www.qardus.com
Open in
urlscan Pro
137.135.129.175
Public Scan
Submitted URL: https://qardus.com/
Effective URL: https://www.qardus.com/
Submission: On December 06 via api from JP — Scanned from JP
Effective URL: https://www.qardus.com/
Submission: On December 06 via api from JP — Scanned from JP
Form analysis 3 forms found in the DOM
Name: mc-embedded-subscribe-form-fixed — GET https://qardus.us20.list-manage.com/subscribe/post-json?u=8d2ebfc174ce5ae5cd4fd29fb&id=c713efa333&c=?
<form action="https://qardus.us20.list-manage.com/subscribe/post-json?u=8d2ebfc174ce5ae5cd4fd29fb&id=c713efa333&c=?" method="get" id="mc-embedded-subscribe-form-fixed" name="mc-embedded-subscribe-form-fixed" class="validate" target="_blank">
<div class="mce-floating-signup__group"> <label for="mce-EMAIL" class="mce-floating-signup__label mb-0">Sign up for updates</label> <input type="email" name="EMAIL" id="mce-EMAIL" class="mce-floating-signup__input"
placeholder="Your email address...">
<div style="position: absolute; left: -5000px;" aria-hidden="true"><input type="text" name="b_8d2ebfc174ce5ae5cd4fd29fb_c713efa333" tabindex="-1" value=""></div><input type="submit" value="Sign up" name="subscribe"
class="mce-floating-signup__submit btn btn-primary">
</div>
<div class="floating-signup--response floating-signup--error text-center m-t-spacer-sm" id="mce-error-response-fixed"></div>
<div class="floating-signup--response floating-signup--success text-center m-t-spacer-sm" id="mce-success-response-fixed"></div>
</form>Name: mc-embedded-subscribe-form-mobile — GET https://qardus.us20.list-manage.com/subscribe/post-json?u=8d2ebfc174ce5ae5cd4fd29fb&id=c713efa333&c=?
<form class="mce-floating-mobile-signup__form" action="https://qardus.us20.list-manage.com/subscribe/post-json?u=8d2ebfc174ce5ae5cd4fd29fb&id=c713efa333&c=?" method="get" id="mc-embedded-subscribe-form-mobile"
name="mc-embedded-subscribe-form-mobile" target="_blank" novalidate=""> <input id="mce-EMAIL" type="email" name="EMAIL" placeholder="Your email address">
<div style="position: absolute; left: -5000px;" aria-hidden="true"><input type="text" name="b_8d2ebfc174ce5ae5cd4fd29fb_c713efa333" tabindex="-1" value=""></div><input type="submit" class="btn btn-secondary" name="subscribe" value="Sign up">
</form>Name: mc-embedded-subscribe-form-footer — GET https://qardus.us20.list-manage.com/subscribe/post-json?u=8d2ebfc174ce5ae5cd4fd29fb&id=c713efa333&c=?
<form action="https://qardus.us20.list-manage.com/subscribe/post-json?u=8d2ebfc174ce5ae5cd4fd29fb&id=c713efa333&c=?" method="get" id="mc-embedded-subscribe-form-footer" name="mc-embedded-subscribe-form-footer"
class="validate mce-signup__form" target="_blank">
<div class="mce-signup__form-group">
<div class="mce-signup__input"> <label class="hide" for="mce-EMAIL"> Email Address </label> <input type="email" name="EMAIL" id="mce-EMAIL" placeholder="Enter your email address..."></div>
<div style="position: absolute; left: -5000px;" aria-hidden="true"><input type="text" name="b_8d2ebfc174ce5ae5cd4fd29fb_c713efa333" tabindex="-1" value=""></div><input type="submit" value="Submit" name="subscribe" id="mc-embedded-subscribe"
class="mce-signup__submit btn btn-primary">
</div>
<div class="mce-validation mce-validation--error" id="mce-error-response-footer"></div>
<div class="mce-validation mce-validation--success" id="mce-success-response-footer"></div>
</form>Text Content
×
Sign up for updates
Qardus uses cookies which are essential for the site to work. Any data collected
is anonymised. By continuing to use this site, you agree to our use of cookies.
Accept cookies Cookie Settings
Don’t invest unless you’re prepared to lose all the money you invest. This is a
high-risk investment and you are unlikely to be protected if something goes
wrong. Take 2 mins to learn more.
Risk Warning
Don’t invest unless you’re prepared to lose all the money you invest. This is a
high-risk investment and you are unlikely to be protected if something goes
wrong. Take 2 mins to learn more.
Read our full Risk Warning Accept
RISK INFORMATION
×
Estimated reading time: 2 min
Due to the potential for losses, the Financial Conduct Authority (FCA) considers
this investment to be high risk.
What are the key risks?
1. You could lose all the money you invest
* Investments on this platform are shares in a Special Purpose Vehicle (SPV)
which is used to fund small and medium-sized businesses (SMEs). Investors
in these shares can lose 100% of the money they invested, as SME
businesses can fail.
* Advertised rates of return aren’t guaranteed. This is not a savings
account. If the underlying SME company does not pay back as agreed, you
could receive less money than expected. A higher advertised rate of return
means a higher risk of losing your money. If it looks too good to be true,
it probably is.
* Checks on the businesses you are investing in, such as how well they are
expected to perform, may not have been carried out by the platform you are
investing through. You should do your own research before investing.
2. You won't get your money back quickly
* If the underlying SME business related to the offer you invest in does not
meet its targets, it may not be able to pay on the scheduled dates. You
may find that you do not have access to your funds until later than
expected or you may be paid less than expected.
* The platform does not offer a secondary market. While another investor may
be interested in buying your investment, there is no guarantee you will
find a buyer at the price you are willing to sell.
3. Don’t put all your eggs in one basket
* Putting all your money into a single business or type of investment for
example, is risky. Spreading your money across different investments makes
you less dependent on any one to do well. A good rule of thumb is not to
invest more than 10% of your money in high-risk investments.
4. You are unlikely to be protected if something goes wrong
* Protection from the Financial Services Compensation Scheme (FSCS), in
relation to claims against failed regulated firms, does not cover poor
investment performance. Try the FSCS investment protection checker here.
* Protection from the Financial Ombudsman Service (FOS) does not cover poor
investment performance. If you have a complaint against an FCA-regulated
platform, FOS may be able to consider it. Learn more about FOS protection
here
If you are interested in learning more about how to protect yourself, visit the
FCA’s website here.
For further information about investment-based crowdfunding, visit the FCA’s
website here.
Close
Qardus
* Funding Solutions
* Islamic Business Finance
* Unsecured Business Finance
* Secured Business Finance
* Investing
* Investments page
* Zakat calculator
* SME referral scheme
* Brokers
* Company
* About Us
* Ethical & Sharia
* Islamic Finance Explained
* SME Funding Explained
* Blog & News
* Contact us
* Log In
* Register
×
SIGN UP FOR UPDATES
SESSION LOG OUT
You haven't used your session for a while. For your security, we will log you
out soon.
100
Log out now Continue navigating
INVEST YOUR MONEY ETHICALLY
Invest now
FUND YOUR BUSINESS
Apply now
INVESTMENTS
Offer Closed
Offer Closed
SIKY LIMITED
Projected net return: 11.34% per year
Term: 6 months
Target: £500,000
Min target: £450,000
Amount raised: £346,870
£10 minimum investment
69.37%
Login to find out more
Offer Closed
Offer Closed
SURGIMED CLINIC LIMITED
Projected net return: 11.01% per year
Term: 24 months
Target: £200,000
Min target: £150,000
Amount raised: £200,000
£10 minimum investment
100%
Login to find out more
View all
HOW IT WORKS
REGISTER
Open your online account in a few simple steps and transfer money from your bank
account.
INVEST
Begin to fund small businesses across the UK that are looking for financing
facilities in an ethical manner.
MANAGE
You will receive your principal and returns in monthly installments from the
businesses you have funded over the term of the facility. Track these repayments
on the investor dashboard.
Get Started
Get started
ETHICAL & SHARIA COMPLIANT
Qardus is a business financing marketplace that is ethical and end-to-end sharia
compliant.
Learn more
LATEST NEWS
CAN MUSLIMS INVEST IN GOLD
by Shazia Hussain
Gold is an attractive halal option for Muslims looking to invest in an a Sharia
compliant way. Gold trading can align with Islamic principles and offer
stability and resilience against market fluctuations.
Posted
08/05/2024
Read more
INHERITANCE TAX AND ISLAM
by Shazia Hussain
Discover the intersection of Islamic principles and UK inheritance laws for
Muslims in the UK. Whilst Sharia law governs estate management is Islam the UK
has inheritance laws Muslims have to abide by.
Posted
08/05/2024
Read more
IS THERE AN ISLAMIC CRYPTOCURRENCY?
by Shazia Hussain
There has been an increase in the use and trade of Islamic cryptocurrency and
Islamic coin. This article examines what Islamic coin is and how it relates to
Islamic finance.
Posted
09/04/2024
Read more
AS SEEN ON
FREQUENTLY ASKED QUESTIONS
1. WHAT IS ETHICAL FINANCE?
While there is no universally accepted definition of ethical finance, the
Ethical Finance Hub describes it as "A system of financial management or
investment that seeks qualitative outcomes other than purely the management
of returns. Outcomes sought may reflect ideas from faith, social,
environmental and governance theories."
2. WHAT IS ISLAMIC OR SHARIA COMPLIANT FINANCE?
Islamic finance refers to a financing system which is modeled on Islamic
principles such as no interest-based products, transparency, fairness,
equitable products, manageable debt products, risk-sharing products and many
other noble concepts. Islamic finance includes Islamic banking, Islamic
capital markets, Islamic money markets, Islamic insurance (Takaful), Islamic
microfinance and Islamic wealth management firms.
3. IS ISLAMIC OR SHARIA COMPLIANT FINANCE ETHICAL?
The World Bank mentions that Islamic finance is ethical, sustainable,
environmentally and socially responsible finance. It promotes risk sharing,
connects the financial sector with the real economy, and emphasizes
financial inclusion and social welfare.
4. WHAT IS QARDUS?
Qardus is the first ethical sharia compliant business financing marketplace
in the UK. On one side of the marketplace, small businesses can obtain
sharia compliant business financing in a fast and affordable manner. On the
other side of the marketplace investors can generate attractive returns by
funding ethical SMEs across a range of sectors.
5. WHAT ARE OUR FEES?
We charge an arrangement fee ranging from 5% to 7% that is paid by the small
business seeking financing on drawdown of the funds. In practice, it will be
retained from the advance.
6. WHAT SORT OF FINANCING DOES QARDUS PROVIDE?
We offer secured and unsecured business financing in the UK with an average
ticket size up to £500k and terms of up to 36 months. Later on, we plan to
offer asset financing with longer duration.
View all FAQs
INVEST YOUR MONEY NOW
Investing
SIGN UP FOR QARDUS UPDATES
Sign up to get notified when our latest offers go live, relevant news and more.
Email Address
Contact:
contact@qardus.com
020 3997 4757
Address:
3.09a 1 Lyric Square
London
W6 0NB
Funding Type
* Islamic business finance
Partners
* Brokers
Funding Solutions
* Unsecured business loans
* Secured business finance
* Alternative business finance
* Working capital finance
* Small business finance
* Business line of credit
Industries
* Healthcare finance
* Manufacturing finance
Legal
* Risk Warning
* Investor Terms & Conditions
* Privacy Policy
* Website Terms
Investing in offers providing financing to SME companies involves risks,
including loss of capital, illiquidity, lack of dividends and dilution, and it
should be done only as part of a diversified portfolio. Investing using this
platform is only for investors who understand these risks. You will only be able
to invest in an offer once you have met our conditions for becoming a registered
member.
PLEASE CLICK HERE TO READ THE FULL RISK WARNING
Qardus Limited (FRN 921442) is an appointed representative of Share In Ltd (FRN
603332), which is authorised and regulated by the Financial Conduct Authority.
Investments offered for sale on this website are not offers to the public.
Investment can only be made by registered investors on the basis of information
provided by Qardus Limited.
Direct Investment Platforms
© 2024 Qardus — All Rights Reserved.