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Risk Disclosure AgreementChapter 1.Booking/Collection DescriptionPrepayment
Booking/Recycling Customer should read and understand the business content
carefully before making prepayment bookings (prepayment lock price, payment
settlement and shipment) /recovery or repurchase (prepayment lock price,
shipping payment) before making prepayment bookings to Napo-Shop:Customers can
order gold and silver products in advance at the shopping centre. Orders can be
cancelled by 01:30 a.m. on the same Saturday. When the customer pays the end
payment, the mall receives the final payment and arranges the delivery.If the
customer does not pay the final pick-up by 01:30 a.m. on Saturday, the customer
is deemed to have made the last offer before the inventory and the booking is
cancelled.Customers can make an appointment to recycle gold and silver products
purchased at the gold point. Pre-purchase recovery requires a credit margin and
confirmation of actual possession of gold and silver products purchased from the
mall. Customers can cancel their reservation at any time before 01:30 on
Saturday and the credit mark will be refunded after deducting the increase or
decrease in the value of the goods within the corresponding time.If the customer
fails to deliver the goods to a shopping mall or shopping center at the
designated collection point by Saturday within the same week, or if the goods
delivered do not meet the recycling standard test, the customer will be deemed
to have cancelled the reservation recovery and will bear the logistics and
testing costs.Counting time: Daily 01:30-05:30 for the mall warehouse inventory
time. During the inventory period, the mall stops accepting advance payments for
reservations/receipts.For further details, please refer to the Business
Guidelines in the front page of the mall, Understanding Napo Shop.Chapter 2
Reveals the business model of Napo-ShopBooking/repurchase orders, the business
model for clearing balance shipments, uncertainties such as potential benefits
and potential risks to the value of its merchandise due to real-time
fluctuations in the gold and silver market, and the extent to which booking/repo
risk stake is understood for customer booking/repo risk, Risk control ability
and understanding of related products have high requirements. Customer selects
pre-payment booking/repurchase, fully informed on behalf of the customer and
understand the risks of prepayments/repurchase business and agree to and accept
Napo-Shop current and future relevant booking/repurchase business processes and
management systems (collectively, the Process Systems) to develop, modify and
publish. This Risk Disclosure (Disclosure) is intended to fully disclose to the
Client the risk of the prepayment booking/repurchase business and is intended
only to provide reference for the client to assess and determine its own risk
tolerance. The risk disclosures described in this disclosure are for example
only. All risk factors associated with Napo Shop Advance Booking/Repurchase are
not detailed. Customers should also carefully understand and understand other
possible risk factors before starting or participating in Napo-Shop pre-payment
booking/repurchase business. If the customer is not aware of or is not aware of
this disclosure, they should consult Napo-Shop Customer Service or the relevant
regional service provider in a timely manner. If the Customer ultimately clicks
on Risk Disclosure, it is deemed that the Customer fully agrees and accepts the
full contents of this disclosure.Warm tips1.Minors under the age of 18 are not
permitted to participate in The Napo-Shop Advance Booking/Recycling.2.Napo-Shop
Advance Booking/Repo is only available to customers who meet all of the
following criteria:①　Natural persons with full civil capacity, legal persons of
enterprises or other economic organizations registered in accordance with the
law.②　To fully understand all risks associated with Napo Shop Advance
Booking/Repurchase business and have a certain risk tolerance.③　Have a certain
understanding of gold and silver and its products:A. Policy-related risk
disclosure, such as changes in national laws, regulations and policies,
contingency measures, implementation of appropriate regulatory measures,
Napo-Shop regulatory system and changes in management methods and regulations,
etc., all risks that may affect customer bookings/repurchases, etc., the
customer must bear the losses incurred.B. Price fluctuations, gold, silver and
other precious metals and their accessories are affected by a variety of
factors, such as the international economic situation, foreign exchange, related
market trends, supply and demand, and political situation and energy prices. The
pricing mechanism for gold, silver and other precious metals products is very
complex, making it difficult for customers to fully grasp in practice, so
decisions such as advance booking/buyback are possible Mistakes, if the risk
cannot be effectively controlled, may suffer losses and the customer must bear
all the losses incurred as a result.④　Napo-Shop has enabled the provision of
services through electronic communication technology and Internet technology.
Communication services and hardware and software services are provided by
different vendors and may be at risk in terms of quality and stability.
Interruptions or delays due to communication or network failures may affect
customer prepayment bookings/repurchases. In addition, the customers computer
system may be attacked by viruses and/or cyber-hackers, resulting in the
customers advance payment booking/repurchase not being properly and/or
timely.There is also a risk that the above uncertainties may affect the
customer's advance payment booking/repurchaseA. The price quoted by the
Napo-Shop Prepayment Booking/Repo System is based on the systems real-time
trading price and may differ slightly from the commodity prices in other
markets.Napo-Shop cannot guarantee that the above prepayment booking//repurchase
price is fully consistent with other markets.B. At Napo-Shop, once the customers
pre-payment booking/repurchase application submitted through the online terminal
is completed, it cannot be withdrawn and the customer must accept the risks
associated with such a subscription.C. Napo-Shop prohibits regional service
providers and their staff from providing any profit guarantee to customers, from
engaging in prepaid bookings/repurchases on behalf of customers, or from sharing
profits or risks with customers. Customer should be aware that any profit
guarantee or commitment that Napo-Shop advance booking/repurchase does not have
a loss, profit share or risk-sharing is impossible, unfounded, and incorrect.D.
The customers pre-paid booking / repurchase application must be based on the
customers own decision. Napo-Shop and regional service providers and employees
do not provide booking / buyback to the client, nor does it constitute any
commitment if the client makes a booking / buyback decision accordingly.E. In
advance booking / buyback process, there may be occasional apparent errors in
the offer.⑤　RISK-AGREEMENTTyphoons, floods, fires, wars, disturbances, rule
revisions, changes or adjustments in government regulatory policies and
regulatory requirements, and electricity, To ensure that you fully understand
the relevant provisions and risks of booking / repurchase business, customers
should be based on their own booking experience, booking / repurchase / purchase
of commodities, read all the contents of the advance booking / repurchase notice
carefully, and fully understand and agree to all the contents, I am willing to
take all risks to start or participate in Napo-Shop. In case of above mentioned
condition I shall be him-self liable to any financial as well as monitory loss.
By accepting this I shall be no more eligible to claims any statutory legal
benefits given to Indian citizen by Law of India.
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