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Venmo Offers Powered by Dosh Terms of Service
Last Updated: Sept 22, 2020


PayPal, Inc. uses the DOSH Holdings, Inc. (“DOSH,” “our,” “we”) cash-back
platform to manage the Venmo Offers Powered by Dosh program. DOSH is a third
party that is not affiliated with The Bancorp Bank, PayPal, Inc. or Venmo. By
participating in the Venmo Offers Powered by Dosh program, you agree that DOSH
may create a wallet for you on its systems in order for you to earn and redeem
Venmo Offers Powered by Dosh based on qualifying transactions with participating
merchants (the “Services”). These Venmo Offers Powered by Dosh Terms of Service
(the “Venmo Offers Powered by Dosh Terms”) govern your use of the DOSH platform.
You may opt out of this program at any time by calling customer support at
855-204-4090.

‍1. YOUR ACCEPTANCE OF THESE VENMO OFFERS POWERED BY DOSH TERMS

‍
‍By accessing or using the Services in any way or by clicking to agree to these
Venmo Offers Powered by Dosh Terms (or any agreement that has incorporated these
Venmo Offers Powered by Dosh Terms, such as the Venmo cardholder agreement) when
that option is made available to you, you agree to be bound by these Venmo
Offers Powered by Dosh Terms and our Privacy Policy which is incorporated by
this reference into these Venmo Offers Powered by Dosh Terms. If you do not
agree to all the Venmo Offers Powered by Dosh Terms and conditions of these
Venmo Offers Powered by Dosh Terms, do not access or use the Services. We are
not responsible if you access or use the Services in any manner that violates
applicable law.

‍2. THE SERVICES

‍
The purpose of the Services is to help you save money with minimal effort by
rewarding you for certain qualifying purchases and other activities. Our Privacy
Policy governs our collection, use, storage, and disclosure of user information.
DOSH is in no way affiliated with the merchants that extend offers to you
through the DOSH platform. Subject to these Venmo Offers Powered by Dosh Terms,
we will automatically provide Venmo Offers Powered by Dosh to you when you
purchase qualifying goods or services at participating merchants with your
eligible Venmo payment method. DOSH, in its sole discretion, establishes the
terms and conditions for each qualifying purchase or action and determines
whether you have satisfied such terms and conditions to receive Venmo Offers
Powered by Dosh. The following transaction types are never eligible to receive
Venmo Offers Powered by Dosh:

- ATM transactions;
- In-store cash withdrawals or cash back;
- Any transactions identified by a merchant as not being eligible to receive
Venmo Offers Powered by Dosh;
‍
All offers made available to you are temporary and may become unavailable
without notice. Without limiting any of the other terms of these Venmo Offers
Powered by Dosh Terms, if you return, charge back, cancel, dispute, or otherwise
request a refund for a qualifying purchase for which you have already received
Venmo Offers Powered by Dosh we reserve the right to remove any related Venmo
Offers amount from the Venmo account linked to your eligible Venmo payment
method (your “Venmo Account”) or withhold future Venmo Offers Powered by Dosh to
offset any such amount. Any Venmo Offers that you earn will be transferred to
your Venmo Account. You are solely responsible for verifying the accuracy and
completeness of any Venmo Offers Powered by Dosh transferred to your Venmo
Account. All amounts paid to you hereunder are exclusive of any applicable
withholding, sales, use, excise, value added, or other taxes.
‍
You acknowledge and agree that you are responsible for determining, paying,
withholding, filing, and reporting all taxes, duties, and other governmental
assessments associated with your activity in connection with the Services. We
are not responsible for determining whether you owe taxes in connection with
your access to or use of the Services or for collecting, reporting, or remitting
taxes arising from your access to or use of the Services, except for our own
income taxes. In addition to your other representations and warranties in these
Venmo Offers Powered by Dosh Terms, you represent and warrant that you will not
access or use the Services to engage in any illegal, fraudulent, or other
illicit activity.

‍3. OWNERSHIP AND PROPRIETARY RIGHTS IN THE SERVICES
‍
You acknowledge and agree that the Services are protected by applicable
copyright, trademark, and other intellectual property laws. All words and logos
displayed in connection with the Services that are marked by the ™ or ® symbols
are trademarks and service marks of DOSH and/or their respective owners. The
display of a third-party trademark in connection with the Services does not mean
that we have any relationship with that third party or that such third party
endorses the Services or DOSH.

‍5. MISCELLANEOUS


‍These Venmo Offers Powered by Dosh Terms, including our Privacy Policy,
constitute the entire agreement between you and us regarding the Services. These
Venmo Offers Powered by Dosh Terms may not be modified, supplemented, qualified,
or interpreted by any trade usage or prior course of dealing not expressly made
a part of these Venmo Offers Powered by Dosh Terms. We may, without prior notice
or liability to you, discontinue the Services or modify the Services by adding
or removing features or functionalities, even though such changes may affect
Venmo Offers by Dosh awarded to you. We may also revise these Venmo Offers
Powered by Dosh Terms from time to time in our sole discretion, subject to
applicable law. When we revise these Venmo Offers Powered by Dosh Terms, we will
update this document to reflect those changes. You are free to decide whether or
not to accept a revised version of these Venmo Offers Powered by Dosh Terms, but
accepting these Venmo Offers Powered by Dosh Terms, as revised, is required for
your continued access to and use of the Services. If you do not agree to these
Venmo Offers Powered by Dosh Terms or any revised version of these Venmo Offers
Powered by Dosh Terms, you may opt out of the program by calling customer
service at 855-204-4090. Except as otherwise expressly stated by us, your access
to and use of the Services are subject to the version of these Venmo Offers
Powered by Dosh Terms in effect at the time of your access or use. These Venmo
Offers Powered by Dosh Terms and any rights hereunder may not be transferred or
assigned by you without our prior written consent but may be assigned by us
without restriction and without your prior consent. Any attempted transfer or
assignment by you without our prior written consent will be null and void. No
agency, joint venture, partnership, trust, or employment relationship is created
between you and us by way of these Venmo Offers Powered by Dosh Terms.
Privacy Policy
Last Updated: Sept 22, 2020

DOSH Holdings, Inc. ( “we,” “us,” and “our”) is committed to treating your
personal information with respect and sensitivity. This privacy policy (this
“Privacy Policy”) explains how we may collect, store, use, and disclose
information when you access or use Venmo Offers Powered by Dosh.

YOUR ACCEPTANCE OF THIS PRIVACY POLICY


By accessing or using the Services, you consent to our collection, storage, use,
and disclosure of your information as described in this Privacy Policy. The
provisions contained in this Privacy Policy supersede all prior notices and
statements regarding our privacy practices with respect to the Services. If you
do not agree to every provision of this Privacy Policy, you may not access or
use the Services.

PROTECTING CHILDREN’S PRIVACY

The Services are not directed, or intended to be attractive, to children under
the age of 13. We do not knowingly collect personal information from children
under the age of 13. If you are under the age of 13, do not use the Services or
submit any information to us. If we learn we have collected or received personal
information from a child under the age of 13 without verification of parental
consent, we will delete that information.

TYPES OF INFORMATION WE COLLECT AND HOW WE COLLECT IT

When you access or use the Services, we may collect information that identifies
you (“Personal Information”), and we may also collect information that does not
identify you (“Anonymous Information”). When Anonymous Information is, directly
or indirectly, associated or combined with Personal Information, such Anonymous
Information will be considered Personal Information for purposes of this Privacy
Policy. In addition, to the extent Internet Protocol (“IP”) addresses or similar
identifiers or information are considered personally identifiable information by
applicable law, we will treat such identifiers and information as Personal
Information under this Privacy Policy.

HOW WE USE & SHARE INFORMATION

Notwithstanding anything to the contrary in this Privacy Policy or the Venmo
Offers Powered by Dosh Terms, we will use personal information, payment method
and transaction information solely as follows:

• to confirm a qualifying purchase or return to match transactions to confirm
whether you qualify for an offer or statement credit;
• to create a record of the transaction information and thereafter maintain and
use data in connection with the Services;
• to conduct analysis for the improvement and optimization of the Services;
• to inform participating merchants where a transaction occurred as needed for
the merchant to confirm a specific transaction occurred or points should be
awarded;
• to provide participating merchants aggregated and anonymized information
relating specifically to registered Payment Card activity solely to allow
participating merchants to assess the results of their campaign;
• to provide information in order to respond to a request from government
authority or a payment organization involved in a transaction with you or a
merchant; and
• to enable the sharing, exchange and use of transaction information described
above and herein by and among us, the Payment Card Networks, applicable
third-party service providers and applicable merchants.

When you access or use the Services, we may collect information that identifies
you (“Personal Information”), and we may also collect information that does not
identify you (“Anonymous Information”). When Anonymous Information is, directly
or indirectly, associated or combined with Personal Information, such Anonymous
Information will be considered Personal Information for purposes of this Privacy
Policy. In addition, to the extent Internet Protocol (“IP”) addresses or similar
identifiers or information are considered personally identifiable information by
applicable law, we will treat such identifiers and information as Personal
Information under this Privacy Policy.
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