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2 forms found in the DOM

POST

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/" method="post">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter your email" autocomplete="email" title="Email Address">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <input class="btn email-capture__submit email-capture-submit copy--button" type="submit" value="Sign Up" data-android="Enter your email"> <input type="hidden" name="ph_tid" value="">
</form>

POST

<form class="email-capture enroll-form" data-action="https://member.chime.com/enroll/" method="post">
  <div class="email-capture__input-val"> <input class="email-capture__input copy--body-cond" type="email" name="user[email]" placeholder="Enter e-mail" autocomplete="email" title="Email Address">
    <div class="email-capture-error email-capture__validation copy--disclaimer"></div>
  </div> <input class="btn email-capture__submit email-capture-submit copy--button" type="submit" value="Sign Up" data-android="Enter your email"> <input type="hidden" name="ph_tid" value="">
</form>

Text Content

Sign Up
 * Benefits
   * No Monthly Fees
   * Free Debit Card
   * Fee-Free Overdraft
   * Build Credit
   * Get Paid Early
   * 60,000+ Fee-Free ATMs
   * High Yield Savings Account
   * Send and Receive Money
   * Security and Control
 * Accounts
   * Checking Account
   * Credit Builder
   * Savings Account
 * Who we are
   * About Us
   * In the News
   * Chime Financial, Inc.
   * In the Community
   * Careers
 * Learn
   * Blog
   * Help Center
   * FAQs
   * Online Banking
   * Second Chance Banking
   * Tax Refund
   * Mobile Banking

 * Log In
 * Sign Up


LOOKS LIKE YOU’RE LOOKING FOR CHIME.COM

Chime is a financial technology company, not a bank. Banking services and debit
card provided by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC.

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BUILD CREDIT HISTORY WITH NO ANNUAL FEES OR INTEREST1


Already have an account?

Learn how we collect and use your information by visiting our Privacy Notice

Chime is a financial technology company, not a bank. Banking services provided
by The Bancorp Bank, N.A. or Stride Bank, N.A.; Members FDIC

 * 1
 * 2
 * 3
 * 4
 * 5





OVERDRAFT FEE-FREE WITH SPOTME

We’ll spot you up to $200 on debit card purchases with no overdraft fees.
Eligibility requirements apply.2

Learn more


GET PAID EARLY

Set up direct deposit and get your paycheck up to 2 days earlier than some of
your co-workers!3

Learn more


SAY GOODBYE TO MONTHLY FEES

No overdraft. No minimum balance. No monthly fees. No foreign transaction fees.
60,000+ fee-free ATMs4 at stores you love, like Walgreens®, CVS®, 7-Eleven®, and
Circle K. Out-of-network fees apply.

Learn more


A NEW WAY TO BUILD CREDIT

Help increase your FICO Score® by an average of 30 points with our new secured
credit card.5 No interest, no annual fees, no credit check to apply. Eligibility
requirements apply.6

Learn more
Regular on-time payment history can have a positive impact on your credit score.


PAY ANYONE THE FAST, FEE-FREE WAY

Pay friends and family fee-free, no matter what bank account they use. They can
cash out instantly7 and securely, no sign-up needed.

Learn more


MAKE YOUR MONEY GROW FAST

2.00% Annual Percentage Yield (APY).8 Set money aside with Automatic Savings
features. And never pay a fee on your Savings Account.

Learn more


STAY IN CONTROL WITH ALERTS

You’re always in-the-know with daily balance notifications and transaction
alerts

Learn more


SECURITY & SUPPORT YOU CAN TRUST


SERIOUS SECURITY

Chime uses secure processes to protect your information and help prevent
unauthorized use


PROTECTION AND PEACE OF MIND

Your funds are FDIC insured up to $250,000 through The Bancorp Bank, N.A. or
Stride Bank, N.A., Members FDIC.


ANYTIME, ANYWHERE SUPPORT

If you need help, Chime’s support channels are standing by 24/7. Reach our
friendly team by phone, email, in the app, or check out the Help Center.


GET STARTED

Applying for an account is free and takes less than 2 minutes. It won’t affect
your credit score!


Already have an account?

Learn how we collect and use your information by visiting our Privacy Notice

Learn how we collect and use your information by visiting our Privacy Notice

 * Benefits
   * No Monthly Fees
   * Get Paid Early
   * Fee-free Overdraft
   * Build Credit
   * 60,000+ Fee-Free ATMs
   * High Yield Savings Account
   * Send and Receive Money
   * Security and Control
 * Company
   * About Us
   * Chime Financial, Inc.
   * In the News
   * Careers
   * Trust & Safety
 * Resources
   * Do Not Sell or Share My Personal Information
   * Policies
   * Chime U.S. Privacy Notice
   * Help Center
   * Second Chance Banking
   * Become an Affiliate
   * Supporting Those With Disabilities
 * * Contact Us
   * 844-244-6363



Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A.,
Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank, N.A. or
Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used
everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card
and the Chime Visa® Cash Rewards Card are issued by Stride Bank pursuant to a
license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are
accepted. Please see back of your Card for its issuing bank.

While Chime doesn’t issue personal checkbooks to write checks, Chime Checkbook
gives you the freedom to send checks to anyone, anytime, from anywhere. See your
issuing bank’s Deposit Account Agreement for full Chime Checkbook details.

By clicking on some of the links above, you will leave the Chime website and be
directed to an external website. The privacy policies of the external website
may differ from our privacy policies. Please review the privacy policies and
security indicators displayed on the external website before providing any
personal.

#1 Most Loved Banking App Source: Chime received the highest 2022 Qualtrics® NPS
score.

1 Out of network ATM withdrawal fees may apply. See here for details.

2 SpotMe® on Credit is an optional, no interest / no fee overdraft line of
credit tied to the Secured Deposit Account available to qualifying members with
an active Chime Credit Builder Account. SpotMe on Debit is an optional, no fee
overdraft service attached to the Chime Checking Account available to qualifying
members after Visa debit card activation. Both SpotMe on Credit and SpotMe on
Debit are sometimes collectively referred to as "SpotMe" or, if you have signed
up to use SpotMe with only one account, "SpotMe" means the elected service. To
qualify for SpotMe, you must receive $200 or more in qualifying direct deposits
to your Chime Checking Account each month.

Qualifying members will be allowed to overdraw their Chime Checking Account
and/or Secured Deposit Account (associated with your Chime Credit Builder credit
card) up to $20, but may be later eligible for a higher limit of up to $200 or
more based on Chime account history, direct deposit frequency and amount,
spending activity and other risk-based factors. The SpotMe limit will be
displayed within the Chime mobile app and is subject to change at any time, at
Chime’s sole discretion. Although Chime does not charge any overdraft fees for
SpotMe, there may be out-of-network or third-party fees associated with ATM
transactions. SpotMe Debit Terms and Conditions and SpotMe on Credit Terms and
Conditions.

3 Early access to direct deposit funds depends on the timing of the submission
of the payment file from the payer. We generally make these funds available on
the day the payment file is received, which may be up to 2 days earlier than the
scheduled payment date.

4 Out-of-network ATM withdrawal fees may apply except at MoneyPass ATMs in a
7-Eleven, or any Allpoint or Visa Plus Alliance ATM.

5 Based on a representative study conducted by Experian®, members who made their
first purchase with Credit Builder between June 2020 and October 2020 observed
an average FICO® Score 8 increase of 30 points after approximately 8 months.
On-time payment history can have a positive impact on your credit score. Late
payment may negatively impact your credit score.

6 To apply for Credit Builder, you must have received a single qualifying direct
deposit of $200 or more to your Chime Checking Account. The qualifying direct
deposit must be from your employer, payroll provider, gig economy payer, or
benefits payer by Automated Clearing House (ACH) deposit OR Original Credit
Transaction (OCT). Bank ACH transfers, Pay Anyone transfers, verification or
trial deposits from financial institutions, peer to peer transfers from services
such as PayPal, Cash App, or Venmo, mobile check deposits, cash loads or
deposits, one-time direct deposits, such as tax refunds and other similar
transactions, and any deposit to which Chime deems to not be a qualifying direct
deposit are not qualifying direct deposits.

7 Sometimes instant transfers can be delayed. The recipient must use a valid
debit card to claim funds. See your issuing bank’s Deposit Account Agreement for
full Pay Anyone Transfers details. See Terms and Conditions

8 The Annual Percentage Yield ("APY") for the Chime Savings Account is variable
and may change at any time. The disclosed APY is effective as of September 20,
2023. No minimum balance required. Must have $0.01 in savings to earn interest.

Licenses
Chime Capital, LLC, Nationwide Multistate Licensing System ("NMLS") ID 2316451

© 2013-2023 Chime. All Rights Reserved.


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COOKIE OPTIONS

When you visit the Chime website, we store cookies on your browser to collect
information. The information collected might relate to you, your preferences, or
your device. The information is used to make the site work as expected and to
provide a more personalized web experience. However, you can choose not to allow
certain types of cookies by toggling the different categories off. You cannot
opt out of Strictly Necessary Cookies because they are deployed in order to
ensure the proper functioning of the website. They perform tasks such as
remembering your cookie settings and logging you into your account. See the
Chime Privacy Notice for more information about the data we collect and how we
use it.
Chime's Privacy Notice
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MANAGE CONSENT PREFERENCES

STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function and cannot be switched
off. They are required in order to perform tasks such as remembering your cookie
settings and logging you into your account.

SALE OR SHARE OF PERSONAL INFORMATION

Sale or Share of Personal Information

California residents have the right to opt out of the sale or sharing of their
personal information to third parties. The cookie categories below may be deemed
a “sale” or “share” of personal information under California law. These cookies
collect information for analytics and to personalize your experience with
targeted ads. You may exercise your right to opt out of the sale or sharing of
personal information by using the toggles. If you opt out, we will not be able
to offer you personalized ads and will not hand over your personal information
to any third parties for this purpose. Chime members who wish to opt out of all
selling and sharing should also do so within the app under their user settings.
This is because our webpage does not collect personal information that allows us
to directly link visitors to a Chime account. Additionally, you may need to opt
out of cookies again if you switch browsers because your preferences are tied to
your browser.

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