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Open Menu Close Menu
 * About
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   * About
   * Our Company
   * Our Difference
   * Directors and Executives
   * Our Agents
   * Our Community
   * Our Brokers
   * Policyholder Spotlights
   * 2024 Scholarship Program
   * Join Our Team
   * Payments
   * AGM Information
   * Become a Director
   * Go Back
 * Your Home
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   * Your Home
   * Home & Property Insurance
   * Homeowners Insurance
   * Condo Insurance
   * Tenants Insurance
   * Flood Coverage Insurance
   * Seasonal Property
   * Boat & Marine Insurance
   * FAQ
   * Go Back
 * Your Farm
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   * Your Farm
   * Farm & Rural Insurance
   * Beef Farm Insurance
   * Dairy Farm Insurance
   * Hog Farm Insurance
   * Equine Farm Insurance
   * Poultry Farm Insurance
   * Greenhouse Farm Insurance
   * Crop Farm Insurance
   * Go Back
 * Your Business
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   * Your Business
   * Commercial & Business Insurance
   * Church Insurance
   * Contractor Insurance
   * Home-Based Business Insurance
   * Office Insurance
   * Realty Insurance
   * Retail Insurance
   * Go Back
 * Your Vehicles
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   * Your Vehicles
   * Auto & Vehicle Insurance
   * Auto Insurance
   * Recreational Vehicle Insurance
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 * Blog
 * Events & Tradeshows
 * Broker Resources
 * Contact
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   * Contact
   * Contact Your Agent
   * General Inquiries
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 * 1400 Northumberland St Ayr ON N0B 1E0 CA
 * 1-800-265-8792

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 * Get a Quote

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 Portal Login
 * About
   * Our Company
   * Our Difference
   * Directors and Executives
   * Our Agents
   * Our Community
   * Our Brokers
   * Policyholder Spotlights
   * 2024 Scholarship Program
   * Join Our Team
   * Payments
   * AGM Information
   * Become a Director
 * Your Home
   * Home & Property Insurance
   * Homeowners Insurance
   * Condo Insurance
   * Tenants Insurance
   * Flood Coverage Insurance
   * Seasonal Property
   * Boat & Marine Insurance
   * FAQ
 * Your Farm
   * Farm & Rural Insurance
   * Beef Farm Insurance
   * Dairy Farm Insurance
   * Hog Farm Insurance
   * Equine Farm Insurance
   * Poultry Farm Insurance
   * Greenhouse Farm Insurance
   * Crop Farm Insurance
 * Your Business
   * Commercial & Business Insurance
   * Church Insurance
   * Contractor Insurance
   * Home-Based Business Insurance
   * Office Insurance
   * Realty Insurance
   * Retail Insurance
 * Your Vehicles
   * Auto & Vehicle Insurance
   * Auto Insurance
   * Recreational Vehicle Insurance
 * Blog
 * Events & Tradeshows
 * Broker Resources
 * Contact
   * Contact Your Agent
   * General Inquiries

 * Protecting You and What You Value Most.
   
   Ayr Farmers Mutual Insurance Company has been protecting our communities for
   over 130 years. 
   
   About Ayr Farmers Mutual Get a Quote

 * 2024 Scholarship Program
   
   This year, we will be providing up to $30,000 in scholarships to
   Policyholders who have children currently or soon-to-be enrolled in
   post-secondary educational institutions. Applications are due by September
   30, 2024. Learn more about this years topic and how to apply.  
   
   
   Learn More Apply Now

 * Policyholder Spotlights
   
   At Ayr Farmers Mutual, our Policyholders are at the heart of everything we
   do. Hear what our valued Policyholders have to say about working with our
   team.
   
   Read More Get a Quote

 * View Your Policy Online
   
   You can now view your policies, print pink slips, view billing schedule &
   more with our online portal!
   
   Sign Up Today Login To Portal

 * Here, You're More Than a Policy Number
   
   In 1893, Ayr Farmers Mutual Insurance Company was founded by community
   members, our original Policyholders, who needed coverage. To this day the
   core foundation of our business.
   
   The Ayr Mutual Team Contact an Agent

 * Discover The Ayr Farmers Mutual Difference
   
   Ayr Farmers Mutual Insurance Company was built by a community for the
   community, with the vision of providing protection through the reliable
   experience that only a Mutual company can provide.
   
   Our Difference Get a Quote

 * Community Events &
   Upcoming Tradeshows
   
   Learn about the upcoming community events and tradeshows Ayr Farmers Mutual
   is involved in or hosting.
   
   Learn More Get a Quote

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Home & Property

Protect your home, cottage, condo, or even waterfront vehicles with protective
coverage through Ayr Farmers Mutual.

Learn more

Farm & Rural

From a hobby farm to full-scale operation, or even a rural home with acreage,
Ayr Farmers Mutual has insurance coverage for you.

Learn more

Auto & Vehicle

Protect your vehicles including cars, trucks, ATVs, motorcycles, and snowmobiles
with coverage through Ayr Farmers Mutual.

Learn more

Commercial & Business

Ayr Farmers Mutual carries specialized insurance coverage for contractors,
offices, retail, and many other types of businesses.

Learn more


BUILDING LIFE-LONG RELATIONSHIPS OF PROTECTION & CARE

Our Policyholders are more than just a number to us, they're a part of our past,
present, future, and are the foundation of Ayr Farmers Mutual.

What Mutual Means To Us


WE PROVIDE INSURANCE COVERAGE WITH A PERSONAL TOUCH

At Ayr Farmers Mutual, we provide insurance by building life-long relationships
with our Policyholders and community.

With our team of dedicated Agents, Ayr Farmers Mutual has been providing
protection you can trust for over 130 years.  We provide an insurance experience
that relies on relationships, not numbers. We take our time to get to know
you and fully understand your goals, and needs. With flexible meeting options
that work for you, we provide the most comfortable and convenient insurance
experience you will ever have. 

Just like our successes in the past and those in our future, the Mutual in Ayr
Farmers Mutual depends on you.

The Ayr Farmers Mutual Difference   Meet Our Team


INSURANCE THAT WORKS AS HARD AS YOU

Please contact us and Get Started Today! One of our Agents will work steadfastly
to provide you with the information you need. Just shopping around? No problem!
Our Agents are happy to help provide you with information, so you can make the
best decision—For You.

Get Started Today

 * I had a weather-related incident take down one of my outbuildings. Ayr
   Farmers Mutual responded quickly and was very helpful in guiding me through
   the entire process. They were quick to respond to any questions or concerns I
   had and were respectful and knowledgeable. Thoroughly happy with this company
   overall.
   - Drago M
 * Unfortunately, we have had a couple of claims throughout the years. We like
   that we can contact our Agent anytime, by phone or email, and they get back
   to us almost immediately.
   - Patrick & Linda MacNeil - MacNeil & Dodd Pharmacy
 * Whenever we call on our Agent, he is always quick to respond to us and help
   us with our questions or concerns. Ayr Farmers Mutual has helped our
   operation which is a very important key to being successful.
   - Paul & Katherine Brenneman - DonRon Farms Ltd.
 * I had a weather-related incident take down one of my outbuildings. Ayr
   Farmers Mutual responded quickly and was very helpful in guiding me through
   the entire process. They were quick to respond to any questions or concerns I
   had and were respectful and knowledgeable. Thoroughly happy with this company
   overall.
   - Drago Mckenzie
 * You deal with real people in your community that you can go see in person or
   talk to on the phone. There's a very strong human element with Ayr Farmers
   Mutual and I don't see us ever switching as long as that exists.
   - Brad Blaskavitch - Policyholder in Listowel, ON
 * I have been with AFM for over 7 years and have always had quick and easy
   service. My Agent has been with me the whole time and made every new policy
   so easy so setup. I’ve only had to make one claim before, and it was such a
   smooth process. 10/10 great company and Agents!
   - Rachel McKay
 * I have been using Ayr Farmers Mutual since I was a teenager. I will never
   switch companies. They have gone above and beyond for me on multiple
   occasions. The loyalty and support I get cannot be matched. Thank you!
   - Diane Smith
 * Whether it's a text, phone call, or email someone is always back to us right
   away even if it's not an urgent situation.
   - Allan & Nancy Moore - Moore Farms
 * One of the most compelling reasons to partner with AFM is the accessibility
   they offer. Our Agent (Doug Green) isn't just a name on our contract, but he
   has consistently offered unwavering help and prompt responses, ensuring we're
   never alone in this journey.
   - Dean Karn, Karnview Farms
 * The accessibility to our Agent and the team at Ayr Farmers Mutual is second
   to none. If something isn't quite right, our Agent is there for us. That's
   more than any price can give us.
   - Darrell, Lisa & Avery Fried - FriedRidge Dairy Inc.
 * As of this past year, my husband researched this company online as we were
   looking for a better quote and service from our current policy providers. We
   were connected with an Agent, and are pleased to say that not only from the
   initial consultation of one policy, but we have also now switched all our
   vehicles, business and rental property to Ayr Farmers Mutual. Their rates far
   surpassed our previous rates, and the service is exemplary. Our Agent
   promptly answers all our questions and is a pleasure to deal with along with
   the rest of the staff we have encountered.
   - Jamie Stephenson
 * The best thing I ever did was switch my car and home insurance to AFM! We've
   never, ever been given a reason to have a negative word to say about them.
   Unfortunately, that also includes two claims. One on our home, as well as one
   accident in our brand new van. Very prompt, professional and friendly. They
   go so far above and beyond as well.
   - Ashley Smith
 * I had a weather-related incident take down one of my outbuildings. Ayr
   Farmers Mutual responded quickly and was very helpful in guiding me through
   the entire process. They were quick to respond to any questions or concerns I
   had and were respectful and knowledgeable. Thoroughly happy with this company
   overall.
   - Drago M
 * Unfortunately, we have had a couple of claims throughout the years. We like
   that we can contact our Agent anytime, by phone or email, and they get back
   to us almost immediately.
   - Patrick & Linda MacNeil - MacNeil & Dodd Pharmacy

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JOB POSTING: RECEPTIONIST, CONTRACT (8-12 MONTHS)

Ayr Farmers Mutual Insurance Company is seeking a Receptionist, Contract (8-12
months) to join our team. View the job posting to learn more and to apply.

Read More




JOB POSTING: UNDERWRITING ASSISTANT

Ayr Farmers Mutual Insurance Company is seeking an Underwriting Assistant to
join our team. View the job posting to learn more and to apply.

Read More




HELPING YOUR TEEN LEARN TO DRIVE

Do you have a young driver in the house? Learning to drive can be intimidating
for your child. Read these tips for helpful information!

Read More




SEPTEMBER 10-12: CANADA'S OUTDOOR FARM SHOW

Ayr Farmers Mutual Insurance will be an exhibitor at the 2024 Canada's Outdoor
Farm Show in Woodstock.

Read More



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