www.bajajfinserv.in Open in urlscan Pro
2a02:26f0:480:58a::3844  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Menu





MY ACCOUNT

Make loan payments, drawdown funds, explore personalised offers, earn rewards
and more

 * Our companies
   Learn more about our companies
 * Help and support
   Raise a query or find answers to your questions
 * Register for Do Not Call service
   Register your mobile number to stop receiving promotional calls from Bajaj
   Finance Limited
 * Pay your dues
   Check your overdue amount and pay online
 * Articles and Insights
   Read about our products and services
 * My Rewards
   View all the rewards that you have earned so far
 * Locate us
   Find a Bajaj Finserv branch, a partner store or a hospital near you
 * Check pre-approved offers
   Enter your basic details to see our exclusive offers
 * Important Information
   Read the Terms and Conditions, Terms of Service, and other important details
   related to the digital platforms of Bajaj Finance Limited
 * Download our apps
   Download our apps from the Play Store/App Store

© Bajaj Finance Ltd. 1987-2024. © Bajaj Finserv Ltd. 2007-2024. All rights
reserved.


 * EMI Card
 * Alert Message
 * Cart
 * My Account
   Login
 * 
 * Partners


 * Loans
   * All Loans
   * Personal Loan
     Apply OnlineCheck Offer
      * Overview
      * Flexi Personal Loan
      * Features and Benefits
      * Eligibility
      * Calculator
      * Fees and Charges
      * How to Apply
      * FAQs
      * Manage your Loans
      * Manage your Flexi Loans
      * Contact Us
     
     LOANS FOR YOUR GOALS
     
     Loan for WeddingLoan for Higher EducationLoan for Home RenovationLoan for
     Medical Emergency
   * Insta Personal Loan
     Check OfferPre-approved Offer
      * Overview
      * Features
      * Eligibility
      * Calculator
      * Fees and Charges
      * How to Apply
      * Manage your Loans
     
     LOANS FOR YOUR GOALS
     
     Loan for WeddingLoan for Higher EducationLoan for Home RenovationLoan for
     Medical Expenses
   * Business Loan
     Apply OnlineCheck Offer
     
     UNSECURED
     
      * MSME World
      * Overview
      * Features
      * EMI Calculator
      * Eligibility
      * How to Apply
      * Fees & Charges
      * Manage your Loans
      * Manage your Flexi Loans
     
     TYPES OF BUSINESS LOANS
     
      * Business Loan for Chartered Accountants
      * Loan Against Property for Chartered Accountant
      * Personal Loan for Chartered Accountants
     
     SECURED
     
      * Overview
      * Features
      * EMI Calculator
      * Eligibility
      * How to Apply
      * Fees & Charges
      * Manage your Loans
      * Manage your Flexi Loans
   
   * Gold Loan
     Apply Online
     
     NEW LOAN
     
      * Overview
      * Features
      * EMI Calculator
      * Eligibility
      * How to Apply
      * Manage your Gold Loan
      * Interest Rate and Charges
      * Gold Rate
     
     BALANCE TRANSFER
     
      * Overview
      * Features
      * EMI Calculator
      * Eligibility
      * How to Apply
      * Interest Rate and Charges
   
   * Loans for Doctors
     Apply OnlineCheck Offer
     
     UNSECURED
     
      * Doctor World
      * Overview
      * Features
      * Eligibility
      * How to Apply
      * Fees & Charges
      * Manage your Loans
      * Manage your Flexi Loans
      * Loan for Pharmacist
     
     TYPES OF DOCTOR LOANS
     
      * Business Loan for Doctors
      * Personal Loan For Doctors
      * Loan Against Property for Doctors
      * Indemnity Insurance
      * Medical Practice Loan
     
     SECURED
     
      * Overview
      * EMI Calculator
      * Features
      * Eligibility
      * How to Apply
      * Fees and charges
      * Manage your loan
   
   * Medical Equipment Finance
     Apply Online
      * Overview
      * Features
      * Eligibility
      * How to Apply
      * Fees & Charges
   
   * Loans for CAs
     Apply OnlineCheck Offer
     
     UNSECURED
     
      * Overview
      * Features
      * Eligibility
      * How to Apply
      * Fees & Charges
      * Manage your Loans
      * Manage your Flexi Loans
     
     TYPES OF CA LOANS
     
      * Business Loan for Chartered Accountants
      * Loan Against Property for Chartered Accountants
      * Personal Loan for Chartered Accountants
     
     SECURED
     
      * Overview
      * EMI Calculator
      * Features
      * Eligibility
      * How to Apply
      * Fees and charges
      * Manage your loan
   
   * Commercial Lending
      * Overview
      * Term Loans
      * Working Capital Products
      * Corporate Lease Rental Discounting
   
   * Home Loan
     Apply OnlineCheck Offer
     
     HOME LOAN
     
      * Home Loan World
      * Overview
      * Features
      * EMI Calculator
      * Eligibility
      * How to Apply
      * Fees and Charges
      * Home Loan Interest Rate
     
     CATEGORIES
     
      * Home Loan for Doctors
      * Home Loan for Self-employed
      * Home Loan for Salaried
     
     BALANCE TRANSFER
     
      * Overview
      * Features
      * Eligibility
      * How to Apply
      * Fees and Charges
     
     CATEGORIES
     
      * Home Loan Balance Transfer for Doctors
      * Home Loan Balance Transfer for Self-employed
      * Home Loan Balance Transfer for Salaried
   
   * Loan Against Property
     Apply Online
     
     LOAN AGAINST PROPERTY
     
      * Overview
      * Features
      * EMI Calculator
      * Eligibility
      * How to Apply
      * Fees & Charges
      * Loan Against Property Interest Rate
     
     CATEGORIES
     
      * Loan Against Property for Doctors
      * Loan Against Property for Self-employed
      * Loan Against Property for Salaried
     
     BALANCE TRANSFER
     
      * Overview
      * Features
      * Eligibility
      * How to Apply
      * Fees & Charges
     
     CATEGORIES
     
      * Loan Against Property Balance Transfer for Doctors
      * Loan Against Property Balance Transfer for Self-employed
      * Loan Against Property Balance Transfer for Salaried
   
   * Lease Rental Discounting
   * Loan Against Securities
     Apply Online
     
     LOAN AGAINST SHARES
     
      * Overview
      * Features
      * Eligibility
      * How to Apply
      * Fees & Charges
      * Manage your Loan Against Securities
      * FAQ
     
     LOAN AGAINST BONDS
     
      * Overview
      * Features and Benefits
      * Eligibility
      * How to Apply
      * Fees and Charges
      * FAQs
     
     ESOP FINANCING
     
      * Overview
      * Features and Benefits
      * Eligibility
      * How to Apply
      * Fees and Charges
      * FAQs
     
     LOAN AGAINST MUTUAL FUNDS
     
      * Overview
      * Features
      * Eligibility
      * How to Apply
      * Fees & Charges
      * FAQ
     
     LOAN AGAINST INSURANCE POLICY
     
      * Overview
      * Features and Benefits
      * Eligibility
      * How to Apply
      * Fees and Charges
      * FAQs
   
   * Two-wheeler Loan
     Apply OnlineCheck Offer
      * Overview
      * Eligibility
      * Features
      * Interest Rates
      * How to Apply
      * Manage your Two-wheeler Loan
      * FAQs
   
   * New Car Finance
     Apply NowCheck Offer
      * Auto World
      * Overview
      * Features
      * Eligibility
      * How to Apply
      * Interest Rates and Charges
      * FAQs
      * Manage your loan
      * Manage your flexi loan
   
   * Used Car Loan
     Apply Now Check Offer
     
     USED CAR FINANCE
     
      * Auto World
      * Explore Used Cars and Loan
      * Overview
      * Features and benefits
      * Eligibility
      * EMI Calculator
      * Used Car Loan Eligibility Calculator
      * Fees and charges
      * How to Apply
      * FAQs
      * Manage your loan
      * Manage your flexi loan
     
     CATEGORIES
     
      * Loan against car
      * Car loan balance transfer
   
   * Loan Against Car
     Apply NowCheck Offer
     
     LOAN AGAINST CAR
     
      * Auto World
      * Overview
      * Features and benefits
      * Eligibility
      * EMI Calculator
      * Loan Against Car Eligibility Calculator
      * Fees and charges
      * How to Apply
      * FAQS
      * Manage your loan
      * Manage your flexi loan
     
     CATEGORIES
     
      * Used car loan
      * Car loan balance transfer
   
   * Car Loan Balance Transfer and Top-up
     Apply NowCheck Offer
     
     BALANCE TRANSFER
     
      * Auto World
      * Overview
      * Features and benefits
      * Eligibility
      * EMI Calculator
      * Car Loan Balance Transfer and Top Up Eligibility Calculator
      * Fees and Charges
      * How to Apply
      * Manage your loan
      * FAQS
      * Manage your flexi loan
     
     CATEGORIES
     
      * Used car loan
      * Loan against car
   
   * Microfinance Group Loan
   * Tractor Loan
   * Loan for Lawyer
   
 * All on EMI
   * Electronics
   * Two-wheelers
   * Lifestyle
   * Travel
      * Our Partner
      * Make My Trip
      * Goibibo
      * IRCTC
   
   * Shop on Ecommerce
      * Our Partner
      * Flipkart
      * Amazon
   
   * Offers & Promotions
   * Tractor
   
 * Bajaj Mall
   * Smartphones
   * Washing Machines
   * LED TVs
   * Refrigerators
   * Air Conditioners
   * Water Purifiers
   * Two-wheelers
   * Smartwatches
   * Laptops
   * Mattresses
   * Furniture
   * Kitchen Appliances
   * Cycles
   * Fitness Equipment
   * Air Cooler
   * Watches
   * Audio Devices
   * Camera Accessories
   
 * Card
   * Insta EMI Card
     Apply Online
      * Overview
      * Features and Benefits
      * Eligibility
      * Fees and Charges
      * How to Apply
      * Manage your Insta EMI Card
      * Contact Us
   
 * Investments
   * All Investments
   * Fixed Deposit
     Open FD
      * Overview
      * FD Calculator
      * Features and Benefits
      * FD Interest Rates
      * Eligibility and Documents
      * How to Invest
      * FAQs
      * Manage your FD
      * Contact Us
     
     FIXED DEPOSIT FOR YOUR GOALS
     
     Fixed Deposit for Retirement FundFixed Deposit for Higher EducationFixed
     Deposit for Home ExpensesFixed Deposit for Wedding Expenses
   * Mutual Funds
     Open MF AccountExplore Funds
     
     ABOUT THE PRODUCT
     
      * SIP Calculator
      * Overview
      * Explore All MFs
      * How to Invest
      * FAQs
      * Contact Us
     
     FUNDS BY RETURNS
     
      * 1 Month Returns
      * 3 Months Returns
      * 1 Year Returns
      * 3 Years Returns
      * Max Returns
     
     FUND CATEGORY
     
      * Debt Funds
      * Equity Funds
      * Hybrid Funds
      * ELSS Funds
      * Thematic Funds
      * Multi Cap Fund
      * NFO
     
     QUICK LINKS
     
      * Portfolio
      * Order in progress
      * Open mutual fund account
      * Mutual Fund Profile
      * New Fund Offer (NFO)
   
   * Stock Trading
     Open A/C
      * Start Trading
      * Open Demat Account
      * Overview
      * FAQ
      * Contact Us
   
   * Partner Portal
   * Become Our Partner
   
 * Insurance
   * Insurance Mall
   * Health Insurance
     Explore Plans
     
     HEALTH INSURANCE
     
      * Overview
      * Get Quote
      * FAQs
     
     TOP-UP HEALTH INSURANCE
     
      * Group Activ Health Super Top-Up
      * Bajaj Allianz Extra care plus plan
     
     FAMILY HEALTH INSURANCE
     
      * Aditya Birla Group Activ Health Plan (ABCD)
      * Bajaj Allianz Health Guard Insurance Plan
      * ManipalCigna Pro-Health Group.
      * Niva Bupa Health Plus Plan
      * Aditya Birla Active Assure Diamond
     
     PARTNERS
     
      * Aditya Birla Health Insurance
      * Bajaj Allianz General Insurance
      * Niva Bupa Health Insurance
      * Bajaj Finserv Health
      * ManipalCigna Health Insurance
   
   * Car Insurance
     Explore Plans
     
     CAR INSURANCE
     
      * Overview
      * Get Quote
      * FAQs
     
     COMPREHENSIVE CAR INSURANCE
     
      * ACKO Car Insurance
      * Bajaj Allianz Car Insurance
      * SBI General Car Insurance
     
     PARTNERS
     
      * ACKO General Insurance
      * Bajaj Allianz General Insurance
      * SBI General Insurance
     
     OWN DAMAGE
     
      * Bajaj Allianz Car Insurance
      * SBI General Car Insurance
   
   * Pocket Insurance
     Explore Plans
     
     BEST SELLER
     
      * Group Sampoorna Jeevan Suraksha
      * Personal Accident Cover
      * Accident 2-EMI Protection
      * Group Activ Health
      * Super top up Cover
     
     HEALTH MUST HAVE
     
      * Niva Bupa Health Plus
      * Dental Cover
      * Sports/Fitness Injury
      * Fracture Cover
      * Health Plus Hospital Cash
     
     UNDER 699
     
      * Accident–1 EMI Protection
      * Cancer Secure
      * Gym Injury Insurance
      * Pregnancy Complications Cover
      * Baggage Insurance
     
     MONSOON INSURANCE
     
      * Dengue & Malaria Cover
      * Monsoon Insurance
      * Viral Fever(Infection)
      * CPP Liv Protect
      * Group Activ Secure Policy- Personal Accident Cover 18-55 Years
   
   * Investment Plans
     Explore Plans
     
     INVESTMENT PLANS
     
      * Overview
     
     GUARANTEED SAVINGS
     
      * HDFC Life Guaranteed Savings Plan
      * Bajaj Allianz Life POS Goal Suraksha Plan
     
     PARTNERS
     
      * HDFC Life
      * Bajaj Allianz Life Insurance
   
   * Life Insurance
     Explore Plans
     
     LIFE INSURANCE
     
      * Overview
      * Get Quote
     
     PARTNER
     
      * Bajaj Allianz Life Insurance
      * HDFC Life insurance
      * Future Generali India Life Insurance
   
   * Professional Indemnity
     Explore Now
     
     PROFESSIONAL INDEMNITY
     
      * Overview
      * Get Quote
      * Bajaj Allianz Professional Indemnity Insurance Plan
      * View All
     
     PARTNERS
     
      * Bajaj Allianz General Insurance
   
   * Manage your Insurance
   
 * Payments
   * All Payments
   * Mobile Recharge
     Pay Now
      * Jio
      * Airtel
      * Vi
      * BSNL
   
   * Electricity Bill Payment
     Pay Now
      * Maharashtra State Electricity Distbn Co Ltd
      * West Bengal Electricity
      * Torrent Power
      * Tamil Nadu Electricity Board (TNEB)
      * Central Power Distribution Corporation Ltd. of Andhra Pradesh (APCPDCL)
      * Calcutta Electric Supply Corporation (CESC)
      * Jaipur Vidyut Vitran Nigam (JVVNL)
      * APEPDCL-Eastern Power Distribution CO AP Ltd
      * South Bihar Power Distribution Company Ltd.
      * Southern Power Distribution Co Ltd of Andhra Pradesh
      * Purvanchal Vidyut Vitaran Nigam Limited
   
   * Gas Booking
     Pay Now
      * Indane Gas (Indian Oil)
      * Bharat Gas (BPCL)
      * HP Gas (HPCL)
   
   * Loan Repayment
     Pay Now
      * Bajaj Finance Limited Agent Collection
      * DMI Finance Private Limited
      * Annapurna Finance Private Limited-MFI
      * Bajaj Auto Finance
      * Ujjivan Small Finance Bank
      * TVS Credit
      * IIFL Finance Limited
   
   * FASTag
     Buy NewRecharge
      * IDFC FIRST Bank - FASTag
      * Airtel Payments Bank NETC FASTag
      * ICICI Bank FASTag
      * HDFC  Bank - FASTag
      * State Bank of India - NETC FASTag
      * Kotak Mahindra Bank - FASTag
      * Axis Bank FASTag
      * IndusInd Bank FASTag
   
   * DTH
     Pay Now
      * Dish TV
      * Videocon D2H
      * Airtel DTH
      * Tata Sky
      * Sun Direct TV
   
   * Credit Card Bill payment
     Pay Now
      * SBI Card
      * RBL Bank Credit Card
      * HDFC Bank Credit Card
      * ICICI Bank Credit Card
      * Axis Bank Credit Card
      * DBS Credit Card
      * BoB Credit Card
      * IDFC FIRST Bank Credit Card
      * Yes Bank Credit Card
      * Kotak Mahindra Bank Credit Card
      * AU Bank Credit Card
   
   * Bajaj Pay Wallet
   * Bajaj Pay Gift Card
     Buy Now
      * My Cards
      * Gift Card Categories
   
   * Rewards
      * Rewards & Offers
      * Flipkart Gift Card
      * Redbus Gift Card
      * Swiggy Gift Card
      * Amazon Gift Card
      * Zomato Gift Card
   
 * Offers
   * All Offers
   * Loans
   * Electronics and Appliances
   * Personal Loan
   * EMI Card
   * Investment
   * Business Loan
   * Lifestyle
   * Home Loan
   * Insurance
   * Doctor Loan
   * Two wheeler
   * CA Loan
   * Used Cars
   * Loan Against Securities
   * Broking
   * Rewards
   * Gold Loan
   * Payments
   
 * Services
   * Locate Us
      * Branches
      * EMI Network Partner Stores
      * Hospitals & Wellness Centres
      * Insurance Network Hospitals
      * Collection Centres
   
   * All Service Guides
   * Raise a Request
      * Overview
      * Raise a Request
      * Follow-up on an open request
      * Re-open a closed request
   
   * Manage your Profile
      * Overview
      * Contact Details
      * Personal Details
      * GST Details
   
   * Manage your Mandate
      * Overview
      * Register Mandate
      * Change Mandate
   
   * Repay your Loans
      * Overview
      * Clear Overdue EMIs
      * Pay Advance EMIs
      * Part-prepay your Loans
      * Foreclose your Loans
      * Manage your loan settlement
   
   * Manage your Loans
      * Overview
      * Consumer Durable Loans
      * Flexi Loans
      * Loan Against Fixed Deposit
      * Loan Against Securities
      * Gold Loan
      * Two-wheeler Loan
   
   * Manage your Cards
      * Insta EMI card
      * Health EMI Network Card
      * Bajaj Finserv RBL Bank SuperCard
      * Bajaj Finserv DBS Bank Credit Card
   
   * Manage your Investments
      * Fixed Deposit
      * Systematic Deposit Plan
   
   * Manage your Insurance
      * Overview
      * Policy Details
      * Renew your Policy
      * Claim your Policy
      * Cancel your Policy
      * Surrender your Policy
   
 * About Bajaj Finserv
   * Investor Relations
   * People and Committees
   * About Us
   * Impact
   * Careers
   

Do not CallDownload the app

 1. Home
 2. Fraud Awareness


PAYMENT FRAUD AWARENESS – DIGITAL, CYBER, AND UPI

Discover essential tips for cyber security awareness, UPI fraud prevention, and
digital wallet fraud awareness to secure your online transactions.

Download Now
Fraud Awareness
Download Now
 * Overview
 * Bajaj Pay UPI
 * Bajaj Pay Wallet
 * Raise A Request



‌
‌

 * Download Wallet

 * Bills & Payments

 * Pay UPI Payment

 * Raise A Dispute

In the digital age, vigilance is key when making online payments. Fraudsters
exploit vulnerabilities, from phishing emails to fake websites, aiming to steal
financial data. Prioritise secure, reputable platforms and verify site
authenticity by checking for secure connections, authentic logos, and domain
spelling. Avoid sharing sensitive information via email or pop-up requests.
Implement two-factor authentication for added security. Regularly monitor bank
statements for irregularities and promptly report any suspicious activity.
Educate yourself on common scams and stay updated on security measures. By
staying vigilant, verifying sources, and being cautious, you can safeguard
yourself against online payment fraud.



CYBER SECURITY AWARENESS

The internet has opened doors to various possibilities – especially in the
financial sector. You can make online payments, apply for loans, and buy goods
online. However, not all websites are reliable, and not every link is verified
or safe to open. Cyber security attacks can compromise your personal
information, and you may lose your savings after falling prey to a fraudster’s
trickery.




Therefore, cyber awareness and cyber vigilance are paramount. Here are a few dos
and don’ts that you must know to avoid scams and fraudulent online behaviour.


DOS TO PREVENT CYBER ATTACKS

 * Verify the loan offers from any bank or NBFC by visiting the institution’s
   nearest branch.
 * Contact the official or registered customer helpline number. For instance,
   you can contact Bajaj Finserv customer care helpline – +91-8698010101 – if
   you have any queries.
 * Ensure that you are engaging with verified pages on social media platforms,
   represented by the blue tick.
 * Be extra cautious while answering calls from unverified sources, as they may
   trick you into revealing your details.
 * Ensure that you access safe websites, which always begin with ‘HTTPS’.
 * Inform about cybersecurity-related incidents by calling the toll-free number
   ‘1930’ and talking to the national cybercrime portal.


DON’TS TO PREVENT CYBER ATTACKS

 * Do not entertain scammers who persuade you to reveal personal information or
   download unreliable applications.
 * Do not click on dubious links that will redirect you to another website.
 * Do not open malicious links sent through SMS or e-mail.
 * Do not respond to e-mails from unknown people or companies, especially if
   they carry an attachment. Report about any suspicious e-mails to Bajaj
   Finance Limited.
 * Do not share OTP, passwords, debit/ credit card details, mobile numbers etc.,
   with anyone.

Read More Read Less


UPI FRAUD AWARENESS

The Unified Payments Interface (UPI) is a simple and effective solution that
allows financial transactions on the go. It lets you connect multiple bank
accounts with one mobile application. You can send and receive money by knowing
the UPI ID and the PIN. While it has enhanced user convenience, UPI frauds in
India have increased exponentially over the last few years.




Therefore, you need to be aware of the various methods employed by fraudsters to
execute UPI scams. Remember the dos and don’ts as you pay your bills on
the Bajaj Finserv BBPS platform – or undertake transactions elsewhere.


DOS TO AVOID UPI FRAUDS:

 * Keep your UPI PIN private.
 * Enter the UPI PIN when prompted by the transaction screen only.
 * Set a UPI PIN that is complex and difficult to guess.
 * Protect your smartphone with stringent security features like face ID,
   pattern lock or PIN.
 * Perform transactions using your UPI ID and PIN when you have a stable and
   secure internet connection.
 * If you suspect any suspicious activity, then contact your bank and reset the
   UPI PIN without delay.
 * Keep tabs on your expenses and the messages received via SMS.


DON’TS TO AVOID UPI SCAMS:

 * Do not share your UPI PIN with anyone.
 * Do not provide your UPI PIN while receiving money, as it does not require any
   PIN.
 * Do not click on any unknown payment request.
 * No Bajaj Finserv employee will call and ask you for the UPI PIN. Do not share
   the PIN with anyone under any circumstance.
 * Do not transfer money without knowing the person.
 * Do not download third-party applications after being instructed by a stranger
   through call, as it may lead to UPI fraud.
 * Do not look for Bajaj Finserv’s customer care number on Google, X (formerly
   known as Twitter), or any other social media platform. Contact us on
   +91-8698010101 or email your query or grievance to wecare@bajajfinserv.in.
   
 * Do not share sensitive personal information on social media.
 * Do not answer calls from unverified sources declaring themselves as Bajaj
   Finserv representatives.

Read More Read Less


DIGITAL WALLET FRAUD AWARENESS

Digital wallets are gradually replacing traditional offline cash payments.
However, you have to be cautious while handling your e-wallet. Digital wallet
fraud is an unfortunate reality and can deprive you of your hard-earned money.



Therefore, it is crucial that you take a few precautionary steps to evade such
fraudulent attempts.


DOS TO STAY CLEAR OF E-WALLET FRAUD:

 * Transfer money to an acquaintance only.
 * Cross-check the payee details before initiating the transaction through the
   digital wallet.
 * Set a strong password and protect your e-wallet from falling into the wrong
   hands.
 * Secure your phone through a face ID, PIN or fingerprint scanner.
 * If you are using the Bajaj Pay Wallet, set a strong login ID and password,
   and reset the password from time to time.
 * Make the payment when you have a secure and trustworthy internet connection.


DON’TS TO PREVENT E-WALLET SCAMS:

 * Do not share your mobile wallet’s login ID, password, PIN or OTP.
 * Do not share or save the digital wallet’s password on third-party websites or
   applications.
 * Do not transfer funds from your e-wallet to an unverified account.
 * Do not share your personal information on any social media application.
 * Do not respond to calls from unverified sources claiming to be your bank’s
   representatives.
 * Do not allow an unknown person on call to convince you to download any
   third-party application.


DIGITAL PAYMENT FRAUDS

Digital payment fraud involves exploiting vulnerabilities in online payment
systems to unlawfully obtain funds or sensitive information.

The types of digital payment fraud are:

 * Account takeover
 * Payment card fraud
 * Identity theft

are common forms of digital payment fraud, each posing significant risks to
users and businesses.
To prevent being falling prey to digital payment fraud follow these methods:

 * Vigilant monitoring of accounts,
 * Strong authentication methods, and
 * Continuous education about fraud tactics

Read More Read Less


PAYMENT GATEWAY AWARENESS

Bajaj Finserv’s BBPS platform allows you to pay bills for various utilities and
services using a credit or debit card, net banking or UPI ID. While accessing
the portal, you should be aware of a few aspects, such as not sharing the OTP
with a third person.



Cyber fraud awareness is crucial even before you make the payment through a
secure gateway.


DOS FOR PAYMENT GATEWAY PREVENTION OF FRAUDS

 * Ensure the safety and security of your debit and credit cards.
 * Inform the bank if your credit or debit card gets stolen or is misplaced.
 * Keep tabs on your transactions and monitor your account closely.
 * Opt for SMS notifications on all transactions done through your account.
 * Transfer money only when connected to a reliable internet connection.


DON’TS TO AVOID PAYMENT GATEWAY FRAUD

 * Do not share confidential information like your card’s number, CVV, card’s
   expiry date, name of the cardholder or ATM PIN with anyone.
 * Do not note down your ATM PIN anywhere.
 * Do not transfer money without confirming the receiver’s identity.
 * Do not delegate the task of handling the bank account or transferring money
   to another person.
 * Do not look for Bajaj Finserv’s customer care helpline number on Google,
   Facebook, X (formerly known as Twitter), or any other social media platform.
   Contact us on +91-8698010101 or e-mail your query or grievance
   to wecare@bajajfinserv.in.
   
 * Do not entrust your details to any stranger on social media platforms.


BENEFITS OF PAYMENT FRAUD AWARENESS

It is very important to be aware of payment frauds and listed are the benefits
to being aware of online fraud:


 * Safeguards financial assets, reducing monetary losses.
 * Maintains customer trust by ensuring secure transactions.
 * Early identification of fraudulent activities for timely intervention.
 * Assists in regulatory compliance and meeting industry standards.
 * Provides insights into emerging fraud patterns.
 * Enables proactive measures against evolving threats.
 * Fosters a secure environment, bolstering confidence in digital transactions.


HOW DOES FRAUD HAPPEN?

Online fraud can happen in several ways, some of which are mentioned below:

 1. Phishing: Fraudsters may send fraudulent emails, messages, or create fake
    websites to lure unsuspecting individuals into divulging their personal and
    financial information.
 2. Scams: Criminals may use fraudulent websites or advertisements to convince
    people to make payments for products that do not exist or may sell
    counterfeit goods to unsuspecting individuals.
    
 3. Identity theft: Fraudsters may obtain personal information from someone
    online to impersonate or steal their identity.
 4. Hacking: Cybercriminals may hack into online accounts, steal sensitive data
    like credit card information or personal identification numbers, and use
    that information for fraudulent purposes.
 5. Malware: Malicious software such as viruses, worms, and Trojan horses can
    compromise systems and devices, allowing cybercriminals to access sensitive
    information, steal data, and control the device remotely.


CONCLUSION

In conclusion, the prevalence of payment fraud in the digital landscape
underscores the critical need for heightened awareness and proactive measures to
safeguard our financial transactions. By educating ourselves about common fraud
tactics, regularly monitoring our accounts, and leveraging the security features
offered by financial institutions, we can fortify our defenses against malicious
actors seeking to exploit digital payment systems.

Read More Read Less



FREQUENTLY ASKED QUESTIONS

What are the 4 steps to protect yourself against fraud?

You must follow these steps to defend yourself from cyber security attacks.

 1. Keep your sensitive information safe. Do not share your ATM PIN, UPI ID,
    card’s CVV, or any OTP with a third person.
 2. Keep your smartphone or any other personal device protected with a strong
    password.
 3. Always verify the authenticity of any website or any person before
    transferring money. Do not click on any link that appears dubious.
 4. If your debit or credit card is stolen or lost, or you notice any suspicious
    activity with your account, contact your bank immediately.

What are the three stages of fraud?

The three stages of fraud commonly referred to as the ‘fraud triangle’ include:

 * Opportunity: It alludes to the situation that allows the fraud to occur. For
   instance, a lack of awareness about cyber security can lead to fraudulent
   activities.
 * Incentive: It refers to the profit the fraudster stands to make from the act.
 * Rationalisation: It refers to the fraudster’s justification of the act.

How do you handle UPI fraud?

In case of UPI fraud, immediately contact your bank and relay the relevant
information without delay.

How can I protect money from UPI fraud?

Protect yourself from UPI frauds in India by following these steps.

 * Do not share your UPI PIN with anyone.
 * Do not disclose the UPI PIN when someone else transfers money to you. You
   will need the UPI PIN only when transferring money from your account to a
   receiver’s.
 * Keep your smartphone and other personal devices protected with the help of
   strong passwords.
 * Do not download/ install the apps shared by unknown person or unknown sources
   as it may be a malicious app that can steal your OTP, sensitive data or take
   remote access of your phone. Only official apps should be downloaded from
   Google Play Store / Appstore.
   

How do frauds happen?

Frauds occur when you share sensitive and confidential information with any
unknown person. The scammers hack into the account and commit the crime. Hence,
cyber awareness is essential, and people should be diligent online. The
fraudsters are usually successful in deceiving people when they are unaware of
the various methods of cyber security hacking.

What is payment fraud prevention?

With the increase in online transactions, payment fraud has also been on the
upswing. You can fall victim to fraudulent transactions without proper payment
fraud awareness. Cybercriminals use phishing, pagejacking, etc., to steal
private information, or cheat netizens through fraudulent transactions. Payment
fraud prevention comprises the various steps that you must take to keep your
data and account information safe. You can protect yourself from such activities
using antivirus software, encrypting transactions, and by updating website
tokens and plug-ins.

How do you detect fraudulent payments?

You can prevent fraudulent activities at the outset by detecting the patterns,
and identifying the people behind the scams. Businesses can check their buyer’s
CVV (Card Verification Value), verify the shipping address and other credentials
to prevent fraud. Furthermore, fraudsters are more likely to deal in large
transactions once they get hold of your personal data. Thus, setting a maximum
expenditure limit on the card, and flagging unallowed transactions can help you
detect – and prevent – payment fraud.

What is an online payment fraud?

Online payment fraud refers to deceptive practices aimed at unlawfully acquiring
financial information or funds during digital transactions. It encompasses
various schemes, including phishing, where fake emails lure users into revealing
sensitive data, and spoofed websites that mimic legitimate platforms to steal
credentials. Other methods involve malware or skimming techniques to capture
payment details. Fraudsters exploit vulnerabilities to siphon funds or make
unauthorised purchases. As technology evolves, so do these fraudulent tactics,
making it crucial for users to remain vigilant, employing security measures like
two-factor authentication and scrutinising transactions.

Why is online payment fraud detection important?

Fraud detection is essential for companies to safeguard their customers’
transactions and accounts by detecting fraud before or as it happens. It is also
important for customers to detect frauds in order to protect their sensitive
information and not lose money to scams or online fraudsters.

Read More Read Less



PLEASE WAIT

Your page is almost ready




×




Go To Top


APPLICATION FORMS

 * Personal Loan
 * Business Loan
 * Home Loan
 * Gold Loan
 * Insta EMI Card
 * Wallet Care
 * Health Insurance
 * Loan for Doctors
 * Fixed Deposit
 * Loan Against Property
 * Loan for Chartered Accountants
 * Open Demat Account
 * Two-wheeler Loan
 * New Car Finance
 * Used Car Loan
 * Loan Against Car
 * Car Loan Balance Transfer and Top-up
 * Mutual Fund
 * Secured Business Loan
 * Loan for Lawyer


PRODUCTS PORTFOLIO


LOANS

 * Personal Loan
 * Insta Personal Loan
 * Business Loan
 * Pharma Loan
 * Home Loan
 * Gold Loan
 * MSME Loan
 * Mortgage Loan
 * Loan Against Property
 * Two & Three Wheeler Loan
 * Education Loan on Property
 * Personal Loan for Self-employed Individuals
 * Two-wheeler Loan
 * New Car Finance
 * Used Car Loan
 * Loan Against Car
 * Car Loan Balance Transfer and Top-up
 * Used Cars and Loan


INSURANCE

 * Health Insurance
 * Car Insurance
 * Pocket Insurance
 * Investment Plans
 * Appliances Extended Warranty
 * Pocket Subscription


FINANCE FOR PROFESSIONALS

 * Loan for Doctors
 * Loan for Chartered Accountants


INVESTMENTS

 * Fixed Deposit
 * Open Demat Account
 * Mutual Funds
 * NFO (New Fund Offer)
 * ELSS Mutual Funds
 * Equity Mutual Funds
 * Hybrid Mutual Funds
 * Debt Mutual Funds
 * Multi Cap Mutual Funds


POCKET SUBSCRIPTION

 * Mobile Protection Plan
 * Wallet Care
 * Fonesafe Lite
 * Neuro Care Plan
 * Health Prime Max
 * Cpp Road Assist
 * Healthy Body Package


BAJAJ MALL

 * Smartphones
 * Mattress
 * Smartwatches
 * Cycles
 * Music & Audio
 * Speakers
 * Water Purifiers
 * Laptops
 * Two-wheeler
 * Washing Machine
 * Televisions
 * Air Conditioner
 * Refrigerators
 * Furniture


SERVICES

 * Sign-in to our Customer Portal (My Account)
 * Manage your Profile
 * Manage your Mandate
 * Manage your Loans
 * Manage your Flexi Loans
 * Manage your Insta EMI card
 * Manage your Fixed Deposit


WALLETS & CARDS

 * Wallet
 * Bajaj Finserv Insta EMI Card


VALUE ADDED SERVICES

 * Credit Pass
 * Gold Rate


PAYMENTS

 * All Payments
 * Wallet
 * UPI
 * Mobile recharge
 * Electricity Bill Payment
 * DTH Recharge
 * Loan Repayment
 * Gas Booking
 * Rewards
 * Bajaj Pay FASTAg
 * Bajaj Pay Wallet KYC Upgrade
 * Bajaj Pay FASTAg Registration
 * Bajaj Pay FASTag Replacement
 * Bajaj Pay FASTag Closure

Pre-approved Offers
Offers & Promotions
Article and Insights


CALCULATORS

 * Personal Loan EMI Calculator
 * Home Loan EMI Calculator
 * Home Loan Eligibility Calculator
 * Business Loan EMI Calculator
 * Personal Loan Eligibility Calculator
 * Loan Against Property EMI Calculator
 * Education Loan on Property Calculator
 * FD Calculator
 * Gratuity Calculator
 * Income Tax Calculator
 * Top-up Loan Calculator
 * Part-prepayment Calculator
 * GST Calculator
 * Gold Loan Calculator
 * EMI Calculator
 * Used Car Loan EMI Calculator
 * Interest Calculator
 * SIP Calculator
 * Credit Score Simulator
 * Flexi Day Wise Interest Calculator
 * Flexi Transaction Calculator
 * Secured Business Loan EMI Calculator
 * Secured Business Loan Eligibility Calculator
 * Lumpsum Calculator
 * Step Up SIP Calculator
 * BMI Calculator
 * IDV Calculator
 * Commercial Loan EMI Calculator
 * Medical Equipment Finance EMI Calculator
 * Term Loan Calculator
 * Equipment Machinery Loan EMI Calculator
 * Doctor Loan EMI Calculator
 * Doctor Loan Eligibility Calculator
 * Chartered Accountant Loan EMI Calculator
 * Simple Interest Calculator
 * Compound Interest Calculator
 * Brokerage Calculator
 * Mutual Fund Calculator


LEGAL

 * Moratorium Policy (Covid-19)
 * Moratorium Policy March 2020
 * Information Security Practices
 * Information Security Measures
 * Citizens Charter
 * Privacy Policy
 * Phishing
 * Disclaimer
 * Forms Centre
 * Fees & Charges
 * Fair Practices Code
 * Interest Rate Policy
 * Disclosures
 * Cautionary Notice
 * Whistle Blower Policy
 * Confidential Feedback
 * Resolution Plan 2.0
 * Terms & Conditions
 * Resolution Plan 2.0 FAQs
 * Ombudsman Scheme
 * SMA/NPA Account Classification
 * Terms of Use
 * Sachet
 * Handover of Property Documents
 * Notices
 * Policy on Fees & Charges
 * BFL - Floating Reference Rates


REACH US

 * Contact us
 * Raise A Request
 * Frequently Asked Questions
 * Make Online Payment
 * Branch Locator
 * Our Partners
 * Galaxy - Partner portal
 * Bajaj Finserv for Business
 * Call Us

 * 
 * 
 * 
 * 


CORPORATE OFFICE

6th Floor Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar,
Pune - 411014


BAJAJ FINANCE LIMITED REGD. OFFICE

Akurdi, Pune - 411035
Ph No.: 020 7157-6403
Email ID: investor.service@bajajfinserv.in




CORPORATE IDENTITY NUMBER (CIN)

L65910MH1987PLC042961



IRDAI CORPORATE AGENCY (COMPOSITE) REGN NO.

CA0101
(Valid till 31-Mar-2025)


URN - WEB/BFL/23-24/1/V1


BAJAJ FINSERV LIMITED REGD. OFFICE

Bajaj Auto Limited Complex Mumbai - Pune Road,
Pune - 411035 MH (IN)
Ph No.: 020 7157-6064
Email ID: investors@bajajfinserv.in


CORPORATE IDENTITY NUMBER (CIN)

L65923PN2007PLC130075


OUR COMPANIES

 * Bajaj Finserv Ltd.
 * Bajaj Finance Ltd.
 * Bajaj Allianz General Insurance
 * Bajaj Allianz Life Insurance
 * Bajaj Markets
 * Bajaj Housing Finance Ltd.
 * Bajaj Broking
 * Bajaj Finserv Health Ltd.
 * Bajaj Finserv Asset Management Ltd.

Download the Bajaj Finserv App
 * 
 * 


© Bajaj Finserv 2007-2024. All rights reserved.