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Skip to Main Content Bankrate * Banking Caret Right Caret LeftAll Banking Checking & savingsCaret Right CDsCaret Right Money marketCaret Right BanksCaret Right Explore all banking resources Arrow Right Caret Left Banking Compare accounts * Best savings accounts * Best high-yield savings accounts * Best business checking accounts * Best checking accounts Get guidance * Savings calculator * All savings calculators * Savings rate trends * Savings resources * Savings basics 5 min read * How to start saving 4 min read Compare accounts * Best CD rates * Best 6-month CD rates * Best 1-year CD rates * Best 5-year CD rates Get guidance * CD calculator * CD ladder calculator * CD rate trends * CD resources * CD basics 7 min read * How to invest with CDs 6 min read Money market accounts Money market accounts are similar to savings accounts, but offer some checking features as well. 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Tell us about your goals and we'll point you in the right direction. Arrow Right Collapse Close X WHAT BRINGS YOU TO BANKRATE TODAY? QUESTION 1 OF 2 Still want recommendations? Pick up where you left off. Expand Continue where you left off Caret Up Close X THE BANKRATE AWARD WINNERS ARE HERE Skip the searching and find the top financial products of 2024, all in one spot. From insurance companies to investment accounts, we've got you covered with our top picks in every category. See the winners BANKRATE RECOMMENDS AdvisorMatch FIND A VETTED FINANCIAL ADVISOR IN MINUTES From retirement planning to saving for a home, a financial advisor can help you reach your financial goals. Arrow Right LEARN MORE INTRODUCING WHOLE HUMAN FINANCE™ With the help of National Debt Relief, you can reduce your debt and empower yourself to find help for your entire situation – not just your bank account. In partnership with READ ARTICLE 10 BEST INVESTMENTS IN 2024 These top investments offer your portfolio the potential for steady, positive returns. TAKE ACTION GET OUT OF DEBT WITH THE BEST COMPANIES OF 2024 Take control of your finances and restore your credit with effective debt relief solutions. READ ARTICLE HOW MANY BUSINESS CREDIT CARDS SHOULD I HAVE? Find the right credit card for your venture as a small business owner to help you achieve your goals. EXCLUSIVE INSIGHTS FROM OUR EXPERT ANALYSTS > “It's easy to trick yourself into thinking it's only $50 here and $100 there, > but those payments can still add up quickly.” – Ted Rossman 56% OF BUY NOW, PAY LATER USERS HAVE EXPERIENCED ISSUES LIKE OVERSPENDING AND MISSING PAYMENTS Buy now, pay later (BNPL) services are increasingly popular, and a new Bankrate survey found that 56% of BNPL users say they have encountered at least one issue while utilizing these services. Click to read more The trusted provider of accurate rates and financial information Wall Street Journal USA Today The New York Times CNN Bloomberg ABC Over 200 financial calculators FIND ANSWERS, FAST Mortgage Mortgage calculator Rates Simple savings Mortgage Percent Amortization Dollar Cost-of-living Mortgage Market Home affordability Credit Card Credit card payoff Cd CD calculator Credit Card Balance Transfer Balance transfer Loan Loan calculator Calculator See all calculators A BETTER RATE IS WAITING * Banking * Mortgage NATIONAL AVERAGE BANKING RATES 1 Year CD 1.74% 3 Year CD 1.41% 5 Year CD 1.42% Savings Account 0.57% See all CD rates | See all Savings rates CURRENT MORTGAGE RATES 30 Year Fixed 7.03% 15 Year Fixed 6.50% 10 Year Fixed 6.37% 5/1 ARM 6.53% See all Mortgage rates Rate trends CURRENT CD INTEREST RATES Average rate of savings account interest Banking news TRUSTED NEWS AND REVIEWS, PUBLISHED DAILY See all news CAN YOU BUY GIFT CARDS WITH A CREDIT CARD? 7 min read BEST HIGH-LIMIT CREDIT CARDS 5 min read HOME EQUITY LOAN OR HELOC VS. 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REVIEWS BY CATEGORY * Banking reviews * Mortgage lender reviews * Credit card reviews * Personal loan reviews * Home equity reviews * Best home insurance * Brokerage reviews REVIEWS OF TOP BANKS Rating: 4.1 stars out of 5 4.1 Bankrate Review Rating: 4.6 stars out of 5 4.6 Bankrate Review Rating: 4.5 stars out of 5 4.5 Bankrate Review REVIEWS OF TOP MORTGAGE LENDERS Rating: 4.6 stars out of 5 4.6 Bankrate Review Rating: 4.8 stars out of 5 4.8 Bankrate Review Rating: 4.9 stars out of 5 4.9 Bankrate Review POPULAR TOPICS Rates Start saving Dollar Start investing Mortgage Market Purchase a home Home Equity Refinance a home Retirement Save for retirement Credit Card Get a credit card Insurance Home Alt Get home insurance Auto Car Guides Find car insurance INTRODUCING CARDMATCH™ YOUR PERFECT CARD IS ONE CLICK AWAY Find your match WHY CARDMATCH™? * 1 No impact to your credit score * 2 Bank-level security to keep your data safe * 3 Elevated bonus offers and custom results BANKRATE LOGO BANKRATE ABOUT * About us * Press room * Careers * Advertise with us * Site map HELP * Contact us * Compare rates * Latest news * Popular topics LEGAL * Privacy policy * Cookie Settings * Do Not Sell or Share My Personal Information * Consumer Health Information Privacy Policy * Understanding Bankrate’s averages * Terms of use * GLBA annual notice * California Consumer Financial Privacy Notice * Licenses HOW WE MAKE MONEY Bankrate.com is an independent, advertising-supported publisher and comparison service. We are compensated in exchange for placement of sponsored products and services, or by you clicking on certain links posted on our site. Therefore, this compensation may impact how, where and in what order products appear within listing categories, except where prohibited by law for our mortgage, home equity and other home lending products. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range, can also impact how and where products appear on this site. While we strive to provide a wide range of offers, Bankrate does not include information about every financial or credit product or service. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access BR Tech Services, Inc. NMLS ID #1743443 | NMLS Consumer Access Facebook Twitter Instagram Linkedin Youtube Tiktok © 2024 Bankrate, LLC. A Red Ventures company. All Rights Reserved. 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