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We are here for you every step of the way

  Mortgages at  

  RIDGEDALE FEDERAL CREDIT UNION  

APPLY TODAY

Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic
home.

Polar bears live on the ice-covered waters of the arctic, relying almost
entirely on shrinking sea ice for their survival.

KEEP IT LOCAL

GET YOUR MORTGAGE RIGHT HERE AT YOUR CREDIT UNION!

Ridgedale Federal Credit Union and Member First Mortgage, LLC (MFM) have teamed
up to provide affordable mortgage solutions and excellent service to our
members.

From purchase to refinance, we offer a variety of loan programs to help our
members finance their homes.

 * Complete Suite of Mortgage Programs
 * Low Down Payment Options Available
 * Competitive Rates & Closing Costs
 * Easy Online Application
 * Expedited Closings

We will work with you to make sure you get the perfect mortgage loan for your
unique needs!



TAKE ADVANTAGE OF 
OUR COMPETITIVE RATES!

Now may be the perfect time to purchase the home of your dreams or refinance
your current mortgage to save money!



“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”

DONATE TODAY

RESOURCES

KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE

We know that getting a mortgage is a big decision and we want to make sure that
our members have the resources to make the mortgage process as simple as
possible. From application to closing, our expert mortgage team will ensure that
you stay informed.



Mortgage Calculator

Use our Mortgage Calculator to help you estimate how much home you may be able
to afford.

Member First Mortgage

Visit the Member First Mortgage website to learn more about our mortgage partner
and for more mortgage resources.




Find Out More About Loan Products

If you'd like to learn more about individual loan products to figure out which
one is right for you, visit MFM's Loan Product page on their website.

Complete our mortgage application to begin your journey to owning your new home!

APPLY TODAY!

34%





0

RAISED
 $376,943

OUR GOAL
 $1,000,000




John Forsyth, Lead Researcher, The Canadian Polar Insitute





Resources and Realtors

Once you have decided that you are ready to buy your dream home, Ridgedale
Federal Credit Union has high quality resources to assist you.


Mortgage CalculatorMember First MortgageLoan ProductsReal Estate ServicesGet a
Personalized Rate QuoteOR GET A RATE QUOTEOR GET A RATE QUOTE

  Mortgages at  

  Ridgedale FCU  



Home Buyer Guide

Read through our helpful guide that provides additional information about the 4
C's of Home Buying, required documents, the home buying process, and do's and
don'ts.

Home Buyer Guide

Continue Your Application

Have you already started completing a mortgage application? Finish your
application today!

Finish Application




We can help make a house your home!

  Mortgages at 

  NOVARTIS FEDERAL CREDIT UNION 

APPLY TODAY

OR GET A RATE QUOTE

 Mortgages at 

 NOVARTIS FCU 





Address
124 South Ridgedale Ave 
East Hanover, NJ  07936
Email
info@ridgedalefcu.org
Telephone
877.885.4044

CONTACT US

Talk to a Ridgedale FCU mortgage expert today!

* This is not a commitment to lend. All lending products are subject to credit
and property approval. Refinancing an existing mortgage loan may cause the total
finance charges to be higher over the life of the loan. Additional restrictions
may apply. Member First Mortgage, LLC (‘MFM’) (616 44th Street SE, Grand Rapids,
MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage
Lender/Servicer and a partner of Ridgedale Federal Credit Union (124 South
Ridgedale Ave, East Hanover, NJ 07936 | (973) 947.1000 | NMLS ID: 422379). For
MFM’s state disclosure information, please visit MFM’s website. For NMLS
licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing
Opportunity.