www.manulifeim.com Open in urlscan Pro
104.111.233.28  Public Scan

Submitted URL: http://jhancockprivatemarkets.com/
Effective URL: https://www.manulifeim.com/institutional/global/en/
Submission: On March 08 via manual from IN — Scanned from DE

Form analysis 20 forms found in the DOM

GET https://www.manulifeim.com/institutional/global/en/search

<form class="input-search__search-container" action="https://www.manulifeim.com/institutional/global/en/search" method="get" data-di-form-track=""><svg viewBox="0 0 100 100" class="input-search__icon" role="presentation"
    data-di-res-id="3a3c8096-5562edcf" data-di-rand="1646721221541">
    <use xlink:href="#search"></use>
  </svg><label for="search-input" class="input-search__label">Search</label><input id="search-input" type="search" name="query" class="input-search__input" placeholder="Search for ..." value="" data-di-id="#search-input"><input type="submit"
    class="input-search__submit" value="Search"></form>

<form class="authModal__form" data-action="/content/mim-institutional/global/en/hidden/cps/register/verifyform/jcr:content/root/form_copy" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="email" class="authModal__input" name="email" pattern="(([^<>()\[\]\\.,;:\s@&quot;]+(\.[^<>()\[\]\\.,;:\s@&quot;]+)*)|(&quot;.+&quot;))@(([a-zA-Z\-0-9]+\.)+[a-zA-Z]{2,})" required="">
    <label class="authModal__inputLabel" for="email">Email</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error-code="email-error">Invalid email</div>
    </div>
    <div class="authModal__serverErrorGroup" data-error-code="server-error">
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--generic"> An error occurred while validating your email address. Please try again. </small>
    </div>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-a2adfb40-6ff0d102">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Reset password</span>
  </button>
</form>

<form class="authModal__verificationMode" data-action="/content/mim-institutional/global/en/hidden/cps/register/verifyform/jcr:content/root/form_copy" data-di-form-track="">
  <div class="authModal__twoStep1-errors">
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-4b27bcae-6499f8cf">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Send authorization code</span>
  </button>
</form>

<form class="authModal__verificationCodeForm" data-action="/content/mim-institutional/global/en/hidden/cps/register/verifyform/jcr:content/root/form_copy" novalidate="" autocomplete="off" data-di-form-track="">
  <div class="authModal__verificationCodeWrapper">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk1" maxlength="1" required="" autofocus="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk2" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk3" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk4" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk5" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk6" maxlength="1" required="" pattern="\d{1}">
  </div>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  <button type="submit" class="authModal__button authModal__button--submit authModal__button--twoStepSubmit" disabled="" data-di-id="di-id-fed70b19-e3e4fd05">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Next</span>
  </button>
</form>

<form data-path="/content/mim-institutional/global/en/hidden/cps/register/verifyform/jcr:content/root/form_copy" autocomplete="off" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="password" class="authModal__input authModal__input--first" name="fgadshjkfasfhkldsf" autocomplete="off">
    <label class="authModal__inputLabel">New password</label>
  </div>
  <div class="authModal__inputGroup">
    <input type="password" class="authModal__input authModal__input--second" name="adjkhduisjejudufk" autocomplete="off">
    <label class="authModal__inputLabel">Confirm new password</label>
  </div>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  <button type="submit" disabled="true" class="authModal__button authModal__button--disabled authModal__button--submit" data-di-id="di-id-a2adfb40-6ff0d102">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Reset password</span>
  </button>
</form>

<form class="authModal__form" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="email" class="authModal__input" id="email" name="email" pattern="(([^<>()\[\]\\.,;:\s@&quot;]+(\.[^<>()\[\]\\.,;:\s@&quot;]+)*)|(&quot;.+&quot;))@(([a-zA-Z\-0-9]+\.)+[a-zA-Z]{2,})" required="" data-di-id="#email">
    <label class="authModal__inputLabel" for="email">Email</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error-code="email-error">Invalid email</div>
    </div>
  </div>
  <div class="authModal__inputGroup">
    <input type="password" class="authModal__input" minlength="6" autocomplete="off" id="password" name="password" required="" data-di-id="#password">
    <label class="authModal__inputLabel" for="password">Password</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error-code="password-error">Invalid password. Please try again.</div>
    </div>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit authModal__button--login" data-di-id="di-id-2de20f39-deade8d9">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Log in</span>
  </button>
  <div class="authModal__formFooter">
    <div data-error="server-error">
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
    </div>
    <a href="#" class="authModal__smallLink" data-navigate="forgot:forgotForm" data-di-id="di-id-1e1ec847-c04ab10a">Forgot password?</a>
  </div>
</form>

<form class="authModal__form" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="email" class="authModal__input" id="email" name="email" pattern="(([^<>()\[\]\\.,;:\s@&quot;]+(\.[^<>()\[\]\\.,;:\s@&quot;]+)*)|(&quot;.+&quot;))@(([a-zA-Z\-0-9]+\.)+[a-zA-Z]{2,})" required="" data-di-id="#email">
    <label class="authModal__inputLabel" for="email">Email</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error-code="email-error">Invalid email</div>
    </div>
  </div>
  <div class="authModal__inputGroup">
    <input type="password" class="authModal__input" minlength="6" autocomplete="off" id="password" name="password" required="" data-di-id="#password">
    <label class="authModal__inputLabel" for="password">Password</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error-code="password-error">Invalid email</div>
    </div>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit authModal__button--login" data-di-id="di-id-b2635e27-702e58f5">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Log in</span>
  </button>
  <div class="authModal__formFooter">
    <div data-error="server-error">
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
    </div>
    <a href="#" class="authModal__smallLink" data-navigate="forgot:forgotForm" data-di-id="di-id-77210f87-272f429d">Forgot password?</a>
  </div>
</form>

<form class="authModal__verificationMode" data-action="/content/mim-institutional/global/en/hidden/cps/login/loginForm/jcr:content/root/form" data-di-form-track="">
  <div class="authModal__twoStep1-errors">
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-ab90a254-784873d9">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Send authorization code</span>
  </button>
</form>

<form class="authModal__verificationCodeForm" data-action="/content/mim-institutional/global/en/hidden/cps/login/loginForm/jcr:content/root/form" novalidate="" autocomplete="off" data-di-form-track="">
  <div class="authModal__verificationCodeWrapper">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk1" maxlength="1" required="" autofocus="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk2" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk3" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk4" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk5" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk6" maxlength="1" required="" pattern="\d{1}">
  </div>
  <div class="authModal__twoStep2-errors">
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit authModal__button--twoStepSubmit" disabled="" data-di-id="di-id-b2635e27-702e58f5">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Log in</span>
  </button>
  <button class="authModal__button authModal__button--resend" type="button" data-di-id="di-id-29556119-74d75578">Return to login</button>
  <a href="#" data-external="true" class="authModal__smallLink authModal__smallLink--twoStep" data-resent-message="Email resent" data-di-id="di-id-1e1ec847-383d1f25">Resend the email</a>
</form>

<form class="authModal__form" autocomplete="off" data-action="/content/mim-institutional/global/en/hidden/cps/login/loginForm/jcr:content/root/form" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="tel" class="authModal__phone">
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error="0">Invalid number</div>
      <div class="authModal__inputError" data-error="1">Invalid country code</div>
      <div class="authModal__inputError" data-error="2">Number is too short</div>
      <div class="authModal__inputError" data-error="3">Number is too long</div>
      <div class="authModal__inputError" data-error="4">Invalid number</div>
      <div class="authModal__inputError" data-error="-99">Invalid number</div>
    </div>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-d72fd87f-c8fe500">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Send verification code</span>
  </button>
</form>

<form class="authModal__form" data-action="/content/mim-institutional/global/en/hidden/cps/login/loginForm/jcr:content/root/form" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="email" class="authModal__input" name="email" pattern="(([^<>()\[\]\\.,;:\s@&quot;]+(\.[^<>()\[\]\\.,;:\s@&quot;]+)*)|(&quot;.+&quot;))@(([a-zA-Z\-0-9]+\.)+[a-zA-Z]{2,})" required="">
    <label class="authModal__inputLabel" for="email">Email</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error-code="email-error">Invalid email</div>
    </div>
    <div class="authModal__serverErrorGroup" data-error-code="server-error">
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--generic"> An error occurred while validating your email address. Please try again. </small>
    </div>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-d72fd87f-4e3b70b1">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Reset password</span>
  </button>
</form>

<form class="authModal__verificationMode" data-action="/content/mim-institutional/global/en/hidden/cps/login/loginForm/jcr:content/root/form" data-di-form-track="">
  <div class="authModal__twoStep1-errors">
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-ab90a254-784873d9">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Send authorization code</span>
  </button>
</form>

<form class="authModal__verificationCodeForm" data-action="/content/mim-institutional/global/en/hidden/cps/login/loginForm/jcr:content/root/form" novalidate="" autocomplete="off" data-di-form-track="">
  <div class="authModal__verificationCodeWrapper">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk1" maxlength="1" required="" autofocus="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk2" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk3" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk4" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk5" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk6" maxlength="1" required="" pattern="\d{1}">
  </div>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  <button type="submit" class="authModal__button authModal__button--submit authModal__button--twoStepSubmit" disabled="" data-di-id="di-id-d13f7fbf-74be747e">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Next</span>
  </button>
</form>

<form data-path="/content/mim-institutional/global/en/hidden/cps/login/loginForm/jcr:content/root/form" autocomplete="off" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="password" class="authModal__input authModal__input--first" name="fgadshjkfasfhkldsf" autocomplete="off">
    <label class="authModal__inputLabel">New password</label>
  </div>
  <div class="authModal__inputGroup">
    <input type="password" class="authModal__input authModal__input--second" name="adjkhduisjejudufk" autocomplete="off">
    <label class="authModal__inputLabel">Confirm new password</label>
  </div>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  <button type="submit" disabled="true" class="authModal__button authModal__button--disabled authModal__button--submit" data-di-id="di-id-d72fd87f-4e3b70b1">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Reset password</span>
  </button>
</form>

<form class="authModal__form" data-path="/content/mim-institutional/global/en/hidden/cps/register/registerForm/jcr:content/root/form" data-login-fragment="/content/mim-institutional/global/en/hidden/cps/login/loginForm.content.html" novalidate=""
  data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="email" class="authModal__input" name="email" pattern="(([^<>()\[\]\\.,;:\s@&quot;]+(\.[^<>()\[\]\\.,;:\s@&quot;]+)*)|(&quot;.+&quot;))@(([a-zA-Z\-0-9]+\.)+[a-zA-Z]{2,})" required="">
    <label class="authModal__inputLabel" for="email">Email</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error-code="email-error">Invalid email</div>
    </div>
    <div class="authModal__serverErrorGroup" data-error-code="server-error">
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--generic"> An error occurred while validating your email address. Please try again. </small>
    </div>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-d13f7fbf-74be747e">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Next</span>
  </button>
  <small class="authModal__small"> Already have an account?
    <a href="/institutional/global/en/hidden/cps/login/loginForm.content" class="authModal__smallLink authModal__smallLink--login" data-navigate="login:loginForm" data-di-id="di-id-7af8037c-9e524827">Login here</a>
  </small>
</form>

<form class="authModal__form" data-path="/content/mim-institutional/global/en/hidden/cps/register/registerForm/jcr:content/root/form" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="text" class="authModal__input" name="firstName" required="" pattern="^((?!(<|%3[c|C]|&amp;[l|L][t|T]|\\x3[c|C]|\\u003[c|C]|&amp;#(0)*?60|&amp;#[x|X](0)*?3[c|C])).)*$">
    <label class="authModal__inputLabel" for="firstName">First name</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError">First name is required</div>
    </div>
    <div class="authModal__inputInvalidGroup">
      <div class="authModal__inputError">Invalid format, avoid special characters or numbers</div>
    </div>
  </div>
  <div class="authModal__inputGroup">
    <input type="text" class="authModal__input" name="lastName" required="" pattern="^((?!(<|%3[c|C]|&amp;[l|L][t|T]|\\x3[c|C]|\\u003[c|C]|&amp;#(0)*?60|&amp;#[x|X](0)*?3[c|C])).)*$">
    <label class="authModal__inputLabel" for="lastName">Last name</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError">Last name is required</div>
    </div>
    <div class="authModal__inputInvalidGroup">
      <div class="authModal__inputError">Invalid format, avoid special characters or numbers</div>
    </div>
  </div>
  <div class="authModal__inputGroup authModal__inputGroup--firm">
    <input type="text" class="authModal__input" name="firm" required="" pattern="^((?!(<|%3[c|C]|&amp;[l|L][t|T]|\\x3[c|C]|\\u003[c|C]|&amp;#(0)*?60|&amp;#[x|X](0)*?3[c|C])).)*$">
    <label class="authModal__inputLabel" for="firm">Firm</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError">Firm is required</div>
    </div>
    <div class="authModal__inputInvalidGroup">
      <div class="authModal__inputError">Invalid format, avoid special characters or numbers</div>
    </div>
  </div>
  <div class="authModal__inputGroup authModal__inputGroup--role">
    <label class="authModal__inputLabel" for="internalRole">Role</label>
    <select required="" name="role" id="role" class="auth-form-select__input">
      <option disabled="" selected="" hidden="" value="">Choose Role</option>
      <option value="Institutional Investor">Institutional Investor</option>
      <option value="Institutional Consultant">Institutional Consultant</option>
    </select>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError">Role is required</div>
    </div>
  </div>
  <div class="authModal__inputGroup">
    <input type="tel" class="authModal__phone" name="phone">
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error="0">Invalid number</div>
      <div class="authModal__inputError" data-error="1">Invalid country code</div>
      <div class="authModal__inputError" data-error="2">Number is too short</div>
      <div class="authModal__inputError" data-error="3">Number is too long</div>
      <div class="authModal__inputError" data-error="4">Invalid number</div>
      <div class="authModal__inputError" data-error="-99">Invalid number</div>
    </div>
  </div>
  <div class="authModal__mismatchError" data-error-code="email-error">Passwords do not match</div>
  <div class="authModal__serverErrorGroup" data-error="server-error">
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--generic"> An error occurred while registering your account. Please try again. </small>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-4ef57d29-2f10e84">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Create my account</span>
  </button>
</form>

<form class="authModal__form" data-action="/content/mim-institutional/global/en/hidden/cps/register/registerForm/jcr:content/root/form" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="email" class="authModal__input" name="email" pattern="(([^<>()\[\]\\.,;:\s@&quot;]+(\.[^<>()\[\]\\.,;:\s@&quot;]+)*)|(&quot;.+&quot;))@(([a-zA-Z\-0-9]+\.)+[a-zA-Z]{2,})" required="">
    <label class="authModal__inputLabel" for="email">Email</label>
    <div class="authModal__inputErrorGroup">
      <div class="authModal__inputError" data-error-code="email-error">Invalid email</div>
    </div>
    <div class="authModal__serverErrorGroup" data-error-code="server-error">
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
      <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
      <small class="authModal__errorMessage authModal__errorMessage--generic"> An error occurred while validating your email address. Please try again. </small>
    </div>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-d72fd87f-4e3b70b1">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Reset password</span>
  </button>
</form>

<form class="authModal__verificationMode" data-action="/content/mim-institutional/global/en/hidden/cps/register/registerForm/jcr:content/root/form" data-di-form-track="">
  <div class="authModal__twoStep1-errors">
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
    <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
    <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  </div>
  <button type="submit" class="authModal__button authModal__button--submit" data-di-id="di-id-ab90a254-784873d9">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Send authorization code</span>
  </button>
</form>

<form class="authModal__verificationCodeForm" data-action="/content/mim-institutional/global/en/hidden/cps/register/registerForm/jcr:content/root/form" novalidate="" autocomplete="off" data-di-form-track="">
  <div class="authModal__verificationCodeWrapper">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk1" maxlength="1" required="" autofocus="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk2" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk3" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk4" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk5" maxlength="1" required="" pattern="\d{1}">
    <input type="text" class="authModal__verificationCodeDigit" autocomplete="nope" name="dfaslkjfglnk6" maxlength="1" required="" pattern="\d{1}">
  </div>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  <button type="submit" class="authModal__button authModal__button--submit authModal__button--twoStepSubmit" disabled="" data-di-id="di-id-d13f7fbf-74be747e">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Next</span>
  </button>
</form>

<form data-path="/content/mim-institutional/global/en/hidden/cps/register/registerForm/jcr:content/root/form" autocomplete="off" novalidate="" data-di-form-track="">
  <div class="authModal__inputGroup">
    <input type="password" class="authModal__input authModal__input--first" name="fgadshjkfasfhkldsf" autocomplete="off">
    <label class="authModal__inputLabel">New password</label>
  </div>
  <div class="authModal__inputGroup">
    <input type="password" class="authModal__input authModal__input--second" name="adjkhduisjejudufk" autocomplete="off">
    <label class="authModal__inputLabel">Confirm new password</label>
  </div>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-100"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-101"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-102"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-103"> Your account has been temporarily locked because of too many failed login attempts. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-104"> The code entered has expired. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-105"> The code entered is not valid. Please request a new code to continue. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-106"> Email address format is not valid. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-107"> Your account has not been verified. Please check your email for instructions on how to verify your credentials. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-200"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-201"> That user does not exist. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-300"> This account has reached its limit for daily password resets. Please try again in 24 hours. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-301"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-302"> That password was recently used. Please enter a new one. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-400"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-401"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-402"> The account information you provided does not match our records. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-403"> This account is not authorized to perform the request you've initiated. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-404"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-500"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-501"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-502"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-503"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--AUTH-600"> An error occurred while processing your request. Please try again later. </small>
  <small class="authModal__errorMessage authModal__errorMessage--PASS-100"> Password does not meet password strength requirements. Please try again. </small>
  <small class="authModal__errorMessage authModal__errorMessage--CPS-610"> An error occurred while processing your request. Please try again later. </small>
  <button type="submit" disabled="true" class="authModal__button authModal__button--disabled authModal__button--submit" data-di-id="di-id-d72fd87f-4e3b70b1">
    <span class="authModal__loading" aria-hidden="true">Processing...</span>
    <span class="authModal__button-label">Reset password</span>
  </button>
</form>

Text Content

 * Home
 * Dashboard
 * Capabilities
   * Multi-asset solutions
   * Alpha-focused equity
   * Fixed income
   * Private markets strategies
 * Viewpoints
 * About Us
 * Sustainability
 * Contact Us
 * Global
 * Register for access Log in Logout user

Home


MANULIFE INVESTMENT ASSET MANAGEMENT LOGO

Search
Global Search
Log in Register for access
My Dashboard
 * My Dashboard
 * Logout user


Toggle menu


WELCOME BACK!


 * ENTER YOUR LOGIN CREDENTIALS
   
   Provide your email address and password to continue


REGISTER FOR YOUR PERSONAL DASHBOARD


 * LET'S GET STARTED!
   
   We'll need some basic information about you to finish creating your account
   and setting up your dashboard


FORGOT YOUR PASSWORD?

Please enter the email address you used when registering.

Email
Invalid email
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. An error occurred while validating your email
address. Please try again.
Processing... Reset password


EMAIL SENT

Please check your email for password reset instructions.

Email resent

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Resend email


AN ERROR OCCURRED WHILE PROCESSING YOUR REQUEST. PLEASE TRY AGAIN LATER.

An error occurred while processing your request. Please try again later.

Go back to the homepage



TWO-STEP VERIFICATION

In order to change your password, we need to verify your identity. We have sent
an authorization code to the email address on file.

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later.
Processing... Send authorization code


TWO-STEP VERIFICATION

Enter the 6-digit code sent to your email


An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Processing... Next
Resend the email


PLEASE CREATE A NEW PASSWORD

New password
Confirm new password
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Processing... Reset password
 * Must be at least 9 characters long
 * Must have at least one capital letter
 * Must have a number
 * Must have a special character
 * Cannot contain any characters that repeat more than twice
 * New passwords fields must match


AN ERROR OCCURRED WHILE PROCESSING YOUR REQUEST. PLEASE TRY AGAIN LATER.

An error occurred while processing your request. Please try again later.

Go back to the homepage


PASSWORD SUCCESSFULLY RESET.


LOG IN TO YOUR ACCOUNT



Email
Invalid email
Password
Invalid password. Please try again.
Processing... Log in
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later.
Forgot password?
or
Set up a new account

Creating an account lets you access client reports, follow strategies, and read
related thought leadership.


THAT EMAIL ADDRESS IS ALREADY ASSOCIATED WITH AN ACCOUNT.

Enter your password to login.

Email
Invalid email
Password
Invalid email
Processing... Log in
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later.
Forgot password?


TWO-STEP VERIFICATION

To verify your identity, we need to send an authorization code to the email
address on file.

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later.
Processing... Send authorization code


TWO-STEP VERIFICATION

Enter the 6-digit code sent to your email

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later.
Processing... Log in Return to login Resend the email


CONFIRMED.
WELCOME BACK.


AN ERROR OCCURRED WHILE PROCESSING YOUR REQUEST. PLEASE TRY AGAIN LATER.

An error occurred while processing your request. Please try again later.

Go back to the homepage


PLEASE ENTER A VALID PHONE NUMBER.

We need a phone number to keep your account secure. We'll send you a code to
validate your phone number right now.

Invalid number
Invalid country code
Number is too short
Number is too long
Invalid number
Invalid number
Processing... Send verification code


FORGOT YOUR PASSWORD?

Please enter the email address you used when registering.

Email
Invalid email
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. An error occurred while validating your email
address. Please try again.
Processing... Reset password


EMAIL SENT

Please check your email for password reset instructions.

Email resent

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Resend email


AN ERROR OCCURRED WHILE PROCESSING YOUR REQUEST. PLEASE TRY AGAIN LATER.

An error occurred while processing your request. Please try again later.

Go back to the homepage



TWO-STEP VERIFICATION

In order to change your password, we need to verify your identity. We have sent
an authorization code to the email address on file.

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later.
Processing... Send authorization code


TWO-STEP VERIFICATION

Enter the 6-digit code sent to your email


An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Processing... Next
Resend the email


PLEASE CREATE A NEW PASSWORD

New password
Confirm new password
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Processing... Reset password
 * Must be at least 9 characters long
 * Must have at least one capital letter
 * Must have a number
 * Must have a special character
 * Cannot contain any characters that repeat more than twice
 * New passwords fields must match


AN ERROR OCCURRED WHILE PROCESSING YOUR REQUEST. PLEASE TRY AGAIN LATER.

An error occurred while processing your request. Please try again later.

Go back to the homepage


PASSWORD SUCCESSFULLY RESET.


ENTER YOUR BUSINESS EMAIL ADDRESS

Creating an account lets you access client reports, follow strategies, and read
related thought leadership.

Email
Invalid email
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. An error occurred while validating your email
address. Please try again.
Processing... Next Already have an account? Login here


WE NEED A LITTLE MORE INFORMATION.

First name
First name is required
Invalid format, avoid special characters or numbers
Last name
Last name is required
Invalid format, avoid special characters or numbers
Firm
Firm is required
Invalid format, avoid special characters or numbers
Role Choose Role Institutional Investor Institutional Consultant
Role is required
Invalid number
Invalid country code
Number is too short
Number is too long
Invalid number
Invalid number
Passwords do not match
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. An error occurred while registering your
account. Please try again.
Processing... Create my account


CONFIRM YOUR ACCOUNT

We have sent an email to {0}. Click the link in the email to verify your
account.

Email resent

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Resend the email


FORGOT YOUR PASSWORD?

Please enter the email address you used when registering.

Email
Invalid email
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. An error occurred while validating your email
address. Please try again.
Processing... Reset password


EMAIL SENT

Please check your email for password reset instructions.

Email resent

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Resend email


AN ERROR OCCURRED WHILE PROCESSING YOUR REQUEST. PLEASE TRY AGAIN LATER.

An error occurred while processing your request. Please try again later.

Go back to the homepage



TWO-STEP VERIFICATION

In order to change your password, we need to verify your identity. We have sent
an authorization code to the email address on file.

An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later.
Processing... Send authorization code


TWO-STEP VERIFICATION

Enter the 6-digit code sent to your email


An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Processing... Next
Resend the email


PLEASE CREATE A NEW PASSWORD

New password
Confirm new password
An error occurred while processing your request. Please try again later. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. Your account has
been temporarily locked because of too many failed login attempts. Please try
again later. The code entered has expired. Please request a new code to
continue. The code entered is not valid. Please request a new code to continue.
Email address format is not valid. Your account has not been verified. Please
check your email for instructions on how to verify your credentials. An error
occurred while processing your request. Please try again later. That user does
not exist. This account has reached its limit for daily password resets. Please
try again in 24 hours. Password does not meet password strength requirements.
Please try again. That password was recently used. Please enter a new one. An
error occurred while processing your request. Please try again later. An error
occurred while processing your request. Please try again later. The account
information you provided does not match our records. This account is not
authorized to perform the request you've initiated. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. An error occurred while
processing your request. Please try again later. Password does not meet password
strength requirements. Please try again. An error occurred while processing your
request. Please try again later. Processing... Reset password
 * Must be at least 9 characters long
 * Must have at least one capital letter
 * Must have a number
 * Must have a special character
 * Cannot contain any characters that repeat more than twice
 * New passwords fields must match


AN ERROR OCCURRED WHILE PROCESSING YOUR REQUEST. PLEASE TRY AGAIN LATER.

An error occurred while processing your request. Please try again later.

Go back to the homepage


PASSWORD SUCCESSFULLY RESET.












SELECT A LOCATION


AMERICAS

 * Americas Offshore
 * Canada
 * United States


ASIA PACIFIC

 * China
 * Hong Kong
 * Indonesia
 * Japan
 * Malaysia
 * Philippines
 * Singapore
 * Taiwan
 * Vietnam


EUROPE

 * Austria
 * Denmark
 * Finland
 * Germany
 * Ireland
 * Italy
 * Luxembourg
 * Netherlands
 * Norway
 * Spain
 * Sweden
 * Switzerland
 * United Kingdom


DISCLAIMER (NORWAY)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (FINLAND)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (DENMARK)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (AMERICAS OFFSHORE)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (VIETNAM)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (IRELAND)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (UNITED STATES)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (UNITED KINGDOM)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (TAIWAN)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (SINGAPORE)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (SWEDEN)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (PHILIPPINES)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (NETHERLANDS)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (MALAYSIA)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (LUXEMBOURG)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (ITALY)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (INDONESIA)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (HONG KONG)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (SPAIN)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (GERMANY)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (CHINA)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).al

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (SWITZERLAND)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (AUSTRIA)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (GLOBAL)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Manulife
Investment Management Timberland and Agriculture. This section of the website is
only intended for the information of intermediaries and institutional investors
resident in the United States in which Manulife Investment Management products
may be sold, unless otherwise stated, and is not suitable for individual
investors. If you are an individual investor please leave this section of the
website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree
Change region


DISCLAIMER (CANADA)

IMPORTANT INFORMATION

This site is intended for use by institutional and professional investors only.
Any person who is not an institutional investor should not access this website.
Information on this site is not intended for institutional investors in any
jurisdiction in which distribution or purchase of the investment referenced is
not authorized.

This website, including the services we offer to you through this website and
the Manulife Investment Management institutional website dashboard, is operated
by the institutional global asset management arm of Manulife Investment
Management (previously known as Manulife Asset Management), a segment of
Manulife Financial Corporation (“Manulife”). Location-specific sections of this
website are operated by the Manulife Investment Management entity identified in
those sections. The distribution of information on the website may be restricted
by local law or regulation in certain locations. This information is not
intended for access or use by, any person or entity in any location other than
the specific location chosen and persons accessing these pages should inform
themselves about and observe any restrictions which apply in the location in
which they are located.

If you wish to access and use this website, you must accept and agree to be
bound by and comply with these global terms and conditions of use (the "Global
Terms"), which apply to all parts of the Manulife Investment Management website,
including the location-specific sections operated by a local Manulife Investment
Management entity. If you do not agree to these Global Terms, then you must
refrain from accessing or using the website. All Global Terms will apply
irrespective of the specific use made by internet users of this website. Your
use of this website constitutes your acceptance of these Global Terms.  



This website is for information purposes only and does not constitute an offer
to sell or a solicitation of an offer to buy any security or investment or
advisory service, or a recommendation of any such security or service, that may
be referenced on or through this website. No representation is given that the
securities, products, or services discussed on, or accessible through, this
website are suitable for any particular investor. You acknowledge that the
provision of any information through this website shall not constitute or be
considered investment advice.  This website should not be considered as
communicating any invitation or inducement to engage in investment activity in
any jurisdiction.

The website is operated by Manulife Investment Management except to the extent
local legal entity is specified elsewhere. Location-specific sections of this
website are operated by the Manulife Investment Management legal entity
identified in that section.

Americas Offshore: This site is intended for intermediaries, which are fully
responsible for any use made of the site and must observe all local laws of
their jurisdiction as well as any laws applicable to their clients, and for
institutional investors.  

Information provided about Manulife Irish UCITS funds (the “Funds”) relates to
sub-funds of either Manulife Investment Management I PLC, which is an open-ended
umbrella company with segregated liability between its sub-funds or Manulife
Investment Management II ICAV, which is an umbrella fund with segregated
liability between sub-funds. Each of these umbrella entities has been authorized
in Ireland as a UCITS Fund and certain Funds have been authorized for public
sale in certain jurisdictions within the European Economic Area (“EEA”), United
Kingdom and Switzerland. No Fund is currently or is expected to be authorized
for public sale in any other jurisdiction, and thus may only be sold under
applicable private placement rules. The manager of all funds is Manulife
Investment Management (Ireland) Limited (“MIMIL”); distribution of the funds
outside of the European Union is performed by MIMIL and John Hancock Investment
Management Distributors LLC to certain intermediaries. No fund may be offered or
sold to US citizens or residents.

Any decision to invest in any Fund should be based on a review of the terms of
the prospectus, including the relevant supplement, the relevant Key Investor
Information Document (KIID), and the latest annual and semiannual financial
statements, which are available in English on the site.

Advisory services are offered by various Manulife Investment Management entities
to qualified institutional investors where permitted under local law.

Canada: This website is operated by Manulife Investment Management Limited,
Manulife Investment Management (North America) Limited, Manulife Investment
Management Distributors Inc. and Manulife Investment Management Private Markets
(Canada) Corp. The website is directed only to residents of Canada that are
institutional investors resident in Canada and meet the definition of
“accredited investor” as defined under National Instrument 45-106 Prospectus and
Registration Exemptions ("NI 45-106") section 1.1 and that are resident in any
of the provinces of Canada (hereinafter the "Offering Jurisdictions".).
Therefore, only investors that satisfy these eligibility criteria should be
accessing this website.

China: This website is directed only to residents of the People’s Republic of
China (“China”) which are institutional investors. Therefore, only investors
that satisfy these eligibility criteria should be accessing this website. 
Unless otherwise approved by the regulations on securities and funds of the
People’s Republic of China, any funds and strategies mentioned in this website
shall neither be directly and/or indirectly offered nor sold in the People’s
Republic of China (not including Hong Kong SAR, Macau SAR or Taiwan in this
regard).

The information displayed on this website may be incomplete or condensed or may
be obtained from various sources and Manulife Investment Management does not
make any warranty, expressed or implied, as to its accuracy or completeness and
thus assumes no responsibility of it. Location-specific sections of this website
does not mean that all the information displayed on this website is limited to
the Manulife Investment Management entity identified in those sections. This
website may include the information of the Manulife Investment Management
entities across the regions. The experience, capabilities, viewpoints and any
other information displayed shall not be regarded as the information of the
Manulife Investment Management entity identified in those sections itself, nor
shall it be relied upon as a guarantee of the experience, capabilities or
performance of such entity.

European Economic Area: This portion of the website is operated by Manulife
Investment Management (Ireland) Limited, which is authorised and regulated by
the Central Bank of Ireland. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
European countries in which Manulife Investment Management products may be sold
unless otherwise stated and is not suitable for individual investors. If you are
an individual investor please leave this section of the website immediately. All
of the information on this site is also approved for publication by Manulife
Investment Management (Ireland) Limited whose registered office is located at
Second Floor, 5 Earlsfort Terrace, Dublin 2, Ireland, registration number
635225.

Hong Kong SAR: [BF1] This website is only directed at Professional Investors, as
defined in the Hong Kong Securities and Futures Ordinance and the Securities and
Futures (Professional Investor) Rules, and institutional investors based in the
Hong Kong Special Administrative Region (“Hong Kong”). Individual investors
resident in Hong Kong and those resident or domiciled in territories other than
Hong Kong should not access this website.  The website is not directed to any
person in any jurisdiction where the publication or availability of the website
is prohibited, by reason of that person’s nationality, residence or otherwise.
Persons under these restrictions must not access the website. This website has
not been reviewed by the Hong Kong Securities and Futures Commission
(“SFC”). This website is operated by Manulife Investment Management (Hong Kong)
Limited, whose registered office is located at 10/F, Lee Garden One, 33 Hysan
Avenue, Causeway Bay, Hong Kong. Manulife Investment Management (Hong Kong)
Limited is licensed by the SFC to conduct various regulated activities in Hong
Kong. Manulife Investment Management (Hong Kong) Limited reserves the right to
grant or revoke the authority of any person to use this website at its absolute
discretion. These Global Terms will be governed by and construed under the laws
of Hong Kong. By accessing this website, you herebysubmit to the non-exclusive
jurisdiction of the Hong Kong courts. If any part of these Global Terms is held
invalid or unenforceable, that part will be deemed modified as necessary to make
it effective, and the remaining provisions of these Global Terms will remain in
full force and effect.

Indonesia: This website is operated by PT Manulife Aset Manajemen Indonesia,
which is an investment management and investment advisor company licensed in
Indonesia. All of the information on this site is approved for publication by PT
Manulife Aset Manajemen Indonesia, whose registered office is located at
Sampoerna Strategic Square, South Tower, 31st floor, Jl. Jenderal Sudirman Kav.
45-46, Jakarta, 12930, Indonesia. PT Manulife Aset Manajemen Indonesia is
registered with and supervised by the Indonesian Financial Services Authority.
This section of the website is only directed at institutional investors.
Individual investors resident in Indonesia and those resident or domiciled in
territories other than Indonesia is suggested not to access this
website. Products and services offered by PT Manulife Aset Manajemen Indonesia
are being set up under the laws of jurisdiction of Republic of Indonesia and are
not meant to be offered to parties outside jurisdiction of the Republic of
Indonesia where in such jurisdiction registration of the products and services
offered by PT Manulife Aset Manajemen Indonesia is prerequisite.

日本:日本の機関投資家向けサイトはマニュライフ・アセット・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

This website is operated by Manulife Asset Management (Japan) Limited. This
section of the website is only directed at Japan based institutional investors
and is not suitable for individual investors. Individual investors resident in
Japan and those resident or domiciled in territories other than Japan should not
access this website.

Malaysia: This website is operated by Manulife Investment Management (M) Berhad
Registration No: 200801033087 (834424-U) (“Manulife IM (Malaysia)”), which is
regulated by the Securities Commission Malaysia. This section of the website is
only directed at Malaysian based institutional investors and is not intended for
individual investors or institutional investors who domiciled in any
jurisdiction/ country other than Malaysia. All of the information on this site
is approved for publication by Manulife IM (Malaysia), whose registered office
is located at 16th Floor Manara Manulife, No. 6 Jalan Gelenggang, Damansara
Heights, 50490 Kuala Lumpur, Malaysia.

Philippines: This website, which is operated by Manulife Investment Management,
contains materials pertaining to the Philippines and includes information and
resources provided by Manulife Investment Management and Trust Corporation, a
subsidiary of The Manufacturers Life Insurance Co. (Phils.), Inc., a trust
corporation duly incorporated under the laws of the Philippines and regulated by
the Bangko Sentral ng Pilipinas.

Singapore: This website is operated by Manulife Investment Management
(Singapore) Pte. Ltd. (Company Registration No. 200709952G) ("Manulife
Singapore"), which is an entity regulated by the Monetary Authority of
Singapore. Manulife Singapore is a member of the Investment Management
Association of Singapore (IMAS), and an approved fund management company under
the Central Provident Fund Investment Scheme (CPFIS). This website is intended
for accredited investors and institutional investors as defined in the
Securities and Futures Act (Cap. 289) (“SFA”), and who are  domiciled in
Singapore with sufficient sophistication and investment experience to
independently assess the merits of an investment in any product described herein
and is not intended for distribution to, or use by, any person or entity in the
United States, or any jurisdiction or country where such distribution or use
would be contrary to law or regulation, or which would subject Manulife
Singapore (including its affiliates) (collectively hereafter "Manulife") or any
of Manulife's products or services to any registration requirement within such
jurisdiction or country.

Switzerland: This portion of the website is operated by Manulife Investment
Management (Europe) Limited,which is authorized and regulated by the Financial
Conduct Authority (“FCA”). The following web pages contain information on the
foreign collective investment schemes distributed by Manulife IM (Switzerland)
LLC (“Funds”) which have been approved by the Swiss Financial Market Supervisory
Authority (FINMA) for distribution in or from Switzerland   Information on the
Swiss Representative and Paying Agent is available on each Fund page.

The information contained in the following pages is only directed to “qualified
investors” as defined in Article 10(3) and (3ter) CISA and its implementing
ordinance, at the exclusion of qualified investors with an opting-out pursuant
to Art. 5(1) of the Swiss Federal Law on Financial Services ("FinSA") and
without any portfolio management or advisory relationship with a financial
intermediary pursuant to Article 10(3ter) CISA.

By clicking on the button “I accept” you certify that you are a qualified
investor with domicile/registered seat in Switzerland and that you have read,
understood and accepted the legal terms and conditions following below.

Qualified investors pursuant to Article 10 para 3 CISA are Institutional and
Professional clients pursuant to FinSA, more specifically:

 

·        Institutional Client (as defined under Art. 4 para. 3 and 4 FinSA),
more specifically as:

o   A Swiss financial intermediary as defined in the Federal Banking Act ("BA"),
the Federal Financial Institutions Act ("FinIA") and the CISA (i.e., bank,
securities firm, fund management company, manager of collective assets,
portfolio manager, trustee, representative of foreign collective investment
scheme, SICAV, limited partnership for collective investment, SICAF);

o   A Swiss insurance company as defined in the Federal Insurance Supervision
Act ("ISA");

o   A foreign institution subject to a prudential supervision as the
institutions listed under the two categories above;

o   A central bank;

o   A national or supranational public entity with professional treasury
operations*;

o   A Swiss or foreign collective investment scheme or a management company for
such collective investment schemes which is not covered by the categories above
but wishes to be considered as an Institutional Client (Art. 5 para. 4 FinSA).

·        Professional Client (as defined under Art. 4 para. 3 FinSA), more
specifically as:

o   A public entity with professional treasury operations*;

o   A pension fund/scheme with professional treasury operations*;

o   A company with professional treasury operations*;

o   A large company (i.e., a company which exceeds two of the following
parameters: a) balance sheet total of CHF 20 million; b) turnover of CHF 40
million; c) equity of CHF 2 million);

o   A private investment structure with professional treasury operations*
created for High-net-worth retail clients;

* An entity is deemed to have professional treasury operations if its finances
are managed, on a durable basis, by a professionally qualified person with
experience in the financial sector, regardless of the fact that this person is
internal or external to such entity.

 

Taiwan: This portion of the website is for Taiwanese institutional investors
only. Investors residing outside Taiwan are prohibited from using this portion
of the website. Manulife Investment Management (Taiwan) Co., Ltd. was
established in 1998 and became a member of Manulife Financial Corporation in
October 2008. Manulife Investment Management (Taiwan) Co., Ltd. may at its sole
discretion approve or revoke anyone’s right to use this website. The Terms are
subject to and construed in accordance with the laws of the Republic of China
(Taiwan); with respect to these Terms, the court of the Taiwan Taipei District
Court has nonexclusive jurisdiction. If any part of these Terms is determined to
be invalid or unenforceable, it will be regarded as revised as necessary so as
to render it valid, and the rest of the Terms will remain valid. Please refer to
“Country Schedule” for the “Notification Letter of Collection, Processing, Use
and International Transmission of Personal Information by Manulife Investment
Management (Taiwan) Co., Ltd. Manulife Investment Management (Taiwan) Co., Ltd.
is part of the Manulife group of companies and certain content of this website
may be provided by Manulife Group of companies and may refer to the services or
capacity to be performed by other affiliates of Manulife Group of companies.

United Kingdom: This website is operated by Manulife Investment Management
(Europe) Limited. This section of the website is only intended for the
information of intermediaries and institutional investors resident in the United
Kingdom, unless otherwise stated, and is not suitable for individual investors.
If you are an individual investor please leave this section of the website
immediately. All of the information on this site is approved for publication by
Manulife Investment Management (Europe) Limited. Registered in England (company
no. 02831891). Registered Office: One London Wall, London EC2Y 5EA. Manulife
Investment Management (Europe) Limited is authorised and regulated by the
Financial Conduct Authority (firm reference no. 165328).

United States: This website is operated by Manulife Investment Management (US)
LLC, Manulife Investment Management Private Markets (US) LLC, and Hancock
Natural Resource Group, Inc. This section of the website is only intended for
the information of intermediaries and institutional investors resident in the
United States in which Manulife Investment Management products may be sold,
unless otherwise stated, and is not suitable for individual investors. If you
are an individual investor please leave this section of the website immediately.

Vietnam: This website is operated by Manulife Investment Fund Management
(Vietnam) Company Ltd, which is regulated by the State Securities Commission.
This section of the website is only directed at Vietnamese based institutional
investors and is not suitable for individual investors. Individual investors
resident in Vietnam and those resident or domiciled in territories other than
Vietnam should not access this website.

Cancel Cancel I agree


DISCLAIMER (JAPAN)

ご利用条件

日本の機関投資家向けサイトは、日本国内の機関投資家のお客さまのみを対象としています。

国内外の個人投資家のお客様及び海外の機関投資家のお客様向けにはご提供しておりません。

以下のご利用条件にご同意いただける場合は、下にある緑色のボタン(I
agree)をクリックしてお進みください。ご同意いただけない場合は、灰色のボタン(Cancel)をクリックすると元の画面に戻ります。

機関投資家向けサイト(以下「サイト」といいます。)の運営者は、Manulife Financial
Corporation(以下「マニュライフ・ファイナンシャル」といいます。)のグローバルな資産管理部門であるManulife Investment
Management(旧Manulife Asset Management)です。地域別セクションは、それぞれのセクションに表示されているManulife
Investment
Managementの現地の法人によって運営されています。サイト上での情報提供は、地域によっては現地の法令により制限を受けることがあります。サイトの情報は、選択された地域以外の個人又は事業体の閲覧又は利用に供することを意図しておりません。よって、居住地・所在地以外のページにアクセスする場合には、当該地域に適用される制限を確認し遵守していただく必要があります。

サイトの閲覧及び利用を希望される場合には、以下のご利用条件(以下「グローバル条件」といいます。)を受諾するのみならず、その拘束を受け、かつこれに服することに同意していただく必要があります。Manulife
Investment Managementサイトのすべてのページ(Manulife Investment
Managementの現地の法人が運営する地域別セクションも含まれます。)に対し、グローバル条件が適用されます。これらのグローバル条件に同意されない場合、サイトの閲覧又は利用はご遠慮ください。インターネット・ユーザーがいかなる方法でサイトを利用するかにかかわらず、すべてのグローバル条件が適用されます。サイトを利用された場合、これらのグローバル条件を受諾されたことになります。

サイトは情報提供のみを目的としており、有価証券の取得勧誘又は売付け勧誘等を行うものではなく、運用又は助言に係るサービスについて勧誘を行うものではありません。またサイトに記載された、又はサイト経由で言及された有価証券又はサービスを推奨するものでもありません。サイト上で、又はサイト経由で閲覧できる有価証券、商品又はサービスが、特定の投資家に適していることを表明するものではありません。サイトによる情報提供は投資助言に該当せず、又は投資助言とみなされないことをご了承ください。サイトは、いかなる法域においても、投資活動の提案又は勧誘のための手段とみなされるべきではありません。

現地の法人によって運営されていることが明示されていない限り、サイトはManulife Investment
Managementによって運営されています。地域別セクションは、各セクションに表示されたManulife Investment
Managementの現地の法人により運営されています。

サイトは、機関投資家及びコンサルタントのみの利用を想定しています。機関投資家に該当しない場合には、サイトにアクセスしないでください。サイトに記載された運用商品・サービスの販売・購入が許可されていない法域の機関投資家は、サイトによる情報提供の対象者ではありません。

日本:日本の機関投資家向けサイトはマニュライフ・インベストメント・マネジメント株式会社が運営しています。日本向けセクションは、日本に拠点を有する機関投資家のみを対象としており、個人投資家向けの内容ではありません。日本在住の個人投資家及び日本国外に居住地又は本拠地を有する個人投資家はアクセスしないでください。

Japan: This website is operated by Manulife Investment Management (Japan)
Limited. This section of the website is only directed at Japan based
institutional investors and is not suitable for individual investors. Individual
investors resident in Japan and those resident or domiciled in territories other
than Japan should not access this website.

Cancel Cancel I agree


HELPING INVESTORS REALIZE THE POSSIBILITIES

We're passionate about partnering with our clients to create investment
solutions. Today, we offer leading capabilities across asset categories, with
entrepreneurial portfolio teams leveraging the deep local expertise of our
investment professionals worldwide.

Read more


 * PART OF A GLOBAL FINANCIAL INSTITUTION THAT'S PROTECTED INVESTOR ASSETS SINCE
   1887


 * $508 BILLION IN ASSETS UNDER MANAGEMENT


 * MORE THAN 600 INVESTMENT PROFESSIONALS. OFFICES IN 18 GEOGRAPHIES


 * 95+ YEARS
   
   
   OF REAL ASSET AND PRIVATE MARKET INVESTING


 * A+ FROM UN PRI FOR ESG STRATEGY AND GOVERNANCE AND ESG INTEGRATION IN LISTED
   EQUITY AND FIXED-INCOME SSA


 * 10 MARKETS AND 120+ YEARS OF EXPERIENCE IN ASIA 

Important information

Source: MFC Statistical Information Package as of December 31, 2021. AUM is in
USD. AUM includes assets managed by the institutional asset management arm of
Manulife Investment Management on behalf of external clients, the Manulife
General Account and other affiliated businesses. The methodologies used to
compile the total AUM are subject to change and may not reflect regulatory AUM
as reported on certain affiliates Form ADV.


CREATE YOUR CUSTOM DASHBOARD

Take control of the information that matters to you. When you set up a
dashboard, you can follow strategies and access client reports—all in one place,
quickly and easily.

Get started now


1H | 2022 GLOBAL INTELLIGENCE:


INFLECTION POINTS





View now

February 28, 2022


INCORPORATING THE RUSSIA-UKRAINE CONFLICT IN A GLOBAL MACRO OUTLOOK

Frances Donald,  Global Chief Economist and Strategist, Multi-Asset Solutions
Team Manulife Investment Management

For the global economy, the Russia-Ukraine conflict and its repercussions amount
to a stagflationary shock. We assess the situation's impact on our medium-term
macro outlook.
Read more

January 27, 2022


THE U.S. FARM ECONOMY IN 2021

Keith A. Balter,  Managing Director of Economic Research, Timberland and
Agriculture, Manulife Investment Management Manulife Investment Management



Jaspreet Aulakh,  Senior Natural Resource Economist Manulife Investment
Management



Weiyi Zhang, Ph.D.,  Senior Agricultural Economist Manulife Investment
Management

U.S. farm income rose in 2021 and is expected to continue improving into 2022.
Learn more about the global headwinds and tailwinds faced by farmland investors
in our in-depth review.
Read more

November 25, 2021


CLIMATE DISRUPTION: KEYS TO THE TRANSITION TO RENEWABLE ENERGY

Margaret Childe,  Head of ESG Research and Integration, Canada Manulife
Investment Management



Craig Bethune, CFA,  Senior Portfolio Manager, Global Natural Resources Manulife
Investment Management

The energy sector’s transition to clean, renewable sources continues to be a
slow and complex journey. In this article, we discuss the major themes we see
playing out in the energy system today and in the coming decades.
Read more


LOCAL INSIGHT, GLOBAL REACH 

Our capabilities build on our more than 130-year heritage of capital
stewardship, along with our strength and depth of investment teams across the
globe.

Learn more



 * MULTI-ASSET SOLUTIONS
   
   We help clients seek better outcomes through active allocation, deeper
   diversification, and tailored solutions.  
   
   Read about our multi-asset solutions


 * ALPHA-FOCUSED EQUITY
   
   Our high-conviction equity strategies are managed by entrepreneurial teams
   pursuing specialized and durable sources of alpha.
   
   Read about our equity capabilities


 * PRIVATE MARKETS STRATEGIES
   
   We offer clients a way to capitalize on inefficient markets and
   differentiated return sources across a number of strategies, building on
   decades of experience investing in private markets.
   
   Read about our private markets capabilities


 * FIXED INCOME
   
   Our clients around the world depend on us to help generate income and
   preserve wealth. We take that responsibility to heart, offering diverse
   strategies built on autonomous teams, strong centralized resources, and a
   heritage of risk management.
   
   Read about our fixed-income capabilities


2020 SUSTAINABLE AND RESPONSIBLE INVESTING REPORT

Discover our approach to ESG integration, stewardship, and collaboration 

View now
 * Manulife Investment Management



--------------------------------------------------------------------------------

© 2020–2022 Manulife Investment Management. All rights reserved. Manulife,
Manulife Investment Management, Stylized M Design, and Manulife Investment
Management & Stylized M Design are trademarks of The Manufacturers Life
Insurance Company and are used by it, and by its affiliates under license.

U.S. law governs the terms of use of the global section of the Manulife
Investment Management website. Local law governs the terms of use of the
regional sections of the website, each of which is intended to provide general
information only about Manulife Investment Management’s organization and
capabilities. Investors may access this information by selecting a specific
location through the site navigation. Persons outside a selected location are
advised to seek independent advice relating to the use of the site, as they may
be prohibited from receiving such information under the laws applicable to their
place of citizenship, domicile, or residence. Please see our global legal terms
for additional guidance.

 

197 Clarendon Street, Boston, MA 02116

Global privacy policy

Global legal terms

Social media terms                                  Dashboard user agreement


Transcript




PRIVACY PREFERENCE CENTER




 * YOUR PRIVACY


 * STRICTLY NECESSARY COOKIES


 * FUNCTIONAL COOKIES


 * PERFORMANCE COOKIES


 * TARGETING COOKIES


 * SOCIAL MEDIA COOKIES


YOUR PRIVACY

When you visit any website, it may store or retrieve information on your
browser, mostly in the form of cookies. This information might be about you,
your preferences or your device and is mostly used to make the site work as you
expect it to. The information does not usually directly identify you, but it can
give you a more personalized web experience. Because we respect your right to
privacy, you can choose not to allow some types of cookies. Click on the
different category headings to find out more and change our default settings.
However, blocking some types of cookies may impact your experience of the site
and the services we are able to offer.
More information


STRICTLY NECESSARY COOKIES

Always Active

These cookies are necessary for the website to function and cannot be switched
off in our systems. They are usually only set in response to actions made by you
which amount to a request for services, such as setting your privacy
preferences, logging in or filling in forms.    You can set your browser to
block or alert you about these cookies, but some parts of the site will not then
work. These cookies do not store any personally identifiable information.

Cookies Details‎


FUNCTIONAL COOKIES

Functional Cookies


These cookies enable the website to provide enhanced functionality and
personalisation. They may be set by us or by third party providers whose
services we have added to our pages.    If you do not allow these cookies then
some or all of these services may not function properly.

Cookies Details‎


PERFORMANCE COOKIES

Performance Cookies


These cookies allow us to count visits and traffic sources so we can measure and
improve the performance of our site. They help us to know which pages are the
most and least popular and see how visitors move around the site.    All
information these cookies collect is aggregated and therefore anonymous. If you
do not allow these cookies we will not know when you have visited our site, and
will not be able to monitor its performance.

Cookies Details‎


TARGETING COOKIES

Targeting Cookies


These cookies may be set through our site by our advertising partners. They may
be used by those companies to build a profile of your interests and show you
relevant adverts on other sites.    They do not store directly personal
information, but are based on uniquely identifying your browser and internet
device. If you do not allow these cookies, you will experience less targeted
advertising.

Cookies Details‎


SOCIAL MEDIA COOKIES

Social Media Cookies


These cookies are set by a range of social media services that we have added to
the site to enable you to share our content with your friends and networks. They
are capable of tracking your browser across other sites and building up a
profile of your interests. This may impact the content and messages you see on
other websites you visit.    If you do not allow these cookies you may not be
able to use or see these sharing tools.

Cookies Details‎


BACK BUTTON BACK



Vendor Search
Filter Button
Consent Leg.Interest
checkbox label label
checkbox label label
checkbox label label


 * 33ACROSS
   
   33ACROSS
   
   View Third Party Cookies
    * Name
      cookie name


Clear
checkbox label label
Apply Cancel
Confirm My Choices
Allow All


By clicking “Accept” and navigating our site, you agree to the storing of
cookies on your device to enhance site navigation, analyze site usage, and
acknowledge that you have read and agree to Manulife Investment Management’s
Privacy Policy and Legal Terms.

Cookies Settings Accept All Cookies

" "