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Text Content

Would you like to come directly to Vanguard's website for Institutional
investors when you visit vanguard.com in the future? (You can change your
preference anytime.)
Yes
No

Which Vanguard website would you prefer to reach directly when you visit us in
the future? (You can change your preference anytime.)
Personal investors

For people who invest directly in individual accounts (including IRAs and
rollovers); in joint, brokerage, college savings, or small-business accounts; or
in annuities.

Retirement plan participants

For people who invest through their employer in a Vanguard 401(k), 403(b), or
other retirement plan.

Institutional investors

For retirement plan sponsors, consultants, and nonprofit representatives.

Financial advisors

For broker-dealers, registered investment advisors, and trust or bank brokerage
professionals.

No site preference

Institutional investors has been set as your preferred Vanguard website. (You
can change your preference anytime.)

You've indicated that you have no site preference for future visits to
vanguard.com. (You can change your preference anytime.)

Institutional investors
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 * 401(k) Plans
    * * Consultants
      * * We partner with consultants
    * * Plan investing
      * * Putting Vanguard funds in your plan
        * TDFs for your plan
    * * Large & jumbo plans
      * * Recordkeeping
        * Financial well-being
        * Advice for employees
        * Retirement income
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      * * Retirement plans
        * Advisor resources

 * Institutional Investing
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        * Target-date funds
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 * Products & Tools
    * * Strategies
      * * Investment strategies
    * * Products
      * * Mutual funds
        * ETFs
        * Collective trusts
    * * Tools
      * * Active portfolio manager
        * ETF cash flows
        * Investment tools
    * * Resources
      * * Fund literature
        * Total return chart

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      * * Insights library
        * Webinar
        * Nonprofit key considerations
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    * Current market events
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Proxy resource center
Visit the Vanguard funds' proxy resource center to learn about the proxy,
including nominees for the funds' boards of trustees and answers to commonly
asked questions. 
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INSTITUTIONAL


INVESTMENTS AND 401(K) RETIREMENT PLANS

Prepare your participants for all of life's moments with Vanguard Well on your
Way®.


A MESSAGE FOR PLAN SPONSORS FROM SALIM RAMJI




MUTUAL FUNDS, TRUSTS, AND ETFS

 * See our funds list
 * See our TDFs
 * Review our strategies




RETIREMENT PLANS

 * Investing
 * Putting TDFs in your plan
 * Recordkeeping
 * Advice
 * Financial wellness solutions


INSTITUTIONAL INVESTING

 * Defined contribution plans
 * Nonprofits
 * Corporate accounts
 * Investment strategies
 * Target-date fund approach


EMBRACE FINANCIAL WELL-BEING

Discover financial wellness experiences, actionable advice, and enduring
investments with Vanguard Well on Your Way.
Learn about financial well-being 


ACCESS INSIGHTS TO INFORM DECISIONS

OUR FEATURE
Presidential elections matter—but not so much when it comes to investments

Markets & Economy | Current conditions

While presidential elections can of course be hugely consequential in terms of
the direction of public policy, they should not dictate investment decisions.

OUR LATEST
How America can boost retirement readiness

DC Retirement | Plan sponsor support

We recommend that employees save 12% - 15% of their pay for retirement. Here's
how plan sponsors and advisors can help.


Advice accounts for differences in saving and spending behaviors

Investment | Multiasset and TDF

Vanguard analysis demonstrates that financial advice adds value for participants
who've saved more, and less, than baseline.


Hybrid annuity target-date funds: Assessing investment value and suitability for
participants

Investment | Multiasset and TDF

With the increased attention on target-date funds (TDFs) and retirement income
sufficiency, a new investment product has emerged that combines annuities with
TDFs. We examine the investment value of hybrid annuity TDFs and provide
considerations around usability, acceptability, implementation, and feasibility
for those evaluating whether to introduce these products into their fund lineup.

Read more articles


HEAR FROM OUR EXPERTS

OUR WEBINARS
Unlocking Financial Well-Being: Vanguard Leadership Perspectives

Virtual | January 23, 2025 | 3 p.m., EST | Virtual

Hear our senior leaders share Vanguard’s vision to support every individual on
their journey to financial well-being.


Integrated Solutions for Retirement Plans

Virtual | January 29, 2025 | 1:30 p.m., EST | Virtual

Join us for a detailed look at our integrated financial wellness solutions,
which can help you attract, engage, motivate, and retain employees.

Access our webinars


WHO WE SERVE

Consultants helping their clients find the right investments and retirement
plans.
Investment professionals evaluating investment strategies and fund data to
fulfill mandates.
Benefits professionals optimizing plan design to do the very best for plan
participants.

For more information about Vanguard funds, visit institutional.vanguard.com to
obtain a prospectus or, if available, a summary prospectus. Investment
objectives, risks, charges, expenses, and other important information are
contained in the prospectus; read and consider it carefully before investing.

All investing is subject to risk, including the possible loss of the money you
invest.

Investments in Target Retirement Funds and Trusts are subject to the risks of
their underlying funds. The year in the fund or trust name refers to the
approximate year (the target date) when an investor in the fund or trust would
retire and leave the workforce. The fund/trust will gradually shift its emphasis
from more aggressive investments to more conservative ones based on its target
date. The Income Trust/Fund and the Income and Growth Trust have fixed
investment allocations and are designed for investors who are already retired.
An investment in a Target Retirement Fund or Trust is not guaranteed at any
time, including on or after the target date. 

Vanguard Target Retirement Trusts are not mutual funds. They are collective
trusts available only to tax-qualified plans and their eligible participants.
Investment objectives, risks, charges, expenses, and other important information
should be considered carefully before investing. The collective trust mandates
are managed by Vanguard Fiduciary Trust Company, a wholly owned subsidiary of
The Vanguard Group, Inc. 

Vanguard ETF Shares are not redeemable with the issuing Fund other than in very
large aggregations worth millions of dollars. Instead, investors must buy and
sell Vanguard ETF Shares in the secondary market and hold those shares in a
brokerage account. In doing so, the investor may incur brokerage commissions and
may pay more than net asset value when buying and receive less than net asset
value when selling. 

Advisory services are provided by Vanguard Advisers, Inc. (VAI), a registered
investment advisor or by Vanguard National Trust Company, a federally chartered,
limited-purpose trust company.

--------------------------------------------------------------------------------


CONNECT WITH US

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Vanguard funds not held in a brokerage account are held by The Vanguard Group,
Inc., and are not protected by SIPC. Brokerage assets are held by Vanguard
Brokerage Services, a division of Vanguard Marketing Corporation, member FINRA
and SIPC.

For additional financial information on Vanguard Marketing Corporation, see its
Statement of Financial Condition: Audited and Unaudited

Broker-Dealer Form Client Relationship Summary (Form CRS) and Investment Advisor
Form Client Relationship Summary (Form CRS)

© 1995–2024 The Vanguard Group, Inc. All rights reserved. Vanguard Marketing
Corporation, Distributor of the Vanguard Funds. Your use of this site signifies
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