stpaulscu.ie
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https://stpaulscu.ie/
Submission: On November 28 via api from US — Scanned from GB
Submission: On November 28 via api from US — Scanned from GB
Form analysis
2 forms found in the DOM<form style="touch-action: manipulation;">
<select id="designwest_loanc_loanTypeNew" class="loanType" style="touch-action: manipulation;">
<option value="0" style="touch-action: manipulation;">Car Loan 4.9%</option>
<option value="1" style="touch-action: manipulation;">Home Improvement Loan 4.25%</option>
<option value="2" style="touch-action: manipulation;">Standard Loan 7.75%</option>
<option value="3" style="touch-action: manipulation;">Share Covered Loan 3.9%</option>
<option value="4" style="touch-action: manipulation;">Student Loan 4.5%</option>
</select>
<div id="designwest_homerates_hidden" class="designwest_hidden designwest_homerates_wrapper" style="touch-action: manipulation;">
<a href="#" data-choice="2" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">< €25,000</span>
</a>
<a href="#" data-choice="3" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">> €25,000</span>
</a>
<a href="#" data-choice="14" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">ECO Loan</span>
</a>
</div>
<div id="designwest_houserates_hidden" class="designwest_hidden designwest_houserates_wrapper" style="touch-action: manipulation;">
<a href="#" data-choice="11" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">< €150,000</span>
</a>
<a href="#" data-choice="13" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">> €150,000</span>
</a>
</div>
<div id="designwest_agrirates_hidden" class="designwest_hidden designwest_agrirates_wrapper" style="touch-action: manipulation;">
<a href="#" data-choice="5" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">Capital<br style="touch-action: manipulation;">Investment</span>
</a>
<a href="#" data-choice="6" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">Working<br style="touch-action: manipulation;">Capital</span>
</a>
</div>
<div id="designwest_carrates_hidden" class="designwest_hidden designwest_carrates_wrapper" style="touch-action: manipulation;">
<div align="center" style="touch-action: manipulation;">
<a href="#" data-choice="4" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">Car Loan</span>
</a>
<a href="#" data-choice="12" class="special_rates" style="touch-action: manipulation;">
<span style="touch-action: manipulation;">ECO Car Loan</span>
</a>
</div>
</div>
<div class="reldiv amount" style="touch-action: manipulation;">
<div id="designwest_loanc_amount-wrapper" style="touch-action: manipulation;">
<h3 style="touch-action: manipulation;">Loan Amount</h3>
<span style="touch-action: manipulation;">€</span><input id="designwest_loanc_amount" type="text" value="0" style="touch-action: manipulation;">
</div>
<div id="designwest_loanc_amount-slider" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content" style="touch-action: manipulation;"><span tabindex="0" class="ui-slider-handle ui-corner-all ui-state-default"
style="left: 0%; touch-action: manipulation;"></span></div>
</div>
<div class="reldiv time" style="touch-action: manipulation;">
<div id="designwest_loanc_time-wrapper" style="touch-action: manipulation;">
<h3 style="touch-action: manipulation;">Loan Term (months)</h3>
<input id="designwest_loanc_time" type="text" value="0" style="touch-action: manipulation;">
</div>
<div id="designwest_loanc_time-slider" class="ui-slider ui-corner-all ui-slider-horizontal ui-widget ui-widget-content" style="touch-action: manipulation;"><span tabindex="0" class="ui-slider-handle ui-corner-all ui-state-default"
style="left: 0%; touch-action: manipulation;"></span></div>
</div>
</form>
POST #
<form id="mdp-readabler-online-dictionary-form" enctype="multipart/form-data" action="#" method="POST">
<input type="text" tabindex="0" id="mdp-readabler-online-dictionary-search" autocomplete="off" placeholder="Search the online dictionary..." aria-label="Search the online dictionary...">
<label for="mdp-readabler-online-dictionary-search">Start typing to search in Wikipedia</label>
</form>
Text Content
THIS WEBSITE USES COOKIES We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. We also share information about your use of our site with our social media, advertising and analytics partners who may combine it with other information that you’ve provided to them or that they’ve collected from your use of their services. Cookie Policy & Privacy Policy. Do not sell or share my personal information Use necessary cookies only Allow all cookies Show details OK Use necessary cookies only Allow selection Allow all cookies Necessary Preferences Statistics Marketing Show details Cookie declaration [#IABV2SETTINGS#] About Necessary (4) Preferences (0) Statistics (0) Marketing (0) Unclassified (0) Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies. NameProviderPurposeMaximum Storage DurationTyperc::aGoogleThis cookie is used to distinguish between humans and bots. This is beneficial for the website, in order to make valid reports on the use of their website.PersistentHTML Local Storagerc::cGoogleThis cookie is used to distinguish between humans and bots. SessionHTML Local Storage1.gifCookiebotUsed to count the number of sessions to the website, necessary for optimizing CMP product delivery. SessionPixel TrackerCookieConsentCookiebotStores the user's cookie consent state for the current domain1 yearHTTP Cookie Preference cookies enable a website to remember information that changes the way the website behaves or looks, like your preferred language or the region that you are in. We do not use cookies of this type. Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously. We do not use cookies of this type. Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers. We do not use cookies of this type. Unclassified cookies are cookies that we are in the process of classifying, together with the providers of individual cookies. We do not use cookies of this type. [#IABV2_LABEL_PURPOSES#] [#IABV2_LABEL_FEATURES#] [#IABV2_LABEL_PARTNERS#] [#IABV2_BODY_PURPOSES#] [#IABV2_BODY_FEATURES#] [#IABV2_BODY_PARTNERS#] Cookies are small text files that can be used by websites to make a user's experience more efficient. The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission. This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages. You can at any time change or withdraw your consent from the Cookie Declaration on our website. Learn more about who we are, how you can contact us and how we process personal data in our Privacy Policy. Please state your consent ID and date when you contact us regarding your consent. Cookie declaration last updated on 12/11/2024 by Cookiebot Skip to content 021-4313355|enquiries@stpaulscu.ie * Online Accounts * Online Login * Register for Online Account * Downloads * Online Accounts * Online Login * Register for Online Account * Downloads * Home * Loans * Our Loan Types * Car Loans * Home Improvement Loans * Share Covered Loans * Standard Loans * Student Loans * Quick Links * Loan Calculator * Loan Enquiry * How to Apply for a Loan? * Open Banking * Car Loan v PCP * Green Car Loans’ Tax Rebate * Loan Interest Rebate * Cashback * Current Account * Membership * Savings * About St. Paul’s CU * Forms & Downloads * Latest News * Talk To Us * Insurance * Car, Home & Pet Insurance * Financial Planning * Savings Insurance & Death Benefit Grant * Services * Online Banking * Budget Accounts * Dormant Accounts * Mortgages * Mortgage Difficulties * Circle K Fuel Card * DCI Fuel Card * Prize Draw * Home * Loans * Car Loans * Home Improvement Loans * Standard Loans * Share Covered Loans * Student Loans * Loan Calculator * How to Apply for a Loan? * Current Account * Membership * Savings * About SPCU * Contact Us Old * Forms & Downloads * Latest News * Insurance * Car, Home, Pet Insurance * Financial Planning * Savings Insurance & Death Benefit Grant * Services * Foreign Currency * Budget Accounts * Dormant Accounts * Mortgage Arrears * Circle K Fuel Card * DCI Fuel Card * Prize Draw * Contact Us Old * Home * Loans * Car Loans * Home Improvement Loans * Standard Loans * Share Covered Loans * Student Loans * Loan Calculator * How to Apply for a Loan? * Current Account * Membership * Savings * About SPCU * Contact Us Old * Forms & Downloads * Latest News * Insurance * Car, Home, Pet Insurance * Financial Planning * Savings Insurance & Death Benefit Grant * Services * Foreign Currency * Budget Accounts * Dormant Accounts * Mortgage Arrears * Circle K Fuel Card * DCI Fuel Card * Prize Draw * Contact Us Old HomeSt. Paul's CU2024-08-31T07:03:49+00:00 * tab1 * tab2 LOAN CALCULATOR Car Loan Home Improvement Loan Standard Loan Share Covered Loan Student Loan Login & Apply Now Back PERSONAL Car Loan 4.9%Home Improvement Loan 4.25%Standard Loan 7.75%Share Covered Loan 3.9%Student Loan 4.5% < €25,000 > €25,000 ECO Loan < €150,000 > €150,000 Capital Investment Working Capital Car Loan ECO Car Loan LOAN AMOUNT € LOAN TERM (MONTHS) REPAYMENTS * Weekly * Fortnightly * Monthly Free Loan Protection Insurance. Terms and conditions apply. Weekly Repayment €98.57 Loan Term 12 Months -------------------------------------------------------------------------------- Total Repayments €5,125.42 Interest €125.42 Fortnightly Repayment €197.22 Loan Term 12 Months -------------------------------------------------------------------------------- Total Repayments €5,127.77 Interest €127.77 Monthly Repayment €427.81 Loan Term 12 Months -------------------------------------------------------------------------------- Total Repayments €5,133.70 Interest €133.70 Interest Rate 4.9% Typical APR 5% Whilst every care has been made in the production of this information, it is for illustrative purposes only and to give you an overview of the potential cost of borrowing. It does not constitute a loan offer. LOGIN & APPLY NOW chevron_left chevron_right Home Renovations LEAVE THE HOME RENOVATIONS TO THE PROFESSIONALS. WE'LL LOOK AFTER THE FINANCE. Learn More Car Loans STOP DREAMING. START DRIVING WITH ST PAUL'S CU CAR LOANS. Learn More We Are Lending WE HAVE LOANS FOR ALL THE BIG AND LITTLE THINGS IN LIFE. Learn More Electric Car Loan IMAGINE A GREENER, CLEANER CAR. Learn More LOANS CURRENT ACCOUNTS INSURANCE FINANCIAL PLANNING CONTACT US JOIN US ONLINE Member onboarding is quick, easy and convenient Start Your Application OUR MOBILE APP 24/7 ACCOUNT ACCESS Access your accounts from anywhere 24×7 MAKE A PAYMENT You can now make a Debit Card payment online APPLY FOR A LOAN Apply for a loan online JOIN US ONLINE Online joining is quick, easy and convenient ONLINE LOGIN FACEBOOK TWITTER INSTAGRAM SPGCU NEWS UPDATE * 12 tips for Fighting Fraud this Festive Season Gallery 12 TIPS FOR FIGHTING FRAUD THIS FESTIVE SEASON Latest News 12 TIPS FOR FIGHTING FRAUD THIS FESTIVE SEASON St. Paul's CU2024-11-23T11:04:46+00:00November 23rd, 2024| 12 tips for Fighting Fraud this Festive Season: Be Informed, Read More * November 2024 Prize Draw Winners Gallery NOVEMBER 2024 PRIZE DRAW WINNERS Latest News NOVEMBER 2024 PRIZE DRAW WINNERS St. Paul's CU2024-11-20T19:02:16+00:00November 20th, 2024| Well done to all our November Prize Draw winners. Make sure you've signed up for our Christmas Draw in December. Read More * October 2024 Prize Draw Winners Gallery OCTOBER 2024 PRIZE DRAW WINNERS Latest News OCTOBER 2024 PRIZE DRAW WINNERS St. Paul's CU2024-10-23T13:34:49+00:00October 23rd, 2024| Well done to all our October Prize Draw winners. Make sure you've signed up for our next draw in November. Read More ABOUT ST. PAUL’S CU St. Paul’s Garda Credit Union is a not-for-profit cooperative financial institution. We are member owned and run, and provide a wide range of services and competitive loans to serving and retired members of An Garda Síochána and Garda Staff, along with their Families. CONTACT INFO Boreenmanna Road Cork T12 TN67 Phone: 021-4313355 Email: enquiries@stpaulscu.ie Web: www.stpaulscu.ie GET SOCIAL OPENING HOURS FROM NOV 1ST 2023 Access in Person to our office: 10am – 4pm Mon to Fri Telephone Call Centre hours: 9am – 5pm Mon to Thurs 9am – 4pm Fri First Wednesday of every month 10am – 5pm PRIVACY INFORMATION * GDPR Privacy Notice * Cookie Policy * Privacy Policy * Website Terms & Conditions * General Privacy Notice REGULATORY INFORMATION St. Paul’s Garda Credit Union Limited is regulated by the Central Bank of Ireland. All Loans are subject to approval. WARNING: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future. WARNING: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it. © Copyright | St. Paul's Garda Credit Union | All Rights Reserved | Website by Clear Direction. Page load link ACCESSIBILITY ACCESSIBILITY MODES Epilepsy Safe Mode Epilepsy Safe Mode Dampens color and removes blinks This mode enables people with epilepsy to use the website safely by eliminating the risk of seizures that result from flashing or blinking animations and risky color combinations. Visually Impaired Mode Visually Impaired Mode Improves website's visuals This mode adjusts the website for the convenience of users with visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract, Glaucoma, and others. Cognitive Disability Mode Cognitive Disability Mode Helps to focus on specific content This mode provides different assistive options to help users with cognitive impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential elements of the website more easily. ADHD Friendly Mode ADHD Friendly Mode Reduces distractions and improve focus This mode helps users with ADHD and Neurodevelopmental disorders to read, browse, and focus on the main website elements more easily while significantly reducing distractions. Blindness Mode Blindness Mode Allows using the site with your screen-reader This mode configures the website to be compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is software for blind users that is installed on a computer and smartphone, and websites must be compatible with it. ONLINE DICTIONARY Start typing to search in Wikipedia READABLE EXPERIENCE Content Scaling Default Text Magnifier Readable Font Dyslexia Friendly Highlight Titles Highlight Links Font Sizing Default Line Height Default Letter Spacing Default Left Aligned Center Aligned Right Aligned VISUALLY PLEASING EXPERIENCE Dark Contrast Light Contrast Monochrome High Contrast High Saturation Low Saturation Adjust Text Colors Adjust Title Colors Adjust Background Colors EASY ORIENTATION Mute Sounds Hide Images Virtual Keyboard Reading Guide Stop Animations Reading Mask Highlight Hover Highlight Focus Big Dark Cursor Big Light Cursor Cognitive Reading Navigation Keys Voice Navigation Link navigator Select an option HomeCookie PolicyPrivacy PolicyGoogleCookiebotCookiebotSkip to contentenquiries@stpaulscu.ieOnline AccountsDownloadsLoansCurrent AccountMembershipInsuranceServicesPrize DrawCar LoansHome Improvement LoansStandard LoansShare Covered LoansStudent LoansLoan CalculatorHow to Apply for a Loan?SavingsAbout SPCUContact Us OldLatest NewsFinancial PlanningSavings Insurance & Death Benefit GrantForeign CurrencyBudget AccountsDormant AccountsMortgage ArrearsSt. Paul's CUtab1tab2LOGIN & APPLY NOWFacebookTwitterInstagram12 tips for Fighting Fraud this Festive SeGalleryLatest NewsNovember 2024 Prize Draw WinnersGalleryOctober 2024 Prize Draw Winners021-4313355GDPR Privacy NoticeWebsite Terms & ConditionsGeneral Privacy NoticeClear Direction. Reset Settings Hide Forever St. Paul's Garda Credit Union Accessibility Statement ACCESSIBILITY STATEMENT * stpaulscu.ie * November 28, 2024 COMPLIANCE STATUS We firmly believe that the internet should be available and accessible to anyone, and are committed to providing a website that is accessible to the widest possible audience, regardless of circumstance and ability. To fulfill this, we aim to adhere as strictly as possible to the World Wide Web Consortium’s (W3C) Web Content Accessibility Guidelines 2.1 (WCAG 2.1) at the AA level. These guidelines explain how to make web content accessible to people with a wide array of disabilities. Complying with those guidelines helps us ensure that the website is accessible to all people: blind people, people with motor impairments, visual impairment, cognitive disabilities, and more. This website utilizes various technologies that are meant to make it as accessible as possible at all times. We utilize an accessibility interface that allows persons with specific disabilities to adjust the website’s UI (user interface) and design it to their personal needs. Additionally, the website utilizes an AI-based application that runs in the background and optimizes its accessibility level constantly. This application remediates the website’s HTML, adapts Its functionality and behavior for screen-readers used by the blind users, and for keyboard functions used by individuals with motor impairments. If you’ve found a malfunction or have ideas for improvement, we’ll be happy to hear from you. You can reach out to the website’s operators by using the following email SCREEN-READER AND KEYBOARD NAVIGATION Our website implements the ARIA attributes (Accessible Rich Internet Applications) technique, alongside various different behavioral changes, to ensure blind users visiting with screen-readers are able to read, comprehend, and enjoy the website’s functions. As soon as a user with a screen-reader enters your site, they immediately receive a prompt to enter the Screen-Reader Profile so they can browse and operate your site effectively. Here’s how our website covers some of the most important screen-reader requirements, alongside console screenshots of code examples: 1. Screen-reader optimization: we run a background process that learns the website’s components from top to bottom, to ensure ongoing compliance even when updating the website. In this process, we provide screen-readers with meaningful data using the ARIA set of attributes. For example, we provide accurate form labels; descriptions for actionable icons (social media icons, search icons, cart icons, etc.); validation guidance for form inputs; element roles such as buttons, menus, modal dialogues (popups), and others. Additionally, the background process scans all the website’s images and provides an accurate and meaningful image-object-recognition-based description as an ALT (alternate text) tag for images that are not described. It will also extract texts that are embedded within the image, using an OCR (optical character recognition) technology. To turn on screen-reader adjustments at any time, users need only to press the Alt+1 keyboard combination. Screen-reader users also get automatic announcements to turn the Screen-reader mode on as soon as they enter the website. These adjustments are compatible with all popular screen readers, including JAWS and NVDA. 2. Keyboard navigation optimization: The background process also adjusts the website’s HTML, and adds various behaviors using JavaScript code to make the website operable by the keyboard. This includes the ability to navigate the website using the Tab and Shift+Tab keys, operate dropdowns with the arrow keys, close them with Esc, trigger buttons and links using the Enter key, navigate between radio and checkbox elements using the arrow keys, and fill them in with the Spacebar or Enter key.Additionally, keyboard users will find quick-navigation and content-skip menus, available at any time by clicking Alt+1, or as the first elements of the site while navigating with the keyboard. The background process also handles triggered popups by moving the keyboard focus towards them as soon as they appear, and not allow the focus drift outside it. Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements. DISABILITY PROFILES SUPPORTED IN OUR WEBSITE * Epilepsy Safe Mode: this profile enables people with epilepsy to use the website safely by eliminating the risk of seizures that result from flashing or blinking animations and risky color combinations. * Visually Impaired Mode: this mode adjusts the website for the convenience of users with visual impairments such as Degrading Eyesight, Tunnel Vision, Cataract, Glaucoma, and others. * Cognitive Disability Mode: this mode provides different assistive options to help users with cognitive impairments such as Dyslexia, Autism, CVA, and others, to focus on the essential elements of the website more easily. * ADHD Friendly Mode: this mode helps users with ADHD and Neurodevelopmental disorders to read, browse, and focus on the main website elements more easily while significantly reducing distractions. * Blindness Mode: this mode configures the website to be compatible with screen-readers such as JAWS, NVDA, VoiceOver, and TalkBack. A screen-reader is software for blind users that is installed on a computer and smartphone, and websites must be compatible with it. * Keyboard Navigation Profile (Motor-Impaired): this profile enables motor-impaired persons to operate the website using the keyboard Tab, Shift+Tab, and the Enter keys. Users can also use shortcuts such as “M” (menus), “H” (headings), “F” (forms), “B” (buttons), and “G” (graphics) to jump to specific elements. ADDITIONAL UI, DESIGN, AND READABILITY ADJUSTMENTS 1. Font adjustments – users, can increase and decrease its size, change its family (type), adjust the spacing, alignment, line height, and more. 2. Color adjustments – users can select various color contrast profiles such as light, dark, inverted, and monochrome. Additionally, users can swap color schemes of titles, texts, and backgrounds, with over seven different coloring options. 3. Animations – person with epilepsy can stop all running animations with the click of a button. Animations controlled by the interface include videos, GIFs, and CSS flashing transitions. 4. Content highlighting – users can choose to emphasize important elements such as links and titles. They can also choose to highlight focused or hovered elements only. 5. Audio muting – users with hearing devices may experience headaches or other issues due to automatic audio playing. This option lets users mute the entire website instantly. 6. Cognitive disorders – we utilize a search engine that is linked to Wikipedia and Wiktionary, allowing people with cognitive disorders to decipher meanings of phrases, initials, slang, and others. 7. Additional functions – we provide users the option to change cursor color and size, use a printing mode, enable a virtual keyboard, and many other functions. BROWSER AND ASSISTIVE TECHNOLOGY COMPATIBILITY We aim to support the widest array of browsers and assistive technologies as possible, so our users can choose the best fitting tools for them, with as few limitations as possible. Therefore, we have worked very hard to be able to support all major systems that comprise over 95% of the user market share including Google Chrome, Mozilla Firefox, Apple Safari, Opera and Microsoft Edge, JAWS and NVDA (screen readers). NOTES, COMMENTS, AND FEEDBACK Despite our very best efforts to allow anybody to adjust the website to their needs. There may still be pages or sections that are not fully accessible, are in the process of becoming accessible, or are lacking an adequate technological solution to make them accessible. Still, we are continually improving our accessibility, adding, updating and improving its options and features, and developing and adopting new technologies. All this is meant to reach the optimal level of accessibility, following technological advancements. For any assistance, please reach out to For full functionality of this site it is necessary to enable JavaScript. Go to Top 2024 Voice recognitionWait... Help–Display a list of available voice commands HelpHelp meShow commands Hide help–Hide a list of available voice commands Hide helpHide commandsHide commands list Scroll down–Scroll page down 200 px Scroll downDownPage Down Scroll up–Scroll page down 200 px Scroll upUpPage Up Go to top–Scroll page to top Go to topTopPage Top Go to bottom–Scroll page to bottom Go to bottomBottomPage Bottom Tab–Move to next interactive element TabNextNext Tab Tab back–Move to previous interactive element Tab backPreviousPrevious Tab Show numbers–Show numbers for interactive elements Show numbersDisplay numbersEnable numbers Number ... –Click on element number... Click fourPress oneOpen eight Hide numbers–Hide numbers for interactive elements Hide numbersDisable numbersRemove numbers Clear input–Clear selected text field Clear inputClearRemove Enter–Click on the selected element EnterSubmitOk Reload–Reload page ReloadRefreshUpdate Stop–Stop speech recognition StopCancelStop listening Exit–Disable voice navigation mode ExitQuitClose