigh the pros and cons at a glance
Invest with $0 commissions
Get started with just $1
Start investingLearn more about Stock InvestingLearn more


YOUR MONEY QUESTIONS, ANSWERED

4.80% APY? Is this a promotional rate, or some kind of dark magic?
What's so great about a high APY anyway?
Break it down for me: how should I think about bonds vs. cash?
How should I be thinking about short-term cash during inflation?
Why should I invest now if I can get 4.80% APY on my FDIC-insured savings?
Not a question, but sell me on this “automated diversification” thing.
What if I don’t fully trust robots with my investments?


INVESTING

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Stock Investing

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Automated Bond Portfolio



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 1. Nerdwallet receives cash compensation for referring potential clients to
    Wealthfront Advisers, LLC (“Wealthfront Advisers”) via advertisements placed
    on their website. Nerdwallet and Wealthfront Advisers are not associated
    with one another and have no formal relationship outside of this
    arrangement. Nerdwallet’s opinions are their own. Their ratings are
    determined by their editorial team. The scoring formula for online brokers
    and robo-advisors takes into account over 15 factors, including account fees
    and minimums, investment choices, customer support and mobile app
    capabilities. Nerdwallet ranking as of June 2021. Wealthfront provides cash
    compensation in connection with obtaining this ranking. Bankrate’s
    endorsements were voluntarily given and neither Wealthfront Advisers or
    Wealthfront Brokerage has a formal relationship with Bankrate. Bankrate
    evaluates firms based on many factors including cost factors, account
    features, and consumer experience aspects, such as mobile apps and customer
    support. The evaluation process was conducted by Bankrate’s editorial team.
    Wealthfront pays an annual license fee to use Bankrate’s awards in marketing
    materials.

 2. Apple App Store and Google Play Store ratings based on user ratings from
    February 2014 (Apple) and December 2015 (Google) through May 2023. Ratings
    compiled by Apple, Inc., and Google, Inc., who receive compensation for
    hosting our app.

 3. The national average interest rate for savings accounts as posted on
    FDIC.gov, as of July 28, 2023.

By using this website, you understand the information being presented is
provided for informational purposes only and agree to our Terms of Use and
Privacy Policy. Wealthfront Advisers relies on information from various sources
believed to be reliable, including clients and third parties, but cannot
guarantee the accuracy and completeness of that information. Nothing in this
communication should be construed as an offer, recommendation, or solicitation
to buy or sell any security.Additionally, Wealthfront Advisers or its affiliates
do not provide tax advice and investors are encouraged to consult with their
personal tax advisors.

The effectiveness of the Tax-Loss Harvesting strategy to reduce the tax
liability of the client will depend on the client’s entire tax and investment
profile, including purchases and dispositions in a client’s (or client’s
spouse’s) accounts outside of Wealthfront Advisers and type of investments
(e.g., taxable or nontaxable) or holding period (e.g., short- term or
long-term).Tax loss harvesting may generate a higher number of trades due to
attempts to capture losses. There is a chance that trading attributed to tax
loss harvesting may create capital gains and wash sales and could be subject to
higher transaction costs and market impacts. In addition, tax loss harvesting
strategies may produce losses, which may not be offset by sufficient gains in
the account and may be limited to a $3,000 deduction against income. The
utilization of losses harvested through the strategy will depend upon the
recognition of capital gains in the same or a future tax period, and in addition
may be subject to limitations under applicable tax laws, e.g., if there are
insufficient realized gains in the tax period, the use of harvested losses may
be limited to a $3,000 deduction against income and distributions. Losses
harvested through the strategy that are not utilized in the tax period when
recognized (e.g., because of insufficient capital gains and/or significant
capital loss carryforwards), generally may be carried forward to offset future
capital gains, if any.

The cash balance in the Cash Account is swept to one or more banks (the “program
banks”) where it earns a variable rate of interest and is eligible for FDIC
insurance. FDIC insurance is not provided until the funds arrive at the program
banks. FDIC insurance coverage is limited to $250,000 per qualified customer
account per banking institution. Wealthfront uses more than one program bank to
ensure FDIC coverage of up to $5 million for your cash deposits. For more
information on FDIC insurance coverage, please visit www.FDIC.gov. Customers are
responsible for monitoring their total assets at each of the program banks to
determine the extent of available FDIC insurance coverage in accordance with
FDIC rules. The deposits at program banks are not covered by SIPC.

All investing involves risk, including the possible loss of money you invest,
and past performance does not guarantee future performance. Please see our Full
Disclosure for important details.

Cash Account is offered by Wealthfront Brokerage LLC (“Wealthfront Brokerage”),
a Member of FINRA / SIPC. Neither Wealthfront Brokerage nor any of its
affiliates are a bank, and Cash Account is not a checking or savings account. We
convey funds to partner banks who accept and maintain deposits, provide the
interest rate, and provide FDIC insurance. Investment management and advisory
services--which are not FDIC insured--are provided by Wealthfront Advisers LLC
(“Wealthfront Advisers”), an SEC-registered investment adviser, and financial
planning tools are provided by Wealthfront Software LLC (“Wealthfront
Software”). The Stock Investing Account is a limited-discretion investment
product offered by Wealthfront Advisers LLC.

Wealthfront Advisers, Wealthfront Brokerage and Wealthfront Software are wholly
owned subsidiaries of Wealthfront Corporation.

© 2023 Wealthfront Corporation. All rights reserved.