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PRIVACY & SECURITY CENTER

Effective as of August 26, 2024

To access the disclosures about the relevant privacy practices for the service
you are using, please use the links provided below. We have recently made
revisions to certain of these privacy policies, specifically the
Intercontinental Exchange Privacy Policy, the ICE Mortgage Technology Privacy
Policy, and the Black Knight Privacy Policy.

ICE

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Privacy Policy


Events Privacy Policy


ICE Candidate Privacy Policy


ICE Member & User Privacy Policy


Terms of Use


Security


Sub-Processors


Additional Terms


General Data Protection Regulation (GDPR) FAQs


DORA Terms



ICE MORTGAGE TECHNOLOGY

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Privacy Policy


Events Privacy Policy


Terms of Use


Material Subcontractors



BLACK KNIGHT

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Privacy Policy



ICE PRIVACY POLICY

Last updated: May 2024 / Effective date: May 2024

PURPOSE & SCOPE

--------------------------------------------------------------------------------

This Privacy Policy (this “Privacy Policy”) describes how and why
Intercontinental Exchange, Inc. ("ICE"), New York Stock Exchange LLC ("NYSE")
and the ICE affiliates here: ice.com/privacy-policy (each an "ICE Affiliate")
who post this Privacy Policy on their website (the “Websites”), collect and
process information that may be used, directly or indirectly, to identify you
(“Personal Information”), how this Personal Information is protected, and your
rights in relation to it. Offline collections of your Personal Information are
governed by separate privacy policies, including the ICE Events Privacy Policy.

ICE Affiliates provide services through www.theice.com, www.nyse.com, or
www.intercontinentalexchange.com; any other Websites where this Privacy Policy
is posted; and any software application made available by ICE, NYSE or an ICE
Affiliate for use on a computer, tablet, mobile phone or other mobile device
(together, the "Digital Services"). The Digital Services are owned and operated
by ICE. Unless this Privacy Policy states otherwise, in this Privacy Policy, the
terms "us", "we" or "our" refer collectively to ICE, NYSE and the ICE
Affiliates.

This Privacy Policy applies only to the Personal Information collected through
the Digital Services. It does not apply to access to ICE's electronic trading
platforms, whether provided through the Internet or by other means. Access to
ICE's electronic trading platforms is limited to members and participants of the
relevant market who have entered into off-line agreements with ICE or an
affiliate of ICE for such access, and is governed by the terms of those off-line
agreements. Such agreements also explain how the Personal Information collected
by ICE's electronic trading platforms is processed.

Your use of the Digital Services is subject to ICE's Terms of Use, available
from our homepage, including any applicable limitations on damages.

CALIFORNIA CONSUMER NOTICE OF COLLECTION

--------------------------------------------------------------------------------

This Privacy Policy is provided to all California consumers subject to this
Privacy Policy. You may access specific topics in this Privacy Policy by
clicking on the relevant links below:

Changes to this Privacy Policy
Collection of Personal Information
Use of Your Personal Information
Cookies & Other Tracking Technologies
Disclosures & Onward Transfers
Your Choices
International Transfers of Personal Information
Your Rights in Relation to Your Personal Information
Security & Retention
Your Security Obligations
Children
Other Sites
California Shine the Light
Additional Terms
Contact Us

1. CHANGES TO THIS PRIVACY POLICY


This Privacy Policy is current as of the effective date set forth above. We
reserve the right to change this Privacy Policy from time to time. Changes and
modifications to this Privacy Policy will be effective immediately upon posting
of the changes and modifications on the Digital Services, except where
prohibited by law. You should therefore periodically visit this page to review
the current Privacy Policy. If we change this Privacy Policy, we will notify you
of the changes by updating the effective date at the top of this policy and, if
required by applicable laws, by other means, such as email or notice within the
Digital Services. If at any time you choose not to accept the terms of this
Privacy Policy, you should not use the Digital Services.

2. COLLECTION OF PERSONAL INFORMATION


Personal Information We Collect Directly from You

We collect, or have collected in the previous 12 months, Personal Information
from you when you use the Digital Services. The type of Personal Information
that we collect from you depends on your particular interaction with the Digital
Services. We collect Personal Information from you directly (such as your
registration information), automatically (via technologies such as cookies), and
from other sources, including commercially available sources, such as public
databases (where permitted by law).

We require you to register with the Digital Services to access certain features.
When we do, we may collect the following information from you during the
registration process:

 * Identifiers, such as your name, date of birth, age, address, country of
   residence, phone number, email address, account login and password, or other
   identification details;
 * Commercial information including records of products or services purchased,
   obtained, or considered, or other purchasing or consuming histories or
   tendencies;
 * Sensitive Personal Information such as precise geolocation information,
   biometric data, and data pertaining to race, ethnicity, religious beliefs,
   sexual orientation data, or military status;
 * Education information, such as the information included in your curriculum
   vitae;
 * Professional information, such as your job title, company, or investor type;
 * Financial information, such as your credit card information when making a
   purchase through the Digital Services (a third party service provider
   processes these transactions on our behalf and will collect from you your
   contact information (such as your name, address, and e-mail) and financial
   information (such as credit card number and expiration date));
 * Audio, electronic, visual, or similar information, such as photographs or
   voice recordings; and
 * Your preferences, such as how often you wish to receive marketing or other
   communications.

Personal Information We Collect Automatically

We and our third party service providers use cookies, web beacons, and other
tracking technologies to collect Personal Information about you automatically as
you use our Digital Services. Examples of this type of Personal Information
include, but are not limited to:

 * Information about your estimated location as may be determined from the IP
   Address; and
 * Information about the device you are using, such as:
 * Internet Protocol (or IP) address or device ID/UDID, protocol and sequence
   information;
 * Browser language and type;
 * Domain name system requests;
 * Browsing history, time spent at a domain, time and date of your visit, number
   of clicks, or location data;
 * HTTP headers, application client and server banners;
 * Hardware model, operating system, application version number, device or
   browser data;
 * Personal Information that is aggregated, anonymized, or otherwise rendered
   non-identifiable (collectively “Nonidentifiable Data”) ; and
 * Internet or other electronic network activity information, such as the dates
   and times of your use of the Digital Services, the route by which you choose
   to access them, and your use of any hyperlinks or downloadable content
   available on the Digital Services.



We may combine this information with other Personal Information that we collect
about you. For additional information about our use of these technologies,
please see “Cookies & Other Tracking Technologies” below and our Cookie Policy.

Personal Information We Collect From Third Parties

We also collect information about you from third party sources, including
suppliers that help us prevent money laundering and fraud; marketing agencies;
identity verification services; and analytics providers. The categories of
Personal Information we collect from these sources are:

 * Identifiers, such as your name or date of birth;
 * Commercial information;
 * Audio, electronic, visual, or similar information, such as photographs or
   voice recordings;
 * Financial information;
 * Professional Information, such as your employer name;
 * Education information;
 * Internet or other electronic network activity information; and
 * Inferences derived from the Personal Information listed above.



Please note that we may be required by law to collect and use certain Personal
Information about you. And we may need to collect and use Personal Information
to enter into or fulfil a contractual obligation with you. Failure to provide
this information may prevent or delay the fulfilment of our obligations in these
circumstances.

Where you provide Personal Information to ICE for purposes of providing services
(“Customer’s Personal Information”), ICE acts as a Service Provider with respect
to such Customer’s Personal Information. Our customers are responsible for
providing notice and obtaining appropriate consents to collect Customer Personal
Information and to disclose it to us as their service provider. If you are a
borrower, you should refer to our customers’ privacy notices and/or contact them
directly to understand how your Personal Information will be collected, used,
and disclosed.

3. USE OF YOUR PERSONAL INFORMATION



We primarily use your Personal Information to provide our services to you and to
respond to your inquiries. We also may use your Personal Information as follows:

 * To communicate with you, including to respond to your comments or requests
   for information, to request feedback on our products and services, and to
   notify you about changes to your subscriptions or to the services and
   products you use;
 * To help us understand our customers, to tailor and enhance our product and
   service offerings, anticipate and resolve problems with any products or
   services supplied to you, create products or services that may meet your
   needs;
 * To provide access to restricted pages or contents of the Digital Services
   (e.g., password protected webpages);
 * To comply with legal and/or regulatory requirements and cooperate with
   regulators and law enforcement bodies;
 * To facilitate your activity and to identify you when you log into your
   account on our Digital Services;
 * To send you marketing communications and advertising in line with your
   communications preferences and where permitted by applicable law about
   products and services that we believe would be of interest to you, including
   products and services offered by third parties;
 * To evaluate the success of our advertising campaigns, to improve our products
   and services, to assess patterns of use, and to plan and evaluate our
   marketing and business development programs; and
 * To protect our rights, your rights, and the rights of others, and to meet our
   own high standards of business practice.

Information For European Users

Some of the processing we conduct may involve making decisions about you based
on automated processing of your Personal Information. If you are in the European
Economic Area or the United Kingdom, where these decisions are based solely on
our automated processing of your Personal Information (e.g., not subject to
human review), these types of decisions will not have legal or similar effects
on you, but you can still contact us for further information and to object to
this use of your Personal Information.

Under European privacy law, we must have a legal basis to process Personal
Information. In most cases the legal bases for our processing, under European
privacy law, will be one of the following:

 * To fulfill our contractual obligations to you, for example to provide the
   Digital Services or to ensure that invoices are paid correctly for services
   provided pursuant to a contract;
 * To comply with our legal and/or regulatory obligations, for example to:
   obtain proof of your identity to enable us to meet our anti-money laundering
   obligations; comply with legal and/or regulatory requirements and cooperate
   with regulators and law enforcement bodies; and protect our rights, your
   rights, and the rights of others, and to meet our own high standards of
   business practice; and/or
 * To meet our legitimate interests, for example to: understand how you use the
   Digital Services and to enable us to use this knowledge to improve our
   products and services and to develop new ones; to communicate with you about
   the products and services that you use or we offer; maintain our accounts and
   records; to assess patterns of use; and to plan and evaluate our marketing
   and business development programs. When we process Personal Information to
   meet our legitimate interests, we put in place, when needed, safeguards
   designed to protect your privacy interests, freedoms, and rights under
   applicable laws.



We may obtain your consent to collect and use certain types of Personal
Information when we are required to do so by law (for example, in relation to
some direct marketing activities, our use of cookies and tracking technologies
or when we process Sensitive Personal Information). If we ask for your consent
to process your Personal Information, you may withdraw your consent at any time
by contacting us using the details at the end of this Privacy Policy.

We may anonymize your Personal Information and use it for other purposes. For
example, we may prepare aggregated reports about how users interact with the
Digital Services for research. Once anonymized, the data is generally no longer
treated as Personal Information under applicable law.

4. COOKIES & OTHER TRACKING TECHNOLOGIES



We use cookies and other technologies to automatically collect information when
you access the Digital Services. For more information, please see our Cookie
Policy.

Our systems generally recognize commercially reasonable opt-out preference
signals (e.g., Global Privacy Controls). Recognition of this signal will only
occur with respect to the device and/or browser that communicates the signal
such that you may need to update your preferences on every device or browser you
use to access our services.

5. DISCLOSURES & ONWARD TRANSFERS



We disclose, or have disclosed in the prior 12 months, the categories of
Personal Information described above for our business purposes to the following
persons/entities. In some instances, the Personal Information disclosed to these
third parties may include Sensitive Personal Information.

Third Party Service Providers: To enable us to more efficiently provide the
products and services you have requested from us, we may disclose your Personal
Information to selected entities that act on our behalf as our agents,
suppliers, or providers, or these entities may collect your Personal Information
on our behalf. These service providers may provide services such as marketing
support, technical assistance, data hosting, payment processing and customer
service support. We also engage third-party analytics providers to help us
understand how users engage with the Digital Services. These analytics providers
may use cookies and similar technologies to collect information about your use
of the Digital Services as well as information about your use of other websites
over time.

Subsidiaries and ICE Affiliates: We disclose Personal Information to
subsidiaries and the ICE Affiliates for the purposes of providing the services
you have requested and to fulfil our contractual obligations to you, and to
fulfil legal and regulatory obligations. We may also disclose Personal
Information to subsidiaries and affiliates for their marketing use and so that
they may develop and improve products and services, and subject to applicable
law send you promotional and informational communications.

Legal Compliance and the Protection of Our Rights: We will disclose Personal
Information to regulators, government authorities, and third parties where we
believe it is necessary to comply with a court order, subpoena, or regulatory
request. We may also disclose your Personal Information to law enforcement upon
request. We may disclose Personal Information when we believe in good faith that
such disclosures will: help protect our rights or enforce our Terms of Use;
support our detection of, prevention of, or response to fraud or intellectual
property infringement; help protect your safety or security; or protect the
safety and security of the Digital Services, our services, or any individual.

Transfer of Business Assets: As we continue to develop our business, we might
acquire or buy other businesses or assets. In such transactions, Personal
Information generally is one of the transferred business assets. Also, we may
transfer any information we have about you as an asset to third parties in
connection with the consideration, negotiation, or completion of a merger or
sale (including transfers made as part of insolvency or bankruptcy proceedings)
involving all or part of ICE, NYSE and/or the ICE Affiliates, or as part of a
corporate reorganization or stock sale or other change in corporate control, for
the purposes of such third parties carrying on our business in relation to the
continued provision of our services to you as described in this Privacy Policy.

Disclosures Made with Consent: We may disclose your Personal Information with
other third parties for whom you have given us written authorization to disclose
your Personal Information, or as otherwise allowed or required by applicable
law.

Additional Disclosures: From time to time we disclose your Personal Information
to our attorneys, banks, auditors, securities brokers and other professional
service providers and advisors in connection with the purposes described above.

Because we operate as part of a global business, the recipients referred to
above may be located outside the jurisdiction in which you are located (or in
which we provide the Digital Services). See the section on "International
Transfers of Personal Information" below for more information.

6. YOUR CHOICES



If you wish to stop receiving marketing information concerning our services or
products, or if you wish to withdraw any consent that you have provided, please
contact us by email or submit a request at Privacy Web Form to notify us of your
wishes.

7. INTERNATIONAL TRANSFERS OF PERSONAL INFORMATION



We may transfer, process, and store your Personal Information outside of your
home country, including in the United States and Canada. For the avoidance of
doubt, if you are resident in the European Economic Area ("EEA") or the United
Kingdom (“UK”) this may include the transfer of your Personal Information from
within the EEA or UK to a country outside of the EEA or UK. We have put in place
appropriate safeguards for international transfers, such as Standard Contractual
Clauses approved by the European Commission and the UK Addendum to the Standard
Contractual Clauses, as well as technical safeguards in accordance with legal
requirements and the recommendations of the European Data Protection Board. For
more information on the appropriate safeguards in place, please visit:
ice.com/security

8. YOUR RIGHTS IN RELATION TO YOUR PERSONAL INFORMATION



Subject to local law, you may have certain rights regarding your Personal
Information. These may include, depending on the circumstances, the following
rights to:

 * Access your Personal Information;
 * Rectify the Personal Information we hold about you;
 * Erase/Delete your Personal Information;
 * Restrict our use of your Personal Information;
 * Object to our processing of your Personal Information;
 * Receive your Personal Information in a usable electronic format and transmit
   it to a third party (also known as the right of data portability);
 * Receive additional information regarding the sources from which we collect
   information, the purposes for which we collect and disclose Personal
   Information, the information of yours we hold, and the categories of parties
   with whom we disclose your information;
 * Limit the processing of your Sensitive Personal Information;
 * Opt-out of profiling in furtherance of a legal or similarly significant
   decision;
 * Opt-out of targeted advertising;
 * Opt-out of the “sale” or “sharing” of Personal Information (as those terms
   are defined by applicable law);
 * Opt-out of automated decision-making that produces a legal or similarly
   significant decision;
 * Lodge a complaint with your local data protection authority; and
 * Withdraw any consent you have given to uses of your Personal Information.



California law requires that we describe certain disclosures of Personal
Information that involve monetary or other consideration. California law treats
such disclosures as “sales” or “sharing” even if no money is exchanged. As
disclosed in Section 5, above, we may disclose the Personal Information
described in this Privacy Policy with subsidiaries, affiliates, and business
partners for their marketing use and so that they may develop and improve
products and services, and subject to applicable law send you promotional and
informational communications. Some such disclosures may constitute “sales” or
“sharing” under California law.

You have the right to opt-out of the sale or sharing (as described above) of
your Personal Information. You may exercise that right visiting our Cookie
Policy (link to the cookie panel) and setting your cookie preferences there.

If you would like to discuss or exercise the rights you may have, you may
contact us as described below in the “Contact Us” section. Note that, as
required by law, we will require you to prove your identity. We may verify your
identity by phone call or email. Depending on your request, we will ask for
information such as your name or the date of your last transaction with us. We
may also ask you to provide a signed declaration confirming your identity.

In some circumstances, you may designate an authorized agent to submit requests
to exercise certain privacy rights on your behalf. We will require verification
that you provided the authorized agent permission to make a request on your
behalf, and we may require you to verify your own identity directly with us.

Depending on where you are located, you may also have the right to appeal a
decision that we make relating to your request to exercise a right related to
your Personal Information. If you are a registered user of the Digital Services,
you may access your personal account information online and make changes by
logging into your account.

You may exercise your rights without fear of discrimination or of being denied
goods or services. We may, however, provide a different level of service or
charge a different rate as permitted by applicable law.

9. SECURITY & RETENTION



We have put in place certain safeguards to help prevent unauthorized access and
maintain data security with respect to your Personal Information. Despite these
protections, however, we cannot guarantee that your data will be 100% secure.
You should take measures to protect your Personal Information. In case there is
unauthorized access to or use of your Personal Information, we may notify you of
such access or use, including by electronic means if permitted by law.

We retain your Personal Information for as long as we have a relationship with
you and for a period after the relationship has ended. When determining how long
to keep your Personal Information after our relationship with you has ended, we
take into account how long we need to retain the information to fulfil the
purposes described above and to comply with our legal obligations, including
regulatory obligations. We may also retain Personal Information to investigate
or defend against potential legal claims in accordance with the limitation
periods of countries where legal action may be brought.

10. YOUR SECURITY OBLIGATIONS



Your online access to certain of your Personal Information may be protected with
a password you select. We will never ask you for your password in any
unsolicited communication (such as letters, phone calls or email messages). You
have an obligation to keep your user ID, password and Personal Information
secure. As part of maintaining this obligation we recommend that you do the
following:

 * Keep your user ID and password confidential;
 * Utilize a unique password and change it frequently;
 * Make sure others are not watching you enter your user ID and/or password on
   your keyboard when using protected elements of the Digital Services; and
 * Do not leave your computer unattended while logged onto protected elements of
   the Digital Services. After you finished accessing your information, exit the
   protected area.

11. CHILDREN



The Digital Services are not intended for use by minors (persons under the age
of 18 and, in those Canadian provinces where the age of majority is 19, persons
under the age of 19). We do not knowingly sell the Personal Information of
minors under 16. If you are a minor, do not use the Digital Services. If parents
or guardians believe their minor children have accessed the Digital Services and
provided their Personal Information, please contact us using the information
provided in the “Contact Us” section of this Privacy Policy so that we may
delete the information.

12. OTHER SITES



Our Digital Services may contain links to other websites or products that we do
not own or operate. Also, links to the Digital Services may be featured on
third-party websites on which we advertise. Except as provided herein, we will
not provide any of your Personal Information to these third parties without your
consent. We provide links to third-party websites as a convenience to the user.
These links are not intended as an endorsement of or referral to the linked
websites. We recommend you read carefully the privacy statements, notices and
terms of use of any linked websites. We do not have any control over such
websites, and therefore we have no responsibility or liability for the manner in
which the organizations that operate such linked websites may collect, use or
disclose, secure and otherwise treat your Personal Information.

13. CALIFORNIA SHINE THE LIGHT



Under California’s “Shine the Light” law, California residents who provide
Personal Information in obtaining products or services for personal, family or
household use are entitled to request and obtain from us once a calendar year
information about the customer information we shared, if any, with other
businesses for their own direct marketing uses. If applicable, this information
would include the categories of Personal Information and the names and addresses
of those businesses with which we shared customer information for the
immediately prior calendar year (e.g., requests made in 2024 will receive
information regarding 2023 sharing activities).

To obtain this information, please submit a request through our Privacy Web
Form.

If we are unable to authenticate your request we will reply as such to the email
address from which your request originated. We will provide the requested
information, along with any details of actions we’ve taken, to you at the email
address you specify in your request.

Please be aware that not all information sharing is covered by the "Shine the
Light" requirements and only information on covered sharing will be included in
our response.

14. ADDITIONAL TERMS



If you are a resident of Singapore, please click here.

15. CONTACT US



We take your privacy concerns seriously. If you have any questions about this
Policy or if you believe that we have not complied with this Privacy Policy with
respect to your Personal Information, you may write to the following:


Online:

Privacy Web Form

Or:
5660 New Northside Drive
3rd Floor
Atlanta, GA 30328
Attn: Privacy Compliance Officer

By Phone (Toll-free):

1-866-294-4493

Depending on where you are located, you may also register a complaint to the
relevant European supervisory authority.

ICE MORTGAGE TECHNOLOGY PRIVACY POLICY

Last updated: May 2024 / Effective date: May 2024

In this Privacy Policy (this “Privacy Policy”), we describe how ICE Mortgage
Technology, Inc., including MERS, Simplifile, and the former Ellie Mae (“IMT,”
“we,” “us,” or the “Company”) collects, uses, and discloses information that may
be used, directly or indirectly, to identify you (“Personal Information”) that
we obtain about visitors to our websites on which this Privacy Policy is posted
(the “Websites”) and the services available through our Websites (collectively,
the “Services”), and offline.

Your use of our Website or Services, and any dispute over privacy, is subject to
this Privacy Policy and our Terms of Use, including its applicable limitations
of liability.

CALIFORNIA CONSUMER NOTICE OF COLLECTION

--------------------------------------------------------------------------------

This Privacy Policy is provided to all California consumers subject to this
Privacy Policy. You may access specific topics in this Privacy Policy by
clicking on the relevant links below:

The Personal Information We Collect
Our Purposes for Processing Personal Information
The Parties to Whom We Disclose Personal Information
Our Use of Cookies and Other Tracking Mechanisms
Tracking and Advertising Choices
Your Privacy Rights for Certain Jurisdictions
Opt-Out of the Sale or Sharing of Personal Information
Submitting Privacy Rights Requests
Security & Data Retention
Non-US Users
Children
California "Shine the Light"
Changes to this Privacy Policy
Contact Us

1. THE PERSONAL INFORMATION WE COLLECT



We collect Personal Information about you directly from you and from third
parties, and automatically about you through your use of our Website or
Services. “Personal Information” does not include:

 * Information we reasonably believe you or a third party have made publicly
   available;
 * Deidentified data that cannot be attributed to you and is stored separately
   from other data; or
 * Personal Information collected in an employment or commercial context, unless
   you are a resident of California.

Personal Information We Collect Directly from You

The Personal Information we collect, or have collected from you in the past 12
months depends on how you use our Website and Services, but generally includes
the following categories:

 * Contact information such as name, address, email, and phone number;
 * Business contact information such as company name, organization type, company
   address, and job title;
 * Electronic signatures such as the name of an individual or Notary signing
   documents;
 * General location information that can be determined from IP addresses;
 * Demographic information such as sex, gender, race, ethnicity, and age;
 * Information you provide via our chat features including transcripts of
   conversations with our customer service representatives;
 * Login information, such as username, password, and security questions and
   answers; and
 * Governmental identification, such as Social Security number (SSN), driver’s
   license, passport, and other government ID information.



Of the information described above, your demographic information, Social
Security number, driver’s license, and other governmental identification
information may be considered “sensitive” Personal Information under applicable
law.

Personal Information We Collect As a Service Provider

We collect the Personal Information listed below in our capacity as a service
provider to our customers. Our customers are primarily financial organizations
and we do not sell or market services to individual consumers. In the course of
delivering our Services, our systems receive Personal Information from our
customers about their customers (e.g., borrowers, consumers). We process this
information on behalf of our customers in order to provide them with our
Services. When we act as a service provider, our customers are responsible for
providing notice to their customers and obtaining appropriate consents to
collect their customer’s Personal Information. If you are a borrower, you should
refer to our customers’ privacy notices and/or contact them directly to
understand how your Personal Information will be collected, used, and shared.

 * Contact information: in some instances, lenders and other IMT business
   customers may allow you to access our Websites and Services through
   Single-Sign-On. In these cases, we collect your contact information and login
   credentials from the business with which you have an account.
 * Transactional information: if you select a partner provider and place an
   order through our Encompass Partner Network or the IMT Marketplace, we may
   process information about the relevant loan, property, borrower, or credit
   report.
 * Advertising information: If you browse our Websites and select links to the
   websites or services of our partners, we may collect your IP address, device
   information, and the URLs of the sites you may visit.



For information about how third parties may use and disclose your Personal
Information, including any information you make public, please consult their
respective privacy policies. We have no control over how any third party uses or
discloses the Personal Information they collect about you.

Personal Information We Collect Automatically

We may automatically collect Personal Information about visitor use of our
Websites through cookies and other technologies, including:

 * Information about your estimated location as may be determined from the IP
   Address; and
 * Information about the device you are using, such as:
 * Internet Protocol (or IP) address or device ID/UDID, protocol and sequence
   information;
 * Browser language and type;
 * Domain name system requests;
 * Browsing history, time spent at a domain, time and date of your visit, number
   of clicks, or location data;
 * HTTP headers, application client and server banners;
 * Hardware model, operating system, application version number, device or
   browser data;
 * Aggregated information, including de-identified data; and



Internet or other electronic network activity information, such as the dates and
times of your use of the Websites or the Services, the route by which you choose
to access them, and your use of any hyperlinks or downloadable content available
on the Websites or through the Services.

To the extent permitted by applicable law, we combine this information with
other Personal Information we collect about you. Please see the section “Our Use
of Cookies and Other Tracking Mechanisms” below for more information.

2. OUR PURPOSES FOR PROCESSING PERSONAL INFORMATION



We process your Personal Information for the following purposes:

 * Operating Services and Websites and Providing Related Support. To provide and
   operate our Websites and Services, communicate with you about your use of the
   Websites and Services, provide troubleshooting and technical support, respond
   to your inquiries, fulfill your orders and requests, facilitate completion of
   notarized documents, process your payments, and for similar service and
   support purposes.
 * Responding to Requests. To respond to your inquiries, fulfill your orders and
   requests, and consider your request or application (e.g., if you have
   submitted an inquiry about a Service).
 * Analyzing and Improving Services, Websites, and our Business. To better
   understand how users access and use the Websites, and our other products and
   offerings, and for other research and analytical purposes, such as to
   evaluate and improve our Services and business operations and to develop
   Services and features.
 * Data Services, Market Trends or Insights. We may disclose your Personal
   Information, de-identified and/ or aggregated data, and publicly available
   data, with our affiliates, partners or third parties who use our Services to
   perform data analytics, rate and trend analysis, benchmarking exercises,
   product development, transactional compliance, fraud detection and market
   research. When we process or disclose de-identified data with affiliates or
   third parties, we include contractual terms to prevent re-identification of
   data.
 * Protecting Our Legal Rights and Preventing Misuse. We may disclose your
   Personal Information to third parties to protect the Websites and our
   business operations; to prevent and detect fraud, unauthorized activities and
   access, and other misuse; where we believe necessary to investigate, prevent
   or take action regarding illegal activities, suspected fraud, situations
   involving potential threats to the safety or legal rights of any person or
   third party, or violations of our Terms of Use or this Privacy Policy.
 * Complying with Legal Obligations. To comply with the law or legal
   proceedings. For example, we may disclose information in response to
   subpoenas, court orders, and other lawful requests by regulators and law
   enforcement, including responding to national security or law enforcement
   disclosure requirements.
 * Business Transfers. To consider and implement mergers, acquisitions,
   reorganizations, and other business transactions, and where necessary to the
   administration of our general business, accounting, recordkeeping, and legal
   functions.
 * Training our Customer Service Representatives and Auditing our Customer
   Service Practices. We retain our chat sessions and communications with the
   IMT call center for history, training, and audit purposes.
 * Planning and Managing Events. We use the Personal Information that we collect
   for event planning and management, including registration, attendance,
   connecting you with other event attendees, and contacting you about relevant
   events and Services. Any information you provide about emergency contacts,
   dietary preferences, or accessibility requirements is used solely for your
   safety and health purposes.
 * Customer Satisfaction and Marketing Surveys. With your permission, we may
   request information from you to assist us with improving our Services and
   content that we provide through our Websites, Services, events and trainings.

3. THE PARTIES TO WHOM WE DISCLOSE PERSONAL INFORMATION



We may disclose, or have disclosed in the past 12 months, the categories of
Personal Information described above for our business purposes with the parties
listed below. In some instances, the Personal Information disclosed to third
parties may include Sensitive Personal Information.

 * Service Providers. We may disclose Personal Information we collect with our
   service providers or agents who perform functions on our behalf. These
   service providers may include IT service providers, help desk providers and
   payment processors.
 * Subsidiaries and Affiliates. We disclose Personal Information to subsidiaries
   and affiliates for the purposes of providing the Services you have requested
   and to fulfil our contractual obligations to you, and to fulfil legal and
   regulatory obligations. We may also disclose Personal Information to
   subsidiaries and affiliates for their marketing use and so that they may
   develop and improve products and Services, and subject to applicable law send
   you promotional and informational communications.
 * Business Customers. Any transactional information collected by our customers
   through the Company’s Services may be available to their customer account
   administrators or other customer account managers, and may, at the direction
   of our customers, be shared with third parties as necessary for our
   customers’ loan origination and management purposes.
 * Public Authority/Agency. We may disclose your Personal Information (including
   your Sensitive Personal Information) to a third party if (a) we believe that
   disclosure is reasonably necessary to comply with any applicable law,
   regulation, legal process, or governmental request, (b) to enforce our
   agreements, policies, and terms of service, (c) to protect the security or
   integrity of our Websites or Services, (d) to protect the property, rights,
   and safety of the Company, our users or the public from harm or illegal
   activities, (e) to respond to an emergency which we believe in the good faith
   requires us to disclose information to assist in preventing the death or
   serious bodily injury of any person, or (f) to investigate and defend
   ourselves against any third-party claims or allegations. We may also disclose
   your Personal Information to law enforcement upon request.
 * Third-Party Analytics Providers. We may disclose your Personal Information to
   marketing analytics service providers, such as Google Analytics or Microsoft
   Bing.
 * Third Parties. As part of the functionality of the Services, we share
   Personal Information collected via our Consumer Connect site with members who
   are unaffiliated third parties.
 * Business Transfers. If we or our affiliates are or may be acquired by, merged
   with, or invested in by another company, or if any of our assets are or may
   be transferred to another company, whether as part of a bankruptcy or
   insolvency proceeding or otherwise, we may transfer the information we have
   collected from you to the other company.
 * In Response to Legal Process or to Protect Rights. We may disclose your
   Personal Information to comply with the law, a judicial proceeding, court
   order, or other legal process, such as in response to a court order or a
   subpoena. We also disclose your Personal Information when we believe it is
   appropriate to do so to investigate, prevent, or take action regarding
   illegal activities, suspected fraud, situations involving potential threats
   to the safety of any person, violations of our Terms of Use or this Privacy
   Policy, or as evidence in litigation in which we are involved.
 * Other Disclosures with Your Consent. We may disclose your Personal
   Information with other third parties for whom you have given us written
   authorization to disclose your Personal Information, or as otherwise allowed
   or required by applicable law.
 * Additional Disclosures. From time to time we disclose your Personal
   Information to our attorneys, banks, auditors, securities brokers and other
   professional service providers and advisors in connection with the purposes
   described above.

4. OUR USE OF COOKIES AND OTHER TRACKING MECHANISMS



We and our third-party service providers use cookies and other tracking
mechanisms to track information about your use of our Websites or Services. We
may combine this information with other Personal Information we collect from you
(and our third-party service providers may do so on our behalf). For more
information on the types of Personal Information we collect through these
technologies, please see the section above titled “The Personal Information We
Collect.” For resources and instructions on how to disable tracking
technologies, see the section below titled “Tracking and Advertising Choices.”

Cookies. Cookies are alphanumeric identifiers that we transfer to your device’s
hard drive through your web browser for record-keeping purposes. Some cookies
allow us to make it easier for you to navigate our Websites and Services, while
others are used to enable a faster log-in process or to allow us to track your
activities at our Websites and Service. There are two types of cookies: session
and persistent cookies.

 * Session Cookies. Session cookies exist only during an online session. They
   disappear from your device when you close your browser or turn off your
   device. We use session cookies to allow our systems to uniquely identify you
   during a session or while you are logged into the Websites and Services. This
   allows us to process your online transactions and requests and verify your
   identity after you have logged in, as you move through our Websites and
   Services.
 * Persistent Cookies. Persistent cookies remain on your device after you have
   closed your browser or turned off your device. We use persistent cookies to
   track aggregate and statistical information about user activity.



Disabling Cookies. Most web browsers automatically accept cookies, but if you
prefer, you may be able to change your browser options to block them in the
future. The Help portion of the toolbar on most browsers will tell you how to
prevent your device from accepting new cookies, how to have the browser notify
you when you receive a new cookie, or how to disable cookies altogether.
Visitors to our Websites and Services who disable cookies will be able to browse
certain areas of the Website, but some features may not function.

Clear GIFs, Pixel Tags, and Other Technologies. Clear GIFs are tiny graphics
with a unique identifier, similar in function to cookies. In contrast to
cookies, which are stored on your computer’s hard drive, clear GIFs are embedded
invisibly on web and app pages. We may use clear GIFs (e.g., web beacons or
pixel tags), in connection with our Websites and Services to, among other
things, track the activities of Website visitors and app users, help us manage
content, and compile statistics about Website usage. We and our third-party
service providers also use clear GIFs in HTML e-mails to our customers, to help
us track e-mail response rates, identify when our e-mails are viewed, and track
whether our e-mails are forwarded.

Third-Party Analytics. We use automated devices and applications, such as Google
Analytics and Microsoft Bing, to evaluate usage of our Websites. We also may use
other analytic means to evaluate our Websites. We use these tools to help us
improve our Websites’ performance and user experiences. These entities may use
cookies and other tracking technologies, such as web beacons, to perform their
services. To learn more about Google’s privacy practices, please review the
Google Privacy Policy at https://www.google.com/policies/privacy/partners/. You
can also download the Google Analytics Opt-out Browser Add-on to prevent their
data from being used by Google Analytics at
https://tools.google.com/dlpage/gaoptout.

Cross-Device Use. We and our third-party service providers, including Google
Ads, may use the information that we collect about you (whether directly from
our Website, from our mobile applications, through your device(s), or from a
third party) to identify other devices that you use (e.g., a mobile phone,
tablet, other computer, etc.). We and our third-party service providers also may
use the cross-device use and other information we learn about you to serve
targeted advertising on your devices and to send you emails. To opt out of
cross-device advertising, you may follow the instructions set forth in the
“Tracking and Advertising Choices” section below. Please note: if you opt-out of
these targeted advertising cookies, your opt-out will be specific to the web
browser, app, or device from which you accessed the opt-out. If you use multiple
devices or web browsers, you will need to opt out on each browser or device that
you use.

Third-Party Links. Our Websites and Services may contain links to third-party
Websites. Any access to and use of such linked Websites is not governed by this
Privacy Policy, but instead is governed by the privacy policies of those
third-party Websites. We are not responsible for the information practices of
such third-party Websites.

5. TRACKING AND ADVERTISING CHOICES



If you wish to prevent cookies from tracking your activity on our Website or
visits across multiple websites, you can set your browser to block certain
cookies or notify you when a cookie is set. If you block cookies, certain
features on our Website may not work.

 * Cookies and Third-Party Advertising. You can adjust your cookie preferences
   for our Websites by accessing the link entitled “Do Not Sell My Personal
   Information” in the footer of the Websites to opt out of the use of your
   Personal Information for targeted advertising.
 * Industry Solutions for Opting Out of Interest-Based Advertising.
   Notwithstanding the above, visitors to our Websites may follow the steps
   provided by initiatives that educate users on how to set tracking preferences
   for most online advertising tools, the Network Advertising Initiative
   (https://thenai.org/about-online-advertising/) and the Digital Advertising
   Alliance (https://optout.aboutads.info/) in the US, or other similar
   services. The Digital Advertising Alliance also offers an application called
   AppChoices (https://youradchoices.com/appchoices) that helps users to control
   interest-based advertising on mobile applications.
 * Universal Opt-Out Mechanisms. Our systems generally recognize commercially
   reasonable opt-out preference signals (e.g., Global Privacy Controls).
   Recognition of this signal will only occur with respect to the device and/or
   browser that communicates the signal such that you may need to update your
   preferences on every device or browser you use to access our Services.


Using these resources does not mean you will no longer receive any advertising
through our Website, Services, or on other Websites. You may continue to receive
advertisements, for example, based on the particular Websites that you are
viewing (i.e., contextually-based ads) and as described above. Your opt-out may
not be effective if your browser is configured to reject cookies.

6. YOUR PRIVACY RIGHTS FOR CERTAIN JURISDICTIONS



Depending on where you are located, you may have the rights described below.
Note that these rights only apply to Personal Information that we collect and
process under the terms of this Privacy Policy. In our capacity as a service
provider to other businesses, we may collect or process other Personal
Information as reasonably necessary to provide our Services. This Personal
Information is not subject to the rights outlined below.

 * Right to Access: To confirm if a Controller is processing your Personal
   Information and to access the Personal Information.
 * Right to Correction: To correct inaccuracies in your Personal Information,
   considering the nature of the Personal Information and the purposes of the
   processing of your Personal Information.
 * Right to Deletion: To delete Personal Information provided by or obtained
   about you.
 * Right of Portability: To obtain a copy of the Personal Information that we
   have collected or process about you in a portable and, to the extent
   technically feasible, readily usable format that allows you to transmit your
   Personal Information to another controller or business. The processing is
   carried out by automated means.
 * Right to Opt-Out of Sales or Sharing: Under applicable law, a “sale” includes
   disclosing or making available Personal Information to a third party in
   exchange for monetary or nonmonetary consideration. We do not “sell” Personal
   Information for money. However, we do “share” Personal Information (as the
   term is defined under applicable law). You may opt-out of the “sharing” of
   Personal Information by selecting the “Do Not Sell My Personal Information”
   link available in the footer of the Websites.
 * Right to Opt-Out of the Processing of Sensitive Personal Information: We do
   not use or disclose Sensitive Personal Information for purposes other than
   those which cannot be limited under applicable law.
 * Right to Non-Discrimination: We will not discriminate against you for
   exercising any of the rights described in this section.



You may submit a request to exercise the rights described above by following the
instructions in the section “Submitting Privacy Rights Requests” below. We may
deny your request if we are not reasonably capable of associating your request
with the Personal Information or it would be unreasonably burdensome for us to
associate your request with the Personal Information, or if you are not in a
jurisdiction that requires us to grant your request, among other reasons
permitted by applicable law.

Authorized Agent: You may designate someone as an authorized agent to submit
requests and act on your behalf. To do so, you must provide us with written
permission to allow the authorized agent to act on your behalf. We will also
require verification that you provided the authorized agent permission to make a
request on your behalf, and we may require you to verify your own identity
directly with us.

7. SUBMITTING PRIVACY RIGHTS REQUEST



If any of the rights described in the sections above apply to you, you may
exercise your rights by filling in and submitting the form available at Privacy
Web Form, or by contacting us as described in the “Contact Us” section below.

For more information about our privacy practices, you may contact us as set
forth in the “Contact Us” section below.

8. SECURITY & DATA RETENTION



We have put in place certain safeguards to help prevent unauthorized access and
maintain data security with respect to your Personal Information. Despite these
protections, however, we cannot guarantee that your data will be 100% secure.
You should take measures to protect your Personal Information. In case there is
unauthorized access to or use of your Personal Information, we may notify you of
such access or use, including by electronic means where permitted by law.

We retain your Personal Information for as long as we have a relationship with
you and for a period after the relationship has ended. When determining how long
to keep your Personal Information after our relationship with you has ended, we
take into account how long we need to retain the Personal Information to fulfil
the purposes described above and to comply with our legal obligations, including
regulatory obligations. We may also retain Personal Information to investigate
or defend against potential legal claims in accordance with the limitation
periods of countries where legal action may be brought.

9. NON-US USERS



The Websites and our Services are hosted in the United States and are governed
by United States law. If you are using the Websites or Services from outside the
United States, please be aware that your Personal Information may be transferred
to, stored, and processed in the United States where our servers are located and
our central database is operated. The data protection and other laws of the
United States and other countries might not be as comprehensive as those in your
country. By using the Websites or Services, you consent to your Personal
Information being transferred to our facilities and to the facilities of those
third parties with whom we share it as described in this Privacy Policy.

10. CHILDREN



Our Services are not designed for children. If we discover that a child under 13
has provided us with Personal Information, we will delete such information from
our systems. We do not knowingly collect or sell Personal Information of
consumers under 16 years of age. If parents or guardians believe their minor
children have accessed the Websites or Services and provided their Personal
Information, please contact us using the information provided in the “Contact
Us” section of this Privacy Policy so that we may delete the information.

11. CALIFORNIA "SHINE THE LIGHT"



Under California’s “Shine the Light” law, California residents who provide
Personal Information in obtaining products or services for personal, family or
household use are entitled to request and obtain from us once a calendar year
information about the customer information we shared, if any, with other
businesses for their own direct marketing uses. If applicable, this information
would include the categories of Personal Information and the names and addresses
of those businesses with which we shared customer information for the
immediately prior calendar year (e.g., requests made in 2024 will receive
information regarding 2023 sharing activities).

To obtain this information, please submit a request by filling in and submitting
the form available at Privacy Web Form, or by contacting us as described in the
“Contact Us” section below.

If we are unable to authenticate your request we will reply as such to the email
address from which your request originated. We will provide the requested
information, along with any details of actions we’ve taken, to you at the email
address you specify in your request.

Please be aware that not all information sharing is covered by the "Shine the
Light" requirements and only information on covered sharing will be included in
our response.

12. CHANGES TO THIS PRIVACY POLICY



This Privacy Policy is current as of the Effective Date set forth above. We may
change this Privacy Policy from time to time, so please be sure to check back
periodically. We will post any changes to this Privacy Policy on our Websites
and/or mobile applications.

13. CONTACT US



If you have questions about the privacy aspects of our Services or would like to
make a complaint, please contact us via:


Mail at:
ICE Mortgage Technology, Inc.
5660 New Northside Drive, 3rd Floor
Attn: Privacy Officer
Atlanta, GA 30328

Phone:

1-866-294-4493

BLACK KNIGHT PRIVACY POLICY

Last updated: May 2024 / Effective date: May 2024

Black Knight, Inc. is now part of the Intercontinental Exchange (ICE). At Black
Knight, Inc., we respect and believe it is important to protect the privacy of
consumers and our customers. This Privacy Policy explains how Black Knight may
collect, use, and protect any information that we collect from you online or
offline for our own purposes, when and to whom we disclose such information, and
the choices you have about the use of that information. A summary of the Privacy
Policy is below, and we encourage you to review the entirety of the Privacy
Policy following this summary.

Please note that when we receive or process information on behalf of one of our
clients, the processing of that information is governed by our client’s privacy
policy.



SUMMARY

--------------------------------------------------------------------------------



Personal Information Collected as a Third Party Service Provider. When we
collect Personal Information as a third party service provider, we do so solely
to provide services to lending institutions, mortgage brokers, mortgage loan
servicers or other third parties. The privacy policies of those lending
institutions, mortgage brokers, mortgage loan servicers or other third parties
shall apply and you should refer to those privacy policies and/or contact them
to understand how your Personal Information will be used. Some Black Knight
companies provide services to lending institutions, mortgage brokers and
mortgage loan servicers and, in some cases, their websites collect information.
Those parties are responsible for taking action or making changes to any
consumer information submitted through those websites.

Types of Information Collected. You may provide us with certain Personal
Information about you, like your contact information, account information,
demographic information, Social Security number (SSN), driver’s license,
passport, other government ID numbers, and/or financial information. We may also
receive Browsing Information from your Internet browser, computer, and/or mobile
device. This Browsing Information may include information about the usage of
your mobile device, device ID data, or the location of your mobile device.

How Information is Collected. We may collect Personal Information from you via
applications, forms, and correspondence we receive from you and others related
to transactions with you. When you visit our Website, we automatically collect
and store certain information available to us through your Internet browser or
computer equipment. In addition to information that we collect from you
directly, we may also receive information about you from other sources,
including third parties, our affiliates, or publicly available sources.

Use of Collected Information. We request and use your Personal Information to
provide products and services to you, to improve our products and services, and
to communicate with you about these products and services. We may also share
your contact information with our affiliates for marketing purposes unless
prohibited by applicable law or otherwise stated herein. We may use your
Browsing Information to improve our products and services, to provide products
and services, and to communicate with you about these products and services.
Where applicable, text messaging originator opt-in data and consent information
will not be shared with any unauthorized third parties or sold to any third
parties. For the avoidance of doubt, we may share such information with our
affiliates, service providers, or as otherwise permitted or required by
applicable law, or as requested or required by court order, legal proceeding,
investigative demand or any governmental agency or regulatory authority.

When Information is Disclosed. We may disclose your information to our
affiliates and/or nonaffiliated parties providing services for you or us, to law
enforcement agencies or governmental authorities, to other parties as described
herein, and as required by law.

Choices With Your Information. Your decision to submit information to us is
entirely up to you. You can opt-out of certain disclosures or uses of your
information or choose to not provide any Personal Information to us.

Password and Security. We may require the use of encryption technologies
provided for your protection. We use reasonable precautions to protect the
privacy of your username, password, and user account information, but we cannot
guarantee the security of all information transferred over the Internet.

Information From Children. We do not intentionally collect information from
children who are under the age of 16, and neither our Website nor our services
are directed to children under the age of 16.

Privacy Outside the Website. We are not responsible for the privacy practices of
third parties, even if our Website links to those parties’ websites.

Access, Deletion, Correction, and Similar Rights. In the event this is
applicable to you, if you desire to submit a request concerning your Personal
Information held by Black Knight, please contact us in the manner specified at
the end of this Privacy Policy.

Personnel and Prospective Personnel. We may share Personal Information about
current, former, and prospective Black Knight personnel with third parties, as
further described in this Policy. Relatedly, we may allow prospective employees
to request additional job opportunity information online.

By submitting your Personal Information, you consent to its dissemination to,
and use by, us and our affiliates.

Non-US Users. The Website and our products and services are hosted in the United
States and are governed by United States law. If you are using the Website or
our products or services from outside the United States, your Personal
Information may be transferred to, stored, and processed in the United States.
The data protection and privacy laws of the United States might not be as
comprehensive as those in your country. By using the Website, our mobile
applications, or our products and services, you consent to your Personal
Information being transferred to our facilities and to the facilities of those
third parties with whom we share it as described in this Privacy Policy.

Your Consent To This Privacy Policy. By submitting information to us or by using
our Website, you are accepting and agreeing to the terms of this Privacy Policy.

Not Financial Advice. We are not providing financial opinions or advice on any
of the matters discussed or included on the Website, and we will not be liable
to any party for any act or failure to act relating to any advice listed on the
Website.

Black Knight, Inc. (“Black Knight”, “our,” “us” or “we”) is a leading provider
of integrated software, data, and analytics solutions that facilitate and
automate many of the mission-critical business processes across the
homeownership lifecycle. Black Knight is committed to being a premier provider
that lending institutions, mortgage brokers, mortgage loan servicers, and other
clients or third parties (collectively, “Lenders and Servicers”) rely on to
achieve their strategic goals, realize greater success and better serve their
customers by delivering best-in-class technology, services and insight with a
relentless commitment to excellence, innovation, integrity, and leadership.

Black Knight respects and is committed to protecting your privacy. We will take
reasonable steps to provide that your Personal Information (as defined herein)
and Browsing Information (as defined herein) will only be used in compliance
with this Privacy Policy and applicable laws. This Privacy Policy is in effect
for Personal Information and Browsing Information collected and/or owned by or
on behalf of Black Knight through any Black Knight website, online service, or
application (mobile or system) of Black Knight on which this Privacy Policy
appears (collectively, the “Website”), and applies to Personal Information
and/or Browsing Information collected about consumers, current and former
personnel, and applicants.

CALIFORNIA CONSUMER NOTICE OF COLLECTION

--------------------------------------------------------------------------------

This Notice of Collection is provided to all California consumers subject to
this Privacy Policy. You may access specific topics in this Privacy Policy by
clicking on the relevant links below:

Personal Information Collected as a Third Party Service Provider
Types of Information Collected
How Information is Collected
Use and Retention of Collected Information
When Information is Disclosed
How We Protect Your Information
Choices with Your Information
Passwords and Security
Information from Children
Privacy Outside the Website
California "Shine the Light"
Access and Correction
Non-US Users
Employment Opportunities
Not Financial Advice
Your Consent to this Privacy Policy
Amendments
Information for California Residents
Questions

1. PERSONAL INFORMATION COLLECTED AS A THIRD PARTY SERVICE PROVIDER



In almost all cases that Black Knight is receiving Personal Information and in
some cases Browsing Information, we are acting as a third party service provider
to a Lender, Servicer or mortgage broker. In such cases, we may collect or
receive Personal Information about or from individuals for the sole purpose of
providing services to or on behalf of such Lenders, Servicers or mortgage
brokers. In cases where Black Knight is providing services to or on behalf of
such Lenders, Servicers or mortgage brokers, we do not share consumer
information with third parties, other than (1) those with which the Lender or
Servicer has contracted to interface with the Black Knight consumer application,
(2) those which Black Knight has contracted with in provision of those services,
(3) law enforcement or other governmental authority in connection with an
investigation, civil or criminal subpoenas, court orders, discovery, or legal
process, or (4) as directed by the Lender or Servicer. The privacy policies of
those Lenders, Servicers or mortgage brokers shall apply, and you should refer
to those privacy policies and/or contact your Lender, Servicer or mortgage
broker to understand how your Personal Information and Browsing Information will
be used by such Lenders, Servicers or mortgage brokers.

For some Black Knight Websites, we may be acting as a third party service
provider to a Lender or Servicer. In those instances, we may collect certain
information on behalf of that Lender or Servicer. During these transactions, we
may collect some or all of the information on behalf of the Lender or Servicer
that is described in the section below titled Types of Information Collected for
the purposes outlined in the Use and Retention of Collected Information section.
Black Knight also provides applications and other software services to Lenders,
Servicer or mortgage brokers, including mobile applications. In those instances,
we may collect certain Browsing Information on behalf of that Lender, Servicer
or mortgage broker, including information about the usage of your mobile device,
device ID data, or the location of your mobile device. During these
transactions, we may collect some or all of the information on behalf of the
Lender or Servicer that is described in the section below titled Types of
Information Collected for the purposes outlined in the Use and Retention of
Collected Information section.

The information you submit is then transferred to your Lender or Servicer by way
of our services. The Lender or Servicer is responsible for taking action or
making changes to any consumer information that is submitted through the
Website. For example, if you believe that your payment or user information is
incorrect, you must contact your Lender or Servicer.

Generally, we retain the information that you submit to us for 90 days. In some
instances, we may retain the information for up to 270 days or longer. After 90
days (or 270 days, as applicable), we may destroy all of the customer data and
information that was submitted to us. If we receive a timely request from you,
we will handle that request in accordance with the Choices with Your Information
section below.

If you are receiving consumer services and have questions regarding the choices
you have with regard to your Personal Information or how to access or correct
your Personal Information, you should contact your Lender or Servicer. We are
not responsible or liable for the content, privacy policies, or practices of
third parties.

2. TYPES OF INFORMATION COLLECTED



We, and any third party we engage for the purpose of administering, operating,
hosting, configuring, designing, maintaining and/or providing internal support
for our Website or operations, as well as third parties we may engage for
improving our products and advertising for business-to-business purposes only,
may collect (and may have collected in the prior 12 months) two types of
information from you: Personal Information and Browsing Information.

Personal Information. Black Knight may collect the following categories of
Personal Information (“Personal Information”), which may include, among other
things:

 * Contact information (e.g., first and last name, mailing or property address,
   phone number, email address);
 * User name, password, and security questions and answers;
 * Demographic information (e.g., date of birth, gender, marital status);
 * Social Security number (“SSN”), driver’s license, passport, and other
   government ID information;
 * Loan account information (e.g., loan number);
 * Bank account and credit/debit card numbers;
 * Images uploaded by users into applications (e.g., facial images into Paragon
   Connect);
 * Sensitive Personal Information such as precise geolocation information to
   provide services to you through the Paragon Connect application; and
 * Other Personal Information needed from you to provide real estate-related and
   loan-related services to you.



To the extent that you are a current or former employee, contractor, or other
personnel (collectively, “employee”), or an applicant, Black Knight may also
collect the following information about you:

 * Contact information (e.g., name, sex , age, date of birth, email address,
   mailing address, telephone number, social media profiles, and in certain
   instances, identification documents such as residency or work permits, SSN,
   other taxpayer/government identification number, as well as emergency contact
   information);
 * Professional and employment-related information (e.g., professional
   qualifications, prior employment history, education history, references);
 * Interview information (e.g., notes collected by interviewers or other
   professional assessment information);
 * Pre-employment screening (e.g., criminal background check, as permitted by
   law);
 * Organizational data including work contact details (e.g., address, email,
   phone number, position/title, job function, employee ID, work eligibility
   information);
 * Contract and compensation data (e.g., bonus information);
 * Employment-related information (e.g., benefits information, performance
   data);
 * Compliance and disciplinary information; and
 * Sensitive Personal Information (where permitted and in accordance with
   applicable law), which may include biometric data, SSN, driver’s license
   number, racial or ethnic origin, trade union membership, health and medical
   information, drug screening results where applicable, sexual orientation,
   and/or criminal history may also qualify as Personal Information, as well as
   the contents of certain email or other communications made using Black Knight
   IT equipment.



Other Personal Information needed from you to consider your application, conduct
employment-related business purposes, or to provide real estate-related and
loan-related services to you.

As applicable to applicant and employment-related Personal Information, the
provision of Personal Information as described in this Privacy Policy is partly
a statutory requirement, partly a contractual requirement under your employment
contract, and partly a requirement to carry out the employment relationship with
you. In general, you are required to provide such Personal Information, except
in limited instances when we indicate that the provisions of certain information
is voluntary (e.g., in connection with employee satisfaction surveys). Not
providing Personal Information where required may prevent Black Knight from
carrying out the employment relationship with you and may require Black Knight
to terminate your employment where permitted by applicable law.

In some instances, the provision of the Sensitive Personal Information listed
above is voluntary. We will let you know when that is the case, and if you
decide not to share Sensitive Personal Information that is voluntary, not doing
so will not impact your employment with Black Knight.

Browsing Information. Black Knight may collect the following categories of
browsing information (“Browsing Information”), which may include, among other
things:

 * Information about your estimated location as may be determined from the IP
   Address; and
 * Information about the device you are using, such as:
 * Internet Protocol (or IP) address or device ID/UDID, protocol and sequence
   information;
 * Browser language and type;
 * Domain name system requests;
 * Browsing history, time spent at a domain, time and date of your visit, number
   of clicks, or location data;
 * HTTP headers, application client and server banners;
 * Hardware model, operating system, application version number, device or
   browser data; and
 * Aggregated information, including Non-identifiable Data (as defined herein).

3. HOW INFORMATION IS COLLECTED



In the course of our business, we may collect (or may have collected in the
preceding 12 months) Personal Information or Browsing Information about you from
the following sources:

 * Loan applications or other forms we receive from you or your authorized
   representative, which may include information about your assets and income
   and identifying information, such as name, address and SSN;
 * Job applications and related documentation we receive from you, as well as
   similar information we receive from you when you create an account and
   profile in the Black Knight careers portal;
 * Information from you collected during the course of your employment with us;
 * The correspondence you and others send to us;
 * Information we receive from you through the Website;
 * Information we collect from you passively through cookies and other
   technologies, including cookieless tracking technologies (see below);
 * Information about your transactions with or services performed by us, or
   information about such transactions that we receive from our affiliates or
   nonaffiliated third parties;
 * Information we receive from your computer or mobile device;
 * Information we receive from our partners, service providers, or other third
   parties (e.g., employment or recruitment agencies, background check
   providers, or publicly available sources);
 * Information from consumer or other reporting agencies and public records
   maintained by governmental entities that we obtain directly from those
   entities, from our affiliates or others, such as your creditworthiness and
   credit history; and
 * Information we receive from other sources, as permitted by applicable laws,
   rules, and regulations.



If you provide us with any Personal Information about other individuals, such as
your reference(s), it is your responsibility to make sure you have their
permission to share this information with Black Knight.

If you visit or use our Website, we may collect Browsing Information from you as
follows:

Browser Log Files. Our servers automatically log each visitor to the Website,
and collect and record certain Browsing Information about each visitor. The
Browsing Information includes only generic information and reveals nothing
personal about the user.

Cookieless Tracking Technology. When you visit our Website, our Website runs a
script that stores information about how you interact with the Website. The
script only runs while you are visiting the Website, and will not persist when
you leave the Website.

Cookies. When you visit our Website, a “cookie” may be sent to your computer. A
cookie is a small piece of data that is sent to your Internet browser from a web
server and stored on your computer’s hard drive. When you visit the Website
again, the cookie allows the Website to recognize your computer. Cookies may
store user preferences and other information to assist your navigation between
pages efficiently, remember preferences, and improve the user experience. You
can choose whether to accept cookies by changing your Internet browser settings,
which may impair or limit some functionality of the Website.

Cookies can be "persistent" or "session" cookies. Persistent cookies remain on
your personal computer or mobile device when you go offline, while session
cookies are deleted as soon as you close your web browser. We use first party
cookies, which are cookies that we place on your device ourselves, and third
party cookies, which are cookies that we allow third parties to place on your
device.

 * Essential cookies. We use essential cookies to authenticate users and prevent
   fraudulent use of user accounts.
 * Advertising cookies: Our third party service providers use cookies and
   similar technologies such as web beacons or pixels to identify and store
   behaviors that users take on the Website (such as pages visited and search
   terms used). These are used in order to: (i) if applicable, identify you as a
   prospect for our client lenders, loan servicers or mortgage brokers; (ii)
   deliver advertisements that are more relevant to you and your interests;
   (iii) limit the number of times you see an advertisement; as well as (iv)
   help measure the effectiveness of the advertising campaign. If a prospect
   engages with our content and provides their contact information, their web
   behavior on our site is paired with their contact information. Note that our
   providers remember that you have visited our Website and this information may
   be shared with other organizations such as advertisers. This means after you
   are done using our Service you may see some advertisements about our Services
   elsewhere on the Internet. You may opt out of Google’s ad personalization
   through Google’s ad settings, as further described below.
 * Analytics cookies. We use Google Analytics to track information about how you
   interact with our Website so that we can make improvements. We also use
   analytics cookies to test pages, features or new functionality of the Website
   to see how our users react to them.



In order to collect this information, Google Analytics may set cookies on your
browser or mobile device, or read cookies that are already there. Google
Analytics may also receive information about you from apps you have downloaded,
that partner with Google. We do not combine the information collected through
the use of Google Analytics with Personal Information. Click
https://policies.google.com/technologies/partner-sites to learn about how to
control information used by Google Analytics. Google’s ability to use and share
information collected by Google Analytics about your visits to the Website to
another application which partners with Google is restricted by the Google
Analytics Terms of Use and the Google Privacy Policy. Please review those and
see https://policies.google.com/privacy for information about how Google uses
the information provided to Google Analytics and how you can control the
information provided to Google.

In some cases, you may also block the use of cookies using cookie blocker
technology available to you when you visit the Website, such as through the
“Your Privacy Choices” or the “Do Not Sell or Share My Personal Information”
link available on the Website, or through a universal opt-out mechanism, as
discussed below.

4. USE AND RETENTION OF COLLECTED INFORMATION



Personal Information collected by Black Knight is used for the following,
primary purposes:

 * To provide products and services to you or any affiliate or third party who
   is obtaining services on your behalf or in connection with a transaction
   involving you;
 * To provide products and services to our clients;
 * To improve our products and services;
 * To personalize your experience of the Website; and
 * To communicate with you and to inform you about Black Knight, our Black
   Knight affiliates’ and third parties’ products and services, jointly or
   independently.



To the extent that you are a current or former employee, or an applicant, Black
Knight may also use your Personal Information for the following, primary
purposes:

 * To review and consider your application and conduct pre-employment screening
   (e.g., security and background screenings) if we decide to offer you
   employment;
 * To administer recruitment and staffing activities;
 * To manage and improve our recruitment processes and our business operations
   related to the recruitment process;
 * Administering the workforce;
 * Administering and providing compensation, benefits, and other work related
   allowances, as applicable;
 * Managing our information technology (e.g., computers, phones, company
   systems, and applications) and information security, including the helpdesk,
   corporate directory, IT support, fraud prevention, and information security;
 * Managing mergers and acquisitions, and other business reorganizations and job
   eliminations, business transfers, and potential divestments;
 * Monitoring and ensuring compliance with applicable laws, regulatory
   requirements, and applicable Black Knight procedures, including the ICE
   Global Code of Business Conduct;
 * Complying with corporate financial responsibilities, including audit
   requirements (both internal and external), accounting, and cost/budgeting
   analysis and control;
 * Complying with applicable laws and employment-related requirements (including
   certain diversity and inclusion reporting and making workplace
   accommodations);
 * To comply with other legal obligations and/or protect our legal interests;
   and
 * We use Sensitive Personal Information to evaluate Black Knight’s progress in
   achieving its diversity hiring goals, to ensure equal opportunity monitoring
   and reporting, and to meet legal obligations, including providing workforce
   accommodations and for disability and workplace safety tracking
   administration.



With regard to Sensitive Personal Information, we only use your Sensitive
Personal Information to provide you with the requested products or services and
to administer your application or employment, unless otherwise required by law
or court order.

Generally, we retain your Personal Information for as long as necessary to meet
the purpose of the collection of your Personal Information, or as otherwise
permitted or required by law.

5. WHEN INFORMATION IS DISCLOSED



We may provide your Personal Information (excluding information we receive from
consumer or other credit reporting agencies) and Browsing Information to various
individuals and companies, as permitted by law, without obtaining your prior
authorization. Please see the section below titled Choices with Your Information
to learn how to limit the discretionary disclosure of your Personal Information
and Browsing Information.

Disclosures of your Personal Information may be made (or may have been made in
the preceding 12 months) to the following categories of affiliates and
nonaffiliated third parties, unless prohibited by applicable law:

 * To third parties to provide you with services you have requested, and to
   enable us to detect or prevent criminal activity, fraud, material
   misrepresentation, or nondisclosure;
 * To our affiliate financial service providers for their use to market their
   products or services to you;
 * To nonaffiliated third party service providers who provide or perform
   services on our behalf and use the disclosed information only in connection
   with such services;
 * To nonaffiliated third party service providers with whom we perform joint
   marketing, pursuant to an agreement with them to market financial products or
   services to you;
 * To law enforcement or other governmental authority in connection with an
   investigation, or civil or criminal subpoena or court order;
 * To third parties in response to court orders, or in connection with any legal
   process, or to comply with relevant laws;
 * To third parties in relation to a business transaction, such as in the event
   of a merger, reorganization or similar corporate restructuring activities;
 * To third parties as part of our efforts to establish or exercise our rights,
   to defend against a legal claim;
 * To lenders, lien holders, judgment creditors, or other parties claiming an
   interest in title whose claim or interest must be determined, settled, paid,
   or released prior to closing; and
 * Other third parties for whom you have given us written authorization to
   disclose your Personal Information, or as otherwise allowed or required by
   applicable law.



To the extent that you are a current or former employee, or an applicant, Black
Knight may also disclose your Personal Information to the following categories
of affiliates and nonaffiliated third parties, unless prohibited by applicable
law:

 * To Black Knight affiliates and subsidiaries in the course of our normal
   business operations and as needed to address our corporate structure;
 * To nonaffiliated third parties, such as customers, in connection with
   business operations;
 * To government agencies and regulators (e.g., tax authorities, social security
   administration); and
 * To external advisors (e.g., lawyers, accountants, and auditors).



We may disclose Personal Information and/or Browsing Information when required
by law or in the good-faith belief that such disclosure is necessary to:

 * Comply with a legal process or applicable laws;
 * Enforce this Privacy Policy;
 * Take precautions against liability and investigate or respond to claims that
   any material, document, image, graphic, logo, design, audio, video or any
   other information provided by you violates the rights of a third party;
 * Protect the rights, property or personal safety of Black Knight, its users or
   the public, which includes exchanging information with other companies and
   organizations for the purposes of fraud protection and credit risk reduction,
   and, if required by law, disclosing information to U.S. federal and state
   governmental agencies;
 * Investigate potential unauthorized access or misuse of our Website;
 * Share information with our corporate affiliates (e.g., parent company, sister
   companies, subsidiaries, joint ventures, or other companies under common
   control); or
 * Facilitate the acquisition of our company, business, or our assets.



If you are a California resident, you may choose to prevent Black Knight from
disclosing or using your Personal Information and/or Browsing Information, which
Black Knight may collect through the employment process under the following
circumstances (“opt-out”):

 * For our affiliates’ everyday business purposes – information about your
   creditworthiness; and
 * For our affiliates to market to you.



To the extent permitted above, you may opt-out of disclosure or use of your
Personal Information and Browsing Information by notifying us by one of the
methods at the end of this Privacy Policy. We do not share your Personal
Information with non-affiliates for their direct marketing purposes.

We may ask if you would like us to share your information with other
unaffiliated third parties who are not described elsewhere in this Privacy
Policy.

6. HOW WE PROTECT YOUR INFORMATION



We maintain reasonable safeguards to keep your Personal Information secure. When
we provide Personal Information to our affiliates or third party service
providers as discussed in this Privacy Policy, we require that these parties
agree to process such information in compliance with our Privacy Policy or in a
manner that complies with applicable privacy laws. The use of your information
by a trusted business partner may be subject to that party’s own privacy policy.
Unless permitted by law, we do not disclose information we collect from consumer
or credit reporting agencies with our affiliates or others without your consent.
In the event that we are required by law to inform you of a breach to your
nonpublic personal information we may notify you electronically, in writing, or
by telephone, if permitted to do so by law.

In addition to the other rights herein, we have the right to share and use, for
any purpose, the collected Personal Information that is aggregated, anonymized,
or otherwise rendered non-identifiable (collectively, “Non-identifiable Data”).

We reserve the right to transfer your Personal Information, Browsing
Information, and any other information, in connection with the sale or other
disposition of all or part of the Black Knight business and/or assets, or in the
event of our bankruptcy, reorganization, insolvency, receivership or an
assignment for the benefit of creditors. You expressly agree and consent to the
use and/or transfer of the foregoing information in connection with any of the
above described proceedings. We cannot and will not be responsible for any
breach of security by any third party or for any actions of any third party that
receives any of the information that is disclosed to us.

We may disclose your Personal Information for any purpose disclosed by us when
you provide the information. We may also disclose your Personal Information with
your permission or as directed by you.

7. CHOICES WITH YOUR INFORMATION



You can make the following choices regarding your Personal Information:

Marketing Emails. You may choose to provide us with your email address for the
purpose of allowing us to send free newsletters, surveys, offers, and other
marketing materials to you, as well as targeted offers from third parties. You
can stop receiving marketing emails by following the unsubscribe instructions in
e-mails that you receive. Even if you unsubscribe from marketing emails, we may
continue to send you non-marketing emails associated with your account,
communications within applications or platforms, and service-related
communications. Please note that a separate request for deletion may not remove
you from a marketing email list automatically. To be removed from a marketing
list, you should click “unsubscribe” at the bottom of the email.

Access To and Portability of Your Personal Information. For information that we
collect on our own behalf, we will grant you, where required by law, reasonable
access to the Personal Information that we have about you. You may also have the
right to receive this Personal Information in a structured, commonly used, and
machine-readable format so you can transmit this Personal Information to another
entity. You may request access to or portability of your Personal Information by
contacting us through the process described below. If we are processing your
information on behalf of one of our clients we will forward your request to that
client and await instructions on whether access and/or portability should be
granted.

Changes To Your Personal Information. You can contact us through the process
described below in order to request that your information be modified. If we are
processing your information on behalf of one of our clients you will need to
communicate directly with your provider. Note that we may keep historical
information in our backup files as permitted by law.

Deletion Of Your Personal Information. We typically retain Personal Information
that we collect on our own behalf for the period necessary to fulfill the
purposes outlined in this Privacy Policy unless a longer retention period is
required or permitted by law. You may request information about how long we keep
a specific type of information, or request that we delete your Personal
Information, by following the process described below. If we are processing your
information on behalf of one of our clients you will need to communicate
directly with your provider to have this information deleted.

Revocation Of Consent or Objections. You may revoke consent to processing (where
our processing is based upon consent), or object to our processing (where our
processing is not based upon your consent) by following the process described
below. If you revoke your consent / object we may no longer be able to provide
you services. In some cases we may limit or deny your request to revoke consent
/ object if the law permits or requires us to do so, or if we are unable to
adequately verify your identity. If we are processing your information on behalf
of one of our clients we will forward a revocation of consent to that client and
await instructions from them on whether the processing to your information
should cease.

Right to Opt-Out of the “Sale” or “Sharing” of Your Personal Information. We do
not sell your Personal Information, nor do we knowingly sell or share the
Personal Information of individuals under the age of 16. To the extent we share
(as defined by applicable law) your Personal Information with third parties for
marketing purposes, you may opt-out of the sharing of your Personal Information.
You may exercise your right to opt-out of certain types of processing by
contacting us as stated below or by clicking the “Do Not Sell or Share My
Personal Information” or “Your Privacy Choices” link. If we are processing your
information on behalf of one of our clients you will need to communicate
directly with your provider about your request.

Right to Opt-Out of Targeted Advertising. Our use of cookies or other tracking
technologies may be considered “targeted advertising” under applicable law.
Depending on where you are located, if you would like to opt-out of targeted
advertising, please click on the “Do Not Sell or Share My Personal Information”
or “Your Privacy Choices” link available on the Website or contact us as stated
below.

Right to Opt-Out of Profiling. You have the right to opt-out of the use of
profiling in furtherance of significant decisions affecting you. At this time,
we do not engage in the type of profiling that is subject to the right to
opt-out of profiling.

California Consumer Right to Restrict Processing of Sensitive Personal
Information. You have the right to request the restriction of processing of your
Sensitive Personal Information. At this time, however, we do not use or disclose
Sensitive Personal Information for purposes other than those expressed herein or
otherwise permitted by applicable law, and these uses cannot be limited under
California law.

Online Tracking. We generally recognize commercially reasonable opt-out
preference signals (e.g., Global Privacy Controls, Do Not Track). Recognition of
this signal will only occur with respect to the device and/or browser that
communicates the signal, such that you may need to update your preferences on
every device or browser you use to access our services.

Right to Appeal. You have the right to appeal our decisions about your privacy
requests. If you would like to appeal a decision regarding your privacy request,
please contact us as stated below. Additionally, you may contact the relevant
Attorneys General Offices.

Please address written requests and questions about your rights to Privacy Web
Form (onetrust.com) or call us toll-free at 1-866-294-4493. If you would like to
appeal a decision we have made regarding a written request, please address the
appeal in the same manner as the initial request or question.

Note that, as required by law, we will require you to prove your identity. We
may verify your identity by phone call or email. Depending on your request, we
will ask for information such as your name or the date of your last transaction
with us. We may also ask you to provide a signed declaration confirming your
identity.

In some circumstances, you may designate an authorized agent to submit requests
to exercise certain privacy rights on your behalf. We will require verification
that you provided the authorized agent permission to make a request on your
behalf. You must verify your own identity directly with us, and, to the extent
an authorized agent is submitting a request on your behalf, your request must
include the following information with the request:

 1. A copy of the signed permission you have given to the authorized agent to
    submit the request on your behalf.
 2. A completed Authorized Agent Designation Form indicating that you have
    authorized the authorized agent to act on your behalf.



If we do not receive both pieces of information, the request may be denied.

Online advertising: To opt out of targeted advertising by Google, you can go to
Google’s ad settings.

You may also install the DoubleClick opt-out add-on. Once installed, even if you
clear all your cookies and restart your browser, it will prevent the DoubleClick
cookie from being saved to your browser.

Alternatively, to opt out of interest-based advertising or to learn more about
the use of this information, you can visit the Network Advertising Initiative,
(https://optout.networkadvertising.org/?c=1) and/or the Digital Advertising
Alliance (http://www.digitaladvertisingalliance.org). If you choose to opt out,
an opt-out cookie will be placed on your computer. The opt-out cookie is
browser-specific and device-specific and only lasts until cookies are cleared
from your browser or device. The opt-out cookie will not work for essential
cookies. If the cookie is removed or deleted, if you upgrade your browser, or if
you visit us from a different computer, you will need to return to the links
above to re-select your preferences.

Please note that these actions do not opt you out of certain advertising.

All cookies: You can instruct your browser to refuse all cookies or to indicate
when a cookie is being sent or visit our preference center when prompted. If you
do not accept cookies, you may not be able to use all of the features we offer,
you may not be able to store your preferences, and some of our pages might not
display properly.

For California and Delaware Residents: We will not share your Personal
Information and Browsing Information with nonaffiliated third parties, except as
described in this Privacy Policy or as otherwise permitted by law.

For Nevada Residents: You may be placed on our internal Do Not Call List by
calling 1-866-294-4493 or by contacting us via the information set forth at the
end of this Privacy Policy. Nevada law requires that we also provide you with
the following contact information: Bureau of Consumer Protection, Office of the
Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101;
Phone number: 702.486.3132 or 888.434.9989 (Toll-free); email: AgInfo@ag.nv.gov.

For Oregon Residents: We will not share your Personal Information and Browsing
Information with nonaffiliated third parties for marketing purposes, except
after you have been informed by us of such sharing and had an opportunity to
indicate that you do not want a disclosure made for marketing purposes.

For Vermont Residents: We will not share your Personal Information and Browsing
Information with nonaffiliated third parties, except as permitted by Vermont
law, such as to process your transactions or to maintain your account. In
addition, we will not share information about your creditworthiness with our
affiliates except with your authorization. For joint marketing in Vermont, we
will only disclose your name, contact information and information about your
transactions.

8. PASSWORDS AND SECURITY



For certain features or services available through the Website, we may require
the use of encryption technologies provided for your protection. Certain users
of the Website may be able to create a user account to access certain features
of our Website. We use reasonable precautions to protect the privacy of your
username, password, and other user account information.

You are ultimately responsible for protecting your username, password, and other
user account information from disclosure to third parties, and you are not
permitted to circumvent the use of required encryption technologies. You agree
to: (a) immediately notify us of any unauthorized use of your username,
password, and/or user account information, and/or any other breach of security;
and (b) make sure that you log out from your user account at the end of each
session. While we may provide certain encryption technologies and use other
reasonable precautions to protect your confidential information and provide
suitable security, we do not and cannot guarantee or warrant that any
information transmitted through the Internet is secure, or that such
transmissions are free from delay, interruption, interception or error.

9. INFORMATION FROM CHILDREN



We do not intentionally collect Personal Information from any person that we
know to be under the age of sixteen (16) without permission from a parent or
legal guardian, and neither our Website nor our services are directed to
children under the age of sixteen (16). You affirm that you are over the age of
sixteen (16) and will abide by the terms of this Privacy Policy. We do not
knowingly sell or share (as the term is defined by applicable law) Personal
Information of minors, including those under the age of sixteen (16).

Parents and legal guardians should be aware that this Privacy Policy will govern
our use of Personal Information, but also that information that is voluntarily
given by children – or others – in email exchanges, bulletin boards, or the
like, may be used by other parties to generate unsolicited communications. We
encourage all parents and legal guardians to instruct their children in the safe
and responsible use of their Personal Information while using the Internet.

10. PRIVACY OUTSIDE THE WEBSITE



The Website may contain links to other websites. Black Knight is not and cannot
be responsible for the privacy practices or the content of any of those other
websites. Please check with those websites in order to determine their privacy
policies and your rights under them.

We may use the services of third party service providers, for example to process
payments and other transactions. By using our Website, you grant us all
necessary rights and consents under applicable laws to disclose to our third
party service providers – or allow such third party service providers to
collect, use, retain, and disclose – any Personal Information for purposes of
providing services to you, including data that we may collect directly from you
using cookies or other similar means.

To the extent you interact with any YouTube videos on any Black Knight Website,
the following terms will apply (https://www.youtube.com/t/terms), and you agree
to be bound by the YouTube Terms of Service.

11. CALIFORNIA "SHINE THE LIGHT"



Under California’s “Shine the Light” law, California residents who provide
Personal Information in obtaining products or services for personal, family or
household use are entitled to request and obtain from us once a calendar year
information about the customer information we shared, if any, with other
businesses for their own direct marketing uses. If applicable, this information
would include the categories of Personal Information and the names and addresses
of those businesses with which we shared customer information for the
immediately prior calendar year (e.g., requests made in 2024 will receive
information regarding 2023 sharing activities).

To obtain this information, please submit a request through our Privacy Web
Form.

If we are unable to authenticate your request we will reply as such to the email
address from which your request originated. We will provide the requested
information, along with any details of actions we’ve taken, to you at the email
address you specify in your request.

Please be aware that not all information sharing is covered by the "Shine the
Light" requirements and only information on covered sharing will be included in
our response.

12. ACCESS AND CORRECTION



To update or correct your Personal Information in the possession of Black
Knight, please contact us in the manner specified at the end of this Privacy
Policy. However, in those cases where we are acting as a third party service
provider to a Lender or Servicer, you must contact your Lender or Servicer.

In addition to the ability to print this Privacy Policy from this site, users
with disabilities may request a copy of this Privacy Policy by sending a written
request to Black Knight Inc., Attention Privacy Office, 601 Riverside Avenue,
Jacksonville, Florida 32204. Also, if you are visually impaired, you may access
this Privacy Policy through audio readers on our Website.

13. NON-US USERS



The Website and our products and services are hosted in the United States and
are governed by United States law. If you are using the Website or our products
or services from outside the United States, please be aware that your Personal
Information may be transferred to, stored, and processed in the United States
where our servers are located and our central database is operated. The data
protection and other laws of the United States and other countries might not be
as comprehensive as those in your country. By using the Website or our products
and services, you consent to your Personal Information being transferred to our
facilities and to the facilities of those third parties with whom we share it as
described in this Privacy Policy.

14. EMPLOYMENT OPPORTUNITIES



For individuals interested in job opportunities with us, the Website may allow
prospective employees to request additional job opportunity information and
apply for a job online. We, or our third party service providers, may use the
Website to collect Personal Information from prospective employees for human
resources recruitment purposes. Such Personal Information may include your
resume information, employment history, and information related to your race or
disabilities. By submitting any of the foregoing information, you consent to its
dissemination to, and use by, us and our affiliates. The foregoing also applies
to job application inquiries and submissions that you may transmit to us other
than through the Website.

15. NOT FINANCIAL ADVICE



You acknowledge and agree that by providing you with access to and use of the
Website, we are not providing financial opinions or advice on any of the matters
discussed or included on the Website, and we will not be liable to any party for
any act or failure to act relating to any advice listed on the Website. You
further acknowledge that none of the information contained on the Website
constitutes a solicitation, offer, opinion, or recommendation by Black Knight to
buy or sell any security, or to provide legal, tax, accounting, or investment
advice or services regarding the profitability or suitability of any security or
investment.

16. YOUR CONSENT TO THIS PRIVACY POLICY



By submitting Personal Information and/or Browsing Information to Black Knight,
you consent to the collection and use of information by us in compliance with
this Privacy Policy unless you inform us otherwise by means of the procedure
identified below. Amendments to the Privacy Policy will be posted on the
Website. Your use of the Website following such publication of any amendment of
this Privacy Policy will signify your consent to and acceptance of its revised
terms.

We may use comments, information or feedback that you may submit, without
identifying information, in any manner that we may choose without notice or
compensation to you.

17. AMENDMENTS



We may update or modify this Privacy Policy from time to time. We will post the
changes to this page, and will indicate the date they go into effect. We
encourage you to review our Privacy Policy to stay informed. If we make changes
that materially affect your privacy rights, we will notify you of the changes by
posting a prominent notice on our Website or using other methods that we select,
such as sending you an email.

18. INFORMATION FOR CALIFORNIA RESIDENTS



We do not sell Personal Information and have not sold Personal Information at
any time in the preceding twelve (12) months. You can find a list of the
categories of information we share or disclose for a business purpose here.
Please note that because this list is comprehensive it may refer to types of
information that we share about people other than yourself. If you would like
more information concerning the categories of Personal Information (if any) we
share with third parties or affiliates for those parties to use for direct
marketing please submit a written request to us using the information in the
"Questions" section below. We do not discriminate against California consumers,
personnel, or applicants who exercise any of their rights described in this
Privacy Policy.

19. QUESTIONS



Please transmit any requests through our Privacy Web Form or to:

Black Knight, Inc.
601 Riverside Avenue
Jacksonville, Florida 32204

Attn: Chief Compliance Officer

904.854.5100

(Toll-free) 1-866-294-4493

Proprietary and/or Trade Secret TM SM ® Trademark(s) of Intercontinental
Exchange, Inc. or a subsidiary or affiliate.

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PRIVACY PREFERENCE CENTER

Our Site uses cookies and similar technologies, some of which are provided by
third parties, as described in our Cookie Policy. You may opt out of third party
advertising cookies, as well as most other cookies on our website (other than
those that are essential for our website to function properly). To review and
manage your cookie preferences and see a list of cookies on this website, click
the “Manage Cookie Settings” button above. Please note that your preferences are
browser specific. So, if you come back to this website from a different device
or use a different browser on the same device, you will need adjust your cookie
preferences for that browser and device as well.

Marketing and targeted advertising. You may opt out of marketing and promotional
emails from us at any time by following the opt-out instructions contained in
any such email. You may also contact us to review your communications
subscriptions or to opt out of marketing emails from us here: Privacy Web Form
(onetrust.com).

You may submit a request to opt out of other disclosures and sharing for
targeted advertising purposes (eg, custom audience list targeting as described
in our privacy policy) here: Privacy Policy.

Access, correction, deletion, and other privacy rights. If you would like to
review the personal information we have collected about you, request that we
update or delete your personal information, or submit a request to exercise your
privacy rights under applicable laws, please contact us here: Privacy Web Form
(onetrust.com).

DO NOT SELL OR SHARE (CA RESIDENTS): California residents have the right, under
the California Consumer Privacy Act (CCPA), to opt-out of “sales” and “sharing”
of their personal information, which as defined under the CCPA may include
disclosures via certain advertising and other cookies. Our website responds to
global privacy control—or “GPC”—signals, which means that if we detect that your
browser is communicating a GPC signal, we will process that as a request to opt
your browser and device out of sales and sharing (via cookies) on our website.
More information about GPC is available at https://globalprivacycontrols.org⁠.
You can also opt out by clicking “Manage Cookie Settings” above and use the
“Reject All,” option which will opt your browser out of any sales or sharing
cookies on this Site (as well as most other cookies, except those that are
essential for our website to function properly). Note that if you come back to
our website from a different device or use a different browser on the same
device, you will need to opt out or set GPC for that browser and device as well.
You may submit a request to opt out of other ‘sharing’ for targeted advertising
purposes (eg, custom audience list targeting as described above), here.

MORE INFORMATION: For more information about our privacy practices and your
privacy rights and choices, please review our Privacy Policy.


MANAGE CONSENT PREFERENCES

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or alert you about these cookies, but some parts of the site will not then work.
These cookies do not store any personally identifiable information.

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These cookies are set by a range of social media services that we have added to
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These cookies may be set through our site by our advertising partners. They may
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