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* Money Home * Business * Saving & banking * Investing * Bills * Cars * Holidays * Cards & loans * Pensions * Mortgages * Experts * Buy-to-let * My Profile * Logout * Login How we can help Contact us Monday, Mar 28th 2022 4PM 19°C 7PM 13°C 5-Day Forecast Advertisement * small business * diy investing * guides * comment * life insurance * property * all Toggle Search I want to find… * Guides for my finances * The best savings rates * Best cash Isas * A better bank account * A cheaper mortgage * The best DIY investing platform * The best credit cards * A cheaper energy deal * Better broadband and TV deals * Cheaper car insurance * Stock market data * Power Portfolio investment tracker * This is Money's newsletter * This is Money's podcast * Investing Show videos * Help from This is Money * Financial calculators Enter search term Search Search within All articles Share prices IS THIS NOW THE BEST BANK ACCOUNT IN BRITAIN? CHASE LAUNCHES LINKED 1.5% EASY-ACCESS SAVINGS RATE ALONGSIDE PAYING 1% CASHBACK ON PURCHASES Chase Bank has today raised the bar for savings providers by offering an easy-access rate that blows the competition out of the water. The savings account, linked to the Chase current account - which is digital only - offers savers a rate of 1.5%. * 57 comments * 18 shares Best savings rates: Chase Bank launches 1.5% easy-access account I'M 77 AND PAID SAFE HANDS £3,355 FOR A FUNERAL PLAN SIX YEARS AGO - CAN I GET MY MONEY BACK? STEVE WEBB REPLIES In 2016 I paid Safe Hands for a cremation service. I have since read that they may not have the funds to honour my funeral. The firm is now in administration. * 3 comments * 1 video * 28 shares I paid Safe Hands for a funeral plan: Can I get my money back? 'I'd rather drive a petrol car but I'm saving £50 a month': Would going electric save you money overall? LATEST BUSINESS NEWS * BUSINESS LIVE: Ted Baker | HMT Natwest stake * HM Treasury sells £1.2bn Natwest Group stake * Ted Baker rejects £254m private equity bid * Scottish Widows ends tobacco investments * Bitcoin climbs to most valuable level in 2022 * Hedge funds lay siege to Royal Mail * Shares in Rolls-Royce spike amid bid rumours * Goldman: Risk of a recession within two years * Bidding war for Boots hotting up * Arm edges closer to float in US * Wickes Group profits more than double SANTANDER BOOSTS RATE ON ITS EASY-ACCESS ISA JUST BEFORE THE TAX YEAR ENDS MAKING IT A RARE MAJOR BANK ENTRY INTO OUR BEST BUY SAVINGS TABLES Santander has increased the interest rate on its easy-access Isa account making it a rare major bank entry in our best buy tables . * comments * share Best Isa rates: Santander boosts its e-Isa deal HOME HUNTERS WARNED ABOUT THE TRAPS OF BUYING OFF-PLAN AS NEW FIGURES SHOW SALES OF PROPERTIES THAT ARE NOT YET BUILT RISING Home hunters are being warned about the potential traps in buying off-plan after new figures claimed sales of homes not yet built was on the rise. Sales of properties that have not yet been built have risen for the first time since 2016, according to Hamptons estate agents. It said that buyers have shifted to buying off-plan houses rather than flats - with the buyers being owner-occupiers rather than investors. * 45 comments * share Home hunters warned about buying off-plan as sales rise CAN THE £1BN HOUSEHOLD SUPPORT FUND HELP YOU PAY YOUR BILLS: WHAT IT IS, HOW YOU ACCESS CASH AND WHAT ESSENTIALS IT CAN BE SPENT ON The Chancellor boosted the Household Support Fund to £1bn in the Spring Statement. Here we explain how you qualify and what essentials it covers. * 1 comment * share What is the Household Support Fund and how do I access it? COULD YOU PAY YOUR BILLS IF YOU COULDN'T WORK DUE TO INJURY OR ILLNESS? ONLY 6% OF US HAVE INCOME PROTECTION INSURANCE BUT IT COULD PROVE VITAL Income protection insurance is designed to pay you a monthly amount if you are unable to work due to illness or injury, but most of us don't have this vital cover. * 30 comments * 1 share What is income protection insurance and who needs it? IS IT TIME TO BE A PATRIOTIC INVESTOR AND BAG A BARGAIN? AS THE FTSE RIDES THE INFLATION STORM, EXPERTS PICK THE TOP FUNDS AND TRUSTS TO INVEST IN THE UK While every stock market has been affected by the awful events in Ukraine, London has stood relatively firm. * 31 comments * 1 share Bag a bargain and be a patriot... why it's time to invest in Britain HOUSEHOLDS URGED TO TAKE A METER READING ON THURSDAY BEFORE THE ENERGY PRICE CAP RISE BITES TO ENSURE THEY'RE NOT OVERCHARGED GoCompare says households should take gas and electricity readings on 31 March to ensure they are not charged higher rates for energy used before April 1 * 48 comments * 26 shares Why you should take an energy meter reading on 31 March 2022 EDITOR'S DEALS OF THE WEEK Broadband Fibre broadband £100 voucher on sign-up £28 per month for 18 months Fixed-term saving Fixed-term saving 9 month fix. Market-leading rate 1.05% interest and £30 Raisin bonus Savings account Market-leading 0.75% interest Market-leading 0.75% interest Access savings twice per year Share investing Commission-free Share investing platform 24+ million global community Stocks & shares Isa Stocks & shares Isa £100 voucher reward for new Isas Capital at risk. ISA rules & T&Cs apply. THIS IS MONEY PODCAST * Why did Rishi Sunak cut tax and raise tax at the same time? The cost of living crisis Spring Statement dissected ABOUT THIS IS MONEY * How we can help you A message from the editor SAVE MONEY, MAKE MONEY * Credit cards Best balance transfers, reward cards and more * Life insurance See the lowest rates on the market * Savings accounts Cash Isas, easy access, fixed rates and more * Current accounts Earn interest and rewards on your money * Best mortgages Expert advice on the right deal for you * DIY investing Best and cheapest ways to invest in shares and funds Follow This is Money Follow @ThisIsMoney Advertisement DON'T MISS * How an extra ten years of investing can more than double your money: Six ways starting early can help grow your investments Ad Feature * A new tax blow for the middle classes We reveal how wealth levies will rake in extra £50bn as Rishi tries to plug the Covid black hole * MIDAS SHARE TIPS: The legal eagles of DWF have spread their wings and are on the up and up Its stock should rise * Looking to grow your savings? The app that aims to help make investing as little as £1 simple and hassle-free Ad Feature * Let the beach battle begin! Would you choose an empty £70k beach hut in Dorset or a pimped-up £57k version in Essex? * Actor Michael Greco tells ME & MY MONEY how EastEnders changed his life 'I was £0k in debt, but joined the cast... and could buy a Porsche' * 'I love Boots - it's a pharmacy in the heart of the community. But it's time to sell.' Says Ornella Barra, one half of billionaire couple who own chemist * I bagged a Platinum Jubilee 50p coin in my change Can I sell it for a mint or should I keep hold of it in case its price soars? * Could a spot of retail therapy beat the inflation blues? The supermarkets, retailers and brands whose shares could prove resilient in tough times * Six ways to cut your tax bill in the next two weeks From pensions to Isas and being strategic with capital gains, how to keep more of your investments growing * Think your ex has a secret bitcoin stash? A legal expert explains how to hunt one down and the stiff penalties for hiding crypto in divorce * CRANE ON THE CASE: TSB down-valued my house by £1.3MILLION when I tried to remortgage... And made me miss out on a super-low rate * DWP slammed for 79p state pension top-up blunder and long delays Complaints of poor service to older savers continue to mount * How to ensure you diversify but don't 'diworsify' We're told to spread our risk with a diversified portfolio but you can have too much of a good thing * Why did Rishi Sunak cut tax and raise tax at the same time? The cost of living crisis Spring Statement dissected on the This is Money podcast BUSINESS & MARKETS BUSINESS LIVE: TED BAKER DISMISSES £250M SYCAMORE BID; HMT SELLS £1.2BN OF NATWEST SHARES; AUSTRALIAN BANK BUYS STAKE IN UK GAS GRID Ted Baker has rejected two unsolicited non- binding proposals from private equity firm Sycamore Partners Management for a possible cash offer for the firm. The UK Government's stake in NatWest Group has fallen to below 50 per cent, returning the lender to majority private control for the first time since it was bailed out by taxpayers at the height of the global financial crisis over a decade ago. * comments * share BUSINESS LIVE: Ted Baker rejects second bid; HMT sells Natwest shares TAXPAYERS NOW HOLD A MINORITY STAKE IN NATWEST AS THE BANK BUYS BACK A £1.2BN STAKE FROM HM TREASURY 14 YEARS AFTER THE RBS BAILOUT Formerly the Royal Bank of Scotland (RBS), NatWest was bailed out during the 2008/09 global financial crisis with £45.5billion of public money. * 5 comments * 1 share Taxpayers' stake in NatWest Group falls below 50% TED BAKER SHARES FALL AFTER FASHION RETAILER REJECTS SECOND £254M BID FROM US PRIVATE EQUITY FIRM SYCAMORE In response to weekend reports, the company said on Monday it had rejected an offer of 130p and another of 137.5p per share made over the past two weeks. * comments * share Ted Baker rejects £254m bid from US private equity firm Sycamore 'VAMPIRE KANGAROO' SNAPS UP VITAL PART OF UK'S GAS GRID: AUSSIE INVESTMENT BANK MACQUARIE TAKES 60% STAKE FOR £5.8BN Sydney-based Macquarie has taken a 60 per cent stake in National Grid's gas transmission and metering business. * 34 comments * 22 shares £6bn 'Vampire Kangaroo' grab for UK gas grid SCOTTISH WIDOWS TO STOP INVESTING IN TOBACCO AND CUT BACK ON COAL AS PENSION PROVIDER PULLS ANOTHER £1.5BN FROM FIRMS WITH WORST ESG CREDENTIALS Scottish Widows said it would sell shares and bonds in any companies making more than 10 per cent of its revenues from tobacco. * 2 comments * 1 share Scottish Widows stops investing in tobacco firms RISHI SUNAK WANTS US TO THINK HE IS A TAX-CUTTING CHANCELLOR BUT INSTEAD HE'S A FISCAL DRAG, SAYS RUTH SUNDERLAND What a long time ago it seems since 'Dishy' Rishi basked in the popularity of Eat Out To Help Out. The hissing has only just begun. * 150 comments * 19 shares RUTH SUNDERLAND: Chancellor's choices very un-Conservative SAVE MONEY, MAKE MONEY * This is Money's five favourite best buy cash Isas * Looking for a better bank? Five of the best current accounts * IS it time to fix your mortgage? Check the best rates * Best (and cheapest) DIY investing Isa platforms * Don't just renew:Ten top tips to cut the cost of car insurance * Savings platforms to manage cash in one place * The best credit cards: Our pick of the top deals * Ten tips for buy-to-let and how to find a mortgage * Best current account switching offers picked * How to get the cheapest and best life insurance Previous * 1 * 2 Next MONEY NEWS & ADVICE WHY DOES HSBC KEEP MOVING THE GOALPOSTS FOR OUR ANGLING CLUB? TONY HETHERINGTON ON BANK CHECKS CAUSING SMALL ORGANISATIONS A HEADACHE I am secretary of a local anglers' association and our viability is in doubt if we cannot resolve our banking arrangements with HSBC. The problems started in September last year, with the bank's 'safeguard' review. We have banked with HSBC for years, but now it is suddenly demanding to see documents that we do not have, such as utility bills and proof of our address. The list of information requests seems endless and the goalposts move with every communication. * comments * 25 shares Tony Hetherington: HSBC's bizarre checks are hurting our angling club Ad Feature AN EXTRA TEN YEARS OF INVESTING CAN MORE THAN DOUBLE YOUR MONEY: SIX WAYS STARTING EARLY CAN HELP GROW YOUR INVESTMENTS Investing is more of a marathon than a sprint but the sooner you start, the faster you can reach you goals. Starting early on your investment journey could mean a bigger stocks and shares Isa balance to enjoy, achieving your financial goals and more, or even retiring sooner or with a larger pension pot. And it also means you can benefit from the magic of compounding. * comments * share How an extra 10 years of investing can more than double your money ACTOR MICHAEL GRECO TELLS ME & MY MONEY HOW EASTENDERS CHANGED HIS LIFE: 'I WAS £10,000 IN DEBT, BUT JOINED THE CAST... AND COULD BUY A PORSCHE' The actor Michael Greco enjoyed his best year financially in 1997 - the year he joined the cast of BBC soap EastEnders. He went from being £10,000 in debt to earning a six-figure salary and driving a Porsche. Today, the 51-year-old is an avid supporter of Great Ormond Street Hospital after his son Gianluca was born prematurely last year and was treated there. He spoke to Donna Ferguson. * 75 comments * 3 shares Michael Greco on Eastenders: I went from £10k in debt to a Porsche 'I LOVE BOOTS - IT'S A PHARMACY IN THE HEART OF THE COMMUNITY. BUT IT'S TIME TO SELL,' SAYS ORNELLA BARRA, ONE HALF OF BILLIONAIRE COUPLE WHO OWN CHEMIST Her long-term partner is the legendary dealmaker, Italian billionaire Stefano Pessina, who created Walgreens Boots Alliance and is its executive chairman. * 53 comments * 19 shares 'It's time to sell Boots,' says one half of couple who own chemist MAJORITY OF INVESTORS ARE UNAWARE THEY CAN VOTE ON HOW A COMPANY IS RUN… BUT YOUNGER SHAREHOLDERS ARE LEADING THE WAY IN TAKING ACTION While institutional investors' votes at AGMs are increasing year-on-year, individual investors' votes only represented 28 per cent of their total shares. * comments * share Most investors are unaware of their shareholder rights Ad Feature WANT TO GROW YOUR SAVINGS? THREE STEPS TO START INVESTING FROM AS LITTLE AS £1 - AND A CHANCE TO WIN £20,000 IF YOU OPEN AN ISA WITH PLUM There's a stereotype about investing that it's only for people with specialist financial knowledge and bundles of spare cash. But that's not true and nowadays it is possible to start investing easily with small amounts. And those who open an account with app Plum could win £20,000. * comments * 24 shares How to invest from £1 with Plum and get a chance to win £20,000 NEW TAX BLOW FOR THE MIDDLE CLASSES: HOW WEALTH LEVIES WILL RAKE IN EXTRA £50BN AS RISHI TRIES TO PLUG COVID BLACK HOLE Rishi Sunak has been dubbed a 'fiscal illusionist' for claiming to make cuts when the tax burden has actually risen. But now, an investigation by us can reveal the amount he raises from Capital Gains Tax and Inheritance Tax will soar over the next five years - delivering the extra windfall into the hands of the Treasury. * 430 comments * 18 shares Exposed: Chancellor's new tax blow to middle classes HOW TO ENSURE YOU DIVERSIFY BUT DON'T 'DIWORSIFY': WE'RE TOLD TO SPREAD OUR RISK WITH A DIVERSIFIED PORTFOLIO BUT YOU CAN HAVE TOO MUCH OF A GOOD THING While most investors know the value of diversification in protecting their wealth, many botch it in the execution. * 16 comments * share How to diversify an investment portfolio but not diworisfy INFLATION IS RISING FAST AND THE COST OF LIVING CRUNCH IS GOING TO HURT BUT STOCK MARKETS HAVE DECIDED THE WORLD WILL COPE, SAYS HAMISH MCRAE When you get a tidal wave of information the problem is always to sort out what is really new and important, and what is just political noise. * 15 comments * share HAMISH MCRAE: Markets show world WILL cope THE CHANCELLOR'S STATEMENT DIDN'T PUT A SPRING IN MY STEP, SAYS JEFF PRESTRIDGE, BOLDNESS SHOULD BE THE ORDER OF DAY AND SOONER RATHER THAN LATER Smoke and mirrors. That was my initial reaction to last Wednesday's Spring Statement by Chancellor of the Exchequer Rishi Sunak - and it hasn't changed since, despite much cogitating. I am sure Sunak will have no choice before the year is out but to come up with more than he offered last Wednesday to stop the economy freefalling - and with it the Government's chances of winning the 2024 election. * 34 comments * 1 share Rishi Sunak needs boldness, not pragmatism, says Jeff Prestridge THOUSANDS OF ELDERLY PEOPLE WHO TOOK OUT PRE-PAID FUNERAL PLANS WITH SAFE HANDS FACE LOSING MOST OR ALL THE MONEY THEY HANDED OVER The news, which has left many customers distraught, follows the appointment of administrators at Safe Hands Plans. * 36 comments * 31 shares Safe Hands funeral clients may lose ALL their money WHY DID RISHI SUNAK CUT TAX AND RAISE TAX AT THE SAME TIME? THE COST OF LIVING CRISIS SPRING STATEMENT DISSECTED ON THE THIS IS MONEY PODCAST We look at the Spring Statement and whether tax fiddling, a 5p petrol duty cut and some money off solar panels really cut the mustard in the face of a cost of living crisis. * 84 comments * 1 share Why did Rishi cut tax and raise tax at the same time? TiM podcast Ad Feature WHAT KIND OF INVESTOR ARE YOU? FROM THE NEWCOMER, TO THE CAUTIOUS SAVER, OR KEEN STOCK OR FUND PICKER, WE ASK AN EXPERT FOR STRATEGIES TO HELP YOU PROFIT Investing can be an effective way to build your wealth but that doesn't mean everyone is on the same journey. Each investor will have their own goals, time horizon and risk appetite they need to be aware of when putting money aside. Rob Morgan, of wealth management firm Charles Stanley , helps us explain how to decide what type of investor you are and the strategy you should use. * comments * 1 share What kind of investor are you? Strategies for different savers SIX WAYS TO CUT YOUR TAX BILL IN THE NEXT TWO WEEKS: FROM PENSIONS TO ISAS AND BEING STRATEGIC WITH CAPITAL GAINS, HOW TO KEEP MORE OF YOUR INVESTMENTS GROWING Although the end of the tax year is just two weeks away it isn't too late to think about employing some effective tax tactics to protect your wealth. An Isa and pension's tax benefits are the obvious route, but there are other tax-incentivised investments that could help you keep more of your money growing too. We reveal six top tips to help reduce your tax burden before 5 April. * 226 comments * 2 videos * 2 shares Six ways to cut your tax bill in the next two weeks MIDAS SHARE TIPS: THE LEGAL EAGLES OF DWF HAVE SPREAD THEIR WINGS AND ARE ON THE UP AND UP AND ITS STOCK SHOULD RISE DWF has come on in leaps and bounds since Knowles was appointed, and further growth is on the cards. At £1.15, the stock is a long-term buy. * 2 comments * share MIDAS SHARE TIPS: Legal eagles DWF on the up and up MIDAS SHARE TIPS UPDATE: GROWTH EXPECTED AT INSOLVENCY PRACTITIONERS FRP AND BEGBIES TRAYNOR Existing shareholders should stick with their stock. New investors could find particular upside from FRP. * comments * share MIDAS SHARE TIPS UPDATE: Growth expected at FRP and Begbies COULD A SPOT OF RETAIL THERAPY BEAT THE INFLATION BLUES? THE SUPERMARKETS, RETAILERS AND BRANDS WHOSE SHARES COULD PROVE RESILIENT IN TOUGH TIMES Analysts argue that supermarkets, discounters and some luxury brands may prove more resilient, if only because of the love of a consolatory treat in tough times. Our passion for pets means we will carry on spending on animal care, come what may. Also, although Britain may face the worst decline in living standards since the 1950s, some are still lucky enough to be able to splash out on a £5,000 wristwatch. So let's look at the potential winners and losers. * 3 comments * share The retail and brand name shares that could prove resilient ARGONAUT ABSOLUTE RETURN: FUND MANAGER BARRY NORRIS LOVES THE CHALLENGE OF A BEAR MARKET AS HE GOES LONG AND SHORT TO MAKE A PROFIT Norris usually makes money for investors when stock markets are in freefall, but tends not to do so well when equities are in a bullish mood. * 1 comment * share ARGONAUT ABSOLUTE RETURN: The fund that loves a bear market challenge INVESTING EXPLAINED: WHAT YOU NEED TO KNOW ABOUT ABSOLUTE RETURN FUNDSAND THEIR AIM TO DELIVER POSITIVE RETURNS WHATEVER THE MARKET CONDITIONS They were enthusiastically marketed to private investors from 2005 onwards, with some being called 'real return' or 'multi-strategy target income'. * 1 comment * share What are Absolute Return Funds? Investing Explained I BAGGED A PLATINUM JUBILEE 50P COIN IN MY CHANGE - CAN I SELL IT FOR A MINT OR SHOULD I KEEP HOLD OF IT IN CASE ITS PRICE SOARS? I recently received a Platinum Jubilee 50p coin when I was buying something in a shop - I still like to pay with notes and coins for budgeting reasons. I also quite enjoy picking out the unusual and exciting looking 50p coins. I have one of the Kew Gardens ones. Are these Platinum Jubilee coins selling for big bucks online, and if not, are they worth holding onto and could they grow in value like the Kew Gardens Holy Grail? Via email. * 29 comments * 6 shares Platinum Jubilee 50p coin: How much are they worth? 'PLUGGING IN SAVES ME £50 A MONTH': EVEN AFTER THE 5P CUT PETROL PRICES ARE SKY HIGH, SO DESPITE THEIR HIGHER COST WOULD AN ELECTRIC CAR SAVE YOU MONEY? For an increasing number of drivers it may now make financial sense to stump up the higher upfront cost of an electric car in return for lower day-to-day running costs. * 896 comments * 48 shares Will an electric car save you money? We crunch the numbers BEWARE THE CAR CLONES CAUSING MISERY: FROM MYSTERY PARKING TICKETS TO BUYING STOLEN CARS AND HOW RAY MASSEY ENDED UP 'IN A HIGH SPEED CHASE' So-called 'car-cloning' is on the increase leaving innocent motorists with parking tickets and speeding fines for which they're not responsible. * 127 comments * 1 share Car cloning ID theft left me in a 'high speed chase' says Ray Massey MORE BUSINESS & MARKETS NEWS NEW POLDARK ERA OF MINING LOOMING AS INDUSTRY VETERAN SIR MICK DAVIS IS SET TO PLOUGH £25M INTO RESTORING SHUTTERED CORNISH TIN MINE Cornwall was the focus of Winston Graham's Poldark novels, which became a BBC TV series starring Aidan Turner (pictured). The South Crofty tin mine, in Pool, Cornwall, closed in 1998 after more than 400 years of production. But it should be open again in 2026 with fundraising backed by Davis - the former Tory party treasurer who led mining giant Xstrata - through his green energy fund Vision Blue Resources. * comments * share Sir Mick Davis set to restore shuttered Cornish tin mine STOCKS TO WATCH: TAKEOVER TALK MAY REV UP TROUBLED ENGINEER ROLLS-ROYCE'S SHARES WHEN MARKETS REOPEN Shares have just received a lift after a blog post from financial website Betaville said Rolls was about to be involved in a 'significant corporate transaction'. * 8 comments * 1 share STOCKS TO WATCH: Takeover talk may rev up Rolls-Royce shares GOVERNMENT SET TO TAKE 20% STAKE IN NEW NUCLEAR POWER PLANT AT SIZEWELL IN SUFFOLK ALONGSIDE FRENCH GIANT EDF Sizewell C will be built next to Sizewell B and generate enough nuclear power to supply six million homes. It is expected to cost around £20billion to build. * 11 comments * share Government to take 20% stake in new nuclear power plant at Sizewell STAGECOACH BOSS ACCUSED OF CONFLICT OF INTEREST OVER HIS LINKS TO GERMAN INVESTMENT GIANT DWS TRYING TO BUY IT Raymond O'Toole has collected more than £360,000 in pay from Yorkshire Water which counts Frankfurt-based DWS among its owners. * comments * 7 shares Stagecoach chief Raymond O'Toole has 'conflict' over German bid DYSON SETS OUT PLANS TO INVEST £840M IN SINGAPORE AS IT OPENS ITS GLOBAL HEADQUARTERS IN THE CITY STATE James Dyson sparked a backlash in 2019 when he shunned Britain by announcing plans to shift the company closer to its fastest-growing markets. * 13 comments * 2 shares Dyson sets out plans to invest £840m in Singapore THE CZECH SPHINX BREAKS HIS SILENCE: HEDGE FUNDS CALL BILLIONAIRE'S BLUFF AS THEY BET £115M AGAINST ROYAL MAIL There has been speculation Kretinsky may try to buy Royal Mail or force it to spin off its £4billion European parcel business GLS. * 3 comments * 16 shares Hedge funds vs the Czech Sphinx as they bet £115m against Royal Mail GYMSHARK HAS A NEW APPRENTICE: KARREN BRADY LANDS NEW ROLE AT FASHIONABLE SPORTSWEAR GROUP Baroness Brady, an aide to Lord Sugar on the BBC TV show, has become an adviser to the rapidly growing brand. * 14 comments * share Gymshark takes on a new Apprentice... Karren Brady MARK MOBIUS SAYS BLACKROCK'S LARRY FINK WRONG TO PREDICT 'END OF GLOBALISATION' AFTER UKRAINE INVASION Mobius, one of the world's most high-profile investors, said firms will still rely on goods and products from overseas, including China. * 2 comments * share Globalisation is NOT dead, insists Mark Mobius GO-AHEAD TRACKS HIGHER AFTER IT LANDS MULTI-MILLION-POUND CONTRACT TO CONTINUE RUNNING UK'S BIGGEST RAIL NETWORK The Department for Transport awarded it an agreement to run the Thameslink, Southern and Great Northern rail services. * 2 comments * 51 shares MARKET REPORT: Rail network deal puts Go-Ahead back on track YOUR MONEY ESSENTIALS DWP SLAMMED FOR 79P STATE PENSION TOP-UP BLUNDER AND LONG DELAYS AS COMPLAINTS OF POOR SERVICE TO OLDER SAVERS CONTINUE TO MOUNT More older people have come forward to accuse the Department of Work and Pensions of bungling and delays to state pension payments. Pensioners claim complaints have gone ignored, phone lines are 'a joke', and staff continue to make empty promises of cases being escalated. Problems with state pension top-ups are now being reported, including an error which could have led to a loss of thousands of pounds over the course of retirement. * 17 comments * 14 shares DWP slammed for 79p state pension top-up blunder and long delays NUMBER OF ISA MILLIONAIRES UP 69% IN A YEAR, HARGREAVES LANSDOWN SAYS, AND SOME ARE INVESTORS IN THEIR 20S AND 30S There are 973 investors with Isas worth more than £1million with broker Hargreaves Lansdown, up from 576 last year, which is an increase of 69 per cent. * 90 comments * 111 shares Isa millionaires jump 70% in a year, says Hargreaves Lansdown THINK YOUR EX HAS A SECRET BITCOIN STASH? A LEGAL EXPERT EXPLAINS HOW TO HUNT ONE DOWN AND THE STIFF PENALTIES FOR HIDING CRYPTO (AND OTHER ASSETS) IN A DIVORCE Luckily most people who invested in crypto love to boast about it, says lawyer Toby Yerburgh of Collyer Bristow. He explains what to do if you are getting divorced and one partner (or both) owns crypto. * 33 comments * 1 share What can I do if my ex is hiding crypto stash from me during divorce? Ad Feature WHAT IS DECENTRALISED FINANCE AND WHY ARE CRYPTO INVESTORS INTERESTED IN BACKING IT? WE EXPLAIN DEFI Decentralised finance, or DeFi, has been one of the hottest topics in crypto for several years now. * 1 comment * share What is DeFi and why are crypto investors backing it? Ad Feature ORDINARY INVESTORS SPOTTED RISKS AHEAD OF TIME: WHAT ARE THEY DOING NOW AND WHERE ARE THEY LOOKING TO BUY? Retail investors have anticipated some of the biggest issues facing markets well ahead of some of the big institutional players, according to research. * comments * share What are ordinary investors doing and where are they looking to buy? CRANE ON THE CASE: TSB DOWN-VALUED MY HOUSE BY £1.3MILLION WHEN I TRIED TO REMORTGAGE... AND MADE ME MISS OUT ON A SUPER-LOW RATE I bought my house in South East London 11 years ago for about £1.7million. I currently owe around £1.3million on the mortgage, for which I pay around £2,350 per month. Last November, I noticed the extremely low mortgage rates on the market and decided to remortgage to a five-year fixed rate of 0.89% with my current lender, TSB. I calculated that this would cost me around £950 per month - a huge saving. I had the house valued by three estate agents at between £2.6million and £2.8million, which would give me just under 50 per cent equity at least. But when I tried to remortgage TSB said my house was valued at £1.3million: half of what the local agents said and £400,000 less than I paid for it 11 years ago. It doesn't make sense as property prices are rising fast in my area. Could they be looking at the wrong house? * 8 comments * 75 shares TSB down-valued my house by £1.3MILLION when I tried to remortgage CHANCELLOR'S VAT CUT WORTH £1,000 ON SOLAR PANELS IS DISMISSED AS DOING 'LITTLE TO HELP' THE COST OF LIVING CRISIS AS INSTALLING THEM COSTS ALMOST £5,000 Rishi Sunak said in the Spring Statement that he would remove VAT on energy efficient measures such as solar panels, heat pumps and insulation installed for five years. * 93 comments * share 'Sunak's VAT cut on solar panels won't help cost of living crisis' WHETHER ASTRO OR PERFECTLY MANICURED NATURAL TURF, A WELL-KEPT LAWN CAN MAKE A BIG DIFFERENCE WHEN SELLING YOUR HOME - HERE'S HOW TO SORT YOURS Spring is in the air - and taking the time to spruce up the garden could add 5 per cent to the value of your home, according to experts. * 19 comments * 6 shares How to prepare your garden when selling your home LET THE BEACH BATTLE BEGIN! WOULD YOU CHOOSE AN EMPTY £70K BEACH HUT IN DORSET OR A PIMPED-UP £57K VERSION IN ESSEX? Beach huts can range in price significantly from a few thousands pounds to a few hundred thousand pounds - we take a look at two versions at around £60,000 and ask which one would you pick? One is a brand new empty shell on sandy Friars Cliff in Dorset's Christchurch that is on the market for £69,950, (pictured right) and the other is a pimped-up version in Essex's Walton-on-the-Naze that costs £57,000 and was built in 2015 (pictured left). * 64 comments * 11 shares Beach huts for sale: Would you pick the Dorset or Essex one? DO YOU LIKE TO BE BESIDE THE SEASIDE? FIVE OF THE MOST EXPENSIVE DREAM COASTAL HOMES FOR SALE AROUND THE BRITISH ISLES REVEALED We revealed some of the most expensive homes for sale around Britain's shoreline, with price tags ranging from £2.25million to £12.5million. * 131 comments * 44 shares Here are five of the most expensive homes for sale by the sea HOMEOWNERS DOING EXTENSIONS FACE EYE-WATERING COSTS AS THE PRICE OF A BRICKLAYER DOUBLED LAST YEAR: HERE'S HOW TO STICK TO YOUR BUDGET The average cost of home improvements jumped 61 per cent between January 2021 and January 2022. * 714 comments * 1 video * 14 shares How much building costs have risen and how to stick to a budget BORIS PROMISES A TENFOLD INCREASE IN ELECTRIC CAR CHARGING POINTS BY 2030: GOVERNMENT TARGETS 300,000 PUBLIC DEVICES BY THE END OF THE DECADE The Government has unveiled fresh measures and £1.6billion in new and existing funding to bolster the charging network from 30,000 to 300,000 devices by 2030 in a report published by the Department for Transport. However, industry insiders say the target might not go far enough to match demand for plug-in vehicles in the lead up to the ban on sales of new petrol and diesel cars from 2030. * 404 comments * 1 video * 29 shares Boris promises a tenfold increase in electric car chargepoints by 2030 FUEL DUTY: WHAT IS IT, WHEN WAS IT FIRST INTRODUCED, HOW DOES IT IMPACT PUMP PRICES AND IS IT HIGHER THAN LEVIES ON PETROL AND DIESEL IN OTHER COUNTRIES? Chancellor Rishi Sunak has announced a 5p-a-litre fuel duty cut in his Spring Statement. We explain everything you need to know about the levy on petrol and diesel. * 704 comments * 4 videos * 46 shares Fuel duty explained: What is it and how does it impact petrol prices? DRIVERS CAUGHT HANDLING PHONES GET £200 FINES AND SIX POINTS UNDER NEW 'ZERO TOLERANCE' RULES - BUT WHAT IF YOU TOUCH A PHONE IN A MOUNT ON THE WINDSCREEN? Drivers will still legally be allowed to use their phones as sat-navs if they are secured in a mount on the windscreen - though you can still be punished for touching a device in a cradle. * 2.4k comments * 2 videos * 221 shares Drivers caught handling phones get £200 fines and 6 points SIMON LAMBERT: SUNAK'S NATIONAL INSURANCE CUT AND 5P OFF PETROL WILL BARELY EASE THE COST OF LIVING PAIN - BUT THE OBR'S STARK CHARTS SHOW HOW HARD THAT IS Was that enough? When Rishi Sunak stood up to deliver his Spring Statement, the nation awaited news on what he would do to help with the cost of living crisis. A measure of that came just a few hours earlier when the ONS revealed CPI inflation had hit 6.2 per cent. That meant Sunak faced a challenge chancellors haven't seen for three decades: how to placate a nation whose bills are rising this fast? * 86 comments * 2 videos * 1 share An NI cut will barely ease the inflation pain but that's a tough job HOUSEHOLDS FACE THE BIGGEST DROP IN LIVING STANDARDS SINCE THE 1950S AS DISPOSABLE INCOME LEVELS DWINDLE, THE OBR WARNS Surging inflation is expected to reduce real household disposable incomes by a 'substantial' 2.2% over the next year, resulting in a marked slump in living standards. * 92 comments * 1 video * 48 shares Britain faces biggest drop in living standards since 1950s, OBR says SPRING STATEMENT IN BRIEF: WHAT IT MEANS FOR YOU AND HOW MUCH WILL YOU SAVE OR PAY EXTRA IN NATIONAL INSURANCE? Chancellor Rishi Sunak failed to spike the NI rate hike but did raise the threshold at which it is paid, creating some winners and losers. * 198 comments * 1 video * 162 shares SPRING STATEMENT: What it means for you and your NI bill BATTERY STORAGE FUNDS CAN PROFIT FROM THE PUSH FOR GREEN ENERGY: INVESTORS ARE REAPING 5%-PLUS DIVIDENDS FROM MAKING RENEWABLE POWER RELIABLE A number of investment trusts are targetting an area of the market considered essential for the future of green power - energy storage. Two of those leading the way, Gresham House Energy Storage and Gore Street Energy Storage, have dividend yields above 5 per cent and posted total returns of 23 and 20 per cent, respectively, over the past year. * 72 comments * 2 shares How to invest in renewable energy storage funds like GRID ARE VAMPIRE APPLIANCES SUCKING YOUR CASH? HOW 23% OF YOUR ELECTRICITY BILL MAY COME FROM DEVICES YOU AREN'T USING 'Vampire devices' - named after the mythical blood-sucking creature - wreak most of their damage at night, draining power even when not in use. * 1.2k comments * 2 videos * 275 shares Vampire electrical appliances sucking cash from your bank account MY HEAT PUMPS WORK A TREAT AND SHOULD DRAMATICALLY CUT MY BILLS - BUT THEY COST ME £25,000 TO INSTALL! Rishi Sunak is planning to introduce cheap taxpayer-backed loans to help homeowners install energy efficient measures to combat rising fuel bills. * 344 comments * 1 video * 254 shares My heat pumps work a treat - but they cost £25,000! HOW TO INVEST IN A ISA TO TRY TO BEAT INFLATION: FIVE FUND AND INVESTMENT TRUST TIPS, FROM, SAFETY FIRST TO GOING FOR GLOBAL GROWTH Judging by recent weeks on the stock markets, you can understand why savers might feel like staying clear of investing. After spending much of the past two years pushing from one high to the next, markets have endured a tricky three months. Yet personal finance experts say investing remains one of the most reliable ways to grow your savings - provided it's done responsibly. * 1 comment * share Invest to beat inflation: Stocks and shares could offset rising costs WILL THE CASH ISA MAKE A COMEBACK? AS RATES FINALLY START TO RISE FROM ROCK BOTTOM, THE TAX-FREE ATTRACTION SHOULD GROW FOR SAVERS Cash Isas have had a terrible year, with savers taking out billions of pounds. But with rates on the rise they are beginning to look more appealing. * 7 comments * 1 share Is a cash Isa now a good investment? Rates rise from rock bottom HOW TO SHELTER YOUR SAVINGS FROM THE BIG SQUEEZE: WE'RE FACING A COST OF LIVING STORM, SO WHAT'S THE BEST WAY TO USE AN ISA TO PROTECT AGAINST INFLATION AND TAX? Inflation is running riot, interest rates paid on savings are too low, and Vladimir Putin's war in Ukraine is causing stock market chaos. * 193 comments * 1 video * 22 shares How to use an Isa to protect against inflation and taxes FAMILIES ARE FEEDING THEMSELVES USING BUY NOW, PAY LATER: NOW NATWEST BECOMES FIRST HIGH ST BANK TO OFFER THE EASY CREDIT Like many online shoppers, Student Synthia Gazi (pictured) was first tempted to use buy now, pay later services to buy clothes. But the controversial lenders are now touting their credit for everything from food to travel - and critics fear this easy credit will drag struggling households into debt as the nation faces a cost-of-living crisis. * 1 comment * 1 share How families are feeding themselves using buy now, pay later lenders SOLAR PANEL INSTALLATIONS SOARED 70% LAST YEAR... BUT HOW EXPENSIVE ARE THEY TO INSTALL AND HOW MUCH MONEY DO THEY SAVE ON BILLS? Installers tell Money Mail they have seen a recent increase in customer inquiries desperate to avoid rising energy prices next month. * 184 comments * 8 shares How much money do solar panels save on energy bills? FIRST DIRECT SAYS CUSTOMERS WILL HAVE TO GET A ONE-TIME CODE AND TYPE THEIR EMAIL ADDRESS IN FULL TO PAY ONLINE AS IT UNLEASHES MORE SECURITY CHECKS First Direct customers are facing the prospect of an arduous extra security check in order to make online payments. * 82 comments * share First Direct customers must type in email AND get a code to pay online Ad Feature WE'RE CONSIDERING EQUITY RELEASE TO HELP FUND OUR RETIREMENT, HOW DO WE MAKE SURE OUR HOME IS PROTECTED AND GET ADVICE? We are in our 60s and will be retiring this year. We have paid off our mortgage, and our home has increased in value substantially since we moved in 25 years ago. A friend told us that they took cash from their home using equity release, and we think this might be an option for us, too. How can we be sure that our equity release provider is trustworthy, and, and that we will be able to stay in our home no matter what? We also want to be sure that the interest will not spiral out of control, leaving our family with big bills to pay after we have gone. * comments * share We are considering equity release: Which providers can we trust? SAVE MONEY, MAKE MONEY: TIPS AND GUIDES HOW TO CHOOSE THE BEST (AND CHEAPEST) DIY INVESTING ISA - AND OUR PICK OF THE PLATFORMS Choosing the right DIY platform is crucial but a wealth of choice and a variety of charges can leave investors scratching their heads. We pick some of the best. We pick some of the best. We also highlight why investing in an Isa makes sense, as it should protect your hopefully growing investments from tax forever. * 246 comments * 274 shares How to choose the best (and cheapest) DIY investing Isa OUR SAVINGS PICKS: THIS IS MONEY'S FIVE FAVOURITE BEST BUY CASH ISAS We pick our five favourite cash Isas for savers. This is essential Isa reading and is kept up-to-date throughout the year * 406 comments * 1 video * 55 shares Best cash Isas: Where to get the best cash Isa rates and deals WHAT NEXT FOR MORTGAGE RATES? INTEREST COSTS ON THE RISE FOR EQUITY-RICH BORROWERS FOLLOWING BASE RATE INCREASE Following months of historic lows, mortgage rates are starting to edge up for many borrowers following a rise in the Bank of England's base rate. * 371 comments * 1.5k shares What next for mortgage rates? HOW TO INVEST IN SHARES: YOUR GUIDE TO SUCCESSFUL STOCK-PICKING If you are interested in buying shares or know more about unearthing good companies and valuing them, read our guide to share investing. * 78 comments * 1 video * 4 shares How to invest in shares: A guide to becoming a successful stock-picker TEN TIPS FOR BUY-TO-LET: THE ESSENTIAL ADVICE FOR PROPERTY INVESTORS Buy-to-let lost some of its spark in recent years but that might be about to change as new tax cuts and low mortgage rates have caused landlords to flock back to the market. * 400 comments * 1 video * 1.8k shares Ten tips for buy-to-let - the essential guide for investors PREMIUM BONDS WINNERS Prize Area Value of bond £1,000,000 Devon £2,000 £1,000,000 Cheshire West and Chester £8,000 £100,000 Derby £25,000 £100,000 Cardiff £15,000 £100,000 Wales £46,000 £100,000 Central Scotland £21,400 £100,000 Cumbria £1,000 £100,000 Devon £40,000 More March 2022 winners View list of March 2022 winners Advertisement THIS IS MONEY ON TWITTER * > This is Money * > Simon Lambert * > Lee Boyce * > Tanya Jefferies * > Helen Crane * > Myra Butterworth * > Rob Hull * > Angharad Carrick * > Mike Sheen * > Harry Wise SAVE MONEY, MAKE MONEY * Five of the best cash Isas: Our favourite best buy tax-free savings accounts * Get a better bank account: Best for switching deals, interest and perks * How to find the best mortgage rate: Compare the top fixed rate deals * Best savings rates: Savings platforms to manage your money in one place and get bonus boosters * How to choose the best (and cheapest) DIY investing platform and stocks and shares Isa * The best credit cards rated: Our pick of the top deals for cashback, rewards, clearing debt and airline points * How to save hundreds on car insurance: Ten top tips to cut the cost in just a few minutes * How to save money on spending abroad: From the best bank accounts and credit cards, to taking cash * How to get the best and cheapest life insurance: What to consider and how to save money THE INVESTING SHOW * Has the shift from growth to value kicked in already and what shares could profit? * BP and Shell shares have bounced 45% in a year and pay big dividends, but will they be held back for not being green? * Gresham House's Ken Wotton on why he gets stuck in to back small companies that can win big * The hunt for exceptional companies that bring disruption and big returns: Baillie Gifford US Growth's Kirsty Gibson * Where investors can profit in the dividend recovery- the firms bringing back payouts for shareholders * Investing in the best of British smaller companies can pay off in the Covid recovery: Georgina Brittain * 'Crypto is the poster child of empty calorie speculation': Barry Norrison how inflation could affect growth stars, value shares and bitcoin * Are Lloyds, NatWest, Barclays and HSBC primed for recovery profits - and will investors ever fall back in love with bank shares? * Tom Becket: Will investors profit from a Roaring Twenties stock market or face a return to low growth with even more debt? * How we invest in companies helping the planet: Jupiter Green manager Jon Wallace * A simple mix of shares, bonds and cash doubled investors' money in five years: Baillie Gifford Managed Fund's Iain McCombie * Nick Train: 'As long as you're not taking an apocalyptic view, there's plenty to be optimistic about' Advertisement MOST READ MONEY * Beware the car clones causing misery From mystery parking tickets to buying stolen cars and how RAY MASSEY ended up 'in a high speed chase' * Are vampire appliances sucking your cash? How 23% of your electricity bill may come from devices you aren't using * Fuel duty What is it, when was it first introduced, how does it impact pump prices and is it higher than levies in other countries? * Households face the biggest drop in living standards since the 1950s as disposable income levels dwindle, the OBR warns * Battery storage funds can profit from the push for green energy Investors are reaping 5%-plus dividends from making renewable power reliable * The best savings accounts: CPI rises to 6.2% and NO deals come close to being inflation busters... Here's where to at least find the best rates * Chancellor's VAT cut worth £1,000 on solar panels is dismissed as doing 'little to help' the cost of living crisis Installing them costs almost £5,000 * City of London retains crown as the dominant financial hub in Europe as Brexit fallout fears fail to come to fruition New York holds world's top spot * My heat pumps work a treat and should dramatically cut my bills But they cost me £25k to install! * How to shelter your savings from the BIG SQUEEZE We're facing a cost of living storm, so what's the best way to use an Isa to protect against inflation and tax? * Should you buy or sell a house on the secret market? The private buying agents fixing sales that aren't even advertised * How to invest in a Isa to try to beat inflation Five fund and investment trust tips, form safety first to going for global growth * BEN WILKINSON: As inflation attacks the nation's savings, it's time to ditch the arrogant High Street banks * Families are feeding themselves using buy now, pay later Now NatWest become first High St bank to offer easy credit * DAME ESTHER RANTZEN: Axing landlines and shifting to digital is a betrayal of the most vulnerable and many could be cut off * Solar panel installations soared 70% last year... But how expensive are they to install and how much money do they save on bills? * Will the cash Isa make a comeback? As rates finally start to rise from rock bottom, the tax-free attraction should grow for savers * We want to sell our home Should we set an asking price, try offers in excess of, or even for a secretive price on application? * Could landlords see stamp duty surcharge increase to 4% in the Spring Statement? Here's what it would mean and the chances of it happening... * I've broken up with my boyfriend and want to sell our home fast Should we use a 'quick sale' firm offering to complete within one week? * I've already built up 48 years of National Insurance towards a state pension, so do I need to pay any more? Steve Webb replies * A fifth of homes are sold within a week of going on the market Asking prices hit another record high STEVE WEBB ANSWERS YOUR PENSION QUESTIONS * My old pension has sent me baffling letters about 'equalisation of the GMP' between men and women - please explain! * Why are financial advisers trying to charge me so much to transfer my defined benefit pension? * What's the best way to top up my wife's pension so we can afford to retire at the same time? * What do I need to save for a decent retirement? I'm 50 and have £60,000 in my pension so far * How will the Chancellor's support deal on energy bills help pensioners paying reduced council tax? * I'm taking a 25% tax-free lump sum from my pension, but how will the rest be taxed? * I've been unable to get a state pension credit for time I couldn't work during pandemic - can I challenge this? * What should I do about the gaps in my state pension record that the official website says it is still 'checking'? * How are annual state pension increases worked out because I'm baffled by all the separate figures? * My 95-year-old mum missed out on council tax benefits for 18 years - how can she get her money back? * Today's headlines * Most Read * Is this now the best bank account in Britain? Chase launches linked 1.5% easy-access savings rate alongside... * I'm 77 and paid Safe Hands £3,355 for a funeral plan six years ago - can I get my money back? Steve Webb... * Santander boosts rate on its easy-access Isa just before the tax year ends making it a rare major bank entry... * Home hunters warned about the traps of buying off-plan as new figures show sales of properties that are not... * Can the £1bn Household Support Fund help you pay your bills: What it is, how you access cash and what... * Could you pay your bills if you couldn't work due to injury or illness? Only 6% of us have income protection... * Is it time to be a patriotic investor AND bag a bargain? As the FTSE rides the inflation storm, experts pick... * Households urged to take a meter reading on Thursday before the energy price cap rise bites to ensure... * BUSINESS LIVE: Ted Baker dismisses £250m Sycamore bid; HMT sells £1.2bn of Natwest shares; Australian bank... * Taxpayers now hold a minority stake in NatWest as the bank buys back a £1.2bn stake from HM Treasury - 14... * Ted Baker shares fall after fashion retailer rejects second £254m bid from US private equity firm Sycamore * 'Vampire Kangaroo' snaps up vital part of UK's gas grid: Aussie investment bank Macquarie takes 60% stake... * Scottish Widows to stop investing in tobacco and cut back on coal as pension provider pulls another £1.5bn... * Rishi Sunak wants us to think he is a tax-cutting Chancellor but instead he's a fiscal drag, says RUTH... * Why does HSBC keep moving the goalposts for our angling club? TONY HETHERINGTON on bank checks causing small... * MORE HEADLINES * I'm 77 and paid Safe Hands £3,355 for a funeral plan six years ago - can I get my money back? Steve Webb replies * Is this now the best bank account in Britain? Chase launches linked 1.5% easy-access savings rate alongside paying 1% cashback on purchases * Households urged to take a meter reading on Thursday before the energy price cap rise bites to ensure they're not overcharged * Rishi Sunak wants us to think he is a tax-cutting Chancellor but instead he's a fiscal drag, says RUTH SUNDERLAND * Could you pay your bills if you couldn't work due to injury or illness? Only 6% of us have income protection insurance but it could prove vital * New York-based buyout giant Sycamore Partners makes £250m bid for Ted Baker by tabling 130p per share offer to takeover retailer * 'Vampire Kangaroo' snaps up vital part of UK's gas grid: Aussie investment bank Macquarie takes 60% stake for £5.8bn * BUSINESS LIVE: Ted Baker dismisses £250m Sycamore bid; HMT sells £1.2bn of Natwest shares; Australian bank buys stake in UK gas grid * New Poldark era of mining looming as industry veteran Sir Mick Davis set to plough £25m into restoring shuttered Cornish tin mine * Taxpayers now hold a minority stake in NatWest as the bank buys back a £1.2bn stake from HM Treasury - 14 years after the RBS bailout * Government set to take 20% stake in new nuclear power plant at Sizewell in Suffolk alongside French giant EDF * MOST READ IN DETAIL MIDAS SHARE TIPS * MIDAS SHARE TIPS: Reap rewards from loans to fruit farmers with Cordiant Global Agricultural Income, set up to increase supply, but keeping costs low * MIDAS SHARE TIPS UPDATE: Palm oil producers have a poor reputation for destroying rainforests, but MP Evans' oil is certified as sustainable * MIDAS SHARE TIPS: Six superhero stocks that could protect your Isa from Vladimir Putin's war in Ukraine * MIDAS SHARE TIPS: Go defensive - and buy into military firm Chemring, which is well-placed to benefit from increased spending by Nato countries * MIDAS SHARE TIPS UPDATE: Babcock sees price target raised as engineer wins more fans * MIDAS SHARE TIPS: From supermarkets, to BAE and health centres... five stocks that'll survive the Russia-Ukraine turmoil * MIDAS SHARE TIPS: Gold is the safe haven asset but with the price rising nea record highs, should you buy? * MIDAS SHARE TIPS: Alert! Nuclear waste can make you richer thanks to Avingtrans, the well-run business with a track record of success * MIDAS SHARE TIPS UPDATE: Our battery storage tip Gresham House charges ahead * MIDAS SHARE TIPS: BP and Shell have a delicate path to tread to navigate oil and gas markets, but as the energy giants cash in, should you too? * MIDAS SHARE TIPS: Pod Point is motoring after installing more than 90,000 electric vehicle chargers across UK * MIDAS SHARE TIPS: In these troubled times, fix your finances with Mears Group - the social housing repairs firm FUND AND TRUST IDEAS * AXA FRAMLINGTON GLOBAL TECHNOLOGY: Fund 'can still grow' despite 250% returns * PICTET ASIAN EQUITIES: The Asia fund that goes hunting for the best ideas - and then bets big on them * STONEHAGE FLEMING GLOBAL BEST IDEAS EQUITY FUND: £1.9bn fund's big idea - to play the long game * FIDELITY JAPAN TRUST: There's been an explosion in entrepreneurship, says fund manager with his ear to the ground in Tokyo * WAVERTON REAL ASSETS FUND: Backing stocks that can pay dividends from the changing way people shop * RC BROWN UK PRIMARY OPPORTUNITIES: The minnow making waves from flotations * THE BANKERS INVESTMENT TRUST: A steady Eddie with 55 years of rising dividends that investors can bank on * SCOTTISH AMERICAN INVESTMENT COMPANY: The trust that's delivered a 48-year record on resilient dividends * JOHCM CONTINENTAL EUROPEAN FUND: Long-term investors have been rewarded and returns could rise further despite Covid LATEST: MORTGAGES * Homeowners doing extensions face eye-watering costs as the price of a bricklayer DOUBLED last year: Here's how to stick to your budget * House prices slow slightly but the average home has still risen at a rate of £2,000 a month over the past year, official figures show * Should you buy or sell a house on the secret market? The private buying agents fixing sales that aren't even advertised * I've broken up with my boyfriend and want to sell our home fast: Should we use a 'quick sale' firm offering to complete within one week? * A fifth of homes are sold within a week of going on the market, says Rightmove, as asking prices hit another record high of £354,564 * What the Bank of England base rate rise to 0.75% means for you: Will savers finally be rewarded - and does it spell more mortgage misery for homeowners? * Tenants face a record squeeze on their finances as rising energy costs and steep rent increases are tipped to bring an average combined bill of £18,000 * Housing targets in jeopardy as number of new-build homes in England drops - potentially pushing prices even higher * 'Disorganised buyers will miss out': Three in five properties now sell within 30 days, as competition for homes shows no sign of letting up MORE HEADLINES LATEST FROM SAVING & BANKING * Looking for a better bank? This is Money's pick of the best current accounts for interest, perks, packages and overdrafts * Santander boosts rate on its easy-access Isa just before the tax year ends making it a rare major bank entry into our best buy savings tables * Is this now the best bank account in Britain? Chase launches linked 1.5% easy-access savings rate alongside paying 1% cashback on purchases * I bagged a Platinum Jubilee 50p coin in my change - can I sell it for a mint or should I keep hold of it in case its price soars? * First Direct says customers will have to get a one-time code AND type their email address in full to pay online as it unleashes more security checks * Are easy-access savings rates about to surpass 1% for the first time since 2020? Challengers boost deals but some big banks still stubbornly pay 0.01% * The best savings accounts: CPI rises to 6.2% and NO deals come close to being inflation busters... here's where to at least find the best rates * Best savings rates: Savings platforms to manage your money in one place - with easy-access, fixed-rates and notice accounts and bonus boosters * Lloyds Bank boasts that it's always 'by your side'... so why is it set to axe up to 100 MORE branches? * New fraud checks may see your card declined online: Shoppers could need a one-time code for every purchase they make on the internet MORE HEADLINES ANSWERS FROM THE EXPERTS * Why does HSBC keep moving the goalposts for our angling club? TONY HETHERINGTON on bank checks causing small organisations a headache * CRANE ON THE CASE: TSB down-valued my house by £1.3MILLION when I tried to remortgage... and made me miss out on a super-low rate * Spending £7,500 on a matchmaking agency was a dating disaster... Now I'm out of pocket and still lonely! * We want to sell our home but should we set an asking price, try offers in excess of, or even go for a secretive price on application? * Don't be fooled by the Kids Information Centre Limited... this is a scam: TONY HETHERINGTON investigates * CRANE ON THE CASE: I found out a Russian customer is paying for their Amazon Prime using MY card… why won't it cancel the account? * My 'bargain' £1,200 horse box was a rotten deal and fell apart after just one week, can I get any money back from the Facebook seller? * I made a will... but the solicitor holding it at Harraway Law has disappeared: TONY HETHERINGTON investigates * CRANE ON THE CASE: Brittany Ferries said it would refund my cancelled Covid trip - but now won't give back the full fare after my husband died * ASK TONY: Travel firm left us stranded when the package holiday hotel turned out to be on different island! MORE HEADLINES TOURIST RATES Currency Rate Buy now Updated 28 Mar 2022. Euro 1.17 Buy Now US Dollar 1.29 Buy Now Australian Dollar 1.702 Buy Now Barbados Dollar 2.466 Buy Now Brazilian Real 4.893 Buy Now Bulgarian Lev 2.24 Buy Now Canadian Dollar 1.589 Buy Now Chinese Yuan 8.699 Buy Now Croatian Kuna 8.795 Buy Now Czech Koruna 28.7 Buy Now Danish Krone 8.612 Buy Now Hong Kong Dollar 9.949 Buy Now Hungarian Forint 438.6 Buy Now Icelandic Króna 160.6 Buy Now Indian Rupee 87.48 Buy Now Indonesian Rupiah 17481.0 Buy Now Israeli New Shekel 4.01 Buy Now Jamaican Dollar 163.1 Buy Now Japanese Yen 157.6 Buy Now Jordanian Dinar 0.8732 Buy Now Kenyan Shilling 143.0 Buy Now Malaysian Ringgit 5.236 Buy Now Mexican Peso 26.68 Buy Now New Taiwan Dollar 34.5 Buy Now New Turkish Lire 18.48 Buy Now New Zealand Dollar 1.835 Buy Now Norwegian Krone 11.11 Buy Now Polish Zloty 5.454 Buy Now Romanian New Leu 5.671 Buy Now Russian Rouble 75.14 Buy Now Singapore Dollar 1.729 Buy Now South African Rand 18.63 Buy Now South Korean Won 1511.0 Buy Now Sterling 1.0 Buy Now Swedish Krona 12.08 Buy Now Swiss Franc 1.187 Buy Now Thai Baht 42.55 Buy Now UAE Dirham 4.672 Buy Now Vietnamese Dong 27664.0 Buy Now LATEST ON HOUSEHOLD BILLS * Can the £1bn Household Support Fund help you pay your bills: What it is, how you access cash and what essentials it can be spent on * Households urged to take a meter reading on Thursday before the energy price cap rise bites to ensure they're not overcharged * Homes for Ukraine: Do homeowners and landlords welcoming refugees into their properties need to tell their mortgage lender and insurer? * The failure of more than 30 energy suppliers since the beginning of last year will add up to £2.4bn to UK household bills * Solar panel installations soared 70% last year... but how expensive are they to install and how much money do they save on bills? * Are vampire appliances sucking your cash? How 23% of your electricity bill may come from devices you aren't using * My heat pumps work a treat and should dramatically cut my bills - but they cost me £25,000 to install! * Price of Asda pasta surges 56% in six months, while avocados increase by 19% as inflation hits the supermarket basket * Households face a water bills hike of 10% to add to the misery of soaring energy costs - here's how to save water * Thousands of elderly people who bought pre-paid funeral plans from provider Safe Hands in danger of not getting funerals they paid for MORE HEADLINES LATEST FROM CARDS & LOANS * Families are feeding themselves using buy now, pay later: Now Natwest becomes first High St bank to offer the easy credit * Could a balance transfer credit card help you clear debt for less in the cost of living crisis? Borrowers can fix at 0% for 33 months rather than pay 26% interest * 'It was either BNPL or starve': Citizens' Advice warns of Buy Now, Pay Later debt trap as one in twelve now use short-term credit to cover groceries * Credit card and loan borrowing rises at fastest pace since start of pandemic amid growing pressure on household budgets * How to save money on spending abroad: From the best bank accounts and credit cards, to taking cash - how to get the most bang for your buck * Barclaycard launches 'most generous' credit card now on offer: Here's how it could net you 25,000 bonus Avios points * The financial adviser who spent her way to a £30,000 debt... and the lessons she learnt that can get your finances on track * Death of the credit card? Almost half of under 35s don't have one with many turning to buy now, pay later instead * Britons more likely to buy now, pay later for big ticket items such as a washing machine or sofa rather than be tempted into spreading the cost of clothes MORE HEADLINES LATEST FROM INVESTING * SMALL CAP IDEAS: Cornish Tin set to reopen ancient British industry and to kickstart it via crowdfunding * An extra ten years of investing can more than double your money: Six ways starting early can help grow your investments * Majority of investors are unaware they can vote on how a company is run… but younger shareholders are leading the way in taking action * Is it time to be a patriotic investor AND bag a bargain? As the FTSE rides the inflation storm, experts pick the top funds and trusts to invest in the UK * MIDAS SHARE TIPS: The legal eagles of DWF have spread their wings and are on the up and up and its stock should rise * INVESTING EXPLAINED: What you need to know about Absolute Return Fundsand their aim to deliver positive returns whatever the market conditions * ARGONAUT ABSOLUTE RETURN: Fund manager Barry Norris loves the challenge of a bear market as he goes long and short to make a profit * Could a spot of retail therapy beat the inflation blues? The supermarkets, retailers and brands whose shares could prove resilient in tough times * MIDAS SHARE TIPS UPDATE: Growth expected at insolvency practitioners FRP and Begbies Traynor MORE HEADLINES TOP CALCULATORS * Historic inflation: how the value of money has changed The effects of inflation since 1900 and what past prices mean today * True cost mortgage tool - rates AND fees Compare the cost of rival fixed and tracker rate mortgages * Monthly or lump sum savings calculator How much a regular monthly savings scheme could make or a lump sum could be worth. * NordVPN - Internet security Get a discount code to save on your internet security * Currys - Offers and deals Discover a range of promo codes on kitchen appliances * Vodafone - Mobile and broadband Get great deals on existing and new plans * Samsung - Mobile upgrades Upgrade your phones with these mobile deals * Dell - Computers and laptops Click through to score Dell's discount code * HP - Save on Electronics Score discounts on desktops and laptops * Money Home * Business * Saving & banking * Investing * Bills * Cars * Holidays * Cards & loans * Pensions * Mortgages * Experts * Buy-to-let Sitemap Archive Video Archive Topics Index Mobile Apps Screensaver RSS Text-based site Reader Prints Our Papers Top of page Daily Mail Mail on Sunday This is Money Metro Jobsite Mail Travel Zoopla.co.uk Prime Location This is Money is part of the Daily Mail, Mail on Sunday & Metro media group dmg media Contact us How to complain Advertise with us Contributors Terms Do not sell my info Privacy policy & cookies Advertisement Advertisement DMG Media and its partners process, store and/or access information on a device. 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