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Effective URL: https://qonto.com/en/blog
Submission: On September 25 via api from ES — Scanned from ES
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View our partners Find out moreAccept * Business Creators Administrative Procedures Financing Tools and Tips * Freelancers Management and Accounting Business Development Tools and Tips * SMEs Management and Accounting Company Growth Guides and Tools * Trends and News Business and Finance Tech and Cybersecurity Qonto News * Resources Videos Visit Qonto BUSINESS CREATORS 7 mins ALL THERE IS TO KNOW ABOUT THE NACRE SYSTEM As a business creator or buyer, there are many sources of financial aid to get your project up and running: from lo(...) Read article SMES 8 mins EVERYTHING YOU NEED TO KNOW ABOUT VAT FOR YOUR BUSINESS As a en entrepreneur, you’re legally required to declare and pay the Value Added Tax (VAT).VAT rates, Collected VAT(...) Read article SMES 6 mins 4 TIPS THAT WILL SAVE YOU TIME ON YOUR ACCOUNTING It's hardly the stuff that dreams are made of. Not exactly the adrenaline-fuelled rollercoaster ride that makes us(...) Read article BUSINESS CREATORS 7 mins FINDING CO-FOUNDERS IN 2023: TIPS, STRATEGIES, AND RESOURCES Starting your own business is an exciting prospect, but it can be a lonely journey without someone by your side. Wi(...) Read article BUSINESS CREATORS 7 mins ALL THERE IS TO KNOW ABOUT THE NACRE SYSTEM As a business creator or buyer, there are many sources of financial aid to get your project up and running: from lo(...) Read article SMES 8 mins EVERYTHING YOU NEED TO KNOW ABOUT VAT FOR YOUR BUSINESS As a en entrepreneur, you’re legally required to declare and pay the Value Added Tax (VAT).VAT rates, Collected VAT(...) Read article OUR MOST RECENT ARTICLES <p>Here’s our latest selection of articles on running your business effectively with minimal fuss.</p> Last update: September 07, 2023 OUR MOST RECENT ARTICLES Here’s our latest selection of articles on running your business effectively with minimal fuss. Last update: September 07, 2023 TRENDS AND NEWS 7 mins GENDER PARITY: “IT’S GREAT TO SEE SO MANY WOMEN IN TECH, ABSOLUTELY KILLING IT!” August 31, 2023 By Mark Davis TRENDS AND NEWS 6 mins SPEND IT WISELY: OPTIMIZE EVERY EURO WITH SOLID SPEND MANAGEMENT August 31, 2023 By Mark Davis TRENDS AND NEWS 7 mins GENDER PARITY: “IT’S GREAT TO SEE SO MANY WOMEN IN TECH, ABSOLUTELY KILLING IT!” August 31, 2023 By Mark Davis TRENDS AND NEWS 6 mins SPEND IT WISELY: OPTIMIZE EVERY EURO WITH SOLID SPEND MANAGEMENT August 31, 2023 By Mark Davis BUSINESS CREATORS 6 mins WHAT IS PRODUCT ACCESSIBILITY AND WHY IS IT SO IMPORTANT FOR BUSINESSES? August 28, 2023 By Tom Bensley TRENDS AND NEWS 6 mins THESE 5 THINGS WILL CHANGE FOR SMALL BUSINESS OWNERS IN FRANCE FROM SEPTEMBER July 19, 2023 By Mark Davis BUSINESS MANAGEMENT 4 mins GET UP TO SPEED ON THE EBICS PROTOCOL July 10, 2023 By Michael Rounds TRENDS AND NEWS 7 mins ESG REPORTING: GET AHEAD OF THE 2024 CHANGES July 10, 2023 By Michael Rounds BUSINESS CREATORS 9 mins BUILDING YOUR PERSONAL BRAND ON LINKEDIN: A BUSINESS OWNERS’ GUIDE June 26, 2023 By Mark Davis FREELANCERS 8 mins MULTI-JOB CAREERS: HOW TO BECOME A ‘SLASHER’ IN FRANCE June 01, 2023 By Mark Davis TRENDS AND NEWS 4 mins EXPENSE CLAIM FRAUD: THE RISKS AND HOW TO AVOID THEM June 01, 2023 By Mark Davis BUSINESS CREATORS 6 mins TAKING CARE OF YOUR MENTAL HEALTH WHEN YOU’RE THE BOSS May 31, 2023 By Mark Davis View more Try Qonto for 30 days. Manage all your business banking and finances in one place. Discover Qonto OUR ARTICLES FOR COMPANY CREATORS Here are all our essential tips for getting your business project off the ground. BUSINESS CREATORS 6 mins WHAT IS PRODUCT ACCESSIBILITY AND WHY IS IT SO IMPORTANT FOR BUSINESSES? August 28, 2023 By Tom Bensley BUSINESS CREATORS 9 mins BUILDING YOUR PERSONAL BRAND ON LINKEDIN: A BUSINESS OWNERS’ GUIDE June 26, 2023 By Mark Davis BUSINESS CREATORS 6 mins TAKING CARE OF YOUR MENTAL HEALTH WHEN YOU’RE THE BOSS May 31, 2023 By Mark Davis BUSINESS CREATORS 5 mins ALL YOU NEED TO KNOW ABOUT JEUNES ENTREPRISES INNOVANTES (JEI) March 14, 2023 By Michael Rounds BUSINESS CREATORS 12 mins HOW TO MAKE MONEY ON ETSY February 21, 2023 By Tom Bensley BUSINESS CREATORS 6 mins LE CRÉDIT IMPÔT RECHERCHE: WHAT IS IT AND HOW TO GET IT February 20, 2023 By Sarah Aberman BUSINESS CREATORS 8 mins BUSINESS MODEL CANVAS TEMPLATE: WHAT IT IS AND HOW TO CREATE ONE February 10, 2023 By Tom Bensley BUSINESS CREATORS 8 mins WHAT ARE THE TAX OBLIGATIONS FOR COMPANIES IN THEIR FIRST YEAR? February 09, 2023 By Panama Harris BUSINESS CREATORS 6 mins HOW TO CALCULATE CASH FLOW February 06, 2023 By Tom Bensley OUR ARTICLES BY CATEGORY Business creation Business management Payment Methods Qonto Business account BUSINESS CREATION QONTO BUSINESS ACCOUNT 10 mins 8 BANK SCAMS IN 2023: HOW TO IDENTIFY AND AVOID THEM January 02, 2023 By Tom Bensley QONTO BUSINESS ACCOUNT 6 mins 5 BEST PRACTICES FOR AUTOMATING YOUR SUPPLIER INVOICES August 01, 2022 By Panama Harris QONTO BUSINESS ACCOUNT 6 mins 7 BENEFITS OF USING A PASSWORD MANAGER AT WORK June 23, 2022 By Tom Bensley See more articles BUSINESS CREATION 10 mins ALL YOU NEED TO KNOW ABOUT CHARGES FOR FREELANCERS February 21, 2023 By Sarah Aberman BUSINESS CREATION 8 mins FREELANCE CONTRACTS: WHAT THEY ARE AND WHY YOU SHOULD USE THEM January 26, 2023 By Sarah Aberman BUSINESS CREATION 7 mins ALL THERE IS TO KNOW ABOUT THE NACRE SYSTEM January 12, 2023 By Sarah Aberman See more articles BUSINESS CREATION 10 mins ALL YOU NEED TO KNOW ABOUT CHARGES FOR FREELANCERS February 21, 2023 By Sarah Aberman BUSINESS CREATION 8 mins FREELANCE CONTRACTS: WHAT THEY ARE AND WHY YOU SHOULD USE THEM January 26, 2023 By Sarah Aberman BUSINESS CREATION 7 mins ALL THERE IS TO KNOW ABOUT THE NACRE SYSTEM January 12, 2023 By Sarah Aberman BUSINESS MANAGEMENT 4 mins GET UP TO SPEED ON THE EBICS PROTOCOL July 10, 2023 By Michael Rounds BUSINESS MANAGEMENT 6 mins THE ULTIMATE GUIDE TO EXPENSE REIMBURSEMENT May 22, 2023 By Tom Bensley BUSINESS MANAGEMENT 6 mins HOW TO ORGANIZE BUSINESS RECEIPTS May 09, 2023 By Tom Bensley See more articles BUSINESS MANAGEMENT 4 mins GET UP TO SPEED ON THE EBICS PROTOCOL July 10, 2023 By Michael Rounds BUSINESS MANAGEMENT 6 mins THE ULTIMATE GUIDE TO EXPENSE REIMBURSEMENT May 22, 2023 By Tom Bensley BUSINESS MANAGEMENT 6 mins HOW TO ORGANIZE BUSINESS RECEIPTS May 09, 2023 By Tom Bensley PAYMENT METHODS 7 mins BUSINESS CARD FOR PERSONAL USE: IS THAT POSSIBLE? May 11, 2023 By Tom Bensley PAYMENT METHODS 2 mins INSTANT CARD, YOUR BEST ASSET TO MANAGE ONE-OFF EXPENSES February 10, 2023 By Amélie Cunha PAYMENT METHODS 4 mins SWITCHING CREDIT CARDS: WHAT YOU NEED TO KNOW August 11, 2022 By Tom Bensley See more articles PAYMENT METHODS 7 mins BUSINESS CARD FOR PERSONAL USE: IS THAT POSSIBLE? May 11, 2023 By Tom Bensley PAYMENT METHODS 2 mins INSTANT CARD, YOUR BEST ASSET TO MANAGE ONE-OFF EXPENSES February 10, 2023 By Amélie Cunha PAYMENT METHODS 4 mins SWITCHING CREDIT CARDS: WHAT YOU NEED TO KNOW August 11, 2022 By Tom Bensley QONTO BUSINESS ACCOUNT 10 mins 8 BANK SCAMS IN 2023: HOW TO IDENTIFY AND AVOID THEM January 02, 2023 By Tom Bensley QONTO BUSINESS ACCOUNT 6 mins 5 BEST PRACTICES FOR AUTOMATING YOUR SUPPLIER INVOICES August 01, 2022 By Panama Harris QONTO BUSINESS ACCOUNT 6 mins 7 BENEFITS OF USING A PASSWORD MANAGER AT WORK June 23, 2022 By Tom Bensley See more articles QONTO BUSINESS ACCOUNT 10 mins 8 BANK SCAMS IN 2023: HOW TO IDENTIFY AND AVOID THEM January 02, 2023 By Tom Bensley QONTO BUSINESS ACCOUNT 6 mins 5 BEST PRACTICES FOR AUTOMATING YOUR SUPPLIER INVOICES August 01, 2022 By Panama Harris QONTO BUSINESS ACCOUNT 6 mins 7 BENEFITS OF USING A PASSWORD MANAGER AT WORK June 23, 2022 By Tom Bensley BUSINESS CREATION 10 mins ALL YOU NEED TO KNOW ABOUT CHARGES FOR FREELANCERS February 21, 2023 By Sarah Aberman BUSINESS CREATION 8 mins FREELANCE CONTRACTS: WHAT THEY ARE AND WHY YOU SHOULD USE THEM January 26, 2023 By Sarah Aberman BUSINESS CREATION 7 mins ALL THERE IS TO KNOW ABOUT THE NACRE SYSTEM January 12, 2023 By Sarah Aberman See more articles See more articles Subscribe to our newsletter Enter your contact details to get the latest news and trends to help boost your business. Qonto collects and processes your personal data to better respond to your requests. Learn more about how we manage your data and your rights. Sign up TOOLBOX VIDEOS Inspirational tips and resources to help boost your business. Discover GLOSSARY Business jargon, demystified. Discover COMPARATORS Easily compare business accounts to make an informed choice. Discover READY? LET'S GO. Whether it's to examine the specific needs of your business, or to go over the benefits of Qonto's tools and features, we're here for you. Open an account Talk with our sales team Europe (EN) France (FR) Deutschland (DE) España (ES) Italia (IT) The finance solution that energizes SMEs and freelancers. 4.6 on Trustpilot 4.8 on App Store 4.7 on Play Store About Qonto Business Account Launch your Business Run your Business Payment Methods Discover Qonto Open a Business Account Pricing Business Account in Formation Business Account Freelancers Business Account SMEs Integrations Business-Guide Business Account Comparison Traditional banks comparison Tools Our story Our Customers Careers Help Center Financial Glossary -------------------------------------------------------------------------------- Cookies Legal documents Privacy policy Security Qonto is the commercial name of OLINDA SAS, a French Société par actions simplifiée, registered at the Paris Trade Register (n° 819 489 626) and having its headquarter at 18 rue de Navarin, 75009 PARIS - France. Qonto is a Payment Institution licensed and supervised by the French Autorité de Contrôle Prudentiel et de Résolution (ACPR), under the registration number 16958. The entirety of the funds deposited by our customers is safeguarded in compliance with the relevant legislation. A part of these funds is held by our banking partners: Crédit Mutuel Arkéa or Natixis. The French Fonds de Garantie des Dépôts et de Résolution (FGDR) covers the deposits up to a limit of €100,000, for each of our banking partners and for each client, in the case of bankruptcy of Crédit Mutuel Arkéa or/and Natixis. The remaining part of the funds is fully covered by Crédit Agricole CIB, a subsidiary of Crédit Agricole S.A., or periodically invested in eligible short-term monetary funds.