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Toggle navigation Flinks * Products Data-In * Safely and reliably access your users’ financial data. Connect * Transform raw transaction data into actionable insights. Enrich Data-Out * Deliver a winning open banking program. Outbound Payments * Provide instant bank payments Pay * Solutions Optimize your loan underwriting Lending Accelerate money transfers Payments Harness financial data Digital Banking Scale using the power of data Fintech Create memorable experience Wealth * Company About Us Security Privacy Careers * Resources Success Stories Blog Content Library Documentation Status * Get a demo * Log in * Français THE FINANCIAL DATA INFRASTRUCTURE POWERING INNOVATION Connect users' bank accounts, turn data into actionable insights, and deliver a winning open banking program. Get a demo Trusted by DATA TOOLS FOR CONNECTED FINANCIAL SERVICES * Connect * Enrich * Outbound Connect customers' banking account The best way to connect your users' bank accounts and to collect data. OAuth connectivity increases conversion rates with reliable data capture. From KYC to transactions, statement and void cheque upload we got you covered. Learn more Get actionable data insights Turn raw transaction data from any aggregator into actionable insights. Make sense of banking data to power more accurate credit decisioning. Learn more Deliver a winning open banking program Build your own open banking program, fit for many data-sharing use cases. Drive volume instantly, thanks to Flinks' network. Learn more Why Flinks? Winning with open banking goes far beyond just technology and APIs. Our extensive network of third-party applications that millions of Canadians are already using can become your launchpad. BUILD THE FINANCIAL INSTITUTION OF THE FUTURE PICK YOUR INDUSTRY. WE’LL SHOW YOU WHAT THE FUTURE HOLDS. Lending Optimize your consumer and commercial loan underwriting. Learn more Digital Banking Innovate faster to keep up with evolving needs and expectations. Learn more Payments Facilitate EFT/ACH with the best routing coverage in the market. Learn more Fintech Deliver the next leading fintech product using financial data. Learn more Wealth Management Let users connect their investment accounts from over 75 platforms. Learn more CLIENT STORIES “With Flinks we’re able to onboard thousands of clients daily in a matter of minutes, making a complex process as simple and frictionless as possible.” Laura Lampe, Senior Director of Operations Find how Wealthsimple leverages Flinks’ data layer to set the new standard in user onboarding: a quick, intuitive, and friendly experience. Read the case study “Over 60% of PayBright customers use Flinks as a way to repay their loans. This is very powerful.” Madge Rumman, Senior Director of Product Find out why PayBright relies on Flinks to perform critical functions powering its POS instalment payment solution. Read the case study “With just a few steps, our customers can authenticate themselves and connect their bank accounts for payment within a matter of seconds.” Andrew Boyajian, Head of North American Banking Wise delivers instant and convenient money transfers (EFT). Here's how Flinks helps make it happen. Read the case study “With better intelligence, we make better decisions. Flinks helped us lower our default rate.” Dustin Canuel, Chief Operating Officer Find out how digital lender NCR Financial uses Flinks to gather its customers’ transaction history and make instant, automated underwriting decisions. Read the case study “Files are securely transferred from our front-end, which is powered by Flinks, to our document repository system for safe-keeping. It has made things a lot easier for our clients.” Paul von Martels, Vice President, Prime & Reverse Mortgage Credit Learn how EQ Bank uses Flinks' products to transform their mortgage approval process and deliver a smooth, digital experience. Read the case study FIND OUT WHY INNOVATORS BUILD WITH FLINKS * Get expert advice on your use cases * Discuss integration & pricing options * Take the best path to get started Talk to an expert PRODUCTS * Connectivity * Enrichment * Outbound DEVELOPERS * Documentation * Status * Challenge COMPANY * About Us * Security * Privacy * Careers * Media Kit (download) RESOURCES * Blog * Podcasts * Case studies * Request a Demo * Library * * * © Flinks 2024 ‐ Shared Responsibility Model ‐ Terms and Conditions ‐ Privacy Policy * Français