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How it works What it costs Blog Sign in
Get a Loan Fast.


RECEIVE YOUR MONEY AS SOON AS TODAY.*

Apply Now - It only takes a few minutes
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APPLY FOR INSTALLMENT LOANS DIRECT FROM JORA

How it works
1. Simple
It’s easy to apply right from your phone, laptop or tablet — anywhere, anytime.
2. Secure
Complete the secure online application, find out how much you can be approved
for.
3. Fast
Accept your loan by 10:30am Central time and you can get your funds on the same
day.*
4. Helpful
With Allay from Jora, you’ll have helpful tools to increase your earnings and
maximize your career.
What our customers are saying
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Get $500 to $2,600 as soon as today.*
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Improve your financial situation
Allay gives you access to tools and resources to increase your income on the
side, help you maximize your current career, and search for new jobs.
learn more about Allay
 * How it works
 * What it costs
 * Allay
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 * Quick definitions
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Important Disclosures

Jora lends or arranges loans in select states. We do not lend or arrange loans
in all states.

CA: Ascend Consumer Finance, Inc., and Jora, Inc. – Loans made or arranged
pursuant to Department of Business Oversight California Finance Lenders License.

Jora Credit of New Mexico, LLC. is licensed and regulated by the New Mexico
Regulation and Licensing Department, Financial Institutions Division, P.O. Box
25101, 2550 Cerrillos Road, Santa Fe, New Mexico 87504.

TO REPORT A PROBLEM OR COMPLAINT WITH THIS LENDER, YOU MAY CONTACT:
Complaints Manager in WRITING at P.O. Box 8407 Philadelphia, PA 19101; EMAIL at
Complaints@JoraCredit.com; or by CALLING1-888-256-6083. 1-888-256-6083.

To report any unresolved problems or complaints, contact the division by
telephone at (505) 476-4885 (505) 476-4885 or visit the website
http://www.rld.state.nm.us/financialinstitutions/.

This is an expensive form of credit. Alternative forms of credit, such as a
credit card cash advance, personal loan, home equity line of credit, existing
savings or borrowing from a friend or relative, may be less expensive and more
suitable for your financial needs. Before borrowing, please consider whether you
will be able to repay any amount you borrow along with the Finance Charges
disclosed to you in your Agreement. Customers with continued credit difficulties
should seek credit counseling.

1First-time customers typically qualify for credit in amounts between $500 and
$2,600, with APRs between 170% and 349%. For example, in Missouri a $2,000
installment loan from Jora would require 48 bi-weekly payments of $190.50, which
includes $7,144.72 of interest and an APR of 245%. After the 48th successful
payment, the loan would be paid in full. Refer to the What It Costs page for
additional details and products specific to your state of residence.

*For Installment Loans; If electronic funding is selected and your loan
agreement is signed and submitted prior to 10:30 a.m. Central time (Monday –
Friday, excluding bank holidays) the loan will be funded that day. Loan
agreements that are signed and submitted after this time will be funded on the
next business banking day. Loans selected to fund by paper check take up to 7 to
10 business days to receive. In some cases, we may not be able to verify your
application information and may ask you to provide additional documents or
information, which can cause funding delays.

For Lines of Credit; If you submit your Cash Advance request prior to 10:30 a.m.
Central time (Monday – Friday, excluding bank holidays) your request will be
funded that same day. You will have to check with your bank to see exactly when
the funds will appear in your account, but it should be there by 5pm your local
time. If you submit your Cash Advance request after 10:30 a.m., your request
will be funded on the next business banking day. Alternatively, you can request
that we send you a paper check by mail, which will take approximately 7 – 10
business days to receive.

Because we may report your payment history to one or more credit bureaus, late
or non-payment of your loan or Line of Credit may negatively impact your credit
rating. If you fail to repay your Account in accordance with the terms of your
Agreement, we may place your Account with or sell your Account to a third-party
collection agency or other company that acquires and/or collects delinquent
consumer debt.

Policy on Responsible Lending
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