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TERMS AND CONDITIONS

The following describes the terms and conditions (the “ Terms and Conditions ”)
upon which Fusion Media Limited (the “ Company ” or “ Fusion Media ” or “ We ”)
offers access to the Internet site found at www.investing.com alongside its
related country specific sites and any related sub-domains and/or mobile
applications thereof (respectively, the “ Site ” or “ App ”, and together the “
Services ”) to you the customer, irrespective of whether or not you are an
Account (as defined below) holder (“ you ” or “ You ”)“”.

PLEASE READ THE PRIVACY POLICY, COOKIE POLICY, RISK WARNING AND ALL OF THE
FOLLOWING TERMS AND CONDITIONS INCLUDING THE SPECIAL CONDITIONS BEFORE USING OUR
SERVICES. BY CONTINUING TO ACCESS OR USE OUR SERVICES, YOU SIGNIFY YOUR
ACCEPTANCE OF THESE TERMS AND CONDITIONS. We reserve the right to amend, remove,
or add to these Terms and Conditions at any time. Please check the “Last
modified” heading at the top of this document to see when the Terms and
Conditions were last updated. Any changes to the Terms and Conditions will
become effective when we post the revised Terms and Conditions. Your use of the
Services, or your provision of personal information following any changes means
that you accept the updated Terms and Conditions.

If, at any time, you do not wish to accept the Terms and Conditions, you may not
use our Services. Any terms and conditions proposed by you which are in addition
to, or which conflict with these Terms and Conditions are expressly rejected by
the Company and will have no force or effect.

For Special conditions applicable to Investing.com Money see  applicable section
.

You understand and agree that Fusion Media may discontinue or change the
Services at any time, without notice. You also understand and agree that Fusion
Media may discontinue or restrict your use of the Services for any reason
without notice.

 


YOUR ACCOUNT

As part of the process necessary to set up an account on the Services (an “
Account ”) and obtain access to certain parts of the Services, you will be
required to either provide your full name, email address, password, and phone
number (the “ Registration Credentials ”) or register via one of the Third Party
Accounts (as defined below). You must ensure that your Registration Credentials
are accurate, truthful and updated. We reserve the right to block the creation
of your Account based on our inability to confirm the authenticity of your
Registration Credentials.

As an alternative to registering directly with the Site or App by providing your
Registration Credentials, we give you the option to register and login to your
Account via one of your account(s) with social media sites such as Facebook,
Twitter or Google+ (the “ Third Party Account(s) ”). Please see our  Privacy
Policy  for more information about logging in to your Account via a Third Party
Account.

Unless you log into your Account via a Third Party Account, please note that
your email address and password which you provide as part of the Registration
Credentials will be used to login in to your Account. You will be solely
responsible for maintaining the confidentiality of your email address and
password and must immediately notify us of any unauthorized use of your Account.
You are solely responsible for all activity and usage on your Account,
including, but not limited to, use of the Account by any third party authorized
by you to use your email address and password.

We permit you to maintain only one Account to access the Services at any time
and you hereby represent that you currently have no other Account(s).

We reserve the right to terminate your Account, in our sole discretion, at any
time without notice. You may terminate your Account at any time by unsubscribing
in the manner described at  https://www.investing.com/unsubscribe . You must
complete the unsubscribing process in the manner described therein. Upon
termination, you will receive an automated confirmation via e-mail that the
request was received, and your Account will be terminated immediately.

 


AD-FREE SERVICES

Our basic Services are free, but we may offer You paid upgrades for advanced
features such as “ad-free” version of the Services (“ Ad-free Services ”).

You may purchase Ad-free Services, which include, subject to a specific
policy/ies of an various app stores (such as Google Play or Apple App Store(,
and applicable law, a removal of all the ads on Your Account in all related
online platforms, including from our Site and our App, which are available for
use in such app stores. These Ad-free Services will be available to You only
when You are signed-in to our Services.

Payment.  In order to purchase Ad-free Services, You will be required to make
the payments specified in the Ad-free Services dedicated offering page, using a
payment method made available to You. You represent that you are at least the
minimum age required to enter into a legal agreement. In order for You to make
such purchase, we may direct you to our trusted payment service providers'
websites. You may be required to share with payment service providers Your
personal information (such as your name, address, identity number), financial
information (e.g. your credit card number, bank account, etc.) and any other
information which is required by the payment service providers in order to
complete the purchase of the Ad-free Services. We may change the rates of the
Ad-free Services from time to time and in our sole discretion.

Renewals.  Unless You cancel your Ad-free Services subscription at least 48
hours before the end of the current subscription period, the Ad-free Services
are renewed automatically every subscription period to which You have 
subscribed, and the charges for such renewed period are made automatically
through the payment service provider you have used initially to purchase the
Ad-free Services.

No Refunds.  Notwithstanding anything to the contrary (but subject to any
applicable law), all charges for the Ad-free Services are non-refundable.
However, if you believe that you have been charged in error or if you believe
you should be refunded for any other reason, you should contact us within 60
days of such charge. We reserve the right to refuse such a refund request for
any reason, including if we reasonably believe (i) that you are trying to
unfairly exploit this refund policy, for example, by making repetitive refund
requests in respect of the same feature; (ii) if you are in breach of the Terms;
or (iii) if we reasonably suspect that you are using our Services fraudulently.

 


SUBSCRIPTION-BASED SERVICES

We offer services, products, and subscriptions for a subscription fee
(respectively, “ Subscription Based Services ” and “ Subscription Fee ”).

These Subscription Based Services are governed by any additional terms you agree
to when you register for the Subscription Based Services (including any third
party’s terms of service, privacy policy and other relevant policies providing
any such Subscription Based Service, which you should read thoroughly before
agreeing to them) and these Terms.  If you register for Subscription Based
Services, you agree to pay the applicable Subscription Fees set forth on the
Site and/or App and must designate a payment method and provide us with accurate
billing and payment information, and you have the continuing obligation to keep
it up to date. If the Subscription Based Services includes a third-party product
or service, you understand and agree that your purchase and use of the Service
is also subject to the third party’s terms of service and privacy policy, which
you should read thoroughly before agreeing to them. Fusion Media assume no
liability or responsibility on such products or services when it is provided by
a third party. 

Payment . You represent that you are at least the minimum age required to enter
into a legal agreement. You agree to pay us for any Subscription Based Services
you purchase from us (or a third party), as well as all other charges incurred
under your account, including applicable taxes and fees. You are responsible for
all charges incurred under your account, including purchases made by you or
anyone you allow to use your account or any sub-or linked accounts (including
any person with implied, actual, or apparent authority) or anyone who gains
access to your account as a result of your failure to safeguard your
authentication credentials. You authorize and direct us to charge your
designated payment method for these charges or, if it fails, to charge any other
payment method you have on file with us, even if we received it in association
with other Subscription Based Services. You are responsible for all charges even
if your payment method fails or is denied. You authorize and direct us to retain
all information about any payment method(s) associated with your account. We may
import payment information you entered during a prior purchase and provide you
the option to use that payment information during purchase of a new product. You
permit us to obtain and use updated information from the issuer of your payment
method in accordance with the policies and procedures of any applicable card
brands. We may in some instances continue charging a payment method past its
expiration date at our discretion and subject to the payment processors' or
issuing bank's approval. Surcharges may apply if you use certain payment
methods, such as payment from your checking or savings account. We may charge
for Subscription Based Services in advance and on a daily, monthly, yearly, lump
sum, or other basis in accordance with the stated terms, as long as your
subscription remains active, even if you have not downloaded or used such
Service or accessed your online account. We may (and you authorize us to) take
steps to verify the validity of the credit card information you provide to us.
You authorize us to do so for verification and anti-fraud purposes.

Renewal . We use auto-renewal for many of our Subscription Based Services. At
the expiration of each subscription term for such Subscription Based Services,
we will automatically renew your subscription and charge the credit card or
other payment method you have provided to us, unless you cancel your
subscription at least 48 hours before the end of the current subscription
period. Unless otherwise stated herein, your subscription will be automatically
renewed at the then-current price, excluding promotional and discount pricing.
We may, in our sole discretion, post charges to your payment method individually
or aggregate charges for some or all of your Subscription Based Services with
us.

Fraud Protection . We may take steps to verify the validity of the credit card
information you provide to us, including debiting amounts less than $1.00 from
your credit card and then immediately crediting it back. You authorize us to do
so for verification and anti-fraud purposes.

Free Trials . We may offer you free trials, so that you may try a Subscription
Based Services subscription without charge or obligation (“Free Trial”). Unless
otherwise stated and unless you cancel your subscription prior to the expiration
of the Free Trial, periodic subscription fees will be charged at the
then-applicable rate upon expiration of the Free Trial period and will continue
to be charged until the subscription is canceled or expired. If you are not
satisfied with a particular Subscription Based Services, you must cancel the
subscription before the Free Trial ends to avoid charges. We reserve the right
to limit you to one free trial or promotion of a Subscription Based Services and
to prohibit the combining of free trials or other promotional offers.

Termination. We, in our sole discretion, may change, discontinue or terminate
any or all aspects of a Subscription Based Services without notice, including
access to support services, content and other products or services ancillary to
the Subscription Based Services, subject to providing an appropriate refund for
any portions of a specified but no longer available term.

No Refunds . Notwithstanding anything to the contrary set forth herein (but
subject to any applicable law), all charges for a Subscription Based Services
are nonrefundable unless provided otherwise in the terms you agree to when you
register for a Subscription Based Services. However, if you believe that you
have been charged in error or if you believe you should be refunded for any
other reason, you should contact us within 60 days of such charge. We reserve
the right to refuse such a refund request for any reason, including if we
reasonably believe (i) that you are trying to unfairly exploit this refund
policy, for example, by making repetitive refund requests in respect of the same
feature; (ii) if you are in breach of the Terms; or (iii) if we reasonably
suspect that you are using the Subscription Based Services fraudulently.

Change in Fees and Billing Method . We may change our fees and billing methods
at any time. We will provide you with notice of any price increase at least
thirty (30) days in advance. Subject to applicable law, (i) if you disagree with
any proposed change, your sole remedy is to cancel your Subscription Based
Services before the price change takes effect and (ii) your continued use of or
subscription to the Subscription Based Service after the price change takes
effect constitutes your agreement to pay the new price for the Subscription
Based Service.

Delinquency . After 30 days from the date of any unpaid charges, your
Subscription Based Services will be deemed delinquent and we may terminate or
suspend your account and Subscription Based Service for nonpayment. You are
liable for any fees, including attorney and collection fees, incurred by us in
our efforts to collect any remaining balances from you.

Notice Period . You must notify us about any billing problems or discrepancies
within 90 days after they first appear on your billing method statement. If you
do not bring them to our attention within 90 days, you agree that you waive your
right to dispute such problems or discrepancies.

 


DISCLAIMER

Due to the number of sources from which the content presented on our Services is
obtained, and the inherent hazards of electronic distribution, there may be
delays, omissions or inaccuracies in such content and the Services.

THE SERVICES, AND ANY MATERIAL AND/OR CONTENT APPEARING THEREON (“ CONTENT ”)
ARE PROVIDED “AS IS”, WITHOUT ANY WARRANTIES. FUSION MEDIA, ITS EMPLOYEES,
OFFICERS, DIRECTORS, AFFILIATES, AGENTS AND LICENSORS CANNOT AND DO NOT WARRANT
THE ACCURACY, COMPLETENESS, CURRENTNESS, TIMELINESS, NONINFRINGEMENT, TITLE,
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE CONTENT AVAILABLE
THROUGH THE SERVICES, OR THE SERVICES THEMSELVES, AND FUSION MEDIA HEREBY
DISCLAIMS ANY SUCH EXPRESS OR IMPLIED WARRANTIES.

IN NO EVENT SHALL FUSION MEDIA, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES,
AGENTS OR LICENSORS BE LIABLE TO YOU OR TO ANY THIRD PARTY OR TO ANYONE ELSE FOR
ANY KIND OF FINANCIAL LOSS, LOST PROFITS, ANY SPECIAL, INCIDENTAL OR
CONSEQUENTIAL DAMAGE OR ANY OTHER SIMILAR DAMAGE OR ANY OTHER LOSS OR INJURY,
RESULTING DIRECTLY OR INDIRECTLY FROM USE OF THE SERVICES, CAUSED IN WHOLE OR
PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING,
COMPILING, INTERPRETING, REPORTING OR DELIVERING THE SERVICESAND ANY CONTENT ON
THEREON.

IN NO EVENT SHALL FUSION MEDIA, ITS EMPLOYEES, OFFICERS, DIRECTORS, AFFILIATES,
AGENTS OR LICENSORS BE LIABLE TO YOU OR ANY THIRD PARTY OR ANY ONE ELSE FOR ANY
DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH CONTENT ON THE
SERVICESOR THE SERVICES THEMSELVES.

 


LEGAL RESTRICTIONS

Without limiting the foregoing, you understand that laws regarding financial
contracts vary throughout the world, and it is your sole obligation to ensure
that you fully comply with any law, regulation or directive, applicable to your
country of residence with regards to the use of the Services. The ability to
access to our Services does not necessarily mean that our Services, and/or your
activities via the Services, are legal under the laws, regulations or directives
applicable to your country of residence.

The Services does not constitute, and may not be used for the purposes of, an
offer or solicitation to anyone in any jurisdiction in which such an offer or
solicitation is not authorized, or to any person to whom it is unlawful to make
such an offer or solicitation. Access to the Services, and the offering of
financial contracts via our Services, may be restricted in certain
jurisdictions, and, accordingly, users accessing our Services are required to
inform themselves of, and to observe, such restrictions.

 


LIMITED LICENSE

Fusion Media grants you a non-exclusive, non-transferable and limited personal
license to access and use the Services (the “ License ”). This License is
conditional on your full and continuing compliance with these Terms and
Conditions. You agree not to “deep-link” to the Services, resell or permit
access to the Services to others, and not to copy any materials appearing on the
Services for resale or for any other purpose to others without the prior written
consent of Fusion Media. You shall be responsible and bound by any unauthorized
use of the Services, made in breach of this section. You agree not to use any
electronic communication feature of Services on the Services for any purpose
that is unlawful, tortious, abusive, and intrusive on another's privacy,
harassing, libelous, defamatory, embarrassing, obscene, threatening or hateful.
The License granted under these Terms and Conditions will terminate if Fusion
Media believes that any information provided by you, including (but not limited
to) your Registration Credentials, is no longer current or accurate, or if you
fail to otherwise comply with any term or condition of these Terms and
Conditions and all rules and guidelines for each of the Services. Upon such
violation, you agree to cease accessing Services. You agree that Fusion Media,
at its sole discretion and with or without notice, may terminate your access to
any or all Services, and remove and discard any information or content within
the Services.

 


LINKS TO THIRD PARTY SITES AND USE OF THIRD PARTY SOFTWARE

The Services contain hyperlinks to websites operated by persons other than
Fusion Media. Such hyperlinks are provided for your reference and convenience
only. You agree not to hold Fusion Media responsible for the content or
operation of such websites. A hyperlink from our Services to another website
does not imply that Fusion Media endorses the content on that website or the
operator or operations of that website. You are solely responsible for
determining the extent to which you may use any content or such web-site.

Furthermore, certain parts of the Services contain third-party software,
including but not limited to “open source” software. Use of third-party software
may be governed by separate copyright notices and license provisions, which
shall be made available to you, as applicable, either by Company or by such
third-party software provider. You shall not use, and shall indemnify and hold
Company harmless for any such use by or on behalf of You, in a manner which
infringes the rights of any third-party or which is in contravention to these
Terms and Conditions and/or any specific license terms.

For example, some payment options on our Services are provided by third party
payment processors who process your payments on our behalf (such as Apple or
Google through “ In-App Purchases ”, as described below). If you wish to make a
purchase on the Services, you may also be asked to supply certain information,
including credit card, debit card, Apple ID or Google ID or other payment
mechanism information directly to such payment processor.

You agree that all information you provide in connection with such purchase will
be accurate, complete and current. You agree to pay all charges incurred by use
of your credit card, debit card, Apple Pay, Google Pay, or other payment
mechanism at the prices in effect when such charges are incurred. You also will
pay any applicable taxes relating to any purchases you make.

You further acknowledge that your use of any third parties' site and or software
is subject to the applicable third party's terms and conditions, and you further
agree not to hold Fusion Media liable for any loss or damage of any sort
incurred as a result of any such use by You.

THE LIABILITY OF FUSION MEDIA, ITS OFFICERS, DIRECTORS OR EMPLOYEES, TO YOU OR
ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE AMOUNT OF MONEY YOU
TRANSFERRED TO FUSION MEDIA IN RELATION TO THE TRANSACTION GIVING RISE TO SUCH
LIABILITY.

 


NOTICE TO APPLE APP USERS

To the extent You are using the App on an iOS device, You acknowledge that these
Terms and Conditions form an agreement between You and the Company, not with
Apple Inc. (“ Apple ”), and that Apple is not responsible for the Services or
the content thereof. Apple has no obligation to furnish any maintenance and
support services with respect to the Services. If the Services fails to conform
to any applicable warranty, You may notify Apple and Apple will refund any
applicable purchase price for the mobile application to you; and, to the maximum
extent permitted by applicable law, Apple has no other warranty obligation with
respect to the Services. Apple is not responsible for addressing any claims by
You or any third-party relating to the Services or your possession and/or use of
the Services, including: (a) product liability claims; (b) any claim that the
Services fails to conform to any applicable legal or regulatory requirement; or
(c) claims arising under consumer protection or similar legislation. Apple is
not responsible for the investigation, defense, settlement and discharge of any
third-party claim that the Services and/or your possession and use of the
Services infringe a third-party’s intellectual property rights. You agree to
comply with any applicable third-party terms when using the Services. Apple and
Apple’s subsidiaries are third-party beneficiaries of these Terms and
Conditions, and upon your acceptance these Terms and Conditions, Apple will have
the right (and will be deemed to have accepted the right) to enforce them
against You as a third-party beneficiary. You hereby represent and warrant that:
(i) You are not located in a country that is subject to a U.S. Government
embargo, or that has been designated by the U.S. Government as a “terrorist
supporting” country; and (ii) You are not listed on any U.S. Government list of
prohibited or restricted parties.

In-App Purchases:

 1. When You make an In-App Purchase, payment will be charged to your Apple
    account at confirmation of the purchase.
 2. In-App Purchases may take the form of a subscription. Any unused portion of
    a free trial period (if offered) will be forfeited when You purchase a
    subscription (where applicable).
 3. In-App Purchases may take the form of an auto-renewable subscription. These
    subscriptions automatically renew unless auto-renew is turned off at least
    24-hours before the end of the current subscription period. Your Apple
    account will be charged for renewal within 24-hours prior to the end of the
    current subscription period. You may manage the subscriptions and turn off
    auto-renewal by going to your Apple account settings after purchase.

 


MARKET INFORMATION

Fusion Media may make available to you through one or more of its Services a
broad range of financial information that is generated internally or obtained
from agents, vendors or partners (“ Third Party Providers ”). This includes, but
is not limited to, financial market data, quotes, news, analyst opinions,
research reports, graphs and data (“ Market Information ”).

Market Information provided on the Services is not intended as investment
advice. Fusion Media does not endorse or approve the Market Information, and we
make it available to you only as a service for your own convenience. Fusion
Media and its Third Party Providers do not guarantee the accuracy, timeliness,
completeness or correct sequencing of the Market Information, or warrant any
results from your use or reliance on the Market Information.

Market Information may quickly become unreliable for various reasons including,
for example, changes in market conditions or economic circumstances. Neither
Fusion Media nor the Third Party Providers are obligated to update any
information or opinions contained in any Market Information, and we may
discontinue offering Market Information at any time without notice. You agree
that neither Fusion Media nor the Third Party Providers will be liable in any
way for the termination, interruption, delay or inaccuracy of any Market
Information. You will not “deep-link”, redistribute or facilitate the
redistribution of Market Information, nor will you provide access to Market
Information to anyone who is not authorized by Fusion Media to receive Market
Information.

With regard to any Market Information displayed on the Services, you are
prohibited from, and hereby represent and warrant that you shall not: (i) copy,
store, sell, license, distribute, transmit or duplicate to any third party or to
any person any Market Information or any part thereof in any form or by any
means; (ii) make the Market Information available on any website or in an
application, or available to the public via the internet or otherwise; (iii) use
the Market Information for the purpose of creating and/or operating (directly or
by any third party) any financial product, index or service, or in any other
manner without Fusion Media or its applicable Third Party Providers' permission;
(iv) use the trademarks, logos, brand names or any other similar identifying
mark, or remove any copyright or proprietary notices incorporated into the
Market Information (“Marks”) and you hereby acknowledge that Fusion Media or its
applicable Third Party Providers are the owners of the intellectual property
rights in, and relating to, the Market Information any Marks; (v) use the Market
Information in any way or for any purpose that would require a separate license
from Fusion Media or its applicable Third Party Providers or any other person;
and (vi) permit, or purport to permit, any third party to do any of the
foregoing.

 


USE & ACCESS

You shall be responsible for providing and maintaining the means by which you
access the Services, which may include, but is not limited to, your personal
computer or mobile device, connectivity hardware, and telecommunication lines.

You shall be responsible for all access and service fees necessary to connect to
the Services and assume all charges incurred by use of such connectivity
services. You further assume all risks associated with the use and storage of
information on your personal computer, mobile device or on any other computer or
device through which you will gain access to the Services (hereinafter referred
to as “ Computer ”).

You represent and warrant that you have implemented and plan to operate and
maintain appropriate protection in relation to the security and control of your
Computer and any information and data included therein.

You agree that Fusion Media will not be liable in any way to you in the event of
failure of or damage or destruction to your Computer systems, data or records or
any part thereof, or for delays, losses, errors or omissions resulting from the
failure or mismanagement of any telecommunications or Computer equipment or
software.

You will not in any way, whether directly or indirectly, expose Fusion Media or
any of Fusion Media's online service providers to any computer virus or other
similarly harmful or inappropriate material or device.

Without limiting the generality of the foregoing, your use of the Services is
subject to the following restrictions:

 1. You may not use, sell, rent, lease, copy, modify, distribute, redistribute,
    license, publicly perform or display, publish, edit, create derivative works
    from, or otherwise make unauthorized use of the Services and/or any Content
    and Marks, without Fusion Media's prior explicit written consent; Likewise,
    You shall not modify, make derivative works of, disassemble, reverse compile
    or reverse engineer any part of the Services, without Fusion Media's prior
    explicit written consent;
 2. Except as expressly stated herein, no part of the Services, Content and/or
    Marks contained therein may be copied, reproduced, distributed, republished,
    downloaded, displayed, posted or transmitted in any form or by any means,
    without Fusion Media's prior explicit written consent;
 3. You shall not access the Services in order to build a similar or competitive
    service;
 4. You may not use the Services in connection with material which promotes
    illegal activities, or the violation of any local, state, national, or
    international law or regulation, including, without limitation, laws
    governing intellectual property and other proprietary rights (including, but
    not limited to, patents, trademarks, trade secrets, copyrights, or any
    confidential, proprietary or trade secret information of any third party),
    information protection and privacy, including, but not limited to, content
    which disseminates another person's personal information without his or her
    permission;
 5. The Services may not be used or accessed by any automated machine, bot,
    spider, or such other automated feature or service;
 6. You shall not impersonate any person or entity or otherwise misrepresent
    affiliation, connection or association with any person or entity, or use any
    fraudulent, misleading or inaccurate contact information;
 7. You may not remove, circumvent, disable, damage or otherwise interfere with
    any features of the Services, or attempt to gain unauthorized access to any
    portion thereof through any means, or interfere with, corrupt, or disrupt
    the operation or performance of the Services or the ability of any other
    person to use them (including, without limitation, by attempting to degrade
    the performance of the servers in any way);
 8. You may not violate other users' or third parties' rights to privacy,
    publicity and other rights, or harvest, scrape, data aggregate, data mine,
    screen scrape, index or collect data and information about other users or
    third parties without their consent, whether manually, or automatically with
    the use of any means, including without limitation bots, crawlers, spiders,
    sifters and load testers, without the express written consent of Fusion
    Media, or engage in testing, pen-testing, sniffing or monitoring of the
    Services, their systems, software or hardware in any way;
 9. You may not use the Services in connection with material which a reasonable
    person could deem to be: offensive, inaccurate, incomplete, abusive,
    obscene, objectionable, defamatory, libelous, fraudulent or deceptive,
    indecent, pornographic, profane, threatening, advocating harassment or
    intimidation, distressing, vulgar, hateful, malicious, harmful for minors,
    racially or ethnically offensive, advocating racism, bigotry, hatred or
    physical harm of any kind against any group or individual, or disparaging
    the religious, political, or legal agenda of any person or entity, or is
    otherwise inconsistent with these Terms and Conditions including any of our
    policies;

Fusion Media reserves the right, at any time, to modify, suspend, or discontinue
the Services or any part thereof with or without notice. You agree that Fusion
Media will not be liable to You or to any third party for any modification,
suspension, or discontinuance of the Services or any part thereof.

 


COMPANY'S RIGHTS

Fusion Media reserves the right to suspend the operation of the Services or any
part or sections thereof at any time and no claims may be entertained against
the Company in connection thereto.

 


FORCE MAJEURE

You agree that Fusion Media will not be liable in any way to you or to any other
person in the event of force majeure (including, but not limited to, the act of
any government or legal authority) or for the failure of or damage or
destruction to your computer systems, data or records or any part thereof, or
for delays, losses, errors or omissions resulting from the failure or
mismanagement of any telecommunications or computer equipment or software.

 


TECHNICAL PROBLEMS

You understand that while the Internet and the World Wide Web are generally
reliable, technical problems or other conditions may delay or prevent you from
accessing the Services.

Fusion Media shall not be liable, and you agree not to hold or seek to hold
Fusion Media or any of its agents or service providers liable, for any technical
problems, system failures and malfunctions, communication line failures,
equipment or software failures or malfunctions, system access issues, system
capacity issues, high Internet traffic demand, security breaches and
unauthorized access, and other similar computer problems and defects.

Fusion Media does not represent, warrant or guarantee that you will be able to
access or use the Services at times or locations of your choosing, or that
Fusion Media will have adequate capacity for the Services as a whole or in any
geographic location.

Fusion Media does not represent, warrant or guarantee that the Services will
provide uninterrupted and error-free service. Fusion Media does not make any
warranties or guarantees with respect to the Services and the Content, including
but not limited to, warranties for merchantability or fitness for a particular
purpose.

Without limiting the foregoing Fusion Media will not be responsible for an
impossibility to execute orders and requirements due to failures in the
operation of informational systems caused by technical faults, which are beyond
its control.

 


USER CONTENT

“User Content” means any and all information and content that You submit to, or
use with, the Services (e.g., Your comments on articles). You are solely
responsible for Your User Content. You assume all risks associated with the use
of Your User Content, including any reliance on its accuracy, completeness or
usefulness by others, or any disclosure of Your User Content that makes You or
any third party personally identifiable.

You hereby represent and warrant that: (a) You are the owner of the User
Content, or have sufficient rights and authority thereto; and (b) Your User
Content does not violate these Terms and Conditions; and (c) your User Content
does not contain any virus, adware, spyware, worms, or other harmful or
malicious code. You alone are responsible for Your User Content.

Fusion Media is not obligated to backup any User Content and User Content may be
deleted at any time. You are solely responsible for creating backup copies of
Your User Content.

By posting or uploading User Content to the Services, You hereby grant, and You
represent and warrant that You have the right to grant, to Fusion Media an
irrevocable, nonexclusive, royalty-free and fully paid, worldwide license to
reproduce, distribute, publicly display and perform, prepare derivative works
of, incorporate into other works, and otherwise use Your User Content, and to
grant sublicenses of the foregoing. You agree to irrevocably waive (and cause to
be waived) any claims and assertions of moral rights or attribution with respect
to User Content.

If You provide Fusion Media any feedback or suggestions regarding the Services
(“Feedback”), You hereby assign to Fusion Media all rights in the Feedback and
agree that Fusion Media shall have the right to use such Feedback and related
information in any manner it deems appropriate. Fusion Media will treat any
Feedback You provide to Company as non-confidential and non-proprietary. You
agree that You will not submit to Fusion Media any information or ideas that You
consider to be confidential or proprietary.

Fusion Media reserves the right (but have no obligation, except as and to the
extent required by applicable law) to review any User Content, investigate,
and/or take appropriate action against You in its sole discretion (including
removing or modifying Your User Content, terminating Your account, and/or
reporting You to law enforcement authorities).

Each Services user is solely responsible for any and all of its User Content.
Fusion Media does not control User Content, nor shall Fusion Media be
responsible for any User Content. Fusion Media makes no guarantees regarding the
accuracy, currency, suitability, or quality of any User Content. Your
interactions with other Services users are solely between You and such user. You
agree that Fusion Media will not be responsible for any loss or damage incurred
as the result of any such interactions. If there is a dispute between You and
any user, Fusion Media is under no obligation to become involved in its
resolution or in any other manner whatsoever.

 


TRADEMARKS AND COPYRIGHTS

All rights, titles and interests in and to the Services, the Content, the Marks,
including but not limited to the “Investing.com” and “Fusion Media” trademarks,
services marks, trade names, and logos are owned by Fusion Media, or its
affiliates, or other licensors and are protected by copyright and trademark
laws, and international treaties.

You agree not to delete any copyright notices or other indications of protected
intellectual property rights from materials that you print or download from the
Services. You will not obtain any intellectual property rights or any right or
license to use such materials or the Services, other than as expressly set out
in these Terms and Conditions.

Images displayed on the Services are either the property of Fusion Media or its
licensors. You agree not to upload, post, reproduce or distribute any
information, software or other material protected by copyright or any other
intellectual property right (as well as rights of publicity and privacy) without
first obtaining the permission of the owner of such rights and the prior written
consent of Fusion Media.

Nothing contained on the Services may be construed as granting, by implication,
estoppels, or otherwise, any license or right to use any trademark without the
written permission of Fusion Media or any third party that may own the
trademarks. Your use of trademarks, or any other content of the Services, except
as provided herein, is strictly prohibited.

If You believe that one of our users, or Services, is unlawfully infringing the
copyright(s) in a copyrighted material, and wish to have the allegedly
infringing material removed, the following information in the form of a written
notification (pursuant to 17 U.S.C. § 512(c)) must be provided to our designated
Copyright Agent:

 1. Your physical or electronic signature;
 2. Identification of the copyrighted work(s) that You claim to have been
    infringed;
 3. Identification of the material on our services that You claim is infringing
    and that You request us to remove;
 4. Sufficient information to permit us to locate such material;
 5. Your address, telephone number, and e-mail address;
 6. A statement that You have a good faith belief that use of the objectionable
    material is not authorized by the copyright owner, its agent, or under the
    law; and
 7. a statement that the information in the notification is accurate, and under
    penalty of perjury, that You are either the owner of the copyright that has
    allegedly been infringed or that You are authorized to act on behalf of the
    copyright owner.

Please note that, pursuant to 17 U.S.C. § 512(f), any misrepresentation of
material fact in a written notification automatically subjects the complaining
party to liability for any damages, costs and attorney's fees incurred by us in
connection with the written notification and allegation of copyright
infringement.

For any copyright related inquiries please contact us using the below details:

Email: Legal@investing.com

Address: Fusion Media Ltd., 3076 Sir Francis Drake's Highway, P.O. Box 3463,
Road Town, Tortola, British Virgin Islands

 


BREACH

You agree to fully indemnify, defend and hold harmless Fusion Media, its
corporate affiliates and their respective officers, directors and employees
immediately upon demand from and against all claims, demands, liabilities,
damages, losses, costs and expenses, including legal fees and other charges
whatsoever, howsoever caused, that may arise as a result of: (i) any breach of
these Terms and Conditions by you or (ii) violation by you of any law or the
rights of any third party.

Without prejudice to any other rights in these Terms and Conditions, if You
breach in whole or in part any provision contained herein, Fusion Media or any
of its corporate affiliates which provide the Services to You reserve the right
to take such action as they sees fit, including (but not limited to) terminating
any agreement in place with You, terminating or blocking the Services to You
and/or taking legal action against yYou.

 


GOVERNING LAW AND COURT JURISDICTION

These Terms and Conditions shall be governed by the laws of the British Virgin
Islands (“BVI”), without regard to conflicts of law principles thereof. This is
the case regardless of whether you reside or transact business with Fusion Media
anywhere else in the world.

If any part of these Terms and Conditions are held unlawful, void or
unenforceable, that part will be deemed severable and will not affect the
validity and enforceability of any remaining provisions.

Exclusive Court Jurisdiction:  You agree to submit to the personal and exclusive
jurisdiction of the courts located within the BVI to settle any dispute, which
may arise in relation thereto.

 


DISCLOSURES

The Services hereunder are offered by Fusion Media Limited, registered at:

Fusion Media Ltd.,
3076 Sir Francis Drake's Highway,
P.O. Box 3463, Road Town,
Tortola,
British Virgin Islands

It is important that You be fully aware of the following point: Using a high
level of leverage to conduct foreign exchange transactions involves the risk
that borrowing costs will be higher than the income which is derived from the
assets.

The result of the above is that even a slight fluctuation of the market could
mean substantial gains when these fluctuations are in Your favor, but that could
also mean considerable losses if the fluctuations are to Your detriment.

 


SPECIAL CONDITIONS APPLICABLE TO TOOLS

Fusion Media makes available to you certain trading and investment tools (the “
Tools ”) which can be integrated within your website via the HTML code available
from the “Tools” section of the Services (the “ Code ”). These special
conditions (the “ Special Conditions ”) constitute a part of the Terms and
Conditions and both are applicable to users who have integrated the Tools into
their own websites. In the event of a conflict between a provision of these
Special Conditions and any provision of the Terms and Conditions, then the
Special Conditions shall prevail.

Fusion Media does not and cannot guarantee or represent that any of the
information and data made available via the Tools is real-time, accurate,
complete, current or appropriate for your needs. Certain information and data
made available via the Tools is obtained from Third Party Providers (defined
above) who are generally understood to be sources of reliable information and
data. However, due to a variety of different factors, including mechanical and
human error, the timeliness, completeness, accuracy and correct sequencing of
such information and data and results obtained from use thereof are not
guaranteed by Fusion Media.

ALL INFORMATION AND DATA MADE AVAILABLE VIA THE TOOLS IS PROVIDED ON AN “AS-IS”
BASIS FOR INFORMATIONAL PURPOSES ONLY, AND IS NOT INTENDED FOR ACTUAL TRADING
PURPOSES OR MARKET ADVICE.

Fusion Media may integrate advertising and links to third party websites within
the Tools but does not endorse such advertising or the content and services
which are provided on third party websites accessible via the Tools. You will
not modify, remove, change, edit, amend, alter, cover, hide, block, obscure,
bypass or reorder any aspect of the advertising and links which are referred to
above.

You will not be entitled to any compensation in connection with the integration
of the advertisement within the Tools.

Fusion Media and its employees, officers, directors, affiliates, agents or
licensors will not be liable to you or any third party for any financial loss,
lost profits, any special, incidental or consequential damage or any other
similar damage or any other loss or injury, incurred as a result of delays,
informational errors, inaccuracy or incompleteness of the information and data
provided in the Tools or any actions taken in reliance thereon, or for the
advertising or content and services which are provided on third party websites
accessible via the Tools.

Subject to the terms and conditions set forth herein, Fusion Media grants you a
non-exclusive, non-transferable and limited license to access and use the Tools
solely for your personal, non-commercial use (the “ Tools License ”). If you are
using the Tools for commercial purposes, Fusion Media grants you a
non-exclusive, non-transferable, limited license, for a trial period of one (1)
month only to access and use the Tools (the “ Trial License ”) (the “ Tools
License ” together with the “ Trial License ” are hereinafter referred to as the
“ Licenses ”). After the Trial License expires, you agree to enter into a
separate agreement with Fusion Media in order to continue using the Tools.
Fusion Media has sole discretion in deciding whether your use of the Tools is
commercial or non-commercial.

The Licenses are conditional on your full and continued compliance with these
Terms and Conditions (including the Special Conditions). You agree not to resell
or permit access to the Tools to others, and not to copy any materials appearing
on the Tools for resale to others or for any other purpose without the prior
consent of Fusion Media. You agree not to use the Tools for any unlawful
purpose. The Licenses will terminate if you fail to comply with any term or
condition of these Terms and Conditions (including the Special Conditions). Upon
such violation, you agree to cease making use of the Tools. You agree that
Fusion Media, at its sole discretion and with or without notice, may terminate
your access to any or all Tools, and remove and discard any information or
content within the Tools at any time, including during the Trial License.

Notwithstanding the grant of the Licenses, you agree and acknowledge that all
right, title and interest in and to the Tools, the Code and all information and
data made available therein including (but not limited to) trademarks, signs,
trade names, domain names, images, pictures, graphics, photographs, animations,
videos, music, audio and text belong to Fusion Media, its affiliates and/or the
Third Party Providers (as applicable) and are protected by copyright and/or
other intellectual property rights and/or other rights.

You are not permitted to make any alterations whatsoever to the Code including
(but not limited to) alterations which hide or obscure advertising and links to
Fusion Media or third party websites accessible via the Tools. You may not
circumvent any mechanism included in the Code and/or Tools for preventing
unauthorized reproduction or distribution. Without prejudice to any other right,
Fusion Media is entitled to immediately block use of the Tools on your website
in the event that you breach these provisions.

You will post to your website an appropriate privacy policy containing notice of
the cookies used within the Tools, abide by the terms of such a privacy policy
and comply with any and all applicable laws and regulations relating to the
collection of information from visitors to your website on which Tools are being
utilized.

Nothing in these Terms and Condition will create any obligation on Fusion Media
to pursue or consummate any business or other relationship with you.

 


SPECIAL CONDITIONS APPLICABLE TO INVESTING.COM MONEY

Fusion Media does not make loan or credit decisions, and does not originate and
lend funds or any other form of credit, but rather provides you with general
information as received from various service providers. We may receive a
referral fee as a result of displaying such third party providers in our
Services. The Services do not necessarily include all personal loan companies or
all types of products available in the marketplace. We do not guarantee that the
Services displays the best possible rates and terms available in the market.

No information on the Services is to be construed as financial product advice or
a recommendation.

Your engagement with third party providers displayed on the Services, including
without limitation, the receipt of the loan or any other form of credit, is
subject to a separate agreement between you and the applicable third party. You
acknowledge and agree that Fusion Media has no role in the third party's
decision to provide or not provide funding to you. The terms of any credit, loan
or funding provided by a third party is entirely within the third party's
discretion.

Without derogating from the generality of the “Links to Third Party Sites”
section above, You agree not to hold Fusion Media liable for any loss or damage
of any sort incurred as a result of any engagement you may have with third
parties referred to from the Services.

Please note that our services in the US are currently available only in the
following states: Alabama, Alaska, Arizona, Arkansas, Colorado, Delaware,
Florida, Georgia, Hawaii, Idaho, Indiana, Iowa, Kentucky, Michigan, Minnesota,
Mississippi, Missouri, Montana, Nebraska, New Mexico, New York, North Carolina,
Ohio, South Carolina, South Dakota, Utah, Virginia, Washington, Washington DC,
Wyoming.

 


MISCELLANEOUS

Fusion Media may assign its rights in the Services to any third party at its
sole discretion. You may not assign or delegate your rights according to this
Agreement, without the Company's prior written consent.

Failure to assert, at any time, any right, or require performance with regard to
these Terms and Conditions by or on behalf of Fusion Media shall not constitute
concession, yield, waiver or relinquishment of any sort, and shall not limit
Fusion Media's rights with respect to such breach or any subsequent or other
breaches.

Fusion Media reserves the right, at its sole discretion, to periodically amend
or revise these Terms and Conditions. Your continued use of the Services,
following such amendment, constitutes your acknowledgement and consent of such
amendments. The last revision will be reflected in the “Last revised” heading
above.

Last Modified: August 10, 2020

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Risk Disclosure: Trading in financial instruments and/or cryptocurrencies
involves high risks including the risk of losing some, or all, of your
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It is prohibited to use, store, reproduce, display, modify, transmit or
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