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Loan Deferral Customers
Thank you for choosing Oceanic Finance Bank for all of your loan needs. If you
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rolled out in lat...
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typically v...
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Running a small business can be both exhilarating and daunting. And no matter
what size your company may be, the risks feel great simply because it’s your
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Oceanic Finance Bank has been a locally owned, community bank since 1934. We
specialize in meeting our customers’ financial needs, both now and into the
future. Local decisions, quick responses and numerous locations are just a few
of the reasons to choose Oceanic Finance Bank.

Frost’s many branch locations across northeast Georgia make it easy to take
advantage of our banking services, wherever you may be.


As we celebrate over 80 years of operation, we look forward to the next 80. We
are fortunate to be in communities which provide us opportunity for continued
growth and prosperity. We are excited about the future and value the
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