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Text Content

 * Home
 * Insurance
 * Energy
 * Tips & Advice
 * News


SEE IF YOU CAN SAVE ON YOUR HOUSEHOLD BILLS THROUGH BILLY EXPLORES

Join thousands¹ of others who have compared, switched and saved through Billy
Explores!

 * Compare Insurance
 * Compare Energy & Gas
 * Compare Loans




DON’T SETTLE FOR ANY OLD PROVIDER WITH YOUR SWITCH.

Billy Explores is a free comparison service that has helped over 200,000¹
Australians to compare Energy and Insurances. Quote comparisons are from some of
Australia’s leading energy and insurance providers.*

‹›


‹›



WHY HAVE THOUSANDS OF AUSSIES ALREADY SWITCHED USING BILLY EXPLORES?




 * QUICK & SIMPLE
   
   Super simple! Enjoy a hassle free switch.


 * 100% AUSTRALIAN
   
   Billy Explores is 100% Australian owned and operated.


 * FREE TO SWITCH
   
   If you decide to switch there is no cost to you.


HOW YOU CAN COMPARE PLANS THROUGH BILLY EXPLORES




 * GETTING TO KNOW YOU
   
   Getting an electricity comparison or insurance comparison is simple. Pop in
   your details to get the process started.


 * GETTING TO KNOW US
   
   You’ll receive a phone call from our partner to discuss any special offers
   that may be available*.


 * COMPARE & SAVE
   
   If there is a better plan or policy for you, our partner can help you switch
   over the phone. No messy paperwork required!


SEE IF YOU CAN SAVE TODAY!

Join thousands¹ of others who have switched and saved through Billy Explores

 * CompareInsurance
 * CompareEnergy & Gas
 * CompareLoans

Have you noticed us on:

‹›


Terms & Conditions Privacy Policy
I want to compare:
Select Compare Health Insurance Compare Life Insurance Compare Electricity & Gas
Compare Now

SHARE WITH A FRIEND


 * 
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The Billy Explores website – https://BillyExplores.com.au (“Site”) and service
(“Service”) is owned and operated by Upside.Digital Pty Ltd ABN 65 139 669 248
and is intended to provide general information only. Address: 201/46-48 East
Esplanade Manly NSW 2095 Ph: (02) 9114 6715
¹Based on Billy Explores Google Analytics Tracking Tool data. * Billy Explores
partners with iSelect to bring you this comparison service. iSelect does not
compare all providers or products in the market. The availability of products
will change from time to time. Not all products available from its providers are
compared by iSelect and due to commercial arrangements, your stated needs and
circumstances, not all products compared by iSelect are available to all
customers. Click here to view iSelect's range of providers.

© 2021 Billy Explores. All Rights Reserved

 * Home
 * Insurance
 * Energy
 * Tips & Advice
 * News



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TERMS AND CONDITIONS

Updated 4th December 2020

The Billy Explores website – https://billyexplores.com.au (“Website”) and
service (“Service”) is owned and operated by Upside.Digital Pty Ltd ABN 65 139
669 248 (referred to in these Terms as ‘we’).

The Website assists in connecting users to Australian Service Providers that can
compare household services such as electricity and gas, solar and insurance.

The information contained in this Website does not take into account your
objectives, financial situation or particular needs and should not be taken as
financial advice. Before using our Service, you should evaluate your own
individual needs, objectives and situation.

The use of this Website is subject to these terms and conditions (“Terms”). By
accessing and using the Website you agree to be bound by these Terms. If you do
not agree to these Terms, you must not use or access the Website.

We may amend these Terms at any time. The amended Terms will be effective from
the date at the top of this page. Your continued use of this Website after that
date constitutes your acceptance of the amended Terms.

COPYRIGHT AND TRADEMARKS

Unless otherwise indicated, we reserve all copyright in the content and design
of this Website. We own all such copyright or use it under licence or applicable
law.

You may make a temporary copy of part or all of this website on your local
computer for the sole purpose of viewing it, and print a single hard copy of a
whole page of this website for personal use, provided that any copyright notice
on such page is not removed.

You may not, in any form, or by any means:

otherwise reproduce, adapt, store in a retrieval system, transmit, print,
display, perform, publish or create derivative works from any part of the
content or design of the Website; modify or copy the layout of the Website or
any computer software or code contained in the Website; cause any of the
material from the Website to be framed or embedded in another website; or
commercialise any information, products or services on this Website.

PERMITTED USE

You may access the Website for your own personal, non-commercial use, subject to
restrictions set in these Terms. You are NOT permitted to use the Website in any
unlawful or fraudulent manner.

You agree any information you provide on the Website will be true, accurate and
complete.

PAYMENT

We provide a Service on the Website which enables you to connect with leading
Australian comparison services or direct service providers.

Our Service is free for you to use. Please note that we do receive a small fee
from our third party service providers when an enquiry for their service is made
through our Website.

LIMITATION OF LIABILITY

Billy Explores does not guarantee or warrant the Website will be uninterrupted,
without delay, error-free, omission-free, or free of viruses. Therefore, the
information is provided “as is” without warranties of any kind, express or
implied, including accuracy, timeliness and completeness.

To the extent permitted by law, we exclude all liability for loss or damage
arising from the use of, or reliance on, the information contained on or
accessed through any of the Website. In particular, our partners, directors,
employees, agents or related corporate entities will not be liable for any
direct, indirect, incidental, special, exemplary, punitive, consequential or
other damages whatsoever (including, but not limited to, liability for loss of
use, data or profits), without regard to the form of any action, including but
not limited to contract, statute, negligence or other tortious actions, arising
out of or in connection with the Website, any content on or accessed by use of
the Website, or any copying, display or other use of it.

You assume all risks associated with the use of any of the Websites including,
without limitation:

the risk of your computer, software or data being damaged by any virus which
might be transmitted or activated via any of the Website or your access to it;
or the risk that the content of the Website and any linked websites contravenes
the laws of any country outside Australia; the risk that any information or
material you download from the Website or any linked website infringes third
party rights including copyright.

LINKS TO OR FROM OTHER SITES

The Website may contain links to websites controlled or produced by third
parties. Except as indicated, we do not control, endorse, sponsor or approve any
such websites or any content on them, nor do we provide any warranty or take any
responsibility for any aspect of those websites or their content.

COOKIES AND PRIVACY

For details on our use of cookies and how we collect and use personal
information via the Websites, see our Privacy Policy [link].

THIRD PARTY SERVICES

You can apply for a number of services via the Website. These services are not
provided by us but are instead provided by third parties over whom we do not
have control.

All third party service offered on the website are Australian operated.

We are not responsible or liable for any loss or damage you or any third party
may suffer or incur in connection with any product you obtain after using a
third party service offered on this website or for any acts, omissions, errors
or defaults of any third party in connection with this Website.

By submitting your personal details through this Website, you are giving you
express consent to be contacted by our third party provider and agreeing to
their Terms and Privacy Policy.

ANTI-SPAM POLICY

We are aware of our responsibilities as a good Internet citizen and are
dedicated to protecting the privacy rights of other Internet citizens. We
vigorously oppose the sending of unsolicited email (spam).

It is a requirement that each email message we send out includes an easy way for
subscribers to remove themselves via an “Unsubscribe” link. If a recipient calls
our offices and requests to be manually removed from a customer’s list, we will
manually unsubscribe the recipient from the customer’s account.

To ask questions about this Anti-Spam Policy, or to report spamming activity by
one of our customers, please contact our privacy department at: Billy Explores,
Suite 201 | 46-48 East Esplanade | Manly | NSW 2095 | Australia

For the purposes of the Do Not Call Register Act 2006 (Cth) – by submitting your
telephone number to the website, you give your express consent to be contacted
by telephone on that number either by us OR our Third Party service provider.

Subscribers who sign up to the Website are deemed to provide their consent to be
contacted by email, phone, text, or post with more interesting promotion offers
we publish.

Subscribers who choose to opt in/consent to any client advertisements/promotions
will be consenting to share selected information given by themselves on this
site directly to the relevant third party service provider. APPLICABLE LAW

The Website is hosted on web servers in Australia or the United States.

These conditions and all other specific and additional terms which govern your
use and access to the Site will be governed by and construed in accordance with
the laws of the state of New South Wales, Australia.

×


PRIVACY POLICY

Effective Date December 2020
Upside.Digital Pty Ltd
ACN: 139 669 248
ABN: 65 139 669 248

Commitment to Protect your Privacy

Upside.Digital Pty Ltd respects your privacy and is committed to protecting it.

This Privacy Policy explains how and why we collect personal information, what
we use it for, and to whom and when we disclose it. It is an important document
so please take the time to read it.

We will treat your personal information in accordance with our obligations under
the Australian Privacy Principles (APPs), the Privacy Act 1988 (Cth) and related
Australia laws. We refer to these collectively as “the Privacy Law”.

“Personal information” has a specific meaning set out in the Privacy Law, but
includes any information we hold which is about you or is reasonably
identifiable as being about you.

By providing us with personal information, visiting our websites or by using our
services, you consent to the terms of this Privacy Policy.

What Type of Personal Information Do We Collect?

We only collect personal information where necessary and relevant so that we can
provide you with access to information or other services. This may include, for
example, when you request to receive further information from an advertiser.

The extent and type of personal information collected will vary depending on how
you interact with us, but will usually include:

data about you, your interests, and products/services you select to receive
communications about;
contact details such as your name, address, phone number and email address;
other information such as your year of birth, gender, family size including
children and pets, your type of mobile phone, personal income, employment
situation, online shopping habits and personal interests.
Some personal information may be collected for activities not specifically
outlined in this Privacy Policy, and where reasonable, we will make clear why we
are collecting it when we do so.

How Do We Collect Your Personal Information?

We collect personal information from you in a variety of ways, including when
you interact with us electronically or in person, when you access our websites
and when we provide our services to you. We may receive personal information
from third parties. If we do, we will protect it in accordance with this Privacy
Policy.

How Do We Use Your Personal Information?

We use and disclose personal information to fulfil the purpose for which it is
collected or else for related purposes. This includes, for example, providing
you with information, updates and services.

We may make you aware of new and additional products, services and opportunities
available to you. We may also use your personal information to improve our
products and services and better understand your needs.

We may contact you by a variety of measures including, but not limited to
telephone, email, SMS (text message) or mail.

We may disclose your personal information to any of our employees, officers,
insurers, professional advisers, agents, suppliers or subcontractors insofar as
reasonably necessary for the purposes set out in this Privacy Policy. Personal
information is only supplied to a third party when it is required for the
delivery of our services.

We may from time to time need to disclose personal information to comply with a
legal requirement, such as a law, regulation, court order, subpoena, warrant, in
the course of a legal proceeding or in response to a law enforcement agency
request.

We may also use your personal information to protect the copyright, trademarks,
legal rights, property or safety of Upside.digital Pty Ltd,
https://billyexplores.com.au and http://UpsideDigital.com.au, our customers or
third parties.

If there is a change of control in our business or a sale or transfer of
business assets, we reserve the right to transfer to the extent permissible at
law our user databases, together with any personal information and non-personal
information contained in those databases. This information may be disclosed to a
potential purchaser under an agreement to maintain confidentiality. We would
seek to only disclose information in good faith and where required by any of the
above circumstances.

If we need to disclose your personal information to an overseas recipient such
as an advertiser or data warehouse who is not in Australia, we will take
reasonable steps to ensure that the recipient adheres to the Privacy Law in
relation to your personal information.

We may also provide your information directly to third-party service providers
for the purposes of servicing your requests or enquiries. These providers have
their own obligations under the Privacy Law and will have their own privacy
policies. Your interactions with those providers will be governed by those
separate policies, and by using our Services you are consenting to the
disclosure of your personal information on that basis.

How Do We Hold and Disclose Your Personal Information?

We hold your personal information on secure servers located in Australia and the
United States.

We disclose personal information to our advertisers, customers, third party
agents, directors, employees and contractors only for a purpose that is
consistent with the way we have informed you that we will use the information in
this Privacy Policy.

How Do We Keep Information Secure?

We are committed to ensuring the security of the information we hold about you.
We will always try to ensure that we take all reasonable steps to protect your
information from misuse, interference and loss, and from unauthorised access,
modification or disclosure.

If we no longer need any information, we will take reasonable steps to destroy
and/or de-identify the information, unless this is required to be retained to
comply with any of our legal requirements.

We have no control over information that may be transmitted over the internet,
so therefore cannot guarantee its safety whilst in transit.

What Happens if There is a Data Breach?

If a suspected data breach occurs, we will determine the extent of the breach. A
data breach may occur if your personal information is lost or subjected to
unauthorised access or disclosure.

If we believe that the suspected data breach is likely to result in serious harm
to you, we will notify you and the Office of the Australian Information
Commissioner as soon as practicable and as required by the Privacy Law. This
notification will set out a description of the data breach, the kinds of
information concerned, and recommendations about the steps you should take in
response to the data breach.

What Additional Data Do We Collect via Our Websites?

When you come to our websites (e.g. https://billyexplores.com.au and
http://UpsideDigital.com.au) we may collect certain information such as browser
type, operating system, website visited immediately before coming to our site,
etc.

This information is used in an aggregated manner to analyse how people use our
site, such that we can improve our service.

Our web server will also collect the following information:

Your Internet service provider’s address;
The number of users who visit the website;
The date and time of each visit;
The pages accessed;
Data collected from our websites remain the property of Upside.digital Pty Ltd.

Cookies

A cookie is a small piece of computer code which remains on your computer and
contains information which helps us identify your browser and previous
information viewed in relation to our services. When you visit our websites, the
cookie records certain details including the date, time and advertising content.
None of the information in the cookie contains personally identifiable
information about you.

If you do not want us to use cookies then you can easily stop them, or be
notified when they are being used, by adopting the appropriate settings on your
browser. If you do not allow cookies to be used some or all of our websites
might not be accessible to you.

By using our websites you consent to us sharing a hashed, anonymous, readable
version of your email with our partner Service Providers who will drop a cookie
on your browser for the purpose of improving the relevance of online advertising
and content by third parties that are unaffiliated with our websites.

By accessing our websites you agree that we and our partners may use cookies for
marketing and other purposes.

Third party sites

Our websites may from time to time have links to other websites not owned or
controlled by us. These links are meant for your convenience only. Links to
third party websites do not constitute sponsorship or endorsement or approval of
these websites. Please be aware that we are not responsible for the privacy
practices of other such websites. We encourage our users to be aware, when they
leave our websites, to read the privacy statements of each and every website
that collects personal identifiable information.

How do you contact Us to Amend, Delete, Unsubscribe or Access Your Personal
Information?

We try to ensure that all information about you that we collect, use or disclose
is accurate, complete and up-to-date. Under the Privacy Law, you have the right
to obtain access to any personal information which we hold about you, and to
advise of any inaccuracy, if it is out of date, incomplete, irrelevant or
misleading. There are some exceptions to this right set out in the Privacy Law.

If you want to correct data about you as you believe the data we hold is
incorrect or you want to request the deletion of your personal information from
our database or you simply require access to any personal information that we
hold about you, then you should inform us and we will make every reasonable
efforts to provide it and, if required, correct it.