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Please note: This website includes an accessibility system. Press Control-F11 to adjust the website to the visually impaired who are using a screen reader; Press Control-F10 to open an accessibility menu. Accessibility Popup heading * Press enter for Accessibility for blind people who use screen readers * Press enter for Keyboard Navigation * Press enter for Accessibility menu × Looking for Provident Life & Accident, a UNUM company? Visit www.unum.com/about/contact or call (800) 633-7491. CONTACT US Secure File Upload BLOG Search for Search Search for Search Toggle navigation MENU * * About Us * Who We Are * Meet Our Staff * Contact Info * Testimonials * Emergency Services * Overview * FirePlus * Accident & Health Insurance * 24-Hour Accidental Death & Dismemberment * Group Term Life Insurance * Critical Illness Insurance * First Responder Assistance Program * Special Risks * Transportation * Brokers * Training/ Resources * FirePlus Academy Sign In * FirePlus Academy – Learn More * First Responder Assistance Program * Additional Resources * Claims * Giving Back Search for Search First Responder Assistance Program Helpline for Heroes - Learn More Success Stories From Our Clients & Brokers Testimonials - Read More Insuring America’s Heroes Learn More About Emergency Services Addressing the Benefit Needs of Participant Groups Learn More About Special Risks Behind the Wheel with Us Learn More About Transportation Services Partner With Us Become A Broker A RICH HISTORY IN PIONEERING INNOVATIVE INSURANCE BENEFITS & COVERAGES Back in 1902, Provident began serving its community’s insurance needs as an independent insurance agency. In 1928, Provident started serving volunteer fire departments with our first blanket Accident & Health insurance policy to protect the financial livelihood of volunteer firefighters. Then in 1962, we further expanded this coverage for volunteer firefighters to include Heart & Illness related coverage and have continued over the years to be a leader in developing insurance products and benefits. Today we provide paid and volunteer firefighters and emergency medical responders with insurance that includes Property & Casualty coverages as well as our Accident & Health, 24-Hour Accidental Death & Dismemberment, Group Term Life, Critical Illness, and a First Responder Assistance Program. We’ve extended our expertise and experience to also offer benefit plans and coverages to participant groups, including volunteer groups, youth and adult amateur sports organizations, boards of trustees, elected officials and municipal workers, camps/clinics and conferences, youth and adult activities groups, day care centers, and associations and affinity groups. In addition, we provide Transportation Benefits for trucking companies and truckers that include Contract Liability, Employers Liability, and Occupational Accident Insurance. Give us a call at (855) 201-8880 to find out more about our solutions and how we can help address the various risks in the communities we serve. LISTEN TO OUR PODCAST, STATION 1902! Want to listen while browsing our site? Click here to open the player in another window. Station 1902 is a private podcast with exclusive content and interviews with industry leaders just for you. The show is hosted by Chief Ed Mann, Provident’s Director of Training & Education, who served for nearly 15 years as the Pennsylvania State Fire Commissioner. You’ll hear from Ed and other experts in the fire and EMS industry discuss hot topics facing the emergency services, how our customized insurance programs benefit organizations, client testimonials, and much more. Subscribe to our podcast WHAT’S NEW THE BENEFITS OF BECOMING A VOLUNTEER FIREFIGHTER * November 15, 2018 If you have the desire to serve, volunteer firefighting may be for you. Departments often utilize community volunteers to assist with the non-emergency tasks of the department. This frees up the firefighters and EMS personnel to focus on training and response activities, while enabling community members to provide needed support to help their local department … Read More RISING CANCER RATES AMONG FIREFIGHTERS: CAUSE FOR ALARM * October 24, 2018 It is no secret that firefighting is a profession filled with risks. Firefighters face extreme perils as they work to protect others. The potential for injury from burns, falling debris, and the collapse of structures is simply a part of the risk exposures first responders deal with as they perform a valuable community service. Unfortunately, … Read More THE EFFECTS OF STRESS AND OVERTIME ON AMERICA’S FIREFIGHTERS * October 23, 2018 Numerous studies have indicated that firefighters and other first responders experience tremendous levels of stress on the job. Firefighters may arrive at a crash scene or structure fire before paramedics or police officers, exposing them to the terrors and tragedies of these incidents. As a result, first responders may experience debilitating stress, even leading to … Read More ACCIDENTAL DEATH & DISMEMBERMENT: WHAT EMTS SHOULD KNOW * May 9, 2023 Accidental death & dismemberment insurance is a supplemental insurance policy that someone can add as an extra to a health or life insurance policy. The policy gives coverage in the event of accidental death or dismemberment of the insured. Because of the differences and limitations in coverage, prospective buyers need to review the terms of … Read More DEPARTMENT SPOTLIGHT: PENN HILLS NO. 7 VFC * May 3, 2023 We’re highlighting the amazing departments we insure around the country and all they do for their communities. For this department spotlight we interviewed Penn Hills No. 7 VFC in Penn Hills, PA! Your Names & Title: William Jeffcoat – Fire Chief Department Name: Penn Hills No.7 VFC (Allegheny County Designation St.227) Department Type: Volunteer & … Read More UNDERSTANDING GROUP TERM LIFE INSURANCE FOR EMTS * April 25, 2023 One type of insurance that can provide such protection for numerous EMTs is group term life insurance. EMTS must have adequate insurance coverage to protect themselves and their families if the unexpected happens. Group term is a type of life insurance that provides coverage for a group of people, typically members of an organization or company … Read More DEPARTMENT SPOTLIGHT: BIRDSBORO-UNION FIRE DEPARTMENT * April 14, 2023 The Birdsboro-Union FD Rescue 7, a 2019 Pierce Enforcer PUC. We’re highlighting the amazing departments we insure around the country and all they do for their communities. For this department spotlight we interviewed Birdsboro-Union Fire Department in Birdsboro, PA! Your Name & Title: Steve Dragon; Public Information Officer Department Name: Birdsboro-Union Fire … Read More 5 COMMON INJURIES FOR EMS PROFESSIONALS TO AVOID * April 11, 2023 Emergency Medical Services (EMS) professionals consistently ranks high among America’s riskiest professions. Compared to the general workforce, EMTs have a higher incidence of work-related injuries, and they are three times more likely to sustain injuries and require time off from work than workers in private industries. Therefore, EMS professionals must be aware of the most common … Read More HOW FIRST RESPONDERS CAN PREPARE FOR RURAL EMERGENCIES * March 28, 2023 It’s common knowledge that first responders frequently encounter situations that test their physical capabilities and mental and emotional fortitude. The stress and pressure they encounter daily can be considerable. Ultimately, few can handle the job. Most people think that first responders do most of their work in urban settings. However, many are frequently called upon … Read More THE BASICS ABOUT ACCIDENT & HEALTH (A&H) INSURANCE * March 14, 2023 Emergency Medical Technicians (EMTs) face various risks on the job. Whether responding to a car accident, assisting someone with a heart attack, or handling a traumatic injury, there’s always a chance of something going wrong. That’s why it’s crucial to have Accident & Health Insurance to ensure financial protection and security in case of an accident. In … Read More ARE YOU PROTECTING YOUR ORGANIZATION’S FINANCES? – CHIEF ED MANN * March 14, 2023 We are hearing more lately about people stealing or misusing the funds of emergency services organizations. Do you have policies and procedures in place to protect from these embarrassing incidents occurring in your organization? These harmful acts are known as “fidelity risks.” One solution is to obtain a fidelity risk insurance policy that provides comprehensive … Read More WHY EMTS SHOULD GET LIFE INSURANCE * February 21, 2023 Life insurance is something that EMTs should consider when thinking about their job and their extraordinary challenges. As an EMT, your clients face one of the most dangerous occupations in the world. With their lives on the line each day, they need a life insurance policy that will safeguard their families and loved ones from … Read More METHODS TO PREVENT AN AMBULANCE ACCIDENT * February 7, 2023 An ambulance accident can provide devastating results, and it is something all EMTs should strive to avoid. Because they travel millions of miles responding to calls, they have a much higher risk of getting into accidents. It is why having accident & health insurance (A&H) is essential. Preventing An Ambulance Accident But even with A&H Insurance, EMTs … Read More ADVANTAGES OF A FIRST RESPONDER ASSISTANCE PROGRAM * January 24, 2023 A first responder assistance program can benefit emergency medical technicians who suffer from trauma because of their job. Regularly facing medical emergencies, catastrophic injuries, and even deaths extracts a severe mental, physical, and psychological toll that most of us can’t begin to imagine. For many, access to a first responder assistance program is the only thing that … Read More WAYS TO PREPARE FOR EMT TRAINING * January 10, 2023 Emergency Medical Technician (RMT) training is the first step to becoming a successful paramedic and having a prosperous career. Have you considered becoming an EMT? If so, now is an excellent time to prepare for EMT training. From gathering relevant supplies and materials to getting Accident & Health Insurance, proactive preparation before stepping foot in the … Read More HOW FIRST RESPONDERS CAN CARE FOR THEMSELVES * December 15, 2022 How can first responders better cope with the stresses and trauma of their jobs? It is common knowledge that EMS personnel and first responders undergo considerable stress and pressure while carrying out their duties. These conditions could lead to severe physical, mental, and emotional issues, some of which could take a long time to recover. Thankfully, first responder … Read More DEPARTMENT SPOTLIGHT: PENN HILLS NO. 7 VFC * December 8, 2022 We’re highlighting the amazing departments we insure around the country and all they do for their communities. For this department spotlight we interviewed Penn Hills No. 7 VFC in Penn Hills, PA! Your Names & Title: William Jeffcoat – Fire Chief Department Name: Penn Hills No.7 VFC (Allegheny County Designation St.227) Department Type: Volunteer & … Read More HOW TO AVOID AMBULANCE COLLISIONS * December 1, 2022 How can emergency medical technicians (EMTs) avoid ambulance collisions and improve safety on the road? EMTs can avoid ambulance accidents by following procedures, implementing safe practices, and taking preventive measures. For employers of EMS personnel and first responders, they should ingrain these steps into the company culture to prevent serious incidents. Statistics on Ambulance Collisions Is it … Read More WE’VE GOT YOUR BACK – CHIEF ED MANN * November 18, 2022 If the ambulance you drive or ride in isn’t running right, you’ll most likely have a mechanic check it out. When the fire apparatus you’re driving breaks down, you’ll call a mechanic to fix it. And when the public calls 911, we drop what we’re doing and dash to the rescue. So, why is it … Read More THE THINGS EMS SHOULD KNOW ABOUT MENTAL HEALTH * November 15, 2022 EMS professionals face many challenges on the job, and mental health is a significant issue for them. Apart from managing the physical injuries and trauma caused to accident victims, they also have to deal with the adverse effects of these situations on themselves. According to first responder health statistics, the stresses and pressures EMS professionals routinely … Read More HOW EMTS CAN AVOID INJURIES WHEN LIFTING * November 1, 2022 An emergency medical technician (EMTS) can avoid injuries when lifting patients onto a gurney by following simple steps. Lifting patients is an essential part of being an emergency medical technician (EMT), but it’s also one of the most common ways EMTs get injured on the job. According to the National Institute for Occupational Safety and … Read More SAFETY TIPS FOR HALLOWEEN * October 20, 2022 There are plenty of safety tips for Halloween that people should heed before they go out. Halloween is a time for candy, costumes, and fun. But it’s also a time when emergency medical services (EMS) see an uptick in visits due to injuries sustained while celebrating the holiday. Likewise, EMS workers must invest in accident … Read More HOW TO HANDLE EMERGENCIES AT FESTIVALS * October 6, 2022 Organizers should always prepare to handle emergencies at festivals to prevent a catastrophe. Thousands of events happen all over the country every year, from intimate celebrations to huge festivals with tens of thousands of participants. With more significant events, accidents and medical emergencies are always possible, which could result in injuries and deaths. Emergency Medical … Read More WHY FIRST-RESPONDERS SHOULD HAVE EVIDENCE-BASED TREATMENT * September 20, 2022 The many challenges that first responders face as part of their jobs require adequate support from superiors, coworkers, and family members. The long hours on the job, separation from family, and constant exposure to crisis place a tremendous burden that could result in severe mental and physical health issues. It is why first responders need to … Read More HOW FIRST-RESPONDERS DEAL WITH TRAUMA * September 6, 2022 First responders deal with trauma in various ways to cope with their daily experiences, and must learn to deal with it in a healthy manner. The results can be devastating if the trauma occurs from a single instance or builds up over time. And to make matters worse, not everyone affected realizes or recognizes the … Read More THE MANY WAYS TO HELP FIRST RESPONDERS COPE * August 23, 2022 There are multiple ways to help first responders cope with the stressors of their job. Additionally, your clients frequently have to deal with the aftermath of car accidents, fires, natural disasters, and other emergencies. As an insurance agent, you can help first responders cope by providing them with resources and appropriate support. Here are the many ways … Read More HOW ROOKIE EMS CAN PREPARE MENTALLY FOR THEIR JOB * August 9, 2022 Preparing mentally for the stress of emergency medical services can be demanding for any rookie EMS technician. Rookie EMS personnel can be especially prone to the stresses and pressures of the job. And if the situation is traumatic enough, some may be unable to recover. But there are ways rookie EMS personnel can better prepare themselves for … Read More GET TO KNOW…ALPHA FIRE COMPANY * July 20, 2022 We’re highlighting the amazing departments we insure around the country and all they do for their communities. For this department story we interviewed Alpha Fire Company in State College, PA! Your Names & Titles: Steven W. Bair, Fire Director/Chief of Department, Centre Region Fire Protection & Jason Troup, Chief, Alpha Fire Company Department Name: Alpha … Read More HOW TO HELP EMS CLIENTS MANAGE LIABILITY * July 19, 2022 Helping EMS clients manage liability is essential to helping prevent legal issues and ensuring that things go smoothly. Given the essential nature of the job and the potential for injuries‒and even death‒the threat of lawsuits and liability claims is never far away. Helping EMS Clients Manage Liability But EMS organizations and insurers don’t have to … Read More FINDING THE BEST EMS WORKERS * July 5, 2022 Finding the best EMS workers is always challenging, and something that administrators must do carefully to thrive. The intense stress and high-pressure environment mean that not everyone is suited to the job. Add to that the physical, mental, and emotional demands, and it becomes painfully apparent why filling EMS positions is so tricky. Admittedly, the prospect of … Read More UNDERSTANDING GROUP LIFE INSURANCE * June 21, 2022 Group life insurance is a benefit often offered to employees as part of their compensation package when they work for a business. Like standard life insurance, it provides policyholders’ beneficiaries with death benefits if the insured individual dies. Life Insurance Pros and Cons But group life insurance differs from standard life insurance in many significant ways. Read … Read More HOW EMS CAN REACT TO HYPERTHERMIA * June 7, 2022 How EMS workers react to hypothermia in patients can determine whether a patient lives or dies and it is critical they understand protocol. Likewise, hyperthermia is a condition characterized by body temperatures higher than 40° C. It can come from many conditions. These conditions include sepsis, withdrawal, or the ingestion of a toxic substance. Because … Read More UNDERSTANDING THE BENEFITS OF CRITICAL ILLNESS INSURANCE * May 17, 2022 Critical illness insurance essentially provides the funds to pay for medical treatments of people with life-threatening or critical diseases. Financial coverage can help pay for cancer treatment, tumor removal, etc. Critical Illness Insurance The primary benefit of critical illness insurance is that it pays out when the policyholder is diagnosed with such an illness. Additionally, some insurers … Read More GET TO KNOW…CHIEF LOGAN VOLUNTEER FIRE DEPARTMENT * May 6, 2022 We’re highlighting the amazing departments we insure around the country and all they do for their communities. For this department story we interviewed Chief Logan Volunteer Fire Department in Mifflin County, PA! Your Name & Title: Eric Moist, Fire Chief Department Name: Chief Logan Volunteer Fire Department Department Type: All volunteer When … Read More RECOGNIZING DEMENTIA IN PATIENTS * May 3, 2022 EMS and firefighters must deal with a variety of conflicts and dangers when rushing into an emergency situation. One thing they need to watch out for is patients that might show signs of dementia. The World Health Organization (WHO) calculates that as many as 55 million people worldwide have varying degrees of dementia. Worse still, … Read More ADDRESSING SUBSTANCE ABUSE IN EMS PROVIDERS * April 21, 2022 Substance abuse is alarmingly common among EMS personnel and first responders. While the extent of the problem is unclear, surveys and secondhand reports paint quite a disturbing picture. A survey conducted by Haddock et al. in 2017 revealed that as many as 50% of respondents consumed large amounts of alcohol in the previous month. Another … Read More PROVIDENT’S SECURE FILE UPLOAD – NEW FEATURE * April 12, 2022 At Provident, we have a duty to protect and safeguard all personally identifiable information, including health information. In the wake of increased cybersecurity hacks and breaches in the news globally, we are implementing more security initiatives and will continue to do so as new threats are identified and anticipated. These additional steps are taking place … Read More HOW TO MANAGE PATIENTS WITH HEAD INJURIES * April 7, 2022 As many as 2.5 million cases of traumatic head injuries are reported in the U.S. every year. Of these cases, over 10% require hospitalization, and nearly 53,000 victims succumb to their injuries. About one in three individuals who die from injuries experience head trauma. For many years, the prevailing notion was that pre-hospital care provided … Read More HOW CAN EMS TEAMS SUPPORT EACH OTHER AFTER A DIFFICULT CALL? * March 29, 2022 EMS professionals often find themselves in extremely challenging scenarios that demand quick thinking and even quicker action. During an emergency or urgent medical situation, they may face tragic scenarios that can have long term mental and emotional impacts. Understandably, these incidents can be very distressing for EMS workers. The resulting guilt, stress, and feelings of … Read More PROVIDENT’S SECURE MAIL FEATURE * March 18, 2022 At Provident, we have a duty to protect and safeguard all personally identifiable information, including health information. In the wake of public cyber security hacks and breaches in the news, we will be implementing even more security initiatives in the coming years. These additional steps are taking place to ensure that our clients and brokers … Read More FIRE DYNAMICS AND YOU – CHIEF ED MANN * March 18, 2022 Where do you and your department stand on fire dynamics? Over the last several years there has been great debate via social media about the subject of “fire dynamics,” and how we should attack fire, ventilate, and even conduct searches. I have found most people are either vehemently opposed to the idea at one extreme … Read More HOW CAN EMS BOOST DISASTER TRAINING? * March 15, 2022 In any business or field of specialization, it is necessary to hold regular training programs to improve the quality of services provided and uplift the level of the industry. This applies to medical care as well, which often demands its practitioners to gain new knowledge and undergo continuous skills development. In the area of emergency … Read More HOW CAN EMS PROVIDERS REDUCE THE RISK OF DROWNING? * February 24, 2022 Summer is fast approaching, which means it’s almost time for everyone to don their swimwear and head to the beach, swimming pool, or water spot of their choice. When the sun comes out, and the temperatures rise, few activities are as enjoyable as taking a dip in cool, refreshing waters. Unfortunately, this is also the … Read More MAKING A CASE FOR CARRYING WHOLE BLOOD ON BOARD EMS VEHICLES * February 10, 2022 Perhaps the most compelling arguments for making whole blood programs readily available are that they are beneficial to patients and that they have the potential to save lives. They are also relatively easy and inexpensive to implement, which makes them more feasible to EMS practitioners than other options. What is commonly referred to as “whole … Read More RURAL EMS FUNDING FOR 2022 * January 27, 2022 The emergency medical service (EMS) sector has long labored under restrictive funding conditions, but it seems that there is some relief in store in 2022. In particular, rural EMS providers may be able to take advantage of new and existing programs slated for the coming year. Among the most promising developments that will impact the … Read More RESHIFTING FOCUS FROM RECRUITMENT TO RETENTION IN EMS * January 12, 2022 Emergency medical service (EMS) is traditionally an area of the medical industry that has experienced its share of staffing issues. Like all medical care branches, your clients probably face significant challenges in attracting qualified personnel and retaining experienced staff members. These obstacles can be especially difficult to overcome, given the pandemic that has pushed medical … Read More RESOLVING EMS BURNOUT * December 28, 2021 Working with EMS personnel can be an eye-opening experience, as few people get to really know about the demands of the job and the pressure these individuals face. Though your job may be to help them make insurance decisions, you can also be a wealth of information for how to avoid increased exposures to certain … Read More CELEBRATING THE HOLIDAYS WITH YOUR EMS FAMILY * December 14, 2021 Every year, thousands of EMS professionals sacrifice time with their family in order to ensure the safety of their community. Working holidays such as Thanksgiving and Christmas is often considered one of the major downsides of the job, but it doesn’t have to be. You can make the holidays more special than ever by celebrating … Read More EMT VS PARAMEDIC: CHOOSING WHICH ONE SUITS YOUR CLIENTS BETTER * November 16, 2021 When it comes to advising on insurance coverage for your first-responder clients, be careful not to use the terms paramedic and EMT interchangeably. Though each career plays a role in promoting or addressing the safety and medical concerns of the community, these are different roles and face different risks. It is these differences that have … Read More BIDEN’S VACCINATION MANDATE TO IMPACT EMS * October 26, 2021 President Joe Biden’s vaccine mandate has sparked political debates, with many people arguing against it and many others supporting it. Regardless of your stance, though, it’s become clear that employers will be forced to comply or face penalties, including some steep fines. Many EMS providers are wondering whether they are subject to the mandate, and … Read More GET TO KNOW…DESOTO FIRE DISTRICT #8 * October 14, 2021 Engine 81, a Spartan Custom Cab, in front of the DeSoto Fire District #8 Central Station. We’re highlighting the amazing departments we insure around the country and all they do for their communities. For our second department story we interviewed DeSoto Fire District #8 in Mansfield, Louisiana! Your Name & Title: William DeLoach, Chief Department … Read More PROTECTING EMS PERSONNEL FROM INFECTIOUS DISEASES * October 12, 2021 Any professional in the field will tell you that working in emergency services is a high-stake, high-reward job. Though the stakes are high, risks such as illness should be addressed, and steps should be taken to minimize health hazards. This is especially true of infectious diseases that can be seriously harmful to the health and … Read More FITNESS PLAYS A ROLE IN EMS SAFETY DURING COVID * September 30, 2021 COVID-19 has had a massive impact on people globally. This impact has been particularly devastating in the U.S., where countless people have fallen ill from the virus. Quarantine has forced many people to stay inside, thus minimizing their ability to stay active, and many are now seeing the consequences of a sedentary lifestyle. For the … Read More FIREFIGHTER CANCER AWARENESS: REDUCE YOUR RISK – CHIEF ED MANN * September 17, 2021 If you’re a firefighter and spend any time on the Internet, you likely have seen statistics related to firefighter occupational cancer. The numbers are alarming. As a firefighter, you have a significantly greater chance than the average person of developing lung cancer, melanoma, mesothelioma, multiple myeloma, non-Hodgkin’s lymphoma, and non-melanoma skin cancer, along with cancers … Read More PROTECTING EMS PERSONNEL FROM INFECTIOUS DISEASES * September 1, 2021 Emergency medical service providers are on the front lines for every type of emergency. As such, they face dangers first. They must define critical situations to make emergency responses and subsequent treatment actions safe for other responders and caregivers. Infectious diseases are dangerous unknown quantities that EMS personnel must always watch for and be ready … Read More MANAGERIAL LEADERSHIP STYLES IN EMS * August 27, 2021 Emergency Medical Service managers have diverse responsibilities. Not only are they in charge of making sure that day-to-day operations run smoothly, but they also must be prepared to coordinate multi-agency responses when major incidents occur. A few of the many hats they wear include administrator, financial officer, human resources expert, and quality control inspector. Because … Read More PROTECTING EMS PERSONNEL FROM UNSAFE SITUATIONS * August 13, 2021 Life as an emergency medical technician is dramatic. This vital work requires solid decisions and quick thinking. Comprehensive training gives EMTs a strong foundation in everything from the latest treatment techniques to safety procedures. In emergency situations, responders must focus on not only keeping their patients safe but also protecting themselves from injuries. Best practices … Read More HOW EMS WORKERS CAN HANDLE NEWBORNS IN THE FIELD * July 27, 2021 Approximately 3.9 million babies are born in the U.S. each year, with approximately 3,500 occurring on the way to the hospital. Fortunately, 90% of these are uncomplicated births, and the infant generally does not require additional intervention for survival. 1. Emergency Delivery In a normal delivery, there is little need for a paramedic to intervene. … Read More GET TO KNOW…PARKVIEW VOLUNTEER FIRE DEPARTMENT * July 22, 2021 We’re highlighting the amazing departments we insure around the country and all they do for their communities. For our first department story we interviewed Parkview VFD—right here in our hometown of Pittsburgh, PA! Department Name: Parkview Volunteer Fire Department and EMS Department Type: Volunteer on the fire side and combination on the EMS side When … Read More A CLOSER LOOK AT THE FLORIDA CONDO COLLAPSE * July 13, 2021 On June 24, the tragic collapse of the Champlain South Tower in Surfside, Florida, spurred an immediate inquiry into the structural integrity of the building and the remaining condominium complex. In addition, criticism sprang up regarding the clunky paperwork, declarations, and chain-of-command necessary to deploy federal emergency response teams to the scene, which took almost … Read More WILL YOU & YOUR FAMILY BE PROTECTED? – CHIEF ED MANN * June 17, 2021 Important Questions to Ensure You and Your Family Are Protected if Something Happens to You As a firefighter, the possibility of getting injured or even dying on the job may be something you would rather not think about. Others may be of the belief that “it won’t happen to me!” But for the sake of … Read More NEW STUDY AIMS TO IDENTIFY EMS PATIENTS’ SOCIAL NEEDS * June 10, 2021 Emergency medical service patients are often in the midst of a crisis. Most commonly, we associate an EMS dispatch with a physical ailment, but it has become increasingly clear that many EMS calls also necessitate response to emotional and social crises. Mental health crises, in fact, are a common incident encountered by EMS professionals. While EMS … Read More FBI ADDRESSES CYBER THREATS IN EMS NETWORKS * June 3, 2021 The era of the pandemic has unfortunately also become the era of cyber attack. Computer hackers are becoming more savvy and ruthless. They are taking advantage of the world’s preoccupation with Covid to infiltrate vulnerable systems, endangering the confidentiality, integrity, and availability of sensitive data. 2020 saw a sharp increase in computer-based crime involving ransomware, … Read More DEMONSTRATING PROFESSIONALISM IN EMS * May 18, 2021 Emergency medical professionals are the unsung heroes of the medical field. Because they are not as highly paid as doctors and less visible than nurses are, people tend to undervalue them. However, attitudes change during an emergency. The people who come to a person’s home and save a child from choking or resuscitate loved ones … Read More ADDRESSING & PREVENTING SUICIDE RATES IN EMS * May 11, 2021 Workplace stress is often a contributor to feelings of depression and anxiety, but those who work as emergency medical personnel experience significantly higher amounts of workplace stress due to the long working hours, traumatic nature of calls, and the emotionally draining nature of their field. With the increased risk of stress comes an increased risk … Read More TIPS FOR NEW EMS PROFESSIONALS * April 20, 2021 No amount of training completely prepares a student for the realities of working in the emergency medical services profession. Experience inevitably reveals the nuances of working in the field that aren’t and can’t be covered in an educational program. As EMS professionals confront similar situations time and again, they learn what works and what doesn’t. … Read More HOW EMS DELIVERS COVID VACCINE * April 6, 2021 Currently, the federal government has approved three COVID vaccines: Pfizer, Moderna, and Johnson & Johnson. Approving three vaccinations within approximately a year after the pandemic took hold was no ordinary feat but getting shots into the arms of the more than 209 million U.S. citizens aged 18 and over is an almost equally daunting task. … Read More PATIENT CARE: COMMUNICATING DEATH * March 30, 2021 For first responders, one of the most difficult situations they face is when a patient is non-responsive, and their efforts become futile. If your clients’ operations involve taking emergency calls, this is, unfortunately, a situation they will have to face sooner or later. Nothing will make this situation easy for anyone. However, there are some … Read More SAFE BACKING TRAINING BY CHIEF ED MANN * March 17, 2021 The term “Predictable is Preventable” comes to mind when thinking of accidents that take place because no spotter was used. I know many will be shocked to learn that backing accidents continue to lead the list of claims being made for damages to vehicles, buildings, and other objects. Unfortunately, there are times when these accidents … Read More HOW EMS PROFESSIONALS CAN MANAGE CIVIL UNREST * March 16, 2021 Civil unrest is becoming increasingly common as societal tensions rise. In 2020, at least 4,446 cities worldwide reported incidents of disorder between May 25th and November 18th. Often, what begins as a peaceful protest devolves into chaos. When emotions are charged, participants act in ways that release pent-up energy. This can lead to acts of … Read More ENCOURAGING ALL EMS WORKERS TO GET THE COVID VACCINE * February 23, 2021 If part of your work as an insurance agent involves covering emergency medical services teams, now may be the right time to discuss with your clients the importance of getting their workers vaccinated against COVID-19. Many frontline workers are now eligible to receive their doses of the COVID vaccine, and getting vaccinated has several health, … Read More EMS TRAINING & EDUCATION AMID COVID-19 * January 28, 2021 Like all industries and educational programs, EMS training programs have experienced significant change due to the ongoing pandemic. EMS programs across the country have adapted to these unprecedented times, leaning into virtual and socially distanced training and education on the fly. There’s no definitive date when face-to-face labs will return or when hospitals and EMS squads will … Read More FIRST RESPONDER ASSISTANCE PROGRAM – UPDATE * January 21, 2021 BHS IN PARTNERSHIP WITH RESPONDERS 1ST CALL SELECTED TO MANAGE FIRST RESPONDER ASSISTANCE PROGRAM BALTIMORE, MD., January 4, 2021 – BHS, in partnership with Responders 1st Call, is excited and proud to announce that of January 1, 2021 they are administering and managing the First Responder Assistance Program available through Provident Insurance Programs, Inc. The First … Read More TIPS FOR SUSTAINING AN EMS CAREER * January 14, 2021 The emergency medical services field is one of the most rewarding and fulfilling careers someone can take on. It’s also one of the more challenging careers someone can pursue. EMS career professionals provide critical assistance in times of duress. Yet, as noble a job as it is, significant stressors play a role in an EMT’s … Read More THE WRONG WAY TO DIRECT TRAFFIC FOR POLICE OFFICERS * December 22, 2020 Police officers put their lives on the line every day. From domestic disturbance calls to helping people get to safety during an act of terrorism, police officers are the first line of defense to protect and serve communities. But officers are also the first to call when a traffic light is out, and an intersection … Read More STAYING FIT DURING COVID: FIREFIGHTER WORKOUTS * December 8, 2020 As our nation continues to battle the ongoing coronavirus pandemic,it’s more important than ever for first responders to find ways to manage stress. With anxiety levels rising and gyms closed depending on the location, being proactive in investing in health and wellness can help firefighters achieve this goal. Firefighter workouts can done without much equipment … Read More PREVENTING FINANCIAL MISMANAGEMENT IN FIRE DEPARTMENTS * November 17, 2020 When it comes to liabilities among emergency services, such as firefighters and paramedics, it only makes sense to think of risks like injuries, vehicular accidents, and other emergency issues that could lead to long-term damage. But what about risks inside the fire station? One glaring problem that fire departments face that might not be well-known … Read More WILL YOUR HEART END UP KILLING YOU? – CHIEF ED MANN * November 10, 2020 Did you know that sudden cardiac arrest is still the number one killer of firefighters? And it is not just older firefighters who die, for the average age is 46! Here are some questions you need to ask yourself today: • What are you doing to prevent your heart from killing you? • Do you … Read More HOW POLICE CAN DEESCALATE A CRISIS * November 10, 2020 Following the controversial shootings and deaths of several unarmed African-Americans earlier in 2020, the conversation around police brutality and the need for deescalation training have received ample attention. In fact, republicans in Congress presented a police reform bill this summer in the wake of the murder of George Floyd at the hands of a Minneapolis police officer … Read More KEY QUESTIONS TO ASK DURING FIRE BUDGET MEETINGS * October 27, 2020 When fire department chiefs go into budget meetings and negotiations, they should be able to navigate the critical questions that are sure to arise. Fire chiefs will do their organizations and communities a disservice if they don’t thoroughly look into tough questions surrounding budgets. They must be ready to justify and demonstrate value for every … Read More SUCCESS STRATEGIES FOR NEW FIRE CHIEFS * October 13, 2020 Being a fire chief is one of the most rewarding professions in the public service square, but, at times, can be a very stressful job due to issues with PTSD, everyday stress, and potential for injuries hanging overhead. Serving as the face of the fire department, navigating political waters, setting the goals for an entire … Read More CREATING AN ACTIVE SHOOTER RESPONSE STRATEGY * September 24, 2020 Since the tragic incident at Columbine High School in 1999, law enforcement has continuously reexamined its response to active shootings. But even though tactics have continued to change over the years, active shooter incidents have skyrocketed. In fact, more than 300 active shooter situations occurred by July of this year in the U.S. The conventional wisdom … Read More OVERCOMING EMS CHALLENGES * September 10, 2020 While the fire/EMS field is projected to see a growth of seven percent in employment through 2028, demand for EMTs and paramedics is outpacing supply. But before the industry can meet those needs, it must figure out how to overcome its unique EMS challenges. Like any other industry, the EMS industry is one that must … Read More GROUP TERM LIFE INSURANCE FOR EMS PROVIDERS * August 27, 2020 Group term life insurance is a benefit offered by employers for their employees. Many employers provide a base amount of group coverage and the ability to purchase additional coverage through payroll deductions. These plans may also offer employees the option to buy coverage for their spouses and children. When it comes to EMS providers and … Read More THE IMPORTANCE OF CRITICAL ILLNESS INSURANCE FOR EMS * August 13, 2020 Employees of an emergency service provider, or EMS, come into harm’s way with every call. From driving in traffic to heading into dangerous situations to pick up those who need help, EMS workers’ safety is always in some form of jeopardy. While there are many different practices to protect EMS professionals in the line of … Read More IS YOUR DEPARTMENT PREPARED FOR A LINE OF DUTY DEATH? – CHIEF ED MANN * August 12, 2020 While this is certainly an uncomfortable subject to discuss and absolutely no organization ever wants to suffer the loss of a member at an incident, do you know if your department is prepared to deal with such a tragedy? Do you have a plan? Have you even had discussions with the officers of your organization? … Read More ENSURING TRUCKER SAFETY ON THE ROAD * July 7, 2020 No matter the job, staying safe is important for every industry. Amid the chaos of COVID-19, truckers need to take extra precautions while delivering essentials throughout the nation. Trucker deaths continue to see a rise and are at their highest level in more than 30 years. According to data by the National Highway Traffic Safety … Read More OVERCOMING ASSAULT IN EMS RESPONSE CALLS * June 23, 2020 When an emergency service worker gets a call to tend to an injured party, they are often aware of the general risk they put themselves in. While some scenarios may put them in harm’s way, such as a disaster scene or a fire, carting away those in need should be straightforward. However, based on EMS … Read More USING TECH TO DECREASE EMERGENCY RESPONSE TIMES * June 9, 2020 Emergency response action plans are currently at a point where they need to adapt to the new technology available. As technology continues to develop, it can be used and tailored specifically for the use in emergency response plans. The technology that is used for emergency situations is continuing to advance in order to provide more … Read More STEPS FOR BECOMING A VOLUNTEER FIREFIGHTER * May 19, 2020 Volunteer Firefighters are estimated to make up 55% of all active firefighters. Though becoming a volunteer firefighter is no easy commitment, the rewards and benefits go beyond the betterment of oneself. From preventing fires, administering first aid, to search and rescue, volunteer firefighters contribute to the overall safety of their communities. What’s more, volunteer firefighters … Read More PROPER EMS TOOL STORAGE TACTICS * May 5, 2020 The job of an EMS provider often requires speed but not at the sacrifice of precision and organization. In order to perform their jobs as effectively and as safely as possible, proper tool storage tactics must be implemented. Having firefighting tools stashed securely in the apparatus can sometimes be a factor of preparedness that averts … Read More HOW NOVICE VOLUNTEER FIREFIGHTERS CAN PREPARE FOR THE JOB * April 21, 2020 Stepping into the role of volunteer firefighters is much different than stepping into many other positions. Work as a volunteer firefighter does come with some incredible benefits such as gaining an extended close-knit family and the rewarding feelings of service. However, being a volunteer firefighter also requires being prepared for intense physically and mentally straining … Read More HOW EMS STAYS PROTECTED ON COVID-19 FRONTLINES * April 7, 2020 Though many businesses have unfortunately had to close their doors due to COVID-19, EMS (Emergency Medical Services) continue to work as they are essential to maintaining order and safety amongst the general populous. First responders including law enforcement, fire services, emergency medical services, and emergency management officials, not only have to continue working as they … Read More QUALITIES OF THE IDEAL INSURANCE AGENT * March 24, 2020 There are several qualities that one should possess to be a successful insurance agent. Even with the high degree of autonomy and flexible work hours, it is certainly not an easy job. This industry can be truly challenging and immensely rewarding for those willing to develop the necessary skills to build their business. People Skills … Read More LETTER TO OUR VALUED CUSTOMERS AND BROKERS * March 18, 2020 Updated: August 27, 2020 As we continue to monitor developments regarding coronavirus (COVID-19), Provident recognizes that our customers could be negatively affected by the impact of this global outbreak. As always, our focus is the safety and well-being of our customers, colleagues, and the communities we serve. To that end, we have been taking the … Read More SMALL CHANGES FOR OPTIMAL FIREFIGHTER HEALTH MANAGEMENT * March 10, 2020 Health management for firefighters has become increasingly important in departments across America as these professionals perform grueling tasks each day and are required to be in prime physical shape. Unfortunately, many firefighters fall victim to poor health each year, both physically and mentally. While the focus to improve firefighter health is still in its infancy, … Read More HOW SHOULD INSURANCE AGENTS MARKET THEMSELVES IN 2020? * February 25, 2020 The insurance industry is encountering many new challenges, as it seems to be lacking progressive marketing measures. There has been little originality and this makes it difficult to stand out from what has become an increasingly competitive field in a highly commoditized industry. Use Strong Consistent Branding Some agents believe they have a great brand, … Read More HOW TO PREVENT INJURIES IN PARTICIPANT GROUPS * February 11, 2020 Injuries are the leading cause of death and disability for young children. Young children are at higher risk of injuries overall, and certain injuries are more probable at different ages. Children are more likely to be injured when they are not under appropriate adult supervision. As the vast majority of childhood injuries are preventable, child … Read More HOW INSURANCE AGENTS CAN ATTRACT MILLENNIALS AND OTHER YOUNG CUSTOMERS * January 28, 2020 Many millennials are not getting what they want from insurance providers. Rather than complaining about millennials or claiming that they are “killing” another industry, the insurance sector must evolve to meet changing needs. Agents who want to keep pace should strive to appeal to this young adult audience. Who Are They? Millennials are rapidly moving … Read More 5 HEALTHY HABITS FOR DRIVERS IN THE TRANSPORTATION INDUSTRY * January 14, 2020 Trucking is more of a lifestyle than a job, and most of the time, it’s quite the stationary one. It can be hard to stay healthy while driving for 14 hours a day. Many truck and transportation drivers don’t have the time in their schedule to live a healthy lifestyle, and are too exhausted to … Read More INSURANCE AGENTS, KICK OFF THE NEW YEAR WITH THESE BEST PRACTICES * December 24, 2019 It takes certain characteristics to be a good insurance agent. If you are looking to improve your agency’s operations in 2020 to get new business and satisfy the clients you currently have, consider these best practices. Customer Empathy Agents need to understand their clients’ fears and motivations. If you seem as if you are only … Read More INSIDE THE FINANCIAL STRUGGLES FACED BY VOLUNTEER FIREFIGHTERS * December 10, 2019 Volunteer fire departments have long struggled with recruitment and retention, and one of the primary reasons behind their struggle for membership is the financial aspect. Financial struggles are a serious issue among volunteer firefighters. You can imagine what it takes for someone to take on such a large commitment, especially when they are not getting … Read More THE RESULTS ARE IN: TODAY’S INSURANCE CUSTOMERS WANT PERSONALIZATION * November 26, 2019 Today’s consumers are used to receiving personalized offers and customized solutions to meet their needs. No matter the industry, a consumer expects to be known and communicated with accordingly. The insurance industry is certainly no exception. Your customers seek personalized offers, messages, pricing and recommendations from their auto, home or life insurance providers. Adapt your … Read More FIREFIGHTER CANCER PREVENTION TIPS BY CHIEF ED MANN * November 20, 2019 If you’re a firefighter and you spend any time at all on the Internet, I’m sure you have seen the statistics related to firefighter occupational cancer. The statistics are alarming. As a firefighter you have a significantly greater chance than an ordinary citizen of developing lung cancer, Melanoma, Mesothelioma, Multiple Myeloma, Non-Hodgkin’s lymphoma, Non-melanoma skin … Read More ALL ABOUT TRAVEL ACCIDENT COVERAGE * November 12, 2019 Travel accident insurance is a specialized type of travel insurance plan. It acts as life insurance and protection against accidental death and dismemberment in the event of a travel accident. The benefits are paid regardless of whether the traveler has other life insurance and accidental death and dismemberment insurance. The plan coverages the following: Accidental … Read More HOW INSURANCE AGENTS CAN IMPROVE THEIR MARKETING TO ATTRACT NEW BUSINESS * October 29, 2019 Success in any venture begins with the proper mindset. For insurance agents, there are key tactics that can be used, tailored to the insurance industry, to help ensure you have the correct mindset and the best chance at success. Networking It’s important to get your name out there both online and in person. In today’s … Read More THE IMPORTANCE OF OFFERING TERM LIFE INSURANCE TO FIREFIGHTERS * October 15, 2019 Understanding the coverages that you should offer your firefighters is extremely important to the morale of your department. Life can be unpredictable and protecting members’ financial independence and families in an unexpected occurrence is crucial. Term life insurance is the perfect policy for families looking for coverage for a set amount of time. Plus, term … Read More INSURANCE AGENTS: HOW TO SUCCESSFULLY FOLLOW UP WITH YOUR LEADS * September 17, 2019 Today, communicating with clients and prospects is easier than ever. You can send an email, text message or comment on social media platforms. Meet your clients and prospects where they are: on their phones! To make a personal connection and get in front of clients and prospects, the tried and true method of making a … Read More TRAVEL SAFETY TIPS FOR EMERGENCY RESPONDERS * September 3, 2019 There is a large number of in-service vehicles moving about on the roads at any time. Are they all responding in a safe manner? Crashes involving ambulances and fire trucks are far too common. For first responders, it is crucial to get to the scene in a timely manner. However, unfortunately cases arise of these … Read More INSURANCE AGENTS: HOW AND WHERE TO FIND NEW BUSINESS * August 20, 2019 The hardest part of the business for many insurance agents is finding the right leads. Even if you know the industry like the back of your hand, surviving as an agent will require not just leads, but qualified leads that will bring you the business you’re looking for. Getting in front of prospects before your … Read More HOW TO HELP YOUR DEPARTMENT MOVE FORWARD AFTER A DEATH * August 6, 2019 Firefighters face many unique challenges that can have a significant impact on their behavioral health. Death is something that fire departments sadly must learn to move forward from in a healthy manner. Members don’t always make it home and then they leave behind fellow firefighters to live with our absence as well as their own … Read More WHAT QUALITIES DO CUSTOMERS WANT IN AN INSURANCE AGENT? * July 16, 2019 To maintain a good name in the field of insurance, agents must meet standard expectations to keep clients happy and stay in business. While people expect agents to have a license and meet the other legal requirements to do business in their states, they also seek out agents that offer strong customer service, honesty, and … Read More HOW TO PREVENT BURNOUT IN THE TRANSPORTATION INDUSTRY * July 2, 2019 After some time driving professionally, a driver can start to feel beaten down by the demands of the job and their lifestyle. In addition to feeling physically and mentally drained, they may get so beaten into this hard lifestyle that they may start to feel guilty when they are not at work. In many cases, … Read More 5 METHODS FOR INSURANCE AGENTS TO IMPROVE CUSTOMER SERVICE * June 18, 2019 One of the keys to staying active and profitable in the insurance industry is investing in the customer experience. Providing your customers with a comprehensive, personalized experience will help them to boost their familiarity with their insurance policies and reduce the frequency of claims, and satisfied customers are more likely to continue to make use … Read More THE IMPORTANCE OF OFFERING CRITICAL ILLNESS INSURANCE * June 4, 2019 In the event of a big health emergency, such as cancer, heart attack, or stroke, Critical Illness Insurance could be the only thing that prevents financial devastation. Many people assume they’re fully protected with a standard health insurance plan, but the costs of treating life-threatening illnesses are usually more than their medical plan will cover. … Read More REDUCING LIABILITIES WHEN RUNNING A CAMP * May 24, 2019 Running a day camp for children can be a rewarding but risky experience. There are many different factors that must be considered. Camp operators must make sure that the children’s health and welfare are promoted by the rules of the camp. First and foremost, check that various legal requirements such as licenses, insurance, and supervision … Read More HOW TO IMPROVE DRIVER RETENTION IN THE TRANSPORTATION MARKET * May 10, 2019 Commercial driver turnover rate has become a common issue for transportation businesses. This problem is compounded by a transportation driver shortage across the country. Drivers are more inclined to quit if they feel the company doesn’t fully appreciate them. This feeling of isolation is often caused by limited contact from coworkers, managers, and other employees … Read More DOES YOUR BUSINESS WORK WITH KIDS? HERE ARE THE TRAITS TO LOOK FOR IN POTENTIAL EMPLOYEES * April 18, 2019 Whether you’re running a daycare or operate some form of entertainment center, there are some special traits you should look for in your employees. Employees have to be particularly patient and perceptive when dealing with children — especially if they’re going to be responsible for their care. Here are a few things that you should … Read More THE GREATEST RISKS FACED BY THE TRANSPORTATION INDUSTRY * April 4, 2019 The transportation industry is prey to both old and new risks. The more informed you are to the specific vulnerabilities, the more prepared you can be. Many factors play into increased risks including advanced technology, driver shortages, and even international trade disputes. Here are the greatest risks faced by the transportation industry today. 1. Cyber … Read More WHAT FIREFIGHTING OPERATIONS CAN DO TO ADDRESS MENTAL HEALTH * March 21, 2019 Firefighters must train extensively to be both effective and remain safe. Firefighters try to prepared to respond in any situation, no matter how dangerous. Yet, one of the most damaging experiences for these men and women is one that very few actually prepare for: their mental health. These brave individuals are likely to experience trauma, … Read More WHAT MAKES UP AN EFFECTIVE FIREFIGHTING TRAINING PROGRAM? * March 7, 2019 Developing a comprehensive program for ongoing firefighter training can be difficult. Knowing what skills or topics to cover and how to make the best use of limited time is crucial. All fire service leaders understand the importance of ongoing training for their members. However, training officers are often working with limited funding, time, and resources. … Read More THE 5 GREATEST DISEASE RISKS TO FIREFIGHTERS * February 21, 2019 Firefighters face serious risks on the job such as heat exhaustion, burns, physical and mental stress. Additionally, they frequently come into contact with high levels of carbon monoxide and other toxic hazards. With these dangerous exposures, this line of work presents a likelihood for many diseases. Firefighters who smoke or engage in other unhealthy lifestyle … Read More THE SURPRISING RISKS OF COLD-WEATHER FIREFIGHTING * February 7, 2019 When most people think of fires, they think about the hot, dry weather that most states get during the summertime. However, winter brings a unique set of risks and challenges for firefighters ranging from mild inconvenience to extreme danger. Serious fires are more likely to occur during periods of severe cold often resulting from the … Read More THE RISK OF CARDIAC ARREST IN FIREFIGHTERS AND FIRST RESPONDERS * January 17, 2019 When firefighters become suddenly incapacitated on the job, it endangers their lives. It may also put other lives at risk as they work to rescue people from burning buildings or douse flames before they spread. Firefighters and emergency responders undoubtedly have dangerous jobs with many occupational hazards that the average worker in the United States … Read More WHAT ARE THE MOST COMMON INJURIES FOR FIREFIGHTERS? * January 3, 2019 Sprains, strains and other muscular injuries are the most common injuries firefighters receive in the line of duty. Firefighters’ protective gear keeps them from being burned, but the sudden nature of their work and the heavy lifting it often requires means that they are at risk of other potential injuries and illnesses. Injuries will always … Read More THE CHANGING ROLES OF FIREFIGHTERS * December 21, 2018 The firefighter role isn’t what it used to be. The workload of fire departments has grown substantially, even as their core mission of putting out fires has shifted. Communities tend to lean on the fire service in times of crisis and turn to firefighters for leadership in all aspects of emergency response. The ever-evolving mission … Read More HOW GROUP TERM LIFE INSURANCE WORKS * December 6, 2018 Group Term Life Insurance for volunteer, paid, and combination fire departments; volunteer firefighters; emergency services organizations; and emergency medical responders helps protect the financial independence of their members’ families if the unexpected happens. It offers survivors much more than just a benefit check. Here are some coverage features in our program: 24-hour coverage where benefits … Read More THE VALUE OF ACCIDENT AND HEALTH INSURANCE * November 29, 2018 Standard health care plans may not be enough for some employees, so many businesses allow their workforce to choose from accident and health insurance choices related to their own needs. Accident & Health Insurance covers specialty policies available through an employer. It covers you in the event of sickness, accidental injury or accidental death. It may … Read More THE BENEFITS OF BECOMING A VOLUNTEER FIREFIGHTER * November 15, 2018 If you have the desire to serve, volunteer firefighting may be for you. Departments often utilize community volunteers to assist with the non-emergency tasks of the department. This frees up the firefighters and EMS personnel to focus on training and response activities, while enabling community members to provide needed support to help their local department … Read More RISING CANCER RATES AMONG FIREFIGHTERS: CAUSE FOR ALARM * October 24, 2018 It is no secret that firefighting is a profession filled with risks. Firefighters face extreme perils as they work to protect others. The potential for injury from burns, falling debris, and the collapse of structures is simply a part of the risk exposures first responders deal with as they perform a valuable community service. Unfortunately, … Read More THE EFFECTS OF STRESS AND OVERTIME ON AMERICA’S FIREFIGHTERS * October 23, 2018 Numerous studies have indicated that firefighters and other first responders experience tremendous levels of stress on the job. Firefighters may arrive at a crash scene or structure fire before paramedics or police officers, exposing them to the terrors and tragedies of these incidents. As a result, first responders may experience debilitating stress, even leading to … Read More ACCIDENTAL DEATH & DISMEMBERMENT: WHAT EMTS SHOULD KNOW * May 9, 2023 Accidental death & dismemberment insurance is a supplemental insurance policy that someone can add as an extra to a health or life insurance policy. The policy gives coverage in the event of accidental death or dismemberment of the insured. Because of the differences and limitations in coverage, prospective buyers need to review the terms of … Read More DEPARTMENT SPOTLIGHT: PENN HILLS NO. 7 VFC * May 3, 2023 We’re highlighting the amazing departments we insure around the country and all they do for their communities. For this department spotlight we interviewed Penn Hills No. 7 VFC in Penn Hills, PA! Your Names & Title: William Jeffcoat – Fire Chief Department Name: Penn Hills No.7 VFC (Allegheny County Designation St.227) Department Type: Volunteer & … Read More UNDERSTANDING GROUP TERM LIFE INSURANCE FOR EMTS * April 25, 2023 One type of insurance that can provide such protection for numerous EMTs is group term life insurance. EMTS must have adequate insurance coverage to protect themselves and their families if the unexpected happens. Group term is a type of life insurance that provides coverage for a group of people, typically members of an organization or company … Read More 272 Alpha Drive PO Box 11588 Pittsburgh, PA 15238 Email: info@providentins.com Phone: (855) 201-8880 Fax: (412) 963-0415 * * * * * THANKS FOR SIGNING UP! You can unsubscribe at any time using the Unsubscribe link at the bottom of every email. JOIN THE PROVIDENT COMMUNITY Email Full Name Organization State Email Lists Yes! I would like to receive the Broker Newsletters Yes! I would like to receive the Client Newsletters Sorry, we could not complete your sign-up. Please contact us to resolve this. Operation timed out, please try again. By submitting this form, you are consenting to receive marketing emails from: Provident Insurance Programs, PO Box 11588 , Pittsburgh, PA, 15238, US, https://www.providentins.com. You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. 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