eteyims.info Open in urlscan Pro
2606:4700:3031::ac43:ca6a  Public Scan

Form analysis
1 forms found in the DOM

GET https://eteyims.info/

<form method="get" id="searchform" action="https://eteyims.info/">
  <label for="s" class="assistive-text">Search</label>
  <input type="text" class="field" name="s" id="s" placeholder="Search">
  <input type="submit" class="submit" name="submit" id="searchsubmit" value="Search">
</form>

Text Content

ETEYIMS.INFO




Search


MAIN MENU

Skip to primary content
Skip to secondary content
 * Home
 * About
 * Blog
 * Contact us
 * Privacy policy


POST NAVIGATION

← Older posts



HERBAL HAIR FALL TREATMENT TO GET DANDRUFF UNDER CONTROL NATURALLY

Posted on December 1, 2024 by admin

Dandruff is the most common and irritating scalp problem, which occurs in a
person’s body. Dandruff is termed as the excessive shedding of dead skin from
the scalp. It can be caused by the excessive use of styling products, poor
nutrition, and stress etc. Dandruff leads to bad effects to the body i.e. hair
whitening, fungal infections, allergies, hair loss etc.

It is important to get rid of dandruff to remain stress free and lead a healthy
life. Dandruff can be treated by herbal hair fall treatment.

10 Herbal Remedies to Get Rid of Dandruff:

Here are some herbal techniques to get dandruff under control. Stick to them as
these do not create any side effect. These are:

Aloe Vera: Aloe Vera is the most effective herb for the body. It is also useful
in controlling the dandruff and helps in hair fall too. Constant use of Aloe
Vera gives the desired results.

Coconut oil: Coconut oil is helpful in hair loss as well as to control dandruff.
Applying it regularly to the scalp gives better results.

Distilled vinegar (white vinegar): Apply vinegar on the affected area. This
takes care of hair problems including dandruff and hair loss. This is the
powerful remedy to get rid of dandruff. Apply it on the scalp regularly for the
favorable outcomes.

Hylix oil: This oil prevents premature hair fall and is helpful in controlling
the dandruff. The herbal ingredients present in the oil nourish the scalp,
follicles and cuticles. This is also helpful in strengthening the roots of hair
and thus prevents hair loss. Regular use of oil helps in fast recovery from
dandruff.

Eucalyptus oil: This oil works as a wonder for hair. It eliminates dandruff and
prevents hair fall. Few drops of eucalyptus oil when mixed with coconut oil
gives the effective results. A person has to massage the oil into the scalp to
remove the flakes and it eliminates dandruff.

Shikakai: Shikakai powder helps in strengthening the hair and reduce hair fall.
It is also helpful to cure the dandruff and make the hair shiny and healthy.

Fenugreek: Fenugreek is the seed, which is useful in eradicating the dandruff
and making the hair shinier and healthier. This seed needs to be soaked
overnight and then paste of this seed is applied to the scalp. This will give
fast and desired results.

Amla: It is rich in vitamin C, which is important for collagen production.
Collagen levels are responsible for hair growth and help in reducing hair fall.
It also helps in controlling dandruff.

Licorice: It is helpful in controlling the excessive oil from the scalp and
hence, preventing the dandruff. Make a blend of licorice and vinegar. Use it
regularly for effectual outcomes.

Soybean: It is rich in biotin, which is effective in treatment of dandruff. It
makes your hair dandruff-free and gives the shiny and healthy hair too.


Posted in Uncategorized


HOW TO GET RID OF DANDRUFF PROBLEM WITH NATURAL HAIR CARE OIL?

Posted on December 1, 2024 by admin

Dealing with dandruff? Done with tones of advice and treatments that fail
ultimately? Want to know how to get rid of dandruff, the actual way?

Many people suffer from itchy and dry scalp which often relates to dandruff
issues. Unfortunately, the exact causes behind the problem are unknown but keep
in mind it does not happen due to poor hygiene. So, first of all, stop washing
your hair with harsh chemicals and try something herbal and more soothing. The
natural hair care oil Hylix oil is trusted by both men and women to have silky
and lustrous hair. The powerful ingredients in this oil provide optimum care and
nourishment to hair and solve lots of hair issues including dandruff.

What causes dandruff?

When flakes of skin appear in your hair, it results in dryness and itching and
the embarrassing situation is known as dandruff. The problem is more common in
people with oily scalp and the possible causes for the problem are listed below,
have a look:

1. Irritated oily skin
2. Constant exposure to sunlight and pollution
3. Lack of hair brushing
4. Hair dye
5. Skin conditions
6. Reaction to hair care products
7. Diet and mental stress.

Depending on your age and severity of your dandruff you can try various methods
to deal with the problem. But if you want to know how to get rid of dandruff
with the ultimate solution then you should try Hylix oil. If you have red, itchy
and scaling scalp or dealing with certain health conditions, the natural hair
care oil will take care of all your hair needs.

Best Natural Hair Care Oil – Hylix oil:

Pollution, heredity or harsh chemicals in hair products can be damaging the
health of your hair. To have shiny and dandruff free scalp you need a perfect
hair care product that effectively combats the problems. Hylix oil is one such
remedy that offers a perfect blend of Henna, Amla, Bhringraj, Kalonji, Shikakai
and Neem. All the ingredients used in this oil solve your worries about how to
get rid of dandruff.

After years of research and study, the time tested ingredients in this natural
hair care oil are selected. All these herbs are enriched with antimicrobial and
antiviral properties that combat with the problems of dandruff and hair fall.

Benefits of Hylix oil:

Gently massage the natural hair care oil on your scalp regularly for about 10 to
15 minutes and you will feel an instant improvement in your hair quality. To
attain maximum results, try the oil for at least 2 to 3 months. With regular
usage, you will see that:

1. Dandruff and other scalp infections are treated
2. Hair fall problem has been prevented
3. Premature hair graying has been stopped
4. Headaches are relieved
5. Hair has become healthy, thick and shiny
6. The hair roots are strengthened.

The natural hair care oil is purely herbal; all the ingredients are procured
from reliable sources. Moreover, the oil is absolutely safe and effective. In
simpler words, the oil is a magical remedy for those who don’t know how to get
rid of dandruff? Try the oil today to deal with dandruff and to get speedy hair
growth.

Posted in Uncategorized


DOES WEARING HATS CAUSE HAIR LOSS IN MEN?

Posted on December 1, 2024 by admin

The hair loss patients coming to the Avenues clinic for the Best Hair Transplant
In Ahmedabad are generally curious about the reason for hair loss. Hair loss is
a complex health problem that occurs due to several reasons. Genetics and
hormonal fluctuations are related to hair loss and several minor causes like
improper diet, medications, stress, seasonal effects, scalp infection, scalp
diseases, may also cause hair loss. because of the severity of the hair loss,
the people have developed several myths related to the reason of hair loss.
Some people claim that wearing a hat regularly may lead to hair loss. Since the
hat is placed on the hair, people think that the hat is responsible for hair
loss. But, this is not an absolute truth. Wearing a hat cannot cause male
pattern baldness that is a result of genetic and hormonal reasons.
After wearing the hat for a long time, it is quite possible that the hair look
flat and messy but it does not mean it is the start of hair loss.
However, there is another side of the coin and wearing the hat for a long time
can be harmful for your hair but it is not necessary the harmful effects are
enough to start the hair loss.
Wearing a hat can be problematic in the following situations.
A Tight Hat:
Wearing a tight hat can harm your hair roots because a tight hat keeps the hair
under pressure for a long time. As a result, the hair roots may be weakened to
start hair loss. A very tight hat may disturb the blood circulation in the scalp
and it may result in damaged hair follicles. This condition may start the hair
loss and thinning of hair. Moreover, rubbing of the hat against the scalp is
quite irritating for the person.
Sweat Inside The Hat:
When the weather is sunny and hot, or you are engaged in a heavy activity,
sweating inside the hat may be very irritating for the scalp.
A Dirty Hat:
When you do not clean your hat for a long time and wear this hat with dust and
dirt, the germs in the hat may cause infection of the scalp. Keeping the hat
clean regularly can reduce the chances of scalp infection.
Hat For A Long Time:
If you wear your hat all the time, the hair may become flat and thinner and your
scalp does not have a chance to get rid of the sweat. Thus, it is useful for the
scalp and hair if you keep your head without the hat for some time.
To sum up, wearing the hat is not the main reason for hair loss but if you do
not wear your hat properly, it may harmful for your scalp and hair. therefore,
do not wear your hat for a long time and keep it clean and free of dirt. And, if
you experience severe hair loss, contact the Avenues clinic for the Best Hair
Transplant In Ahmedabad and bring back your older look again. So, be cautious
but do not be panic because of your hat if you observe some initial signs of
hair loss.

Posted in Uncategorized


5 REASONS BEHIND HAIR LOSS IN CHILDREN AND HOW TO CURE IT

Posted on December 1, 2024 by admin

The Ageing process is the main cause of hair loss but in some cases, baldness
may occur at an earlier age as well. You would be surprised to know but this is
a true fact that children may face hair loss due to several factors. According
to hair loss experts, baldness in children is quite different from the baldness
in the adults. Therefore, the treatment of children is also different and the
surgeon needs to follow a different approach for the treatment. The Avenues
clinic offers the Best Hair Transplant in Ahmedabad and treats the patients of
all age groups.
As mentioned above, children may be the victims of hair loss but reasons are
generally different. Generally, the children lose hair because of scalp
diseases. Some of these reasons cause mild hair loss and some of these reasons
may take a severe form to affect the scalp of kids.
Like the adults, the children need to visit the clinic for a proper hair loss
treatment.
There are several reasons that may cause hair loss in children. Some of these
reasons are given below:
Tinea Capitis:
This is like an infection that may spread while the children share their
clothes, combs, or caps with others who are already experiencing infection of
the scalp. this disease is also known as the ringworm of the scalp and it can be
a fungal infection as well. In this disease, the children may have patches of
hair loss with black dots and the skin may have redness. Fever or swelling of
the glands is also possible. A dermatologist can treat the Tinea Captis after
proper checkups with the help of an antifungal medicine for oral use and he may
also prescribe an antifungal shampoo to wash the hair.
Trichotillomania:
In this disorder, the child may develop the tendency of pulling the hair. The
patients of this obsessive-compulsive disorder have patchy areas of missing and
broken hair. Some children might eat the hairs that are found in their belly in
undigested form. There is no treatment and the hairs grow back when the children
stop pulling the hair.
Nutritional Deficiency:
The growing body of the children have a great demand for nutrition and
therefore, children need different kinds of nutrients to develop every part of
the body naturally. Hair loss in children may be a result of nutritional
deficiency if they are not having a proper diet. Improving the diet is the only
solution to this problem.
Alopecia Areata:
Alopecia Areata is an autoimmune disorder to cause severe hair loss. An
autoimmune disease is a rare case where the immune system of the body attacks
the cells of its own body. In the case of Alopecia Areata, the immune system
starts to kill the hair follicles to cause hair loss.
Alopecia Areata cannot be treated with a treatment but some drugs, lotions or
ointments are used to prevent the severe effects.
Telogen Effluvium:
In this disorder, the hair stops to grow and more and more hairs are in the
resting phase. It means the kids start to lose more than enough hairs in a day.
This disorder may occur due to high fever, emotional trauma, surgery, injury
etc. When the effects of the event are neutralized, the hair grows back and full
hair growth may take six months to a year.
The Avenues Clinic is a proper place for the Best Hair Transplant in Ahmedabad
and in the case of hair related problem, you can come to the clinic any time.

Posted in Uncategorized


BAD CREDIT PAYDAY LOAN DOES HAVE AN EXISTENCE

Posted on July 18, 2023 by admin

Bad credit payday loan is a much needed credit therapy that brings an instant
financial relief. If you think that you cannot get a loan because of a bad
credit history, just do not worry. There exists this easy and quick credit
option that can put an end to all your monetary troubles. You can certainly get
a loan despite having poor credit ratings. A tough period of economic slowdown
has led to a sudden rise in cash demand. However, during a recessionary phase
obtaining cash becomes even more difficult. No bank or financial institution
easily sanctions a loan during such a tight economic period. Under such a
scenario, payday loans become very useful. Most of them are available without
any cross checking. This essentially means, you can borrow money even with a
previous default status.Why Bad Credit Payday loans?You may obtain bad credit
ratings in the event of missed payments. If your monthly payments are not on
time, there is every possibility of obtaining a tag of defaulter. This can
really hurt, since it will make credit availability much more difficult in
future. Moreover, postponing monthly payments constantly would lead to mounting
interest and other charges. As a result, you would end up paying more than
required. To alleviate your situation, borrowing money without a credit check is
definitely a good idea. Such money can be used to seek relief from multiple
debts. Your lender combines all your debts and makes a single payment to your
creditors. Now, instead of making multiple payments, you will have to make only
one consolidated to payment to your lending company. Generally, lenders do not
easily provide loans to people with a bad credit history. However, in case of
bad credit payday cash, no credit check is required. The company providing such
facility does not take into account your past credit behavior.Are You Eligible
for it?Although this type of a loan can be availed without a credit check, there
are some basic requirements that every borrower has to meet. For instance, the
applicant must be more than 18 years old. He should be a citizen of the U.S.
Above all, in order to obtain financial relief, you should be employed and have
a regular income. Your income status is very important since lender also needs
some assurance his money will be recovered. The lending company does not need
collateral or guarantee. In fact, the only basic criterion for providing
finances is your income. You should be employed with the same employer for not
less than 90 days to avail a bad credit payday loan. Among other requirements,
the applicant must have a valid personal bank account.AdvantagesBad credit cash
is easily available through an online mechanism. The money is electronically
transferred into your personal bank account. Usually, money is available within
two business days. However, there are lending companies that claim to transfer
money within 30 minutes. As a precautionary measure, properly enquire about such
a company before selecting. The entire process is automatic and no manual work
is required. The borrower can repay the loaned amount on his next payday. As
mentioned above no credit check is needed. In fact, no faxing or heavy
documentation is needed. The loan repayment is also automated and the money is
automatically deducted from your account and credit into your lender’s account.A
bad credit payday loan is the best and instant solution to all your urgent
fiscal worries. It gives you much needed solace and peace of mind by
consolidating your multiple debts. Since no credit verification is involved, you
can easily get a loan even with a poor credit record.
jasabacklinkpro.infojasabacklinks.infokalipakem.com

Posted in Online payday loan


ASPECTS TO CONSIDER WHEN SETTING UP AN E-COMMERCE WEBSITE

Posted on July 10, 2023 by admin

There are many different advantages and benefits of having an e-commerce site on
the internet.There is much to gain for a consumer which will encourage them to
use an online store rather than the conventional shopping methods. These
advantages are:Choice – the web empowers the consumer and gives them increased
choice of what to buy, when to buy and a greater range of prices.
Vast selection online – when using the internet to browse for what to buy,
products can be reviewed with no cost in money and relatively little time spent.
Quick comparison – comparisons can be made on a range of areas including price,
specification, quality and availability in a matter of minutes from the comfort
of their own home.Potential pitfalls that customers need to consider and
therefore fears that need to be allayed by any potential e-tailer include:o
Customers prefer to make some buying decisions in store with certain products
for example clothing, perfume & shoes.o Some products require in-store help.o
Products that can have potential delivery problems.o Some website tools to help
customers reach decisions are inflexible, designed without considering how
people really purchase.When considering the consumer in relation to an online
store, various ideas and notions need to be considered and reviewed.All
consumers are generally risk averse, and will always attempt to try to reduce
risk during the purchasing process. This is no different when dealing with an
e-commerce customer. Therefore there is a need for the e-tailer to consider and
deal with areas that help to reduce risk or perceived risk in the eyes of the
consumer.Guaranteeing customer satisfaction and ensuring that brand loyalty
begins to grow will help to reduce the likelihood of a consumer worrying about
risks. Also, if a customer is satisfied with all aspects of the service provided
whilst they are shopping in an e-commerce store then there is not much of an
incentive to risk trying to find an alternative and the customer is therefore
likely to return and continue buying from this store. If they can maintain this
ongoing relationship with their current provider then their perceived risks of
online shopping will drop and they will be more likely to make larger and more
frequent purchases from the supplier they are already happy with.
Another important way to reduce perceived risk is to try and build up a
marketing strategy and technique involving personal communication and word of
mouth recommendations rather than company communication. This can only really be
achieved by delivering risk free and quality service to every customer. This
will then encourage existing customers to spread the word about the site and
this helps to reduce pre purchase tension in new and prospective customers.There
are two models of consumer behaviour that need to be deliberated upon when
thinking about strategies and actions to take with the e-commerce
site:Expectancy Disconfirmation model – Potential consumers tend to evaluate
website services by comparing their expectations with their perceptions and if
the perceived service is better than or at least equal to the expected service
then the consumer will be satisfied)Perceived Control Perspective – It has been
observed that modern people need to have control over any situations in which
they find themselves. The higher the level of control over a website service
situation, the higher their satisfaction with the service will be. This is not
as simple as it sounds because the e-tailer or service provider needs to
maintain control of the service experience.There are various advantages to the
retailer by using an e-commerce site. These include:Overheads – overhead costs
are comparatively low when compared to that of running a shop (hosting and a
domain name can cost as little as £120 a year plus VAT). Obviously storage and
insurance also needs to be considered but the difference in cost is still
vast.On-Line Marketing ¬- by utilising various methods of search engine
optimisation including the publishing of articles at online article sites,
directory submission and the use of a text rich website many potential customers
can be reached on the internet. The resulting good Search Engine Results
Placement (SERP) can be used to reach out to new customers who may not have
known your website existed before they used the search engine to try and find
the products in question. Comparing this to marketing and promotion campaigns
needed with a regular retail set up, an e-commerce website becomes an even more
attractive idea. This search engine optimisation work can cost from as little as
£150 a month.Global Market – the internet is obviously by its very nature a
global tool. The potential customer base is infinitely bigger than a normal
retailer would have. Other than for delivery purposes normal boundaries and
travel restrictions are non existent, which means there is the potential to
reach out to many, many more customers.There are many ideas and customer
considerations that need to be considered when setting up an e-commerce store.
In order to capitalise on the advantages and opportunities presented by having
an e-commerce site various different aspects of online shopping habits and
consumer trends need to be considered.Research has shown that there are two main
factors affecting customers when they buy online. These two factors are
functionality and trust. Obviously the e-tailer has many chances to influence
these two important parts of the online shopping experience.By making their site
easy to use and easy to navigate customers can become familiar with a site and
more likely to return due to the efficient and uncomplicated experience they
have had. Clear and uncluttered layout would also help to add to the consumer’s
ease of use and convenience when they are shopping. Also there is a need for
good speed of delivery in order to ensure customer satisfaction.A company using
an e-commerce needs to develop a clear and strong reputation for consumer trust
by making sure it delivers in the following areas:Utility: including speed of
delivery, convenience, good deals & bargainsBrand elements: Companies need to
develop online consumer trust by building a strong reputation for fairness,
honesty and delivery of quality productsMarketing and branding within an
e-commerce siteThere are three main characteristics of a successful online
brand. These are:o The brand is highly dependent on customer perceptions.o
Perception is shaped and developed by the online product’s added value
characteristics.o These characteristics must be sustainable over time.The three
characteristics of a successful brand are multiplicative rather than additive,
meaning that each one is essential in order for a strong online brand image to
be created.Online customers often interact and experience a brand quite
frequently, making the experience more important than perceptionsIn order to
become strong and successful an online brand should promise:o Convenience
(better than offline or with competitors)o Achievement (help customers achieve
their goals)o Fun and adventureo Self-expression and recognition (by
personalisation and customisation)o Belonging (to a perceived online
community)When branding online, various aspects need to be considered. These
aspects include:Understand the customer – Requires more thorough understanding
of desired purchase and usage experience in an interactive
environmentContinually monitor competitors – Competitor ads and activities can
be monitored onlineDesign compelling and complete brand intent – Greater
opportunity to customize key messages.Execute with integrity – Online
interactions add concerns of security and privacyBe opportunistic –
Customization, early recognition of changing customer needs requires tailoring
of positioningInvest and be patient – Building brand awareness requires
significant investment esp. for later movers; building brand loyalty is quicker
if targeting effectively.As can be seen if planned for and approached diligently
and shrewdly an e-commerce site can be both profitable and successful. By
choosing the right product, design, marketing and branding strategy an e-tailer
can make the most of the opportunities presented by the internet. To find out
more about website design http://www.bluestreamdesign.com
kalipakem.comjackpotslotsweb.infospinslotwins.infoslotbidwins.infofantasyslots.infobestslotmachine.infocasinoslotonline.infojackpotslotwins.infojasabacklinkpro.infojasabacklinks.infoseosites.infolinkseo.infoslotmachinetips.infoslotmachinestrategies.infoslotmachineodds.infoprogressiveslotwins.infojyufnehnd.inforqqbgnd.infohhxyygznd.infolrhvand.infoylcalnd.infouqlnhnd.inforesrhnd.infopsdrvnd.infopabrsnd.infomtayand.infolirensmnd.infokekepnd.infohgnffnd.infokratombz.infomenody.infoauryadbe.infosongmide.infolandecz.infoeventvde.infoitrolde.infoorgivde.infofestbg.infoyzkstcom.infogdzbzcom.infoneuqncom.infoozmuzcom.infofudggcom.infoqzykwcom.infolyympcom.infodnenycom.infohqaaecom.infogpzslcom.infoaaehlcom.infobxtjzcom.infontpocom.infoeppomcom.infoemaeocom.infofbsvncom.infoezamzcom.infofghoacom.infodzypjcom.infodsfdbcom.infoebifmcom.infoisurinet.infonusuonet.infobceluk.infosnjabcom.infoOlgato.infomsmmycom.infoomdircom.infoVilato.infoegoltcom.inforrdeocom.infoAllyto.infomcsdpcom.infoweigbcom.infobwmovcom.infoqyhlnet.inforedcanet.infoimwapnet.infowbtgwcom.infosoyhocom.infomxjxlcom.infogmlatcom.infoldstxcom.infoxjwxxcom.infogpabocom.inforeofkcom.infozayhdcom.infosxbbdcom.infoszyeqcom.infoycjyccom.infocccfhcom.infoSweeto.infonzeamcom.infomycsdnet.infoTraxto.infovvhento.infopnfzwcom.infoyygjbcom.infosrywjcom.infonxtypcom.infoshrjdnet.infozaylccom.infoxjnspcom.infohznjqcom.infoqpcswnet.infotwtmtcom.infomdouwcom.infoielpzcom.infofjpancom.infoabdezcom.infoMoonug.infozgnavcom.infoplknycom.infoasbtlcom.infokumchnet.infonioomcom.infoigutrcom.infomepncom.infostixto.infobbponcom.infodrupccom.infozujarnet.infootocscom.infohrpubnet.infosabpccom.infontfckcom.infoMinito.infoagpclcom.infoapkpzcom.infoLunarto.infolielnet.infoblunxcom.infouekkocom.infovwgemcom.infosvelto.infosbicbcom.infobdysmcom.infoealelcom.infoqdonynet.infofcsadnet.infochnrxcom.infojomopcom.infozbmhwcom.infoaqdficom.infohfzeucom.inforjjilcom.infoocszzcom.infotauhpcom.infoehbnecom.infoememenet.infootrocom.infongoiccom.infosekuycom.infoceolucom.infocdklkcom.infoehwelcom.infobassjcom.infourlrlcom.infopppwccom.infoydavscom.infouandunet.infoqhtcmcom.inforghdccom.infoptcsdcom.infozgggbnet.infobmkfycom.infoldickcom.infocwkshcom.infoyxjkdcom.infozmgmbcom.infomqegocom.infoszytgnet.infomkoorcom.infoiutahnet.infoditflcom.infocolqrcom.infosjboxnet.infogxcxwcom.infohyhajcom.infoiharzcom.infojcacscom.infomilicnet.infomsmmocom.infoiktvscom.infodixlecom.infoymfabcom.infolfpetnet.infomedphnet.infonabxnet.infocxfzcom.infoazttscom.infosjielcom.infofkxlbcom.infomuzoknet.infogjainnet.infosorkinet.infopugrccom.infoSacAdnet.infoylnzhcom.infolggokcom.infoticeonet.infovvhatto.info

Posted in Uncategorized


A GUIDE TO BUSINESS INSURANCE FOR UK MARINE TRADES

Posted on March 21, 2023 by admin

IntroductionInsurance solutions for businesses operating in the Marine Leisure
Sector have been slow to evolve compared to other sectors. Until relatively
recently, a boatyard owner could find him/herself having to source a suite of
insurance products to cover buildings, contents, financial risks, vessels,
pontoons and indemnity against a range of legal liabilities. Whilst the first
Marine Traders “Combined” policy that provided cover for all these risks
appeared in the late 1990s, the market did not rush to embrace the new paradigm.
Some significant providers of insurance in this Sector did not release a
“Combined” solution until as late as 2007 and others still only offer
stand-alone covers.Advantages of Combined Insurance PoliciesThere are numerous
advantages to business owners of having a single insurance policy that combines
cover in respect of the majority of their needs. First and foremost it
streamlines administrative processes by reducing documentation considerably,
thus saving business owners time and money. It also ensures the owner has a
single renewal date to deal with. Probably the main benefit to businesses is the
potential premium savings that can be made through this type of system: the more
cover that can be placed on a single policy gives the provider more scope to
reduce the overall insurance premium.Marine Trades Insurance ProvidersCombined
Insurance policies for marine-related businesses are now available from a number
of specialist providers. Whilst the majority of these providers will deal direct
with the public, some will deal only through insurance brokers. An insurance
provider that sells direct to the public will only offer their own product.
Dealing directly with insurers not only restricts you in terms of available
insurance options, it also means you have to invest valuable time in shopping
around providers for competitive quotations. An independent specialist Marine
Trades Insurance broker can potentially save you and your business time and
money by conducting a full broking exercise across the market on your
behalf.Specialist brokers can also assist in arranging bespoke cover as opposed
to a standard “off-the-peg” solution. This can give your business vital benefits
where standard policy exclusions are amended or removed, widening the overall
scope of protection. You may also benefit in the event of a claim:

Where a business buys direct from an insurer, in the event of a claim the owner
is left to negotiate a settlement from the insurer. This can put the business at
a disadvantage where there is a dispute over liability or settlement. Using an
independent specialist broker to arrange cover provides the business owner with
an experienced advocate in the event of suffering a claim. The broker is bound
to act in the best interests of the client at all times and a specialist broker
can often assist in instances where claims have initially been repudiated.
Structure of Marine Combined Insurance PoliciesBefore outlining the structure of
a policy it is necessary to stress the importance of ensuring that the correct
limits of indemnity form the basis of your insurance cover. It is tempting for
businesses seeking to reduce their costs to deliberately underinsure their
businesses. This can potentially prove catastrophic in the event of a loss, as
an insurer will almost certainly invoke the principle of “Average” when
underinsurance is discovered.

The Principle of Average: In the event of underinsurance any claim settlement
will be based on the ratio of the sum insured to actual value. For example,
where a business has insured stock worth £100,000 for only £50,000, the business
has underinsured by 50%. In the event of a loss of £25,000, the insurer will
apply average and only pay a settlement of £12,500.
The example above underlines the importance for businesses to establish the
correct basis of cover with their provider and then negotiate a competitive
premium. An independent specialist broker with access to a number of alternative
markets will help you obtain the right solution at the best available
premium.Marine Trades Combined Insurance policies generally follow the same
model, with the odd exception as to where a particular item may appear. For
example, some policies will include pontoons in the Material Damage Section
whilst others may bracket them in the Marine Section. Outlined below is a
typical policy structure:

Material Damage: This Section will cover all property other than vessels at your
business premises. It is split into various sub-sections that vary from provider
to provider, but the splitting of property into these sub-sections enables you
to benefit from lower premium rates on the lower risk items to be covered.
Typically, a Material Damage Section will be divided as follows:

Buildings (with or without subsidence cover)

Marine Installations (pontoons, slipways, wet/dry docks etc)

Computers and Associated Equipment (at the business’ premises)

Machinery and Equipment (at the business’ premises)

General Stock (at the business’ premises)

Valuable & Attractive Stock (at the business’ premises)

All Other Contents (at the business’ premises)

Glass: Some insurers will include Glass within the cover for Buildings. However,
most Marine Trade insurers will not cover Glass unless specifically requested
and will also levy an additional premium. Cover will be provided for external
and internal glass with additional extensions available for items such as glass
signage and sanitary ware.

All Risks Cover: Must be obtained for businesses wishing to insure items they
remove from the business’ premises such as:

Tools & Machinery

Laptop Computers, Mobile ‘Phones etc

Trailers (thease can also be covered under the Marine Section)

Frozen Food: Covers loss or damage to fuel resulting from change in temperature
in fridges or freezers resulting from breakdown or interruption to power supply.

Goods in Transit: Protects against loss of goods whilst in transit or whilst
temporarily stored in the course of transit. Business owners need to beware of
the variation in scope of cover from policy to policy and of the plethora of
exclusions that each insurer applies to cover.

The premium for Goods in Transit insurance is based on a combination of the
total sum insured per vehicle, the number of vehicles used and the estimated
total annual carryings of the business.

This Section can also be extended to insure postal sendings and carriage by
third parties.

Goods in Transit cover for vessels is excluded on many policies unless
specifically mentioned. However, it is possible to include insurance for vessels
whilst in transit by endorsing the Marine Section of the policy. Organising a
policy in this way can save a business money if vessels are the only items to be
insured whilst in transit.

Exhibitions: Covers exhibits, stands and other materials at exhibitions.

Whilst insurers include this Section within their policies, a business could
reduce costs by having the Marine Section of their policy endorsed to cover
vessels at exhibitions rather than pay their insurers an additional premium for
the same benefit.

Business Interruption: Covers the loss of Gross Profit and/or the Additional
Cost of Working in the event of the trading activities of a business being
interrupted by an insured peril, such as fire or flood. Extensions can be
purchased to cover losses arising from perils such as:

Breach of Canal

Damage in the vicinity of Premises or to Contract or Exhibition Sites

Denial of Access to the vicinity of Premises

Damage to Moulds, Patterns, Jigs, Dies, Tools, Plans, Designs, etc

Loss or Damage to Property stored in locations other than own premises

Loss or Damage to Property in Transit

Damage to Premises of Suppliers or Customers

Loss of Utilities

Disease & Illness

Just as it is essential to insure property on the correct basis to avoid
insurers applying “Average” in the event of a claim, it is vital to ensure the
correct level of Gross Profit is used to determine Business Interruption cover.

The definition of Gross Profit in insurance terminology differs from that of
accountancy. A business should always check with its provider as to the exact
terms of their Business Interruption policy but the procedure below provides a
general system that should fit most insurers’ methodology:

Obtain the income statement for the last full operating month and locate the net
profit amount.Employers Liability Tracing Office

Review each individual expense line item on the income statement to identify
costs of operation that are not directly related to production, also referred to
as “standing charges.” For example, office rent is due whether the business is
in operation or not, and the price does not fluctuate based on production,
whereas some worker salaries (such as casual, seasonal labour) would cease when
trading is interrupted.Employers Liability Tracing Office

Add each standing expense identified in Step 2 to the net profit obtained in
Step 1 to obtain gross profit, or the company’s loss from lack of operations.

Money: Provides insurance for cash, cheques etc whilst on premises, in transit
or in bank night safes. Some policies will also provide extensions for money in
directors’ homes and at exhibition or contract sites. Policies will usually
provide a Personal Accident extension that offers nominal sums in the event of
Death or Disability arising from assault during attempted robbery or theft.

Defective Title of Vessels: Reimburses the purchase price of a vessel bought or
sold by a business in the event of the true owner of the vessel reclaiming it
(or its value). It will also provide indemnity where a business has a valid
claim brought against it as a result of being unable to provide good title for
the vessel.

Employers Liability: It is a statutory requirement for all businesses to carry
Employers Liability Insurance where they employ people be it on a paid or
voluntary basis. It indemnifies the business in respect of its liabilities
arising from death, injury or illness to its employees

Premium is based on the total annual wages of the business. Each occupation
within a business’ workforce will attract its own premium rating based on the
perceived hazards associated with that particular occupation. A rigger, for
example, will attract a higher premium rating than an employee engaged in light
yard work.

You should ensure you accurately declare your annual wageroll to insurers.
Deliberately under-declaring could be construed as failing to disclose a
material fact and may result in a claim being repudiated.

Labour only sub-contractors should be treated as Employees as far as insurance
is concerned. Generally they work under the direction of the Insured and do not
provide their own materials or tools (with the exception of small hand tools).
Cover would therefore be arranged for such individuals by the hiring business
under the Employers Liability Section of their policy.

There is a requirement that businesses must confirm their Employers Reference
Number (ERN) or as it is commonly known Employers PAYE Reference to the insurer
covering the Employers Liability which is recorded centrally with the Employers
Liability Tracing Office (ELTO). This is to ensure that the correct insurer can
be identified where claims are submitted by an individual, which can be years
after their employment has ceased. It is not unusual, for example, for certain
diseases or conditions such as respiratory disease, industrial deafness or
repetitive strain injury to take many years to manifest.

The ERN is the unique reference which attaches to a business and does not change
which means that it will identify the correct employer and then the insurer for
any given time period from 2011 onwards.

Public Liability: Indemnifies your legal liabilities to third parties arising
from your business activities that result in death or injury to any person or
loss of or damage to property. The insurance only attaches to those activities
disclosed to your insurer and noted on your schedule so it is essential that a
full description of all your business activities is provided.

Premium is based on the estimated annual turnover of the business. Each activity
will attract its own premium rating based on the perceived hazards associated
with that particular activity. Paint Spraying, for example, will attract a
higher premium rating than Chandlery Sales.

You should ensure you accurately declare your annual turnover. Deliberately
under-declaring could be construed as failing to disclose a material fact and
may result in a claim being repudiated.

Exclusions and Extensions to Public Liability Insurance vary from insurer to
insurer. For example, some policies will automatically provide Yachtyard
Liability Insurance as a standard extension to their Public Liability cover.
Others will charge an additional premium for Yachtyard Liability.

Liability in respect of hiring-in of cranes is normally excluded on most Marine
Trade policies unless specifically requested. The additional premium for this
cover is based on your estimated annual hiring-in costs. Standard cover is
usually £100,000 which may not be adequate to replace the crane you hire. Find
out what your exposures are and get your cover topped-up if necessary.

Yachtyard Liability: Protects your liabilities in respect of moving vessels on
water for reasons such as testing, demonstration and deliveries. Like most
policy sections, scope of cover will vary from insurer to insurer. For example,
policies will restrict your permitted range, but distance you are permitted will
vary greatly.

Not all insurers provide this cover under the “Yachtyard Liability” heading.
Some insurers will provide “General Liability” that will automatically encompass
the Yachtyard Liability element of other policies.

Products Liability: Insures your legal liabilities in respect of the products
you manufacture and/or supply.

Whether you are manufacturing or distributing (wholesale or retail), you need to
make sure the products you supply are safe. Failing to meet your
responsibilities can have serious consequences. You could face legal action with
possible fines or even imprisonment. You could also be sued by anyone who has
been injured or has suffered damage to personal property as a result of using
your product.

Products Efficacy Insurance: Designed to cover the failure of an item to perform
its intended function Efficacy Insurance is often excluded from the Public &
Products Liability Sections of Marine Trade policies. If your business is
involved in the manufacture, supply or installation of performance critical
products you need to check with your insurance provider to ensure you and your
business have the right scope of Liability Insurance.

Marine Risks: Non-Marine Commercial policies have virtually no insurance
provision for vessels. They are specifically excluded, with the odd exception
such as rowing boats. The Marine Section of a specialist Trader’s policy is
divide into 3 distinct parts:

1. Vessels: This part of the Marine Section will cover all vessels not
undergoing construction and includes Stock Vessels, Work Boats, your Private
Craft and Charter Vessels. It can also be extended to cover other types of
Marine Stock such as engines and parts.

Sums Insured for vessels are usually determined on an “Agreed Value” basis. This
can be the price you paid for the vessel plus the cost of any improvements, or
it can be a depreciated or written-down value.

The cruising range of your vessels will be clearly defined in this Section of
your policy. You should check to ensure that you and your hirers are actually
insured to sail or cruise to your intended destinations. For example, an insurer
may assume that, if you are based on the Thames, you are only on the non-tidal
stretch and will endorse your policy for”Inland Waterways” use only.

The are several extensions that can be purchased for this part of your policy
such as:

Social use of vessels by Directors, Employees, Family Members.

Racing Risks (Sails, Masts, Spars & Rigging).

Water Skiing, Towing of Toys.

Angling and/or Diving Parties.

Personal Possessions

Exclusions in respect of vessels will vary from policy to policy. You should ask
your provider to go over any exclusions with you in detail in case you require a
special endorsement or extension.

2. Builders Risks: Whilst scope and definitions may differ from one insurer to
another, Builders Risks insurance will usually cover your vessel at the yard or
dock where it is being constructed, including the yard or premises of a
subcontractor. It may also cover the vessel whilst in transit between your yard
and your subcontractor’s yard. Extensions can also be obtained to cover:

Movement of the vessel on water around the dock where it is being built.

Sea Trials

Delivery voyages under own power

If the vessel in build is being towed on the water a special extension is
usually required to insure this activity.

The premium for this Section is based on a combination of the maximum completion
value of an in-build vessel and the maximum value of vessels in-build at any one
time.

3. Marine Third Party Liability: This insurance is an extension of the Vessels
Section and covers your legal liabilities in respect of your interest in or use
of your vessels by your skipper and crew. The usual limit of indemnity provided
is £3,000,000 but higher levels of cover can be purchased where required.
Policy Conditions, Exclusions and WarrantiesAs detailed above, policy conditions
and exclusions will vary from insurer to insurer. Even if you are purchasing
your policy by telephone you should always ask your provider to go through them
with you in addition to any warranties that will have been imposed. There are
significant differences between each of these:

Conditions: Policy conditions basically set out a code of conduct you’re your
business and also outline duties and obligations required for cover to be in
effect. If policy conditions are not met, the insurer can deny a claim specific
to that condition.

Eg. A theft from a business premises is discovered and not reported to the
insurer for a month. If there is a policy condition that all losses must be
reported within 7 days, the insurer could refuse to pay the claim.

Exclusions: An exclusion actually removes cover from the insurance policy.

Eg. Boats are excluded from the Goods in Transit Section of a Marine Trades
Policy unless an endorsement is put into effect.

Warranties: A policy warranty is an instruction by the insurer that must be
carried out by the insured. For example, the business may be warranted to work
on vessels worth no more than £500,000. In such a case, if the business worked
on a more valuable vessel then it would be in breach of warranty.

The breach of a warranty by a business would enable an insurer to void the whole
policy. In the above example, if the business owner suffered a theft of outboard
engines, the insurer could void the policy on the grounds that the business had
breached a warranty – even though that warranty was totally unrelated to the
theft.

As you can see, warranties can potentially have a huge impact on your business.
You should ensure your insurance provider goes through each warranty with you
and explains what it means. Insurers can impose a warranty for just about
anything – some common examples are below (the list is by no means
comprehensive):

Compliance with Flammable Liquids & LPG Regulations.

No paint or GRP Spraying.

Automatic fire alarms to be tested weekly.

Fire extinguishers to be professionally inspected annually.

Fireproof doors to remain closed during working hours.

All stock to be kept at least 15cm off floor

Waste & dirty cloths to be kept in metal bins.

Waste bins to be kept outside premises out of working hours.

Intruder alarm to be set whenever premises is unoccupied.

Electrical circuits to be inspected within 30 days of policy inception.

Cash registers to be left empty & open when premises closed.

Vehicles to be fitted with immobilisers and alarms.

Premises to be inspected daily.

No artificial heating to be used on premises.

Machinery only to be running when premises is occupied.

No flammable liquids to be kept on premises.

Moorings to be lifted & inspected at least annually.

Terms of trade to incorporate BMF Terms of Business.

No work carried out on commercial vessels

Trailers to be secured with a wheelclamp whilst unattended.

Vessel not be let out for hire or reward.

Vessel will not tow or be towed

British Marine Federation (BMF) Terms of Business

Most Marine Trade policies warrant that you operate under BMF Terms of Business.
You do not have to be a member of the BMF to use their terms. The essential
point from an insurance aspect is that you ensure all your customers insure
their own boats. This is a crucial factor that defines the mechanics of how your
Public Liability insurance works and how it differs from non-Marine commercial
insurance policies.

If you have a customer’s boat, outboard etc in your custody or control and it is
lost or damaged due to your negligence, your legal liabilities in respect of the
property are covered under the Public Liability Section of your Marine Trade
policy.

This cover would not be provided on a non-Marine policy as legal liability in
respect of goods in custody or control is specifically excluded. To insure these
items you would have to procure specific insurance which, as leisurecraft and
associated equipment are very expensive, would be financially prohibitive for a
business to purchase.
Other Insurances for your Marine Trades Insurance ProgrammeDirectors & Officers
Liability Insurance (Management Protection)Modern legislation now means company
directors can now be sued as individuals in respect of their decisions and
actions as directors or managers of businesses. The duties of company directors
are established in law and include the following areas of responsibility:

Duty of Care: Directors are required to act with ‘the care an ordinary man would
take in the same circumstances on his own behalf’ and with the skill expected
from someone with his ‘particular knowledge and experience’. Where duties are
delegated the Director is responsible for ensuring that the person to whom the
duties are delegated is sufficiently experienced, reliable and honest.

Fiduciary Duty: Directors must act honestly, in good faith and in the best
interest of the company and must ensure they do not have any conflict of
interest.

Statutory Duty: Company directors are legally bound by legislation such as the
Companies Act 1985, Insolvency Act 1986, Financial Services Act 1986,
Environmental Protection Act 1990, Health and Safety at Work Act 1974.
How Can Claims Arise?Whilst public bodies such as the Health & Safety Executive
can prosecute directors if they are perceived to have failed to comply with
their statutory duties, claims could also arise from numerous third parties such
as employees, creditors, customers or suppliers.With the number of employees
injured at work increasing by over 100,000 in 2010 and lawyers able to act on a
“No-Win, No-Fee” basis, directors appear to be more exposed than ever.What Are
The Financial Implications of a Claim? Directors will be personally liable for
meeting the cost of legal expenses as well as any damages awards, fines or
penalties. This means assets such as their cars, houses, stocks and money could
be lost. Companies are prohibited from indemnifying their directors in the event
of their insolvency.How Can Directors & Officers Liability Insurance Help?Whilst
a D&O policy will not cover any fines against directors it will cover the cost
of defending a prosecution until the point when guilt is established. This could
potentially save tens, if not hundreds, of thousands of pounds of an
individual’s assets in legal expenses. A D&O policy can also cover awards for
damages and legal expenses made against directors in civil cases.Professional
Indemnity InsuranceIf you give advice, conduct surveys or inspections for a fee,
your legal liabilities in respect of these activities are excluded on your
Marine Trade policy. A stand-alone Professional Indemnity policy will fill the
gap in your insurance cover.Tractor & “Special Types” InsuranceTractors and
other special type vehicles which are road-registered are excluded from standard
public liability policies, as are many unregistered vehicles, if travelling on,
or crossing, public highways. This may also apply to areas where the public have
access such as ports, harbours and boatyards. Types of vehicles that fit into
this class are: Tractors, Cranes, Fork Lifts, Cherrypickers, Boat Lifts and
other self-propelled mobile plant.Third Party insurance is compulsory and a
failure to have this basic cover is considered one of the most serious offences.
A substantial fine and disqualification are amongst the recommended
penalties.Driving uninsured (or allowing your employees to do so) is an absolute
offence which means there is no discretionary defence available, ie the vehicle
is either insured or it is not. If, for any reason it is not insured, the
offence is committed.Without insurance your business and your personal assets
are at risk from potentially huge compensation claims being made against
youComprehensive Road Risks insurance in for tractors and “Special Types” is
available at very competitive rates from your specialist broker.SummaryModern
businesses need modern insurance programmes. Cutting cover to cut costs is not
the solution. Your 9-point step to getting the right cover for your business at
the best available premium is:1. Choose an independent specialist broker.2. Ask
them what they can offer you in terms of support in the event of a claim.3. Ask
them to visit you to look over your business.4. Ensure you fully disclose all
relevant information about your business5. Accurately assess the value of your
premises & property and the levels of your turnover, payroll and gross profit.6.
Request 3 quotations.7. Ensure you have all conditions, exclusions, warranties
explained to you verbally – a written summary is not sufficient.8. If you think
some of the exclusions or warranties are unreasonable then ask your broker to
negotiate their removal.9. Finally, negotiate the best premium you can get from
your appointed broker.Disclaimer: This article does not constitute specific
advice or recommendation to any individual or business. Individuals and
businesses should seek the advice of an appropriately authorised and regulated
insurance broker or intermediary.

Posted in Uncategorized


NETWORK MARKETING SYSTEM – WHAT YOU NEED FOR SUCCESS

Posted on March 20, 2023 by admin

The Successful Network Marketing System… Have You Found It?The Network Marketing
System, or “System”, as we like to call them in the network marketing profession
have become the cornerstone to real network marketing success.It’s true; every
leader is always pitching their “network marketing system” as the perfect one.
The one that is finally going to help you create the online success you have
been dying to achieve. As a network marketer, you know how valuable finding the
proper one is. But what do you look for while seeking the one that is best for
you?There are so many options out there to choose from, so, what’s the best one?
That’s a really good question… The best answer I can come up with is that one
network marketing system will work best for one particular company and may not
be so great for another.The fact is we live in a very diverse world. There is no
one network marketing system that is perfect for any company. Eventually, it
will be discovered that something is simply missing for the needs of a
particular company where it meets all the needs and expectations of another.
There is a lot of grey area in-between.So let’s check out three important
factors in what to look for in…The Successful Network Marketing System.The first
one we’ll touch on is..1. EASE OF USE – does it play nice?Let’s face it, we all
want things that make our lives easier. If we get bogged down with complexity,
we’re bound to lose interest fast. Also, it’s very important that as we bring
other network marketers into our organization and want to give them the proper
tools for success, they will need something that has a short learning curve and
most importantly, is easily duplicated.A formula of successful duplication is
key to any successful network marketing system. Without it, a new user is going
to grow frustrated quickly. If they don’t simply give up and quit, they will
start to do things outside of the proven success formula that will soon lead
them to certain failure. They will lose valuable money, time and possibly
respect for you if you are the one who got them involved with such a complicated
system. Eventually, they will likely quit, and you will be at risk of becoming
part of their new story about their experience in network marketing, and why it
doesn’t work. Network marketing systems that have “Ease of use”, are integral to
your success, your team’s success and ultimately, the success of your
business.While working in corporate America, I used a very well known “system”
that my employer provided. The system had to be heavily manipulated in order to
get the result I was looking for and to stay on focus with the company identity.
It was a generic system that could literally be dispatched in any field of
business because it was generic. It was simply a system, for the sake of having
a system.The creator of the system boasted of its versatility, and it really is
when properly pre-setup. But leaving it up to each user to manipulate the system
simply caused frustration. It was mandatory to use this system yet many
employees would eventually decide to risk reprimand for not using it rather than
trying to make nice with it anymore.The next successful network marketing system
factor is…2. FOCUS – will it be consistent in branding – you?This really comes
down to the internal tools that the network marketing system employs and makes
fully available to you, the end user. Is it directly focused on what your
business is or is it generic? Will it assist you in specifically targeting the
niches you are going after? Since we rarely have complete control over the
system our company provides, does the system support your exact marketing focus?
In other words, if you are selling product #1, does it provide support (i.e.
pre-made templates, campaigns, etc.) specifically for product #1 or is it vague
in its focus? And if your business has several products, will it do the same for
each product consistently? Does it create and provide consistency with your
growing brand?And the third successful network marketing system factor is…3.
PRICE – will it drain your wallet before you can use it?Does paying more for
something necessarily mean that it’s going to be better? Let’s say you want to
remodel your kitchen. You should always get at minimum, 3 estimates and always
ask for references of each contractor. Often times, the higher priced contractor
will be reluctant to give you their references yet they are the one to put on
the most pressure to get you sign on the dotted line today to have them do the
work. Why is this? Because quite often, they know that they have over promised
and under delivered their customers. They have zero confident in the kind of
recommendation their past customer may give.All too often people think the
phrase; “You Get What You Pay For” is gospel. So they go with the higher priced
contractor thinking they are going to get the best work done, when the
contractor who charged in the middle has created such a loyal and devoted
customer base because of his superb craftsmanship, he realizes charging more,
doesn’t always equate to more money. Having multiple referrals and repeat
customers who really do the selling for him does. He knows exactly what his
customers are saying about him and he happily gives you as many references as
you would like.Will you get huge value out of your brand new network marketing
system at its basic level? Or will you need to upgrade in order for it to start
assisting you to produce the desired results? This is a common problem found
with many network marketing systems out there as well.Often heard:”Join our
business for as little as $__.__ and use our high tech, industry leading network
marketing system to catapult your business into success you’ve never thought
possible!”Within minutes of processing your payment you’re being told that in
order to get the maximum results from the network marketing system you just
bought, you will need to upgrade! Or you’re being pitched on four other money
making opportunities to join which in turn, breaks the basic fundamentals of
factor #1!FACT: Your new network marketing system should be ready made to get
you going and start being profitable quickly, at any level of entry. The only
reason to upgrade would be to put you in a position to PROFIT EVEN MORE! It
should be there as a tool to success and not a distraction from it. It needs to
be simple yet full featured and allows you to focus on becoming profitable, NOT
trying to figure out how to use it. You control it, not the other way around.
The best network marketing system is the system that will be working for you
even… when you’re not working!If there was such a network marketing system that
was very easy to use, maintained focus and consistently branded you, had a very
low acquisition cost and could get you making money quickly? That would be one
powerful network marketing system!If you actually owned this system and other
people wanted access to it so that they could experience the same benefits? But
the only way they could, was to get it directly from you? Even if they didn’t
join your network marketing opportunity, they could still get the system from
you and you would still make money without them joining? Now that would be an
extremely powerful network marketing system!

Posted in Uncategorized


PREMIER INTERNET MARKETING EDUCATION – 10 TIPS ON HOW TO FIND THE BEST INTERNET
EDUCATION

Posted on March 20, 2023 by admin

Where do you go to get the internet marketing education that will truly make the
difference? The difference in your understanding, or (if you’re building a
business) the difference in how you approach the marketing of your business, or
perhaps your job (if you’re responsible for directing the marketing tactics for
a brand)?I personally spent 12 months clicking around on the internet in search
of that right company that provides the education and the tools to become a
Master Internet Marketer. And, also provides the environment where you learn to
start implementing, and start taking action on what you are learning. And, as a
result, start making the difference and start achieving your goals.And, why did
I do this (click around for 12 months, that is)? Because, I believe in
affiliating with the-best-of-the-best and it does take time to find just the
right source that will work for your needs.SO – Let me help you save all that
time and share with you the steps, the thought processes, on how to find that
right internet educational resource that will work for your online needs and
goals.[First, let me preface, however, the following steps with one thought. I
know Internet Marketing is now being served up on the college campuses.
Brilliant. If I was headed off to college, I would take what I could on the
subject. Even, make Internet Marketing my major. But, I chose to learn (not from
books), but from the leaders in the industry, who are making it happen and
producing the results. Because at the end of the day - it's results]One more
comment:As I’ve stated in other articles, knowing internet marketing is rapidly
becoming the most valuable commodity you can own in today’s global economy.
Learning how to leverage the internet, is becoming the most prized skill set you
can capture. Internet growth has increased 362% in just the last 9 years, and
reaches over 1.6 Billion people worldwide. And, the internet growth is expected
to continue, since we’re only at a 24.7% world penetration level.OK. So – once
you’ve decided to get out of your comfort zone and to start learning this stuff,
where do you go to get the education you want? What do you look for? How do you
go about it all? What should you be asking before you decide if this is the
company where you can really learn to become an Internet Marketer (or for some,
A Master Internet Millionaire Marketer)?10 Steps To Help You Find The Right
Internet Marketing Education:1) MINDSET:Everything starts here. Entrepreneurial
vision. Faith. The ability to see the potential of the future before it’s here.
“Can Do” attitude. A level of perseverance and tenacity against all odds and
challenges. The attitude that “the buck stops here” and you take accountability
for the results. Ability to accept never ending change, because we are in an
Internet Evolution.So – because of the importance of “mindset”, find that
resource that not only includes brilliant marketing minds on the internet, but
also provides some of the industry’s top mindset coaches. Make certain your
curriculum includes subject matter on the importance of leadership and
developing leaders.As you learn internet marketing and you become more visible
online, you will begin to assume the role of a leader. And, it’s understood, not
everyone comes with the ready made entrepreneurial visionary mind. So – go out
and learn it. One of the best ways to develop a successful mindset, is to spend
time studying other successful entrepreneurs.Make certain you are aware of your
associations. Your network of people you surround yourself with, will determine
your financial networth. Associate with leaders. Once you are clear on your
goals and the person you want to become, your daily actions will reflect this.2)
YOUR “WHY”:What is your reason for learning internet marketing? This is huge.
You need your reason in order to keep you motivated through the challenges. Take
some time on this step if you need.You may of heard this saying: What you
believe, is what you do, and what you do, determines your lifestyle. If you
believe in the power of the internet, then you will stop everything right now to
study/learn/implement. If you study/learn/implement, then you will have the
possibility of a lifestyle change.It all starts with your “why.”3) YOUR
INVESTMENT:You usually invest Time, Money and/or Energy. You can start out
learning right now with little (or no) money. You do not need the big bucks to
spend on your education in the beginning. Stay within your budget each step
throughout your education.As you progress, you will naturally want to expand
your knowledge which then may require (if you desire) a specialist where your
investment in money will start to kick in. The beautiful advantage of marketing
“online” versus “offline” is money. You can learn the “online” marketing tactics
that are FREE.So – look for that educational resource that provides within their
Internet Curriculum an education on the FREE internet marketing tactics, such
as: Social Media (Facebook, My Space), Article Marketing, Press Releases,
Blogging, Forum Marketing, Social Bookmarking, Squidoo, Hub Pages, Video
Marketing, Keyword Research…And, make certain the curriculum also provides the
marketing masterminds (that I call the “specialists”) in such areas, as: Google,
SEO, Copywriting, Personal Branding…4) MISSION STATEMENT:What is your Mission
Statement, and is the internet educational resource inline with your Mission
Statement. This may be a difficult question to answer for some. But if you are
building a business, and have a mission statement, then having that educator
with like type mission/philosophy helps to drive your education along the same
lines as your goals.Let me give you an example, if I may:My Mission Statement:
To help others throughout the world realize you do have options, and to help you
understand those options that are available to you (over & beyond the corporate
arena), and to guide you to where you can create & develop your own Financial
Security – Online.I then took my mission statement, which is based on Financial
Security, and found the internet educational resource, that is ALSO based
around: 1) Financial Security and 2) Education for the next wave of Master
Internet Millionaire Marketers.The reason for this approach is because it helps
you to be in-line philosophically with who you are working with, learning from
and growing your future with.5) ETHICS/INTEGRITY:This may be tough to determine.
Try to get a sense of the company’s business model and business ethics. Find the
company’s mission statement and ask if it is inline with your mission, or how
you may want to approach your marketing education. And is the company’s branding
and message consistent and uphold ethics.So – is the marketing and branding of
the company you are considering for your education, inline with how you want to
ultimately approach your marketing? Can you see value that is being provided?6)
MARKETING POSITIONING:Do they teach the type of marketing that you embrace. Are
the company leaders/top producers “buying leads” or does the company have an
extensive marketing curriculum being taught by the current Internet Mastermind
Marketers. Or, is the education coming strictly from one source. One
individual.7) COMPREHENSIVE GLOBAL/INTERNATIONAL CURRICULUM:If you are on the
internet you have the potential to market globally. What you want to ask
yourself, is if the curriculum is translated into languages worldwide where the
opportunity to be an Internet Marketer is being provided to people throughout
the world, no matter the language.You want to look for a curriculum that is
providing a new skill set to anyone, anywhere in the world, and educates
everyone how to market online – whether that person has a product or business
already, or not. A company’s curriculum that embraces this philosophy is inline
with providing true value to others.8) LONGEVITY:How long does this
company/curriculum plan on being around. Are they here to stay. The internet
arena is constantly evolving and changing, and it’s nice to feel comfortable
that who you are working with has a mission/game plan to be here for 5+ years.9)
CLICK-BY-CLICK TRAINING FOR THE NEWBIES:I have to admit, this approach to
training really helped me. Does the curriculum provide “click-by-click”
training. Can you can see “click-by-click” how things online are actually set
up. This really helps to cut down the learning curve. It is too time intensive
to learn from a book.And, does the curriculum include “in the office of a top
producer” training, so you see “how” the leaders are getting the results,
now.10) Staying Current With The Ever Evolving Changes:A curriculum that is
staying on top of the evolving changes by bringing onto the staff the marketing
masterminds to keep the students current (i.e. SEO, Google).Conclusion:We are in
an internet evolution with changes and growth occurring very quickly, so you
need to get out of the books, and onto the computer screen. You want to find the
leaders, the top producers, the internet marketing masterminds in the internet
marketing industry.So, pick wisely based on your goals and marketing style you
are comfortable with.

Posted in Uncategorized


STARTING A MOBILE OIL CHANGE BUSINESS IN VENTURA COUNTY – CA

Posted on February 5, 2023 by admin

If you are considering starting a mobile auto service business in California,
one market that is often over looked by competition is Ventura County and it is
growing too. If you are thinking of starting a mobile oil change business then
it is best to look towards the fleet business rather than personal cars. Now
then let us put your market mix at 80% fleets and 20% personal cars. Obviously
everyone has a car so it is best to first consider where to target your fleet
accounts. The preliminary thoughts on fleets in Ventura Area for this practice
case study would be to look at the largest city in the County. That would be
Oxnard CA.For Oxnard CA there are some really good Corporate Centers behind
“Colonia” paralleling the 101 Fwy. I also recommend that you go to the car
dealerships behind Price Club (fleets too) and talk with the Fleet Managers
there, you might find some really good contacts and you can reciprocate by
giving them leads.Also in Ventura Barber Ford is a good contact out on the end
of Ventura near the “Avenue” there are some industrial areas with lots of
fleets. Across the 101 from the Old Ventura Drive In Movie Theatre there is lots
of industrial area and it continues all the way down to Dealership row before
the River on the West Side of the Freeway. Saticoy has a small area of fleets
too along the Highway there.You might also check all the businesses way out
along the beach areas below Port Hueneme and Pt Mugu too (Hueneme Rd.) Oil field
services, auto transport, sod, agricultural, heavy industrial too. Also check
out E. Vineyard and the side streets on the River side of the road, tons of
fleets. You really need to decide if you want to make money or show boat around
with personal cars. I recommend that you go for the money first by getting fleet
accounts and then build the consumer routes. Have you considered Boats? The
Channel Island Marina area is packed. In Camarillo there are some good Corporate
Centers near the “Camarillo High School” and up the hill in Newberry Park too,
also off the Central Exit, across from Camarillo Airport. Lots of Fleet Business
in these areas due to the agricultural industry. You see, the demographics in
Ventura County are almost perfect. Up the hill in Thousand Oaks, which actually
contains Newbury Park, has the best demographics of all Ventura County cities:
Highest Average Income
Highest Property Values
Highest Sales Tax Generator
Highest Propensity Of High End Car Owners
Most Small Businesses
Most Millionaires
Over 70% White And Educated
Highest Paying Jobs
Lowest Unemployment
Largest Automall
Largest City Budget
The city of Moorpark is something else you should consider too, as it has a
small population, 40,000 plus people. It’s mostly a family type town. Many
people have bought homes there because it’s cheap. Over the last eight years the
city has really exploded. It has major industrial areas containing more than 3.5
million square feet. There are three large industrial areas and one small one.
One is off the 23 freeway, one is near the college and one is between Poindexter
Street, the railroad track and the 118 old section. These industrial areas
contain at least ten small fleets of five to fifteen vehicles. There are also
many substantial fleets, fleets between 15-100 units. Some of these fleets
include:
Blue Star Ready Mix (100 Cement Trucks, 30 Heavy Pieces Of Equipment)
Moorpark Unified School District (20 Transit Type Buses)
City Of Moorpark
Ventura County Cablevision
Prudential Uniform
Lagarmarsino Distribution
In setting up a mobile oil change business in this town, we noted that one would
need to start thinking of this as a Grid Game, kind of like “zone defense”
basketball and also consider that if your visits are every other week or once
per month you can maximize your efforts by being in one city each day and doing
lots of business each visit there.Once the fleet business is established your
target markets for personal mobile oil changes should be: Large Corporate
Offices, Multi-Tenant Businesses, Retail Centers, Upper Class Residences and
Golf Courses. But that is the easy part, first you need the business ramped up,
then you can go get the gravy. Think on this.

Posted in Uncategorized | Tagged accounting, business, companies, google, near
me, offices, restaurant, sale, services


POST NAVIGATION

← Older posts



ARCHIVES

Select Month December 2024 July 2023 March 2023 February 2023 January 2023
November 2022 October 2022 February 2021 December 2020


TAGS

accessories Acne Anti Aging Beauty billions business capitalize channel
Communicate Cosmetic Surgery country Diabetes Drug Abuse Engineer equipment
family finance google Google reviews Health and Fitness home Jewelry Massage
Meditation Nutrition part Personal Training Physician Planning Popular Diets
products recommended Repairs sale security services shopping Skin Care Spa and
Wellness Speech Pathology suggestions supermarkets Technician Weight Loss Yoga
Copyright © 2024 eteyims.info - All rights reserved