welcome.jnbank.co.uk Open in urlscan Pro
185.41.10.154  Public Scan

Submitted URL: https://welcome.jnbank.co.uk/
Effective URL: https://welcome.jnbank.co.uk/hassle-free-loans/
Submission: On August 17 via api from US — Scanned from US

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Unsecured Personal Loans for Homeowners from 9.5% APR Apply now
TrustScore 4.8 | 1,463 reviews
Hassle free loans

UNSECURED PERSONAL LOANS FOR HOMEOWNERS FROM 9.5% APR

Apply now

Representative APR 13.9% | Loan amount £9,500 | Term 5 Years | Monthly
repayments £214.23. Our representative APR of 13.9% is offered to at least 51%
of our customers

Min age 21 years | You must be employed, self-employed, or retired with a
minimum monthly income of £1,000 after tax

Representative APR 13.9% | Loan amount £9,500 | Term 5 Years | Monthly
repayments £214.23. Our representative APR of 13.9% is offered to at least 51%
of our customers

Min age 21 years | You must be employed, self-employed, or retired with a
minimum monthly income of £1,000 after tax


CAN I APPLY FOR A JN BANK UK UNSECURED PERSONAL LOAN?

Our new unsecured loan for homeowners is here.

 * Borrow between £1,000 to £15,000
 * Terms from 1 to 5 years
 * Rates from 9.5% APR
 * Representative APR 13.9%, Loan amount £9,500, Term 5 Years, Monthly
   repayments £214.23.

To apply for a JN Bank UK personal loan, you must:

 * Be a homeowner with or without a mortgage
 * Be over the age of 21
 * Have been a UK resident for more than 3 years
 * Have no active or pending CCJs, bankruptcies or IVAs
 * Be employed, self-employed, or retired with a minimum monthly income of
   £1,000 after tax
 * Have a UK mobile phone number and a valid email address
 * Have a UK bank account with a direct debit facility

Apply now


WHY CHOOSE JN BANK UK FOR YOUR UNSECURED PERSONAL LOAN?

EASY ONLINE APPLICATION

Complete our simple 5-step process to find out if you'll be offered a loan.

SAFE & TRUSTED



AFFORDABLE RATES

Competitive rates with no upfront fees to pay.

GET A QUOTE WITHOUT IMPACTING YOUR CREDIT SCORE

Get a quote and find out the actual rate you could be offered all without
impacting your credit score!


THREE STEPS TO A JN BANK UK UNSECURED LOAN

STEP 1

GET A QUOTE

Get a quote that is specific to you, and find out if you will be accepted with
no impact on your credit score.

STEP 2

SUBMIT YOUR APPLICATION

Sometimes, you may need you to upload documents such as payslips and bank
statements.

STEP 3

SIGN YOUR AGREEMENT

Digitally sign your agreement and receive your money within 5 working days.
Apply now


FAQS

AM I ELIGIBLE TO APPLY FOR AN UNSECURED PERSONAL LOAN AT JN BANK UK?

You must be a homeowner, aged 21 years and over, employed, self-employed, or
retired with an income over £1,000 a month after tax and have been a UK resident
in the UK for over 3 years. Applicants must not have any active or pending
County Court Judgements or IVAs, or have ever been declared bankrupt. You will
also need a UK mobile number, and an active email address. You must have a UK
bank account with a direct debit facility.



I AM NOT A HOMEOWNER BUT WOULD LIKE TO APPLY FOR AN UNSECURED PERSONAL LOAN,
WILL MY APPLICATION BY ACCEPTED?

Currently, we are only accepting unsecured personal loan applications from
customers who are homeowners.



I HAVE SUBMITTED MY LOAN APPLICATION, WHAT HAPPENS NEXT?

If your loan application has been accepted, you will be asked to read and accept
our terms and conditions, and other contractual documents before you accept the
quote.

If your loan application has been referred, we will let you know if we need to
check anything else regarding your application. This may require documentation
to be provided to help verify some of your details. These documents are known as
JN Bank UK acceptable forms of identification and are used to confirm your
identity, home address, income and expenditure. This protects you from criminals
who might try to use your identity without you knowing. If you are asked to
provide this documentation, please make sure that:

 * The name and address detailed on your identification is the same as the name
   and address you provided us during your application.
 * Your proof of address is dated within the last three months.
 * Your proof of bank account shows name, sort code, and account number.



WHAT IS AN APR AND REPRESENTATIVE EXAMPLE?

APR stands for Annual Percentage Rate, and this represents the total costs of
your borrowing. Which includes the interest rate, and any fees for taking the
loan, as an annual percentage. A Representative Example, or REP example
demonstrates to the borrower the potential costs for taking out a loan. It
typically includes important information such as the loan amount, term of the
loan, interest rate, and any additional fees attached to the loan



I HAVE BEEN ASKED TO VERIFY MY IDENTITY, WHAT DOCUMENTS DO I NEED?

When you are applying for a JN Bank UK unsecured personal loan you may be asked
to provide documents to verify your identity. If this happens, you will receive
an email from our Underwriting team, who will tell you what the documents are
that you need to provide.




OVERALL REPRESENTATIVE EXAMPLE FOR UNSECURED LOANS

Borrowing

£9,500 over 60 months

Interest rate

Representative APR 13.9%

Monthly Repayments

£214.23

Total amount payable

£12853.80

 * Help & Support
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JN Bank is the trading name of JN Bank UK Ltd. JN Bank UK Ltd is authorised by
the Prudential Regulation Authority and regulated by the Financial Conduct
Authority and the Prudential Regulation Authority (Financial Services Register
number: 832786). Eligible deposits with JN Bank UK Ltd are protected by the
Financial Services Compensation Scheme (FSCS). Registered Office: 410 Brixton
Road, London, United Kingdom, SW9 7AW. Registered in England and Wales. Company
No. 11734380.