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ARE YOU LOOKING FOR


HASSLE-FREE BENEFITS ADMINISTRATION?

--------------------------------------------------------------------------------

Flex makes benefits administration easy, so you can worry about more important
things

Request a Proposal

Download the Employer Application

9 out of 10 clients would recommend Flex to another employer

As a trusted benefits administrator for over 35 years, Flex offers employee
benefit programs
and compliance services built with employers in mind. We've got the tools and
resources
that employees want, along with the service and support employers need.


EMPLOYEE BENEFIT PROGRAMS

Our easy-to-use benefit plans make for happy employees
and even happier employers.

Flexible Spending Accounts
Tax-free dollars for healthcare and dependent care expenses.
Health Savings Accounts
Tax-free savings account for qualified healthcare expenses.
Health Reimbursement Arrangements
Tax-free reimbursements for out-of-pocket healthcare expenses.
Commuter Accounts
Tax-free transit and parking expenses for your commute.
Request a Proposal


COMPLIANCE SERVICES

Simple solutions to keep you compliant

Premium Only Plans
Pre-tax payroll deductions for employer-sponsored benefits.
ERISA Wrap Document Preparation
One plan document for all health and welfare benefits.
Non-Discrimination Testing
Keep your plan compliant with required annual testing.
COBRA Administration
Helping you satisfy all federal COBRA requirements.
contact a benefits consultant


WHY CHOOSE

When you work with Flex, you get the ultimate combination of service and
technology. Flex clients benefit from our industry-leading
technology, but never at the expense of excellent customer service. We
specialize in personalized customer care and employer support.
Flex is there every step of the way to make sure that your benefit plans run
smoothly.



TECHNOLOGY

At Flex, technology is a key factor in delivering a seamless, worry-free
experience that exceeds expectations. We are proud to offer a wide array of
technology solutions that make managing Consumer-Driven Health Plans easy for
employers and employees.

DEDICATED SERVICE

One of the greatest assets at Flex is our people. With service directly stated
within our company name, we believe in making our people accountable and giving
them the tools to succeed.

SECURITY

We take the protection of your employees' personal information very seriously.
That's why we've implemented an industry-leading technology platform built to
the highest security standards.

INDUSTRY EXPERTISE

Since 1988, Flex has been helping the marketplace find effective, efficient ways
to manage healthcare costs. In addition to being a leading provider of
Consumer-Driven Health Plans, we have strong roots in the insurance industry,
and our staff is well-versed in everything health insurance and employee
benefits.


Learn More


DOWNLOAD OUR FREE HSA WHITEPAPER

Health Savings Accounts (HSAs) have been around since 2004, but they are just
now starting to
receive attention for a new reason--retirement savings and planning.

download whitepaper


WHAT OUR CLIENTS ARE SAYING

I accidentally hung up on the customer service representative. She called me
back immediately. I've never had that happen. Great service!

Abidemi T. | Catalyst Schools


WHAT OUR CLIENTS ARE SAYING

Did not ask for the call but still, someone reached out. Customer Service is
obviously high priority.

Kevin K. | Transell Technology, Inc.


WHAT OUR CLIENTS ARE SAYING

The level of service exceeded my expectations! Outstanding customer service.
I've experienced nothing but positivity from all the reps at Flex!

Lina L. | Waubonsee Community College


WHAT OUR CLIENTS ARE SAYING

I'm very satisfied. You don't see this level of customer service very often.

William B. | Hu-Friedy Mfg. Co.

see the survey results
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FEATURED RESOURCES

HEALTH SAVINGS ACCOUNT (HSA) VS. 401(K)

--------------------------------------------------------------------------------

Most people don’t think about an HSA as a savings account. Instead, they think
of it as an account used to set aside money, tax-free, to pay for healthcare
expenses. While this is true, the reality is an HSA is much more than a bank
account. It’s a long-term savings vehicle.

ARE YOUR EMPLOYEES READY FOR CONSUMER-DRIVEN HEALTHCARE?

--------------------------------------------------------------------------------

Consumer-Driven Health Plans (CHDPs) have been steadily gaining in popularity
for several years now. According to the Society for Human Resource Management
(SHRM) 2018 Annual Benefits Report, 40% of the employers surveyed now offer a
CDHP to their employees.

NEW HRA RULES PROPOSED FOR 2020

--------------------------------------------------------------------------------

The Department of Labor (DoL), Department of Treasury (DoT) and the Department
of Health and Human Services (HHS) have jointly proposed new rules that would
impact Health Reimbursement Arrangements (HRAs) effective January 1, 2020.

CAFETERIA PLANS AND CONSTRUCTIVE RECEIPT

--------------------------------------------------------------------------------

Many employers offer a cash payment to employees who waive health insurance
coverage. These cash payments are always taxable to employees who waive health
insurance coverage, but did you know employees who elect the health insurance
coverage may be subject to paying taxes on the cash payment that they didn’t
receive?

ARE YOUR EMPLOYEES READY FOR CONSUMER-DRIVEN HEALTHCARE?

--------------------------------------------------------------------------------

Consumer-Driven Health Plans (CHDPs) have been steadily gaining in popularity
for several years now. According to the Society for Human Resource Management
(SHRM) 2018 Annual Benefits Report, 40% of the employers surveyed now offer a
CDHP to their employees.

NEW HRA RULES PROPOSED FOR 2020

--------------------------------------------------------------------------------

The Department of Labor (DoL), Department of Treasury (DoT) and the Department
of Health and Human Services (HHS) have jointly proposed new rules that would
impact Health Reimbursement Arrangements (HRAs) effective January 1, 2020.

CAFETERIA PLANS AND CONSTRUCTIVE RECEIPT

--------------------------------------------------------------------------------

Many employers offer a cash payment to employees who waive health insurance
coverage. These cash payments are always taxable to employees who waive health
insurance coverage, but did you know employees who elect the health insurance
coverage may be subject to paying taxes on the cash payment that they didn’t
receive?

HEALTH SAVINGS ACCOUNT (HSA) VS. 401(K)

--------------------------------------------------------------------------------

Most people don’t think about an HSA as a savings account. Instead, they think
of it as an account used to set aside money, tax-free, to pay for healthcare
expenses. While this is true, the reality is an HSA is much more than a bank
account. It’s a long-term savings vehicle.

NEW HRA RULES PROPOSED FOR 2020

--------------------------------------------------------------------------------

The Department of Labor (DoL), Department of Treasury (DoT) and the Department
of Health and Human Services (HHS) have jointly proposed new rules that would
impact Health Reimbursement Arrangements (HRAs) effective January 1, 2020.

CAFETERIA PLANS AND CONSTRUCTIVE RECEIPT

--------------------------------------------------------------------------------

Many employers offer a cash payment to employees who waive health insurance
coverage. These cash payments are always taxable to employees who waive health
insurance coverage, but did you know employees who elect the health insurance
coverage may be subject to paying taxes on the cash payment that they didn’t
receive?

HEALTH SAVINGS ACCOUNT (HSA) VS. 401(K)

--------------------------------------------------------------------------------

Most people don’t think about an HSA as a savings account. Instead, they think
of it as an account used to set aside money, tax-free, to pay for healthcare
expenses. While this is true, the reality is an HSA is much more than a bank
account. It’s a long-term savings vehicle.

ARE YOUR EMPLOYEES READY FOR CONSUMER-DRIVEN HEALTHCARE?

--------------------------------------------------------------------------------

Consumer-Driven Health Plans (CHDPs) have been steadily gaining in popularity
for several years now. According to the Society for Human Resource Management
(SHRM) 2018 Annual Benefits Report, 40% of the employers surveyed now offer a
CDHP to their employees.

CAFETERIA PLANS AND CONSTRUCTIVE RECEIPT

--------------------------------------------------------------------------------

Many employers offer a cash payment to employees who waive health insurance
coverage. These cash payments are always taxable to employees who waive health
insurance coverage, but did you know employees who elect the health insurance
coverage may be subject to paying taxes on the cash payment that they didn’t
receive?

HEALTH SAVINGS ACCOUNT (HSA) VS. 401(K)

--------------------------------------------------------------------------------

Most people don’t think about an HSA as a savings account. Instead, they think
of it as an account used to set aside money, tax-free, to pay for healthcare
expenses. While this is true, the reality is an HSA is much more than a bank
account. It’s a long-term savings vehicle.

ARE YOUR EMPLOYEES READY FOR CONSUMER-DRIVEN HEALTHCARE?

--------------------------------------------------------------------------------

Consumer-Driven Health Plans (CHDPs) have been steadily gaining in popularity
for several years now. According to the Society for Human Resource Management
(SHRM) 2018 Annual Benefits Report, 40% of the employers surveyed now offer a
CDHP to their employees.

NEW HRA RULES PROPOSED FOR 2020

--------------------------------------------------------------------------------

The Department of Labor (DoL), Department of Treasury (DoT) and the Department
of Health and Human Services (HHS) have jointly proposed new rules that would
impact Health Reimbursement Arrangements (HRAs) effective January 1, 2020.

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All Rights Reserved 2024

Employee Benefit Programs

 * Flexible Spending Accounts (FSAs)
 * Health Savings Accounts (HSAs)
 * Health Reimbursement Arrangements (HRAs)
 * Commuter Accounts

Compliance Services

 * COBRA Administration
 * Premium Only Plan (POP) Documents
 * ERISA Wrap Document Preparation
 * Non-Discrimination Testing (NDT)

Flex Services

 * Benefits Administrator
 * General Agency

--------------------------------------------------------------------------------

 * Request Proposal
 * Resources
 * Contact Us
 * Terms of Use
 * Privacy Policy