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shoppers save 10% evedry month for a whole year

As seen on E! Daily Pop: Dr. Evan Antin's tips for traveling with your pets.
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Pet Insurance



Dog Insurance

Help your dog live their very best life


Cat Insurance

Give your cat the best care possible


Puppy Insurance

Set your puppy up for a healthy future


Kitten Insurance

Get big coverage for your little lion


Pet Insurance Guide

Learn what is pet insurance and how you can help protect your pets


Pet Insurance Cost

Take a closer look at our pet insurance pricing


Sample Policy

Want the details? View a sample policy


FAQs

Get answers to your pet insurance questions


My Account

FAQs

866.509.0163

Chat support
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Coverage



What’s Covered?

Explore Fetch’s unmatched coverage


Accident & Illness

Get the most comprehensive pet insurance plan for unexpected injuries and
illnesses


Wellness

Help keep your pet healthy between vet visits with routine and preventative care


Dental Coverage

Learn more about our comprehensive dental coverage for cats and dogs


Pre-Existing Conditions

Learn about our policy on symptoms and pet health conditions prior to coverage


Hereditary & Congenital Conditions

Coverage for conditions your pet may inherit or develop in their lifetime


My Account

FAQs

866.509.0163

Chat support
Get your price

Claims



Claims Support

Have questions about a claim? We're here to help


Claims Example

View our claim examples to see how you can save up to 90% on vet bills


Claims App

Download our app to easily submit and track claims


My Account

FAQs

866.509.0163

Chat support
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Compare



Compare Fetch Against:

ASPCA

Lemonade

Pumpkin

Spot

Geico

Healthy Paws

Nationwide

Trupanion

Pets Best

Embrace

MetLife

AKC

All Providers

Pet Insurance Buyers Guide

Get help with finding the right pet insurance plan


My Account

FAQs

866.509.0163

Chat support
Get your price

About



Why Choose Fetch

We offer more than just the most comprehensive pet insurance coverage


Reviews

Read reviews about Fetch Pet Insurance from real pet parents


Blog

Browse our blog for pet care tips, vet insights and more


About Us

Learn more about the humans behind the most comprehensive pet insurance


Newsroom

Read the latest news and press coverage about Fetch


Careers

Join the pack! Take a look at our job openings


My Account

FAQs

866.509.0163

Chat support
Get your price
My Account

FAQs

866.509.0163

Chat support
Get your price
My Account
Get your price


PET INSURANCE THAT COVERS MORE


THE MOST COMPREHENSIVE PET INSURANCE + HEALTH ADVICE

Use any veterinarian in the U.S. or Canada


Rated 'Excellent' on Trustpilot

Covers up to 90% of unexpected vet bills


Get your price


See what the experts are saying



“Our pick for comprehensive coverage”



“One straightforward but very comprehensive plan”



“We like its low prices”



“Standout feature is its coverage for dental & alternative therapies”



“The most comprehensive pet insurance”


WHAT DOES FETCH PET INSURANCE COVER?

Fetch Pet Insurance provides the most comprehensive coverage out there. That
means we cover what others charge extra for or don’t cover at all. Take sick
visits, for example. Unlike other providers, we cover the complete sick visit —
exam fee included (that’s $50 - $250 in savings for each of your pet’s visits).



ACCIDENTS

If your pet gets injured, Fetch has their back —
and yours, too.

Broken bones


Hospital stays


Online vet visits


Bite wounds


Poisoning


Motor vehicle accidents


Cuts & scratches


Swallowed objects


Broken teeth


Emergency vet visits


And more!


ILLNESSES

If your pet gets sick, Fetch helps get them back on their paws.

Sick visits


Allergies


Breed-specific issues


Periodontal & gum disease


Arthritis


Cancer treatment


Skin & ear infections


Vomiting & diarrhea


Cherry eye


And more!


DIAGNOSTICS & TREATMENTS

From diagnosis to recovery, Fetch is with you and your pet every step of the
way.

X-Rays & CT Scans


Physical therapy


Surgeries


Ultrasounds


Laboratory tests


Acupuncture &
chiropractic care


Treatment for aggression
& separation anxiety


Prescription medications


And more!


WELLNESS

Supporting your pet’s health just got more affordable with this optional add-on.

Annual exam


Vaccinations


Dental cleaning


Heartworm, flea & tick prevention


Routine & preventative coverage


Spaying or neutering


Fecal tests


Blood & urine tests


And more!

See more coverage


OUR PLAN INCLUDES WHAT OTHER PROVIDERS CHARGE EXTRA FOR OR DON’T COVER AT ALL


COMPLETE SICK VISITS COVERED

Exam fees are included, which saves you around $50-$250 per sick visit.




EVERY TOOTH COVERED

We cover injury and disease in every adult tooth — not just the canines.




BREED-SPECIFIC ISSUES COVERED

Not all providers cover hereditary conditions linked to breed. We do.


SEE HOW WE STAND OUT AGAINST OTHER PET INSURANCE PROVIDERS

Choose a provider


 * Embrace
 * Healthy Paws
 * Lemonade
 * Nationwide
 * Pets Best
 * Pumpkin
 * Trupanion
 * Figo
 * ASPCA

Rated 4.7 in the App Store & Google Play. *Updated July 2023.




HOW FETCH WORKS



USE ANY VETERINARIAN IN THE U.S. OR CANADA.

With Fetch, you have the flexibility to keep your current vet or use a new vet
if you’d like. We even cover specialists and emergency clinics.


SUBMIT A CLAIM IN MINUTES

Just take a picture of your vet documents, answer a few questions about your
pet’s treatment and we’ll handle it from there.


GET PAID BACK FAST

Once your claim is approved, you’ll be paid back up to 90% of your unexpected
vet bill in as little as 2 days via direct deposit.


YOUR PET, YOUR PRICE


We're committed to giving you the fairest and most accurate pricing based on
your pet's breed, age and location.


Plans average

$35/month for dogs


Plans average

$20/month for cats


READ CUSTOMER REVIEWS ABOUT FETCH PET INSURANCE

Trustpilot


LONG LIVE LOVE™

We’re a community of pet parents who understand you because we are you. We give
up our favorite spot on the couch because it’s also our dogs’ favorite. We open
the blinds just so our cats can sunbathe in the living room. And our hearts melt
just a little bit every time a small chin rests on our knee at the end of the
day. Sound like you?

Sign up now


YOUR PET INSURANCE QUESTIONS – ANSWERED!


DOES PET INSURANCE ONLY COVER CATS AND DOGS?




Fetch provides pet insurance coverage for dogs, puppies, cats and kittens. We do
not cover birds, bunnies, lizards and other exotic pets.



CAN I USE ANY VET WITH PET INSURANCE?




Yes! With Fetch, you can see any vet in the U.S. or Canada.



AT WHAT AGE SHOULD I GET PET INSURANCE FOR MY DOG OR CAT?




Fetch recommends signing up your kitten or puppy so that future illnesses or
injuries can be covered. Fetch Pet Insurance covers dogs and cats 6 weeks and
older, but to make sure your pet gets as much pet insurance coverage as
possible, it's best to sign up before they need it.



HOW DO PRE-EXISTING CONDITIONS WORK WITH PET INSURANCE?




A pre-existing condition is any injury, illness or condition that you or your
veterinarian notice your pet has (or shows signs of) either before you enroll
with Fetch, before your policy’s effective date or during the waiting period of
up to 15 days. Fetch offers the most comprehensive coverage in the U.S. and
Canada for new injuries and illnesses, but like other providers, we don’t cover
pre-existing conditions.



SHOULD I ADD WELLNESS TO MY FETCH PET INSURANCE PLAN?




Adding a Fetch Wellness plan to your Fetch injury and illness insurance will
help you save on routine and preventive coverage (think: vaccinations and annual
exams). That way, you can help prevent health issues before they start. Plus,
there's no deductible for wellness — enroll today.


The most extensive coverage according to Digg, January 2024. Based on a
comparison of other pet insurance providers. Digg is a Fetch partner.


PET INSURANCE

Sample policy termsState disclosure noticesPuppy insuranceKitten
insuranceReviewsDiscountsClaimsPre-existing conditionsPet insurance by statePet
insurance by breed


ABOUT

Fetch core valuesAbout usVeterinary Advisory BoardCareersPartner with usEmployee
benefitsNewsroomPrivacy policyCulture


CAUSE

Shelter partners
Project Street Vet


RESOURCES

Fetch Pet RxFetch appFetch Health ForecastSitemap


COUNTRY

United States



United States

Canada


CONTACT US

Full contact info1.866.509.0163

All product and pricing guarantees are provided by Allivet. Please click here to
review the terms and conditions of the guarantees at FetchPetRx.com All orders
from FetchPetRx.com are fulfilled by Allivet, a fully licensed pharmacy,
licensed to sell pet prescription medication in all states.

Dr. Aliya McCullough, DVM, and Dr. Audrey Ruple, DVM, trust and recommend Fetch
Pet Rx. Both Dr. McCullough and Dr. Ruple are members of the Fetch Veterinary
Advisory Board.

Save up to 60% on your pet's meds based on average price paid by Fetch Pet
Insurance customers for top 100 prescription medications compared to lowest
available price on Fetch Pet Rx (via Allivet) from January 2022 to June 2023.
Actual savings may vary. Prescription medications and supplements that are
covered by your policy are subject to your deductible.

Benefits and savings are provided by Allivet. Fetch Pet Rx and Allivet are not
insurance and are not provided by XL Specialty Insurance Company or AXIS
Insurance Company.

For residents of DE, LA, ME, MS, NE, NH, WA, click to review an Insurer
Disclosure of Important Policyholder Provisions.
‍
Program not available in New Brunswick and Quebec.

This information is descriptive only. Policy activation periods, risk free
cancellation terms, waiting periods and other terms vary by state. Exclusions
apply, such as pre-existing conditions. Please see your policy for full terms
and conditions of coverage.

This product information is for descriptive purposes only and does not provide a
complete summary of coverage. Consult the applicable insurance policy for
specific terms, conditions, limits, deductible, copay, limitations, and
exclusions to coverage; these may vary by state and are subject to change
without notice. The coverage for each policyholder will be governed by the terms
and conditions of the applicable policy. All coverage and limit options may not
be available to all customers and are subject to underwriting approval.  If
there is any conflict between the policy and this product information, the
provisions of the policy shall prevail.

Discounts and offers are subject to approval and may change at any time. Maximum
available discount is 10% and may not be available in all states and is not
valid with any other offer. Charitable donations offer not available in AK, HI,
ID, IN, KS, ND, NY, RI, SC, or TX, limited to $15 in AL and $10 in MI and UT. 

Fetch insurance policies are administered by Fetch Insurance Services, LLC
(d/b/a Fetch Pet Insurance, Fetch Pet Insurance Services in New York and British
Columbia, Fetch Insurance in Nebraska, Fetch Pet Insurance Services, LLC in
Michigan, North Dakota, New Mexico and California) CA license # 0F60627 and
underwritten by XL Specialty Insurance Company, a Delaware Corporation, or AXIS
Insurance Company, an Illinois Corporation, in the U.S. and AXIS Reinsurance
Company (Canadian Branch) in Canada. For more information, visit fetchpet.com.
©️2024 Fetch, Inc. Information accurate as of May 2024.

Fetch Forward and The Dig are not insurance and are not provided by XL Specialty
Insurance Company or AXIS Insurance Company.

Fetch is a registered trademark owned by Fetch, Inc. Long Live Love, Because
Pets are family, and The Pet Gala are service marks of Fetch, Inc. 

Unmatched according to The Dodo, May 2022. The Dodo is the #1 animal brand
globally on social media according to Tubular as of January 2021. Most
comprehensive and most extensive coverage according to Consumers Advocate,
January 2023. Based on a comparison of injury and illness coverage between Fetch
and North American pet insurance providers on consumersadvocate.org. Consumers
Advocate is a Fetch partner. Best pet insurance according to Consumer Rating,
August 2023. Based on a comparison of top pet insurance companies on
consumerrating.org. Consumer Rating is a Fetch partner. 

MarketWatch, NerdWallet, Forbes Advisor and Rover are Fetch partners.

Average monthly premiums are based on U.S. annual premiums, using a 12-month
average, for the period of 01.01.2022 through 12.31.2022 and all available limit
combinations.

Exam fees based on average costs. Policies in force and number of pets helped
based on Fetch data as of 10.12.2023.

Fetch Wellness is insurance coverage added by endorsement to the core injury and
illness policy, if purchased. It is not a “Wellness Program” meaning a
subscription or reimbursement-based program that is separate from an insurance
policy.

1 out of 3 pets need emergency veterinary treatment each year according to
MetLife Pet Insurance. 6 Shocking Pet Health Statistics. Published February
2022.

For policies purchased in LA or NH, the installment fee is waived for the first
payment and applied to all remaining payments.

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