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UPDATE IN PROGRESS

T-Mobile MONEY is currently down for scheduled maintenance. While account access
is temporarily unavailable, your card transactions, direct deposits, and
scheduled funds transfers are not affected.

Online account access will be restored shortly. If you need immediate
assistance, contact a T-Mobile MONEY Specialist at 866-686-9358 or dial
414-751-6700 from outside the U.S.


UPDATE IN PROGRESS

T-Mobile MONEY is currently down for scheduled maintenance and new accounts
cannot be created at this time. Please come back later to sign up for an
account.
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4.00% APY AND GET PAID EARLY DISCLOSURES

How APY works: As a T-Mobile MONEY customer you earn 4.00% annual percentage
yield (APY) on balances up to and including $3,000 in your Checking Account per
month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan;
2) you have registered for perks with your T-Mobile ID; and 3) at least 10
qualifying purchases using your T-Mobile MONEY card have posted to your Checking
Account before the last business day of the month. Qualifying purchases posting
on or after the last business day of the month count toward the next month’s
qualifying purchases. The first time you fund your account, as an additional
added value, you will receive 4.00% APY on balances up to and including $3,000
in the statement cycle in which you make your first deposit of greater than $1,
as well as in the cycle that follows that deposit provided all other
requirements are met. These added value benefits are subject to change. Balances
above $3,000 in the Checking Account earn 1.00% APY. The APY for this tier will
range from 4.00% to 2.79% depending on the balance in the account (calculation
based on a $5,000 average daily balance). Customers who do not qualify for the
4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s)
in which they do not meet the requirements listed above. APYs are accurate as of
10/28/2021 but may change at any time at our discretion. Fees may reduce
earnings. Additional restrictions apply. For more information, see Account
Disclosures / Terms and Conditions or go to our FAQs.

Get paid up to 2 days early with direct deposit: Subject to description and
timing of the employer payroll-based direct deposit, we typically make funds
available the business day received, which may be up to 2 days earlier than
scheduled.


4.00% APY DISCLOSURE

How APY works: As a T-Mobile MONEY customer you earn 4.00% annual percentage
yield (APY) on balances up to and including $3,000 in your Checking Account per
month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan;
2) you have registered for perks with your T-Mobile ID; and 3) at least 10
qualifying purchases using your T-Mobile MONEY card have posted to your Checking
Account before the last business day of the month. Qualifying purchases posting
on or after the last business day of the month count toward the next month’s
qualifying purchases. The first time you fund your account, as an additional
added value, you will receive 4.00% APY on balances up to and including $3,000
in the statement cycle in which you make your first deposit of greater than $1,
as well as in the cycle that follows that deposit provided all other
requirements are met. These added value benefits are subject to change. Balances
above $3,000 in the Checking Account earn 1.00% APY. The APY for this tier will
range from 4.00% to 2.79% depending on the balance in the account (calculation
based on a $5,000 average daily balance). Customers who do not qualify for the
4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s)
in which they do not meet the requirements listed above. APYs are accurate as of
10/28/2021 but may change at any time at our discretion. Fees may reduce
earnings. Additional restrictions apply. For more information, see Account
Disclosures / Terms and Conditions or go to our FAQs.


T-MOBILE MONEY SPECIALISTS

T-Mobile MONEY Specialists do not provide financial, tax, or investment advice.


GOT YOUR BACK

How Got Your Back works: Available only to T-Mobile wireless customers with a
line on a qualifying postpaid plan who have registered for perks. Got Your Back
overdraft protection will begin once at least 10 qualifying purchases using your
T-Mobile MONEY card have posted to your Checking Account before the last
business day of the month. You are only required to meet this purchase
requirement once to receive Got Your Back benefits. See "Got Your Back" Terms
and Conditions for more details.
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TAKE YOUR MONEY FURTHER.

NO OVERDRAFT FEES, NO ACCOUNT FEES, AND 55,000+ NO-FEE ATMS.

ALL CUSTOMERS EARN 1.00% ANNUAL PERCENTAGE YIELD (APY)* ON ALL BALANCES.

GET PAID UP TO 2 DAYS EARLY WITH PAYROLL DIRECT DEPOSIT.*

EARN UP TO 4.00% APY.*

GOT YOUR BACK* OVERDRAFT PROTECTION UP TO $50.

STAY SECURE WITH FDIC INSURANCE.


SAY GOODBYE TO ACCOUNT FEES.

It’s your money—you shouldn’t be charged just to use it. We make it easy with no
overdraft fees, no maintenance fees, and no minimum balance, plus 55k+ no-fee
Allpoint® ATMs.
See how we compare to other banks


LET YOUR MONEY WORK HARDER.

Find out how you can earn up to 50x the average U.S. checking account rate.^



All T-Mobile MONEY customers earn 1.00% APY* on all balances. T-Mobile wireless
customers with qualifying service can earn 4.00% APY* on balances up to $3,000
and 1.00% APY after that in their T-Mobile MONEY checking account by registering
for perks and making at least 10 qualifying purchases per month using their
T-Mobile MONEY card.

*Click clickherefor APY details for APY details or see below.
^ Based on information provided by the FDIC as of 6/24/2021


SET UP PAYROLL DIRECT DEPOSIT AND GET PAID EARLY.

The T-Mobile MONEY app helps you set up direct deposit quickly and securely.
Plus, when you deposit your paycheck automatically you can get paid up to 2 days
early.*



REST EASY.
YOUR MONEY IS SECURE.

From free Got Your Back* overdraft protection and FDIC insurance to bilingual
support 365 days/year, T-Mobile MONEY has got you covered.
PAY WITH YOUR PHONE

MOBILE WALLET

Get instant access to your money right from your phone. Securely tap to pay with
Apple Pay, Google Pay and Samsung Pay.


PROTECTION

FDIC-INSURED.

Your T-Mobile MONEY account is insured up to $250,000.

MASTERCARD® DEBIT

ZERO LIABILITY PROTECTION.

When you use your T-Mobile MONEY debit card, you’re protected when fraud occurs.
With Mastercard's Zero Liability Protection, you will not be held responsible
for unauthorized transactions (see terms and conditions).

EXPERTS ON DECK

BILINGUAL SUPPORT 365 DAYS/YEAR

T-Mobile MONEY Specialists are standing by 8AM–12AM ET daily.

Get help FAQ's
GOT YOUR BACK

30-DAY GRACE PERIOD ON OVERDRAFTS.

T-Mobile wireless customers with qualifying service who register for perks and
make at least 10 qualifying purchases using their T-Mobile MONEY card in a
single calendar month can activate learn more aboutGot Your Backoverdraft
protection overdraft protection up to $50.

DEVICE SECURITY

FINGERPRINT AND FACE ID LOGIN.

Safeguard your data with your phone’s built-in security features.

PEACE OF MIND

DISABLE YOUR CARD.

Turn off your debit card instantly if you think something fishy is going on.

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T-Mobile MONEY is banking done right.
Join today to take your money further.
Get started and sign up today for T-mobile money


*How APY works: As a T-Mobile MONEY customer you earn 4.00% annual percentage
yield (APY) on balances up to and including $3,000 in your Checking Account per
month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan;
2) you have registered for perks with your T-Mobile ID; and 3) at least 10
qualifying purchases using your T-Mobile MONEY card have posted to your Checking
Account before the last business day of the month. Qualifying purchases posting
on or after the last business day of the month count toward the next month’s
qualifying purchases. The first time you fund your account, as an additional
added value, you will receive 4.00% APY on balances up to and including $3,000
in the statement cycle in which you make your first deposit of greater than $1,
as well as in the cycle that follows that deposit provided all other
requirements are met. These added value benefits are subject to change. Balances
above $3,000 in the Checking Account earn 1.00% APY. The APY for this tier will
range from 4.00% to 2.79% depending on the balance in the account (calculation
based on a $5,000 average daily balance). Customers who do not qualify for the
4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s)
in which they do not meet the requirements listed above. APYs are accurate as of
10/28/2021 but may change at any time at our discretion. Fees may reduce
earnings. Additional restrictions apply. For more information, see Account
Disclosures / Terms and Conditions or go to our FAQs.

Get paid up to 2 days early with direct deposit: Subject to description and
timing of the employer payroll-based direct deposit, we typically make funds
available the business day received, which may be up to 2 days earlier than
scheduled.

How Got Your Back works: Available only to T-Mobile wireless customers with a
line on a qualifying postpaid plan who have registered for perks. Got Your Back
overdraft protection will begin once at least 10 qualifying purchases using your
T-Mobile MONEY card have posted to your Checking Account before the last
business day of the month. You are only required to meet this purchase
requirement once to receive Got Your Back benefits. See "Got Your Back" Terms
and Conditions for more details.


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