mail.precisionrothconversion.com Open in urlscan Pro
72.167.71.194  Public Scan

Form analysis
1 forms found in the DOM

POST forms/contact.php

<form action="forms/contact.php" method="post" role="form" class="php-email-form">
  <div class="row">
    <div class="form-group col-md-6">
      <label for="name">Your Name</label>
      <input type="text" name="name" class="form-control" id="name" required="">
    </div>
    <div class="form-group col-md-6">
      <label for="name">Your Email</label>
      <input type="email" class="form-control" name="email" id="email" required="">
    </div>
  </div>
  <div class="form-group">
    <label for="name">Subject</label>
    <input type="text" class="form-control" name="subject" id="subject" required="">
  </div>
  <div class="form-group">
    <label for="name">Message</label>
    <textarea class="form-control" name="message" rows="10" required=""></textarea>
  </div>
  <div class="my-3">
    <div class="loading">Loading</div>
    <div class="error-message"></div>
    <div class="sent-message">Your message has been sent. Thank you!</div>
  </div>
  <div class="text-center"><button type="submit">Send Message</button></div>
</form>

Text Content

 * Home
 * About
 * Services
 * Team
 * Contact
 * Get Started


DON'T OVERPAY THE IRS


WE HELP INCREASE YOUR FAMILY’S FUTURE ESTIMATED AFTER-TAX NET WORTH BY $300K TO
$1,000,000+ THROUGH ROTH-RELATED TAX PLANNING. TAKE ADVANTAGE OF OUR FREE
ASSESSMENTS & SECOND OPINIONS FROM A PRIOR IRS AGENT AND 10-YEAR CPA VETERAN TO
MAKE SURE THAT YOUR ROTH STRATEGIES ARE RIGHTSIZED, AND YOUR RETIREMENT
DISTRIBUTIONS ARE OPTIMIZED FOR YOUR SPECIFIC, UNIQUE SITUATION. THE SOONER YOU
GET OPTIMIZED, THE BETTER YOUR OUTCOME.

Get Started



ABOUT US

We provide customized fiduciary analysis to maximize your family's future net
worth. We DO NOT manage assets or sell insurance or annuities.

 * Roth IRA Conversion Rightsizing - These are permanent, so you want to convert
   the optimal about in the optimal years.
 * Traditional 401K/IRA vs. Roth contributions decision, Retirement distribution
   planning, Backdoor & Mega-Backdoor Roth Contributions, and Child’s Roth
 * Analyis is provided by a 10 year CFP®, prior 10+ year CPA, prior IRS Agent,
   and California Society of CPAs Instructor/Author/Speaker.

Some people feel confident they will be in lower tax brackets in retirement, but
brackets can be misleading, as per this quote from Kitces.com: "..for many
individuals, the tax bracket alone doesn’t accurately reflect the real impact of
the Roth conversion. Because of the structure of the tax code, there are often
‘add-on’ effects created by adding or subtracting income – and these effects
aren’t accounted for when simply looking at one’s tax bracket."


BUILDING A BETTER FUTURE

 * 01 How do you help?
   
   If our free analysis shows that you are a candidate (there's at least 6-7
   figures of future net worth improvement possible), we run a detailed,
   comprehensive scenario analysis using premium financial planning software to
   determine the optimal next steps. We'll then walk you through everything over
   a Zoom meeting (within 3 weeks of signing the 1 page agreement) and provide a
   follow-up document that includes a summary of the analysis and steps, along
   with all the supporting reports and calculations. Continued guidance to
   assist you with executing the steps is included also. If you are pleased with
   our service, we can schedule recurring updates as well.
   
   Our services do not include legal, tax, or investment advice.

 * 02 Who can benefit from a Roth Conversion?
   
   You would be surprised - A lot more that you might think. Sure the first year
   of retirement is often a no-brainer, but sometimes people still working and
   in the highest bracket, or even people in their 80's & 90's can benefit
   significantly. There are also many that should not be doing conversions this
   year. You cannot know for sure until you take advantage of our free analysis.

 * 03 Should I do a Regular (Traditional) 401k or IRA contribution or a Roth
   401k/IRA contribution (or Backdoor or Mega-Backdoor)?
   
   This can be even more important than the Roth Conversion question, since it
   applies to ALL your working years. Careful, customized, competent analysis
   should be applied here as well. It's astonishing how many people did not/do
   not know about the Backdoor Roth. With 40 years of max contributions, the
   tax-free growth by age 95 can easily reach $10 million. which could mean over
   $1 million in potential tax savings for the family (and Roth accounts grow
   tax-free for heirs another 10 years after death). Don't assume the step-up
   will still be around in the future! This has been a frequent target of tax
   reformers and may expire before you do.

 * 03 Should I have my child start a Roth IRA account?
   
   YES! YES! YES! As soon as they can earn $ (even if its just picking weeds or
   emptying the trash for your business). Everyone knows about the 529 college
   fund, but they often neglect this powerful strategy. The tax-free growth on
   max contributions from age 15 to 65 could be over $20 million by age 95.

 


SERVICES

We help families and serve as an outsourced specialist for Advisors and Tax
Preparers.

ROTH CONVERSION OPTIMIZATION

Customized analysis to Rightsize the amount of Conversion each year, and prevent
Under and Over-Converting

TRADITIONAL 401K/IRA CONTRIBUTIONS VS. ROTH DECISION ANALYSIS

Your family's unique situation and goals need to be considered in the
calculations to prevent making the wrong choice

BACKDOOR ROTH, MEGA-BACKDOOR, ROTH FOR KIDS

These tools are also crucial for maximizing your family's future after-tax net
worth

RETIREMENT DISTRIBUTION PLANNING

Once cashflow turns negative, you want to make careful decisions about which
accounts to pull from to minimize your total tax liability in retirement


GET YOUR FREE ASSESSEMENT AND TAKE THE 1ST STEP TOWARDS TAX EFFICIENCY

Contact Us


FOUNDER

20 years of financial services experience and over 1,000 Roth Optimization Plans
created for families of all income levels

JIM AMERMAN

Chief Roth IRA/401k RightSizer

CFP®, Former IRS agent and 10 year CPA veteran

LINKED


FREQUENTLY ASKED QUESTIONS

 * I have received some Roth recommendaitons - how do I know if I can trust the
   advice?
   
   You can ask your helper questions that are listed in the back part of my June
   2023 California Society of CPAs article, pages 19-21
   https://viewer.joomag.com/california-cpa-june-2023/0016109001684854629?short&

 * Should I should be contributing to a Roth 401k when I am young and a
   Traditional when I am older and earning more?
   
   That's going to be true for about 60% of the population, but the best answer
   is "it depends." Use our free assessment to confirm so you don't leave
   significant $ on the table for the IRS

 * Should I convert all of my IRA / 401K this year or spread it out?
   
   It depends on your situation, estimates for the future, and your goals. Be
   cautious of blanket statement advice and don't settle for anything less than
   a competent, customized analysis.

 * Are there penalties with early withdrawal from Roth accounts?
   
   Yes, just as with traditional/regular retirement accounts, you want to be
   aware of the rules on early withdrawals. We are happy to help with questions
   on that and have a summary guide available.

 * Do I need to have a large IRA or 401k for Conversions to make sense?
   
   No, they can make sense for all asset levels, depending on what is going on
   with your other accounts, future income, expenses, age, etc.


CONTACT

Contact us today to get started on your free assessment

LOCATION:

San Diego California

EMAIL:

jim@precisionrothconversion.com

CALL:

+1 619-379-3880

Your Name
Your Email
Subject
Message
Loading

Your message has been sent. Thank you!
Send Message


PRECISION ROTH CONVERSION

Phone: +1 619-379-3880
Email: jim@precisionrothconversion.com


© Copyright Precision Roth Conversion. All Rights Reserved
Designed by IH
Not intended for legal, tax, or financial advice