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PARKER WAICHMAN LLP: ZADROGA ACT ATTORNEYS REPRESENT CLIENTS


As one of the nation’s premier personal injury and mass tort law firms, we are
capable of successfully handling all types of cases. If you or a loved one are
injured due to the negligence of another, there is no better place to help
advocate for your rights than Parker Waichman LLP.
Schedule a Free Consultation
Home/Navigating the 9/11 Victim Compensation Fund Zadroga Act | Parker Waichman
LLP/Parker Waichman LLP: Zadroga Act Attorneys Represent Clients


GET HELP FROM EXPERIENCED ZADROGA ACT LAWYERS



Each year on Sept. 11, many people reflect on the significance of the day. Those
who are old enough to have live through the 9/11 attacks recall them with
profound sadness.

We remember where we were on Sept. 11, 2001, when we learned that one plane and
then a second struck the north and south towers of the World Trade Center. Soon,
we received information about a crash at the Pentagon and another in a field
outside of Shanksville, PA. The spine still tingles just thinking about it.

At Parker Waichman LLP, we remember the loss of our family members, loved ones,
and friends who perished on Sept. 11, 2001. We also have compassion for those in
our lives who survived, only to have fate cruelly turn the tables years later by
striking them with a chronic or deadly disease related to exposure to the toxins
released when the World Trade Center collapsed.

We proudly represent victims of 9/11 in applying for benefits from the September
11th Victim Compensation Fund as well as the World Trade Center Health Program.
We know that these benefits can ease the financial burden with which you have
been unfairly saddled. If you need assistance in getting the benefits you
deserve, please call 1-800-YOUR-LAWYER and let us give you a free consultation.


HOW DO I GET COMPENSATION FUNDS FROM THE VCF? DO I NEED A LAWYER OR AN ATTORNEY
FOR THIS?


Video: How do I get compensation funds from the VCF? Do I need a lawyer for
this?

No you do not need a lawyer to do this process you could do it uh entirely on
your own however, I would recommend having an attorney to help you. Having
experience with the process, knowing what documents are required and how to file
them can streamline the entire process for you.

Having a lawyer will help with a lot of the stress that’s involved in handling
this claim yourself. So once you actually establish that you do have a certified
condition and you were in fact present in the relevant location during the
relevant time frame you are eligible for a pay out of a specific award from the
VCF.




THE DEVASTATING ORIGINS OF THE ZADROGA ACT

Although we represent plaintiffs nationwide in many different personal injury
matters, our home is in New York, where the specter of 9/11 lingers to this day.
We will never forget the sacrifices so many made that day and in the days that
followed.

As a nation, we mourned with our neighbors and friends in New York, Washington,
D.C., and Pennsylvania in 2001. We kept mournful watch as day after day, rescue
workers removed bodies from the hallowed grave we called Ground Zero. We
wondered how life would go on and expressed disbelief at how these majestic
buildings could be reduced to rubble within seconds and blanket lower Manhattan
with soot, ash, pulverized construction materials, and cancer-causing agents. We
marveled at the unselfish bravery of all of the first responders who flooded the
enormous crime scenes in New York, Washington, D.C., and Shanksville, PA, to
rescue the trapped and recover the lost. The World Trade Center debris removal
was eventually successful with the assistance of many construction workers,
electricians, masons, and laborers.

We remember that about 3,000 souls were lost on Sept. 11, 2001, but our lives go
on. But for many first responders, professionals from the Office of the Chief
Medical Examiner of New York, construction workers, general laborers, and
volunteers and their families, the pain caused by the 9/11 attacks lives on.

Thousands of people have fallen ill or died from diseases caused by inhalation
or ingestion of the toxins and contaminants in the cloud of dust that spread
over lower Manhattan and into Brooklyn when the Twin Towers fell. No one, not
even those murderous thugs who hijacked our planes, could contemplate the
significant health crisis that the fallout from the collapsing towers and the
subsequent cleanup would create.

Scores of people complained of a persistent cough, which would become known as
“World Trade Center cough.” More and more doctors began to realize that their
patients who had persistent coughs and other respiratory complications were at
or near Ground Zero on Sept. 11, 2001, or within the following days and months
until the World Trade Center debris removal was officially over. Among those who
toiled at or near Ground Zero, many began developing various forms of cancer,
asbestosis, and mesothelioma.




9/11 VICTIMS’ COMPENSATION FUND

In 2001, Congress created the first 9/11 victims’ compensation fund. This
version of the fund ran out within a couple of years. Fortunately, lawmakers
from New York recognized that a significant health problem was brewing. The
state of New York enacted a bill to create a program to assist people who were
getting sick from diseases that researchers linked to exposure to contaminants
released into the air when the towers collapsed. In 2010, the Congress extended
a helping hand by passing the James Zadroga Health and Compensation Act of 2010.
This law, which is known as the Zadroga Act, gave hope to individuals who were
struggling with health issues. Not only did the Zadroga Act provide health-care
coverage, but it also allowed victims to apply for financial compensation.

In order to provide compensation for the 9/11 victims who fell ill, Congress
appropriated federal funding, which was (and still is) badly needed. The health
care provided to victims under the Zadroga Act by the World Trade Center Health
Program relieves some of the financial burdens of becoming sick due to 9/11
fallout but not all of them. The financial burden those sickened by 9/11
exposure felt was not limited to health-care costs: People had to stop working
because they were too sick to continue, and families struggled as people lost
out on paychecks on which they could once count.

The victim compensation fund (VCF) provided some relief from the financial
burden unjustly foisted on people who responded to help, worked in the area or
lived in the area. The funds helped sick people and their families stave off
desperation. However, their well-being was threatened due to the expiration of
the initial Zadroga Act at the end of 2015.

In December 2015, President Barack Obama signed the James Zadroga 9/11 Health
and Compensation Reauthorization Act. The Zadroga Reauthorization Act was a
vital component of a more extensive fiscal spending package. The Zadroga
Reauthorization Act extended the time allowed for affected people to apply for
benefits. Furthermore, the bill increased the VCF to $7.372 billion from $2.775
billion.

This legislative action did a lot of good for a lot of people. By the time the
first Zadroga Act was about to expire, doctors, scientists, and researchers
learned that some of the diseases sickening so many people had a long latency or
incubation period. For example, asbestosis and mesothelioma have a latency
period that can last a decade or more, even up to 40 or 50 years. Therefore,
closing the VCF after five years made no sense because of the potential that
hundreds or even thousands more victims could come forward long after the
construction workers removed the last piece of steel from Ground Zero in 2002.

In a typical personal injury case, the injured party would file a claim seeking
financial damages against the person or entity that they claim injured them. The
terrorist attacks of Sept. 11, 2001, were anything but a typical personal injury
case. Many lawsuits emerged from these events, but not every person injured was
able to join those suits. That is why the U.S. government stepped in and created
the VCF. The government set aside funds so that claimants could receive
compensation for their injuries. Without it, numerous people would have been
without a remedy, and they would face uncertain and insurmountable
circumstances, perhaps even financial ruin, alone.




ELIGIBILITY REQUIREMENTS FOR THE 9/11 VICTIMS’ COMPENSATION FUND

To be eligible for compensation from the VCF, you must meet a few requirements,
including:

 * Filing a claim before the deadline passes
 * Obtaining certification from the World Trade Center Health Program that your
   injury or illness qualifies as one that is as a result of the terror attacks
   or removal of debris
 * Being able to show that you were present at one of the 9/11 crash sites or
   present on one of the lanes of debris removal at any point between Sept. 11,
   2001, and May 31, 2002
 * Dismissing, withdrawing from or having settled a lawsuit relating to the
   terror attacks of Sept. 11, 2001, prior to Jan, 2, 2011
 * Providing evidence of a new medical condition or loss that you did not have
   or could not have reasonably anticipated if you received compensation from
   the first victims’ compensation fund
 * Proving that you have the authority to represent someone else in their claim,
   if applicable




HOW EXPERIENCED ZADROGA ACT LAWYERS CAN HELP

The 9/11 victims’ compensation fund attorneys at Parker Waichman have
successfully represented many clients who applied for benefits through the VCF.
We understand the application requirements and will work diligently to have your
health condition recognized by the World Trade Center Health Program as
resulting from the terrorist attacks, so you become eligible to receive
compensation from the VCF.

It’s critical to note that enrollment in either the VCF or the World Trade
Center Health Program does not automatically mean that you are enrolled in the
other program. The eligibility requirements for each program differ. Our 9/11
Zadroga Act lawyers can aggressively represent you during the enrollment process
for both programs.




FILING FOR VCF BENEFITS

The second version of the VCF created a two-stage process for timely filing of a
claim. The first step involves registration of a claim, and the second step is
the filing of a claim. If you think you might have a case, whether now or at
some juncture in the future, you must register with the VCF before July 29,
2021, in most situations. Missing this crucial deadline could result in the
denial of your claim. Even if you do not otherwise qualify for benefits, you
must register: Registering reserves your right to file a claim at a later date.
You are not committed to pursuing your claim if you register, but registering
gives you the right to seek compensation.

The registration process differs depending on whether you are already a member
of the World Trade Center Health Program. If you are, the filing deadline is two
years from the earlier of the date you received the World Trade Center Health
Program certification letter or another governmental agency declared that your
injury or illness was related to 9/11. Registration for one potential claim
means that you are appropriately registered for all potential claims that might
arise. If you are not a member of the World Trade Center Health Program, then
the deadline is two years from when you knew or should have known that you
suffer from harm related to 9/11 and are otherwise qualified.

The VCF administrators must determine whether your status meets the physical
requirements for eligibility. That means you must have a physical injury or
illness determined to be a result of the terror attacks or debris remediation.
Mental health conditions do not qualify the applicant for eligibility in the
VCF; you can receive benefits from the World Trade Center Health Program but not
the VCF. Also, your condition must be certified by the World Trade Center Health
Program. The VCF recognizes very limited exceptions to that regulation and may
permit a private physician to render an opinion. The VCF refuses to process any
claim that the health program has not certified.




MEETING THE VCF ELIGIBILITY REQUIREMENTS

You have the burden to prove that you satisfy the presence requirements for
eligibility. You must show that you were present either at or near the World
Trade Center, worked within the chain of debris removal or were within the New
York City Exposure Zone at any time from Sept. 11, 2001, until May 31, 2002. The
exposure zone defined by the VCF runs from Canal Street south and encompasses
all of lower Manhattan. The health program’s disaster area is more extensive and
runs from Houston Street south and 1.5 miles east into Brooklyn, but no part of
Brooklyn lies within the exposure zone delineated by the VCF.

You may provide evidence of your presence in any one of those areas by providing
employment records, medical records, rent or mortgage forms or a sworn
affidavit. The VCF can deny your claim based on a lack of presence. However, you
have the right to appeal that decision. You can present evidence at the appeal
and provide sworn testimony that you were where you say you were. Third parties
such as the New York police and fire departments might have your information as
well, which the VCF will accept in support of your application.

Lawsuits were abundant within the years following 9/11: The families of those
killed in the terrorist attacks filed claims against several entities, like the
airlines, airport authorities, and even governments accused of supporting the
terrorists. The VCF regulations permit victims to recover damages from lawsuits,
but you must have settled or dismissed your case to qualify for benefits. The
rules also require an offset from any money you receive from the fund if you
obtained a settlement from a lawsuit.

You are eligible for compensation from the Zadroga Act VCF if you received
payment from the first version of the victims’ compensation fund. But you must
prove that the medical problem from which you are suffering is different than
previous conditions for which you received compensation.

The final eligibility requirement relates to qualified personal representatives.
The family of a person who died can file a claim with the VCF, but to do so, the
personal representative should be appointed by a court. Additionally, if the
claimant is a child, then a parent or legal guardian must apply. The VCF also
allows you to file a claim with the assistance of an attorney who is qualified
to handle these claims. Be sure to choose an attorney who has documented
experience successfully managing claims for compensation with the VCF, like the
Zadroga Act lawyers at Parker Waichman.




CALCULATING COMPENSATION FROM THE VCF


Financial compensation awarded from the VCF is calculated based on three
factors:

 * Non-economic losses. Non-economic damages are not quantified easily. They are
   also understood as “pain and suffering.”
 * Economic losses. Economic losses include out-of-pocket expenses, medical
   bills, lost wages, loss of economic advancement, and loss of money for
   services.
 * Offset from a third party. Your award from the VCF will be reduced by the
   amount of money you received for your injuries from another source. That
   source could have been a 9/11 insurance lawsuit or a claim you filed for
   personal injuries settled by an insurance company.

Non-economic losses the VCF will pay for are dependent on the circumstances of
each person’s claim. The sum you receive for pain and suffering does not depend
on the amount of qualified medical conditions from which you are suffering.
Instead, the fund will pay non-economic losses up to $250,000 to a patient
showing a link between 9/11 and cancer and $90,000 for a person who does not
have cancer related to 9/11. The fund will pay a minimum settlement to 9/11
cancer patients of $125,000 and a minimum of $20,000 to non-cancer sufferers.

The amount you receive for pain and suffering depends on the severity of your
condition. You’ll receive more compensation for serious, life-threatening
injuries or illnesses. The VCF will pay out higher awards for diseases that were
persistent and severely disrupted or altered the person’s quality of life. The
VCF will pay a smaller award to those whose injuries or illnesses are under
control, have resolved with the passage of time or are controlled by medication.

The amount of economic damages you might receive is contingent upon specific
factors. First, you must have a disability due to a qualifying medical
condition. Secondly, your disability must be documented by an opinion from a
governmental agency like workers’ compensation, NYPD, FDNY, Social Security or a
private insurer. The VCF will also accept the opinion on your disability from
the World Trade Center Health Program.

Compensation for your lost wages or lost economic opportunity will depend on
factors like your age, the type of work you performed, the length of your
disability, whether you have a total or partial disability, and whether you
received money from another source. World Trade Center Health Program enrollees
may seek economic loss compensation from the VCF if they have at least one
qualifying physical condition, there is no other disability determination, the
claimant has stopped working or decreased the amount they work, and there is a
reasonable belief that the claimant’s disability is preventing them from
returning to work or working full time.




FILING YOUR CLAIM

You must register with the VCF before you file a claim. Once you register, then
you must submit your claim as soon as possible after your condition is certified
by the World Trade Center Health Program. When you file a claim, you are giving
the VCF permission to investigate your condition. The investigators may examine
your medical records from the World Trade Center Health Program.

The VCF will process claims in the order they receive them. The time it takes to
process your claim will depend on the complexity of the claim and the type of
claim. Once you receive an award letter, you have 30 days to appeal the
decision. You may appeal if you were denied benefits or if you think you did not
receive the amount of compensation that you believe you deserve. If you need to
appeal, our attorneys can assist you with this process.

After the appeal period lapses, you could receive your check within 20 days, but
it could be as long as 45 days. If you are in desperate need of the money due to
hardship or you are facing a terminal illness, your attorney can request to
expedite payment on your behalf.




FREQUENTLY ASKED QUESTIONS ABOUT 9/11, THE ZADROGA ACT, AND THE VCF


WHO HAD INSURANCE ON THE TWIN TOWERS?

In July 2001, Larry Silverstein, through his company Silverstein Properties,
acquired the lease for the World Trade Center. This made him the insurance
holder for the buildings when the attacks happened. He received an insurance
payout of $4.55 billion.


HOW MUCH MONEY DID THE SURVIVORS OF 9/11 RECEIVE?

Through the VCF, families of victims received various amounts for their injuries
and losses. Kenneth Feinberg, head of the fund, determined how much each family
should receive. If they turned down the offer, they could then appeal for more.
There were 1,600 hearings held, and $7 billion was split among 97% of those who
appealed.


HOW MUCH DID INSURANCE CLAIMS COST FOR 9/11?

When compiling all of the insurance filings and 9/11 insurance lawsuit claims
that came about as a result of the attacks, losses totaled close to $40 billion,
placing the attacks among the most expensive insured events in history.


AT WHAT FLOOR WAS THE HIGHEST SURVIVOR OF 9/11?

A Canadian businessman, Brian Clark, was working on the 84th floor of the South
Tower, where the plane collided with the building. He was one of only 18 people
to survive from the building’s impact zone.


WHAT ARE THE 9/11-RELATED CANCERS?

Cancers found in 9/11 survivors and recovery workers include prostate cancer,
thyroid cancer, multiple myeloma, non-Hodgkin’s lymphoma, lung cancer, leukemia,
colon cancer, breast cancer, and dozens of other types of cancer.


HOW MANY SURVIVORS OF 9/11 HAVE SINCE DIED?

More than 2,000 people have died of 9/11-related illnesses since 2001.


WHAT DID THE TWIN TOWERS REPRESENT BEFORE 9/11?

Prior to the heinous attacks, the Twin Towers were a symbol of the prosperity of
New York City and America as a whole.


HOW LONG DID IT TAKE TO CLEAN UP THE DEBRIS FROM 9/11?

It took nine months to completely clean up the debris at Ground Zero. Following
the attacks, roughly 1.8 million tons of debris needed to be sorted and removed
from Ground Zero and the surrounding area.


WHERE DID ALL THE DEBRIS FROM 9/11 GO?

The debris from the 9/11 attacks was mostly transported to Fresh Kills Landfill
on Staten Island. From there, it was further sorted and redistributed to other
areas.


HOW MANY BODIES WERE RECOVERED FROM THE 9/11 ATTACKS?

While the 9/11 attacks claimed the lives of 2,977 people between all three
attacks, the remains of only 1,644 of the victims have been identified so far.




CHOOSE SKILLED VCF AND ZADROGA ACT LAWYERS TO HELP YOU OBTAIN THE BENEFITS YOU
NEED

Parker Waichman’s VCF attorneys have the talent, experience, and knowledge you
need to obtain the benefits to which you might be entitled. They understand how
to research your claim and assemble a compelling and persuasive claim package.
Receiving compensation for your illness or injury requires more than filling out
some paperwork: It requires thorough documentation supporting your claim
accompanied by a compelling narrative describing how your loss has affected your
life and the lives of your loved ones. At Parker Waichman, our attorneys will
work hard to make the strongest possible case on your behalf.

Our lawyers are dedicated to superior advocacy, and we are proud to have
received many honors from the legal community and beyond, including:

 * A 9.8 (out of a perfect 10) rating by AVVO, a service that rates every
   attorney in the United States
 * The highest possible peer-review rating from Martindale-Hubbell
 * Lawdragon’s highest rating of “5 Dragons”




SPEAK WITH OUR 9/11 ZADROGA ACT LAWYERS TODAY

Call Parker Waichman today at 1-800-YOUR-LAWYER (1-800-968-7529) or fill out our
client contact form to get the representation that will help you file a
successful VCF claim. We’ll give you a free consultation and help you learn
about your right to compensation.



Further Zadroga Act resources:

911 Cancer Claims
911 Claims
VCF Benefits
WTC Health Program Covered Conditions
World Trade Center Health Program
WTC VCF
Zadroga Fund Benefits
VCF Cancer Payouts 911 Prostate Cancer Lawyers
911 Melanoma claims
911 Mesothelioma claims
911 Lymphoma claims
911 Leukemia claims
Zadroga Reauthorization Act
VCF Eligibility
Steps for a 9/11 claim in 2020






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SPEAK WITH AN INJURY LAWYER NOW

We have the experience and the skilled litigators to win your case. Contact us
and speak with a real attorney who can help you.

We offer a free case consultation so contact us today.



Call 24/7 (800) 968-7529


WHY CHOOSE US TO HELP YOU?

Our law firm is ready to represent you in your injury case. We've helped many
New York residents as well as those needing help nationwide. Here's four reasons
to choose Parker Waichman LLP:


WE TAKE CARE OF EVERYTHING


Your situation is stressful enough: Let us take on the deadlines, paperwork,
investigation, and litigation. We'll handle every detail so you don't have to
worry.


DECADES OF EXPERIENCE


As one of the nation’s premier personal injury and mass tort law firms, we are
capable of successfully handling all types of cases. If you or a loved one are
injured due to the negligence of another, there is no better place to help
advocate for your rights than Parker Waichman LLP.


RESPECTED BY OUR PEERS


Judges, insurance adjusters, and fellow attorneys all speak highly of our
skills, and we've earned numerous accolades, including a flawless rating from
AVVO.


NO RECOVERY = NO LEGAL FEES


We work on a contingency-fee basis, meaning that we only get paid from a portion
of your settlement or jury award. If you don't get compensation, you owe us
nothing.


WE HAVE MANY LOCATIONS TO SERVE YOU


We have the experience and the skilled litigators to win your case. Contact us
and speak with a real attorney who can help you.


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