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Submitted URL: http://bmsolutions.co.uk/
Effective URL: https://www.bmsolutions.co.uk/
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Submission: On September 08 via api from GB — Scanned from GB
Effective URL: https://www.bmsolutions.co.uk/
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Submission: On September 08 via api from GB — Scanned from GB
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<p class="newsItemDate">7th September 2023</p>
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<p class="newsItemDate">14th August 2023</p>
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SA302 Requirements
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<p class="newsItemDate">28 October 2014</p>
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<p>For existing BM mortgage clients who are looking for additional borrowing.</p>
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<strong>BM Solutions</strong> provide a vast range of mortgage products that will suit many of your clients needs.
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<p><strong>Homes for Ukraine</strong></p>
<p>If your client is planning to support the government scheme to house Ukrainian refugees we are supporting them by making the process as simple as possible.</p>
<p>Your client will not be required to notify us if they are providing:</p>
<ul>
<li>a BTL property (normal mortgage and letting conditions apply, and they will need to obtain a tenancy agreement).</li>
</ul>
<p>It is important they consider whether by providing this support they are still able to afford their own household bills, pay their mortgage and it doesn’t put them in financial difficulty. They may wish to look at any government guidance
issued.</p>
<p>Your client should also check with their building/content insurance provider to see if they need their consent.</p>
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<p><strong>All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time. A product is only available for further borrowing if it states this in the features box.</strong></p>
<p>Your client's home may be repossessed if they do not keep up repayments on their loan. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England Bank Rate may go down as well as up. The
value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home.</p>
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<p> If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise
private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. </p>
<p> These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK. </p>
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Skip to main content Broker Help Desk 0345 850 5000 For the use of mortgage intermediaries & other professionals only. Cookie Policy * * Products * Buy to Let * Let to Buy * Product Transfers * Further Advance * Criteria * Fees * Calculators * *NEW* Rental Income Calculator * *NEW* Portfolio Calculator * Rate Change Calculator * Literature * Placing Business * Document Upload * Portfolio Landlords * Top Slicing * Contact Us You are * Home Bank of England bank rate: 5.25% Log In | Register Register | Log in BM News BM Solutions news as it happens * CHANGES TO STRESS RATES 7th September 2023 Read full story * CUSTOMERS IN VULNERABLE CIRCUMSTANCES 14th August 2023 Read full story * SA302 Requirements 28 October 2014 Read full story Buy to Let Competitive BTL deals that fit the needs of your clients. * Fixed new * View all Buy to Let Product Transfers Transfer an existing BM mortgage to another product in our range. * View all Product Transfers Let to Buy Introducing our new Let to Buy range. * Fixed new * View all Let to Buy Further Advance For existing BM mortgage clients who are looking for additional borrowing. * View all Further Advance View all products BM Solutions provide a vast range of mortgage products that will suit many of your clients needs. -------------------------------------------------------------------------------- Homes for Ukraine If your client is planning to support the government scheme to house Ukrainian refugees we are supporting them by making the process as simple as possible. Your client will not be required to notify us if they are providing: * a BTL property (normal mortgage and letting conditions apply, and they will need to obtain a tenancy agreement). It is important they consider whether by providing this support they are still able to afford their own household bills, pay their mortgage and it doesn’t put them in financial difficulty. They may wish to look at any government guidance issued. Your client should also check with their building/content insurance provider to see if they need their consent. All our products are SUBJECT TO AVAILABILITY and can be withdrawn at any time. A product is only available for further borrowing if it states this in the features box. Your client's home may be repossessed if they do not keep up repayments on their loan. Whilst a fixed rate mortgage can give your client certainty around monthly payments, the Bank of England Bank Rate may go down as well as up. The value of your client's home may alter with market conditions so that the amount of the loan may exceed the value of the home. Bank rate changes The Bank of England has announced a change to the bank rate. Bank rate changes. Quick Links * Contact your BDM * Contact Us Form * Mortgage Product Guide * Mortgage Calculators * Mortgage Portal Terms & Conditions | Accessibility | Privacy | Security | Cookies | Sitemap | Money Helper | TCF | Legal information For the use of mortgage intermediaries & other professionals only If you do not have professional experience, you should not rely on the information contained on this site. If you are a professional and you reproduce any part of the information contained on this site, to be used with or to advise private clients, you must ensure it conforms to the Financial Conduct Authority's advising and selling rules. These pages are for the use of those people who are resident and ordinarily resident in the UK and should not be regarded as an offer or invitation to sell Mortgage products in any jurisdiction other than the UK. Birmingham Midshires is a division of Bank of Scotland plc. Registered in Scotland No. SC327000. Registered office; The Mound, Edinburgh, EH1 1YZ Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 169628. Telephone number 0345 850 5000. Telephone calls may be monitored or recorded. House Purchase Remortgage First Time Buyer Existing Mortgage Customers only Available for further borrowing Further Borrowing only Only available with BM Conveyancing Calculate Borrowing Click the ? icon to show help with using this Calculator COOKIES CONSENT X We have to collect some data when you use this website so it works and is secure. We'd also like your consent to collect data to study how people use our site. This will help us improve our service and tailor the marketing you see on apps and other websites. Select 'Accept all' to agree or 'Manage consents' to choose which cookies we use. You can change your mind by clicking the 'Cookies' link. Accept allManage consents