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LOOKING FOR TERMITE DAMAGES WHEN BUYING A HOME

March 21, 2022 / Art Aoki/ Leave a comment

This Blog was posted for you By Your Pest Control San Antonio – Jenkins Pest and
Lawn


LOOKING FOR TERMITE DAMAGES WHEN BUYING A HOME

The benefits of performing a home inspection before purchasing a new home are
well known and documented, but you may not have considered the advantages a home
inspection report can provide even if your home is not for sale. In fact, there
are a number of inspections and tests available for homeowners that can help you
anticipate problems and even protect your family’s safety. Besides a thorough
home inspection, experts recommend testing your home for mold, radon, asbestos,
lead paint, and pest infestation to ensure your home is safe and in optimal
condition.


GENERAL HOME INSPECTION

Home inspection reports provide valuable information about the condition of your
home. That information can be vital to you as a homeowner, no matter how long
you’ve owned your house. Scheduling a professional home inspection will give you
a clear assessment of the various systems in your home, including an estimated
time frame for replacement and a general idea of what kinds of repairs may be
necessary. You will be able to plan for repairs and replacements of older
systems in advance, allowing a measure of financial control and preventing
unexpected breakdowns.

Mold

The U.S. Department of Housing and Urban Development (HUD) has identified toxic
mold as a health risk, especially for people suffering from allergies or asthma.
Mold can grow almost anywhere in your home and can be difficult to spot since it
prefers damp, dark areas. A mold inspection can determine whether toxic mold is
presenting a health risk for you and your family, and offer options for
remedying the problem.

Radon

HUD recommends that homeowners test their property for dangerous levels of
radon. Radon, a colorless and odorless gas, is radioactive and can cause lung
cancer in high dosages. Professional radon testers can measure the level of
radon in your home and, if high levels of radon exist, assist you in repairing
the problem before it causes serious health problems. Home testing kits are also
available, and some do-it-yourself kits for radon remediation can produce
satisfactory results if used properly.

Asbestos

Mostly found in older homes, asbestos insulation can also cause cancer. While
this problem is sometimes found during a general home inspection, asbestos
remediation companies have expertise in identifying and removing asbestos
insulation safely and without further risk to you and your family. Because of
the toxic nature of asbestos and the difficulty in removing it completely, this
is not a project you should try to undertake on your own.

Lead Paint

Homes built before 1978 may contain lead-based paint; this can cause lead
poisoning and cause serious medical problems, including brain damage and birth
defects. It’s estimated that 1.7 million children may be affected by some degree
of lead poisoning. Lead-based paint inspections are comparatively inexpensive;
if your home was built before 1978, it’s worth your while to schedule this
inspection and ensure your home’s safety.


TERMITE AND PEST INSPECTION

In order to preserve the structural integrity of your home, termite inspections
are an important part of your yearly maintenance schedule. If caught early,
termites and other pests can be stopped before they do serious damage. General
home inspections do not always cover insect damage, so a separate inspection is
a good idea. If no infestation is found, most companies can recommend a
preventive program to keep your home free from these pests and the damage they
can do.

Energy Analysis

Energy has partnered with local companies to provide free walk-through energy
audits for its customers. Especially geared toward promoting energy efficiency,
these audits will check on the condition of your heating and cooling system,
insulation, ductwork, and the general condition of door and window frames. The
company will then make suggestions about how you can improve your home’s energy
efficiency. This free service is part of a green initiative and can save you
hundreds of dollars each year in energy costs.

Knowing the condition of your home will allow you to plan improvements and
repairs in advance. Additionally, some types of home inspections can save you
money, preserve your home’s condition and even protect your family’s health: all
good reasons to have your home thoroughly tested and inspected as soon as
possible. These small investments can reap enormous rewards in health, safety,
and comfort for you and your family.

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Blog


MOTORCYCLE ACCIDENT ATTORNEYS – PERSONAL INJURY LAW

May 10, 2021May 10, 2021 / Art Aoki/ Leave a comment

For many people, motorcycle insurance policies can be very confusing and
difficult to understand. Unfortunately, most people have complete faith that
their insurance company is there to assist them and will do the right thing for
them. That is not always the case. Regretfully, insurance companies can and do
mislead innocent consumers.
When this occurs it is called Insurance Bad Faith. Insurance Bad Faith occurs in
a number of ways, such as:

Unjustly delaying payment to an insured.
Poorly investigating the claims of the insured.
Denying insured benefits that are due under the policy.
Offering less money or “lowballing” the insured to settle their claim.
Trying to settle a claim with documents that have been changed unbeknownst to
the insured.
If you have been the victim of any of these types of fraudulent behavior by an
insurance company you may have a bad faith insurance claim. You should contact
the Texas bad faith insurance lawyers at our Law Office to find out if you have
a case.

If you have been injured in a motorcycle accident and the insurance company has
acted in a fraudulent manner it is vital that you hire an attorney right away.
You need a law firm with experienced, and aggressive personal injury attorneys
who will represent your case and provide you with expert and skilled legal
advice. We know that many bikers are unfairly discriminated against. We champion
the rights of motorcyclists. The experienced bad faith insurance lawyers at our
firm will aggressively fight your bad faith insurance case. We fight for our
client’s rights. It is our sacred duty and obligation to recover the maximum
cash award for our clients!

An accident between a motorcycle and a car



If you or a loved one has been injured or killed in a motorcycle accident due to
a negligent driver call the aggressive personal injury attorneys at our firm for
a free consultation.

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Blog


DO YOU HAVE A BEEF WITH YOUR INSURER

November 19, 2020March 10, 2021 / Art Aoki/ Leave a comment

Every time you pay for a product or service a corresponding right is also
attached to the transaction. This works the same with your Car Insurance. If
there is something that is not to your liking you can always provide feedback to
your insurance company.

However, you cannot just approach just anyone at the insurer’s office. Though it
might take more time, submitting your complaint to the right person will
probably mean the difference.

There are many ways to lodge your complaint but there are appropriate ways to
accomplish it, to ensure that you will get heard.

Getting in touch with your Insurer

It would be a good idea if you first lodge your complaint with the person you
initially transacted with.

Make it known to the person why you are making the complaint and be clear about
the things that you want them to accomplish to solve the problem.

If you do not achieve progress with this person, find ways to go to the next
level, a person of authority who is much higher than the one you initially
referred the complaint to.

You can call or see the supervisor or manager in person to convey your
complaints. It would help your cause if you speak calmly and detailing the
complaint in a clear manner. Should this still not work, maybe it is time for
you to opt for a written grievance.

How to write a complaint letter

If personally detailing your complaint in person or by phone does not work, a
pen and paper might do the trick. However, to ensure that it gets to the right
person, mark the top of the letter as well as the envelope with the word
“complaint”. You should ensure that the following are included in your letter:

The name and the position of the person you want the letter to be addressed to

Include specific dates, complete names and detailed facts

Attach any pertinent documents should the need arises

Infuse it with a tone that is not offensive or provoking

Drop a line to a Complaints Department

If phone calls or written letter of complaints do not make headway, your best
alternative would be to bring your complaint to this third party company. You
must remember, however, that you will not be considered by the Complaint
Department until you have contacted your insurer first.

You are also only allowed to contact the Complaint Department which is
associated with your insurer. To obtain this information, request it from your
insurer.

The resolution of your complaints through the aid of the Complaints Department
is always final. This means that you cannot revert to any of the other options
just to get extra funds from the insurance company.

The complaints department is the usual definitive way to finally settle a
complaint unless you want to take the insurer to court. This alternative however
would entail another page of discussion.

But at the end of the day, we all agree that the best way to make a complaint is
to not make any at all.

This Blog was posted for you By Falcon Insurance Services in San Antonio



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