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PRIVATE LENDING FOR SAVVY PROPERTY INVESTORS - WHO ABSOLUTELY NEED TO CLOSE &
FAST...


"REFINANCE OR PURCHASE YOUR NEXT PROPERTY WITH OUR MONEY!"


SEASONED INVESTORS CAN GET UP TO $50 MILLION IN FUNDING


EXCLUSIVE NATIONWIDE LOAN PROGRAMS FROM ($100K - $200MM)


LOANS UP TO 90% LTV OF PURCHASE PRICE + 100% OF REHAB COSTS

*THIS IS ONLY OFFERED THROUGH THIS SITE.

ONLY 45 SECONDS TO LEARN YOUR OPTIONS...




TAKE THE SURVEY

Complete our simple survey and see if you qualify for a Private loan

TALK WITH A LOAN OFFICER

Talk with our friendly loan officers and they will help answer any questions and
work to solve any hurdles for you.

EXPLORE YOUR OPTIONS

Stress-Free and No-Obligation will explore what your options are & see what fits
best for your goals

WHY CHOOSE US?

We are a true hybrid real estate finance company – We directly fund most private
loans in house and have access to dozens of outside lenders & investors to fund
virtually any kind of loan. Additionally, we work closely with many local
community banks that take a “common sense” approach to commercial lending.

Our team has over 60 years of lending experience to make sure your loans close
fast, with the lowest rates, and reasonable terms.

OUR PROMISE


COMPETITIVE RATES & FEES

We offer competitive pricing and unmatched speed on all transactions!


FLEXIBLE LOAN PROGRAMS

We have a diverse set of in house loan programs, investors & lender network to
fund most loan scenarios.


ROBUST TECHNOLOGY

Our web based technology streamlines loan intake, doc upload, & loan processing.


ON-TIME, FAST CLOSINGS

We close loans faster than our competition, and eliminate the communication
gaps. Private loans close usually within 7-10 days!


EASY APPLICATION

Our Quick & Full App intake process is fast, easy & smart. We know what info to
ask for & what docs are required for you to upload.


DEDICATED ACCOUNT REP

Every borrower at CLS is a VIP, that's why you get a dedicated account rep that
always knows your loan status.

RECENTLY FUNDED DEALS

BRONX, NY

Permanent Financing - Acquisition
4.25% 30 yr Amo
$2,000,000

QUEENS, NY

Private Loan - Acquisition
9%, 12 Months Interest Only
$300,000

BROOKLYN, NY

Permanent Financing - Cash-out Refi
5.25%, 25 Year Amo
$900,000

FAQ

MOST FREQUENT QUESTIONS AND ANSWERS

What are terms & fees to consider?

-Extensions Available

-Application fee

-Bank / Lender fee

-Appraisal

-Inspection

-Title Policy Required

-Insurance Policy Required

-Extensions Available

What is a hard money loan?

A hard money loan is a loan acquired through a private lender instead of through
a traditional bank. Hard money loans are typically asset based, which means our
primary focus when determining a loan amount is based mostly on the value of the
collateral itself.

Do you offer 2nd lien position loans?

Yes.  Will we consider 2nd liens in special situations where the collateral and
exit strategy and aceptable to the investment committee.

What is the min credit score requirement?

We base our approvals on the quality of the property, the experience of the
borrower, and the overall likelihood that the project will be successful. While
we do review credit history, it is not the primary component of our decisions,
and many borrowers with damaged credit are able to be approved.

How quickly can you fund a loan?

A typical loan can be funded in 7 – 10 days.

What is the collateral on the loan?

The subject property you are requesting a loan for will be used as the
collateral and personal guarantee.

What loan docs are required?

At the beginning of the loan process, we will typically ask for much of the same
documentation that a bank would require; however, we don’t ask for this
documentation to look for reasons to say “no”! 

We use common-sense underwriting principles to examine the character,
experience, and capacity of each borrower, and have flexibility in our
documentation requirements. Your online pre-approval letter will contain the
list of documentation requirements applicable to your loan request.

© 2020 All rights Reserved.

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