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Submitted URL: http://xapo.com/
Effective URL: https://www.xapobank.com/
Submission: On December 05 via api from US — Scanned from DE
Effective URL: https://www.xapobank.com/
Submission: On December 05 via api from US — Scanned from DE
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Welcome to Xapo Bank Xapo Bank is a fully regulated bank based in Gibraltar. By entering our website you acknowledge that you have read our Legal Notice and approached us entirely out of your own initiative. Enter We use cookies to give you better functionality and analytics. By clicking below and accessing our website, you're agreeing to our use of cookies, our Privacy Policy and Website Terms of Use. Check our Cookie Policy for more details. Preferences Accept COOKIE PREFERENCES Essential cookies Required Marketing cookies Checkbox Personalization cookies Checkbox Analytics cookies Checkbox Thank you! Your submission has been received! Oops! Something went wrong while submitting the form. Reject all Allow all Save preferences Banking services US Dollar account Bitcoin account Global card Dedicated account manager Wealth U.S. Stocks Crypto Membership Security Features Compliance Insights Blog Podcast About en en English - en Spanish - es Apply for membership OPEN A US DOLLAR ACCOUNT FROM ANYWHERE One secure banking app Become a member Get 30 days for free, then $ 14.99 /month MANAGE BITCOIN SECURELY One secure banking app Become a member TRANSACT STABLECOINS TO FIAT One secure banking app Become a member Slide 2 of 3. WE’RE A BITCOIN-ENABLED BANK Grow and protect your wealth with a secure US Dollar account, and make blockchain transactions with stablecoins from anywhere. High annual interest on USD and BTC with daily payouts Instant stablecoins conversions to and from US Dollars No lock-ups with 24/7 access to funds Fully licensed and regulated bank Open account EARN AN EASY 4.1% ANNUAL INTEREST ON YOUR SAVINGS Why wait? Access your wealth anytime, anywhere, with no lock-ups while you earn 4.1% annual interest that’s paid out daily. It’s an effortless way to protect and grow your savings. Make a deposit EARN 1% ANNUAL INTEREST ON YOUR BITCOIN, PAID DAILY Don’t wait for the market to move — earn 1% interest on your Bitcoin and store it securely with peace of mind in one of the largest BTC reserves in the world. Grow your Bitcoin ACCESS YOUR SAVINGS WITHOUT RESTRICTIONS Your money, your terms. We believe you should have on-demand access to it at any time and from anywhere, with no lock-in periods or hidden fees. FAST AND SECURE CONNECTION TO THE FIAT WORLD We automatically convert your… USDC and USDT stablecoins British Pounds and Euros … into US Dollars securely, quickly, and affordably Learn how HOW YOUR WEALTH IS PROTECTED Regulated by the Gibraltar Financial Services Commission USD 100,000 deposits guaranteed Fully licensed and regulated bank We don’t lend your money out Secure your wealth Sorry, your browser doesn't support embedded videos. Sorry, your browser doesn't support embedded videos. Sorry, your browser doesn't support embedded videos. Sorry, your browser doesn't support embedded videos. GET 1.1% CASHBACK A global Xapo Bank debit card to make payments and withdraw funds from anywhere. Earn 1.1% cashback every time you use your card. Earn while you spend PRICING PLANS Annual Monthly Enjoy a 30-day free trial, then USD 12.50 / month Billed as one payment of USD 150 (20% Off) Open your account Enjoy a 30-day free trial, then USD14.99 / month Billed as one payment of USD 150 (20% Off) Open your account what our members say XAPO BANK IMPROVING LIVES EVERY DAY My Xapo Bank card has been useful while I’ve been traveling. I can spend USD converted to Euros with no markup, and can withdraw cash from an ATM with no additional fees. It’s also simple and easy for me to send my stablecoins to my Xapo account. Xapo for me is a place I can trust. It’s Bitcoin centric which says a lot. Herminio, Mexico The fact that Xapo Bank operates as a fully regulated financial institution in Gibraltar, complete with a robust Deposit Guarantee Scheme, speaks volumes about its commitment to security and customer trust. It's the kind of assurance that allows me to confidently entrust my wealth with them. German, Spain It's the only bank I know that allows me to invest in USD and crypto. Felipe, Mexico The app is better than 99% of bank apps out there. The yield handily beats major protocols like Aave and Compound, and on top of that it’s insured. It’s the indispensable one-of-a-kind gateway between crypto and fiat I need. Prathan, Thailand Xapo Bank Mastercard is one of the best cards in the market. 1% reward in BTC on all spending. Good conversion rates for foreign currencies. I think Xapo Bank's systems are impressive. And the fees to transfer stablecoins are good. Tony, Dubai Xapo Bank is the only choice for me. No other bank is accessible to non-EU and non-US citizens regarding the ability to spend stablecoins. Being able to send and redeem USDC/USDT at zero spread is a big selling point for me. Thomas, Hong Kong I was looking for a way to transfer my stablecoin into a bank, earn yield and spend it while earning cashback. Xapo does that and gives me the best net exchange rate. Sandeep, Singapore THE BRIDGE BETWEEN BITCOIN, US DOLLARS, AND STABLECOINS Become a member DISCOVER About Careers Help Centre Contact Fees LEGAL Privacy Policy Cookie Policy Legal Notice Website Terms of Use Referral Policy Responsible Disclosure COMMUNITY Blog Podcast Twitter Facebook Instagram LinkedIn Youtube ADDRESS One Grand Casemates Square, Gibraltar, GX11 1AA MEMBER OF 1 The Annual Interest Rate offered on both USD and Bitcoin deposits is variable and may change at any time. Interest on both is currently paid in Satoshis. We may instead choose to pay it in any other supported currency or currencies (fiat and/or crypto) from time to time. For more information visit our Help Centre. 2 Eligible fiat deposits are protected by the Gibraltar Deposit Guarantee Scheme up to a maximum of the US Dollar equivalent of EUR 100,000 (subject to prevailing exchange rates on the compensation date). 3 Capital at risk. This information is not investment advice. Security values can go up as well as down. Past performance is not indicative of future results. Crypto assets are high risk and can lose all their value. To check if U.S. Stocks is available in your country, please visit our Help Centre. 4 The Xapo Card can be used globally, use these links to read more detailed info on ATM card acceptance and withdrawals, and card cashback 5 US $0.001 at the time of writing. Subject to change. 6 Interest on Bitcoin deposits will only be paid on balances of 5 BTC or less. For more information visit our Help Centre. Xapo Bank Limited is a company registered and incorporated in Gibraltar with company No. 111928. Xapo Bank Limited is regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘credit institution’ under Permission No. 23171. Xapo VASP Limited is a company registered and incorporated in Gibraltar with company No. 118088 and regulated by the Gibraltar Financial Services Commission under the Financial Services Act 2019 as a ‘DLT institution’ under Permission No. 26061. © Xapo Holdings Limited 2023. All Rights Reserved.