www.rbwmsafety4all.icework.co.uk Open in urlscan Pro
194.147.120.204  Public Scan

Form analysis
1 forms found in the DOM

GET https://www.rbwmsafety4all.org.uk/

<form role="search" method="get" class="search-form" action="https://www.rbwmsafety4all.org.uk/">
  <label>
    <span class="screen-reader-text">Search for:</span>
    <input type="search" class="search-field" placeholder="Search …" value="" name="s">
  </label>
  <input type="submit" class="search-submit screen-reader-text" value="Search">
</form>

Text Content

Skip to content


RBWM SAFETY

Always be cautious

Menu and widgets
Search for:


RECENT POSTS

 * Personal, Family or Vehicle Breakdown Cover
 * Guaranteed Fast Cash with a Next Day Loan: A Quick Cash Advance Loan Means
   Quick Cash Today
 * Credit Card Debt Free Help: Revolving Debt Elimination Services
 * Tips for Securing a Home Mortgage Loan, Starting with Your Credit Report


RECENT COMMENTS


ARCHIVES

 * May 2019
 * August 2017
 * June 2017


CATEGORIES

 * safety above all else


PERSONAL, FAMILY OR VEHICLE BREAKDOWN COVER

Breakdown cover can be the difference between completing a journey and having it
derailed indefinitely. Whether you are taking a quick trip to the grocery,
commuting to work, or taking a vacation, mechanical failures ranging from “Oops!
Forgot to get petrol!” to a thrown rod can definitely put a crimp in your
endeavor. Breakdown cover can either get you quickly on the road again or your
vehicle towed to a responsible repair location and perhaps even a rental to get
you on your way. But how should you organize your breakdown cover subscription?
Should it be personal, family or vehicle specific?

Vehicle Breakdown Cover

The least expensive and most common is the vehicle specific breakdown cover.
Regardless of who might be driving, your vehicle is protected against mechanical
failure. If your policy includes vehicle recovery, it could even cover your car
or truck if it is stolen and abandoned. That is pretty impressive.

Personal Breakdown Cover

If you own several vehicles or if you sometimes drive the company vehicle,
personal breakdown cover can be the policy of choice for you. With a personal
policy, it doesn’t matter what vehicle you are driving, if you are behind the
wheel, roadside assistance is only a phone call away. That can be pretty nifty,
especially if you have to borrow a relatives rattletrap bucket of bolts or if
you happen to be piloting a less than perfect rental car.

Family Breakdown Cover

If you have new drivers in your family, this type of policy can take the worry
out of allowing your second form student to drive from home to campus. It can
even help out when older teens and young twenties who are still at home are
commuting to university or work. Most policies allow for up to three additional
members to be on the same family policy. You get the same great cover you get
for personal breakdown cover, but for all the drivers in the same family.

Breakdown Cover and Your Family Pet

No, no, your pet won’t be driving. But there is a good chance that you might be
transporting your pet in the family car. Be sure to check with your agent when
selecting your breakdown cover and your regular insurance to see what their
policies are concerning dogs, cats, and other creatures. You want to be sure
that your four-footed family member is provided for in the event of a vehicle
breakdown. Furthermore, your agent can assist you with learning the sort of
restraint that will work best for transporting your animal friend safely and in
compliance with your insurance.

Horse Trailers, Caravans, and Other Pull-Along Vehicles

If you plan to regularly tow a horse trailer, caravan or other sort of
pull-along vehicle, it is a good idea to check for coverage of those items when
selecting your cover. Trailers can get flats just as easily as the towing
vehicle. Whether you are transporting a large animal, a home on wheels or a
trailer full of goods or even lawn debris, mechanical problems with the towed
item can definitely “put a hitch in your get-along” as the saying goes.

With so many options, you are sure to be able to find the breakdown cover that
is perfect for your family. The next time you forget to stop at the fueling
station, get a flat tire or hear the ominous clanking that signals serious
mechanical failure. This way, neither you nor yours will be out on the road,
friendless and alone. You will all have the option to make one phone call to
solve your transportation problems.

Posted on May 23, 2019June 2, 2019


GUARANTEED FAST CASH WITH A NEXT DAY LOAN: A QUICK CASH ADVANCE LOAN MEANS QUICK
CASH TODAY

A next day loan helps negotiate a genuine financial emergency, such as repairing
a car or paying the rent. Whilst not suitable for debt consolidation or long
term borrowing, the customer receives guaranteed fast cash in 24 hours or less.
Due to the absence of credit scoring, it is an any purpose, no credit check loan
for bad credit customers. Should someone need quick cash today and have a
suitable means of repaying the debt, a quick same day loan could provide a
viable option.

Next Day Loans from a Bad Credit Payday Loan Lender

A payday cash advance loan for up to $1,000 is available for customers who need
fast cash. In order to qualify, the applicant for a quick cash advance must be a
U.S. resident, over 18 years old, have a full-time job, a valid checking account
and be able to provide 2 forms of identification. Once the eligibility criteria
have been met, the customer needs to provide the poor credit loan lender with a
postdated check (set to clear on payday) for the principal and any interest that
accrue. The lender will wire the guaranteed fast cash advance to the borrower’s
checking account before the end of the next working day.

Guaranteed Fast Cash Advance from a Pawnbroker

Individuals with collateral, such as gold, silver, jewellery and valuable cars,
may be able to get a quick same day loan from a pawn shop. The item will be
valued by an agent and it will normally be possible to get a no credit check
loan for 30% to 50% of the items value. Subject to the amount borrowed, a
pawnbroker loan is normally available for about a month with the possibility of
extension. The customer receives their rapid cash advance today along with a
receipt for the transaction. Failure to redeem the item on the due date will
lead to the collateral being sold to recover the loan and any interest that has
accrued.

Online Auto Title Loans Mean Bad Credit Quick Cash Today

If a payday cash advance loan isn’t sufficient, it may be possible to get a
larger sum of guaranteed fast cash by putting up a vehicle as collateral. As is
the case with a pawnbroker loan, the item will be assessed and it will typically
be possible to borrow between 30% and 50% of this figure. At least 75% of all
credit that is taken out to purchase the vehicle must have been cleared. Failure
to settle a car title loan at the end of the borrowing term will lead to the
repossession and sale of the vehicle. Should the customer not be in a position
to repay the debt, they will often have little alternative but to renew the
agreement.

Cost of a Bad Credit Rapid Cash Advance

Although the cost of next day loans varies between lenders, it normally costs
$25 to borrow just $100 for a single month. The usury rate of interest is
because the term of a guaranteed fast cash advance is very short and the
majority of customers have a history of adverse credit. Never-the-less, the cost
of borrowing is high so it is only prudent to borrow money for a genuine
financial emergency. Failure to repay the debt will lead interest and charges
accruing quickly. In the case of an online auto title loan and a pawnbroker
loan, non-payment will ultimately lead to the loss of that item.

Posted on August 31, 2017


CREDIT CARD DEBT FREE HELP: REVOLVING DEBT ELIMINATION SERVICES

The demand for credit card debt free help has grown exponentially in recent
years. According to the Federal Reserve’s G.19 report on consumer credit, the
average level of revolving debt per household currently stands at $15,788. As
with all statistics, averages disguise the fact that some families owe nothing
and others owe $50,000 or more. Debt elimination services offer a popular way of
dealing with credit card debt because a balance can be paid off far more
quickly.

The Growing Need for Credit Card Debt Free Help

The high rate of interest, coupled with the tendency of heavily indebted
families to make the minimum monthly payment, has extended the longevity of
financial difficulties. Many people find it impossible to pay off unsecured debt
more quickly because they don’t have sufficient disposable income. A debt free
solution, such as a debt management plan or debt settlement program, can be used
for dealing with credit card debt. The objectives are to achieve affordability,
clear the principal faster and stop creditor harassment.

Debt Elimination Services for Dealing with Credit Card Debt

 * Debt management plan. A qualified debt counselor will scrutinise personal
   finances in order to determine what is affordable. An intermediary will then
   negotiate with creditors to see if they are prepared to accept a reduced
   payment each month. Although under no legal obligation to do so under a debt
   management plan, the majority of creditors will be prepared to freeze further
   interest and charges. The lower monthly payment improves affordability, but
   can extend the longevity of the debt.
 * Debt settlement program. Although reducing the repayments is a priority, the
   objective of this credit card debt relief program is to reduce the principal
   by up to 50%. The remaining balance will be repaid over a period of 12 to 36
   months with a debt settlement plan. The final debt reduction won’t take place
   until the final payment has been made. The fee is normally 15% for both debt
   free solutions.

Credit Card Debt Free Help from Filing Bankruptcy

Filing chapter 7 may be the most effective way of dealing with credit card debt.
Although this debt free solution will show on a credit report for a period of 10
years, it will lead to the elimination of debt in just 4 to 6 months. It is the
preferred option of consumers who are unable to offer creditors a monthly
repayment, have an income that is below the state median and have no non-exempt
assets. Although the individual can file without help, the majority of consumers
choose to hire a bankruptcy attorney to ensure that the process is dealt with
professionally from start to finish.

Doesn’t a Debt Free Solution Lead to a Lower Credit Score?

Debt elimination services involve defaulting on one or more credit agreements so
this could lead to a credit score reduction. In practice, the majority of
customers have already defaulted on their credit agreements. Credit card debt
free help could lead to a better credit rating because creditors are receiving a
repayment on what may have once been a delinquent account. The level of debt is
also the second most important FICO score determinant so a fresh financial start
will help considerably. With the exception of chapter 7 bankruptcy, poor credit
shows on a credit report for a maximum period of 7-years.

Posted on June 17, 2017


TIPS FOR SECURING A HOME MORTGAGE LOAN, STARTING WITH YOUR CREDIT REPORT

My fiance and I started the home buying process about 5 months ago. Of course we
new pretty much nothing and seemed to do everything backwards. We started out
looking for homes online and in home magazines. Falling in love with a few and
even going to see some. We decided on one we loved and thought you just simply
applied for a mortgage and it was yours. How wrong we were! Needless to say we
did not get that house.
First and foremost, I strongly suggest you check your own credit report! Look
for any inaccurate information. Including accounts you have, the names they have
you listed as, your spouses name and you current and previous addresses. You
have the ease of disputing any inaccuracies online right away. If your score is
low, wait on the mortgage process and work on getting that score up as much as
you can! This will definitely help how high or low your mortgage rate will be.
Pay down some credit cards and make sure all your accounts are in good standing.
These are the things we did and got my fiance’s score up by 50 points.

The second thing I suggest is to do your own research on mortgages and mortgage
companies. Unfortunately they aren’t always going to tell you what’s best for.
Remember they are trying to make a buck too. It’s time consuming but so worth
it. Get a book, read some articles and ask your relatives and friends. Do some
checks on the Better Business Bureau website. Don’t just go with the first
mortgage company you contact. Shop around. Get a few pre-qualification quotes so
you can see what your options are and what types of rates you are being offered.
Do not be afraid to ask questions! It’s all free. If you can, save up some money
to put down on the home. That’ll also lower monthly payments. But remember
closing costs are not cheap.

The third thing that I can recommend is to find a realtor you feel comfortable
with. You don’t have to use the agent selling the home. You can use whatever
realtor you want. Again, be cautious. Not all realtors are looking out for you.
They want to make a sale! Be sure they have a lot of experience. This will
lesson the time this whole process takes. Let them do the work for you but
insist that they keep you posted!

Just a note, always get a home inspection. Not everything is visible and no one
wants to buy a money pit!

Posted on June 17, 2017
Proudly powered by WordPress