www.aba.com Open in urlscan Pro
2606:4700:10::ac43:1c4f  Public Scan

Form analysis
0 forms found in the DOM

Text Content

Jump to Content





THE UNITED VOICE OF AMERICA’S BANKS

The American Bankers Association proudly represents banks of all sizes and their
two million dedicated employees. We stand behind America’s banks as they
continue to help their customers and communities and support the nation's
economic recovery.

Login for Members Only Resources See What We Stand For

Sign In
 * Banking Topics
    * Banking Topics Overview
    * Compliance Compliance
      Back
       * Compliance
       * Compliance Overview
       * Acts & Regulations
       * Regulatory Proposals
       * Final Rules
       * Staff Analysis
       * Enforcement Action Database
       * Compliance News
   
    * Payments Payments
      Back
       * Payments
       * Payments Overview
       * Economic Impact Payments
       * ACH Transactions
       * Credit Cards
       * Debit Cards
       * Prepaid & Gift Cards
       * Internet Gambling
   
    * Consumer Banking Consumer Banking
      Back
       * Consumer Banking
       * Consumer Banking Overview
       * Accessibility
       * Consumer Lending
       * Financial Literacy
       * Inclusive Banking
       * Insurance
       * Military
       * Millennials and Banking
       * Mortgage & Home Finance
       * Overdraft Protection
       * Privacy
       * Retail Banking
   
    * Commercial Banking Commercial Banking
      Back
       * Commercial Banking
       * Commercial Banking Overview
       * Agricultural Banking
       * Commercial Real Estate
       * Commercial & Industrial Loans
       * Small Business
       * Derivatives
       * Alternative Reference Rates
   
    * Risk Management Risk Management
      Back
       * Risk Management
       * Risk Management Overview
       * Fraud
       * Elder Financial Exploitation
       * Identity Theft
       * Anti-Money Laundering
       * Incident Response
       * Physical Security
       * Third-Party Risk
   
    * Technology Technology
      Back
       * Technology
       * Technology Overview
       * Fintech
       * Cybersecurity
       * Data Security
       * .BANK
   
    * Wealth Management Wealth Management
      Back
       * Wealth Management
       * Wealth Management Overview
       * Trust & Investments
       * Corporate Trusts
       * Securities
       * ABA Under 40
       * Health Savings Accounts
   
    * Marketing & Communications Marketing & Communications
      Back
       * Marketing & Communications
       * Marketing & Communications Overview
       * Marketing
       * Social Media
   
    * Leadership & Operations Leadership & Operations
      Back
       * Leadership & Operations
       * Leadership & Operations Overview
       * Diversity, Equity & Inclusion
       * Human Resources
       * Leadership
       * Accounting
       * Capital
       * Liquidity
       * Economic Trends
       * Taxes
       * ABA Emerging Leader Awards
   
    * All Banking Topics
   
   Tools, resources and expertise for ag and rural bankers
   
   See What's New

 * Training & Events
    * Training & Events Overview
    * Calendar
    * Conferences Conferences
      Back
       * Conferences
       * Conferences Overview
       * ABA/ABA Financial Crimes Enforcement Conference
       * ABA/VBA Diversity, Equity and Inclusion Summit
       * Agricultural Bankers Conference
       * American Mortgage Conference
       * Annual Convention
       * Bank Marketing Conference
       * CFO Exchange
       * Conference for Community Bankers
       * Insurance Risk Management Forum
       * Regulatory Compliance Conference
       * Risk Management Conference
       * Washington Summit
       * Wealth Management and Trust Conference
       * Women and Allies Leadership Symposium
   
    * Online Training Online Training
      Back
       * Online Training
       * Online Training Overview
       * Onboarding and Workplace Essentials Online Training
       * Commercial Banking Online Training
       * Compliance Online Training
       * ABA Frontline Compliance Training
       * Consumer Banking Online Training
       * Leadership & Operations Online Training
       * Marketing & Communications Online Training
       * Payments Online Training
       * Risk Management Online Training
       * Technology Online Training
       * Wealth Management Online Training
   
    * Certifications Certifications
      Back
       * Certifications
       * Certifications Overview
       * Certified Regulatory Compliance Manager
       * Certified Trust and Fiduciary Advisor
       * Certified Financial Marketing Professional
       * Certified AML and Fraud Professional
       * Certified Enterprise Risk Professional
       * Certified IRA Services Professional
   
    * Schools Schools
      Back
       * Schools
       * Schools Overview
       * Bank Marketing School
       * Commercial Lending Schools
       * Compliance Schools
       * Data & Analytics School
       * Payments Strategy School
       * Risk Management Schools
       * Stonier Graduate School of Banking
       * Wealth and Trust Schools
   
    * Textbooks & Workbooks Textbooks & Workbooks
      Back
       * Textbooks & Workbooks
       * Textbooks & Workbooks Overview
       * Analyzing Financial Statements
       * Coaching for Success
       * College Accounting
       * Commercial Lending
       * Consumer Lending 7th Edition
       * Corrective Action
       * Dealing Effectively with Co-Workers
       * Effective Client Referrals
       * Effective Telephone Communication
       * Essentials of Workplace Conduct
       * Ethical Issues for Bankers
       * Fundamentals of Small Business Banking
       * Handbook of Bank Insurance Compliance
       * Hiring the Best
       * Introduction to Relationship Selling
       * Legal Foundations in Banking
       * Managing Change
       * Managing Employee Performance
       * Marketing Financial Services
       * Money & Banking
       * Principles of Banking
       * Revitalizing Customer Service
       * Rewards & Recognition
       * Today's Teller: Developing Basic Skills
   
    * Career & Workforce Development Career & Workforce Development
      Back
       * Career & Workforce Development
       * Career & Workforce Development Overview
       * Careers in Banking
       * CEO & Executive
       * Directors & Trustees
       * Diversity, Equity and Inclusion
       * Emerging Leaders
       * Higher Education Programs
       * Human Resources
       * Women in Banking
   
    * All Training
   
   ABA/ABA Financial Crimes Enforcement Conference - a one-stop virtual event
   Jan. 11-13
   
   Register Now

 * Member Tools
    * Member Tools Overview
    * Experts on Call Experts on Call
      Back
       * Experts on Call
       * Experts on Call Overview
       * Speakers
   
    * Industry Solutions Industry Solutions
      Back
       * Industry Solutions
       * Industry Solutions Overview
       * Endorsed Solutions
       * Associate Members
       * Industry Insights
       * ABA Special Offers
   
    * Benchmarking Benchmarking
      Back
       * Benchmarking
       * Benchmarking Overview
       * Participation Guide and Reference
       * Peer Group Benchmarking
       * Structured Scenario Analysis Benchmark Reporting Portal
   
    * Discussion Groups Discussion Groups
      Back
       * Discussion Groups
       * Discussion Groups Overview
       * Ag Bank Network
       * Bank Operations Network
       * Bank Risk Network
       * CECL Network
       * Commercial Network
       * Compliance Network
       * Environmental Social and Governance Network
       * Marketing Network
       * Mortgage Network
       * Security Network
       * Training Network
       * Trust Network
   
    * Committees and Councils Committees and Councils
      Back
       * Committees and Councils
       * Committees and Councils Overview
       * Accounting Administrative Committee
       * Accounting Committee
       * Diversity, Equity, and Inclusion Advisory Group
       * Diversity, Equity, and Inclusion Open Forum
       * Environmental Social and Governance Working Group
       * Government Relations Council
       * Agricultural and Rural Bankers Committee
       * Americans with Disabilities Act Peer Group
       * Appraisal Working Group
       * Brokered Deposits Working Group
       * Card Information Sharing Group
       * CFPB Consumer Response Working Group
       * Check Fraud and ACH Loss Reporting Group
       * Commercial Real Estate Lending Committee
       * Community Bankers Council
       * Community Engagement and Reinvestment Committee
       * Compliance Administrative Committee
       * Core Platforms Committee
       * COSO Peer Group
       * CRA Working Group
       * Credit Union Committee
       * Cyber and Information Security Working Group
       * Debit Card Claims Best Practices Group
       * Debit Card Loss Reporting Group
       * Debt Collection Working Group
       * Economic Advisory Council
       * Fair Lending Working Group
       * Federal Home Loan Bank Committee
       * Flood Compliance Working Group
       * Funds Working Group
       * GSE Policy Working Group
       * HSA Council
       * HVCRE Working Group
       * Internal Audit Peer Group
       * Internal Fraud Discussion Group
       * Internal Fraud Reporting Group
       * Loss Avoidance Reporting Group
       * Moderate or Limited Trading Assets Working Group
       * Money Laundering Issues Group
       * Mortgage Markets & Lending Technology Committee
       * Mutual Institutions Council
       * National Best Practices Discussion Group
       * New Account Fraud Reporting Group
       * Online Banking Fraud Reporting Group
       * Open Compliance Committee
       * Operational Risk Data Sharing Consortium
       * Payment Systems Open Committee
       * Physical Security Open Committee
       * Proprietary Trading Working Group
       * Records Management Working Group
       * Risk Metrics/Key Risk Indicator Working Group
       * Scenario Analysis Working Group
       * Senior Protection Task Force
       * SWAPS Working Group
       * Taxation Administrative Committee
       * Third-Party Risk Peer Groups
       * Taxation Committee
       * Telephone Consumer Protection Act Working Group
       * Trust Taxation Committee
       * Working Group on State Issues
   
    * Job Board
   
   How are banks supporting their older customers?
   
   Read the New Report

 * News & Research
    * News & Research Overview
    * Research & Analysis
    * Email Bulletins Email Bulletins
      Back
       * Email Bulletins
       * Email Bulletins Overview
       * ABA Daily Newsbytes
       * ABA Tools & Resources
       * Ag Banking
       * Anti-Money Laundering
       * Banking Docket
       * CFOs
       * Communications Resources
       * Compliance
       * Fintech
       * Health Savings Accounts
       * Human Resources
       * Mortgages
       * Mutuality
       * Payments
       * Risk & Cybersecurity
       * Spotlight on Innovation
       * Wealth Management & Trust
       * Weekly Roundup
   
    * Podcasts
    * References & Guides
    * ABA Banking Journal ABA Banking Journal
      Back
       * ABA Banking Journal
       * ABA Banking Journal Overview
       * ABA Viewpoint Blog
   
    * ABA Banking Journal Directors Briefing
    * ABA Bank Compliance Magazine ABA Bank Compliance Magazine
      Back
       * ABA Bank Compliance Magazine
       * ABA Bank Compliance Magazine Overview
       * Editorial Calendar
       * Advertising Rates & Information
       * Reader Profile
       * Author Guidelines
       * Magazine Contacts
   
    * ABA Bank Marketing
    * All News
   
   New report - The State of Digital Lending
   
   Read the Report

 * Advocacy
    * Advocacy Overview
    * What We Stand For What We Stand For
      Back
       * What We Stand For
       * What We Stand For Overview
       * Inclusive Growth
       * Consistent Regulations
       * Banking Innovation
   
    * Our Issues Our Issues
      Back
       * Our Issues
       * Our Issues Overview
       * Ability to Repay and "Qualified Mortgage" Exemption
       * Bank Secrecy Act / Anti-Money Laundering (BSA/AML) Reform
       * Access to Banking
       * Affordable Housing and Community Investment
       * Cannabis Banking
       * Climate Change and Banking
       * E-SIGN Modernization
       * ECORA Enactment
       * Capital Requirements
       * Current Expected Credit Loss Standards (CECL)
       * Community Reinvestment Act Modernization
       * Credit Union Competition
       * Data Security Standards
       * De Novo Banks
       * Farm Credit System Competition
       * Fiduciary Regulation by the Department of Labor
       * Fintech Policy
       * Flood Insurance Reauthorization and Reform
       * GSE Reform
       * Interchange Price Controls
       * Interest Rate Caps
       * Payments System Integrity
       * Public Banks
       * Volcker Rule Reform
   
    * Policy Analysis & Advocacy Efforts
    * State Laws & Legislation State Laws & Legislation
      Back
       * State Laws & Legislation
       * State Laws & Legislation Overview
       * State Legislative Tracker
       * Comparative State Law Charts
   
    * State Association Alliance State Association Alliance
      Back
       * State Association Alliance
       * State Association Alliance Overview
       * Section 201 Banks by State
       * State Association Contacts
   
    * Political Engagement Political Engagement
      Back
       * Political Engagement
       * Political Engagement Overview
       * BankPac
       * Grassroots
       * Voter Education Program
   
    * Community Programs Community Programs
      Back
       * Community Programs
       * Community Programs Overview
       * BanksNeverAskThat
       * America's Banks
       * Teach Children to Save
       * Get Smart About Credit
       * Safe Banking for Seniors
       * Lights, Camera, Save!
       * Personal Financial Education
       * Consumer Resources
   
    * Impact of America's Banks
   
   New state-by-state data on banks' lending, jobs, philanthropy and more
   
   See the Data

 * About Us
    * About Us Overview
    * Membership Membership
      Back
       * Membership
       * Membership Overview
       * Details About Membership
       * Members Get Started
   
    * Our Story Our Story
      Back
       * Our Story
       * Our Story Overview
       * ABA History
       * Subsidiaries
       * Core Values
       * ABA NASDAQ Indices
       * CUSIP Securities Identification
       * ABA Investments
   
    * Leadership
    * ABA Foundation ABA Foundation
      Back
       * ABA Foundation
       * ABA Foundation Overview
       * About the Foundation
       * The Spirit of Banking
       * Financial Education Programs
       * Community Development & Affordable Housing
       * Community Commitment Awards
   
    * ABA Routing Number
    * Press Room Press Room
      Back
       * Press Room
       * Press Room Overview
       * Media Contacts
       * ABA Expert Photos
       * ABA Media Appearances
       * Media Credentials
       * The Industry Responds to the Coronavirus
   
    * Work at ABA Work at ABA
      Back
       * Work at ABA
       * Work at ABA Overview
       * Internships
   
    * Contact Us Contact Us
      Back
       * Contact Us
       * Contact Us Overview
       * Customer Support
       * Membership Questions
       * Compliance Hotline
       * Professional Certifications
   
   Meet ABA's newly elected banker leaders
   
   See New Leadership

 * Shopping Cart
   
   Shopping Cart

 * Search
 * Sign In
 * 

Search ABA
Search ABA








WOMEN IN BANKING

Podcasts, articles, training and more designed for all women in the industry to
build strong networks and advance their careers.

See Resources


NEW REPORT LOOKS AT FINANCIAL INCLUSION AND THE JUSTICE SYSTEM

Help knock down barriers to banking for individuals who were previously in the
criminal justice system with proven strategies from banks like yours.

Read the Report


EARN ABA'S DIGITAL BANKER CERTIFICATE

The online training series takes a deep dive into payments, social media,
cybersecurity, mobile banking and more.

Earn Your Certificate


TECH MAKING BANKING ACCESS EASY

Eighty-one percent of Americans say banks’ tech improvements are making it
easier to access financial services. For more on how Americans bank, see our
survey infographic. 

See the Infographic
Why Our Members Love Us


MEMBER BENEFITS


TRAINING & EVENTS

Conferences, schools, online training, certifications and more  for bankers at
all levels in every role.


ONLINE DISCUSSION GROUPS

Get insights and share best practices with like-minded bankers.


EXPERTS ON CALL

Go-to-guidance from ABA staff experts, exclusively for ABA members.


NEWS

 * NewsByte
   CFPB Updates Rulemaking Agenda
   
   December 13, 2021

 * NewsByte
   OCC: Mortgage Performance Improves in Third Quarter
   
   December 11, 2021

 * NewsByte
   Fed Reiterates Supervisory Guidance on Counterparty Credit Risk Management
   
   December 11, 2021

 * Article
   Financing a Net Zero Economy: The Consequences of Physical Climate Risk for
   Banks
   
   December 11, 2021

View All

4:01

Video


2021-2022 ABA CHAIR SCOTT ANDERSON

Introducing ABA's 2021-2022 Chair Scott Anderson, President and CEO of Zions
Bank in Salt Lake City, Utah.


STAY CONNECTED

Get the latest banking news and information delivered to your inbox.

Subscribe to Updates
Show Transcript Hide Transcript

Show Transcript Hide Transcript

1-800-Bankers (800-226-5377)

1120 Connecticut Ave NWWashington, DC 20036

How to Contact ABA

Sitemap

 * Banking Topics
 * Training & Events
 * Member Tools
 * News & Research
 * Advocacy
 * About Us

Connect With Us

 * Twitter
   
   Follow ABA on Twitter

 * Facebook
   
   Follow ABA on Facebook

 * Linkedin
   
   Follow ABA on Linkedin

 * YouTube
   
   Follow ABA on YouTube

 * Instagram
   
   Follow ABA on Instagram

 * Email Bulletins
   
   Follow ABA on Email Bulletins

© 2021 American Bankers Association

 * Reprint Request
 * Shipping & Handling Rates
 * Refund Policy
 * Privacy Policy
 * Terms of Service
 * Press Room
 * Site Sponsor




PRIVACY PREFERENCE CENTER

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer. Privacy Policy and Cookies
Allow All


COOKIE SETTINGS

STRICTLY NECESSARY COOKIES

Always Active
Strictly Necessary Cookies

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms.    You can set your browser to
block or alert you about these cookies, but some parts of the site will not then
work. These cookies do not store any personally identifiable information.

Cookies Details‎

FUNCTIONAL COOKIES

Functional Cookies

These cookies enable the website to provide enhanced functionality and
personalisation. They may be set by us or by third party providers whose
services we have added to our pages.    If you do not allow these cookies then
some or all of these services may not function properly.

Cookies Details‎

PERFORMANCE COOKIES

Performance Cookies

These cookies allow us to count visits and traffic sources so we can measure and
improve the performance of our site. They help us to know which pages are the
most and least popular and see how visitors move around the site.    All
information these cookies collect is aggregated and therefore anonymous. If you
do not allow these cookies we will not know when you have visited our site, and
will not be able to monitor its performance.

Cookies Details‎

TARGETING COOKIES

Targeting Cookies

These cookies may be set through our site by our advertising partners. They may
be used by those companies to build a profile of your interests and show you
relevant adverts on other sites.    They do not store directly personal
information, but are based on uniquely identifying your browser and internet
device. If you do not allow these cookies, you will experience less targeted
advertising.

Cookies Details‎

SOCIAL MEDIA COOKIES

Social Media Cookies

These cookies are set by a range of social media services that we have added to
the site to enable you to share our content with your friends and networks. They
are capable of tracking your browser across other sites and building up a
profile of your interests. This may impact the content and messages you see on
other websites you visit.    If you do not allow these cookies you may not be
able to use or see these sharing tools.

Cookies Details‎
Confirm My Choices

Back Button

Back


PERFORMANCE COOKIES

Vendor Search Search Icon Filter Icon


Clear Filters

Information storage and access
Apply
Consent Leg.Interest

All Consent Allowed

Select All Vendors
Select All Vendors
Select All Hosts


 * 33ACROSS
   
   HOST DESCRIPTION
   
   VIEW COOKIES
   
   
   REPLACE-WITH-DYANMIC-HOST-ID
    * Name
      cookie name

Confirm My Choices


This site uses cookies to improve your browsing experience, gather site
analytics and activity, track shopping cart contents and deliver relevant
marketing information. By clicking “Accept All Cookies”, you agree to the
storing of cookies on your device. Privacy Policy and Cookies

Cookies Settings Accept All Cookies