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Navi UPI
Mutual Fund
Health Insurance
Home Loan
Cash Loan
Calculators
Blogs
Download App



PAYMENTS MADE SIMPLE, EASY AND REWARDING WITH NAVI UPI


ENJOY QUICK MONEY TRANSFERS ANYTIME, ANYWHERE


AND GET A CHANCE TO WIN REWARDS EVERY TIME!

Get the app



INVEST IN


NAVI NIFTY 500 MULTICAP 50:25:25 INDEX FUND


LARGE, MID AND SMALL- ALL-IN-ONE FUND

Know More



INVEST IN


NAVI NIFTY 50 ETF


TAP INTO THE POTENTIAL OF INDIA'S TOP 50


COMPANIES WITH NIFTY 50 ETF


NAVINIFTY




I-NAV:₹242.07


LIVE

Know more



INVEST IN NAVI BSE SENSEX INDEX FUND


INVEST IN INDIA’S BIGGEST 30 COMPANIES FROM VARIOUS SECTORS LISTED ON THE BOMBAY
STOCK EXCHANGE

Invest Now



HEALTH INSURANCE


BEAT MEDICAL EXPENSES. SWITCH TO NAVI.

Check Price



HOME LOAN


ZERO PROCESSING FEE. INSTANT SANCTION LETTER.

Know more



CASH LOAN


NO HIDDEN CHARGES. INSTANT DISBURSAL.

Know more

 * 
 * 
 * 
 * 
 * 
 * 
 * 


 * CASH LOAN
   
   
   NO HIDDEN CHARGES. INSTANT DISBURSAL.
   
   Know more
   


 * PAYMENTS MADE SIMPLE, EASY AND REWARDING WITH NAVI UPI
   
   
   ENJOY QUICK MONEY TRANSFERS ANYTIME, ANYWHERE
   
   
   AND GET A CHANCE TO WIN REWARDS EVERY TIME!
   
   Get the app
   


 * INVEST IN
   
   
   NAVI NIFTY 500 MULTICAP 50:25:25 INDEX FUND
   
   
   LARGE, MID AND SMALL- ALL-IN-ONE FUND
   
   Know More
   


 * INVEST IN
   
   
   NAVI NIFTY 50 ETF
   
   
   TAP INTO THE POTENTIAL OF INDIA'S TOP 50
   
   
   COMPANIES WITH NIFTY 50 ETF
   
   
   NAVINIFTY
   
   
   
   
   I-NAV:₹242.07
   
   
   LIVE
   
   Know more
   


 * INVEST IN NAVI BSE SENSEX INDEX FUND
   
   
   INVEST IN INDIA’S BIGGEST 30 COMPANIES FROM VARIOUS SECTORS LISTED ON THE
   BOMBAY STOCK EXCHANGE
   
   Invest Now
   


 * HEALTH INSURANCE
   
   
   BEAT MEDICAL EXPENSES. SWITCH TO NAVI.
   
   Check Price
   


 * HOME LOAN
   
   
   ZERO PROCESSING FEE. INSTANT SANCTION LETTER.
   
   Know more
   


 * CASH LOAN
   
   
   NO HIDDEN CHARGES. INSTANT DISBURSAL.
   
   Know more
   


 * PAYMENTS MADE SIMPLE, EASY AND REWARDING WITH NAVI UPI
   
   
   ENJOY QUICK MONEY TRANSFERS ANYTIME, ANYWHERE
   
   
   AND GET A CHANCE TO WIN REWARDS EVERY TIME!
   
   Get the app
   




WHY NAVI?


NAVI IS A DIGITAL APP THAT PROVIDES SIMPLE, AFFORDABLE, AND ACCESSIBLE FINANCIAL
PRODUCTS AND SERVICES

100% Paperless Process
Minimal Documentation
Simple & Secure Process
24/7 Customer Support



NAVI UPI

Payments made simple and easy with Navi UPI
Instant money transfers
Reliable and secure payments
Transfer money anytime, anywhere
Chance to win real rewards on every payment
Know More



MUTUAL FUND

Plan your investment journey and reach your goals with Navi Mutual Fund.
Start investing with ₹10
Invest in Domestic and International funds
Low-cost funds
Know More



HEALTH INSURANCE

Keep yourself and your family protected with a comprehensive health insurance
plan
Upto ₹1 Crore health cover*
Monthly price starting at ₹235*
Superfast claim settlements
Know More



CASH LOAN

Get instant cash loan to meet any financial requirement.
Instant disbursal
Get amount up to ₹20,00,000
Interest rates up to 26%
100% paperless process
Choose repayment periods up to 84 months
Zero processing fees and foreclosure charges
Know More



HOUSING LOANS

Home loans for ready to move-in, under-construction and self-constructed
properties.
Instant approval
Get amount up to ₹5 Crore
Interest rates up to 13%
Zero processing fees and foreclosure charges
Choose repayment periods up to 30 years
LTV up to 90%
Know More



WHAT OUR CUSTOMERS SAY ABOUT US


I'VE BEEN USING THIS MUTUAL FUND APP FOR SOME TIME NOW, AND IT IS SO EASY TO
USE. THANKS TO ITS SIMPLE INTERFACE, MONITORING THE PERFORMANCE OF MY PORTFOLIO
HAS BECOME SUPEREASY.


Sultan Singh


THIS MUTUAL FUND APP HAS BEEN A REVELATION. IT MAKES INVESTING EFFORTLESS. THE
BEST PART IS I DON'T NEED TO MAINTAIN 20 DIFFERENT APPS TO MANAGE MY
INVESTMENTS. IT'S DASHBOARD IS SLEEK AND EXTREMELY INTUITIVE.


Sumona


IF YOU'RE LOOKING FOR A MUTUAL FUND APP THAT OFFERS UNPARALLELED CUSTOMER
SUPPORT, THEN LOOK NO FURTHER. FROM DAY 1, NAVI HAS BEEN EXTREMELY SUPPORTIVE
AND COOPERATIVE. I LOVE HOW EASY TO USE IT IS.


Archana Rai
 * 
 * 
 * 




 * IF YOU'RE LOOKING FOR A MUTUAL FUND APP THAT OFFERS UNPARALLELED CUSTOMER
   SUPPORT, THEN LOOK NO FURTHER. FROM DAY 1, NAVI HAS BEEN EXTREMELY SUPPORTIVE
   AND COOPERATIVE. I LOVE HOW EASY TO USE IT IS.
   
   
   Archana Rai


 * I'VE BEEN USING THIS MUTUAL FUND APP FOR SOME TIME NOW, AND IT IS SO EASY TO
   USE. THANKS TO ITS SIMPLE INTERFACE, MONITORING THE PERFORMANCE OF MY
   PORTFOLIO HAS BECOME SUPEREASY.
   
   
   Sultan Singh


 * THIS MUTUAL FUND APP HAS BEEN A REVELATION. IT MAKES INVESTING EFFORTLESS.
   THE BEST PART IS I DON'T NEED TO MAINTAIN 20 DIFFERENT APPS TO MANAGE MY
   INVESTMENTS. IT'S DASHBOARD IS SLEEK AND EXTREMELY INTUITIVE.
   
   
   Sumona


 * IF YOU'RE LOOKING FOR A MUTUAL FUND APP THAT OFFERS UNPARALLELED CUSTOMER
   SUPPORT, THEN LOOK NO FURTHER. FROM DAY 1, NAVI HAS BEEN EXTREMELY SUPPORTIVE
   AND COOPERATIVE. I LOVE HOW EASY TO USE IT IS.
   
   
   Archana Rai


 * I'VE BEEN USING THIS MUTUAL FUND APP FOR SOME TIME NOW, AND IT IS SO EASY TO
   USE. THANKS TO ITS SIMPLE INTERFACE, MONITORING THE PERFORMANCE OF MY
   PORTFOLIO HAS BECOME SUPEREASY.
   
   
   Sultan Singh




I'VE BEEN USING THIS MUTUAL FUND APP FOR SOME TIME NOW, AND IT IS SO EASY TO
USE. THANKS TO ITS SIMPLE INTERFACE, MONITORING THE PERFORMANCE OF MY PORTFOLIO
HAS BECOME SUPEREASY.


Sultan Singh


THIS MUTUAL FUND APP HAS BEEN A REVELATION. IT MAKES INVESTING EFFORTLESS. THE
BEST PART IS I DON'T NEED TO MAINTAIN 20 DIFFERENT APPS TO MANAGE MY
INVESTMENTS. IT'S DASHBOARD IS SLEEK AND EXTREMELY INTUITIVE.


Sumona


IF YOU'RE LOOKING FOR A MUTUAL FUND APP THAT OFFERS UNPARALLELED CUSTOMER
SUPPORT, THEN LOOK NO FURTHER. FROM DAY 1, NAVI HAS BEEN EXTREMELY SUPPORTIVE
AND COOPERATIVE. I LOVE HOW EASY TO USE IT IS.


Archana Rai


I HAVE ALWAYS BEEN SOMEONE WHO HAS BEEN SCEPTICAL ABOUT INVESTING IN MUTUAL
FUNDS DUE TO THEIR UNPREDICABILITY. HOWEVER, THIS APP HAS CHANGED MY PERCEPTION.
THANKS TO THE PERSONALISED GUIDANCE, INVESTING HAS BECOME A CAKEWALK.


Sanju John


INVESTING IN MUTUAL FUNDS WITH JUST ₹10? INITIALLY I THOUGHT IT WAS A HOAX. BUT,
WHEN I STARTED USING THE APP AND INVESTING IN MUTUAL FUNDS, MY OPINION CHANGED
COMPLETELY. TODAY, I AM THE BIGGEST FAN OF NAVI. I LOVE HOW EASY INVESTING HAS
BECOME.


Anoop Puri


I STARTED INVESTING IN 2020 AFTER THE PANDEMIC STUCK. I DECIDED TO INVEST A
SMALL AMOUNT EVERY MONTH TO BUILD AN EMERGENCY FUND. TODAY, THANKS TO NAVI'S
PERSONALISED GUIDANCE, MY PORTFOLIO HAS GROWN SIGNIFICANTLY.


Rachit Jain
 * 
 * 




 * I HAVE ALWAYS BEEN SOMEONE WHO HAS BEEN SCEPTICAL ABOUT INVESTING IN MUTUAL
   FUNDS DUE TO THEIR UNPREDICABILITY. HOWEVER, THIS APP HAS CHANGED MY
   PERCEPTION. THANKS TO THE PERSONALISED GUIDANCE, INVESTING HAS BECOME A
   CAKEWALK.
   
   
   Sanju John
   
   
   INVESTING IN MUTUAL FUNDS WITH JUST ₹10? INITIALLY I THOUGHT IT WAS A HOAX.
   BUT, WHEN I STARTED USING THE APP AND INVESTING IN MUTUAL FUNDS, MY OPINION
   CHANGED COMPLETELY. TODAY, I AM THE BIGGEST FAN OF NAVI. I LOVE HOW EASY
   INVESTING HAS BECOME.
   
   
   Anoop Puri
   
   
   I STARTED INVESTING IN 2020 AFTER THE PANDEMIC STUCK. I DECIDED TO INVEST A
   SMALL AMOUNT EVERY MONTH TO BUILD AN EMERGENCY FUND. TODAY, THANKS TO NAVI'S
   PERSONALISED GUIDANCE, MY PORTFOLIO HAS GROWN SIGNIFICANTLY.
   
   
   Rachit Jain


 * I'VE BEEN USING THIS MUTUAL FUND APP FOR SOME TIME NOW, AND IT IS SO EASY TO
   USE. THANKS TO ITS SIMPLE INTERFACE, MONITORING THE PERFORMANCE OF MY
   PORTFOLIO HAS BECOME SUPEREASY.
   
   
   Sultan Singh
   
   
   THIS MUTUAL FUND APP HAS BEEN A REVELATION. IT MAKES INVESTING EFFORTLESS.
   THE BEST PART IS I DON'T NEED TO MAINTAIN 20 DIFFERENT APPS TO MANAGE MY
   INVESTMENTS. IT'S DASHBOARD IS SLEEK AND EXTREMELY INTUITIVE.
   
   
   Sumona
   
   
   IF YOU'RE LOOKING FOR A MUTUAL FUND APP THAT OFFERS UNPARALLELED CUSTOMER
   SUPPORT, THEN LOOK NO FURTHER. FROM DAY 1, NAVI HAS BEEN EXTREMELY SUPPORTIVE
   AND COOPERATIVE. I LOVE HOW EASY TO USE IT IS.
   
   
   Archana Rai


 * I HAVE ALWAYS BEEN SOMEONE WHO HAS BEEN SCEPTICAL ABOUT INVESTING IN MUTUAL
   FUNDS DUE TO THEIR UNPREDICABILITY. HOWEVER, THIS APP HAS CHANGED MY
   PERCEPTION. THANKS TO THE PERSONALISED GUIDANCE, INVESTING HAS BECOME A
   CAKEWALK.
   
   
   Sanju John
   
   
   INVESTING IN MUTUAL FUNDS WITH JUST ₹10? INITIALLY I THOUGHT IT WAS A HOAX.
   BUT, WHEN I STARTED USING THE APP AND INVESTING IN MUTUAL FUNDS, MY OPINION
   CHANGED COMPLETELY. TODAY, I AM THE BIGGEST FAN OF NAVI. I LOVE HOW EASY
   INVESTING HAS BECOME.
   
   
   Anoop Puri
   
   
   I STARTED INVESTING IN 2020 AFTER THE PANDEMIC STUCK. I DECIDED TO INVEST A
   SMALL AMOUNT EVERY MONTH TO BUILD AN EMERGENCY FUND. TODAY, THANKS TO NAVI'S
   PERSONALISED GUIDANCE, MY PORTFOLIO HAS GROWN SIGNIFICANTLY.
   
   
   Rachit Jain


 * I'VE BEEN USING THIS MUTUAL FUND APP FOR SOME TIME NOW, AND IT IS SO EASY TO
   USE. THANKS TO ITS SIMPLE INTERFACE, MONITORING THE PERFORMANCE OF MY
   PORTFOLIO HAS BECOME SUPEREASY.
   
   
   Sultan Singh
   
   
   THIS MUTUAL FUND APP HAS BEEN A REVELATION. IT MAKES INVESTING EFFORTLESS.
   THE BEST PART IS I DON'T NEED TO MAINTAIN 20 DIFFERENT APPS TO MANAGE MY
   INVESTMENTS. IT'S DASHBOARD IS SLEEK AND EXTREMELY INTUITIVE.
   
   
   Sumona
   
   
   IF YOU'RE LOOKING FOR A MUTUAL FUND APP THAT OFFERS UNPARALLELED CUSTOMER
   SUPPORT, THEN LOOK NO FURTHER. FROM DAY 1, NAVI HAS BEEN EXTREMELY SUPPORTIVE
   AND COOPERATIVE. I LOVE HOW EASY TO USE IT IS.
   
   
   Archana Rai





EXPLORE OUR VIDEOS


View all


FREQUENTLY ASKED QUESTIONS


WHAT IS THE NAVI APP?


The Navi App is an app that aims to make personal finance simple, accessible,
and affordable. You can download the App from Google Play Store or App Store to
sign up and access a host of products, including personal loans, home loans, and
health insurance with zero paperwork.


HOW TO DOWNLOAD THE NAVI APP?


Android users can download the Navi App from Google Play Store while iPhone
users can download the app from App Store.


WHAT ARE THE PRODUCTS OFFERED ON THE NAVI APP?


Through the Navi App, you can get access to instant cash loans, personal loans,
home loans, and health insurance. You can avail of these products by downloading
the Navi app from Play Store or App Store.


CAN I DIRECTLY INVEST IN MUTUAL FUNDS ON THE NAVI APP?


Yes, you can invest in Mutual Funds on Navi App, starting at ₹10, by following
these steps:


 * Download the Navi app
 * Select a Mutual Fund
 * Complete your KYC
 * Select SIP or Lump Sum
 * Enter the investment amount & start investing!


HOW DOES THE NAVI APP WORK?


The Navi App is extremely simple and easy to use. Download the app from the App
Store or Play Store. Once installed, log in to the Navi App with your mobile
number and get access to a host of personal finance products.


WHERE SHOULD I CONTACT IF I FACE ANY ISSUE WITH THE APP?


For any kind of queries, you can write to help@navi.com


PERSONAL/CASH LOAN FEATURE BENEFITS:


Get an Instant Cash Loan of up to ₹20 Lakh with Navi finserv. Our APR varies
from 9% to 35%* & you can choose a wide range of repayment options starting from
1 to 84 months.
1. Loan Amount: up to ₹20,00,000
2. Interest Rate: up to 26% p.a
3. Loan Tenure: up to 84 Months
4. 100% digital process
5. Instant money transfer to your bank account
6. Minimum household income: ₹3,00,000 p.a.
7. No Security Deposit


EXAMPLE OF HOW NAVI CASH/PERSONAL LOAN WORKS:


Loan Amount = ₹50,000
Tenure = 12 months
Interest Rate = 22% (on reducing principal balance interest calculation)
EMI = ₹4,680
Total Interest Payable = ₹4,680 x 12 months - ₹50,000 Principal = ₹6,160
Processing Fees (incl. GST) - ₹0
Disbursed Amount = ₹50,000
Total Amount Payable = ₹4,680 x 12 months = ₹56,160
Total Cost of the Loan = Interest Amount + Processing Fees = ₹6,160 + ₹0 =
₹6,160
*Note: These numbers are for representation purpose only. Final interest rate &
APR will depend on customer’s credit assessment
Navi Technologies Ltd

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