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robiographic.org.uk Home Disclaimer Privacy Policy Contact Us NYT > YOUR MONEY IT’S NOT TOO LATE TO REIN IN HOLIDAY SPENDING Ann Carrns on December 6, 2024 Research suggests that you’ll spend less than you otherwise would by setting a strict budget — even if you go over the budget. Read more ... AIRLINES AND SENATORS BATTLE OVER ADDED FEES FOR CHECKED BAGS AND SEATING Amelia Nierenberg on December 4, 2024 At a congressional hearing on Wednesday, senators framed the tacked-on fees for passenger seats or bags as akin to extortion. Airline executives pushed back, saying they gave customers options. Read more ... WHAT IF CHARITY SHOULDN’T BE OPTIMIZED? Emma Goldberg on December 9, 2024 The recent trend in philanthropy has been to look for the most bang for your buck. Maybe you don’t have to. Read more ... HOW TO AVOID PICKPOCKETS AND STREET SCAMS WHEN TRAVELING Elaine Glusac on December 9, 2024 Staying aware, keeping your valuables close and employing “layers of security” are among the ways to improve your street savvy. Read more ... HOLIDAY TIPPING GUIDE: WHOM TO TIP, AND HOW MUCH Ann Carrns on December 13, 2024 Consumers have said they are confused and frustrated with tipping expectations generally. But, one expert says, “people generally want to feel more generous around the holidays.” Read more ... BLACK FRIDAY USED TO BE FUN FOR SHOPPERS. WHAT HAPPENED? Mike Dang on November 29, 2024 Lining up early outside stores and hunting for deals was once part of a gratifying Black Friday. It no longer feels that way. Read more ... THE BEST TRAVEL DEALS FOR TRAVEL TUESDAY Elaine Glusac on December 2, 2024 Our Frugal Traveler columnist waded through the sales, and found some of the best bargains she’s seen in years. Read more ... THE LATEST FAFSA FORM IS AVAILABLE. IT WORKS FINE. Ron Lieber on November 24, 2024 The rollout of the new student aid form last year was a debacle. This year’s beta testing has gone better. Next up: millions of users and a new administration. Read more ... HIGH-YIELD SAVINGS ACCOUNTS ARE STILL A GOOD DEAL Ann Carrns on November 22, 2024 Interest rates have been falling, but deposits are earning more than inflation. Read more ... HOW A TRUMP PRESIDENCY MIGHT AFFECT BENEFITS FOR GAY COUPLES Tara Siegel Bernard on November 21, 2024 Readers had concerns about whether same-sex married couples and their protections would face new risks during a second Trump term. Read more ... HOW DONALD TRUMP’S PRESIDENCY COULD IMPACT RETIREMENT RULES Ron Lieber on November 20, 2024 Readers had questions about individual retirement accounts, distributions and access to brokerage accounts if they moved away from the U.S. Here are some answers. Read more ... WHY STATES ARE OFFERING WORKERS AT PRIVATE COMPANIES ACCESS TO I.R.A.S Ann Carrns on November 15, 2024 With the plans, workers are automatically enrolled and contribute through payroll deductions. The goal is to help more Americans save for retirement. Read more ... HOW TO CHOOSE THE RIGHT TRAVEL CREDIT CARD Elaine Glusac on November 15, 2024 Fees, sign-up bonuses and whether the card is aligned with a particular hotel brand or airline are all factors in the decision. Read more ... WHAT A TRUMP PRESIDENCY COULD MEAN FOR SOCIAL SECURITY BENEFITS Tara Siegel Bernard on November 14, 2024 Readers are concerned that his campaign proposals would put Social Security’s finances on thinner ice, endangering their payments. Read more ... MORTGAGE RATES FELL, THEN ROSE. WHAT COMES NEXT? Jeanna Smialek and Danielle Kaye on November 12, 2024 Many would-be home buyers are still hoping for mortgage rates to come down as the Federal Reserve cuts interest rates. How much they will fall is unclear. Read more ... CRUISING THE MEDITERRANEAN (AND SAVING MONEY) IN WINTER Elaine Glusac on November 18, 2024 Overtourism and summer heat have increased the allure of off-season travel in Europe, and the cruise industry is taking note with more winter itineraries. Added bonus: cheaper fares. Read more ... OLDER WORKERS TO GET ‘SUPER’ 401(K) CATCH-UP CONTRIBUTIONS IN 2025 Ann Carrns on November 8, 2024 Workers who are 60 to 63 will be able to put in up to $11,250 in extra contributions, if they can afford it. Read more ... NOBODY LIKES DOING EXPENSE REPORTS. WHY ISN’T IT EASIER? Ron Lieber on November 3, 2024 We hate them. The companies that build expense management software know that we hate them. They would like things to be different. Read more ... EXPECT HIGHER COSTS FOR YOUR HEALTH CARE BENEFITS NEXT YEAR Ann Carrns on November 1, 2024 Employers are predicting an increase of as much as 9 percent, on average, but are generally avoiding passing along much of that to their employees, industry groups say. Read more ... THEIR PARENTS ARE GIVING MONEY TO SCAMMERS. THEY CAN’T STOP THEM. Tara Siegel Bernard on November 1, 2024 One son couldn’t prevent his father from giving about $1 million in savings to con artists, including one posing as a female wrestling star. The two became estranged. Read more ... Powered by: robiographic.org.uk.