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PURCHASE


MORTGAGE RATES TODAY FOR 

 * HELOC
 * Purchase
   
 * Refinance

NO COMMISSIONS.
FAST PRE-APPROVAL, WITH NO HARD CREDIT PULL.

The below rates are estimated rates current as of: 1:50 p.m. GMT on Jan 20

 * 30-yr fixed
   Info
   
   get-started
   
   
   RATE
   
   6.875%
   
   
   APR
   
   7.101%
   
   
   POINTS (COST)
   
   2.02 ($3,230)
   
   
   TERM
   
   30-yr fixed
   Info
   
   
   RATE
   
   6.875%
   
   
   APR
   
   7.101%
   
   
   POINTS (COST)
   
   2.02 ($3,230)
   
   Get Started

 * 30-yr fixed FHA
   Info
   
   get-started
   
   
   RATE
   
   7.000%
   
   
   APR
   
   7.422%
   
   
   POINTS (COST)
   
   2.26 ($3,612)
   
   
   TERM
   
   30-yr fixed FHA
   Info
   
   
   RATE
   
   7.000%
   
   
   APR
   
   7.422%
   
   
   POINTS (COST)
   
   2.26 ($3,612)
   
   Get Started

 * 20-yr fixed
   Info
   
   get-started
   
   
   RATE
   
   7.375%
   
   
   APR
   
   7.694%
   
   
   POINTS (COST)
   
   2.14 ($3,425)
   
   
   TERM
   
   20-yr fixed
   Info
   
   
   RATE
   
   7.375%
   
   
   APR
   
   7.694%
   
   
   POINTS (COST)
   
   2.14 ($3,425)
   
   Get Started

 * 15-yr fixed
   Info
   
   get-started
   
   
   RATE
   
   7.125%
   
   
   APR
   
   7.574%
   
   
   POINTS (COST)
   
   2.51 ($4,014)
   
   
   TERM
   
   15-yr fixed
   Info
   
   
   RATE
   
   7.125%
   
   
   APR
   
   7.574%
   
   
   POINTS (COST)
   
   2.51 ($4,014)
   
   Get Started



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1:37




THE DIFFERENCE BETWEEN “FIXED RATE” AND “ADJUSTABLE”

1:16




WHAT ARE POINTS AND CREDITS?

 * Rates can change several times a day, so we make sure you have the latest. We
   updated them at 1:50 p.m. GMT on Jan 20. Interest rates and APRs are for
   informational purposes and do not include all applicable fees. Your actual
   rates, payments, and costs may differ.
 * Rates and fees are as of time displayed above and are subject to change
   without notice.
 * The one-time costs shown include points/credits and third-party fees. An
   escrow deposit, pre-paid interest, and other charges may be required
   depending on your situation.
 * We don’t yet have your complete financial picture. Your actual rate, payment
   and costs could be higher. Get an official Loan Estimate before choosing a
   loan.
 * Loan approval is subject to underwriter review: not everyone who applies will
   be approved.
 * We also assume: closing costs are paid out of pocket; your debt-to-income
   ratio is below 35%; you are purchasing or refinancing a single-family home
   that is your primary residence; you are making a down payment of 20%; and
   your credit score is 760 or higher.
 * Refinancing may cause your finance charges to be higher over the life of the
   loan.



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