stpaulscu.ie Open in urlscan Pro
35.189.80.130  Public Scan

URL: https://stpaulscu.ie/
Submission: On November 28 via api from US — Scanned from GB

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HomeSt. Paul's CU2024-08-31T07:03:49+00:00
 * tab1
 * tab2

LOAN CALCULATOR

Car Loan
Home Improvement Loan
Standard Loan
Share Covered Loan
Student Loan

          Login & Apply Now
Back

PERSONAL


Car Loan 4.9%Home Improvement Loan 4.25%Standard Loan 7.75%Share Covered Loan
3.9%Student Loan 4.5%
< €25,000 > €25,000 ECO Loan
< €150,000 > €150,000
Capital
Investment Working
Capital
Car Loan ECO Car Loan


LOAN AMOUNT

€



LOAN TERM (MONTHS)




REPAYMENTS

 * Weekly
 * Fortnightly
 * Monthly

Free Loan Protection Insurance. Terms and conditions apply.
Weekly Repayment
€98.57
Loan Term
12 Months

--------------------------------------------------------------------------------

Total Repayments
€5,125.42
Interest
€125.42
Fortnightly Repayment
€197.22
Loan Term
12 Months

--------------------------------------------------------------------------------

Total Repayments
€5,127.77
Interest
€127.77
Monthly Repayment
€427.81
Loan Term
12 Months

--------------------------------------------------------------------------------

Total Repayments
€5,133.70
Interest
€133.70
Interest Rate 4.9%  Typical APR 5%

Whilst every care has been made in the production of this information, it is for
illustrative purposes only and to give you an overview of the potential cost of
borrowing. It does not constitute a loan offer.

LOGIN & APPLY NOW
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LOANS FOR ALL THE BIG AND LITTLE THINGS IN LIFE. Learn More Electric Car Loan
IMAGINE A GREENER, CLEANER CAR. Learn More


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SPGCU NEWS UPDATE


 * 12 tips for Fighting Fraud this Festive Season
   
   Gallery
   
   12 TIPS FOR FIGHTING FRAUD THIS FESTIVE SEASON
   
   Latest News


12 TIPS FOR FIGHTING FRAUD THIS FESTIVE SEASON

St. Paul's CU2024-11-23T11:04:46+00:00November 23rd, 2024|



12 tips for Fighting Fraud this Festive Season: Be Informed,

Read More

 * November 2024 Prize Draw Winners
   
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   NOVEMBER 2024 PRIZE DRAW WINNERS
   
   Latest News


NOVEMBER 2024 PRIZE DRAW WINNERS

St. Paul's CU2024-11-20T19:02:16+00:00November 20th, 2024|



Well done to all our November Prize Draw winners. Make sure you've signed up for
our Christmas Draw in December.

Read More

 * October 2024 Prize Draw Winners
   
   Gallery
   
   OCTOBER 2024 PRIZE DRAW WINNERS
   
   Latest News


OCTOBER 2024 PRIZE DRAW WINNERS

St. Paul's CU2024-10-23T13:34:49+00:00October 23rd, 2024|



Well done to all our October Prize Draw winners. Make sure you've signed up for
our next draw in November.

Read More



ABOUT ST. PAUL’S CU

St. Paul’s Garda Credit Union is a not-for-profit cooperative financial
institution.

We are member owned and run, and provide a wide range of services and
competitive loans to serving and retired members of An Garda Síochána and Garda
Staff, along with their Families.




CONTACT INFO

Boreenmanna Road
Cork
T12 TN67

Phone: 021-4313355

Email: enquiries@stpaulscu.ie

Web: www.stpaulscu.ie



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OPENING HOURS FROM NOV 1ST 2023

Access in Person to our office:

10am – 4pm Mon to Fri

Telephone Call Centre hours:
9am – 5pm Mon to Thurs
9am – 4pm Fri
First Wednesday of every month 10am – 5pm



PRIVACY INFORMATION

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 * General Privacy Notice



REGULATORY INFORMATION

St. Paul’s Garda Credit Union Limited is regulated by the Central Bank of
Ireland.

All Loans are subject to approval.

WARNING: If you do not meet the repayments on your loan, your account will go
into arrears. This may affect your credit rating which may limit your ability to
access credit in the future.

WARNING: Your home is at risk if you do not keep up payments on a mortgage or
any other loan secured on it.



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ACCESSIBILITY MODES

Epilepsy Safe Mode
Epilepsy Safe Mode
Dampens color and removes blinks
This mode enables people with epilepsy to use the website safely by eliminating
the risk of seizures that result from flashing or blinking animations and risky
color combinations.
Visually Impaired Mode
Visually Impaired Mode
Improves website's visuals
This mode adjusts the website for the convenience of users with visual
impairments such as Degrading Eyesight, Tunnel Vision, Cataract, Glaucoma, and
others.
Cognitive Disability Mode
Cognitive Disability Mode
Helps to focus on specific content
This mode provides different assistive options to help users with cognitive
impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential
elements of the website more easily.
ADHD Friendly Mode
ADHD Friendly Mode
Reduces distractions and improve focus
This mode helps users with ADHD and Neurodevelopmental disorders to read,
browse, and focus on the main website elements more easily while significantly
reducing distractions.
Blindness Mode
Blindness Mode
Allows using the site with your screen-reader
This mode configures the website to be compatible with screen-readers such as
JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is software for blind users
that is installed on a computer and smartphone, and websites must be compatible
with it.

ONLINE DICTIONARY

Start typing to search in Wikipedia


READABLE EXPERIENCE

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Default
Text Magnifier
Readable Font
Dyslexia Friendly
Highlight Titles
Highlight Links
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Default
Line Height
Default
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Default
Left Aligned
Center Aligned
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VISUALLY PLEASING EXPERIENCE

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EASY ORIENTATION

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Big Light Cursor
Cognitive Reading
Navigation Keys
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St. Paul's Garda Credit Union Accessibility Statement


ACCESSIBILITY STATEMENT

 * stpaulscu.ie
 * November 28, 2024


COMPLIANCE STATUS

We firmly believe that the internet should be available and accessible to
anyone, and are committed to providing a website that is accessible to the
widest possible audience, regardless of circumstance and ability.

To fulfill this, we aim to adhere as strictly as possible to the World Wide Web
Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA
level. These guidelines explain how to make web content accessible to people
with a wide array of disabilities. Complying with those guidelines helps us
ensure that the website is accessible to all people: blind people, people with
motor impairments, visual impairment, cognitive disabilities, and more.

This website utilizes various technologies that are meant to make it as
accessible as possible at all times. We utilize an accessibility interface that
allows persons with specific disabilities to adjust the website’s UI (user
interface) and design it to their personal needs.

Additionally, the website utilizes an AI-based application that runs in the
background and optimizes its accessibility level constantly. This application
remediates the website’s HTML, adapts Its functionality and behavior for
screen-readers used by the blind users, and for keyboard functions used by
individuals with motor impairments.

If you’ve found a malfunction or have ideas for improvement, we’ll be happy to
hear from you. You can reach out to the website’s operators by using the
following email


SCREEN-READER AND KEYBOARD NAVIGATION

Our website implements the ARIA attributes (Accessible Rich Internet
Applications) technique, alongside various different behavioral changes, to
ensure blind users visiting with screen-readers are able to read, comprehend,
and enjoy the website’s functions. As soon as a user with a screen-reader enters
your site, they immediately receive a prompt to enter the Screen-Reader Profile
so they can browse and operate your site effectively. Here’s how our website
covers some of the most important screen-reader requirements, alongside console
screenshots of code examples:

 1. Screen-reader optimization: we run a background process that learns the
    website’s components from top to bottom, to ensure ongoing compliance even
    when updating the website. In this process, we provide screen-readers with
    meaningful data using the ARIA set of attributes. For example, we provide
    accurate form labels; descriptions for actionable icons (social media icons,
    search icons, cart icons, etc.); validation guidance for form inputs;
    element roles such as buttons, menus, modal dialogues (popups), and others.
    Additionally, the background process scans all the website’s images and
    provides an accurate and meaningful image-object-recognition-based
    description as an ALT (alternate text) tag for images that are not
    described. It will also extract texts that are embedded within the image,
    using an OCR (optical character recognition) technology. To turn on
    screen-reader adjustments at any time, users need only to press the Alt+1
    keyboard combination. Screen-reader users also get automatic announcements
    to turn the Screen-reader mode on as soon as they enter the website.
    
    These adjustments are compatible with all popular screen readers, including
    JAWS and NVDA.

 2. Keyboard navigation optimization: The background process also adjusts the
    website’s HTML, and adds various behaviors using JavaScript code to make the
    website operable by the keyboard. This includes the ability to navigate the
    website using the Tab and Shift+Tab keys, operate dropdowns with the arrow
    keys, close them with Esc, trigger buttons and links using the Enter key,
    navigate between radio and checkbox elements using the arrow keys, and fill
    them in with the Spacebar or Enter key.Additionally, keyboard users will
    find quick-navigation and content-skip menus, available at any time by
    clicking Alt+1, or as the first elements of the site while navigating with
    the keyboard. The background process also handles triggered popups by moving
    the keyboard focus towards them as soon as they appear, and not allow the
    focus drift outside it.
    
    Users can also use shortcuts such as “M” (menus), “H” (headings), “F”
    (forms), “B” (buttons), and “G” (graphics) to jump to specific elements.


DISABILITY PROFILES SUPPORTED IN OUR WEBSITE

 * Epilepsy Safe Mode: this profile enables people with epilepsy to use the
   website safely by eliminating the risk of seizures that result from flashing
   or blinking animations and risky color combinations.
 * Visually Impaired Mode: this mode adjusts the website for the convenience of
   users with visual impairments such as Degrading Eyesight, Tunnel Vision,
   Cataract, Glaucoma, and others.
 * Cognitive Disability Mode: this mode provides different assistive options to
   help users with cognitive impairments such as Dyslexia, Autism, CVA, and
   others, to focus on the essential elements of the website more easily.
 * ADHD Friendly Mode: this mode helps users with ADHD and Neurodevelopmental
   disorders to read, browse, and focus on the main website elements more easily
   while significantly reducing distractions.
 * Blindness Mode: this mode configures the website to be compatible with
   screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader
   is software for blind users that is installed on a computer and smartphone,
   and websites must be compatible with it.
 * Keyboard Navigation Profile (Motor-Impaired): this profile enables
   motor-impaired persons to operate the website using the keyboard Tab,
   Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M”
   (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to
   jump to specific elements.


ADDITIONAL UI, DESIGN, AND READABILITY ADJUSTMENTS

 1. Font adjustments – users, can increase and decrease its size, change its
    family (type), adjust the spacing, alignment, line height, and more.
 2. Color adjustments – users can select various color contrast profiles such as
    light, dark, inverted, and monochrome. Additionally, users can swap color
    schemes of titles, texts, and backgrounds, with over seven different
    coloring options.
 3. Animations – person with epilepsy can stop all running animations with the
    click of a button. Animations controlled by the interface include videos,
    GIFs, and CSS flashing transitions.
 4. Content highlighting – users can choose to emphasize important elements such
    as links and titles. They can also choose to highlight focused or hovered
    elements only.
 5. Audio muting – users with hearing devices may experience headaches or other
    issues due to automatic audio playing. This option lets users mute the
    entire website instantly.
 6. Cognitive disorders – we utilize a search engine that is linked to Wikipedia
    and Wiktionary, allowing people with cognitive disorders to decipher
    meanings of phrases, initials, slang, and others.
 7. Additional functions – we provide users the option to change cursor color
    and size, use a printing mode, enable a virtual keyboard, and many other
    functions.


BROWSER AND ASSISTIVE TECHNOLOGY COMPATIBILITY

We aim to support the widest array of browsers and assistive technologies as
possible, so our users can choose the best fitting tools for them, with as few
limitations as possible. Therefore, we have worked very hard to be able to
support all major systems that comprise over 95% of the user market share
including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft
Edge, JAWS and NVDA (screen readers).


NOTES, COMMENTS, AND FEEDBACK

Despite our very best efforts to allow anybody to adjust the website to their
needs. There may still be pages or sections that are not fully accessible, are
in the process of becoming accessible, or are lacking an adequate technological
solution to make them accessible. Still, we are continually improving our
accessibility, adding, updating and improving its options and features, and
developing and adopting new technologies. All this is meant to reach the optimal
level of accessibility, following technological advancements. For any
assistance, please reach out to



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