www2.tsfhealth.com
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20.36.43.207
Public Scan
Submitted URL: http://tinyurl.com/8exp86dh
Effective URL: https://www2.tsfhealth.com/Default.aspx?ImgVersion=V11&css=v1&SubID=lendingstudios.com&hideBack=y&confirmation=3149605423&S...
Submission: On November 16 via manual from US — Scanned from DE
Effective URL: https://www2.tsfhealth.com/Default.aspx?ImgVersion=V11&css=v1&SubID=lendingstudios.com&hideBack=y&confirmation=3149605423&S...
Submission: On November 16 via manual from US — Scanned from DE
Form analysis 1 forms found in the DOM
POST ./Default.aspx?ImgVersion=V11&css=v1&SubID=lendingstudios.com&hideBack=y&confirmation=3149605423&SourceID=2&ShowSubmit=1&utm_source=SMS_54_93&utm_medium=18893&utm_campaign=CST-13&utm_content=1049&utm_term=2021-11-15&RecordID=99554874&DialerListID=18893&FName=Carpenter&Address=1204+E+Pierpont+Meadows+Rd
<form method="post"
action="./Default.aspx?ImgVersion=V11&css=v1&SubID=lendingstudios.com&hideBack=y&confirmation=3149605423&SourceID=2&ShowSubmit=1&utm_source=SMS_54_93&utm_medium=18893&utm_campaign=CST-13&utm_content=1049&utm_term=2021-11-15&RecordID=99554874&DialerListID=18893&FName=Carpenter&Address=1204+E+Pierpont+Meadows+Rd"
id="ctl01" class="modal ng-pristine ng-valid" onsubmit="return false;" ng-class="{'final-question':currentTab==maxTab}">
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATE" id="__VIEWSTATE"
value="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">
</div>
<div class="aspNetHidden">
<input type="hidden" name="__VIEWSTATEGENERATOR" id="__VIEWSTATEGENERATOR" value="CA0B0334">
</div>
<input ng-model="lead.LDCR" name="confirmation" id="confirmation" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input name="LeadID" id="LeadID" type="hidden">
<input ng-model="lead.SR_TOKEN" id="" type="hidden" name="SR_TOKEN" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="1163707884120118951">
<input ng-model="lead.LeadIDTocken" id="leadid_token" type="hidden" name="universal_leadid" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="8A2A9BD7-4AF9-7EC2-00EE-8DC98FC08166">
<input ng-model="lead.SourceID" id="SourceID" name="SourceID" type="hidden" value="" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input ng-model="lead.DataSource" id="DataSource" name="DataSource" type="hidden" value="" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<md-progress-linear md-mode="indeterminate" class="md-warn fix-bar" value="6.25" aria-valuemin="0" aria-valuemax="100" role="progressbar" aria-valuenow="6.25">
<div class="md-container md-mode-indeterminate">
<div class="md-dashed"></div>
<div class="md-bar md-bar1"></div>
<div class="md-bar md-bar2" style="transform: translateX(-46.875%) scale(0.0625, 1);"></div>
</div>
</md-progress-linear>
<span class="brand"><i class="fas fa-home-heart" aria-hidden="true"></i>Mortgage Reset</span>
<div class="questionnaire">
<div class="question" ng-show="currentTab==1" aria-hidden="false">
<span class="name">Updated Mortgage<br>Evaluation For:</span>
<div class="selection">
<span id="home-image">
<!-- ngIf: googleStreetViewSrc --><img ng-if="googleStreetViewSrc" width="520" height="180"
ng-src="https://maps.googleapis.com/maps/api/streetview?size=520x180&location=1204%20E PIERPONT MEADOWS RD%20COLUMBIA%20MO%2065201&key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY" class="ng-scope"
src="https://maps.googleapis.com/maps/api/streetview?size=520x180&location=1204%20E PIERPONT MEADOWS RD%20COLUMBIA%20MO%2065201&key=AIzaSyCp0-7a50jNl_qY0wMsTXgvtAoU6kt3wVY"><!-- end ngIf: googleStreetViewSrc -->
<!-- ngIf: !googleStreetViewSrc -->
</span>
<input type="text" id="autocomplete" ng-model="lead.Address" class="ng-pristine ng-untouched ng-valid pac-target-input" tabindex="0" aria-invalid="false" placeholder="Geben Sie einen Standort ein." autocomplete="off">
</div>
<span class="description">Takes About 60 Seconds!</span>
</div>
<div class="question ng-hide" ng-show="currentTab==2" aria-hidden="true">
<span class="name">Property Type</span>
<div class="options">
<input type="radio" ng-click="changePropertyType('Single Family');" id="singlefamily" value="Single Family" name="propertytype" tabindex="0">
<label class="box" for="singlefamily">
<i class="fas fa-house-user" aria-hidden="true"></i> Single Family </label>
<input type="radio" ng-click="changePropertyType('MultiFamily');" id="multifamily" value="MultiFamily" name="propertytype" tabindex="0">
<label class="box" for="multifamily">
<i class="fas fa-home" aria-hidden="true"></i> MultiFamily </label>
<input type="radio" ng-click="changePropertyType('Condominium');" id="condominium" value="Condominium" name="propertytype" tabindex="0">
<label class="box" for="condominium">
<i class="fas fa-building" aria-hidden="true"></i> Condominium </label>
<input type="radio" ng-click="changePropertyType('Mobile Home');" id="mobilehome" value="Manufactured or Mobile Home" name="propertytype" tabindex="0">
<label class="box" for="mobilehome">
<i class="fas fa-caravan" aria-hidden="true"></i> Mobile Home </label>
<input id="propertytype" ng-model="lead.PropertyType" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="Single Family">
</div>
<span class="description">Select the property type of your home.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==3" aria-hidden="true">
<span class="name">Property Value</span>
<div class="selection">
<span class="value"><span id="propertyvalue" class="ng-binding">$620,007 - $640,007</span></span>
<input type="range" ng-model="lead.EstimatedHomeValue" id="propertyslider" class="slider ng-pristine ng-untouched ng-valid" min="50000" max="1000000" step="20000" aria-valuemin="50000" aria-valuemax="1000000" tabindex="0" aria-invalid="false"
aria-valuenow="630007">
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==4" aria-hidden="true">
<span class="name">Current Balance</span>
<div class="selection">
<span class="value"><span id="balancevalue" class="ng-binding">$338,200</span></span>
<input type="range" id="balanceslider" ng-model="lead.LoanAmount" class="slider ng-pristine ng-untouched ng-valid" min="0" max="630007" step="5000" aria-valuemin="0" aria-valuemax="1000000" tabindex="0" aria-invalid="false"
aria-valuenow="338200">
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==5" aria-hidden="true">
<span class="name">Borrow Additional Cash</span>
<div class="selection">
<span class="value"><span id="borrowvalue" class="ng-binding">$5,000</span></span>
<input type="range" id="borrowslider" ng-model="lead.CashOut" class="slider ng-pristine ng-untouched ng-valid" min="0" max="291807" step="5000" aria-valuemin="0" aria-valuemax="5000" tabindex="0" aria-invalid="false" aria-valuenow="5000">
</div>
<span class="description">Home improvement, debt consolidation etc.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==6" aria-hidden="true">
<span class="name">Current Interest Rate </span>
<div class="selection">
<span class="value"><span id="interestvalue" class="ng-binding">3.65</span> %</span>
<input type="range" id="interestslider" ng-model="lead.InterestRateLoan1" class="slider ng-pristine ng-untouched ng-valid" min="2" max="12" step="0.25" aria-valuemin="2" aria-valuemax="12" tabindex="0" aria-invalid="false"
aria-valuenow="3.65">
</div>
<span class="description">Just an estimate is fine.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==7" aria-hidden="true">
<span class="name">Current Rate Type</span>
<div class="options">
<input type="radio" ng-click="changeLoanType('Fixed');" id="fixed" value="Fixed" name="ratetype" tabindex="0">
<label class="box" for="fixed" ng-click="changeLoanType('Fixed');" role="button" tabindex="0">
<i class="fas fa-chart-bar" aria-hidden="true"></i> Fixed </label>
<input type="radio" ng-click="changeLoanType('Adjustable');" id="adjustable" value="Adjustable" name="ratetype" tabindex="0">
<label class="box" for="variable" ng-click="changeLoanType('Adjustable');" role="button" tabindex="0">
<i class="fas fa-chart-line" aria-hidden="true"></i> Variable </label>
<input id="ratetype" ng-model="lead.LoanType" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="Fixed">
</div>
<span class="description">What type of rate do you have?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==8" aria-hidden="true">
<span class="name">Current Loan Term</span>
<div class="options stack">
<input type="radio" id="years30" value="30" ng-click="changeLoanTerm(30)" name="loanterm" tabindex="0">
<label class="box" for="years30" ng-click="changeLoanTerm(30)" role="button" tabindex="0">
<span>30</span> Years </label>
<input type="radio" id="years20" value="20" ng-click="changeLoanTerm(20)" name="loanterm" tabindex="0">
<label class="box" for="years20" ng-click="changeLoanTerm(20)" role="button" tabindex="0">
<span>20</span> Years </label>
<input type="radio" id="years15" value="15" name="loanterm" ng-click="changeLoanTerm(15)" tabindex="0">
<label class="box" for="years15" ng-click="changeLoanTerm(15)" role="button" tabindex="0">
<span>15</span> Years </label>
<input type="radio" id="years10" value="10" name="loanterm" ng-click="changeLoanTerm(10)" tabindex="0">
<label class="box" for="years10" ng-click="changeLoanTerm(10)" role="button" tabindex="0">
<span>10</span> Years </label>
<input type="radio" id="years7" value="7" name="loanterm" ng-click="changeLoanTerm(7)" tabindex="0">
<label class="box" for="years7" ng-click="changeLoanTerm(7)" role="button" tabindex="0">
<span>7</span> Years </label>
<input type="radio" id="years5" value="5" name="loanterm" ng-click="changeLoanTerm(2)" tabindex="0">
<label class="box" for="years5" ng-click="changeLoanTerm(2)" role="button" tabindex="0">
<span>5</span> Years </label>
<input id="loanterm" ng-model="lead.LoanTerm" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="30">
</div>
<span class="description">Select your current loan term.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==9" aria-hidden="true">
<span class="name">Credit Score</span>
<div class="options">
<input type="radio" id="excellent" value="EXCELLENT" ng-click="changeCreditRating('EXCELLENT')" name="creditscore" tabindex="0">
<label class="box" for="excellent" ng-click="changeCreditRating('EXCELLENT')" role="button" tabindex="0">
<i class="far fa-grin-stars" aria-hidden="true"></i> Excellent (680+) </label>
<input type="radio" id="good" value="GOOD" name="creditscore" ng-click="changeCreditRating('GOOD')" tabindex="0">
<label class="box" for="good" ng-click="changeCreditRating('GOOD')" role="button" tabindex="0">
<i class="far fa-smile" aria-hidden="true"></i> Good (600-679) </label>
<input type="radio" id="fair" value="FAIR" name="creditscore" ng-click="changeCreditRating('FAIR')" tabindex="0">
<label class="box" for="fair" ng-click="changeCreditRating('FAIR')" role="button" tabindex="0">
<i class="far fa-meh" aria-hidden="true"></i> Fair (580-639) </label>
<input type="radio" id="poor" value="POOR" name="creditscore" ng-click="changeCreditRating('POOR')" tabindex="0">
<label class="box" for="poor" ng-click="changeCreditRating('POOR')" role="button" tabindex="0">
<i class="far fa-frown" aria-hidden="true"></i> Poor (< 579) </label>
<input id="creditscore" ng-model="lead.CreditRating" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false" value="EXCELLENT">
</div>
<span class="description">Select yout credit score range.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==10" aria-hidden="true">
<span class="name">Loan Type</span>
<div class="options">
<input type="radio" id="conventional" ng-click="changeCurrentLoanType('CONVENTIONAL');" value="CONVENTIONAL" name="newloantype" tabindex="0">
<label class="box" for="conventional" ng-click="changeCurrentLoanType('CONVENTIONAL');" role="button" tabindex="0">
<i class="fas fa-money-check-alt" aria-hidden="true"></i> Conventional </label>
<input type="radio" id="va" value="VA" ng-click="changeCurrentLoanType('VA');" name="newloantype" tabindex="0">
<label class="box" for="va">
<i class="far fa-id-badge" aria-hidden="true"></i> VA </label>
<input type="radio" id="fha" value="FHA" ng-click="changeCurrentLoanType('FHA');" name="newloantype" tabindex="0">
<label class="box" for="fha" ng-click="CurrentLoanType('FHA');" role="button" tabindex="0">
<i class="fas fa-warehouse" aria-hidden="true"></i> FHA </label>
<input id="newloantype" value="CONVENTIONAL" type="hidden">
</div>
<span class="description">Select the loan type.</span>
</div>
<div class="question ng-hide" ng-show="currentTab==11" aria-hidden="true">
<span class="name">Military Service?</span>
<div class="options">
<input type="radio" id="militaryyes" ng-click="ChangeVAStatus(true);" value="true" name="military" tabindex="0">
<label class="box" for="militaryyes" ng-click="ChangeVAStatus(true);" role="button" tabindex="0">
<i class="far fa-flag-usa" aria-hidden="true"></i> Yes </label>
<input type="radio" id="militaryno" ng-click="ChangeVAStatus(false);" value="false" name="military" tabindex="0">
<label class="box" for="militaryno" ng-click="ChangeVAStatus(false);" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="military" ng-model="lead.VAStatus" value="false" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<span class="description">Have you or your spouse served in the US Military?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==12" aria-hidden="true">
<span class="name">Bankruptcy or Foreclosure?</span>
<div class="options">
<input type="radio" id="bankruptcyyes" ng-click="ChangeBankrInPastThreeYears(true)" value="true" name="bankruptcy" tabindex="0">
<label class="box" for="bankruptcyyes" ng-click="ChangeBankrInPastThreeYears(true)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="bankruptcyno" ng-click="ChangeBankrInPastThreeYears(false)" value="false" name="bankruptcy" tabindex="0">
<label class="box" for="bankruptcyno" ng-click="ChangeBankrInPastThreeYears(false)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="bankruptcy" ng-model="lead.BankrInPastThreeYears" value="false" type="hidden" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<span class="description">Have you had a bankruptcy or foreclosure in the last 3 years?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==13" aria-hidden="true">
<span class="name">Late Payments?</span>
<div class="options">
<input type="radio" id="latepaymentsyes" ng-click="ChangeCurrentOnPayment(false)" value="false" name="latepayments" tabindex="0">
<label class="box" for="latepaymentsyes" ng-click="ChangeCurrentOnPayment(false)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="latepaymentsno" ng-click="ChangeCurrentOnPayment(true)" value="true" name="latepayments" tabindex="0">
<label class="box" for="latepaymentsno" ng-click="ChangeCurrentOnPayment(true)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="latepayments" ng-click="lead.CurrentOnPayment" value="true" type="hidden" tabindex="0">
</div>
<span class="description">Late payments in the past year?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==14" aria-hidden="true">
<span class="name">Verified Income?</span>
<div class="options">
<input type="radio" id="verifiedyes" ng-click="ChangeIncomeVerifiable(true)" value="true" name="verifiedincome" tabindex="0">
<label class="box" for="verifiedyes" ng-click="ChangeIncomeVerifiable(true)" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="verifiedno" ng-click="ChangeIncomeVerifiable(false)" value="false" name="verifiedincome" tabindex="0">
<label class="box" for="verifiedno" ng-click="ChangeIncomeVerifiable(false)" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="verifiedincome" ng-click="lead.IncomeVerifiable" value="true" type="hidden" tabindex="0">
</div>
<span class="description">Can you verify your income?</span>
</div>
<div class="question ng-hide" ng-show="currentTab==15" aria-hidden="true">
<span class="name" style="font-size: 18px;">Would you be interested in a home equity line of credit?</span>
<div class="options">
<input type="radio" id="interestcredityes" ng-click="ChangeLineCreditInterest('Yes')" value="Yes" name="interestcredit" tabindex="0">
<label class="box" for="interestcredityes" ng-click="ChangeLineCreditInterest('Yes')" role="button" tabindex="0">
<i class="fas fa-check" aria-hidden="true"></i> Yes </label>
<input type="radio" id="interestcreditno" ng-click="ChangeLineCreditInterest('No')" value="No" name="interestcredit" tabindex="0">
<label class="box" for="interestcreditno" ng-click="ChangeLineCreditInterest('No')" role="button" tabindex="0">
<i class="fas fa-times" aria-hidden="true"></i> No </label>
<input id="interestcredit" ng-click="lead.LineCreditInterest" value="true" type="hidden" tabindex="0">
</div>
<span class="description">Can you verify your income?</span>
</div>
<div class="question ng-hide" style="height:425px" ng-show="currentTab==16" id="final" aria-hidden="true">
<span class="name"></span>
<div class="selection">
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.FName" placeholder=" First Name" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
<input type="text" ng-model="lead.LName" placeholder=" Last Name" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.Email" placeholder=" Email" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
<div class="field" style="margin:0 0 10px 0">
<input type="text" ng-model="lead.Phone" placeholder=" Phone Number" oninput="this.className = ''" class="ng-pristine ng-untouched ng-valid" tabindex="0" aria-invalid="false">
</div>
</div>
<span class="description">Fill out the form to check your custom rates.</span>
<div class="disclaimer">
<span class="conditions">
<input type="hidden" id="leadid_tcpa_disclosure" autocomplete="off">
<div id="srDisclosure" style="font-size: 10px; text-align: justify; color: #131313;"><input type="hidden" id="leadid_tcpa_disclosure"><label for="leadid_tcpa_disclosure">By clicking the button above, you acknowledge, consent and agree to
the following: a) Our <a href="http://www.securerights.org/privacy.html" target="_blank">Privacy Policy</a> and consent to receive notices and other
<a href="http://www.securerights.org/electroniccommunications.html" target="_blank">communications electronically</a>; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your
information with up to four (4) of its <a href="http://www.securerights.org/networkmembers.html" target="_blank">Premier Partners</a> and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third
parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS)
and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the
Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the
<a href="http://securerights.org/licenses.html" target="_blank">Mortgage Broker Disclosures</a> for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your
personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175.</label></div>
</span>
</div>
</div>
</div>
<div class="actions">
<!-- ngIf: currentTab!=1 && currentTab!=maxTab -->
<!-- ngIf: currentTab!=maxTab --><button type="button" id="next" ng-if="currentTab!=maxTab" class="next ng-scope" ng-click="changeTab(1)" tabindex="0">Next</button><!-- end ngIf: currentTab!=maxTab -->
<!-- ngIf: currentTab==maxTab -->
</div>
<input type="hidden" name="xxTrustedFormToken" id="xxTrustedFormToken_0" value="https://cert.trustedform.com/a077b0bf0cf2be0a668797ba4f69934e340b2b78"><input type="hidden" name="xxTrustedFormCertUrl" id="xxTrustedFormCertUrl_0"
value="https://cert.trustedform.com/a077b0bf0cf2be0a668797ba4f69934e340b2b78"><input type="hidden" name="xxTrustedFormPingUrl" id="xxTrustedFormPingUrl_0"
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Mortgage Reset Updated Mortgage Evaluation For: Takes About 60 Seconds! Property Type Single Family MultiFamily Condominium Mobile Home Select the property type of your home. Property Value $620,007 - $640,007 Just an estimate is fine. Current Balance $338,200 Just an estimate is fine. Borrow Additional Cash $5,000 Home improvement, debt consolidation etc. Current Interest Rate 3.65 % Just an estimate is fine. Current Rate Type Fixed Variable What type of rate do you have? Current Loan Term 30 Years 20 Years 15 Years 10 Years 7 Years 5 Years Select your current loan term. Credit Score Excellent (680+) Good (600-679) Fair (580-639) Poor (< 579) Select yout credit score range. Loan Type Conventional VA FHA Select the loan type. Military Service? Yes No Have you or your spouse served in the US Military? Bankruptcy or Foreclosure? Yes No Have you had a bankruptcy or foreclosure in the last 3 years? Late Payments? Yes No Late payments in the past year? Verified Income? Yes No Can you verify your income? Would you be interested in a home equity line of credit? Yes No Can you verify your income? Fill out the form to check your custom rates. By clicking the button above, you acknowledge, consent and agree to the following: a) Our Privacy Policy and consent to receive notices and other communications electronically; b) We take your privacy seriously. You are providing express written consent for SecureRights to share your information with up to four (4) of its Premier Partners and for SecureRights, parties calling on behalf of Secure Rights, Premier Partners or authorized third parties on their behalf to contact you (including through automated means; e.g. autodialing, text and pre-recorded messaging) about financial services or other credit related offers via telephone, mobile device (including SMS and MMS) and/or email, even if your telephone number is currently listed on any state, federal, local or corporate Do Not Call list; c) Consent to be contacted is not required in order to purchase goods or services from SecureRights or the Premier Partners that contact you. You may choose to speak with an individual service provider by dialing (888) 883-2062; and d) That I have received and reviewed the Mortgage Broker Disclosures for my state; and e) You are providing written consent under the Fair Credit Reporting Act for SecureRights to obtain information from your personal credit profile. You authorize SecureRights to obtain such information solely to prequalify you for credit options and connect you with an appropriate lending partner. Secure Rights NMLS 3175. Next scroll down to learn more The Refinancing Process< The process of a loan refinance involves taking out a new loan in order to pay off an existing loan(s) or to access equity on a mortgage loan. Typically, borrowers will choose to refinance to obtain a lower interest rate or lower their loan repayment amount. Before you choose to refinance your mortgage loan, it is important to understand your options and reasons for refinancing. Borrowers with sufficient equity in their homes can refinance to meet current personal or financial needs. Most borrowers will refinance in order to: Leverage a lower interest rate. Pay off a loan sooner by shortening a loan term. Cash-out-refinance to use home equity for home improvements or to pay off high-interest loans/credit cards. With a cash-out refinance, you refinance for a higher loan amount than what you owe and get to keep the difference. Any proceeds you receive are tax-free. Typically, mortgage interest rates are lower than interest rates on other debts. For this reason, a cash-out refinance can consolidate or pay off debt in a financially-smart way. Also, mortgage interest is tax-deductible, but the interest on other debts usually isn’t. Replace an adjustable-rate mortgage to a fixed-rate mortgage. Eliminate mortgage insurance. Refinancing can sometimes drop the need for mortgage insurance – a monthly fee you pay to protect your lender in the event that you default on the loan. Before going through the process of refinancing a loan, there are a few important things to evaluate. First, check your credit score to ensure that you will be able to obtain lower your interest rate. Remember, interest rates and the amount you will be permitted to borrow are dependent on your credit score. Know your debt-to-income ratio or DTI. DTI is your total monthly debt payments divided by your gross monthly income. DTI is used by lenders to determine your ability to repay the money you’re borrowing. (Most lenders require a DTI of 50% or lower. A DTI that’s too high could disqualify you from refinancing or limit your refinance options.) Secondly, refinancing does come with a cost, upfront. Typically, the savings that follow over the long-term far outweigh the refinancing costs, but there are cases where this isn’t true. Refinancing will have a loan origination fee, closing fee, and other loan fees. When it comes to refinancing your home mortgage, not all packages are the same; not all lenders will offer the same interest rates or deals. Make sure you examine all your lending options to uncover your best rate and the best terms. Seek out a few quotes before inquiring with your current lender. See what kind of rates you can get from competitors before inquiring with your current lender about refinancing. This will help you negotiate better terms with your current lender.