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INVEST IN YOUR CHILD’S DREAMS WITH PROMO CODE ‘HOLIDAYCHEER’ TO GET UP TO A $50
MATCH ON US!

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 * LIFE INSURANCE
   
    * GET A QUOTE
      
      Get a free life insurance quote in seconds
   
    * TERM LIFE INSURANCE
      
      Why Fabric? What you need to know about our term life insurance.
   
    * INSURANCE 101
      
      Wondering why you even need life insurance? This page is for you.

 * INVESTING FOR KIDS

 * WILLS

 * ABOUT
   
    * ABOUT FABRIC
      
      Built by parents, for parents
   
    * CUSTOMER REVIEWS
      
      See what real customers are saying

 * LEARNING HUB
   
    * BLOG
      
      Your go-to resource to help plan your family's financial future
   
    * FAQS
      
      Get answers to our most commonly asked questions
   
    * SUPPORT
      
      Actual humans are here to help by phone, email, or live chat

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PLAN LIKE A PARENT

Parenting is hard enough—Fabric by Gerber Life helps make protecting your
family’s financial future a little easier, with the tools you need in one place,
partnered with the brand trusted by millions of families like yours for over 50
years.

Get Started


“Easy, fast, and secure! A trusted company with a history to prove it. Don’t
gamble on what’s important, sign up today and know your family will be taken
care of if the worst should happen.”

—Noah


“The process was simple. Directions were easy to understand. Follow up from
Fabric regarding my questions was fast and concise.”

—Judi


Reviews/ratings are not for the advisory services provided.


PLAN FOR THEIR FUTURES—ALL IN ONE PLACE

Not sure where to start your family’s financial journey? We make it easy to find
what you need.

Kids’ investment account

PLAN AHEAD WHILE THEY’RE YOUNG

With a kids’ investment account, you can invest on your child’s behalf and even
use the money while they’re still minors. As adults, they’ll be able to use
their account not only for education, but to buy a home, pay for a wedding, and
more!

Open an AccountEstimated time: 5 mins

FOR KIDS UNDER 15 YEARS OLD

Term life insurance

PLAN FOR WHEN YOU’RE NOT AROUND

Don’t leave your family’s financial wellbeing up to chance: term life insurance
could help protect your family’s finances and ensure that costs like rent,
mortgage, property tax, college, and funeral expenses are covered.

Apply for life insuranceEstimated time: 10 mins

FOR ANYONE WITH DEPENDENTS

Last will & testament

MAKE SURE THEY KNOW YOUR PLAN

A (free!) will is a way to legally document your wishes for your assets and to
name guardians for your children. Don’t assume that your loved ones know what
you want—a written will can help give both you and your family peace of mind.

Start a willEstimated time: 5 mins

FOR ANYONE WITH ASSETS OR KIDS

Less than a latte


START WITH ANY PRODUCT FOR AS LITTLE AS $1/DAY*

(Except wills—those are free!)

Start Now


FABRIC BY GERBER LIFE IS PROUD TO BE PART OF THE WESTERN & SOUTHERN FINANCIAL
GROUP**:

 * OVER 135 YEARS OF HERITAGE

 * 6.5 MILLION CUSTOMERS

 * $1.5 BILLION POLICYHOLDER CLAIMS PAID

 * $3.6 BILLION ANNUITY BENEFITS PAID


Kids’ investment account

THE POWER OF COMPOUNDING

Compounding means that any money contributed gets reinvested, so your investment
has the potential to grow each year. The earlier you start investing for your
child, the more time their money has to grow.



Illustrative value in 18 years


$14,054

Your daily contributions$1/day
Annual gifts from others$100/year
Open Account
Term life insurance

THE POWER OF A POLICY

Unlike health or auto insurance, term life premiums are guaranteed not to go up
for the life of your policy. Payouts for covered claims offer protection that
dwarf your paid premiums!



Example:
Monthly premiums: $20/mo
Coverage: $300k
Term length: 30 years
Apply Now

NO HIDDEN FEES¹

CANCEL ANYTIME

BANK LEVEL SECURITY


LET’S SEE HOW WE CAN HELP PROTECT YOU AND YOUR FAMILY.

SELECT ALL THAT APPLY.

I have a spouse or partner

I have kids under 18

I have a mortgage

I have a will

I have personal life insurance outside of work

I have life insurance through work

I have student loan, credit card or other debt

I have assets such as bank accounts, investments or a home

Continue


"VERY STRAIGHT FORWARD, GREAT DOCUMENTATION EXPLAINING EVERYTHING, AND EXTREMELY
CONVENIENT."




"FABRIC IS UNIQUE BECAUSE IT PUTS WILLS, INSURANCE, AND OTHER TOOLS INTO A
SINGLE DESTINATION, WITHOUT COMPLICATING THE USER INTERFACE."




"YOU CAN CREATE A WILL IN JUST FIVE MINUTES RIGHT ON YOUR SMARTPHONE."




"WE'RE FANS OF FABRIC'S INTUITIVE INTERFACE AND THE WAY IT'S SO EASY TO LINK
INFO WITH A LOVED ONE."




"VERY STRAIGHT FORWARD, GREAT DOCUMENTATION EXPLAINING EVERYTHING, AND EXTREMELY
CONVENIENT."




"FABRIC IS UNIQUE BECAUSE IT PUTS WILLS, INSURANCE, AND OTHER TOOLS INTO A
SINGLE DESTINATION, WITHOUT COMPLICATING THE USER INTERFACE."




"YOU CAN CREATE A WILL IN JUST FIVE MINUTES RIGHT ON YOUR SMARTPHONE."




"WE'RE FANS OF FABRIC'S INTUITIVE INTERFACE AND THE WAY IT'S SO EASY TO LINK
INFO WITH A LOVED ONE."




"VERY STRAIGHT FORWARD, GREAT DOCUMENTATION EXPLAINING EVERYTHING, AND EXTREMELY
CONVENIENT."


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"FABRIC IS UNIQUE BECAUSE IT PUTS WILLS, INSURANCE, AND OTHER TOOLS INTO A
SINGLE DESTINATION, WITHOUT COMPLICATING THE USER INTERFACE."




*As little as $1/day for UGMA requires a minimum recurring contribution of
$20/month, excluding administrative fees.

**Statistics from Western & Southern 2022 Annual Report.

¹For more information, go to http://meetfabric.com/legal

COMPANY

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POLICIES

LegalPrivacy PolicyEditorial StandardsBelonging



© 2024 Gerber Life Agency, LLC



For digital and website advertising: Competitor referenced in advertising is
State Farm Life Insurance Company, who we believe to be a close competitor,
unless otherwise indicated. Pricing shown there and in the “$1/day” quote is as
of 08/04/23 for a 10 year term and based on a 30-year-old, 170 lb, 5’4”,
non-smoker female in TX in excellent health. Competitor information is obtained
from sources believed to be reliable, but its accuracy or completeness is not
guaranteed. This data is for informational purposes and is not intended as a
solicitation or recommendation of any insurance product. Premium rates and
underwriting classes may vary by company.

Term Life Insurance Policy Series ICC22 2205-4004 WSA and Accelerated Death
Benefit Rider policy series ICC22 2205-2623 WSA (and state variations where
applicable) issued by Western-Southern Life Assurance Company, Cincinnati, OH
which operates in DC and all states except NY, and distributed by Gerber Life
Agency, LLC using Fabric Technologies. Gerber Life Agency, LLC is an affiliate
of Gerber Life Insurance Company (est. 1967). All are members of Western &
Southern Financial Group (Western & Southern). Issuance of coverage for Term
Life Insurance is subject to underwriting review and approval. Please see a copy
of the policy for the full terms, conditions and exclusions. Product provisions,
availability, definitions and benefits may vary by state. Payment of benefits
under the life insurance policy is the obligation of, and is guaranteed by, the
issuing company. Guarantees are based on the claims-paying ability of the
issuer. Products are backed by the full financial strength of the issuing
company.

All term life insurance sample pricing is based on a 30-year old F in Excellent
health for the coverage amount shown and a 10-year term policy, unless otherwise
stated. Gerber Life Agency, LLC (GLA) is an insurance agency licensed to sell
life insurance products. GLA will receive compensation from Western-Southern
Life Assurance Company for such sales. The NAIC Company Code for
Western-Southern Life Assurance Company is 92622.

Western-Southern Life Assurance Company's A+ Superior A.M. Best Rating: Superior
ability to meet ongoing insurance obligations (second highest of 13 ratings;
rating held since June 2009). Ratings are subject to change from time to time.
The ratings shown here are correct as of 09/03/2022. For more information about
a particular rating or rating agency, please visit the website of the relevant
agency.

Fabric by Gerber Life is a brand of Western & Southern Financial Group, Inc.
Western & Southern Financial Group, Inc. is the parent company of Fort
Washington Investment Advisors, Inc.

Investment advisory services tied to the Fabric by Gerber Life platform are
provided by Fort Washington Investment Advisors, Inc., an SEC registered
investment adviser. Registration as an investment advisor does not imply any
level of skill or training. Custody, brokerage, and clearing services are
provided by Apex Clearing Corporation, a registered broker-dealer and member
FINRA/SIPC. As a member of the Securities Investor Protection Corporation
(“SIPC”), funds are available to meet customer claims up to $500,000, including
a maximum of $250,000 for cash claims. For additional information regarding SIPC
coverage, including a brochure, contact SIPC at (202) 371‐8300 or visit
www.sipc.org. Please consider your objectives before opening an investment
account. Investments in securities involve the risk of loss. A diversified
portfolio does not ensure a profit or protect against a loss. Past performance
does not guarantee future results.

Plan like a parent. is a trademark of Fabric Technologies, Inc.

Gerber Life is a registered trademark. Used under license from Société des
Produits Nestlé S.A. and Gerber Products Company.

In the State of California, Gerber Life Agency, LLC is known as and does
business as Gerber Life Insurance Agency, LLC.

FBGL_A4_082923





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