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      aria-hidden="true"></span></button></form>

<form class="primary-form">
  <div class="form-group"><select name="state" class="form-control">
      <option value="">Your State:</option>
      <option value="AL">Alabama</option>
      <option value="AK">Alaska</option>
      <option value="AZ">Arizona</option>
      <option value="" disabled="">Arkansas - plan not available yet</option>
      <option value="AS">American Samoa</option>
      <option value="CA">California</option>
      <option value="CO">Colorado</option>
      <option value="CT">Connecticut</option>
      <option value="DE">Delaware</option>
      <option value="DC">District Of Columbia</option>
      <option value="FL">Florida</option>
      <option value="GA">Georgia</option>
      <option value="GU">Guam</option>
      <option value="HI">Hawaii</option>
      <option value="ID">Idaho</option>
      <option value="IL">Illinois</option>
      <option value="IN">Indiana</option>
      <option value="IA">Iowa</option>
      <option value="KS">Kansas</option>
      <option value="KY">Kentucky</option>
      <option value="LA">Louisiana</option>
      <option value="" disabled="">Maine - plan not available yet</option>
      <option value="MD">Maryland</option>
      <option value="MA">Massachusetts</option>
      <option value="MI">Michigan</option>
      <option value="MN">Minnesota</option>
      <option value="MS">Mississippi</option>
      <option value="MO">Missouri</option>
      <option value="" disabled="">Montana - plan not available yet</option>
      <option value="NE">Nebraska</option>
      <option value="NV">Nevada</option>
      <option value="NH">New Hampshire</option>
      <option value="" disabled="">New Jersey - plan not available yet</option>
      <option value="" disabled="">New Mexico - plan not available yet</option>
      <option value="" disabled="">New York - plan not available yet</option>
      <option value="" disabled="">North Carolina - plan not available yet</option>
      <option value="ND">North Dakota</option>
      <option value="MP">Northern Mariana Islands</option>
      <option value="OH">Ohio</option>
      <option value="OK">Oklahoma</option>
      <option value="OR">Oregon</option>
      <option value="PA">Pennsylvania</option>
      <option value="" disabled="">Puerto Rico - plan not available yet</option>
      <option value="RI">Rhode Island</option>
      <option value="SC">South Carolina</option>
      <option value="SD">South Dakota</option>
      <option value="TN">Tennessee</option>
      <option value="" disabled="">Texas - plan not available yet</option>
      <option value="" disabled="">Utah - plan not available yet</option>
      <option value="VT">Vermont</option>
      <option value="VA">Virginia</option>
      <option value="VI">Virgin Islands</option>
      <option value="" disabled="">Washington - plan not available yet</option>
      <option value="WV">West Virginia</option>
      <option value="WI">Wisconsin</option>
      <option value="WY">Wyoming</option>
    </select></div>
  <div class="form-group"><input placeholder="Your Age:" name="age" type="text" class="form-control" value=""></div>
  <div class="form-group"><select name="coverage" class="form-control">
      <option value="">Coverage:</option>
      <option value="member">Member</option>
      <option value="memberspouse">Member and Spouse/Partner</option>
      <option value="memberchildren">Member and Child(ren)</option>
      <option value="family">Family</option>
    </select></div>
  <div class="text-center"><button data-gtm-calculator-enroll-now="true" type="submit" class="primary-form-action btn btn-primary">Submit</button></div>
</form>

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Email us: mba_agents@militarybenefit.orgSpeak to an Agent: 888-MBA-8511Current
members: 800-336-0100

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Email us: mba_agents@militarybenefit.orgSpeak to an Agent: 888-MBA-8511Current
members: 800-336-0100
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Benefits
Membership Benefits

Military Benefit Association provides benefits and services to help members
fortify their financial position.

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MBA members have quick, easy access to a range of tools designed to help them
make accurate financial decisions and develop solid financial plans.

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About Us

Military Benefit Association (MBA) is a non-profit association created to
safeguard and promote the economic welfare of current and former service
members, federal employees, and their families.

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FAQs & Forms

These important questions and answers will help you make an informed decision
when it comes time to purchase life insurance.

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HOSPITAL INDEMNITY INSURANCE PLAN

(HospitalDefense for members under age 65)(HospitalDefensePLUS for members age
65 and older)Insurance that helps with the expenses not covered by your medical
plan.

HOSPITAL INDEMNITY QUOTING TOOL

See your plans summary with rates:

Your State:AlabamaAlaskaArizonaArkansas - plan not available yetAmerican
SamoaCaliforniaColoradoConnecticutDelawareDistrict Of
ColumbiaFloridaGeorgiaGuamHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaine
- plan not available
yetMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontana - plan not
available yetNebraskaNevadaNew HampshireNew Jersey - plan not available yetNew
Mexico - plan not available yetNew York - plan not available yetNorth Carolina -
plan not available yetNorth DakotaNorthern Mariana
IslandsOhioOklahomaOregonPennsylvaniaPuerto Rico - plan not available yetRhode
IslandSouth CarolinaSouth DakotaTennesseeTexas - plan not available yetUtah -
plan not available yetVermontVirginiaVirgin IslandsWashington - plan not
available yetWest VirginiaWisconsinWyoming

Coverage:MemberMember and Spouse/PartnerMember and Child(ren)Family
Submit


WHAT IS HOSPITAL INDEMNITY INSURANCE?

Hospital indemnity insurance provides a cash payment in the event of an
unexpected hospital stay for a covered illness and/or injury. It gives you cash
when you need it most and can help you pay any expense such as high deductibles
or out-of-pocket expenses.


WHY YOU WOULD NEED HOSPITAL INDEMNITY INSURANCE:

 * Provides assistance to help cover the costs incurred by a hospital stay.
 * Helps with additional expenses attached to time away from home, like meals,
   travel and lodging for loved ones.
 * Additional peace of mind to focus on what’s most important — getting better.


HOW DOES HOSPITAL INDEMNITY INSURANCE WORK?

1Enroll We have several options depending on your age and how much coverage you
would like.

2Enter the Hospital Benefits can start as soon as the first day.

3File A Claim Let us know when you enter a hospital and you will receive cash
payments ASAP.

4Get Your Cash Paid directly to you.

Enroll Now

Plans are not available in all states. Please refer to the Hospital Indemnity
Quoting Tool to check availability in your area.

Review the plan documents


 * HOSPITALDEFENSE (UNDER AGE 65)

 * Enrollment form - Countrywide, Under Age 65
 * Enrollment form - New York, Under Age 65
 * Group Hospital Indemnity Claim Form
 * Group Hospital Indemnity Claim Form (APS)
 * Product Summary - Countrywide, Under Age 65
 * Product Summary - New York, Under Age 65
 * Notice Of Privacy Practices - February, 2022


 * HOSPITALDEFENSEPLUS (OVER AGE 65)

 * Enrollment form - Countrywide, Over Age 65
 * Enrollment form - New York, Over Age 65
 * Group Hospital Indemnity Claim Form
 * Group Hospital Indemnity Claim Form (APS)
 * Product Summary - Countrywide, Over Age 65
 * Product Summary - New York, Over Age 65
 * Notice Of Privacy Practices - February, 2022

IMPORTANT MEDICARE NOTICE


RECEIVE CASH BENEFITS WHEN YOU ARE HOSPITALIZED

With three plans to choose from, you can select the coverage that helps pay
expenses not covered by your medical insurance. Don't let a hospital stay derail
your life plans. (New York residents: Your plan options are different and do not
include all the benefits noted below. Please refer to your state-specific
product summary above.)


MBA HOSPITAL INDEMNITY INSURANCE PLAN BENEFIT AMOUNTS


LOW


MEDIUM


HIGH

HospitalDefense Benefits1st Day in Hospital (Pays you 1x per
year)$500$1,000$1,500Each Day You are in the Hospital (up to 90 days a
year)$100$150$200Daily ICU Confinement (up to 30 days a year)$200$300$400New
York residents Daily Hospital Benefit (up to 90 days a
year)$240--HospitalDefensePLUS plans for members age 65 and older ALSO
include:Continuous Care Confinement (up to 30 days a
year)$100/day$100/day$100/dayAfter leaving continuous care (1x payment per
year)$1,000$1,000$1,000


COMMON QUESTIONS AND ANSWERS

Expand All

ARE HOSPITAL INDEMNITY PLANS WORTH IT?

Although you may have a good medical plan, chances are it doesn't cover 100% for
hospital stays. These expenses can cause financial hardship; not only do you
have increased medical expenses, you may also experience lost wages while
hospitalized. A hospital indemnity plan helps pay for medical or day-to-day
expenses while you are in the hospital.

The average cost of a hospital stay can be very expensive.

HOW CAN YOU FIND THE BEST COVERAGE AND RATES?

As a non-profit association, the Military Benefit Association was able to
negotiate favorable rates from one of the top rated insurance carriers, The
Hartford. You'll have both MBA and The Hartford behind you to ensure that you
get the cash you need when you need it.

WHO CAN GET COVERAGE?

After joining MBA (free to join), getting coverage is easy and affordable.
Coverage is guaranteed1 for eligible members with separate plans for those under
age 65 and those between age 65-80. Coverage is also available for your spouse
and/or dependent children.

WHAT IS COVERED?

All of our plans pay the Daily Hospital Confinement Benefit each day a covered
person is confined to a hospital as an inpatient. The confinement must begin
within 90 days after covered event occurs. This benefit is payable for up to the
specified number days per year for each covered person. This benefit is only
payable once per day, even if the confinement is the result of more than one
covered event.

If a Covered Person is discharged from the hospital and again becomes confined
as an inpatient for the same or related Covered Event within 90 days of
discharge, it will be considered the same period of confinement.

This benefit does not cover treatment as an Outpatient or for a hospital stay of
less than 20 hours.

Review the plan documents to determine your actual cost and level of benefits.

WHAT DOES IT COST?

Depending on your age and coverage level, hospital indemnity insurance can cost
as low as $4/month for an individual.

Find out how much a hospital plan will cost you.

WHAT ELSE SHOULD I KNOW?

Getting coverage is easy and affordable with:
 * Guaranteed coverage1 (in available States) - you cannot be turned down due to
   age or health
 * Economical group rates negotiated for our MBA members
 * Benefits available for your spouse and/or dependent child(ren)
 * Direct payment to you

Download claim form here
 * Group Hospital Indemnity Claim Form
 * Group Hospital Indemnity Claim Form (APS)

Enroll Now

The Hartford Financial Services Group, Inc., (NYSE: HIG) operates through its
subsidiaries, including Hartford Life and Accident Insurance Company under the
brand name, The Hartford®, and is headquartered at One Hartford Plaza, Hartford,
CT 06155. For additional details, please read The Hartford’s legal notice at
www.thehartford.com.

This website explains the general purpose of the insurance described, but in no
way changes or affects the policies as actually issued. In the event of a
discrepancy between this website and the policies, the terms of the policies
apply. All benefits are subject to the terms and conditions of the policies.
Policies underwritten by Hartford Life and Accident Insurance Company detail
exclusions, limitations, reduction of benefits and terms under which the
policies may be continued in full or discontinued. Complete details are in the
Certificate of Insurance issued to each insured individual and the Master Policy
issued to the policyholder. This program may vary and may not be available to
residents of all states.

THIS IS A HOSPITAL CONFINEMENT INDEMNITY POLICY. THE POLICY PROVIDES LIMITED
BENEFITS. This limited benefit plan (1) does not constitute major medical
coverage, and (2) does not satisfy the individual mandate of the Affordable Care
Act (ACA) because the coverage does not meet the requirements of minimum
essential coverage. This policy provides limited benefits health insurance only.
It does NOT provide basic hospital, basic medical or major medical insurance as
defined by the New York State Department of Financial Services. Hospital
Indemnity Form Series includes GBD-2800, GBD-2900, or state equivalent.

1 Guaranteed issue, but may contain a Pre-Existing Condition limitation. Please
refer to the plan documents for more information on exclusions and limitations,
such as Pre-Existing Conditions

AGP-40002, AGP-40003, AGP-40004, AGP-40005

HIPAA Document

0223MHIPW

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 * About Us
 * Leadership
 * Articles of Organization
 * Member Login
 * Mobile App

 * FAQs
 * Credit Card Authorization Form
 * Beneficiary Designation Form
 * Electronic Funds Transfer
 * Allotment Request Form
 * MetLife Legal Plans

Email us: mba_agents@militarybenefit.orgSpeak to an Agent: 888-MBA-8511Current
members: 800-336-0100
Become a Member
 * Privacy Statements

© 2024 Military Benefit Association

All Life insurance plans are issued by Metropolitan Life Insurance Company.

TRICARE Supplement Insurance Plan and Hospital Indemnity insurance Plan are
underwritten by Hartford Life and Accident Insurance Company, Hartford, CT
06155.