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Text Content

Skip to Main Content
Features
Invoicing
Create and send professional invoices
Payments
Accept credit cards and bank payments online
Accounting
Track your income and expenses
Banking
Banking with built-in bookkeeping
Payroll
Pay your staff and yourself in minutes
Advisors
Get bookkeeping coaching
PricingBlog
Resources
About Us
Careers
How support works
Sign in
Sign up for free
Sign up
Your account

Features
Invoicing
Payments
Accounting
Banking
Payroll
Advisors
PricingBlog
Resources
About Us
Careers
How support works
Sign in
Sign up for free
Sign up
Your account






MANAGE YOUR MONEY LIKE A BOSS

Wave is one-stop money management for small business owners.

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Use and Privacy Policy.


MANAGE YOUR MONEY LIKE A BOSS

Wave is one-stop money management for small business owners.

Go to your account


ONE LESS THING TO WORRY ABOUT

Your free Wave account gets you access to all this and more:

 * A user-friendly dashboard built for you, not your accountant.

 * Peace of mind that you’re always organized ahead of tax season.

 * A complete picture of your business health, wherever you are.

 * Our in-house team of bookkeeping, accounting, and payroll coaches.


EVERYTHING YOU NEED.
NOTHING YOU DON'T.

Invoicing
Payments
Accounting
Banking
Payroll
Advisors


INVOICING

Stop chasing clients for money

Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the
low, low price of FREE.

Learn more about Invoicing



PAYMENTS

Get paid faster

Convenience is everything. Give your customers the option of paying with one
click using a credit card, bank transfer, or Apple Pay.

Learn more about Payments



ACCOUNTING

Track your income & expenses, painlessly

Monitor your cash flow, stay organized, and stop sweating tax season. Say
#sorrynotsorry to your spreadsheets and shoeboxes.

Learn more about Accounting



BANKING

Bye bye bookkeeping

Wave Money automatically syncs your expenses and income with our accounting
software. We accept thank yous in the form of giant cookies.

Learn more about Banking



PAYROLL

Pay your staff, and yourself, in minutes

Didn't go to school for payroll? No worries. We built our Payroll tool for small
business owners, so it’s easy to use AND teaches you as you go.

Learn more about Payroll



ADVISORS

Get by with a little 1:1 help

Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is
standing by to coach you—or do the work for you.

Learn more about Wave Advisors



EVERYTHING YOU NEED.
NOTHING YOU DON'T.


INVOICING

Stop chasing clients for money

Reduce unpaid invoices, keep tabs on your income, and get paid faster—for the
low, low price of FREE.

Learn more about Invoicing



PAYMENTS

Get paid faster

Convenience is everything. Give your customers the option of paying with one
click using a credit card, bank transfer, or Apple Pay.

Learn more about Payments



ACCOUNTING

Track your income & expenses, painlessly

Monitor your cash flow, stay organized, and stop sweating tax season. Say
#sorrynotsorry to your spreadsheets and shoeboxes.

Learn more about Accounting



BANKING

Bye bye bookkeeping

Wave Money automatically syncs your expenses and income with our accounting
software. We accept thank yous in the form of giant cookies.

Learn more about Banking



PAYROLL

Pay your staff, and yourself, in minutes

Didn't go to school for payroll? No worries. We built our Payroll tool for small
business owners, so it’s easy to use AND teaches you as you go.

Learn more about Payroll



ADVISORS

Get by with a little 1:1 help

Our (non-judgmental) team of bookkeeping, accounting, and payroll experts is
standing by to coach you—or do the work for you.

Learn more about Wave Advisors






Wave has helped over 1,000,000 North American small business owners take control
of their finances.



BUILT FOR SMALL BUSINESS OWNERS LIKE YOU

Sign me up
Freelancers
Create and send professional invoices in minutes.
Contractors
Track your business expenses with our free accounting tools.
Consultants
Set up recurring invoices and payments for retainer clients.
Self-employed entrepreneurs
Pay your staff (and yourself!) with confidence.


HOW MUCH DOES WAVE COST?

Tell me more
Invoicing
Free
Accounting
Free
Banking
Free
Payments
pay-per-use
Payroll
Monthly
Advisors
Pick A plan


FREQUENTLY ASKED QUESTIONS

Is your software actually free?



Yes! Our invoicing, accounting, and US-only banking software is 100% free—no
trials, subscriptions, or hidden fees.

What’s the catch—how does Wave make money?



Wave makes money through our optional, paid money management products. Depending
on your business needs, you can choose to pay for online payment processing,
payroll, and 1:1 advisors. This allows our core software—invoicing, accounting,
and business banking (currently only available to sole proprietors in the US)—to
always be free.

Do I need to enter my credit card details to sign up?



Put your wallet away. You won’t need to enter a credit card unless you want to
use our payroll service. Just create your account and get started for free.

Do I need to install any software?



Wave is 100% web-based, so you just need an Internet connection and browser. You
can, however, download and install our mobile invoicing app for iOS and Android.

Is my data secure?



Completely. Our servers are protected physically and electronically. Any
connection between you and Wave is protected by 256-bit SSL encryption. Wave is
a PCI-DSS Level 1 Service Provider.

Do you provide customer support?



We provide different levels of support for customers who use different parts of
Wave. Full details on how Wave support works are available here.

Do what you love. Leave the rest to us.
Let's do this

FEATURES

 * Accounting software
 * Invoicing software
 * Invoicing app
 * Payments
 * Payroll software
 * Wave Advisors
 * Pricing
 * Credit card payments
 * Bank payments
 * Recurring billing

WAVE

 * About Us
 * Careers
 * Press
 * Sitemap

HELPFUL LINKS

 * Blog
 * Help Center
 * Invoice templates
 * Accounting education center
 * Payroll education center
 * QuickBooks alternative
 * Freelance Hub
 * Small business study

SUPPORT & TOOLS

 * How support works
 * System status
 * Accounting calculators
 * Invoicing generators
 * Payroll calculators

Copyright © 2010-2022 Wave Financial Inc. All Rights Reserved.
 * Privacy Policy
 * Terms of Use
 * Security
 * Licensing
 * Accessibility
 * Social Media Disclaimer


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