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 * Borrow
 * Lend
 * Live Loans
 * How it works
 * Login
   
 * Register
   BorrowerLender
   
   
   

 1. 
 2. 
 3. 

FinClub leverages on digital technologies to unlock new financial solutions,
which are far more competitive and fully adapted to your needs.

With all your finances available hassle free, at your fingertips, you can now
enjoy the happiness that life offers.

REGISTER NOW
BorrowerLender


FinClub leverages on digital technologies to unlock new financial solutions,
which are far more competitive and fully adapted to your needs.

With all your finances available hassle free, at your fingertips, you can now
enjoy the happiness that life offers.

REGISTER NOW
BorrowerLender


FinClub leverages on digital technologies to unlock new financial solutions,
which are far more competitive and fully adapted to your needs.

With all your finances available hassle free, at your fingertips, you can now
enjoy the happiness that life offers.

REGISTER NOW
BorrowerLender


FinClub leverages on digital technologies to unlock new financial solutions,
which are far more competitive and fully adapted to your needs.

With all your finances available hassle free, at your fingertips, you can now
enjoy the happiness that life offers.

REGISTER NOW
BorrowerLender



NO MIDDLEMAN
INVOLVED

×

NO MIDDLEMAN INVOLVED

Our loans are 100% online and funded directly by Lenders. No intermediaries or
financial institutions are involved. Therefore both Lenders and Borrowers can
enjoy competitive interest rates


MORE STABILITY

×

MORE STABILITY

Traditional investment instruments such as stock markets, commodities, forex
markets or cryptocurrencies, have high volatility, often resulting in heavy
losses. P2P lending is a stable investment asset class with continuous regular
returns.




BALANCED RISKS
& REWARDS

×

BALANCED RISKS & REWARDS

Our digital platform not only simplifies your lending process but also helps you
to spread your investment across different categories of Borrowers. This not
only ensures higher returns but also reduces your risks.


REGULAR INCOME

×

REGULAR INCOME

Unlike traditional models, such as fixed deposits, where your money is tied to a
maturity date, investments on a P2P lending platform brings regular monthly
returns, including payment of interests. You can therefore start reinvesting
these incomes after the first month.


BorrowLend



CUTTING THE MIDDLEMAN OUT


WHAT IS PEER TO PEER LENDING?

The concept of Peer to Peer (P2P) Lending started in United Kingdom in 2005, and
has now spread almost worldwide. It directly connects accredited Lenders
(Investors), who lend money to credit-worthy Borrowers. FinClub is the first
fintech startup to secure a full-fledged licence to operate a Peer to Peer
Lending Platform from the Financial Services Commission (FSC), the non-banking
financial regulator in Mauritius.

FinClub acts as a facilitator to connect Lenders directly with Borrowers. Using
a seamless and fully automated online platform, with minimal overheads, we pass
on the savings to Borrowers who get competitive loans and to Lenders who get
higher interest rates.

BORROWING SIMPLIFIED


SIMPLE & AFFORDABLE LOANS

With FinClub, you can apply for a loan in the comfort of your living room. Just
provide the required information on our digital platform and we shall do the
rest for you. Our loans are collateral-free and more competitive than loans from
traditional financial institutions.

The loan application is assessed as soon as all relevant information & documents
are submitted. Once approved, the loan is listed on our platform for funding by
our community of Lenders.


UNSECURED
LOANS

×

UNSECURED LOANS

We fully understand that you may not have assets at hand to give as guarantees.
FinScore, our credit risk underwriting algorithm ensures that loans are only
given to credit-worthy clients and, therefore, there is no need for any
collateral or security.


LOW INTEREST
RATES

×

LOW INTEREST RATES

FinClub operates mostly digitally, with minimum overheads, connecting you
directly with lenders. You can therefore benefit from far more competitive
interest rates.




ONLINE
APPLICATION

×

ONLINE APPLICATION

We have eliminated the hassle of physically seeing us several times. You can
upload all your supporting documents to complete your online application, and
we’ll check them with you only once


NO EARLY
REPAYMENT FEES

×

NO EARLY REPAYMENT FEES

We keep your “interest” at heart all the time. Why hold a loan and pay interest,
when you have the money to settle the whole loan much earlier? Repay the loan
amount at any time without any early repayment penalty.


Get FundedLearn more

INVEST WISELY


MAKE YOUR MONEY WORK HARDER FOR YOU.

FinClub offers you the opportunity to earn attractive returns by investing
directly with creditworthy borrowers. Using FinScore, our proprietary developed
Credit Scoring algorithm, each loan request undergoes a thorough credit risk
assessment, supported by robust external verifications. It’s only then, that
loans are published on our platform for funding by Lenders.

No matter how small or big your investment, let’s make your money work harder
for you, not for someone else.


HIGHER RATE
OF RETURNS

×

HIGHER RATE OF RETURNS

We ensure that our Lenders earn higher returns on their investment as compared
to other traditional financial institutions


SHORT-TERM
INVESTMENTS

×

SHORT-TERM INVESTMENTS

No matter how small or big your investment is, FinClub wants you to be part of
our community. Start investing as low as MUR 1,000 and earn up to 12% interest
p.a.




DIVERSIFY YOUR
INVESTMENTS

×

DIVERSIFY YOUR INVESTMENTS

Depending on your risk appetite, FinClub gives you the opportunity to invest in
different categories of Borrowers to spread your investment risk.


FINSCORE: BORROWER
CREDITWORTHY

×

FINSCORE: CREDITWORTHY BORROWER

FinClub has developed a proprietary automated underwriting algorithm (FinScore)
to assess the creditworthiness of Borrowers. It uses information such as loan
repayment patterns, financial footprints, employment history, among others.


InvestLearn more



LIVE LOANS

Previous

LOAN TYPE

Consumer Loan



MUR 30,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   10.50%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 35,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   14.00%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   11.50%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 21,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   10.50%
 * Duration
   8 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 72,000.00



26.39% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 150,000.00



8.80% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 62,000.00



91.61% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   24 Months
 * Employment Sector
   Government
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 75,000.00



33.33% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 200,000.00



5.25% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

FinPro



MUR 425,000.00



10.59% FUNDED


 * Interest Rate (p.a.)
   10.50%
 * Duration
   36 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

FinPro



MUR 200,000.00



0.00% FUNDED


 * Interest Rate (p.a.)
   11.50%
 * Duration
   36 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 100,000.00



13.00% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 100,000.00



11.40% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   24 Months
 * Employment Sector
   Government
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



6.00% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



0.00% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   24 Months
 * Employment Sector
   Parastatal
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



0.00% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 75,000.00



12.00% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 75,000.00



8.67% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Parastatal
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 100,000.00



0.00% FUNDED


 * Interest Rate (p.a.)
   5.50%
 * Duration
   18 Months
 * Employment Sector
   
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 110,500.00



7.24% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

FinPro



MUR 300,000.00



6.67% FUNDED


 * Interest Rate (p.a.)
   10.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 90,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   18 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 100,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   19 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 60,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   14.00%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 60,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   9.00%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   14.00%
 * Duration
   24 Months
 * Employment Sector
   Parastatal
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 90,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   9.00%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Government
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 40,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   10.50%
 * Duration
   10 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 40,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   11.50%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   18 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 34,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   11.50%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 26,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   9.00%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 30,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   10.50%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 35,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   14.00%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 50,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   11.50%
 * Duration
   12 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Consumer Loan



MUR 21,000.00



100.00% FUNDED


 * Interest Rate (p.a.)
   10.50%
 * Duration
   8 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 72,000.00



26.39% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 150,000.00



8.80% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 62,000.00



91.61% FUNDED


 * Interest Rate (p.a.)
   11.00%
 * Duration
   24 Months
 * Employment Sector
   Government
   
   

Invest NowLoan Details

LOAN TYPE

Flexi Loan



MUR 75,000.00



33.33% FUNDED


 * Interest Rate (p.a.)
   12.50%
 * Duration
   24 Months
 * Employment Sector
   Private Sector
   
   

Invest NowLoan Details
Next
Go to Loan Listing


STAY CONNECTED

 * 
 * 
 * 
 * 
 * 
 * 

SIGN UP FOR OUR NEWSLETTERS AND UPDATES

Subscribe


ABOUT US

 * About FinClub
 * Board & Leadership Team
 * Fees & Charges
 * FAQ
 * Career Opportunities
 * Platform Performance


BORROW

 * Why Borrow through FinClub?
 * Type of Loans
 * How to borrow?
 * Loan Calculator
 * Responsible Lending Policy
 * Borrowers’ FAQ


LEND

 * Why Us?
 * Live Loans
 * How to Lend?
 * FinScore: Credit Risk Assessment
 * FinSmart: Auto Investment Tool
 * Wealth Builder
 * Lenders’ FAQ


POLICIES

 * Cookies Policy
 * Terms of Use
 * Data Protection & Privacy Policy


OTHER POLICIES & PROCEDURES

 * AML/CFT Measures
 * Complaints Handling Procedure
 * Sustainable Development Goals (SDGs)


MEDIA

 * News & Events
 * Testimonials
 * Promotion


CONTACT US

 * Phone Number
   
   (230) 468 7400

 * Email
   
   info@FinClub.mu

 * WhatsApp Messaging
   
   (230) 5255 7400

 * Address
   
   57 Ebene Mews, Rue du Savoir, Ebene CyberCity, Ebene 72201, Mauritius


STAY CONNECTED

 * 
 * 
 * 
 * 
 * 
 * 

SIGN UP FOR OUR NEWSLETTERS AND UPDATES

Subscribe


ABOUT US

 * About FinClub
 * Board & Leadership Team
 * Fees & Charges
 * FAQ
 * Career Opportunities
 * Platform Performance

Register


POLICIES

 * Cookies Policy
 * Terms of Use
 * Data Protection & Privacy Policy


BORROW

 * Why Borrow through FinClub?
 * Type of Loans
 * How to borrow?
 * Loan Calculator
 * Responsible Lending Policy
 * Borrowers’ FAQ

Get Funded


OTHER POLICIES & PROCEDURES

 * AML/CFT Measures
 * Complaints Handling Procedure
 * Sustainable Development Goals (SDGs)


LEND

 * Why Us?
 * Live Loans
 * How to Lend?
 * FinScore: Credit Risk Assessment
 * FinSmart: Auto Investment Tool
 * Wealth Builder
 * Lenders’ FAQ

Invest Now


MEDIA

 * News & Events
 * Testimonials
 * Promotion


CONTACT US

 * Phone Number
   
   (230) 468 7400

 * Email
   
   info@FinClub.mu

 * WhatsApp Messaging
   
   (230) 5255 7400

 * Address
   
   57 Ebene Mews, Rue du Savoir, Ebene CyberCity, Ebene 72201, Mauritius



RISK WARNING

FinClub has put in place FinScore, a proprietary developed thorough credit risk
assessment tool, set forth by its team of experienced underwriters and data
scientists. It uses both financial and alternative (non-financial data) to
rigorously assess every application and only lists creditworthy individual and
established businesses on the platform. Find out more about FinScore, our Credit
Risk Assessment Process. click here to read more

Any credit assessment conducted, credit score provided, risk rating given or any
other information published on borrowers, by the Platform shall not be construed
as an advice by FinClub as to whether money should be lent to the borrower(s).
Investing through any P2P Lending Platform entails risks and you need to be
aware of the risk of default which could result in the loss of all or part of
your investment. You may also experience delays in being repaid.

As a lender, you should decide on your own risk appetite and lending parameters
and we recommend that you diversify investments on several loans, to mitigate
risk.Bids and financing on FinClub platform remains entirely at your own risk
and if in doubt, please seek independent financial advice before lending.

All funds transacted through this Peer to Peer Lending platform are not
tantamount to bank deposits or credits in Mauritius and therefore, there shall
not be any statutory compensation in case of loss through the use of this Peer
to Peer Lending platform.

The Financial Services Commission, Mauritius does not vouch for the correctness
of any information or statements published on this Peer to Peer Lending
platform.

© Finance Club Ltd 2023

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