www.bannerhealth.com
Open in
urlscan Pro
2606:4700::6812:143a
Public Scan
URL:
https://www.bannerhealth.com/patients/billing/faqs
Submission: On May 19 via manual from US — Scanned from DE
Submission: On May 19 via manual from US — Scanned from DE
Form analysis
1 forms found in the DOMGET /search
<form action="/search" method="get" autocomplete="off">
<div class="form-row">
<div class="form-group col-12 mb-4">
<center>
<h2> Search </h2>
</center>
</div>
<div class="form-group col-12">
<span class="modal-text">
</span>
</div>
<div class="form-group col-12 mb-4">
<input type="text" class="form-control modal-input" name="query" placeholder="Search">
</div>
<div class="form-group col-12 mb-3">
<a class="btn btn-modal btn-jumbotron" href="javascript:" data-href="/search" data-js="search-modal" style="pointer-events: none;"><svg class="svg-inline--fa fa-search fa-w-16" aria-hidden="true" data-prefix="far" data-icon="search" role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512" data-fa-i2svg=""><path fill="currentColor" d="M508.5 468.9L387.1 347.5c-2.3-2.3-5.3-3.5-8.5-3.5h-13.2c31.5-36.5 50.6-84 50.6-136C416 93.1 322.9 0 208 0S0 93.1 0 208s93.1 208 208 208c52 0 99.5-19.1 136-50.6v13.2c0 3.2 1.3 6.2 3.5 8.5l121.4 121.4c4.7 4.7 12.3 4.7 17 0l22.6-22.6c4.7-4.7 4.7-12.3 0-17zM208 368c-88.4 0-160-71.6-160-160S119.6 48 208 48s160 71.6 160 160-71.6 160-160 160z"></path></svg><!-- <i class="far fa-search"></i> -->Find</a>
</div>
<div class="form-group col-12">
<span class="modal-text">
</span>
</div>
</div>
</form>
Text Content
Set My Location Español Enable Accessibility * Careers * Classes + Events * Health + Wellness * Patient Resources * Billing * * Sign in to Patient Account * Find a Doctor * Find a Location * Conditions and Services * Get Care Now * * Sign in to Patient Account Get Care Now * Find a Doctor * Find a Location * Conditions and Services * Careers * Classes + Events * Health + Wellness * Patient Resources * Billing Español * Enable Accessibility 1. 2. Patients & Visitors 3. Billing 4. FAQs FAQS Back To Billing * FAQs * Financial Assistance * Financial Assistance at Banner Rehabilitation Hospital * Financial Assistance at Banner Surgery Centers * Payment & Financing Options * Pricing Resources * Hospital Price Transparency * Arizona Hospital Inpatient and Outpatient Direct Pay Prices * Banner Rehabilitation Hospital - Inpatient Direct Pay Prices * California Hospital Inpatient and Outpatient Direct Pay Prices * Colorado Hospital Inpatient and Outpatient Direct Pay Prices * Nebraska Hospital Inpatient and Outpatient Direct Pay Prices * Nevada Hospital Inpatient and Outpatient Direct Pay Prices * Wyoming Hospital Inpatient and Outpatient Direct Pay Prices * Health Centers and Health Clinics Price Transparency * Arizona Banner Health Centers & Clinics * Ambulatory Surgery Center Price Transparency * Arizona Ambulatory Surgery Center * Colorado Ambulatory Surgery Center * No Surprises Act * Arizona Hospital Inpatient and Outpatient Direct Pay Prices * Banner Rehabilitation Hospital - Inpatient Direct Pay Prices * California Hospital Inpatient and Outpatient Direct Pay Prices * Colorado Hospital Inpatient and Outpatient Direct Pay Prices * Nebraska Hospital Inpatient and Outpatient Direct Pay Prices * Nevada Hospital Inpatient and Outpatient Direct Pay Prices * Wyoming Hospital Inpatient and Outpatient Direct Pay Prices * International Pricing * Banner Acumen Total Joint Program * Accepted Insurance * Marketplace * Contact Us FAQs Go Back * FAQs * Financial Assistance * Financial Assistance at Banner Rehabilitation Hospital * Financial Assistance at Banner Surgery Centers * Payment & Financing Options * Pricing Resources * Hospital Price Transparency * Arizona Hospital Inpatient and Outpatient Direct Pay Prices * Banner Rehabilitation Hospital - Inpatient Direct Pay Prices * California Hospital Inpatient and Outpatient Direct Pay Prices * Colorado Hospital Inpatient and Outpatient Direct Pay Prices * Nebraska Hospital Inpatient and Outpatient Direct Pay Prices * Nevada Hospital Inpatient and Outpatient Direct Pay Prices * Wyoming Hospital Inpatient and Outpatient Direct Pay Prices * Health Centers and Health Clinics Price Transparency * Arizona Banner Health Centers & Clinics * Ambulatory Surgery Center Price Transparency * Arizona Ambulatory Surgery Center * Colorado Ambulatory Surgery Center * No Surprises Act * Arizona Hospital Inpatient and Outpatient Direct Pay Prices * Banner Rehabilitation Hospital - Inpatient Direct Pay Prices * California Hospital Inpatient and Outpatient Direct Pay Prices * Colorado Hospital Inpatient and Outpatient Direct Pay Prices * Nebraska Hospital Inpatient and Outpatient Direct Pay Prices * Nevada Hospital Inpatient and Outpatient Direct Pay Prices * Wyoming Hospital Inpatient and Outpatient Direct Pay Prices * International Pricing * Banner Acumen Total Joint Program * Accepted Insurance * Marketplace * Contact Us Banner Bill Pay Banner Health Provides our customers one single statement for all outstanding balances Pay your hospital or doctor visit bill With your Banner Health account number and date of birth. Pay Now or Not finding your bill? Home Health online payment Imaging online payment Surgery Center online payment Urgent Care online payment Wyoming Medical Center online payment Have a billing question? Contact Us You may have questions about your financial responsibility and what exactly your insurance may cover. Below are the most common questions patients ask about their insurance coverage and clear, simple answers to them. By giving you a summary of your financial rights and responsibilities, we hope you can concentrate on the most important part of your hospital stay ... getting better. VIDEO RESOURCE LIBRARY * Do you need to have a procedure but are curious what your bill may be or how much you will owe after insurance? Watch this video to take the mystery out of the cost of your procedure with our patient estimator tool. * Do you find health insurance complex and confusing? Watch this video to help you understand more about insurance, including deductibles, copays and co-insurance. * We are committed to making the billing process easier. Watch this video to better understand Banner's billing process and available resources. Insurance Coverage and Payment You may have questions about your financial responsibility and what exactly your insurance may cover. Below are the most common questions patients ask about their insurance coverage and clear, simple answers to them. By giving you a summary of your financial rights and responsibilities, we hope you can concentrate on the most important part of your hospital stay ... getting better. My statement looks different. How can I find out more about this new statement? Banner did recently switch statement partners, which means your statement looks different and contains updated information. Learn more. What happens if I am still receiving a statement from the old vendor? Do I still need to pay it? Yes, you do still need to pay that statement. You can do that by visiting their payment portal. How do I read my Banner Health statement? If your statement is from a hospital visit or a visit to select outpatient centers or physician offices, this document should help guide you through your statement. Is there a tool to help me understand my bill more? Yes, Banner partners with a company that offers a "Patient Concierge," which is a virtual assistant who digitally walks a patient through the different components of their bill. This service is available on any statement that has a QR code printed on it. Learn more. I have multiple bills from Banner. Can I pay them online? Each statement you receive should have an online pay option listed. You may also visit our online bill pay site for payment options. Who do I call if I have questions about my bill? If you have questions regarding your bill, our billing experts are here to assist you. If you received a bill from Banner, you will note that there is a customer service information provided directly on the bill. If you have been discharged from the hospital and you have financial questions but have not received a bill, please contact one of our billing experts for assistance. They can be reached at (888) 264-2127 Monday through Thursday 8 a.m. - 7 p.m.; Friday 8 a.m. - 5 p.m.; Saturday 8 a.m. - 12 p.m. (all times are MST). Do I need to let my insurance company know that I am in the hospital. Since every insurance plan is different, it is always best to check your coverage and ask questions. We recommend you know the benefits of your individual plan, which have designations for preferred providers, in-network care and out-of-network care. Not following your insurance company's rules could result in a larger financial responsibility for you. Can my insurance company deny payment after care has been received? Your insurance plan can deny payment for services or procedures even after they have been completed. Many health maintenance organizations (HMOs) and insurance plans now require pre-admission notification, approval or second opinions for certain procedures. We recommend you contact your insurance plan directly or contact your employer (as applicable) for more information. Does the hospital need a copy of my insurance card? Yes. Your insurance card contains information we need to file a claim with your insurance on your behalf. Your registration process goes much faster when you bring your insurance information with you. When do I have to pay my co-payment and deductible? You are expected to pay your plan-required co-payment, estimated co-payment and/or deductible at the time of service. Banner accepts cash, personal checks, and credit cards. What if I am having difficulties paying my co-payment or deductible? There are many resources available to assist you. Learn more about our Financial Assistance Program. What if I do not have insurance? We have additional resources on our Financial Assistance page to assist you, including information about the insurance marketplace. Patient Financial Representatives in the Business Office can also discuss payment arrangements with you. Does my insurance company treat reimbursement for Emergency Care any differently than other types of care? Many insurance companies have special reimbursement rules regarding Emergency Care. These rules may require patients to receive care at the appropriate level, meaning at an urgent care facility or physician office rather than via an emergency room. Not being familiar with these guidelines could result in a greater financial responsibility for you. Please refer to your insurance company plan guidelines to determine what level of care you would like to use. Will the hospital bill my insurance company for me? Yes, the hospital will send your insurance company a bill for services you incurred as a patient. It is important to remember, however, that the hospital relies on you for settling your account in full regardless of your insurance coverage. Your insurance policy is an agreement between you and your health insurance provider. What do I do when my services are denied by my insurance company? When a charge is denied by an insurance company, the reason will be indicated on your Explanation of Benefits (EOB) document, which is sent by the insurance company. If the denial reason is noted as "provider responsibility," Banner will escalate that denial to our internal appeals department, and we are able to work with your insurance company to appeal the denial. If the denial reason is noted as "patient responsibility," Banner can unfortunately not appeal that decision; you will need to work with your insurance company to understand the denial reason more. What do I do if my insurance company denies something as "patient responsibility" but I don't agree with that determination? Please contact Banner if you feel your insurance denied the claim incorrectly and we will be happy to re-validate our coding. However, please understand that providers must follow billing guidelines and we cannot change diagnosis or procedure codes for the sole purpose of reimbursement. What if I am charged for a service I did not receive? It is our commitment to ensure patients are billed only for the services performed and have many safeguards in place to ensure billing accuracy. That said, Banner has a team of nurses that will perform a full audit on your account upon request. If any discrepancies are found, charges will be removed or added to your account, after which Banner will send a corrected claim to your insurance provider. Depending on how the original claim was paid and your insurance benefits, a change in total charges may or may not result in a change in your patient responsibility. Is it my responsibility to respond to inquiries from my insurance company or does Banner manage that? It is very important to respond to any inquiries from your insurance company regarding coverage details, such as details of an accident or other incidents, even if you feel coverage does not exist. If insurance companies do not receive a response to an inquiry, the claim is denied to patient responsibility. If this occurs, patients must call their insurance to provide additional information or annual coverage updates prior to contacting Banner. Insurance companies will then reprocess the claim and issue payment, but typically only if they receive a response in a timely manner. Are my physician's charges incorporated in my hospital bill? Not necessarily. You may get separate bills for medical services performed by other contracted professional medical personnel when you receive care at Banner. While they may work at the hospital, they may not actually work for the hospital, such as emergency physicians, radiologists, pathologists and anesthesiologists. You will receive separate bills for this care, which will include customer service information for any specific billing questions you may have. Am I eligible for other health benefits? Banner Health partners with multiple organizations which help thousands of people find programs to assist in finding coverage and additional benefits, which may help pay for some costs of prescription drugs, health care, utilities, and other essential items or services. Visit our Financial Assistance page to find out more information about these programs. Important Terms and Definitions * Benefit – Coverage offered by an insurance company or other organization * Co-payment – The portion of your bill you are required to pay for during registration. Co-payment amounts vary depending on your insurance policy. * Deductible – The amount your insurance company determines you must pay before they begin dispensing benefits on services rendered. * Insurance Claim – The bill for services the hospital submits to your insurance company or companies. * Itemized bill – A list of individual charges for services and procedures you received during your hospital stay. Also lists your account number. * Patient Balance – The amount on your bill that you need to pay. * Statement of Account – Shows any activity (for example, insurance payments or denials) that has occurred since the itemized bill was sent. BANNER HEALTH * Doctors * Services * Locations * For Health Professionals * For Employees * Volunteers * Insurance ABOUT * Executive Leadership * Quality * News * For Media * Ways to Give * Donate Now * Careers PATIENT CENTER * Bill Pay * Billing Information * Classes and Events * Financial Assistance * Medical Records * About Patient Account * Patient Registration CONNECT WITH US * Contact * Read Our Blog * Ask an Expert * Newsletter Sign Up Facebook@1x Created with Sketch. Twitter@1x Created with Sketch. Youtube@1x Created with Sketch. © 2023 By Banner Health Terms of Use Privacy Statement Nondiscrimination or Experiencing symptoms and need help? Let's start with your symptoms and go from there. Know where you're going? Banner Health is a safe place for care, learn more. Emergency Care For life-threatening emergencies, find the nearest emergency room Urgent Care For non-life threatening medical needs Book an Appointment Find a provider that is the right match for you and schedule online Banner Health is a safe place for care, learn more. SEARCH Find SET MY LOCATION Clear Setting your location helps us to show you nearby doctors, locations and events throughout the site. Feedback